Permanent TSB Group Holdings（IL0A）株式概要パーマネント TSB グループ・ホールディングス plc はアイルランド共和国でリテール、中小企業（SME）バンキング部門を展開している。 詳細IL0A ファンダメンタル分析スノーフレーク・スコア評価2/6将来の成長3/6過去の実績1/6財務の健全性6/6配当金0/6報酬当社が推定した公正価値より40.2%で取引されている 収益は年間30.8%増加すると予測されています リスク分析財務結果に影響を与える大きな一時的項目 German市場と比較した過去 3 か月間の株価の変動利益率(10.2%)は昨年より低い(17%) すべてのリスクチェックを見るIL0A Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€2.820.4% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-425m936m2016201920222025202620282031Revenue €936.1mEarnings €95.8mAdvancedSet Fair ValueView all narrativesPermanent TSB Group Holdings plc 競合他社ProCredit HoldingSymbol: XTRA:PCZMarket cap: €462.9mMerkur PrivatBank KgaASymbol: XTRA:MBKMarket cap: €108.9mUmweltBankSymbol: XTRA:UBKMarket cap: €155.6mCommerzbankSymbol: XTRA:CBKMarket cap: €40.0b価格と性能株価の高値、安値、推移の概要Permanent TSB Group Holdings過去の株価現在の株価€2.8252週高値€3.2852週安値€1.65ベータ0.471ヶ月の変化3.68%3ヶ月変化-5.69%1年変化53.26%3年間の変化28.77%5年間の変化116.92%IPOからの変化-98.52%最新ニュースNew Risk • Jun 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (10% net profit margin).お知らせ • Mar 30Permanent TSB Group Holdings Confirms Lone Star And Consortium Participation In Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) noted the recent media speculation and confirmed that Lone Star Fund XII Acquisitions, LLC, and a consortium involving Sixth Street Luxembourg S.à r.l. and Centerbridge Partners, L.P. on behalf of certain of their affiliated investment funds or vehicles, are among the participants in the Formal Sale Process which was announced by Permanent TSB Group Holdings PLC on October 30, 2025. The Formal Sale Process remains ongoing. Permanent TSB Group Holdings PLC expects to continue to engage with relevant parties, including potential offerors and other stakeholders, in relation to the Formal Sale Process in the coming weeks. Shareholders are advised that this announcement does not represent a firm intention by any of Lone Star or the Consortium, or any other party, to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable Permanent TSB Group Holdings PLC to continue building on its recent strategic and financial progress, and to support Permanent TSB Group Holdings PLC in the next phase of its growth and strategic development. Permanent TSB Group Holdings PLC is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and Permanent TSB Group Holdings PLC's operations, products and services remain unaffected by the Formal Sale Process. Permanent TSB Group Holdings PLC continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, Lone Star and the Consortium will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as they are participating in the Formal Sale Process. Permanent TSB Group Holdings PLC continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements continue to apply.お知らせ • Mar 20Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB).Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB) on March 18, 2026. A cash consideration will be paid by Bawag P.S.K. Immobilien AG.お知らせ • Mar 19Permanent TSB Group Holdings Confirms BAWAG Group AG is Participating in Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) ("PTSB" or the "Company") notes the recent media speculation and confirms that BAWAG Group AG (WBAG:BG) ("BAWAG") is one of a number of parties participating in the Formal Sale Process which was announced by PTSB on October 30, 2025. The Formal Sale Process remains ongoing, and PTSB continues to engage with all parties participating in the Formal Sale Process. Shareholders are advised that this announcement does not represent a firm intention by BAWAG or any other party to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable PTSB to continue building on its recent strategic and financial progress, and to support the Company in the next phase of its growth and strategic development. PTSB is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and PTSB's operations, products and services remain unaffected by the Formal Sale Process. PTSB continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, BAWAG will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as it is participating in the Formal Sale Process. PTSB continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements set out below continue to apply.お知らせ • Mar 06+ 1 more updatePermanent Tsb Group Holdings plc Proposes Final Dividend for the Year 2025, Payable on 19 May 2026Permanent TSB Group Holdings plc announced that subject to approval by shareholders at the Annual General Meeting on 8 May 2026, the proposed final dividend for 2025 of €0.01835 (EUR 1.835 cent) per share (ISIN: IE00BWB8X525) which was announced by the Company on 5 March 2026 will be paid on 19 May 2026 to shareholders on the Company's register of members on 10 April 2026.お知らせ • Feb 27PTSB Reportedly Selects Late March for Bids as Bawag and Centerbridge CircleMarkets Correspondent PTSB (Permanent TSB Group Holdings plc (ISE:PTSB)) is targeting late March for second-round takeover offers, with Austrian banking group Bawag (BAWAG Group AG (WBAG:BG)) and New York investment firm Centerbridge Partners (Centerbridge Partners, L.P.) said to be among parties still circling the State-controlled bank, according to sources. Lone Star (Lone Star Americas Acquisitions, Inc.), the Texas-based private equity giant led by Irish passport holder John Grayken, also counts among those that committed resources to assessing a PTSB offer, sources said. However, it is not clear whether it remains in the mix. Goldman Sachs is running the sale process for PTSB. Spokeswomen for PTSB and Centerbridge and a spokesman for Lone Star declined to comment. Representatives for Bawag did not respond to a request for comment. The sensitive stage means that PTSB chief executive Eamonn Crowley will be restricted in what he can say on the process when he presides over the announcement of the bank s annual results next Thursday.最新情報をもっと見るRecent updatesNew Risk • Jun 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (10% net profit margin).お知らせ • Mar 30Permanent TSB Group Holdings Confirms Lone Star And Consortium Participation In Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) noted the recent media speculation and confirmed that Lone Star Fund XII Acquisitions, LLC, and a consortium involving Sixth Street Luxembourg S.à r.l. and Centerbridge Partners, L.P. on behalf of certain of their affiliated investment funds or vehicles, are among the participants in the Formal Sale Process which was announced by Permanent TSB Group Holdings PLC on October 30, 2025. The Formal Sale Process remains ongoing. Permanent TSB Group Holdings PLC expects to continue to engage with relevant parties, including potential offerors and other stakeholders, in relation to the Formal Sale Process in the coming weeks. Shareholders are advised that this announcement does not represent a firm intention by any of Lone Star or the Consortium, or any other party, to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable Permanent TSB Group Holdings PLC to continue building on its recent strategic and financial progress, and to support Permanent TSB Group Holdings PLC in the next phase of its growth and strategic development. Permanent TSB Group Holdings PLC is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and Permanent TSB Group Holdings PLC's operations, products and services remain unaffected by the Formal Sale Process. Permanent TSB Group Holdings PLC continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, Lone Star and the Consortium will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as they are participating in the Formal Sale Process. Permanent TSB Group Holdings PLC continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements continue to apply.お知らせ • Mar 20Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB).Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB) on March 18, 2026. A cash consideration will be paid by Bawag P.S.K. Immobilien AG.お知らせ • Mar 19Permanent TSB Group Holdings Confirms BAWAG Group AG is Participating in Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) ("PTSB" or the "Company") notes the recent media speculation and confirms that BAWAG Group AG (WBAG:BG) ("BAWAG") is one of a number of parties participating in the Formal Sale Process which was announced by PTSB on October 30, 2025. The Formal Sale Process remains ongoing, and PTSB continues to engage with all parties participating in the Formal Sale Process. Shareholders are advised that this announcement does not represent a firm intention by BAWAG or any other party to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable PTSB to continue building on its recent strategic and financial progress, and to support the Company in the next phase of its growth and strategic development. PTSB is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and PTSB's operations, products and services remain unaffected by the Formal Sale Process. PTSB continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, BAWAG will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as it is participating in the Formal Sale Process. PTSB continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements set out below continue to apply.