International Bancshares（IB4）株式概要マルチバンク金融持株会社であるインターナショナル・バンクシェアーズ・コーポレーションは、テキサス州およびオクラホマ州で幅広い商業銀行およびリテール銀行サービスを提供している。 詳細IB4 ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績3/6財務の健全性6/6配当金4/6報酬当社が推定した公正価値より53.2%で取引されている 過去1年間で収益は2.2%増加しました 1.94%の安定した配当金を支払う リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るIB4 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€61.5022.6% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture01b2016201920222025202620282031Revenue US$1.3bEarnings US$664.2mAdvancedSet Fair ValueView all narrativesInternational Bancshares Corporation 競合他社Associated Banc-CorpSymbol: NYSE:ASBMarket cap: US$4.6bThurgauer KantonalbankSymbol: SWX:TKBPMarket cap: CHF 3.6bTFS FinancialSymbol: NasdaqGS:TFSLMarket cap: US$4.7bBerner KantonalbankSymbol: SWX:BEKNMarket cap: CHF 3.4b価格と性能株価の高値、安値、推移の概要International Bancshares過去の株価現在の株価US$61.5052週高値US$62.5052週安値US$53.00ベータ0.701ヶ月の変化0.82%3ヶ月変化7.89%1年変化7.89%3年間の変化39.14%5年間の変化62.70%IPOからの変化272.05%最新ニュースBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 6 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 18, 2026International Bancshares Corporation, Annual General Meeting, May 18, 2026. Location: ibc annex building, located at 2416 jacaman road, texas 78041, laredo United Statesお知らせ • Feb 03International Bancshares Corporation Announces Declaration of Cash Dividend, Payable on February 27, 2026International Bancshares Corporation announced that its Board of Directors approved the declaration of a $0.73 per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 13, 2026, payable on Feb. 27, 2026. This is an increase of 4.3% per share from the previous cash dividend.お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2025International Bancshares Corporation announced that its Board of Directors approved the declaration of a 70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 15, 2025, payable on August 29, 2025.お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 19, 2025International Bancshares Corporation, Annual General Meeting, May 19, 2025. Location: located at 2416, jacaman road, texas 78041, laredo, United Statesお知らせ • Mar 14International Bancshares Corporation (NasdaqGS:IBOC) announces an Equity Buyback for $150 million worth of its shares.International Bancshares Corporation (NasdaqGS:IBOC) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its shares. This program will be valid until March 15, 2026.最新情報をもっと見るRecent updatesBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 6 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 18, 2026International Bancshares Corporation, Annual General Meeting, May 18, 2026. Location: ibc annex building, located at 2416 jacaman road, texas 78041, laredo United Statesお知らせ • Feb 03International Bancshares Corporation Announces Declaration of Cash Dividend, Payable on February 27, 2026International Bancshares Corporation announced that its Board of Directors approved the declaration of a $0.73 per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 13, 2026, payable on Feb. 27, 2026. This is an increase of 4.3% per share from the previous cash dividend.お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2025International Bancshares Corporation announced that its Board of Directors approved the declaration of a 70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 15, 2025, payable on August 29, 2025.お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 19, 2025International Bancshares Corporation, Annual General Meeting, May 19, 2025. Location: located at 2416, jacaman road, texas 78041, laredo, United Statesお知らせ • Mar 14International Bancshares Corporation (NasdaqGS:IBOC) announces an Equity Buyback for $150 million worth of its shares.International Bancshares Corporation (NasdaqGS:IBOC) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its shares. This program will be valid until March 15, 2026.お知らせ • Feb 04International Bancshares Corporation Announces 6% Increase in Cash Dividend, Payable on February 28, 2025International Bancshares Corporation announced that on Jan. 31, 2025, IBC’s Board of Directors approved the declaration of a 0.70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 14, 2025, payable on Feb. 28, 2025. This is an increase of 6% per share from the previous cash dividend.Recent Insider Transactions • Nov 17Chairman of the Board & President recently sold €6.8m worth of stockOn the 13th of November, Dennis Nixon sold around 100k shares on-market at roughly €67.82 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Dennis' only on-market trade for the last 12 months.Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$1.60 (vs US$1.65 in 3Q 2023)Third quarter 2024 results: EPS: US$1.60 (down from US$1.65 in 3Q 2023). Revenue: US$203.2m (flat on 3Q 2023). Net income: US$99.8m (down 3.4% from 3Q 2023). Profit margin: 49% (down from 51% in 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year whereas the company’s share price has increased by 18% per year.Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €67.00, the stock trades at a trailing P/E ratio of 10.8x. Average trailing P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 84% over the past three years.Declared Dividend • Aug 05First half dividend of US$0.66 announcedShareholders will receive a dividend of US$0.66. Ex-date: 14th August 2024 Payment date: 28th August 2024 Dividend yield will be 2.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 15% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: US$1.56 (vs US$1.62 in 2Q 2023)Second quarter 2024 results: EPS: US$1.56 (down from US$1.62 in 2Q 2023). Revenue: US$199.0m (up 1.9% from 2Q 2023). Net income: US$97.0m (down 3.5% from 2Q 2023). Profit margin: 49% (down from 51% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 24% per year whereas the company’s share price has increased by 22% per year.