ING Groep（INN1）株式概要ING Groep N.V.は、オランダ、ベルギー、ドイツ、その他の欧州諸国、および国際的に様々な銀行商品やサービスを提供している。 詳細INN1 ファンダメンタル分析スノーフレーク・スコア評価5/6将来の成長0/6過去の実績4/6財務の健全性4/6配当金5/6報酬当社が推定した公正価値より52.2%で取引されている 過去1年間で収益は61.7%増加しました 同業他社や業界と比較して、良好な取引価格 リスク分析今後3年間の収益は年平均0.4%減少すると予測されている。 不安定な配当実績 すべてのリスクチェックを見るINN1 Community Fair Values Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€26.2912.7% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture031b2016201920222025202620282031Revenue €30.0bEarnings €10.3bAdvancedSet Fair ValueView all narrativesING Groep N.V. 競合他社CommerzbankSymbol: XTRA:CBKMarket cap: €39.2bProCredit HoldingSymbol: XTRA:PCZMarket cap: €475.9mUmweltBankSymbol: XTRA:UBKMarket cap: €162.7mPostal Savings Bank of ChinaSymbol: SEHK:1658Market cap: HK$671.0b価格と性能株価の高値、安値、推移の概要ING Groep過去の株価現在の株価€26.2952週高値€26.6052週安値€17.68ベータ0.901ヶ月の変化10.46%3ヶ月変化4.95%1年変化41.71%3年間の変化116.84%5年間の変化129.89%IPOからの変化24.41%最新ニュースお知らせ • Mar 17ING Groep N.V. has filed a Follow-on Equity Offering.ING Groep N.V. has filed a Follow-on Equity Offering. Security Name: Floating Rate Notes due 2032 Security Type: Corporate Bond/Note Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinatedお知らせ • Feb 06ING Groep N.V. Announces Executive ChangesING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank.お知らせ • Jan 30ING Groep N.V. Provides Earnings Guidance for the Year 2026 and 2027ING Groep N.V. provided earnings guidance for the year 2026 and 2027. For the year 2026, the company expects total income to grow to around EUR 24 billion. This outlook is supported by continued volume growth and an anticipated 5% to 10% increase in fee income. For the year 2027, the company expects total income to exceed EUR 25 billion, which is at the upper end of previous target range, including a higher fee income target, which the compay now expects to exceed EUR 5 billion in 2027.お知らせ • Jan 29Ing Groep N.V. Proposes Final Dividend for the Year 2025ING Groep N.V. proposed final cash dividend over 2024 of €0.736 per share.お知らせ • Jan 20ING Groep N.V. Announces Resignation of Herna Verhagen from Supervisory BoardING Groep NV announced that Herna Verhagen will resign from the Supervisory Board as of the end of the 2026 annual general meeting. Herna Verhagen was appointed to the Supervisory Board at the AGM in April 2019 and started in her role effective 1 October 2019. She will leave ING to accept a board nomination at another listed financial services firm. In her role as Supervisory Board member, Herna is also chairwoman of the Remuneration Committee and member of the Nomination and Corporate Governance Committee and the Risk Committee.お知らせ • Jan 07+ 1 more updateING Groep N.V. to Report Q3, 2026 Results on Oct 29, 2026ING Groep N.V. announced that they will report Q3, 2026 results on Oct 29, 2026最新情報をもっと見るRecent updatesお知らせ • Mar 17ING Groep N.V. has filed a Follow-on Equity Offering.ING Groep N.V. has filed a Follow-on Equity Offering. Security Name: Floating Rate Notes due 2032 Security Type: Corporate Bond/Note Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinatedお知らせ • Feb 06ING Groep N.V. Announces Executive ChangesING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank.お知らせ • Jan 30ING Groep N.V. Provides Earnings Guidance for the Year 2026 and 2027ING Groep N.V. provided earnings guidance for the year 2026 and 2027. For the year 2026, the company expects total income to grow to around EUR 24 billion. This outlook is supported by continued volume growth and an anticipated 5% to 10% increase in fee income. For the year 2027, the company expects total income to exceed EUR 25 billion, which is at the upper end of previous target range, including a higher fee income target, which the compay now expects to exceed EUR 5 billion in 2027.お知らせ • Jan 29Ing Groep N.V. Proposes Final Dividend for the Year 2025ING Groep N.V. proposed final cash dividend over 2024 of €0.736 per share.お知らせ • Jan 20ING Groep N.V. Announces Resignation of Herna Verhagen from Supervisory BoardING Groep NV announced that Herna Verhagen will resign from the Supervisory Board as of the end of the 2026 annual general meeting. Herna Verhagen was appointed to the Supervisory Board at the AGM in April 2019 and started in her role effective 1 October 2019. She will leave ING to accept a board nomination at another listed financial services firm. In her role as Supervisory Board member, Herna is also chairwoman of the Remuneration Committee and member of the Nomination and Corporate Governance Committee and the Risk Committee.お知らせ • Jan 07+ 1 more updateING Groep N.V. to Report Q3, 2026 Results on Oct 29, 2026ING Groep N.V. announced that they will report Q3, 2026 results on Oct 29, 2026お知らせ • Jan 06ING Announces Cash Distribution, Payable on 15 January 2026ING announced on January 5, 2026 that it will pay EUR 0.172 per share on 15 January 2026, as part of the up to EUR 1.6 billion distribution to shareholders as announced on 30 October 2025. The amount per share has been determined based on the total cash payment of EUR 500 million and the 2,902 million ordinary shares outstanding on 31 December 2025.お知らせ • Nov 01ING Groep N.V. to Report Q1, 2026 Results on Apr 30, 2026ING Groep N.V. announced that they will report Q1, 2026 results on Apr 30, 2026お知らせ • Oct 29+ 1 more updateIda Lerner to Become as Member of the Management Board of ING, Effective April 1, 2026ING has named a new chief financial officer (CFO). Ida Lerner is to be appointed to the role. Until recently, she was CFO at Norwegian bank, DNB. From April 1, 2026, Ida Lerner will become a member of the Management Board, Banking. The Supervisory Board will propose to shareholders to appoint her as member of the Executive Board and as CFO of ING Group at the Annual General Meeting in April 2026. Ida was DNB's CFO since 2021. She joined the bank in 2007. Before taking the position as CFO, she served as head of DNB for the Central Eastern Europe, Middle East Africa region based in London, chief of Customer Analysis in Northern Europe, Middle East Africa and group executive vice president for Risk Management. Prior to joining DNB, she worked in various roles at HSBC and Nordea. Ida holds a Bachelor in Social Sciences, with an emphasis on economics from the University of Stockholm. The appointment of Ida has been approved by the European Central Bank.お知らせ • Oct 23Ing Groep N.V. Announces Management ChangesING Groep N.V. announced Ljiljana Cortan will be appointed head of Wholesale Banking and succeed Andrew Bester no later than at the day of the Annual General Meeting in April 2026. Ljiljana is currently chief risk officer (CRO), member of the Executive Board and the Management Board Banking and will continue in these roles until the changes take effect, at which point she will step down from the Executive Board of ING Groep N.V. Ljiljana joined ING and took on her current role in 2021. She has more than 25 years of international banking experience in various positions in risk, corporate banking, strategy and business development, among others as head of Corporate and Investment Banking Strategy for Central and Eastern Europe and global head of Financial Institutions, Banks and Sovereigns at UniCredit. Before joining ING, she was a member of the Management Board and CRO at HypoVereinsbank, a subsidiary of UniCredit Germany. Andrew Bester joined ING in April 2021 with more than 30 years of experience in banking and professional services including executive roles at Lloyds, Standard Chartered and Co-operative Bank. The appointment of Ljiljana Cortan as head of Wholesale Banking is subject to regulatory approval. The search for a successor as CRO has been initiated, and announcements will be made in due course.お知らせ • Aug 01ING Groep N.V., Annual General Meeting, Apr 13, 2026ING Groep N.V., Annual General Meeting, Apr 13, 2026.お知らせ • Jul 31+ 2 more updatesING Groep N.V. to Report Q4, 2025 Results on Jan 29, 2026ING Groep N.V. announced that they will report Q4, 2025 results on Jan 29, 2026お知らせ • Jul 25ING Groep N.V. (ENXTAM:INGA) completed the acquisition of additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep.ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on March 2, 2025. Upon completion, ING Groep N.V. will own 20.3% stake in Van Lanschot Kempen NV. Under the terms of the agreement, ING has directly acquired a stake of 7.2%, bringing its stake in Van Lanschot Kempen to 9.9%. The remainder of the transaction is subject to regulatory approval. The transaction is expected to have a minimal impact on ING’s CET1 ratio. As of July 24, 2025, the deal has received regulatory approval. ING Groep N.V. (ENXTAM:INGA) completed the acquisition of additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on July 24, 2025.