お知らせ • Mar 06+ 1 more updatePermanent Tsb Group Holdings plc Proposes Final Dividend for the Year 2025, Payable on 19 May 2026Permanent TSB Group Holdings plc announced that subject to approval by shareholders at the Annual General Meeting on 8 May 2026, the proposed final dividend for 2025 of €0.01835 (EUR 1.835 cent) per share (ISIN: IE00BWB8X525) which was announced by the Company on 5 March 2026 will be paid on 19 May 2026 to shareholders on the Company's register of members on 10 April 2026.お知らせ • Feb 27PTSB Reportedly Selects Late March for Bids as Bawag and Centerbridge CircleMarkets Correspondent PTSB (Permanent TSB Group Holdings plc (ISE:PTSB)) is targeting late March for second-round takeover offers, with Austrian banking group Bawag (BAWAG Group AG (WBAG:BG)) and New York investment firm Centerbridge Partners (Centerbridge Partners, L.P.) said to be among parties still circling the State-controlled bank, according to sources. Lone Star (Lone Star Americas Acquisitions, Inc.), the Texas-based private equity giant led by Irish passport holder John Grayken, also counts among those that committed resources to assessing a PTSB offer, sources said. However, it is not clear whether it remains in the mix. Goldman Sachs is running the sale process for PTSB. Spokeswomen for PTSB and Centerbridge and a spokesman for Lone Star declined to comment. Representatives for Bawag did not respond to a request for comment. The sensitive stage means that PTSB chief executive Eamonn Crowley will be restricted in what he can say on the process when he presides over the announcement of the bank s annual results next Thursday.お知らせ • Feb 12Permanent TSB Group Holdings plc to Report Fiscal Year 2025 Results on Mar 05, 2026Permanent TSB Group Holdings plc announced that they will report fiscal year 2025 results at 7:50 AM, GMT Standard Time on Mar 05, 2026Buy Or Sell Opportunity • Jan 01Now 22% undervaluedOver the last 90 days, the stock has risen 34% to €2.78. The fair value is estimated to be €3.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 5.9% per annum. Earnings are also forecast to grow by 35% per annum over the same time period.Board Change • Dec 30High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Hugh O'Donnell was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 15Permanent TSB Group Holdings plc to Report Q2, 2025 Results on Jul 31, 2025Permanent TSB Group Holdings plc announced that they will report Q2, 2025 results on Jul 31, 2025お知らせ • Apr 08Permanent TSB Group Holdings plc Announces Director and Committee ChangesPermanent TSB Group Holdings plc announced the appointment of Hugh O'Donnell as an Independent Non-Executive Director with immediate effect. On appointment Hugh joins the Board Audit Committee and Board Risk & Compliance Committee. Hugh will succeed Ronan O'Neill as Chair of the Board Audit Committee on 30 July 2025. As announced on 28 February 2025, Ronan O'Neill will retire from the Board at the end of his nine-year term on 30 July 2025. Hugh is an experienced leader and chartered accountant who spent a large portion of his career in senior finance roles at AIB Group, this included the positions of Executive Director and Chief Financial Officer (CFO) at AIB's UK division. Most recently, Hugh was Managing Director of Dell Bank International having previously served as its CFO. Hugh has extensive knowledge of retail and business banking together with expertise in financial accounting, risk management, governance and oversight.お知らせ • Apr 04Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025. Location: ptsb head office, 56-59 st stephens green, dublin 2, d02 h489 Irelandお知らせ • Feb 28Ronan O'Neill, Non-Executive Director to Retire from the Board of Permanent TSB Group Holdings plc on 30 July 2025The chairperson of Permanent TSB Group Holdings plc, Julie O'Neill, has announced that, as part of ongoing succession planning and board refreshment, Mr. Ronan O'Neill, Non-Executive Director will retire from the board at the end of his nine-year term of office on 30 July 2025. The board is at an advanced stage in the recruitment for Ronan's successor who, upon appointment, will chair the board audit committee.お知らせ • Feb 25+ 1 more updatePermanent TSB Group Holdings plc Appoints Barry D'Arcy as Chief Financial OfficerPermanent TSB Group Holdings plc (PTSB) announced with immediate effect, the appointment of Barry D'Arcy as Chief Financial Officer (CFO). Barry joined PTSB as Chief Risk Officer in October 2023. Prior to joining PTSB, Barry was Chief Risk Officer and an Executive Director at KBC Bank (Ireland) where previously he held a number of senior management positions, including Head of Finance and Head of Credit/Asset and Liability Management Risk. Barry is a Certified Bank Director (Institute of Banking in Ireland) and a qualified accountant whose earlier career includes finance roles in banking, technology and food multinationals.お知らせ • Jan 06Permanent TSB Group Holdings plc to Report Fiscal Year 2024 Results on Mar 04, 2025Permanent TSB Group Holdings plc announced that they will report fiscal year 2024 results on Mar 04, 2025Buy Or Sell Opportunity • Oct 15Now 21% undervaluedOver the last 90 days, the stock has risen 23% to €1.61. The fair value is estimated to be €2.02, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 4.8% in 2 years. Earnings are forecast to grow by 127% in the next 2 years.お知らせ • Oct 01Permanent TSB Group Holdings plc Announces Board and Committee ChangesPermanent TSB Group Holdings plc confirmed that, further to the RNS Announcement made on the 30 July 2024, Mr. Donal Courtney has retired from the Board having completed his term of office on 1 October 2024. Mr. Richard Gildea, a current member of the Board, will succeed Mr. Courtney as Chair of the Board Risk and Compliance Committee and will also join the Board Audit Committee with immediate effect.Buy Or Sell Opportunity • Sep 05Now 20% undervaluedOver the last 90 days, the stock has risen 5.0% to €1.57. The fair value is estimated to be €1.97, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 5.9% in 2 years. Earnings are forecast to grow by 112% in the next 2 years.お知らせ • Aug 29+ 1 more updatePermanent TSB Group Holdings plc Announces Stepdown of Nicola O'Brien as Chief Financial OfficerPermanent TSB Group Holdings plc has announced that Nicola O'Brien, the Bank's Chief Financial Officer and Board Executive Director has informed the Bank of her intention to leave PTSB in the coming months to take on a new role. In accordance with the Bank's existing governance arrangements, Ms. O'Brien will step down from the Board with immediate effect. Ms. O'Brien joined the Board in August 2022 upon appointment as Chief Financial Officer having previously held the role as Head of Finance and Investor Relations at PTSB prior to which she held senior roles with Bank of Ireland.New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 31% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (9.3% net profit margin).Reported Earnings • Aug 04First half 2024 earnings released: EPS: €0.077 (vs €0.007 in 1H 2023)First half 2024 results: EPS: €0.077 (up from €0.007 in 1H 2023). Revenue: €350.0m (up 23% from 1H 2023). Net income: €42.0m (up €38.0m from 1H 2023). Profit margin: 12% (up from 1.4% in 1H 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 69% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 30Donal Courtney to Retire as Non-Executive Director of Permanent TSB Group Holdings plc on 1 October 2024Permanent TSB Group Holdings plc announced that Mr. Donal Courtney has informed the Board of his intention to retire as a Non-Executive Director on 1 October 2024 having completed his six-year term of office. The company paid tribute to Mr. Courtney for his valuable service and commitment over what was a transformative period for the Bank, particularly in his roles as Chair of the Board Audit Committee and more recently as Chair of the Board Risk and Compliance Committee.お知らせ • Jun 15Permanent TSB Group Holdings plc to Report First Half, 2024 Results on Aug 01, 2024Permanent TSB Group Holdings plc announced that they will report first half, 2024 results on Aug 01, 2024お知らせ • Apr 05Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024, at 09:00 Coordinated Universal Time. Location: The Marker Hotel, Grand Canal Square, Dublin Docklands, Dublin 2 Ireland Agenda: To consider authorization to put in place a mechanism to permit an Odd-lot Offer to Shareholders at any time up to 18 months following the AGM.Reported Earnings • Mar 07Full year 2023 earnings released: EPS: €0.045 (vs €0.46 in FY 2022)Full year 2023 results: EPS: €0.045 (down from €0.46 in FY 2022). Revenue: €612.0m (up 51% from FY 2022). Net income: €25.0m (down 88% from FY 2022). Profit margin: 4.1% (down from 53% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 101% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.New Risk • Feb 03New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 2.0% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (7.8% average weekly change). Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding).Board Change • Jan 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Catherine Moroney was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €1.81, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 122% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €3.49 per share.お知らせ • Dec 15Permanent TSB Group Holdings plc to Report Fiscal Year 2023 Results on Mar 07, 2024Permanent TSB Group Holdings plc announced that they will report fiscal year 2023 results on Mar 07, 2024お知らせ • Dec 12Permanent TSB Group Holdings plc Announces Board ChangesThe Chair of Permanent TSB Group Holdings plc (PTSBGH), Julie O'Neill, has announced a number of changes to the Board of PTSBGH. The Company's 2022 Annual Report set out that Andrew Power would retire from the Board at the Company's AGM on the 19 May 2023 (completed) and Ken Slattery would step down as a Director at the end of 2023. PTSBGH confirms that Ken Slattery stepped down from the Board (12 December 2023) and with effect from this date, the Board has appointed two new independent non-executive directors, Catherine Moroney and Rick Gildea. Catherine Moroney is an accomplished business leader who has spent a large portion of her career at senior executive level in the Irish financial services sector (AIB Bank). She brings extensive experience in business banking to the Board as the Bank further develops its business banking proposition. Catherine has also held a number of non-executive board positions and committee chair/member roles including audit, risk and remuneration committees where she has gained valuable skill and expertise in leading customer-facing businesses with a focus on strategic planning, business growth, innovation, transformation and sustainability programmes. Rick Gildea's background in corporate banking (JP Morgan Chase) will bring deep experience of client coverage and risk management together with capital markets expertise to the Board. Rick spent a large portion of his career at senior executive level in international banking roles in the US, UK and EMEA, prior to pursuing a non-executive career. Most recently, Rick was an independent non-executive director at Alpha Bank (a domestic and international bank listed on the Stock Exchange in Athens) where he chaired the remuneration committee and was a member of the risk committee with a particular focus on non-performing loan risk management.New Risk • Aug 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 7.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.0% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding).お知らせ • Aug 03Permanent TSB Group Holdings plc Provides Earnings Guidance for the Year 2023Permanent TSB Group Holdings plc provided earnings guidance for the year 2023. Total income is now expected to be c. €680 million in fiscal year of 2023, c. 65% higher than the prior year and 5% higher than the previous guidance of €650 million as the interest rate trajectory moves higher than previously assumed; ECB deposit rate of 3.75% assumed at December 2023.お知らせ • May 29Permanent TSB Group Holdings plc to Report Q2, 2023 Results on Aug 02, 2023Permanent TSB Group Holdings plc announced that they will report Q2, 2023 results at 6:00 AM, Coordinated Universal Time on Aug 02, 2023お知らせ • May 20Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023.Board Change • Apr 06High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Chairman Julie O'Neill was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Buying Opportunity • Mar 07Now 22% undervaluedOver the last 90 days, the stock is up 51%. The fair value is estimated to be €3.36, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 8.0% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 19% per annum. Earnings is also forecast to grow by 4.8% per annum over the same time period.Reported Earnings • Mar 04Full year 2022 earnings released: EPS: €0.46 (vs €0.09 loss in FY 2021)Full year 2022 results: EPS: €0.46 (up from €0.09 loss in FY 2021). Revenue: €406.0m (up 12% from FY 2021). Net income: €213.0m (up €254.0m from FY 2021). Profit margin: 53% (up from net loss in FY 2021). Net interest margin (NIM): 1.54% (up from 1.51% in FY 2021). Cost-to-income ratio: 84.0% (up from 82.0% in FY 2021). Non-performing loans: 3.28% (down from 5.54% in FY 2021). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 51% per year whereas the company’s share price has increased by 50% per year.Buying Opportunity • Feb 10Now 21% undervaluedOver the last 90 days, the stock is up 28%. The fair value is estimated to be €2.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.7% over the last 3 years. Earnings per share has declined by 27%.お知らせ • Jan 18Permanent TSB Group Holdings plc to Report Fiscal Year 2022 Results on Mar 01, 2023Permanent TSB Group Holdings plc announced that they will report fiscal year 2022 results at 7:00 AM, Coordinated Universal Time on Mar 01, 2023Board Change • Oct 31High number of new directorsCFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022.Board Change • Sep 02High number of new directorsCFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022.Reported Earnings • Jul 29First half 2022 earnings releasedFirst half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (up €24.0m from 1H 2021). Profit margin: (up from net loss in 1H 2021). Over the next year, revenue is forecast to grow 31%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.お知らせ • Jun 15Permanent TSB Group Holdings plc to Report First Half, 2022 Results on Jul 27, 2022Permanent TSB Group Holdings plc announced that they will report first half, 2022 results on Jul 27, 2022お知らせ • Apr 01Mike Frawley Intends to Leave Permanent TSB Group Holdings plc as Chief Risk Officer and Board Executive DirectorPermanent TSB Group Holdings plc announced that Mike Frawley, the Group's Chief Risk Officer and Board Executive Director has informed the Company of his intention to leave the Bank in the coming months to take on a new role in Irish financial services. In accordance with the Bank's existing governance arrangements, Mr. Frawley will step down from the Board with immediate effect. Mr. Frawley joined the Board in October 2019 following his appointment as Chief Risk Officer in December 2018. Prior to joining Permanent TSB, Mr. Frawley spent 19 years with HSBC.Buying Opportunity • Mar 05Now 26% undervaluedOver the last 90 days, the stock is up 3.3%. The fair value is estimated to be €2.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 15% per annum over the last 3 years. Earnings per share has declined by 57% per annum over the last 3 years.Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: €0.09 loss per share (up from €0.38 loss in FY 2020). Revenue: €362.0m (up 65% from FY 2020). Net loss: €20.0m (loss narrowed 88% from FY 2020). Revenue exceeded analyst estimates by 4.5%. Over the next year, revenue is forecast to grow 13%, compared to a 9.4% growth forecast for the banks industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.Reported Earnings • Aug 02First half 2021 earnings released: €0.053 loss per share (vs €0.14 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €164.0m (up 49% from 1H 2020). Net loss: €24.0m (loss narrowed 63% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 89 percentage points per year, which is a significant difference in performance.お知らせ • Jun 24Permanent TSB Group Says Talks on Ulster Deal Remain ‘Constructive'Permanent TSB Group Holdings plc (ISE:IL0A) Chief Executive Eamonn Crowley told members of the Oireachtas finance committee on June 23, 2021 that the lender’s talks to acquire parts of Ulster Bank Limited’s business remain “constructive”, but added that he was restricted from giving details about the negotiations. “If we are successful in agreeing commercial terms, Permanent TSB will be a bank with more customers, a larger footprint, greater reach and a greater ability to bring new and better products and services to retail and SME customers,” Mr. Crowley said. “I have been greatly encouraged at how constructively both sides are approaching these discussions. It is my aim that we will reach an agreement that will benefit customers and create value for the State through its shareholding in the bank.” The 75% State-owned lender confirmed in late February that it was in talks to acquire Ulster Bank loans and deposits, after the latter’s parent, NatWest, said it will wind down its unit in the Republic in the coming years. However, the talks have not reached a stage where both sides have agreed a memorandum of understanding (MoU) to advance a deal.Reported Earnings • Mar 04Full year 2020 earnings released: €0.38 loss per share (vs €0.042 profit in FY 2019)The company reported a poor full year result with weaker earnings, revenues and control over costs. Full year 2020 results: Revenue: €220.0m (down 45% from FY 2019). Net loss: €162.0m (down €181.0m from profit in FY 2019). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance.お知らせ • Feb 26Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2021Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2021, at 11:00 Coordinated Universal Time.お知らせ • Feb 24Ulster Bank Confirms Branches Are Part of PTSB TalksUlster Bank Limited Executives confirmed that the bank’s 88-strong branch network in the Republic forms part of discussions with Permanent TSB Group Holdings plc (ISE:IL0A), which is looking to acquire a large part of the exiting bank’s assets. Sources said on February 19, 2021 that PTSB is in talks to acquire much of Ulster Bank’s €14 billion mortgage book and up to €700 million of small business loans in a deal that could almost double its assets and potentially require a capital injection from the Government. PTSB is 75% State-owned. A potential deal with PTSB may also involve the bank taking over a portion of Ulster Bank’s €22 billion deposit book, employees and an amalgamation of and slimming down of the groups’ combined branch networks, sources said at the time. Ulster Bank has 88 branches and PTSB has 76 locations, with the latter holding a greater footprint in the middle and southern parts of the State. Ulster Bank chief executive Jane Howard told an Oireachtas finance committee hearing on the lender’s plans to withdraw from the market on a phased basis over a number of years that branches, current accounts and other parts of the retail bank are subject of the talks with PTSB and other potential acquirers. Ms Howard reiterated that the bank, which also plans to sell about €4 billion of commercial loans to AIB, is mainly interested in selling assets to existing banks in the Irish market. While committee members asked the CEO to rule out the sale of loans to overseas debt investment firms, time ran out on the session before this matter was addressed. During the hearing, Ms Howard reiterated that the bank would complete the mortgage process with customers that have been engaged with the bank on securing a home loan. She also said that the lender will continue to work with borrowers who face financial difficulty.Is New 90 Day High Low • Feb 12New 90-day high: €0.88The company is up 62% from its price of €0.54 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period.お知らせ • Jan 31Permanent TSB Reportedly Retains Morgan Stanley to Advise on A Potential Bid for Ulster BankPermanent TSB Group Holdings plc (ISE:IL0A) (PTSB) has retained investment bank Morgan Stanley (NYSE:MS) to advise on a potential bid for Ulster Bank Limited's small- to medium-sized business (SME) portfolio in the Republic, according to sources. It comes at a time when Ulster Bank's UK parent, NatWest Group plc (LSE:NWG), is looking at winding down the Irish unit as part of a strategic review of the business. There is an expectation in Irish banking circles that NatWest will outline its plans for the division when it unveils full-year results on February 19, 2021. Spokeswomen for PTSB, NatWest and Morgan Stanley each declined to comment. PTSB had been widely speculated as a potential merger partner for Ulster Bank in the Republic over the past decade, as both grappled with low profitability due to the small size of their remaining balance sheets and relatively high cost bases following the financial crisis. However, PTSB Chief Executive Officer Eamonn Crowley moved in October to dampen talk that his company could emerge as a potential "white knight" partner for Ulster Bank as NatWest carried out its review.お知らせ • Jan 26Permanent TSB Group Holdings plc to Report Fiscal Year 2020 Results on Mar 03, 2021Permanent TSB Group Holdings plc announced that they will report fiscal year 2020 results on Mar 03, 2021お知らせ • Jan 09Permanent TSB Group Holdings plc to Report Fiscal Year 2020 Results on Mar 10, 2021Permanent TSB Group Holdings plc announced that they will report fiscal year 2020 results at 7:00 AM, Coordinated Universal Time on Mar 10, 2021Is New 90 Day High Low • Jan 09New 90-day high: €0.85The company is up 76% from its price of €0.49 on 09 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 14% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.25 per share.Is New 90 Day High Low • Dec 24New 90-day high: €0.82The company is up 65% from its price of €0.50 on 25 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 26% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.Is New 90 Day High Low • Dec 05New 90-day high: €0.69The company is up 65% from its price of €0.42 on 04 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.お知らせ • Nov 27Permanent TSB Group Holdings plc Appoints Paul Doddrell as Non-Executive DirectorThe Chairman of Permanent TSB Group Holdings plc Robert Elliott, has announced the immediate appointment of Paul Doddrell to the Board of PTSBGH as a Non-Executive Director. Paul Doddrell has been appointed under the terms of the Relationship Framework between the Minister for Finance and PTSBGH. Paul, a qualified accountant, is a highly experienced financial services executive and board member who has operated at executive management level in the UK, Ireland, North America and Asia. Paul was Chief Executive Officer of Pepper Ireland between 2012 and 2017 and retired from the Pepper Group in 2019 as Managing Director for Shared Services, based in Canada. Paul operates his own consultancy business and is a member of the Board at Cabot Financial Ireland.Is New 90 Day High Low • Nov 10New 90-day high: €0.53The company is up 9.0% from its price of €0.48 on 12 August 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.お知らせ • Sep 30Permanent TSB Group Holdings plc Appoints Ronan O'Neill as the Company's Senior Independent DirectorPermanent TSB Group Holdings plc announced the appointment of Mr. Ronan O'Neill as the Company's Senior Independent Director with immediate effect. This follows the Board retirement of Ms. Julie O'Neill in August. Mr. O'Neill has been a member of the Board since 2016 and is the Chairman of the Board's Risk and Compliance Committee.お知らせ • Sep 26Permanent TSB Group Holdings plc Announces Appointment of Paul McCann as Interim Chief Financial OfficerPermanent TSB Group Holdings plc announced the appointment of Mr. Paul McCann as Interim Chief Financial Officer effective immediately. Mr. McCann is a former Managing Partner of Grant Thornton and is currently a senior Partner in that firm's Financial Services Advisory Department. Paul was Managing Partner of Grant Thornton for six years (2012 - 2017). In his role as a senior Partner in the Firm's Financial Services Advisory department he exclusively advises banks, financial institutions and asset management companies on risk, regulatory, consulting and advisory engagements. In recent years, Paul has taken an active role in Grant Thornton International, including acting as Global Head of Advisory.お知らせ • Jul 17Permanent TSB Group Holdings plc to Report First Half, 2020 Results on Aug 04, 2020Permanent TSB Group Holdings plc announced that they will report first half, 2020 results on Aug 04, 2020株主還元IL0ADE BanksDE 市場7D0.4%-2.1%-2.9%1Y53.3%32.9%-0.8%株主還元を見る業界別リターン: IL0A過去 1 年間で32.9 % の収益を上げたGerman Banks業界を上回りました。リターン対市場: IL0A過去 1 年間で-0.8 % の収益を上げたGerman市場を上回りました。価格変動Is IL0A's price volatile compared to industry and market?IL0A volatilityIL0A Average Weekly Movement8.5%Banks Industry Average Movement4.0%Market Average Movement5.9%10% most volatile stocks in DE Market13.0%10% least volatile stocks in DE Market2.7%安定した株価: IL0Aの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: IL0Aの weekly volatility ( 8% ) は過去 1 年間安定していますが、依然としてGermanの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト18163,223Eamonn Crowleywww.permanenttsbgroup.ieパーマネントTSBグループ・ホールディングスはアイルランド共和国でリテール、中小企業（SME）向けバンキング部門を展開している。トランザクション・バンキング、融資、貯蓄、預金サービスを提供している。支店網、ブローカー、ダイレクト、デジタル、中小企業向けチャネルを通じて商品・サービスを提供している。パーマネントTSBグループ・ホールディングスは1816年に設立され、アイルランドのダブリンに本社を置いている。もっと見るPermanent TSB Group Holdings plc 基礎のまとめPermanent TSB Group Holdings の収益と売上を時価総額と比較するとどうか。IL0A 基礎統計学時価総額€1.60b収益（TTM）€71.00m売上高(TTM)€694.00m22.5xPER（株価収益率0.6xPBR（株価純資産倍率IL0A は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計IL0A 損益計算書（TTM）収益€694.00m売上原価€0売上総利益€694.00mその他の費用€623.00m収益€71.00m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）0.13グロス・マージン100.00%純利益率10.23%有利子負債／自己資本比率83.6%IL0A の長期的なパフォーマンスは？過去の実績と比較を見る配当金0.6%現在の配当利回り14%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/09 17:44終値2026/06/09 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Permanent TSB Group Holdings plc 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。16 アナリスト機関Grace DarganBarclaysAmandeep RakkarBarclaysAlicia ChungBNP Paribas13 その他のアナリストを表示
New Risk • Jun 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (10% net profit margin).