お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on Aug. 28, 2024International Bancshares Corporation announced that on July 31, 2024, IBC’s Board of Directors approved the declaration of a 66 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Aug. 14, 2024, payable on Aug. 28, 2024.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €61.00, the stock trades at a trailing P/E ratio of 10.1x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 103% over the past three years.Recent Insider Transactions • May 26Director recently sold €4.3m worth of stockOn the 22nd of May, Antonio Sanchez sold around 80k shares on-market at roughly €54.36 per share. This transaction amounted to 2.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €14m more than they bought in the last 12 months.Reported Earnings • May 03First quarter 2024 earnings released: EPS: US$1.57 (vs US$1.64 in 1Q 2023)First quarter 2024 results: EPS: US$1.57. Revenue: US$385.7m (up 96% from 1Q 2023). Net income: US$194.7m (up 92% from 1Q 2023). Profit margin: 51% (down from 52% in 1Q 2023). The decrease in margin was driven by higher expenses.お知らせ • Apr 23International Bancshares Corporation, Annual General Meeting, May 20, 2024International Bancshares Corporation, Annual General Meeting, May 20, 2024, at 17:00 Central Daylight. Location: IBC Annex Building, located at 2416 Jacaman Road, Laredo Texas United States Agenda: To elect eight (8) directors to serve until the next Annual Meeting of Shareholders and until their successors are duly elected and qualified; to ratify the appointment of RSM US LLP as the Company’s independent auditor for the fiscal year ending December 31, 2024; to consider and approve a non-binding advisory resolution to approve the compensation of the Company’s named executive officers as described in the Compensation Discussion and Analysis and the tabular disclosures in the accompanying Proxy Statement; and to transact such other business as may lawfully come before the meeting or any adjournment thereof.Recent Insider Transactions • Mar 14Director recently sold €2.0m worth of stockOn the 11th of March, Antonio Sanchez sold around 40k shares on-market at roughly €49.62 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €9.3m more than they bought in the last 12 months.お知らせ • Mar 05IBC Bank-Oklahoma Announces the Promotion of Kyle Mcelvaney as President and CEOThe IBC Bank-Oklahoma board of directors announced the promotion of Kyle McElvaney as president and CEO of IBC Bank for the state of Oklahoma. The Oklahoma Charter includes a branch in Dallas, Texas. McElvaney previously served as president of IBC Bank in Oklahoma City. With over 22 years of experience in community banking, McElvaney brings great value to the Oklahoma business community. The Oklahoma City native has spent his entire career with IBC Bank. McElvaney was named president of IBC Bank-Oklahoma City in January 2017, previously serving as executive vice president of IBC Bank’s Oklahoma market. In his previous role, he oversaw the daily operations of the commercial banking department in Oklahoma City. His expertise in commercial and energy lending strengthens IBC Bank's market presence. Aligned with IBC Bank's cornerstone of “Doing More” for the communities it serves, McElvaney is very active in various organizations throughout his hometown. He serves as board chair of the Ronald McDonald House Charities-OKC and is an active member of the Greater Oklahoma City Chamber of Commerce. Additionally, Kyle is an executive council member of the Oklahoma Sports Hall of Fame. He also serves as a volunteer for United Way and several other local organizations. Beyond these roles, Kyle is a passionate advocate for education and healthy living. McElvaney holds a bachelor's degree in finance from the University of Oklahoma.Reported Earnings • Feb 27Full year 2023 earnings released: EPS: US$6.63 (vs US$4.79 in FY 2022)Full year 2023 results: EPS: US$6.63 (up from US$4.79 in FY 2022). Revenue: US$798.9m (up 22% from FY 2022). Net income: US$411.8m (up 37% from FY 2022). Profit margin: 52% (up from 46% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 07Upcoming dividend of US$0.66 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 February 2024. Payment date: 28 February 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.1%).Declared Dividend • Feb 05Dividend of US$0.66 announcedShareholders will receive a dividend of US$0.66. Ex-date: 14th February 2024 Payment date: 28th February 2024 Dividend yield will be 2.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 17% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.お知らせ • Feb 01International Bancshares Corporation Approves the Semi-Annual Declaration of Cash Dividend, Payable on February 28, 2024International Bancshares Corporation announced that on January 31, 2024, IBC's Board of Directors approved the declaration of a 0.66 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on February 15, 2024, payable on February 28, 2024.Recent Insider Transactions • Dec 13Director recently sold €2.3m worth of stockOn the 8th of December, Antonio Sanchez sold around 50k shares on-market at roughly €45.54 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.6m. Insiders have been net sellers, collectively disposing of €7.3m more than they bought in the last 12 months.Recent Insider Transactions • Dec 01Director recently sold €2.4m worth of stockOn the 28th of November, Antonio Sanchez sold around 60k shares on-market at roughly €40.73 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.6m. Insiders have been net sellers, collectively disposing of €5.0m more than they bought in the last 12 months.Recent Insider Transactions • Nov 19Director recently sold €2.6m worth of stockOn the 16th of November, Antonio Sanchez sold around 60k shares on-market at roughly €43.45 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.6m more than they bought in the last 12 months.Reported Earnings • Nov 03Third quarter 2023 earnings released: EPS: US$1.65 (vs US$1.34 in 3Q 2022)Third quarter 2023 results: EPS: US$1.65 (up from US$1.34 in 3Q 2022). Revenue: US$202.2m (up 12% from 3Q 2022). Net income: US$103.3m (up 24% from 3Q 2022). Profit margin: 51% (up from 46% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: US$1.62 (vs US$0.92 in 2Q 2022)Second quarter 2023 results: EPS: US$1.62 (up from US$0.92 in 2Q 2022). Revenue: US$195.3m (up 37% from 2Q 2022). Net income: US$100.5m (up 73% from 2Q 2022). Profit margin: 51% (up from 41% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Aug 03Upcoming dividend of US$0.63 per share at 2.6% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 25 August 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).お知らせ • Jul 28International Bancshares Corporation Approves Declaration of Cash Dividend, Payable on August 25, 2023International Bancshares Corporation announced that on July 25, 2023, the company’s Board of Directors approved the declaration of a 0.63 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 11, 2023, payable on August 25, 2023.Reported Earnings • May 05First quarter 2023 earnings released: EPS: US$1.64 (vs US$0.84 in 1Q 2022)First quarter 2023 results: EPS: US$1.64 (up from US$0.84 in 1Q 2022). Revenue: US$197.0m (up 49% from 1Q 2022). Net income: US$101.6m (up 90% from 1Q 2022). Profit margin: 52% (up from 41% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.Board Change • Mar 26Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 26Full year 2022 earnings released: EPS: US$4.79 (vs US$4.01 in FY 2021)Full year 2022 results: EPS: US$4.79 (up from US$4.01 in FY 2021). Revenue: US$653.1m (up 12% from FY 2021). Net income: US$300.2m (up 18% from FY 2021). Profit margin: 46% (up from 43% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.36% (up from 2.74% in FY 2021). Non-performing loans: 0.70% (up from 0.03% in FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Feb 07Upcoming dividend of US$0.63 per share at 2.5% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 28 February 2023. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).お知らせ • Feb 02International Bancshares Corporation Approves Declaration of Cash Dividend, Payable on February 28, 2023International Bancshares Corporation (IBC) announced that on January 31, 2023, the company’s Board of Directors approved the declaration of a 0.63 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on February 15, 2023, payable on February 28, 2023. This dividend represents a 5%, or 0.03 cents per share, increase above IBC’s previous dividend paid on August 29, 2022.Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$1.34 (vs US$0.86 in 3Q 2021)Third quarter 2022 results: EPS: US$1.34 (up from US$0.86 in 3Q 2021). Revenue: US$181.3m (up 31% from 3Q 2021). Net income: US$83.4m (up 53% from 3Q 2021). Profit margin: 46% (up from 39% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 9% per year.Reported Earnings • Aug 05Second quarter 2022 earnings released: EPS: US$0.92 (vs US$1.45 in 2Q 2021)Second quarter 2022 results: EPS: US$0.92 (down from US$1.45 in 2Q 2021). Revenue: US$142.4m (down 24% from 2Q 2021). Net income: US$58.0m (down 37% from 2Q 2021). Profit margin: 41% (down from 49% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 13% per year.お知らせ • Aug 05International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2022International Bancshares Corporation announced that on August 2, 2022, IBC's Board of Directors approved the declaration of a 0.60 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 16, 2022, payable on August 29, 2022.Reported Earnings • May 06First quarter 2022 earnings released: EPS: US$0.84 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.84 (up from US$0.80 in 1Q 2021). Revenue: US$132.1m (up 4.8% from 1Q 2021). Net income: US$53.5m (up 5.4% from 1Q 2021). Profit margin: 41% (in line with 1Q 2021). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Board Change • Mar 29High number of new directorsDirector Diana Zuniga was the last director to join the board, commencing their role in 2022.お知らせ • Mar 01International Bancshares Corporation Announces Appointment of Diana G. Zuniga as New DirectorInternational Bancshares Corporation announced that on Feb. 23, 2022, IBC’s Board of Directors appointed Ms. Diana G. Zuniga to IBC’s Board to fill the vacancy created by Irving Greenblum’s retirement. The board unanimously voted to appoint Ms. Zuniga as anew director of IBC after recommendation from the Board’s Nominating Committee. Ms. Zuniga has served as an advisory director of IBC’s subsidiary bank IBC Austin from 2005 to present andwill continue to be part of IBC Austin advisory board. Also, over the course of her career Ms. Zuniga has been involved with real estate projects as a development partner in various residential and commercial properties in the Austin and San Antonio, Texas area. She is the President and Owner of Investors Alliance Inc., a commercial real estate firm she founded in 1996, which specializes in investment property sales and acquisitions.Board Change • Feb 26Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Rudolph Miles was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Feb 25Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$4.01 (up from US$2.63 in FY 2020). Revenue: US$585.6m (up 19% from FY 2020). Net income: US$253.9m (up 52% from FY 2020). Profit margin: 43% (up from 34% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has remained flat.