お知らせ • Jul 24+ 1 more updateING Groep N.V. Announces Tanate Phutrakul to Step Down as CFO in April 2026ING Groep N.V. announced that Tanate Phutrakul will step down from his position as CFO of ING. Tanate will leave ING as of the Annual General Meeting in April 2026, after 24 years at ING of which seven on the Executive Board. Tanate joined ING in 1998 as managing director of ING Barings Securities Thailand. From 2003 until 2008 he served as head of Wholesale Banking and chief financial officer of TMB Bank in Thailand. In successive years he served as CFO of ING’s Operations and IT unit, ING Retail Banking International and ING Belgium. In 2019, he was appointed to the Executive Board as CFO of ING Group. The search for a successor has been initiated and announcements will be made in due course.お知らせ • May 02+ 1 more updateING Groep N.V. to Report Q3, 2025 Results on Oct 30, 2025ING Groep N.V. announced that they will report Q3, 2025 results on Oct 30, 2025お知らせ • Apr 23Ing Groep N.V. Appoints Stuart Graham and Petri Hofsté to the Supervisory BoardING Groep N.V. in its annual general meeting held on April 22, 2025 approved the appointment of Stuart Graham and Petri Hofsté to the Supervisory Board.お知らせ • Mar 04ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep.ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on March 2, 2025. Upon completion, ING Groep N.V. will own 20.3% stake in Van Lanschot Kempen NV. Under the terms of the agreement, ING has directly acquired a stake of 7.2%, bringing its stake in Van Lanschot Kempen to 9.9%. The remainder of the transaction is subject to regulatory approval. The transaction is expected to have a minimal impact on ING’s CET1 ratio.お知らせ • Jan 28ING Groep N.V. to Report Q2, 2025 Results on Jul 31, 2025ING Groep N.V. announced that they will report Q2, 2025 results on Jul 31, 2025お知らせ • Nov 01+ 1 more updateING Announces Additional Shareholder Distribution, Payable on 16 January 2025ING announced an additional shareholder distribution of up to €2.5 billion. The distribution consists of a share buyback programme for a maximum total amount of €2 billion and a cash dividend payment of €500 million. The share buyback programme will commence on 31 October 2024 and is expected to end no later than 30 April 2025. The cash dividend will be paid on 16 January 2025.New Risk • Nov 01New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 21% Last year net profit margin: 45% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (21% net profit margin).Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €5.58b (down 1.5% from 3Q 2023). Net income: €1.88b (down 5.1% from 3Q 2023). Profit margin: 34% (down from 35% in 3Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.お知らせ • Oct 15ING Appoints Uday Sareen as Head for Wholesale Banking in the APAC RegionING has announced the appointment of a head for wholesale banking in the APAC region. The Amsterdam-headquartered banking firm has appointed Uday Sareen to the position. He is to oversee operations in 11 markets within the region. Sareen has three decades of banking experience.Reported Earnings • Aug 02Second quarter 2024 earnings releasedSecond quarter 2024 results: EPS: €0.88. Revenue: €6.93b (up 44% from 2Q 2023). Net income: €2.88b (up 78% from 2Q 2023). Profit margin: 42% (up from 34% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 11% per year and the company’s share price has also increased by 11% per year.お知らせ • Aug 02ING Groep N.V., Annual General Meeting, Apr 22, 2025ING Groep N.V., Annual General Meeting, Apr 22, 2025.お知らせ • Aug 01+ 1 more updateING Groep N.V. to Report Q4, 2024 Results on Feb 06, 2025ING Groep N.V. announced that they will report Q4, 2024 results on Feb 06, 2025お知らせ • Jul 29ING Announces Executive ChangesING announced the appointment of Daniele Tonella as chief technology officer (CTO) and member of the Management Board Banking, effective 5 August 2024. He will succeed Marnix van Stiphout who has held the role ad interim since 1 November 2023, in addition to his roles as chief operations officer and chief transformation officer. Daniele Tonella (Swiss) has over 20 years of experience in technology leadership roles in the financial industry and is currently active in advisory and board roles for several companies. From 2017-2021 he worked at UniCredit, including as group chief information officer and CEO of UniCredit Services. Before that he held various roles at AXA Group, Evalueserve and Swiss Life. He started his career as a consultant at Mercer and later at McKinsey & Company in Switzerland. Daniele holds a master’s degree in industrial engineering from the Eidgenössische Technische Hochschule Zürich in Switzerland and completed various executive education programmes at Harvard, IMD, INSEAD and MIT Sloan. The appointment of Daniele Tonella as chief technology officer and member of the Management Board Banking has been approved by the European Central Bank.お知らせ • Jul 02ING Americas Announces Executive ChangesING announced two key appointments within its sector organization. Cindy Jia has been appointed head of Sustainable Finance for the Americas effective immediately. Based in New York, Cindy reports hierarchically to Matt Rosetti, head of Sectors Americas and functionally to Jacomijn Vels, ING's global head of Sustainable Finance. In her new role, Cindy will be responsible for building upon the team's industry-leading position in providing tailored advisory and financing solutions to support clients' sustainability projects and goals. Cindy will also be charged with continuing to evolve the team's mandate to meet ING's ambition of financing the sustainable transition and overseeing the implementation of ING's own sustainability strategy in the Americas region. Prior to rejoining ING in 2022 after an initial five-year stint in power project finance, Cindy spent seven years managing sister energy technology start-ups developing advanced heat exchangers and reactors which are critical components for a variety of energy transition applications. She holds a Bachelor's degree in Economics from the Wharton School of the University of Pennsylvania and a JD degree from St. Francis School of Law. Ana Carolina Oliveira, who previously held the Americas head of Sustainable Finance role, will now head Technology, Media, Telecom and Healthcare in the Americas reporting into Matt Rosetti. Ana Carolina is responsible for the overall strategy and continued investment in this critically important franchise in the Americas.Reported Earnings • May 05First quarter 2024 earnings released: EPS: €0.48 (vs €0.44 in 1Q 2023)First quarter 2024 results: EPS: €0.48. Revenue: €5.32b (down 2.9% from 1Q 2023). Net income: €1.58b (flat on 1Q 2023). Profit margin: 30% (in line with 1Q 2023). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe.Upcoming Dividend • Apr 17Upcoming dividend of €0.76 per shareEligible shareholders must have bought the stock before 24 April 2024. Payment date: 03 May 2024. Payout ratio is on the higher end at 95%, however this is supported by cash flows. Trailing yield: 7.5%. Within top quartile of German dividend payers (4.8%). Higher than average of industry peers (6.7%).New Risk • Mar 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 23% Last year net profit margin: 41% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (95% payout ratio). Profit margins are more than 30% lower than last year (23% net profit margin).Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €1.16 (vs €3.35 in FY 2022)Full year 2023 results: EPS: €1.16 (down from €3.35 in FY 2022). Revenue: €17.6b (down 40% from FY 2022). Net income: €4.14b (down 66% from FY 2022). Profit margin: 24% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 1.90% (up from 1.50% in FY 2022). Cost-to-income ratio: 51.2% (down from 60.3% in FY 2022). Non-performing loans: 1.78% (down from 1.80% in FY 2022). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.