お知らせ • Mar 30Permanent TSB Group Holdings Confirms Lone Star And Consortium Participation In Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) noted the recent media speculation and confirmed that Lone Star Fund XII Acquisitions, LLC, and a consortium involving Sixth Street Luxembourg S.à r.l. and Centerbridge Partners, L.P. on behalf of certain of their affiliated investment funds or vehicles, are among the participants in the Formal Sale Process which was announced by Permanent TSB Group Holdings PLC on October 30, 2025. The Formal Sale Process remains ongoing. Permanent TSB Group Holdings PLC expects to continue to engage with relevant parties, including potential offerors and other stakeholders, in relation to the Formal Sale Process in the coming weeks. Shareholders are advised that this announcement does not represent a firm intention by any of Lone Star or the Consortium, or any other party, to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable Permanent TSB Group Holdings PLC to continue building on its recent strategic and financial progress, and to support Permanent TSB Group Holdings PLC in the next phase of its growth and strategic development. Permanent TSB Group Holdings PLC is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and Permanent TSB Group Holdings PLC's operations, products and services remain unaffected by the Formal Sale Process. Permanent TSB Group Holdings PLC continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, Lone Star and the Consortium will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as they are participating in the Formal Sale Process. Permanent TSB Group Holdings PLC continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements continue to apply.
お知らせ • Mar 20Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB).Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB) on March 18, 2026. A cash consideration will be paid by Bawag P.S.K. Immobilien AG.
お知らせ • Mar 19Permanent TSB Group Holdings Confirms BAWAG Group AG is Participating in Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) ("PTSB" or the "Company") notes the recent media speculation and confirms that BAWAG Group AG (WBAG:BG) ("BAWAG") is one of a number of parties participating in the Formal Sale Process which was announced by PTSB on October 30, 2025. The Formal Sale Process remains ongoing, and PTSB continues to engage with all parties participating in the Formal Sale Process. Shareholders are advised that this announcement does not represent a firm intention by BAWAG or any other party to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable PTSB to continue building on its recent strategic and financial progress, and to support the Company in the next phase of its growth and strategic development. PTSB is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and PTSB's operations, products and services remain unaffected by the Formal Sale Process. PTSB continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, BAWAG will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as it is participating in the Formal Sale Process. PTSB continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements set out below continue to apply.
お知らせ • Mar 06+ 1 more updatePermanent Tsb Group Holdings plc Proposes Final Dividend for the Year 2025, Payable on 19 May 2026Permanent TSB Group Holdings plc announced that subject to approval by shareholders at the Annual General Meeting on 8 May 2026, the proposed final dividend for 2025 of €0.01835 (EUR 1.835 cent) per share (ISIN: IE00BWB8X525) which was announced by the Company on 5 March 2026 will be paid on 19 May 2026 to shareholders on the Company's register of members on 10 April 2026.
お知らせ • Feb 27PTSB Reportedly Selects Late March for Bids as Bawag and Centerbridge CircleMarkets Correspondent PTSB (Permanent TSB Group Holdings plc (ISE:PTSB)) is targeting late March for second-round takeover offers, with Austrian banking group Bawag (BAWAG Group AG (WBAG:BG)) and New York investment firm Centerbridge Partners (Centerbridge Partners, L.P.) said to be among parties still circling the State-controlled bank, according to sources. Lone Star (Lone Star Americas Acquisitions, Inc.), the Texas-based private equity giant led by Irish passport holder John Grayken, also counts among those that committed resources to assessing a PTSB offer, sources said. However, it is not clear whether it remains in the mix. Goldman Sachs is running the sale process for PTSB. Spokeswomen for PTSB and Centerbridge and a spokesman for Lone Star declined to comment. Representatives for Bawag did not respond to a request for comment. The sensitive stage means that PTSB chief executive Eamonn Crowley will be restricted in what he can say on the process when he presides over the announcement of the bank s annual results next Thursday.
New Risk • Jun 05New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Share price has been volatile over the past 3 months (8.4% average weekly change). Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (10% net profit margin).
お知らせ • Mar 30Permanent TSB Group Holdings Confirms Lone Star And Consortium Participation In Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) noted the recent media speculation and confirmed that Lone Star Fund XII Acquisitions, LLC, and a consortium involving Sixth Street Luxembourg S.à r.l. and Centerbridge Partners, L.P. on behalf of certain of their affiliated investment funds or vehicles, are among the participants in the Formal Sale Process which was announced by Permanent TSB Group Holdings PLC on October 30, 2025. The Formal Sale Process remains ongoing. Permanent TSB Group Holdings PLC expects to continue to engage with relevant parties, including potential offerors and other stakeholders, in relation to the Formal Sale Process in the coming weeks. Shareholders are advised that this announcement does not represent a firm intention by any of Lone Star or the Consortium, or any other party, to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable Permanent TSB Group Holdings PLC to continue building on its recent strategic and financial progress, and to support Permanent TSB Group Holdings PLC in the next phase of its growth and strategic development. Permanent TSB Group Holdings PLC is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and Permanent TSB Group Holdings PLC's operations, products and services remain unaffected by the Formal Sale Process. Permanent TSB Group Holdings PLC continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, Lone Star and the Consortium will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as they are participating in the Formal Sale Process. Permanent TSB Group Holdings PLC continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements continue to apply.
お知らせ • Mar 20Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB).Bawag P.S.K. Immobilien AG submitted a non-binding proposal to acquire Permanent TSB Group Holdings plc (ISE:PTSB) on March 18, 2026. A cash consideration will be paid by Bawag P.S.K. Immobilien AG.
お知らせ • Mar 19Permanent TSB Group Holdings Confirms BAWAG Group AG is Participating in Formal Sale ProcessPermanent TSB Group Holdings plc (ISE:PTSB) ("PTSB" or the "Company") notes the recent media speculation and confirms that BAWAG Group AG (WBAG:BG) ("BAWAG") is one of a number of parties participating in the Formal Sale Process which was announced by PTSB on October 30, 2025. The Formal Sale Process remains ongoing, and PTSB continues to engage with all parties participating in the Formal Sale Process. Shareholders are advised that this announcement does not represent a firm intention by BAWAG or any other party to make an offer under Rule 2.7 of the Irish Takeover Rules and there can be no certainty that any offers will be made, that any sale or other transaction will be concluded, nor as to the terms on which any offer or other transaction may be made. The objective of the Formal Sale Process remains the same; to identify a new owner that will enable PTSB to continue building on its recent strategic and financial progress, and to support the Company in the next phase of its growth and strategic development. PTSB is an important part of the retail banking sector and wider Irish economy, and its continued sustainable growth is critical to ensuring competition in the market and providing choice to consumers. There is no impact to customers as a result of this announcement, and PTSB's operations, products and services remain unaffected by the Formal Sale Process. PTSB continues to support and service customers as normal. A further announcement will be made at the appropriate time. As announced on October 30, 2025, the Irish Takeover Panel has agreed that any discussions with third parties may be conducted within the context of the Formal Sale Process. Accordingly, BAWAG will not be subject to the 42-day deadline referred to in Rule 2.6(a) of the Irish Takeover Rules for so long as it is participating in the Formal Sale Process. PTSB continues to be in an offer period as defined in the Irish Takeover Rules and the dealing disclosure requirements set out below continue to apply.