お知らせ • Feb 05International Bancshares Corporation Declares Cash Dividend, Payable on February 28, 2022International Bancshares Corporation announced that on February 3, 2022, the company's board of directors approved the declaration of a 0.60 cents per share cash dividend for shareholders of record of common stock, $1.00 par value, as of the close of business on February 15, 2022, payable on February 28, 2022.Reported Earnings • Nov 05Third quarter 2021 earnings released: EPS US$0.86 (vs US$0.68 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$138.9m (up 13% from 3Q 2020). Net income: US$54.6m (up 28% from 3Q 2020). Profit margin: 39% (up from 35% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.Reported Earnings • Aug 06Second quarter 2021 earnings released: EPS US$1.45 (vs US$0.66 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$188.1m (up 49% from 2Q 2020). Net income: US$92.0m (up 122% from 2Q 2020). Profit margin: 49% (up from 33% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has fallen by 6% per year.Executive Departure • May 26Independent Director has left the companyOn the 17th of May, Irving Greenblum's tenure as Independent Director ended after 40.4 years in the role. As of March 2021, Irving personally held 555.90k shares (€13m worth at the time). Irving is the only executive to leave the company over the last 12 months.Reported Earnings • May 08First quarter 2021 earnings released: EPS US$0.80 (vs US$0.54 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$126.1m (up 4.1% from 1Q 2020). Net income: US$50.8m (up 46% from 1Q 2020). Profit margin: 40% (up from 29% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.Reported Earnings • Mar 01Full year 2020 earnings released: EPS US$2.63 (vs US$3.13 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$493.1m (down 14% from FY 2019). Net income: US$167.3m (down 18% from FY 2019). Profit margin: 34% (down from 36% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.38% (down from 4.15% in FY 2019). Non-performing loans: 0.26% (up from 0.07% in FY 2019). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 4% per year.Is New 90 Day High Low • Feb 25New 90-day high: €35.40The company is up 25% from its price of €28.40 on 26 November 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 3.0% over the same period.Is New 90 Day High Low • Jan 08New 90-day high: €32.60The company is up 34% from its price of €24.40 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period.Is New 90 Day High Low • Dec 22New 90-day high: €29.40The company is up 34% from its price of €22.00 on 23 September 2020. The German market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 19% over the same period.Is New 90 Day High Low • Nov 25New 90-day high: €29.20The company is up 7.0% from its price of €27.40 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 11% over the same period.Reported Earnings • Nov 07Third quarter 2020 earnings released: EPS US$0.68The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$123.2m (down 16% from 3Q 2019). Net income: US$42.7m (down 17% from 3Q 2019). Profit margin: 35% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.Is New 90 Day High Low • Sep 19New 90-day low: €24.20The company is down 12% from its price of €27.60 on 19 June 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 13% over the same period.株主還元IB4DE BanksDE 市場7D0.8%-2.1%-2.9%1Y7.9%32.9%-0.8%株主還元を見る業界別リターン: IB4過去 1 年間で32.9 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: IB4過去 1 年間で-0.8 % の収益を上げたGerman市場を上回りました。価格変動Is IB4's price volatile compared to industry and market?IB4 volatilityIB4 Average Weekly Movement3.9%Banks Industry Average Movement4.0%Market Average Movement5.9%10% most volatile stocks in DE Market13.0%10% least volatile stocks in DE Market2.7%安定した株価: IB4 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: IB4の 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19662,223n/awww.ibc.comマルチバンク金融持株会社であるインターナショナル・バンクシェアーズ・コーポレーショ ンは、テキサス州およびオクラホマ州で商業およびリテール・バンキング・サービスを提供し ている。当座預金、貯蓄預金のほか、商業、不動産、個人、住宅改修、自動車、その他割賦、定期ローンを提供している。また、信用状、商工ローン、外国為替サービスなどの国際バンキング・サービスも提供している。さらに、クレジットカード、貸金庫、集金、エスクロー、ドライブアップ・ウォークアップ設備、その他慣習的なバンキング・サービス、インターネット・バンキング、モバイル・バンキング・サービス、第三者プロバイダーによる証券商品など、その他のバンキング関連サービスも提供している。同社はATMネットワークやショッピングモールなどの店舗を通じてバンキング・サービスを提供している。インターナショナル・バンクシェアーズ・コーポレーションは1966年に設立され、テキサス州ラレドに本社を置いている。もっと見るInternational Bancshares Corporation 基礎のまとめInternational Bancshares の収益と売上を時価総額と比較するとどうか。IB4 基礎統計学時価総額€4.01b収益（TTM）€361.76m売上高(TTM)€725.63m11.2xPER（株価収益率1.4xPBR（株価純資産倍率IB4 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計IB4 損益計算書（TTM）収益US$837.62m売上原価US$0売上総利益US$837.62mその他の費用US$420.03m収益US$417.59m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）6.72グロス・マージン100.00%純利益率49.85%有利子負債／自己資本比率22.0%IB4 の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.9%現在の配当利回り21%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/10 01:56終値2026/06/10 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋International Bancshares Corporation 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。1 アナリスト機関Amirlan KalymbekovFreedom Broker
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 6 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 18, 2026International Bancshares Corporation, Annual General Meeting, May 18, 2026. Location: ibc annex building, located at 2416 jacaman road, texas 78041, laredo United States
お知らせ • Feb 03International Bancshares Corporation Announces Declaration of Cash Dividend, Payable on February 27, 2026International Bancshares Corporation announced that its Board of Directors approved the declaration of a $0.73 per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 13, 2026, payable on Feb. 27, 2026. This is an increase of 4.3% per share from the previous cash dividend.