お知らせ • Mar 06ING Americas Appoints Keith Tamayo as Managing Director, Head of North America Credit Sales to support Larger Expansion into ABS marketING Americas has announced the appointment of Keith Tamayo as Managing Director, Head of North America Credit Sales, as the company continues to expand its Capital Markets and Advisory (CMA) and Financial Markets offering in the Americas. In his new role, Keith will expand ING's coverage in investment grade securities as well as supporting the company's growth plans in the asset-backed securitization (ABS) market. ING will now actively provide ABS underwriting and distribution to its existing issuer clients and investor base. This additional capability has been added in response to growing demand from issuers and investors for ABS transactions. The ABS offering will align with key specialty sectors where ING already has deep industry expertise, such as TMT digital infrastructure, transportation and logistics, PACE, and diversified power/consumer finance. In addition, ING will also expand its coverage to leverage its global relationships with the auto sector and add auto ABS. Finally, ING will continue its strategic focus on being a lead green structurer in the ABS space. This latest announcement follows Michael Kendrot's recent appointment as head of Global Capital Markets (GCM). Kendrot is an experienced capital markets specialist with nearly 30 years of experience, which includes extensive ABS experience. Keith brings almost 20 years of experience in capital markets, with nearly 10 years spent at Lloyds Banking Group, most recently as Managing Director, Head of US Credit Sales/Deputy head of US Financial Markets. These latest hires will support ING's expanded securitization product offering in the US led by Thomas Ryan, Regional Head, Global Balance Sheet Distribution, Americas. This includes on balance sheet and conduit (through the long-standing ING-sponsored ABCP Conduit Mont Blanc Capital Corp) warehouse and term financing, combined with green ABS structuring.Declared Dividend • Feb 04Dividend of €0.76 announcedShareholders will receive a dividend of €0.76. Ex-date: 24th April 2024 Payment date: 3rd May 2024 Dividend yield will be 9.0%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The dividend has increased by an average of 28% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 2.6% over the next 3 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Feb 02ING Groep N.V. Proposes to Pay Final Dividend for the Year Ended December 31, 2023, Euronext Amsterdam Payable on 3 May 2024 and Nyse Payable on 10 May 2024In line with its dividend policy, the board of ING Groep N.V. proposed to pay a final dividend over 2023 of €2.5 billion, subject to the approval by the annual general meeting to be held on 22 April 2024. The proposed final dividend over 2023 amounts to €0.756 per ordinary share and will be paid in cash shortly after approval by the annual general meeting. This will bring the total cash dividend over 2023 to €3.8 billion. The record date for final dividend 2023 entitlement (Euronext Amsterdam) is 25 April 2024, and record date for final dividend 2023 entitlement (NYSE) is 25 April 2024. The ex-date for final dividend 2023 (Euronext Amsterdam) is 24 April 2024. The payment date for final dividend 2023 (Euronext Amsterdam) is 3 May 2024, and payment date for final dividend 2023 (NYSE) is 10 May 2024.Reported Earnings • Feb 01Full year 2023 earnings released: EPS: €2.08 (vs €3.35 in FY 2022)Full year 2023 results: EPS: €2.08 (down from €3.35 in FY 2022). Revenue: €22.1b (down 25% from FY 2022). Net income: €7.29b (down 40% from FY 2022). Profit margin: 33% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 1.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 17+ 1 more updateING Groep N.V. to Report Q2, 2024 Results on Aug 01, 2024ING Groep N.V. announced that they will report Q2, 2024 results on Aug 01, 2024お知らせ • Nov 03ING Groep N.V. to Report Q1, 2024 Results on May 02, 2024ING Groep N.V. announced that they will report Q1, 2024 results on May 02, 2024Reported Earnings • Nov 03Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €5.66b (up 40% from 3Q 2022). Net income: €1.98b (up 102% from 3Q 2022). Profit margin: 35% (up from 24% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.5% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.0%.お知らせ • Nov 01Ing Groep N.V. Announces Management ChangesING Groep N.V. announced that Görkem Köseo lu will step down from his position as chief technology officer and member of the Management Board Banking, effective 1 November 2023. His departure follows mutual discussions on different views regarding the expectations about his leadership role within ING. Görkem was appointed as member of the Management Board Banking effective 1 September 2023. He has been working for ING for almost 12 years. Görkem joined ING in 2012 as chief operations officer and chief information officer at ING in Türkiye. In later capacities, he set up ING'sGlobal Analytics unit and was chief operations officer of ING Netherlands between September 2020 and September 2023. Marnix van Stiphout will take over the additional responsibilities as chief technology officer on an ad interim basis. Marnix has been chief operations officer and chief transformation officer (COO/CTO) and member of the Management Board Banking since 1 September 2021. He also acted as interim chief technology officer from May to August of 2023.お知らせ • Oct 13ING Groep N.V. Announces Executive ChangesING Groep N.V. announced the appointment of Sjoerd Miltenburg (40) as its new Head of Investor Relations. He succeeds Mark Milders, who was made responsible for ING’s Wholesale Banking activities in the Netherlands on 1 October. Sjoerd Miltenburg is currently the global Head of Compliance People and Functional Processes, part of ING’s risk department. He is a seasoned banker who began his career as an ING trainee in Wholesale Banking in 2007. He went on to hold a number of senior management roles within Wholesale Banking, including Head of Capital Structuring & Advisory for Asia Pacific in Singapore. Since 2019, he’s been responsible for managing organizational development of ING’s global Compliance function.お知らせ • Sep 26ING Americas Announces Executive AppointmentsING Americas announced key leadership appointments within its Sectors and CMA organizations, positioning the company for future growth: Matt Rosetti has been appointed Head of Sectors, Americas where he leads ING's client organization in the region. The Sectors team in the Americas is comprised of industry experts and corporate coverage finance providers serving clients across a broad range of industries including Energy, Commodity Finance, Metals & Mining, Food & Agriculture, Financial Institutions, Technology, Media & Telecom, Healthcare, Real Estate, Transport & Logistics and strong Infrastructure capabilities across an array of verticals. ING's Sectors organization provides local and global financing solutions and product capabilities with unique, specialized sector expertise. Rosetti will report regionally to Andy Schaeffer and globally to Mark Pieter de Boer, head of Sector Coverage and ING's chief commercial officer. He joined ING in 2015 and soon took over as regional head of Trade and Commodity Finance. During this time, Rosetti assembled a talented and diverse team that has helped ING rapidly grow to become a top three commodities finance franchise in the U.S. Rosetti is succeeding Mark Appleman, who has taken on a new role as head of Corporate Sector Coverage Germany. Cefas van den Tol has been named to a new role as Head of CMA Americas. CMA was established earlier this year as the single centre of excellence for advisory business and related financing globally across ING, incorporating Corporate Finance, Acquisition Finance, Global Capital Markets (incl. Asset Securitisation and Ratings Advisory), Corporate Investments and Loan Distribution Group. Cefas will report regionally to Andy Schaeffer and globally to Horacio Martinez, global head of CMA. Cefas has served as the company's head of Strategic Products in the Americas since 2020. Prior to that he was head of Global Capital Markets in the Americas and Global Head of Corporate Bond origination delivering tailored advice and product execution for Sector clients with a focus on local expertise and ESG structuring leadership. Both Rosetti and van den Tol sit on the Americas Management team. In addition, the CMA Americas team is welcoming Michael Kendrot as head of Global Capital Markets (GCM) reporting into van den Tol effective September 25, 2023. Kendrot is an experienced capital markets specialist bringing nearly 30 years of experience in the financial services industry to this role, where he will advise financial institutions and corporations on their debt and capital raising activities. Kendrot joins from Percent Technologies where he was Managing Director, Head of Capital Markets leading the creation and structuring of innovative credit products for its institutional platform. He has held senior roles at several European banks in the U.S. including Credit Agricole Securities and ABN AMRO.お知らせ • Aug 05+ 2 more updatesING Groep N.V. to Report Fiscal Year 2023 Final Results on Mar 07, 2024ING Groep N.V. announced that they will report fiscal year 2023 final results on Mar 07, 2024Reported Earnings • Aug 03Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €4.82b (up 2.9% from 2Q 2022). Net income: €1.62b (up 37% from 2Q 2022). Profit margin: 34% (up from 25% in 2Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is expected to decline by 9.5% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.8%.