お知らせ • Mar 06+ 1 more updatePermanent Tsb Group Holdings plc Proposes Final Dividend for the Year 2025, Payable on 19 May 2026Permanent TSB Group Holdings plc announced that subject to approval by shareholders at the Annual General Meeting on 8 May 2026, the proposed final dividend for 2025 of €0.01835 (EUR 1.835 cent) per share (ISIN: IE00BWB8X525) which was announced by the Company on 5 March 2026 will be paid on 19 May 2026 to shareholders on the Company's register of members on 10 April 2026.
お知らせ • Feb 27PTSB Reportedly Selects Late March for Bids as Bawag and Centerbridge CircleMarkets Correspondent PTSB (Permanent TSB Group Holdings plc (ISE:PTSB)) is targeting late March for second-round takeover offers, with Austrian banking group Bawag (BAWAG Group AG (WBAG:BG)) and New York investment firm Centerbridge Partners (Centerbridge Partners, L.P.) said to be among parties still circling the State-controlled bank, according to sources. Lone Star (Lone Star Americas Acquisitions, Inc.), the Texas-based private equity giant led by Irish passport holder John Grayken, also counts among those that committed resources to assessing a PTSB offer, sources said. However, it is not clear whether it remains in the mix. Goldman Sachs is running the sale process for PTSB. Spokeswomen for PTSB and Centerbridge and a spokesman for Lone Star declined to comment. Representatives for Bawag did not respond to a request for comment. The sensitive stage means that PTSB chief executive Eamonn Crowley will be restricted in what he can say on the process when he presides over the announcement of the bank s annual results next Thursday.
お知らせ • Feb 12Permanent TSB Group Holdings plc to Report Fiscal Year 2025 Results on Mar 05, 2026Permanent TSB Group Holdings plc announced that they will report fiscal year 2025 results at 7:50 AM, GMT Standard Time on Mar 05, 2026
Buy Or Sell Opportunity • Jan 01Now 22% undervaluedOver the last 90 days, the stock has risen 34% to €2.78. The fair value is estimated to be €3.54, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 21% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 5.9% per annum. Earnings are also forecast to grow by 35% per annum over the same time period.
Board Change • Dec 30High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Hugh O'Donnell was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 15Permanent TSB Group Holdings plc to Report Q2, 2025 Results on Jul 31, 2025Permanent TSB Group Holdings plc announced that they will report Q2, 2025 results on Jul 31, 2025
お知らせ • Apr 08Permanent TSB Group Holdings plc Announces Director and Committee ChangesPermanent TSB Group Holdings plc announced the appointment of Hugh O'Donnell as an Independent Non-Executive Director with immediate effect. On appointment Hugh joins the Board Audit Committee and Board Risk & Compliance Committee. Hugh will succeed Ronan O'Neill as Chair of the Board Audit Committee on 30 July 2025. As announced on 28 February 2025, Ronan O'Neill will retire from the Board at the end of his nine-year term on 30 July 2025. Hugh is an experienced leader and chartered accountant who spent a large portion of his career in senior finance roles at AIB Group, this included the positions of Executive Director and Chief Financial Officer (CFO) at AIB's UK division. Most recently, Hugh was Managing Director of Dell Bank International having previously served as its CFO. Hugh has extensive knowledge of retail and business banking together with expertise in financial accounting, risk management, governance and oversight.
お知らせ • Apr 04Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025Permanent TSB Group Holdings plc, Annual General Meeting, May 09, 2025. Location: ptsb head office, 56-59 st stephens green, dublin 2, d02 h489 Ireland
お知らせ • Feb 28Ronan O'Neill, Non-Executive Director to Retire from the Board of Permanent TSB Group Holdings plc on 30 July 2025The chairperson of Permanent TSB Group Holdings plc, Julie O'Neill, has announced that, as part of ongoing succession planning and board refreshment, Mr. Ronan O'Neill, Non-Executive Director will retire from the board at the end of his nine-year term of office on 30 July 2025. The board is at an advanced stage in the recruitment for Ronan's successor who, upon appointment, will chair the board audit committee.
お知らせ • Feb 25+ 1 more updatePermanent TSB Group Holdings plc Appoints Barry D'Arcy as Chief Financial OfficerPermanent TSB Group Holdings plc (PTSB) announced with immediate effect, the appointment of Barry D'Arcy as Chief Financial Officer (CFO). Barry joined PTSB as Chief Risk Officer in October 2023. Prior to joining PTSB, Barry was Chief Risk Officer and an Executive Director at KBC Bank (Ireland) where previously he held a number of senior management positions, including Head of Finance and Head of Credit/Asset and Liability Management Risk. Barry is a Certified Bank Director (Institute of Banking in Ireland) and a qualified accountant whose earlier career includes finance roles in banking, technology and food multinationals.
お知らせ • Jan 06Permanent TSB Group Holdings plc to Report Fiscal Year 2024 Results on Mar 04, 2025Permanent TSB Group Holdings plc announced that they will report fiscal year 2024 results on Mar 04, 2025
Buy Or Sell Opportunity • Oct 15Now 21% undervaluedOver the last 90 days, the stock has risen 23% to €1.61. The fair value is estimated to be €2.02, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 4.8% in 2 years. Earnings are forecast to grow by 127% in the next 2 years.
お知らせ • Oct 01Permanent TSB Group Holdings plc Announces Board and Committee ChangesPermanent TSB Group Holdings plc confirmed that, further to the RNS Announcement made on the 30 July 2024, Mr. Donal Courtney has retired from the Board having completed his term of office on 1 October 2024. Mr. Richard Gildea, a current member of the Board, will succeed Mr. Courtney as Chair of the Board Risk and Compliance Committee and will also join the Board Audit Committee with immediate effect.
Buy Or Sell Opportunity • Sep 05Now 20% undervaluedOver the last 90 days, the stock has risen 5.0% to €1.57. The fair value is estimated to be €1.97, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 28% over the last 3 years. Meanwhile, the company has become profitable. Revenue is forecast to grow by 5.9% in 2 years. Earnings are forecast to grow by 112% in the next 2 years.
お知らせ • Aug 29+ 1 more updatePermanent TSB Group Holdings plc Announces Stepdown of Nicola O'Brien as Chief Financial OfficerPermanent TSB Group Holdings plc has announced that Nicola O'Brien, the Bank's Chief Financial Officer and Board Executive Director has informed the Bank of her intention to leave PTSB in the coming months to take on a new role. In accordance with the Bank's existing governance arrangements, Ms. O'Brien will step down from the Board with immediate effect. Ms. O'Brien joined the Board in August 2022 upon appointment as Chief Financial Officer having previously held the role as Head of Finance and Investor Relations at PTSB prior to which she held senior roles with Bank of Ireland.
New Risk • Aug 04New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 31% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Profit margins are more than 30% lower than last year (9.3% net profit margin).
Reported Earnings • Aug 04First half 2024 earnings released: EPS: €0.077 (vs €0.007 in 1H 2023)First half 2024 results: EPS: €0.077 (up from €0.007 in 1H 2023). Revenue: €350.0m (up 23% from 1H 2023). Net income: €42.0m (up €38.0m from 1H 2023). Profit margin: 12% (up from 1.4% in 1H 2023). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 69% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 30Donal Courtney to Retire as Non-Executive Director of Permanent TSB Group Holdings plc on 1 October 2024Permanent TSB Group Holdings plc announced that Mr. Donal Courtney has informed the Board of his intention to retire as a Non-Executive Director on 1 October 2024 having completed his six-year term of office. The company paid tribute to Mr. Courtney for his valuable service and commitment over what was a transformative period for the Bank, particularly in his roles as Chair of the Board Audit Committee and more recently as Chair of the Board Risk and Compliance Committee.