お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2025International Bancshares Corporation announced that its Board of Directors approved the declaration of a 70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 15, 2025, payable on August 29, 2025.
お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 19, 2025International Bancshares Corporation, Annual General Meeting, May 19, 2025. Location: located at 2416, jacaman road, texas 78041, laredo, United States
お知らせ • Mar 14International Bancshares Corporation (NasdaqGS:IBOC) announces an Equity Buyback for $150 million worth of its shares.International Bancshares Corporation (NasdaqGS:IBOC) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its shares. This program will be valid until March 15, 2026.
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 2 experienced directors. 6 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 18, 2026International Bancshares Corporation, Annual General Meeting, May 18, 2026. Location: ibc annex building, located at 2416 jacaman road, texas 78041, laredo United States
お知らせ • Feb 03International Bancshares Corporation Announces Declaration of Cash Dividend, Payable on February 27, 2026International Bancshares Corporation announced that its Board of Directors approved the declaration of a $0.73 per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 13, 2026, payable on Feb. 27, 2026. This is an increase of 4.3% per share from the previous cash dividend.
お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2025International Bancshares Corporation announced that its Board of Directors approved the declaration of a 70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 15, 2025, payable on August 29, 2025.
お知らせ • Apr 22International Bancshares Corporation, Annual General Meeting, May 19, 2025International Bancshares Corporation, Annual General Meeting, May 19, 2025. Location: located at 2416, jacaman road, texas 78041, laredo, United States
お知らせ • Mar 14International Bancshares Corporation (NasdaqGS:IBOC) announces an Equity Buyback for $150 million worth of its shares.International Bancshares Corporation (NasdaqGS:IBOC) announces a share repurchase program. Under the program, the company will repurchase up to $150 million worth of its shares. This program will be valid until March 15, 2026.
お知らせ • Feb 04International Bancshares Corporation Announces 6% Increase in Cash Dividend, Payable on February 28, 2025International Bancshares Corporation announced that on Jan. 31, 2025, IBC’s Board of Directors approved the declaration of a 0.70 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Feb. 14, 2025, payable on Feb. 28, 2025. This is an increase of 6% per share from the previous cash dividend.
Recent Insider Transactions • Nov 17Chairman of the Board & President recently sold €6.8m worth of stockOn the 13th of November, Dennis Nixon sold around 100k shares on-market at roughly €67.82 per share. This transaction amounted to 4.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Dennis' only on-market trade for the last 12 months.
Reported Earnings • Nov 08Third quarter 2024 earnings released: EPS: US$1.60 (vs US$1.65 in 3Q 2023)Third quarter 2024 results: EPS: US$1.60 (down from US$1.65 in 3Q 2023). Revenue: US$203.2m (flat on 3Q 2023). Net income: US$99.8m (down 3.4% from 3Q 2023). Profit margin: 49% (down from 51% in 3Q 2023). Over the last 3 years on average, earnings per share has increased by 22% per year whereas the company’s share price has increased by 18% per year.
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €67.00, the stock trades at a trailing P/E ratio of 10.8x. Average trailing P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 84% over the past three years.
Declared Dividend • Aug 05First half dividend of US$0.66 announcedShareholders will receive a dividend of US$0.66. Ex-date: 14th August 2024 Payment date: 28th August 2024 Dividend yield will be 2.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 15% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
Reported Earnings • Aug 02Second quarter 2024 earnings released: EPS: US$1.56 (vs US$1.62 in 2Q 2023)Second quarter 2024 results: EPS: US$1.56 (down from US$1.62 in 2Q 2023). Revenue: US$199.0m (up 1.9% from 2Q 2023). Net income: US$97.0m (down 3.5% from 2Q 2023). Profit margin: 49% (down from 51% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 24% per year whereas the company’s share price has increased by 22% per year.
お知らせ • Aug 02International Bancshares Corporation Announces Cash Dividend, Payable on Aug. 28, 2024International Bancshares Corporation announced that on July 31, 2024, IBC’s Board of Directors approved the declaration of a 66 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on Aug. 14, 2024, payable on Aug. 28, 2024.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €61.00, the stock trades at a trailing P/E ratio of 10.1x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 103% over the past three years.
