Flushing Financial（FL8）株式概要フラッシング・ファイナンシャル・コーポレーションは、主に消費者、企業、政府機関に銀行商品やサービスを提供するフラッシング・バンクの銀行持株会社として運営されている。 詳細FL8 ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長4/6過去の実績2/6財務の健全性5/6配当金5/6報酬株価収益率（ 15.8 x） German市場（ 17 x）を下回っています。収益は年間31.14%増加すると予測されています 今年は黒字化を達成 5.55%の高配当で安定した配当金を支払う リスク分析過去3か月間に大規模なインサイダー売却が発生 すべてのリスクチェックを見るFL8 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€13.5015.8% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-45m362m2016201920222025202620282031Revenue US$362.2mEarnings US$54.1mAdvancedSet Fair ValueView all narrativesFlushing Financial Corporation 競合他社ProCredit HoldingSymbol: XTRA:PCZMarket cap: €482.4mUmweltBankSymbol: XTRA:UBKMarket cap: €159.8mMerkur PrivatBank KgaASymbol: XTRA:MBKMarket cap: €123.7mKearny FinancialSymbol: NasdaqGS:KRNYMarket cap: US$516.0m価格と性能株価の高値、安値、推移の概要Flushing Financial過去の株価現在の株価US$13.5052週高値US$14.9052週安値US$9.60ベータ0.761ヶ月の変化-0.74%3ヶ月変化0%1年変化29.81%3年間の変化23.85%5年間の変化-28.19%IPOからの変化33.47%最新ニュースBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jan 28Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $1.8 million in fourth quarter of 2025 compared to $4.7 million in fourth quarter of 2024.お知らせ • Dec 30OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million.OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million on December 29, 2025. The consideration consists of common equity of OceanFirst Financial Corp. having a value of $567.34 million to be issued for common equity of Flushing Financial Corporation. As part of consideration, $567.34 million is paid towards common equity of Flushing Financial Corporation. Upon completion of the Flushing merger, Flushing Bank will merge into OceanFirst Bank, with OceanFirst Bank surviving the bank merger. The transaction is subject to approval by regulatory board, approval of offer by acquirer shareholders and approval of offer by target shareholders. The transaction is expected to close in the second quarter of 2026. Simpson Thacher & Bartlett LLP acted as legal advisor for OceanFirst Financial Corp. Keefe, Bruyette & Woods, Inc. acted as financial advisor for OceanFirst Financial Corp. Piper Sandler & Co. acted as financial advisor for Flushing Financial Corporation. Hughes Hubbard & Reed LLP acted as legal advisor for Flushing Financial Corporation.お知らせ • Dec 17Flushing Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026Flushing Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026お知らせ • Oct 30Flushing Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Flushing Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.1 million (7 bps of average loans) compared to $3.0 million (18 bps of average loans) in third quarter of 2024.お知らせ • Jul 25Flushing Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025Flushing Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025最新情報をもっと見るRecent updatesBoard Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.お知らせ • Jan 28Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $1.8 million in fourth quarter of 2025 compared to $4.7 million in fourth quarter of 2024.お知らせ • Dec 30OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million.OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million on December 29, 2025. The consideration consists of common equity of OceanFirst Financial Corp. having a value of $567.34 million to be issued for common equity of Flushing Financial Corporation. As part of consideration, $567.34 million is paid towards common equity of Flushing Financial Corporation. Upon completion of the Flushing merger, Flushing Bank will merge into OceanFirst Bank, with OceanFirst Bank surviving the bank merger. The transaction is subject to approval by regulatory board, approval of offer by acquirer shareholders and approval of offer by target shareholders. The transaction is expected to close in the second quarter of 2026. Simpson Thacher & Bartlett LLP acted as legal advisor for OceanFirst Financial Corp. Keefe, Bruyette & Woods, Inc. acted as financial advisor for OceanFirst Financial Corp. Piper Sandler & Co. acted as financial advisor for Flushing Financial Corporation. Hughes Hubbard & Reed LLP acted as legal advisor for Flushing Financial Corporation.お知らせ • Dec 17Flushing Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026Flushing Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026お知らせ • Oct 30Flushing Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Flushing Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.1 million (7 bps of average loans) compared to $3.0 million (18 bps of average loans) in third quarter of 2024.お知らせ • Jul 25Flushing Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025Flushing Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025お知らせ • Apr 30Flushing Financial Corporation to Report Q2, 2025 Results on Jul 24, 2025Flushing Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 24, 2025お知らせ • Apr 18Flushing Financial Corporation, Annual General Meeting, May 28, 2025Flushing Financial Corporation, Annual General Meeting, May 28, 2025.