お知らせ • Jun 15Permanent TSB Group Holdings plc to Report First Half, 2024 Results on Aug 01, 2024Permanent TSB Group Holdings plc announced that they will report first half, 2024 results on Aug 01, 2024
お知らせ • Apr 05Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024Permanent TSB Group Holdings plc, Annual General Meeting, May 15, 2024, at 09:00 Coordinated Universal Time. Location: The Marker Hotel, Grand Canal Square, Dublin Docklands, Dublin 2 Ireland Agenda: To consider authorization to put in place a mechanism to permit an Odd-lot Offer to Shareholders at any time up to 18 months following the AGM.
Reported Earnings • Mar 07Full year 2023 earnings released: EPS: €0.045 (vs €0.46 in FY 2022)Full year 2023 results: EPS: €0.045 (down from €0.46 in FY 2022). Revenue: €612.0m (up 51% from FY 2022). Net income: €25.0m (down 88% from FY 2022). Profit margin: 4.1% (down from 53% in FY 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 10% p.a. on average during the next 2 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 101% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
New Risk • Feb 03New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 2.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 2.0% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (7.8% average weekly change). Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding).
Board Change • Jan 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Independent Non-Executive Director Catherine Moroney was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Dec 20Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €1.81, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 122% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €3.49 per share.
お知らせ • Dec 15Permanent TSB Group Holdings plc to Report Fiscal Year 2023 Results on Mar 07, 2024Permanent TSB Group Holdings plc announced that they will report fiscal year 2023 results on Mar 07, 2024
お知らせ • Dec 12Permanent TSB Group Holdings plc Announces Board ChangesThe Chair of Permanent TSB Group Holdings plc (PTSBGH), Julie O'Neill, has announced a number of changes to the Board of PTSBGH. The Company's 2022 Annual Report set out that Andrew Power would retire from the Board at the Company's AGM on the 19 May 2023 (completed) and Ken Slattery would step down as a Director at the end of 2023. PTSBGH confirms that Ken Slattery stepped down from the Board (12 December 2023) and with effect from this date, the Board has appointed two new independent non-executive directors, Catherine Moroney and Rick Gildea. Catherine Moroney is an accomplished business leader who has spent a large portion of her career at senior executive level in the Irish financial services sector (AIB Bank). She brings extensive experience in business banking to the Board as the Bank further develops its business banking proposition. Catherine has also held a number of non-executive board positions and committee chair/member roles including audit, risk and remuneration committees where she has gained valuable skill and expertise in leading customer-facing businesses with a focus on strategic planning, business growth, innovation, transformation and sustainability programmes. Rick Gildea's background in corporate banking (JP Morgan Chase) will bring deep experience of client coverage and risk management together with capital markets expertise to the Board. Rick spent a large portion of his career at senior executive level in international banking roles in the US, UK and EMEA, prior to pursuing a non-executive career. Most recently, Rick was an independent non-executive director at Alpha Bank (a domestic and international bank listed on the Stock Exchange in Athens) where he chaired the remuneration committee and was a member of the risk committee with a particular focus on non-performing loan risk management.
New Risk • Aug 08New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 7.0% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 7.0% per year for the foreseeable future. Minor Risks Share price has been volatile over the past 3 months (6.8% average weekly change). Large one-off items impacting financial results. Shareholders have been diluted in the past year (20% increase in shares outstanding).
お知らせ • Aug 03Permanent TSB Group Holdings plc Provides Earnings Guidance for the Year 2023Permanent TSB Group Holdings plc provided earnings guidance for the year 2023. Total income is now expected to be c. €680 million in fiscal year of 2023, c. 65% higher than the prior year and 5% higher than the previous guidance of €650 million as the interest rate trajectory moves higher than previously assumed; ECB deposit rate of 3.75% assumed at December 2023.
お知らせ • May 29Permanent TSB Group Holdings plc to Report Q2, 2023 Results on Aug 02, 2023Permanent TSB Group Holdings plc announced that they will report Q2, 2023 results at 6:00 AM, Coordinated Universal Time on Aug 02, 2023
お知らせ • May 20Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2023.
Board Change • Apr 06High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Non-Executive Chairman Julie O'Neill was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Buying Opportunity • Mar 07Now 22% undervaluedOver the last 90 days, the stock is up 51%. The fair value is estimated to be €3.36, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 8.0% over the last 3 years. Meanwhile, the company has become profitable. For the next 3 years, revenue is forecast to grow by 19% per annum. Earnings is also forecast to grow by 4.8% per annum over the same time period.
Reported Earnings • Mar 04Full year 2022 earnings released: EPS: €0.46 (vs €0.09 loss in FY 2021)Full year 2022 results: EPS: €0.46 (up from €0.09 loss in FY 2021). Revenue: €406.0m (up 12% from FY 2021). Net income: €213.0m (up €254.0m from FY 2021). Profit margin: 53% (up from net loss in FY 2021). Net interest margin (NIM): 1.54% (up from 1.51% in FY 2021). Cost-to-income ratio: 84.0% (up from 82.0% in FY 2021). Non-performing loans: 3.28% (down from 5.54% in FY 2021). Revenue is forecast to grow 19% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 51% per year whereas the company’s share price has increased by 50% per year.
Buying Opportunity • Feb 10Now 21% undervaluedOver the last 90 days, the stock is up 28%. The fair value is estimated to be €2.67, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 3.7% over the last 3 years. Earnings per share has declined by 27%.
お知らせ • Jan 18Permanent TSB Group Holdings plc to Report Fiscal Year 2022 Results on Mar 01, 2023Permanent TSB Group Holdings plc announced that they will report fiscal year 2022 results at 7:00 AM, Coordinated Universal Time on Mar 01, 2023
Board Change • Oct 31High number of new directorsCFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022.
Board Change • Sep 02High number of new directorsCFO, Head of External Reporting & Investor Relations and Executive Director Nicola O'Brien was the last director to join the board, commencing their role in 2022.
Reported Earnings • Jul 29First half 2022 earnings releasedFirst half 2022 results: Revenue: (down 100% from 1H 2021). Net income: (up €24.0m from 1H 2021). Profit margin: (up from net loss in 1H 2021). Over the next year, revenue is forecast to grow 31%, compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
お知らせ • Jun 15Permanent TSB Group Holdings plc to Report First Half, 2022 Results on Jul 27, 2022Permanent TSB Group Holdings plc announced that they will report first half, 2022 results on Jul 27, 2022
お知らせ • Apr 01Mike Frawley Intends to Leave Permanent TSB Group Holdings plc as Chief Risk Officer and Board Executive DirectorPermanent TSB Group Holdings plc announced that Mike Frawley, the Group's Chief Risk Officer and Board Executive Director has informed the Company of his intention to leave the Bank in the coming months to take on a new role in Irish financial services. In accordance with the Bank's existing governance arrangements, Mr. Frawley will step down from the Board with immediate effect. Mr. Frawley joined the Board in October 2019 following his appointment as Chief Risk Officer in December 2018. Prior to joining Permanent TSB, Mr. Frawley spent 19 years with HSBC.
Buying Opportunity • Mar 05Now 26% undervaluedOver the last 90 days, the stock is up 3.3%. The fair value is estimated to be €2.11, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 15% per annum over the last 3 years. Earnings per share has declined by 57% per annum over the last 3 years.
Reported Earnings • Mar 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: €0.09 loss per share (up from €0.38 loss in FY 2020). Revenue: €362.0m (up 65% from FY 2020). Net loss: €20.0m (loss narrowed 88% from FY 2020). Revenue exceeded analyst estimates by 4.5%. Over the next year, revenue is forecast to grow 13%, compared to a 9.4% growth forecast for the banks industry in Germany. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 67 percentage points per year, which is a significant difference in performance.
Reported Earnings • Aug 02First half 2021 earnings released: €0.053 loss per share (vs €0.14 loss in 1H 2020)The company reported a solid first half result with reduced losses, improved revenues and improved control over expenses. First half 2021 results: Revenue: €164.0m (up 49% from 1H 2020). Net loss: €24.0m (loss narrowed 63% from 1H 2020). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 89 percentage points per year, which is a significant difference in performance.