Recent Insider Transactions • May 26Director recently sold €4.3m worth of stockOn the 22nd of May, Antonio Sanchez sold around 80k shares on-market at roughly €54.36 per share. This transaction amounted to 2.6% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €14m more than they bought in the last 12 months.
Reported Earnings • May 03First quarter 2024 earnings released: EPS: US$1.57 (vs US$1.64 in 1Q 2023)First quarter 2024 results: EPS: US$1.57. Revenue: US$385.7m (up 96% from 1Q 2023). Net income: US$194.7m (up 92% from 1Q 2023). Profit margin: 51% (down from 52% in 1Q 2023). The decrease in margin was driven by higher expenses.
お知らせ • Apr 23International Bancshares Corporation, Annual General Meeting, May 20, 2024International Bancshares Corporation, Annual General Meeting, May 20, 2024, at 17:00 Central Daylight. Location: IBC Annex Building, located at 2416 Jacaman Road, Laredo Texas United States Agenda: To elect eight (8) directors to serve until the next Annual Meeting of Shareholders and until their successors are duly elected and qualified; to ratify the appointment of RSM US LLP as the Company’s independent auditor for the fiscal year ending December 31, 2024; to consider and approve a non-binding advisory resolution to approve the compensation of the Company’s named executive officers as described in the Compensation Discussion and Analysis and the tabular disclosures in the accompanying Proxy Statement; and to transact such other business as may lawfully come before the meeting or any adjournment thereof.
Recent Insider Transactions • Mar 14Director recently sold €2.0m worth of stockOn the 11th of March, Antonio Sanchez sold around 40k shares on-market at roughly €49.62 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €9.3m more than they bought in the last 12 months.
お知らせ • Mar 05IBC Bank-Oklahoma Announces the Promotion of Kyle Mcelvaney as President and CEOThe IBC Bank-Oklahoma board of directors announced the promotion of Kyle McElvaney as president and CEO of IBC Bank for the state of Oklahoma. The Oklahoma Charter includes a branch in Dallas, Texas. McElvaney previously served as president of IBC Bank in Oklahoma City. With over 22 years of experience in community banking, McElvaney brings great value to the Oklahoma business community. The Oklahoma City native has spent his entire career with IBC Bank. McElvaney was named president of IBC Bank-Oklahoma City in January 2017, previously serving as executive vice president of IBC Bank’s Oklahoma market. In his previous role, he oversaw the daily operations of the commercial banking department in Oklahoma City. His expertise in commercial and energy lending strengthens IBC Bank's market presence. Aligned with IBC Bank's cornerstone of “Doing More” for the communities it serves, McElvaney is very active in various organizations throughout his hometown. He serves as board chair of the Ronald McDonald House Charities-OKC and is an active member of the Greater Oklahoma City Chamber of Commerce. Additionally, Kyle is an executive council member of the Oklahoma Sports Hall of Fame. He also serves as a volunteer for United Way and several other local organizations. Beyond these roles, Kyle is a passionate advocate for education and healthy living. McElvaney holds a bachelor's degree in finance from the University of Oklahoma.
Reported Earnings • Feb 27Full year 2023 earnings released: EPS: US$6.63 (vs US$4.79 in FY 2022)Full year 2023 results: EPS: US$6.63 (up from US$4.79 in FY 2022). Revenue: US$798.9m (up 22% from FY 2022). Net income: US$411.8m (up 37% from FY 2022). Profit margin: 52% (up from 46% in FY 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 07Upcoming dividend of US$0.66 per share at 2.4% yieldEligible shareholders must have bought the stock before 14 February 2024. Payment date: 28 February 2024. Payout ratio is a comfortable 19% and this is well supported by cash flows. Trailing yield: 2.4%. Lower than top quartile of German dividend payers (5.2%). Lower than average of industry peers (6.1%).
Declared Dividend • Feb 05Dividend of US$0.66 announcedShareholders will receive a dividend of US$0.66. Ex-date: 14th February 2024 Payment date: 28th February 2024 Dividend yield will be 2.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 17% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
お知らせ • Feb 01International Bancshares Corporation Approves the Semi-Annual Declaration of Cash Dividend, Payable on February 28, 2024International Bancshares Corporation announced that on January 31, 2024, IBC's Board of Directors approved the declaration of a 0.66 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on February 15, 2024, payable on February 28, 2024.
Recent Insider Transactions • Dec 13Director recently sold €2.3m worth of stockOn the 8th of December, Antonio Sanchez sold around 50k shares on-market at roughly €45.54 per share. This transaction amounted to 1.6% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.6m. Insiders have been net sellers, collectively disposing of €7.3m more than they bought in the last 12 months.
Recent Insider Transactions • Dec 01Director recently sold €2.4m worth of stockOn the 28th of November, Antonio Sanchez sold around 60k shares on-market at roughly €40.73 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger sale worth €2.6m. Insiders have been net sellers, collectively disposing of €5.0m more than they bought in the last 12 months.
Recent Insider Transactions • Nov 19Director recently sold €2.6m worth of stockOn the 16th of November, Antonio Sanchez sold around 60k shares on-market at roughly €43.45 per share. This transaction amounted to 1.8% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €2.6m more than they bought in the last 12 months.