お知らせ • Jul 29ING Announces Executive ChangesING announced the appointment of Görkem Köseo lu as chief technology officer and member of the Management Board Banking. Görkem will take up his position on 1 September, succeeding Ron van Kemenade, who stepped down effective 30 April 2023. Görkem is currently the chief operations officer of ING Netherlands, where he leads all the client services activities, the global transformation office, delivery tribes including data management, KYC services, collections, and fraud management. Görkem joined ING in 2012 as chief operations officer and chief information officer of ING Turkey where he led the transformation agenda, optimizing customer journeys, processes and legacy platforms. In 2018, Görkem became ING Group's chief analytics officer, setting up the Global Analytics unit, defining the strategies for change and analytics platforms and building a global analytics community. Prior to ING, Görkem spent over 10 years in the financial institutions practice and business technology practice at global consultancy firm McKinsey & Company. He started his career at Lucent Technologies-Bell Labs. Görkem has a B.Sc in Computer Engineering from Bo aziçi University in Turkey and an MBA from TSM Business School, University of Twente, the Netherlands. The appointment of Görkem Köseo lu as chief technology officer has been approved by the European Central Bank.Danny Nijhuis, currently COO Wholesale Banking, will succeed Görkem in his current role as COO Netherlands.お知らせ • Jun 28Chow Tai Fook Enterprises Limited made an offer to acquire additional 96.955655% stake in NWS Holdings Limited (SEHK:659) from New World Development Company Limited (SEHK:17) and others for HKD 34.6 billion.Chow Tai Fook Enterprises Limited made an offer to acquire additional 96.955655% stake in NWS Holdings Limited (SEHK:659) from New World Development Company Limited (SEHK:17) and others for HKD 34.6 billion on June 27, 2023. The offer price per share is HKD 9.15 for 3,791,380,925 shares and 84,638,650 options having exercisable price of HKD 7.83. NWS board has established a special committee comprising To Hin Tsun, Gerald, Dominic Lai, Shek Lai Him, Abraham, Lee Yiu Kwong, Alan, Oei Wai Chi Grace Fung, Wong Kwai Huen, Albert, Professor Chan Ka Keung, Ceajer and Ng Yuen Ting, Yolanda, to make a recommendation to the Disinterested NWS Shareholders and the Disinterested NWS Option holders as to whether the NWS Offers are, or are not, fair and reasonable and as to acceptance. Transaction is conditional upon acceptance of all 60.87559% stake owned by New Development Company, Shareholders approval of New Development Company for the disposal, and other conditions. If a threshold of 90% will be achieved, the offeror will go for compulsory acquisition. The Hongkong and Shanghai Banking Corporation Limited, BOCI Asia Limited, and ING Bank N.V., Hong Kong Branch acted as financial advisors to Chow Tai Fook Enterprises Limited.お知らせ • Jun 24ING Groep N.V. Appoints Bahadir Yilmaz as Chief Analytics Officer, Effective 1 July 2023ING Groep N.V. has a new chief analytics officer with Bahadir Yilmaz taking up the new role on 1 July 2023. Bahadir, who joined ING in Turkey in 2012 and moved to ING's Analytics unit in Amsterdam in 2018, takes over the role from Gorkem Koseoglu who has held the role ad interim since January. Speaking at the announcement of his appointment, Bahadir said artificial intelligence (AI) is revolutionary for all businesses, including the financial services. The developments in the last six months have demonstrated the transformative power of analytics and AI. As chief analytics officer, Bahadir will oversee and develop ING's analytics and business intelligence activities.Recent Insider Transactions • May 15Key Executive recently bought €80k worth of stockOn the 11th of May, Steven J. van Rijswijk bought around 7k shares on-market at roughly €11.44 per share. This transaction amounted to 8.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Steven J.'s only on-market trade for the last 12 months.お知らせ • May 12ING Groep N.V. Provides Earnings Guidance for the Years 2023ING Groep N.V. provided earnings guidance for the years 2023, 2024 and 2025. For the year 2023, The company expects total income growth of more than 10% for 2023. The company expects revenue growth of over 10%.Reported Earnings • May 12First quarter 2023 earnings released: EPS: €0.44 (vs €0.11 in 1Q 2022)First quarter 2023 results: EPS: €0.44 (up from €0.11 in 1Q 2022). Revenue: €5.42b (up 50% from 1Q 2022). Net income: €1.59b (up 271% from 1Q 2022). Profit margin: 29% (up from 12% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 54% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Apr 19Upcoming dividend of €0.39 per share at 4.6% yieldEligible shareholders must have bought the stock before 26 April 2023. Payment date: 05 May 2023. Payout ratio is a comfortable 17% but the company is not cash flow positive. Trailing yield: 4.6%. Within top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.9%).Reported Earnings • Mar 12Full year 2022 earnings released: EPS: €1.02 (vs €1.23 in FY 2021)Full year 2022 results: EPS: €1.02 (down from €1.23 in FY 2021). Revenue: €17.6b (down 1.9% from FY 2021). Net income: €3.67b (down 23% from FY 2021). Profit margin: 21% (down from 27% in FY 2021). The decrease in margin was primarily driven by higher expenses. Cost-to-income ratio: 60.3% (down from 60.5% in FY 2021). Non-performing loans: 1.82% (down from 1.90% in FY 2021). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.お知らせ • Feb 02+ 1 more updateING Announces Retirement of Hans Wijers as ChairmanING announced that Hans Wijers has expressed the intention for personal reasons to hand over his duties as chairman and retire from the ING Group Supervisory Board in the second half of 2023. Hans Wijers was appointed to the Supervisory Board in 2017 and became its chairman in 2018. In 2021 he was reappointed for a second term. In light of Hans Wijers’ intention, the Supervisory Board has started preparations for electing a successor as chair of the Board, ensuring a smooth transition of responsibilities, also in the context of the overall composition of the board and regulatory approvals.お知らせ • Jan 19ING Reportedly Weighs Buying IDBI Bank for India ReturnING Groep N.V. (ENXTAM:INGA) is evaluating a comeback in India by buying a controlling stake in IDBI Bank Limited (NSEI:IDBI), two people aware of the development told ET. ING has been examining the books of the state-owned lender in recent weeks and some members of its top brass were in New Delhi recently to discuss the matter with senior officials, they said. One of the officials mentioned above said ING has submitted an expression of interest (EoI) for IDBI Bank, while the other said they will do so at a later stage. The government and Life Insurance Corporation of India (LIC) together are looking to sell 60.72% of IDBI Bank. Five to seven prospective candidates are believed to have submitted EoIs ahead of the January 7, 2023 deadline.お知らせ • Nov 04+ 4 more updatesING Groep N.V. to Report Q2, 2023 Results on Aug 03, 2023ING Groep N.V. announced that they will report Q2, 2023 results on Aug 03, 2023株主還元INN1DE BanksDE 市場7D3.0%2.4%2.4%1Y41.7%32.9%1.2%株主還元を見る業界別リターン: INN1過去 1 年間で32.9 % の収益を上げたGerman Banks業界を上回りました。リターン対市場: INN1過去 1 年間で1.2 % の収益を上げたGerman市場を上回りました。価格変動Is INN1's price volatile compared to industry and market?INN1 volatilityINN1 Average Weekly Movement4.8%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market13.4%10% least volatile stocks in DE Market2.7%安定した株価: INN1 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: INN1の 週次ボラティリティ ( 5% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト176260,000Steven J. van Rijswijkwww.ing.comオランダ、ベルギー、ドイツ、その他の欧州諸国、および国際的に様々な銀行商品・サービスを提供。同社は5つのセグメントを通じて事業を展開している：オランダ・リテール、ベルギー・リテール、ドイツ・リテール、その他リテール、ホールセール・バンキング。当座預金、普通預金、定期預金を取り扱っている。また、ビジネス向け融資商品、中小企業向けローン、住宅ローンなどの消費者向け融資商品、住宅ローンも提供している。さらに、運転資金ソリューション、債券・株式市場ソリューション、各種ローン、決済、キャッシュ・マネジメント、貿易・企業金融、トレジャリー・サービスのほか、貯蓄、投資、保険、デジタル・バンキング・サービスも提供している。個人顧客、法人顧客、金融機関にサービスを提供している。INGグループは1762年に設立され、オランダのアムステルダムに本社を置いている。もっと見るING Groep N.V. 基礎のまとめING Groep の収益と売上を時価総額と比較するとどうか。INN1 基礎統計学時価総額€75.84b収益（TTM）€8.43b売上高(TTM)€24.61b9.0xPER（株価収益率1.5xPBR（株価純資産倍率INN1 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計INN1 損益計算書（TTM）収益€24.61b売上原価€0売上総利益€24.61bその他の費用€16.19b収益€8.43b直近の収益報告Mar 31, 2026次回決算日Jul 30, 2026一株当たり利益（EPS）2.94グロス・マージン100.00%純利益率34.23%有利子負債／自己資本比率492.1%INN1 の長期的なパフォーマンスは？過去の実績と比較を見る配当金4.8%現在の配当利回り39%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 06:54終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋ING Groep N.V. 15 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。35 アナリスト機関null nullBanco de Sabadell. S.A.Juan Lopez CoboBanco SantanderNamita SamtaniBarclays32 その他のアナリストを表示
お知らせ • Mar 17ING Groep N.V. has filed a Follow-on Equity Offering.ING Groep N.V. has filed a Follow-on Equity Offering. Security Name: Floating Rate Notes due 2032 Security Type: Corporate Bond/Note Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinated
お知らせ • Feb 06ING Groep N.V. Announces Executive ChangesING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank.