お知らせ • Feb 27Flushing Financial Corporation announces Quarterly dividend, payable on March 28, 2025Flushing Financial Corporation announced Quarterly dividend of USD 0.2200 per share payable on March 28, 2025, ex-date on March 14, 2025 and record date on March 14, 2025.お知らせ • Jan 30Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2024Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge-offs were $4.7 million compared to $60,000 in fourth quarter 2023.お知らせ • Jan 29Flushing Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025Flushing Financial Corporation announced that they will report Q1, 2025 results at 7:00 PM, US Eastern Standard Time on Apr 29, 2025お知らせ • Dec 13Flushing Financial Corporation has filed a Follow-on Equity Offering.Flushing Financial Corporation has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common Stockお知らせ • Nov 20Flushing Financial Corporation Declares Quarterly Dividend, Payable on December 20, 2024Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on December 20, 2024, to shareholders of record at the close of business on December 6, 2024.Valuation Update With 7 Day Price Move • Nov 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €16.20, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 8.3% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €16.91 per share.New Risk • Nov 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (101% payout ratio). Share price has been volatile over the past 3 months (7.0% average weekly change). Significant insider selling over the past 3 months (€317k sold).Recent Insider Transactions • Nov 04Executive VP recently sold €119k worth of stockOn the 31st of October, Astrid Burrowes sold around 8k shares on-market at roughly €14.91 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €696k more than they bought in the last 12 months.Buy Or Sell Opportunity • Nov 03Now 22% undervaluedOver the last 90 days, the stock has risen 19% to €14.30. The fair value is estimated to be €18.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 40%. Revenue is forecast to grow by 23% in 2 years. Earnings are forecast to grow by 61% in the next 2 years.Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.30 (vs US$0.26 in 3Q 2023)Third quarter 2024 results: EPS: US$0.30 (up from US$0.26 in 3Q 2023). Revenue: US$50.3m (up 6.8% from 3Q 2023). Net income: US$8.91m (up 14% from 3Q 2023). Profit margin: 18% (up from 17% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.お知らせ • Oct 25Flushing Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025Flushing Financial Corporation announced that they will report Q4, 2024 results After-Market on Jan 28, 2025New Risk • Aug 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (105% payout ratio). Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (13% net profit margin). Significant insider selling over the past 3 months (€55k sold).Declared Dividend • Aug 26Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 6th September 2024 Payment date: 27th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 17% to bring the payout ratio under control. EPS is expected to grow by 20% over the next year, which is sufficient to bring the dividend into a sustainable range.Recent Insider Transactions • Aug 25Senior EVP recently sold €55k worth of stockOn the 20th of August, Maria Grasso sold around 5k shares on-market at roughly €12.15 per share. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Maria has been a net seller over the last 12 months, reducing personal holdings by €106k.お知らせ • Aug 21Flushing Financial Corporation Declares Quarterly Dividend, Payable on September 27, 2024Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 27, 2024, to shareholders of record at the close of business on September 6, 2024.お知らせ • Aug 09Lawrence Seidman Pushes Flushing Financial to SellOn August 8, 2024, Lawrence Seidman announced that he has urged Flushing Financial Corp. to sell to a larger financial institution after the Company reported weak second-quarter earnings and said it would pivot its lending away from commercial real estate. Lawrence Seidman said that he sent the Company a letter outlining his concerns and advocating for a sale. Lawrence Seidman said the letter to the Company is not a proxy contest but gives the Company formal notice of his feelings as a major stakeholder. In the letter, Lawrence Seidman suggested the bank sell to an ethnically focused banking institution. Flushing Financial has a substantial Asian-American client base and an ethnically focused bank embedded in the Company, with $746 million in?loans and $1.3 billion in deposits from members of the Asian community.Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €12.70, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €9.99 per share.