Reported Earnings • Nov 03Third quarter 2023 earnings released: EPS: US$1.65 (vs US$1.34 in 3Q 2022)Third quarter 2023 results: EPS: US$1.65 (up from US$1.34 in 3Q 2022). Revenue: US$202.2m (up 12% from 3Q 2022). Net income: US$103.3m (up 24% from 3Q 2022). Profit margin: 51% (up from 46% in 3Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 20% per year, which means it is significantly lagging earnings growth.
Reported Earnings • Aug 04Second quarter 2023 earnings released: EPS: US$1.62 (vs US$0.92 in 2Q 2022)Second quarter 2023 results: EPS: US$1.62 (up from US$0.92 in 2Q 2022). Revenue: US$195.3m (up 37% from 2Q 2022). Net income: US$100.5m (up 73% from 2Q 2022). Profit margin: 51% (up from 41% in 2Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 27% per year but the company’s share price has only increased by 19% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Aug 03Upcoming dividend of US$0.63 per share at 2.6% yieldEligible shareholders must have bought the stock before 10 August 2023. Payment date: 25 August 2023. Payout ratio is a comfortable 22% and this is well supported by cash flows. Trailing yield: 2.6%. Lower than top quartile of German dividend payers (4.7%). Lower than average of industry peers (6.0%).
お知らせ • Jul 28International Bancshares Corporation Approves Declaration of Cash Dividend, Payable on August 25, 2023International Bancshares Corporation announced that on July 25, 2023, the company’s Board of Directors approved the declaration of a 0.63 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 11, 2023, payable on August 25, 2023.
Reported Earnings • May 05First quarter 2023 earnings released: EPS: US$1.64 (vs US$0.84 in 1Q 2022)First quarter 2023 results: EPS: US$1.64 (up from US$0.84 in 1Q 2022). Revenue: US$197.0m (up 49% from 1Q 2022). Net income: US$101.6m (up 90% from 1Q 2022). Profit margin: 52% (up from 41% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 13% per year, which means it is significantly lagging earnings growth.
Board Change • Mar 26Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 4 highly experienced directors. Independent Director Diana Zuniga was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 26Full year 2022 earnings released: EPS: US$4.79 (vs US$4.01 in FY 2021)Full year 2022 results: EPS: US$4.79 (up from US$4.01 in FY 2021). Revenue: US$653.1m (up 12% from FY 2021). Net income: US$300.2m (up 18% from FY 2021). Profit margin: 46% (up from 43% in FY 2021). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.36% (up from 2.74% in FY 2021). Non-performing loans: 0.70% (up from 0.03% in FY 2021). Over the last 3 years on average, earnings per share has increased by 17% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Feb 07Upcoming dividend of US$0.63 per share at 2.5% yieldEligible shareholders must have bought the stock before 14 February 2023. Payment date: 28 February 2023. Payout ratio is a comfortable 30% and this is well supported by cash flows. Trailing yield: 2.5%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (5.3%).
お知らせ • Feb 02International Bancshares Corporation Approves Declaration of Cash Dividend, Payable on February 28, 2023International Bancshares Corporation (IBC) announced that on January 31, 2023, the company’s Board of Directors approved the declaration of a 0.63 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on February 15, 2023, payable on February 28, 2023. This dividend represents a 5%, or 0.03 cents per share, increase above IBC’s previous dividend paid on August 29, 2022.
Reported Earnings • Nov 05Third quarter 2022 earnings released: EPS: US$1.34 (vs US$0.86 in 3Q 2021)Third quarter 2022 results: EPS: US$1.34 (up from US$0.86 in 3Q 2021). Revenue: US$181.3m (up 31% from 3Q 2021). Net income: US$83.4m (up 53% from 3Q 2021). Profit margin: 46% (up from 39% in 3Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 12% per year whereas the company’s share price has increased by 9% per year.
Reported Earnings • Aug 05Second quarter 2022 earnings released: EPS: US$0.92 (vs US$1.45 in 2Q 2021)Second quarter 2022 results: EPS: US$0.92 (down from US$1.45 in 2Q 2021). Revenue: US$142.4m (down 24% from 2Q 2021). Net income: US$58.0m (down 37% from 2Q 2021). Profit margin: 41% (down from 49% in 2Q 2021). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 13% per year.
お知らせ • Aug 05International Bancshares Corporation Announces Cash Dividend, Payable on August 29, 2022International Bancshares Corporation announced that on August 2, 2022, IBC's Board of Directors approved the declaration of a 0.60 cents per share cash dividend for shareholders of record of Common Stock, $1.00 par value, as of the close of business on August 16, 2022, payable on August 29, 2022.
Reported Earnings • May 06First quarter 2022 earnings released: EPS: US$0.84 (vs US$0.80 in 1Q 2021)First quarter 2022 results: EPS: US$0.84 (up from US$0.80 in 1Q 2021). Revenue: US$132.1m (up 4.8% from 1Q 2021). Net income: US$53.5m (up 5.4% from 1Q 2021). Profit margin: 41% (in line with 1Q 2021). Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Board Change • Mar 29High number of new directorsDirector Diana Zuniga was the last director to join the board, commencing their role in 2022.