お知らせ • Jan 30ING Groep N.V. Provides Earnings Guidance for the Year 2026 and 2027ING Groep N.V. provided earnings guidance for the year 2026 and 2027. For the year 2026, the company expects total income to grow to around EUR 24 billion. This outlook is supported by continued volume growth and an anticipated 5% to 10% increase in fee income. For the year 2027, the company expects total income to exceed EUR 25 billion, which is at the upper end of previous target range, including a higher fee income target, which the compay now expects to exceed EUR 5 billion in 2027.
お知らせ • Jan 29Ing Groep N.V. Proposes Final Dividend for the Year 2025ING Groep N.V. proposed final cash dividend over 2024 of €0.736 per share.
お知らせ • Jan 20ING Groep N.V. Announces Resignation of Herna Verhagen from Supervisory BoardING Groep NV announced that Herna Verhagen will resign from the Supervisory Board as of the end of the 2026 annual general meeting. Herna Verhagen was appointed to the Supervisory Board at the AGM in April 2019 and started in her role effective 1 October 2019. She will leave ING to accept a board nomination at another listed financial services firm. In her role as Supervisory Board member, Herna is also chairwoman of the Remuneration Committee and member of the Nomination and Corporate Governance Committee and the Risk Committee.
お知らせ • Jan 07+ 1 more updateING Groep N.V. to Report Q3, 2026 Results on Oct 29, 2026ING Groep N.V. announced that they will report Q3, 2026 results on Oct 29, 2026
お知らせ • Mar 17ING Groep N.V. has filed a Follow-on Equity Offering.ING Groep N.V. has filed a Follow-on Equity Offering. Security Name: Floating Rate Notes due 2032 Security Type: Corporate Bond/Note Security Features: Callable; EuroBonds; Eurodollar bonds; Floating Rate; Senior; Unsecured; Unsubordinated
お知らせ • Feb 06ING Groep N.V. Announces Executive ChangesING Groep N.V. announced that Ljiljana Cortan will be appointed head of ING Wholesale Banking, effective February 24, 2026. She is succeeding Andrew Bester, who, as announced last October, is returning to the UK to start the non-executive phase of his career. Having completed the handover of the Wholesale Banking activities, Andrew Bester will step down from the Management Board Banking on February 24, 2026. As of February 24, 2026, Ljiljana Cortan will leave her position as chief risk officer (CRO), which she assumed in 2021. The selection process for a new CRO is underway. Until the appointment of a successor, Ljiljana will remain a member of the Executive Board, with ING’s chief financial officer temporarily assuming responsibility for risk on the Executive Board. The day-to-day risk management activities until a CRO is appointed will be performed by Andrea Cesaroni, currently head of Integrated Risk, who will, in the ad interim role of head of risk, report to the CFO. Andrea has over 25 years of experience in financial services and risk management. He joined ING in July 2022 and was appointed to his current role, responsible for risk management policies, frameworks and governance, including ESG risk, risk modelling and capital adequacy assessment. He joined ING from UniCredit, where among other roles he was head of Group Financial Risk and later he was head of Group Risk Models & Credit Risk Governance. Before joining UniCredit he was a consultant at Deloitte and Arthur Andersen. The appointment of Ljiljana Cortan as head of Wholesale Banking has been approved by the European Central Bank.
お知らせ • Jan 30ING Groep N.V. Provides Earnings Guidance for the Year 2026 and 2027ING Groep N.V. provided earnings guidance for the year 2026 and 2027. For the year 2026, the company expects total income to grow to around EUR 24 billion. This outlook is supported by continued volume growth and an anticipated 5% to 10% increase in fee income. For the year 2027, the company expects total income to exceed EUR 25 billion, which is at the upper end of previous target range, including a higher fee income target, which the compay now expects to exceed EUR 5 billion in 2027.
お知らせ • Jan 29Ing Groep N.V. Proposes Final Dividend for the Year 2025ING Groep N.V. proposed final cash dividend over 2024 of €0.736 per share.
お知らせ • Jan 20ING Groep N.V. Announces Resignation of Herna Verhagen from Supervisory BoardING Groep NV announced that Herna Verhagen will resign from the Supervisory Board as of the end of the 2026 annual general meeting. Herna Verhagen was appointed to the Supervisory Board at the AGM in April 2019 and started in her role effective 1 October 2019. She will leave ING to accept a board nomination at another listed financial services firm. In her role as Supervisory Board member, Herna is also chairwoman of the Remuneration Committee and member of the Nomination and Corporate Governance Committee and the Risk Committee.
お知らせ • Jan 07+ 1 more updateING Groep N.V. to Report Q3, 2026 Results on Oct 29, 2026ING Groep N.V. announced that they will report Q3, 2026 results on Oct 29, 2026
お知らせ • Jan 06ING Announces Cash Distribution, Payable on 15 January 2026ING announced on January 5, 2026 that it will pay EUR 0.172 per share on 15 January 2026, as part of the up to EUR 1.6 billion distribution to shareholders as announced on 30 October 2025. The amount per share has been determined based on the total cash payment of EUR 500 million and the 2,902 million ordinary shares outstanding on 31 December 2025.
お知らせ • Nov 01ING Groep N.V. to Report Q1, 2026 Results on Apr 30, 2026ING Groep N.V. announced that they will report Q1, 2026 results on Apr 30, 2026
お知らせ • Oct 29+ 1 more updateIda Lerner to Become as Member of the Management Board of ING, Effective April 1, 2026ING has named a new chief financial officer (CFO). Ida Lerner is to be appointed to the role. Until recently, she was CFO at Norwegian bank, DNB. From April 1, 2026, Ida Lerner will become a member of the Management Board, Banking. The Supervisory Board will propose to shareholders to appoint her as member of the Executive Board and as CFO of ING Group at the Annual General Meeting in April 2026. Ida was DNB's CFO since 2021. She joined the bank in 2007. Before taking the position as CFO, she served as head of DNB for the Central Eastern Europe, Middle East Africa region based in London, chief of Customer Analysis in Northern Europe, Middle East Africa and group executive vice president for Risk Management. Prior to joining DNB, she worked in various roles at HSBC and Nordea. Ida holds a Bachelor in Social Sciences, with an emphasis on economics from the University of Stockholm. The appointment of Ida has been approved by the European Central Bank.
お知らせ • Oct 23Ing Groep N.V. Announces Management ChangesING Groep N.V. announced Ljiljana Cortan will be appointed head of Wholesale Banking and succeed Andrew Bester no later than at the day of the Annual General Meeting in April 2026. Ljiljana is currently chief risk officer (CRO), member of the Executive Board and the Management Board Banking and will continue in these roles until the changes take effect, at which point she will step down from the Executive Board of ING Groep N.V. Ljiljana joined ING and took on her current role in 2021. She has more than 25 years of international banking experience in various positions in risk, corporate banking, strategy and business development, among others as head of Corporate and Investment Banking Strategy for Central and Eastern Europe and global head of Financial Institutions, Banks and Sovereigns at UniCredit. Before joining ING, she was a member of the Management Board and CRO at HypoVereinsbank, a subsidiary of UniCredit Germany. Andrew Bester joined ING in April 2021 with more than 30 years of experience in banking and professional services including executive roles at Lloyds, Standard Chartered and Co-operative Bank. The appointment of Ljiljana Cortan as head of Wholesale Banking is subject to regulatory approval. The search for a successor as CRO has been initiated, and announcements will be made in due course.