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$0.18 (vs US$0.25 in 2Q 2023)Second quarter 2024 results: EPS: US$0.18 (down from US$0.25 in 2Q 2023). Revenue: US$46.2m (down 1.6% from 2Q 2023). Net income: US$5.32m (down 30% from 2Q 2023). Profit margin: 12% (down from 16% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.お知らせ • Jul 30Flushing Financial Corporation to Report Q3, 2024 Results on Oct 24, 2024Flushing Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 24, 2024Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €13.90, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 7.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €13.82 per share.お知らせ • Jun 19Flushing Financial Corporation to Report Q2, 2024 Results on Jul 29, 2024Flushing Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 29, 2024Buy Or Sell Opportunity • May 31Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.3% to €11.20. The fair value is estimated to be €14.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.6% in a year. Earnings are forecast to decline by 13% in the next year.お知らせ • May 30Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 21, 2024Flushing Financial Corporation announced that the Board of Directors (the "Board") declared a quarterly dividend on its common stock of $0.22 per common share, payable on June 21, 2024, to shareholders of record at the close of business on June 10, 2024.Buy Or Sell Opportunity • Apr 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 35% to €10.40. The fair value is estimated to be €13.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.7% in a year. Earnings are forecast to decline by 13% in the next year.Buy Or Sell Opportunity • Apr 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 35% to €10.40. The fair value is estimated to be €13.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.7% in a year. Earnings are forecast to decline by 13% in the next year.Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.12 (vs US$0.17 in 1Q 2023)First quarter 2024 results: EPS: US$0.12 (down from US$0.17 in 1Q 2023). Revenue: US$44.9m (flat on 1Q 2023). Net income: US$3.68m (down 29% from 1Q 2023). Profit margin: 8.2% (down from 12% in 1Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.お知らせ • Apr 20Flushing Financial Corporation, Annual General Meeting, May 29, 2024Flushing Financial Corporation, Annual General Meeting, May 29, 2024, at 13:00 US Eastern Standard Time. Agenda: To elect four directors for a three-year term and until their successors are elected and qualified; to approve, on an advisory basis, the Company’s executive compensation; to approve the Company’s 2024 Omnibus Incentive Plan; to ratify the appointment of BDO USA, P.C. by the Audit Committee of the Board of Directors as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024; and to consider other matters.Reported Earnings • Mar 17Full year 2023 earnings released: EPS: US$0.96 (vs US$2.50 in FY 2022)Full year 2023 results: EPS: US$0.96 (down from US$2.50 in FY 2022). Revenue: US$191.2m (down 23% from FY 2022). Net income: US$28.7m (down 63% from FY 2022). Profit margin: 15% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.24% (down from 3.11% in FY 2022). Non-performing loans: 0.36% (down from 0.47% in FY 2022). Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 19% per year, which means it is performing significantly worse than earnings.Declared Dividend • Mar 04Fourth quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 8th March 2024 Payment date: 22nd March 2024 Dividend yield will be 7.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is not adequately covered by earnings (92% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (70% forecast payout ratio). The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2.1% to bring the payout ratio under control. EPS is expected to grow by 32% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.Recent Insider Transactions • Mar 03Insider recently sold €232k worth of stockOn the 23rd of February, Thomas Buonaiuto sold around 19k shares on-market at roughly €12.21 per share. This transaction amounted to 44% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €353k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Feb 08Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €12.40, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 14% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €14.77 per share.Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$0.96 (vs US$2.50 in FY 2022)Full year 2023 results: EPS: US$0.96 (down from US$2.50 in FY 2022). Revenue: US$191.2m (down 23% from FY 2022). Net income: US$28.7m (down 63% from FY 2022). Profit margin: 15% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • Jan 26+ 1 more updateFlushing Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024Flushing Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 23, 2024Recent Insider Transactions • Dec 23Independent Director recently sold €98k worth of stockOn the 18th of December, Steven D’Iorio sold around 7k shares on-market at roughly €15.04 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €121k more than they bought in the last 12 months.Upcoming Dividend • Nov 30Upcoming dividend of US$0.22 per share at 6.1% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 22 December 2023. Payout ratio and cash payout ratio are on the higher end at 79% and 96% respectively. Trailing yield: 6.1%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.4%).Buying Opportunity • Nov 18Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 5.3%. The fair value is estimated to be €15.82, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to grow by 15% in 2 years. Earnings is forecast to grow by 2.5% in the next 2 years.Reported Earnings • Nov 04Third quarter 2023 earnings released: EPS: US$0.32 (vs US$0.76 in 3Q 2022)Third quarter 2023 results: EPS: US$0.32 (down from US$0.76 in 3Q 2022). Revenue: US$47.3m (down 31% from 3Q 2022). Net income: US$9.40m (down 60% from 3Q 2022). Profit margin: 20% (down from 34% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 5% per year.お知らせ • Nov 01Flushing Financial Corporation to Report Q4, 2023 Results on Jan 25, 2024Flushing Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 25, 2024Buying Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 21%. The fair value is estimated to be €14.17, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.5% over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.3% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.Buying Opportunity • Oct 09Now 20% undervaluedOver the last 90 days, the stock is up 8.4%. The fair value is estimated to be €14.53, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.5% over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.3% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.Upcoming Dividend • Aug 31Upcoming dividend of US$0.22 per share at 6.3% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 56% and this is well supported by cash flows. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.9%). In line with average of industry peers (6.1%).お知らせ • Aug 17Flushing Financial Corporation Declares Quarterly Dividend, Payable on September 29, 2023Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 29, 2023, to shareholders of record at the close of business on September 8, 2023.お知らせ • Jul 28Flushing Financial Corporation to Report Q3, 2023 Results on Oct 31, 2023Flushing Financial Corporation announced that they will report Q3, 2023 results at 7:00 PM, US Eastern Standard Time on Oct 31, 2023Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.29 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.29 (down from US$0.81 in 2Q 2022). Revenue: US$47.1m (down 33% from 2Q 2022). Net income: US$8.63m (down 66% from 2Q 2022). Profit margin: 18% (down from 36% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 3.5% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 26Flushing Financial Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023Flushing Financial Corporation reported net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $1,560,000 compared to net recoveries of $501,000 a year ago.Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.60, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 25% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €12.88 per share.Upcoming Dividend • May 25Upcoming dividend of US$0.22 per share at 7.5% yieldEligible shareholders must have bought the stock before 01 June 2023. Payment date: 23 June 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of German dividend payers (4.7%). Higher than average of industry peers (6.3%).Valuation Update With 7 Day Price Move • May 19Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €10.20, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 16% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €13.13 per share.Valuation Update With 7 Day Price Move • May 03Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to €9.25, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 4.0% over the past three years.Reported Earnings • Mar 16Full year 2022 earnings released: EPS: US$2.50 (vs US$2.59 in FY 2021)Full year 2022 results: EPS: US$2.50 (down from US$2.59 in FY 2021). Revenue: US$248.5m (down 3.1% from FY 2021). Net income: US$76.9m (down 5.9% from FY 2021). Profit margin: 31% (in line with FY 2021). Net interest margin (NIM): 3.11% (down from 3.24% in FY 2021). Non-performing loans: 0.47% (up from 0.23% in FY 2021). Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 6.4%. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 33%After last week's 33% share price decline to €11.90, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €16.83 per share.Buying Opportunity • Mar 11Now 24% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be €21.03, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 5.3% in 2 years. Earnings is forecast to decline by 30% in the next 2 years.Buying Opportunity • Jan 31Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be €21.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 4.3% in 2 years. Earnings is forecast to decline by 26% in the next 2 years.お知らせ • Jan 29Flushing Financial Corporation to Report Q1, 2023 Results on Apr 25, 2023Flushing Financial Corporation announced that they will report Q1, 2023 results After-Market on Apr 25, 2023Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$2.50 (vs US$2.59 in FY 2021)Full year 2022 results: EPS: US$2.50 (down from US$2.59 in FY 2021). Revenue: US$248.5m (down 3.1% from FY 2021). Net income: US$76.9m (down 5.9% from FY 2021). Profit margin: 31% (in line with FY 2021). Revenue is forecast to stay flat during the next 2 years compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.お知らせ • Jan 27Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2022Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs were $0.8 million.お知らせ • Jan 06Flushing Financial Corporation Announces Retirement of Michael J. Russo as Board MemberFlushing Financial Corporation announced that Michael J. Russo, a Board Member, has retired effective January 4, 2023.Michael J. Russo, served as a Director on the Board of the Company and the Bank. He was a member of the Board of Directors of the Company since its formation in 1994 and of the Bank since 1984.Michael J. Russo is self-employed as a consulting engineer and serves as Chief Executive Officer and Corporate Secretary of Fresh Meadow Mechanical Corp., a mechanical contracting firm. Mr. Russo is also President and Director of Operations of Northeastern Aviation Corp., an aircraft charter and management firm, and is a partner in AMF Associates, a commercial real estate company. Mr. Russo also serves as Chairman of the Board of Trustees of Flushing Hospital Medical Center. Prior to retiring in 2004, Mr. Russo served as Chairman of the Board of Anthony Russo Inc., a general contracting firm, for over 40 years.Upcoming Dividend • Dec 01Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 23 December 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.2%).お知らせ • Nov 23Flushing Financial Corporation Declares Quarterly Dividend, Payable on December 23, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on December 23, 2022 to shareholders of record at the close of business on December 9, 2022.Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 9 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$0.76 (vs US$0.81 in 3Q 2021)Third quarter 2022 results: EPS: US$0.76 (down from US$0.81 in 3Q 2021). Revenue: US$68.1m (down 4.4% from 3Q 2021). Net income: US$23.4m (down 7.8% from 3Q 2021). Profit margin: 34% (down from 36% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 4.4% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 5.2%. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 27+ 1 more updateFlushing Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023Flushing Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023Upcoming Dividend • Aug 25Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.5%).お知らせ • Aug 17Flushing Financial Corporation Declares Quarterly Dividend on Its Common Stock, Payable on September 30, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 30, 2022 to shareholders of record at the close of business on September 2, 2022.Recent Insider Transactions • Aug 06Insider recently sold €109k worth of stockOn the 2nd of August, Francis Korzekwinski sold around 5k shares on-market at roughly €21.74 per share. In the last 3 months, there was an even bigger sale from another insider worth €127k. Insiders have been net sellers, collectively disposing of €198k more than they bought in the last 12 months.お知らせ • Jul 28Flushing Financial Corporation to Report Q3, 2022 Results on Oct 25, 2022Flushing Financial Corporation announced that they will report Q3, 2022 results After-Market on Oct 25, 2022Reported Earnings • Jul 27Second quarter 2022 earnings released: EPS: US$0.81 (vs US$0.61 in 2Q 2021)Second quarter 2022 results: EPS: US$0.81 (up from US$0.61 in 2Q 2021). Revenue: US$70.5m (up 19% from 2Q 2021). Net income: US$25.0m (up 30% from 2Q 2021). Profit margin: 36% (up from 32% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 3.9% compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.Recent Insider Transactions • Jun 19Senior EVP recently sold €127k worth of stockOn the 15th of June, Maria Grasso sold around 6k shares on-market at roughly €21.15 per share. This was the largest sale by an insider in the last 3 months. This was Maria's only on-market trade for the last 12 months.Upcoming Dividend • May 26Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 24 June 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (6.4%).