お知らせ • Jun 24Permanent TSB Group Says Talks on Ulster Deal Remain ‘Constructive'Permanent TSB Group Holdings plc (ISE:IL0A) Chief Executive Eamonn Crowley told members of the Oireachtas finance committee on June 23, 2021 that the lender’s talks to acquire parts of Ulster Bank Limited’s business remain “constructive”, but added that he was restricted from giving details about the negotiations. “If we are successful in agreeing commercial terms, Permanent TSB will be a bank with more customers, a larger footprint, greater reach and a greater ability to bring new and better products and services to retail and SME customers,” Mr. Crowley said. “I have been greatly encouraged at how constructively both sides are approaching these discussions. It is my aim that we will reach an agreement that will benefit customers and create value for the State through its shareholding in the bank.” The 75% State-owned lender confirmed in late February that it was in talks to acquire Ulster Bank loans and deposits, after the latter’s parent, NatWest, said it will wind down its unit in the Republic in the coming years. However, the talks have not reached a stage where both sides have agreed a memorandum of understanding (MoU) to advance a deal.
Reported Earnings • Mar 04Full year 2020 earnings released: €0.38 loss per share (vs €0.042 profit in FY 2019)The company reported a poor full year result with weaker earnings, revenues and control over costs. Full year 2020 results: Revenue: €220.0m (down 45% from FY 2019). Net loss: €162.0m (down €181.0m from profit in FY 2019). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 95 percentage points per year, which is a significant difference in performance.
お知らせ • Feb 26Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2021Permanent TSB Group Holdings plc, Annual General Meeting, May 19, 2021, at 11:00 Coordinated Universal Time.
お知らせ • Feb 24Ulster Bank Confirms Branches Are Part of PTSB TalksUlster Bank Limited Executives confirmed that the bank’s 88-strong branch network in the Republic forms part of discussions with Permanent TSB Group Holdings plc (ISE:IL0A), which is looking to acquire a large part of the exiting bank’s assets. Sources said on February 19, 2021 that PTSB is in talks to acquire much of Ulster Bank’s €14 billion mortgage book and up to €700 million of small business loans in a deal that could almost double its assets and potentially require a capital injection from the Government. PTSB is 75% State-owned. A potential deal with PTSB may also involve the bank taking over a portion of Ulster Bank’s €22 billion deposit book, employees and an amalgamation of and slimming down of the groups’ combined branch networks, sources said at the time. Ulster Bank has 88 branches and PTSB has 76 locations, with the latter holding a greater footprint in the middle and southern parts of the State. Ulster Bank chief executive Jane Howard told an Oireachtas finance committee hearing on the lender’s plans to withdraw from the market on a phased basis over a number of years that branches, current accounts and other parts of the retail bank are subject of the talks with PTSB and other potential acquirers. Ms Howard reiterated that the bank, which also plans to sell about €4 billion of commercial loans to AIB, is mainly interested in selling assets to existing banks in the Irish market. While committee members asked the CEO to rule out the sale of loans to overseas debt investment firms, time ran out on the session before this matter was addressed. During the hearing, Ms Howard reiterated that the bank would complete the mortgage process with customers that have been engaged with the bank on securing a home loan. She also said that the lender will continue to work with borrowers who face financial difficulty.
Is New 90 Day High Low • Feb 12New 90-day high: €0.88The company is up 62% from its price of €0.54 on 13 November 2020. The German market is up 10.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 12% over the same period.
お知らせ • Jan 31Permanent TSB Reportedly Retains Morgan Stanley to Advise on A Potential Bid for Ulster BankPermanent TSB Group Holdings plc (ISE:IL0A) (PTSB) has retained investment bank Morgan Stanley (NYSE:MS) to advise on a potential bid for Ulster Bank Limited's small- to medium-sized business (SME) portfolio in the Republic, according to sources. It comes at a time when Ulster Bank's UK parent, NatWest Group plc (LSE:NWG), is looking at winding down the Irish unit as part of a strategic review of the business. There is an expectation in Irish banking circles that NatWest will outline its plans for the division when it unveils full-year results on February 19, 2021. Spokeswomen for PTSB, NatWest and Morgan Stanley each declined to comment. PTSB had been widely speculated as a potential merger partner for Ulster Bank in the Republic over the past decade, as both grappled with low profitability due to the small size of their remaining balance sheets and relatively high cost bases following the financial crisis. However, PTSB Chief Executive Officer Eamonn Crowley moved in October to dampen talk that his company could emerge as a potential "white knight" partner for Ulster Bank as NatWest carried out its review.
お知らせ • Jan 26Permanent TSB Group Holdings plc to Report Fiscal Year 2020 Results on Mar 03, 2021Permanent TSB Group Holdings plc announced that they will report fiscal year 2020 results on Mar 03, 2021
お知らせ • Jan 09Permanent TSB Group Holdings plc to Report Fiscal Year 2020 Results on Mar 10, 2021Permanent TSB Group Holdings plc announced that they will report fiscal year 2020 results at 7:00 AM, Coordinated Universal Time on Mar 10, 2021
Is New 90 Day High Low • Jan 09New 90-day high: €0.85The company is up 76% from its price of €0.49 on 09 October 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 14% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is €0.25 per share.
Is New 90 Day High Low • Dec 24New 90-day high: €0.82The company is up 65% from its price of €0.50 on 25 September 2020. The German market is up 9.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 26% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
Is New 90 Day High Low • Dec 05New 90-day high: €0.69The company is up 65% from its price of €0.42 on 04 September 2020. The German market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 9.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
お知らせ • Nov 27Permanent TSB Group Holdings plc Appoints Paul Doddrell as Non-Executive DirectorThe Chairman of Permanent TSB Group Holdings plc Robert Elliott, has announced the immediate appointment of Paul Doddrell to the Board of PTSBGH as a Non-Executive Director. Paul Doddrell has been appointed under the terms of the Relationship Framework between the Minister for Finance and PTSBGH. Paul, a qualified accountant, is a highly experienced financial services executive and board member who has operated at executive management level in the UK, Ireland, North America and Asia. Paul was Chief Executive Officer of Pepper Ireland between 2012 and 2017 and retired from the Pepper Group in 2019 as Managing Director for Shared Services, based in Canada. Paul operates his own consultancy business and is a member of the Board at Cabot Financial Ireland.
Is New 90 Day High Low • Nov 10New 90-day high: €0.53The company is up 9.0% from its price of €0.48 on 12 August 2020. The German market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is down 1.0% over the same period. According to the Simply Wall St valuation model, the estimated intrinsic value of the company is per share.
お知らせ • Sep 30Permanent TSB Group Holdings plc Appoints Ronan O'Neill as the Company's Senior Independent DirectorPermanent TSB Group Holdings plc announced the appointment of Mr. Ronan O'Neill as the Company's Senior Independent Director with immediate effect. This follows the Board retirement of Ms. Julie O'Neill in August. Mr. O'Neill has been a member of the Board since 2016 and is the Chairman of the Board's Risk and Compliance Committee.
お知らせ • Sep 26Permanent TSB Group Holdings plc Announces Appointment of Paul McCann as Interim Chief Financial OfficerPermanent TSB Group Holdings plc announced the appointment of Mr. Paul McCann as Interim Chief Financial Officer effective immediately. Mr. McCann is a former Managing Partner of Grant Thornton and is currently a senior Partner in that firm's Financial Services Advisory Department. Paul was Managing Partner of Grant Thornton for six years (2012 - 2017). In his role as a senior Partner in the Firm's Financial Services Advisory department he exclusively advises banks, financial institutions and asset management companies on risk, regulatory, consulting and advisory engagements. In recent years, Paul has taken an active role in Grant Thornton International, including acting as Global Head of Advisory.
お知らせ • Jul 17Permanent TSB Group Holdings plc to Report First Half, 2020 Results on Aug 04, 2020Permanent TSB Group Holdings plc announced that they will report first half, 2020 results on Aug 04, 2020