お知らせ • Aug 01ING Groep N.V., Annual General Meeting, Apr 13, 2026ING Groep N.V., Annual General Meeting, Apr 13, 2026.
お知らせ • Jul 31+ 2 more updatesING Groep N.V. to Report Q4, 2025 Results on Jan 29, 2026ING Groep N.V. announced that they will report Q4, 2025 results on Jan 29, 2026
お知らせ • Jul 25ING Groep N.V. (ENXTAM:INGA) completed the acquisition of additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep.ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on March 2, 2025. Upon completion, ING Groep N.V. will own 20.3% stake in Van Lanschot Kempen NV. Under the terms of the agreement, ING has directly acquired a stake of 7.2%, bringing its stake in Van Lanschot Kempen to 9.9%. The remainder of the transaction is subject to regulatory approval. The transaction is expected to have a minimal impact on ING’s CET1 ratio. As of July 24, 2025, the deal has received regulatory approval. ING Groep N.V. (ENXTAM:INGA) completed the acquisition of additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on July 24, 2025.
お知らせ • Jul 24+ 1 more updateING Groep N.V. Announces Tanate Phutrakul to Step Down as CFO in April 2026ING Groep N.V. announced that Tanate Phutrakul will step down from his position as CFO of ING. Tanate will leave ING as of the Annual General Meeting in April 2026, after 24 years at ING of which seven on the Executive Board. Tanate joined ING in 1998 as managing director of ING Barings Securities Thailand. From 2003 until 2008 he served as head of Wholesale Banking and chief financial officer of TMB Bank in Thailand. In successive years he served as CFO of ING’s Operations and IT unit, ING Retail Banking International and ING Belgium. In 2019, he was appointed to the Executive Board as CFO of ING Group. The search for a successor has been initiated and announcements will be made in due course.
お知らせ • May 02+ 1 more updateING Groep N.V. to Report Q3, 2025 Results on Oct 30, 2025ING Groep N.V. announced that they will report Q3, 2025 results on Oct 30, 2025
お知らせ • Apr 23Ing Groep N.V. Appoints Stuart Graham and Petri Hofsté to the Supervisory BoardING Groep N.V. in its annual general meeting held on April 22, 2025 approved the appointment of Stuart Graham and Petri Hofsté to the Supervisory Board.
お知らせ • Mar 04ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep.ING Groep N.V. (ENXTAM:INGA) agreed to acquire an additional 17.6% stake in Van Lanschot Kempen NV (ENXTAM:VLK) from Reggeborgh Groep on March 2, 2025. Upon completion, ING Groep N.V. will own 20.3% stake in Van Lanschot Kempen NV. Under the terms of the agreement, ING has directly acquired a stake of 7.2%, bringing its stake in Van Lanschot Kempen to 9.9%. The remainder of the transaction is subject to regulatory approval. The transaction is expected to have a minimal impact on ING’s CET1 ratio.
お知らせ • Jan 28ING Groep N.V. to Report Q2, 2025 Results on Jul 31, 2025ING Groep N.V. announced that they will report Q2, 2025 results on Jul 31, 2025
お知らせ • Nov 01+ 1 more updateING Announces Additional Shareholder Distribution, Payable on 16 January 2025ING announced an additional shareholder distribution of up to €2.5 billion. The distribution consists of a share buyback programme for a maximum total amount of €2 billion and a cash dividend payment of €500 million. The share buyback programme will commence on 31 October 2024 and is expected to end no later than 30 April 2025. The cash dividend will be paid on 16 January 2025.
New Risk • Nov 01New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 21% Last year net profit margin: 45% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (21% net profit margin).
Reported Earnings • Nov 01Third quarter 2024 earnings releasedThird quarter 2024 results: Revenue: €5.58b (down 1.5% from 3Q 2023). Net income: €1.88b (down 5.1% from 3Q 2023). Profit margin: 34% (down from 35% in 3Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 3.1% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 6% per year.
お知らせ • Oct 15ING Appoints Uday Sareen as Head for Wholesale Banking in the APAC RegionING has announced the appointment of a head for wholesale banking in the APAC region. The Amsterdam-headquartered banking firm has appointed Uday Sareen to the position. He is to oversee operations in 11 markets within the region. Sareen has three decades of banking experience.
Reported Earnings • Aug 02Second quarter 2024 earnings releasedSecond quarter 2024 results: EPS: €0.88. Revenue: €6.93b (up 44% from 2Q 2023). Net income: €2.88b (up 78% from 2Q 2023). Profit margin: 42% (up from 34% in 2Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.6% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 11% per year and the company’s share price has also increased by 11% per year.
お知らせ • Aug 02ING Groep N.V., Annual General Meeting, Apr 22, 2025ING Groep N.V., Annual General Meeting, Apr 22, 2025.
お知らせ • Aug 01+ 1 more updateING Groep N.V. to Report Q4, 2024 Results on Feb 06, 2025ING Groep N.V. announced that they will report Q4, 2024 results on Feb 06, 2025
お知らせ • Jul 29ING Announces Executive ChangesING announced the appointment of Daniele Tonella as chief technology officer (CTO) and member of the Management Board Banking, effective 5 August 2024. He will succeed Marnix van Stiphout who has held the role ad interim since 1 November 2023, in addition to his roles as chief operations officer and chief transformation officer. Daniele Tonella (Swiss) has over 20 years of experience in technology leadership roles in the financial industry and is currently active in advisory and board roles for several companies. From 2017-2021 he worked at UniCredit, including as group chief information officer and CEO of UniCredit Services. Before that he held various roles at AXA Group, Evalueserve and Swiss Life. He started his career as a consultant at Mercer and later at McKinsey & Company in Switzerland. Daniele holds a master’s degree in industrial engineering from the Eidgenössische Technische Hochschule Zürich in Switzerland and completed various executive education programmes at Harvard, IMD, INSEAD and MIT Sloan. The appointment of Daniele Tonella as chief technology officer and member of the Management Board Banking has been approved by the European Central Bank.
お知らせ • Jul 02ING Americas Announces Executive ChangesING announced two key appointments within its sector organization. Cindy Jia has been appointed head of Sustainable Finance for the Americas effective immediately. Based in New York, Cindy reports hierarchically to Matt Rosetti, head of Sectors Americas and functionally to Jacomijn Vels, ING's global head of Sustainable Finance. In her new role, Cindy will be responsible for building upon the team's industry-leading position in providing tailored advisory and financing solutions to support clients' sustainability projects and goals. Cindy will also be charged with continuing to evolve the team's mandate to meet ING's ambition of financing the sustainable transition and overseeing the implementation of ING's own sustainability strategy in the Americas region. Prior to rejoining ING in 2022 after an initial five-year stint in power project finance, Cindy spent seven years managing sister energy technology start-ups developing advanced heat exchangers and reactors which are critical components for a variety of energy transition applications. She holds a Bachelor's degree in Economics from the Wharton School of the University of Pennsylvania and a JD degree from St. Francis School of Law. Ana Carolina Oliveira, who previously held the Americas head of Sustainable Finance role, will now head Technology, Media, Telecom and Healthcare in the Americas reporting into Matt Rosetti. Ana Carolina is responsible for the overall strategy and continued investment in this critically important franchise in the Americas.
Reported Earnings • May 05First quarter 2024 earnings released: EPS: €0.48 (vs €0.44 in 1Q 2023)First quarter 2024 results: EPS: €0.48. Revenue: €5.32b (down 2.9% from 1Q 2023). Net income: €1.58b (flat on 1Q 2023). Profit margin: 30% (in line with 1Q 2023). Revenue is forecast to grow 6.3% p.a. on average during the next 3 years, compared to a 3.3% growth forecast for the Banks industry in Europe.
Upcoming Dividend • Apr 17Upcoming dividend of €0.76 per shareEligible shareholders must have bought the stock before 24 April 2024. Payment date: 03 May 2024. Payout ratio is on the higher end at 95%, however this is supported by cash flows. Trailing yield: 7.5%. Within top quartile of German dividend payers (4.8%). Higher than average of industry peers (6.7%).
New Risk • Mar 11New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 23% Last year net profit margin: 41% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (95% payout ratio). Profit margins are more than 30% lower than last year (23% net profit margin).