お知らせ • May 18Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 24, 2022The board of Flushing Financial Corporation declared a quarterly dividend on its common stock of $0.22 per common share, payable on June 24, 2022 to shareholders of record at the close of business on June 3, 2022.Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 08Flushing Financial Corporation, Annual General Meeting, May 17, 2022Flushing Financial Corporation, Annual General Meeting, May 17, 2022, at 13:00 US Eastern Standard Time. Agenda: To elect four directors for a three-year term and until their successors are elected and qualified; to approve, on an advisory basis, the Company’s executive compensation; to ratify the appointment of BDO USA, LLP by the Audit Committee of the Board of Directors as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2022; and to transact such other business as may properly come before the meeting or any adjournment thereof.Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 10Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$2.59 (up from US$1.18 in FY 2020). Revenue: US$256.6m (up 40% from FY 2020). Net income: US$81.8m (up 136% from FY 2020). Profit margin: 32% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.24% (up from 2.85% in FY 2020). Non-performing loans: 0.23% (down from 0.31% in FY 2020). Revenue exceeded analyst estimates by 2.7%. Over the next year, revenue is forecast to grow 2.0%, compared to a 9.0% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Mar 03Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 10 March 2022. Payment date: 25 March 2022. Payout ratio is a comfortable 32% but the company is not cash flow positive. Trailing yield: 3.5%. Within top quartile of German dividend payers (3.4%). Lower than average of industry peers (5.8%).Board Change • Mar 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 24Flushing Financial Corporation Declares Quarterly Dividend, Payable on March 25, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, an increase of $0.01 per share from the prior quarter’s dividend, payable on March 25, 2022 to shareholders of record at the close of business on March 11, 2022.Reported Earnings • Jan 29Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$2.59 (up from US$1.18 in FY 2020). Revenue: US$256.6m (up 40% from FY 2020). Net income: US$81.8m (up 136% from FY 2020). Profit margin: 32% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Over the next year, revenue is forecast to grow 2.3%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.お知らせ • Jan 28Flushing Financial Corporation to Report Q1, 2022 Results on Apr 26, 2022Flushing Financial Corporation announced that they will report Q1, 2022 results After-Market on Apr 26, 2022Upcoming Dividend • Dec 02Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 31 December 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.3%). In line with average of industry peers (3.4%).Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.81 (vs US$0.50 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$71.2m (up 46% from 3Q 2020). Net income: US$25.4m (up 77% from 3Q 2020). Profit margin: 36% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 1% per year.Upcoming Dividend • Aug 26Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 24 September 2021. Trailing yield: 3.7%. Within top quartile of German dividend payers (3.1%). Higher than average of industry peers (3.2%).Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$0.61 (vs US$0.63 in 2Q 2020)The company reported a solid second quarter result with improved earnings and revenues, although profit margins were weaker. Second quarter 2021 results: Revenue: US$59.4m (up 13% from 2Q 2020). Net income: US$19.3m (up 5.4% from 2Q 2020). Profit margin: 32% (down from 35% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 5% per year.Recent Insider Transactions • Jun 13Director recently sold €733k worth of stockOn the 10th of June, Douglas Manditch sold around 39k shares on-market at roughly €18.81 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €477k more than they bought in the last 12 months.Upcoming Dividend • May 27Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 03 June 2021. Payment date: 25 June 2021. Trailing yield: 3.7%. Within top quartile of German dividend payers (3.2%). Higher than average of industry peers (2.7%).お知らせ • May 19Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 25, 2021Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.21 per common share, payable on June 25, 2021 to shareholders of record at the close of business on June 4, 2021.株主還元FL8DE BanksDE 市場7D3.1%4.2%3.9%1Y29.8%35.1%2.6%株主還元を見る業界別リターン: FL8過去 1 年間で35.1 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: FL8過去 1 年間で2.6 % の収益を上げたGerman市場を上回りました。