お知らせ • Mar 01International Bancshares Corporation Announces Appointment of Diana G. Zuniga as New DirectorInternational Bancshares Corporation announced that on Feb. 23, 2022, IBC’s Board of Directors appointed Ms. Diana G. Zuniga to IBC’s Board to fill the vacancy created by Irving Greenblum’s retirement. The board unanimously voted to appoint Ms. Zuniga as anew director of IBC after recommendation from the Board’s Nominating Committee. Ms. Zuniga has served as an advisory director of IBC’s subsidiary bank IBC Austin from 2005 to present andwill continue to be part of IBC Austin advisory board. Also, over the course of her career Ms. Zuniga has been involved with real estate projects as a development partner in various residential and commercial properties in the Austin and San Antonio, Texas area. She is the President and Owner of Investors Alliance Inc., a commercial real estate firm she founded in 1996, which specializes in investment property sales and acquisitions.
Board Change • Feb 26Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Rudolph Miles was the last director to join the board, commencing their role in 2019. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Feb 25Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$4.01 (up from US$2.63 in FY 2020). Revenue: US$585.6m (up 19% from FY 2020). Net income: US$253.9m (up 52% from FY 2020). Profit margin: 43% (up from 34% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 3.0%. Over the last 3 years on average, earnings per share has increased by 5% per year whereas the company’s share price has remained flat.
お知らせ • Feb 05International Bancshares Corporation Declares Cash Dividend, Payable on February 28, 2022International Bancshares Corporation announced that on February 3, 2022, the company's board of directors approved the declaration of a 0.60 cents per share cash dividend for shareholders of record of common stock, $1.00 par value, as of the close of business on February 15, 2022, payable on February 28, 2022.
Reported Earnings • Nov 05Third quarter 2021 earnings released: EPS US$0.86 (vs US$0.68 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$138.9m (up 13% from 3Q 2020). Net income: US$54.6m (up 28% from 3Q 2020). Profit margin: 39% (up from 35% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year and the company’s share price has also increased by 2% per year.
Reported Earnings • Aug 06Second quarter 2021 earnings released: EPS US$1.45 (vs US$0.66 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$188.1m (up 49% from 2Q 2020). Net income: US$92.0m (up 122% from 2Q 2020). Profit margin: 49% (up from 33% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 1% per year whereas the company’s share price has fallen by 6% per year.
Executive Departure • May 26Independent Director has left the companyOn the 17th of May, Irving Greenblum's tenure as Independent Director ended after 40.4 years in the role. As of March 2021, Irving personally held 555.90k shares (€13m worth at the time). Irving is the only executive to leave the company over the last 12 months.
Reported Earnings • May 08First quarter 2021 earnings released: EPS US$0.80 (vs US$0.54 in 1Q 2020)The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$126.1m (up 4.1% from 1Q 2020). Net income: US$50.8m (up 46% from 1Q 2020). Profit margin: 40% (up from 29% in 1Q 2020). The increase in margin was primarily driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 5% per year, which means it is well ahead of earnings.
Reported Earnings • Mar 01Full year 2020 earnings released: EPS US$2.63 (vs US$3.13 in FY 2019)The company reported a poor full year result with weaker earnings, revenues and profit margins. Full year 2020 results: Revenue: US$493.1m (down 14% from FY 2019). Net income: US$167.3m (down 18% from FY 2019). Profit margin: 34% (down from 36% in FY 2019). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.38% (down from 4.15% in FY 2019). Non-performing loans: 0.26% (up from 0.07% in FY 2019). Over the last 3 years on average, earnings per share has remained flat whereas the company’s share price has increased by 4% per year.
Is New 90 Day High Low • Feb 25New 90-day high: €35.40The company is up 25% from its price of €28.40 on 26 November 2020. The German market is up 7.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 3.0% over the same period.
Is New 90 Day High Low • Jan 08New 90-day high: €32.60The company is up 34% from its price of €24.40 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 16% over the same period.
Is New 90 Day High Low • Dec 22New 90-day high: €29.40The company is up 34% from its price of €22.00 on 23 September 2020. The German market is up 6.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 19% over the same period.
Is New 90 Day High Low • Nov 25New 90-day high: €29.20The company is up 7.0% from its price of €27.40 on 26 August 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 11% over the same period.
Reported Earnings • Nov 07Third quarter 2020 earnings released: EPS US$0.68The company reported a poor third quarter result with weaker earnings and revenues, although profit margins were flat. Third quarter 2020 results: Revenue: US$123.2m (down 16% from 3Q 2019). Net income: US$42.7m (down 17% from 3Q 2019). Profit margin: 35% (in line with 3Q 2019). Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings.
Is New 90 Day High Low • Sep 19New 90-day low: €24.20The company is down 12% from its price of €27.60 on 19 June 2020. The German market is up 5.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 13% over the same period.