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €1.16 (vs €3.35 in FY 2022)Full year 2023 results: EPS: €1.16 (down from €3.35 in FY 2022). Revenue: €17.6b (down 40% from FY 2022). Net income: €4.14b (down 66% from FY 2022). Profit margin: 24% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 1.90% (up from 1.50% in FY 2022). Cost-to-income ratio: 51.2% (down from 60.3% in FY 2022). Non-performing loans: 1.78% (down from 1.80% in FY 2022). Revenue is forecast to grow 5.9% p.a. on average during the next 3 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 42% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
お知らせ • Mar 06ING Americas Appoints Keith Tamayo as Managing Director, Head of North America Credit Sales to support Larger Expansion into ABS marketING Americas has announced the appointment of Keith Tamayo as Managing Director, Head of North America Credit Sales, as the company continues to expand its Capital Markets and Advisory (CMA) and Financial Markets offering in the Americas. In his new role, Keith will expand ING's coverage in investment grade securities as well as supporting the company's growth plans in the asset-backed securitization (ABS) market. ING will now actively provide ABS underwriting and distribution to its existing issuer clients and investor base. This additional capability has been added in response to growing demand from issuers and investors for ABS transactions. The ABS offering will align with key specialty sectors where ING already has deep industry expertise, such as TMT digital infrastructure, transportation and logistics, PACE, and diversified power/consumer finance. In addition, ING will also expand its coverage to leverage its global relationships with the auto sector and add auto ABS. Finally, ING will continue its strategic focus on being a lead green structurer in the ABS space. This latest announcement follows Michael Kendrot's recent appointment as head of Global Capital Markets (GCM). Kendrot is an experienced capital markets specialist with nearly 30 years of experience, which includes extensive ABS experience. Keith brings almost 20 years of experience in capital markets, with nearly 10 years spent at Lloyds Banking Group, most recently as Managing Director, Head of US Credit Sales/Deputy head of US Financial Markets. These latest hires will support ING's expanded securitization product offering in the US led by Thomas Ryan, Regional Head, Global Balance Sheet Distribution, Americas. This includes on balance sheet and conduit (through the long-standing ING-sponsored ABCP Conduit Mont Blanc Capital Corp) warehouse and term financing, combined with green ABS structuring.
Declared Dividend • Feb 04Dividend of €0.76 announcedShareholders will receive a dividend of €0.76. Ex-date: 24th April 2024 Payment date: 3rd May 2024 Dividend yield will be 9.0%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (51% payout ratio) and is expected to be covered in 3 years' time (50% forecast payout ratio). The dividend has increased by an average of 28% per year over the past 9 years. However, payments have been volatile during that time. EPS is expected to grow by 2.6% over the next 3 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 02ING Groep N.V. Proposes to Pay Final Dividend for the Year Ended December 31, 2023, Euronext Amsterdam Payable on 3 May 2024 and Nyse Payable on 10 May 2024In line with its dividend policy, the board of ING Groep N.V. proposed to pay a final dividend over 2023 of €2.5 billion, subject to the approval by the annual general meeting to be held on 22 April 2024. The proposed final dividend over 2023 amounts to €0.756 per ordinary share and will be paid in cash shortly after approval by the annual general meeting. This will bring the total cash dividend over 2023 to €3.8 billion. The record date for final dividend 2023 entitlement (Euronext Amsterdam) is 25 April 2024, and record date for final dividend 2023 entitlement (NYSE) is 25 April 2024. The ex-date for final dividend 2023 (Euronext Amsterdam) is 24 April 2024. The payment date for final dividend 2023 (Euronext Amsterdam) is 3 May 2024, and payment date for final dividend 2023 (NYSE) is 10 May 2024.
Reported Earnings • Feb 01Full year 2023 earnings released: EPS: €2.08 (vs €3.35 in FY 2022)Full year 2023 results: EPS: €2.08 (down from €3.35 in FY 2022). Revenue: €22.1b (down 25% from FY 2022). Net income: €7.29b (down 40% from FY 2022). Profit margin: 33% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to stay flat during the next 3 years compared to a 1.8% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 46% per year but the company’s share price has only increased by 17% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 17+ 1 more updateING Groep N.V. to Report Q2, 2024 Results on Aug 01, 2024ING Groep N.V. announced that they will report Q2, 2024 results on Aug 01, 2024
お知らせ • Nov 03ING Groep N.V. to Report Q1, 2024 Results on May 02, 2024ING Groep N.V. announced that they will report Q1, 2024 results on May 02, 2024
Reported Earnings • Nov 03Third quarter 2023 earnings releasedThird quarter 2023 results: Revenue: €5.66b (up 40% from 3Q 2022). Net income: €1.98b (up 102% from 3Q 2022). Profit margin: 35% (up from 24% in 3Q 2022). The increase in margin was driven by higher revenue. Revenue is expected to decline by 2.5% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.0%.
お知らせ • Nov 01Ing Groep N.V. Announces Management ChangesING Groep N.V. announced that Görkem Köseo lu will step down from his position as chief technology officer and member of the Management Board Banking, effective 1 November 2023. His departure follows mutual discussions on different views regarding the expectations about his leadership role within ING. Görkem was appointed as member of the Management Board Banking effective 1 September 2023. He has been working for ING for almost 12 years. Görkem joined ING in 2012 as chief operations officer and chief information officer at ING in Türkiye. In later capacities, he set up ING'sGlobal Analytics unit and was chief operations officer of ING Netherlands between September 2020 and September 2023. Marnix van Stiphout will take over the additional responsibilities as chief technology officer on an ad interim basis. Marnix has been chief operations officer and chief transformation officer (COO/CTO) and member of the Management Board Banking since 1 September 2021. He also acted as interim chief technology officer from May to August of 2023.
お知らせ • Oct 13ING Groep N.V. Announces Executive ChangesING Groep N.V. announced the appointment of Sjoerd Miltenburg (40) as its new Head of Investor Relations. He succeeds Mark Milders, who was made responsible for ING’s Wholesale Banking activities in the Netherlands on 1 October. Sjoerd Miltenburg is currently the global Head of Compliance People and Functional Processes, part of ING’s risk department. He is a seasoned banker who began his career as an ING trainee in Wholesale Banking in 2007. He went on to hold a number of senior management roles within Wholesale Banking, including Head of Capital Structuring & Advisory for Asia Pacific in Singapore. Since 2019, he’s been responsible for managing organizational development of ING’s global Compliance function.
お知らせ • Sep 26ING Americas Announces Executive AppointmentsING Americas announced key leadership appointments within its Sectors and CMA organizations, positioning the company for future growth: Matt Rosetti has been appointed Head of Sectors, Americas where he leads ING's client organization in the region. The Sectors team in the Americas is comprised of industry experts and corporate coverage finance providers serving clients across a broad range of industries including Energy, Commodity Finance, Metals & Mining, Food & Agriculture, Financial Institutions, Technology, Media & Telecom, Healthcare, Real Estate, Transport & Logistics and strong Infrastructure capabilities across an array of verticals. ING's Sectors organization provides local and global financing solutions and product capabilities with unique, specialized sector expertise. Rosetti will report regionally to Andy Schaeffer and globally to Mark Pieter de Boer, head of Sector Coverage and ING's chief commercial officer. He joined ING in 2015 and soon took over as regional head of Trade and Commodity Finance. During this time, Rosetti assembled a talented and diverse team that has helped ING rapidly grow to become a top three commodities finance franchise in the U.S. Rosetti is succeeding Mark Appleman, who has taken on a new role as head of Corporate Sector Coverage Germany. Cefas van den Tol has been named to a new role as Head of CMA Americas. CMA was established earlier this year as the single centre of excellence for advisory business and related financing globally across ING, incorporating Corporate Finance, Acquisition Finance, Global Capital Markets (incl. Asset Securitisation and Ratings Advisory), Corporate Investments and Loan Distribution Group. Cefas will report regionally to Andy Schaeffer and globally to Horacio Martinez, global head of CMA. Cefas has served as the company's head of Strategic Products in the Americas since 2020. Prior to that he was head of Global Capital Markets in the Americas and Global Head of Corporate Bond origination delivering tailored advice and product execution for Sector clients with a focus on local expertise and ESG structuring leadership. Both Rosetti and van den Tol sit on the Americas Management team. In addition, the CMA Americas team is welcoming Michael Kendrot as head of Global Capital Markets (GCM) reporting into van den Tol effective September 25, 2023. Kendrot is an experienced capital markets specialist bringing nearly 30 years of experience in the financial services industry to this role, where he will advise financial institutions and corporations on their debt and capital raising activities. Kendrot joins from Percent Technologies where he was Managing Director, Head of Capital Markets leading the creation and structuring of innovative credit products for its institutional platform. He has held senior roles at several European banks in the U.S. including Credit Agricole Securities and ABN AMRO.
お知らせ • Aug 05+ 2 more updatesING Groep N.V. to Report Fiscal Year 2023 Final Results on Mar 07, 2024ING Groep N.V. announced that they will report fiscal year 2023 final results on Mar 07, 2024
Reported Earnings • Aug 03Second quarter 2023 earnings releasedSecond quarter 2023 results: Revenue: €4.82b (up 2.9% from 2Q 2022). Net income: €1.62b (up 37% from 2Q 2022). Profit margin: 34% (up from 25% in 2Q 2022). The increase in margin was primarily driven by lower expenses. Revenue is expected to decline by 9.5% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 3.8%.
お知らせ • Jul 29ING Announces Executive ChangesING announced the appointment of Görkem Köseo lu as chief technology officer and member of the Management Board Banking. Görkem will take up his position on 1 September, succeeding Ron van Kemenade, who stepped down effective 30 April 2023. Görkem is currently the chief operations officer of ING Netherlands, where he leads all the client services activities, the global transformation office, delivery tribes including data management, KYC services, collections, and fraud management. Görkem joined ING in 2012 as chief operations officer and chief information officer of ING Turkey where he led the transformation agenda, optimizing customer journeys, processes and legacy platforms. In 2018, Görkem became ING Group's chief analytics officer, setting up the Global Analytics unit, defining the strategies for change and analytics platforms and building a global analytics community. Prior to ING, Görkem spent over 10 years in the financial institutions practice and business technology practice at global consultancy firm McKinsey & Company. He started his career at Lucent Technologies-Bell Labs. Görkem has a B.Sc in Computer Engineering from Bo aziçi University in Turkey and an MBA from TSM Business School, University of Twente, the Netherlands. The appointment of Görkem Köseo lu as chief technology officer has been approved by the European Central Bank.Danny Nijhuis, currently COO Wholesale Banking, will succeed Görkem in his current role as COO Netherlands.
お知らせ • Jun 28Chow Tai Fook Enterprises Limited made an offer to acquire additional 96.955655% stake in NWS Holdings Limited (SEHK:659) from New World Development Company Limited (SEHK:17) and others for HKD 34.6 billion.Chow Tai Fook Enterprises Limited made an offer to acquire additional 96.955655% stake in NWS Holdings Limited (SEHK:659) from New World Development Company Limited (SEHK:17) and others for HKD 34.6 billion on June 27, 2023. The offer price per share is HKD 9.15 for 3,791,380,925 shares and 84,638,650 options having exercisable price of HKD 7.83. NWS board has established a special committee comprising To Hin Tsun, Gerald, Dominic Lai, Shek Lai Him, Abraham, Lee Yiu Kwong, Alan, Oei Wai Chi Grace Fung, Wong Kwai Huen, Albert, Professor Chan Ka Keung, Ceajer and Ng Yuen Ting, Yolanda, to make a recommendation to the Disinterested NWS Shareholders and the Disinterested NWS Option holders as to whether the NWS Offers are, or are not, fair and reasonable and as to acceptance. Transaction is conditional upon acceptance of all 60.87559% stake owned by New Development Company, Shareholders approval of New Development Company for the disposal, and other conditions. If a threshold of 90% will be achieved, the offeror will go for compulsory acquisition. The Hongkong and Shanghai Banking Corporation Limited, BOCI Asia Limited, and ING Bank N.V., Hong Kong Branch acted as financial advisors to Chow Tai Fook Enterprises Limited.
お知らせ • Jun 24ING Groep N.V. Appoints Bahadir Yilmaz as Chief Analytics Officer, Effective 1 July 2023ING Groep N.V. has a new chief analytics officer with Bahadir Yilmaz taking up the new role on 1 July 2023. Bahadir, who joined ING in Turkey in 2012 and moved to ING's Analytics unit in Amsterdam in 2018, takes over the role from Gorkem Koseoglu who has held the role ad interim since January. Speaking at the announcement of his appointment, Bahadir said artificial intelligence (AI) is revolutionary for all businesses, including the financial services. The developments in the last six months have demonstrated the transformative power of analytics and AI. As chief analytics officer, Bahadir will oversee and develop ING's analytics and business intelligence activities.
Recent Insider Transactions • May 15Key Executive recently bought €80k worth of stockOn the 11th of May, Steven J. van Rijswijk bought around 7k shares on-market at roughly €11.44 per share. This transaction amounted to 8.2% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was Steven J.'s only on-market trade for the last 12 months.
お知らせ • May 12ING Groep N.V. Provides Earnings Guidance for the Years 2023ING Groep N.V. provided earnings guidance for the years 2023, 2024 and 2025. For the year 2023, The company expects total income growth of more than 10% for 2023. The company expects revenue growth of over 10%.
Reported Earnings • May 12First quarter 2023 earnings released: EPS: €0.44 (vs €0.11 in 1Q 2022)First quarter 2023 results: EPS: €0.44 (up from €0.11 in 1Q 2022). Revenue: €5.42b (up 50% from 1Q 2022). Net income: €1.59b (up 271% from 1Q 2022). Profit margin: 29% (up from 12% in 1Q 2022). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 54% per year but the company’s share price has only increased by 33% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Apr 19Upcoming dividend of €0.39 per share at 4.6% yieldEligible shareholders must have bought the stock before 26 April 2023. Payment date: 05 May 2023. Payout ratio is a comfortable 17% but the company is not cash flow positive. Trailing yield: 4.6%. Within top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.9%).
Reported Earnings • Mar 12Full year 2022 earnings released: EPS: €1.02 (vs €1.23 in FY 2021)Full year 2022 results: EPS: €1.02 (down from €1.23 in FY 2021). Revenue: €17.6b (down 1.9% from FY 2021). Net income: €3.67b (down 23% from FY 2021). Profit margin: 21% (down from 27% in FY 2021). The decrease in margin was primarily driven by higher expenses. Cost-to-income ratio: 60.3% (down from 60.5% in FY 2021). Non-performing loans: 1.82% (down from 1.90% in FY 2021). Revenue is forecast to grow 7.0% p.a. on average during the next 3 years, compared to a 6.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 32% per year, which means it is tracking significantly ahead of earnings growth.
お知らせ • Feb 02+ 1 more updateING Announces Retirement of Hans Wijers as ChairmanING announced that Hans Wijers has expressed the intention for personal reasons to hand over his duties as chairman and retire from the ING Group Supervisory Board in the second half of 2023. Hans Wijers was appointed to the Supervisory Board in 2017 and became its chairman in 2018. In 2021 he was reappointed for a second term. In light of Hans Wijers’ intention, the Supervisory Board has started preparations for electing a successor as chair of the Board, ensuring a smooth transition of responsibilities, also in the context of the overall composition of the board and regulatory approvals.
お知らせ • Jan 19ING Reportedly Weighs Buying IDBI Bank for India ReturnING Groep N.V. (ENXTAM:INGA) is evaluating a comeback in India by buying a controlling stake in IDBI Bank Limited (NSEI:IDBI), two people aware of the development told ET. ING has been examining the books of the state-owned lender in recent weeks and some members of its top brass were in New Delhi recently to discuss the matter with senior officials, they said. One of the officials mentioned above said ING has submitted an expression of interest (EoI) for IDBI Bank, while the other said they will do so at a later stage. The government and Life Insurance Corporation of India (LIC) together are looking to sell 60.72% of IDBI Bank. Five to seven prospective candidates are believed to have submitted EoIs ahead of the January 7, 2023 deadline.
お知らせ • Nov 04+ 4 more updatesING Groep N.V. to Report Q2, 2023 Results on Aug 03, 2023ING Groep N.V. announced that they will report Q2, 2023 results on Aug 03, 2023