価格変動Is FL8's price volatile compared to industry and market?FL8 volatilityFL8 Average Weekly Movement3.5%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market12.9%10% least volatile stocks in DE Market2.7%安定した株価: FL8 、 German市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: FL8の 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1929574John Buranwww.flushingbank.comフラッシング・ファイナンシャル・コーポレーションは、主に消費者、企業、政府機関に銀行商品やサービスを提供するフラッシング・バンクの銀行持株会社として運営されている。当座預金、普通預金、マネーマーケット口座、無利息要求払い 口座、NOW口座、譲渡性預金など、さまざまな預金商品を提供してい る。多世帯住宅、商業用不動産、1～4世帯の複合用不動産、1～4世帯の住宅用不動産、商業用事業用ローンを担保とする住宅ローン、建設ローン、中小企業向けローン、その他中小企業向けローン、住宅ローン担保証券などの住宅ローン代用証券、当座貸越枠を含む消費者ローン、米国政府証券、企業債券、その他有価証券を提供している。ニューヨーク州クイーンズ郡、ナッソー郡、サフォーク郡、キングス郡、ニューヨーク州でフルサービスの銀行支店を、またiGObankingとBankPurelyのブランドでインターネット支店を運営している。設立は1929年、本拠地はニューヨーク州ユニオンデール。もっと見るFlushing Financial Corporation 基礎のまとめFlushing Financial の収益と売上を時価総額と比較するとどうか。FL8 基礎統計学時価総額€461.91m収益（TTM）€29.17m売上高(TTM)€195.31m15.8xPER（株価収益率0.8xPBR（株価純資産倍率FL8 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計FL8 損益計算書（TTM）収益US$227.37m売上原価US$0売上総利益US$227.37mその他の費用US$193.41m収益US$33.96m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）1.00グロス・マージン100.00%純利益率14.94%有利子負債／自己資本比率63.0%FL8 の長期的なパフォーマンスは？過去の実績と比較を見る配当金5.5%現在の配当利回り88%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 14:25終値2026/05/25 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Flushing Financial Corporation 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。5 アナリスト機関David DarstGuggenheim Securities, LLCDavid KonradKeefe, Bruyette, & WoodsThomas AlonsoMacquarie Research2 その他のアナリストを表示
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jan 28Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $1.8 million in fourth quarter of 2025 compared to $4.7 million in fourth quarter of 2024.
お知らせ • Dec 30OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million.OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million on December 29, 2025. The consideration consists of common equity of OceanFirst Financial Corp. having a value of $567.34 million to be issued for common equity of Flushing Financial Corporation. As part of consideration, $567.34 million is paid towards common equity of Flushing Financial Corporation. Upon completion of the Flushing merger, Flushing Bank will merge into OceanFirst Bank, with OceanFirst Bank surviving the bank merger. The transaction is subject to approval by regulatory board, approval of offer by acquirer shareholders and approval of offer by target shareholders. The transaction is expected to close in the second quarter of 2026. Simpson Thacher & Bartlett LLP acted as legal advisor for OceanFirst Financial Corp. Keefe, Bruyette & Woods, Inc. acted as financial advisor for OceanFirst Financial Corp. Piper Sandler & Co. acted as financial advisor for Flushing Financial Corporation. Hughes Hubbard & Reed LLP acted as legal advisor for Flushing Financial Corporation.
お知らせ • Dec 17Flushing Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026Flushing Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026
お知らせ • Oct 30Flushing Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Flushing Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.1 million (7 bps of average loans) compared to $3.0 million (18 bps of average loans) in third quarter of 2024.
お知らせ • Jul 25Flushing Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025Flushing Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025
Board Change • May 20Insufficient new directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment.
お知らせ • Jan 28Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2025Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs were $1.8 million in fourth quarter of 2025 compared to $4.7 million in fourth quarter of 2024.
お知らせ • Dec 30OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million.OceanFirst Financial Corp. (NasdaqGS:OCFC) signed a definitive merger agreement to acquire Flushing Financial Corporation (NasdaqGS:FFIC) for approximately $570 million on December 29, 2025. The consideration consists of common equity of OceanFirst Financial Corp. having a value of $567.34 million to be issued for common equity of Flushing Financial Corporation. As part of consideration, $567.34 million is paid towards common equity of Flushing Financial Corporation. Upon completion of the Flushing merger, Flushing Bank will merge into OceanFirst Bank, with OceanFirst Bank surviving the bank merger. The transaction is subject to approval by regulatory board, approval of offer by acquirer shareholders and approval of offer by target shareholders. The transaction is expected to close in the second quarter of 2026. Simpson Thacher & Bartlett LLP acted as legal advisor for OceanFirst Financial Corp. Keefe, Bruyette & Woods, Inc. acted as financial advisor for OceanFirst Financial Corp. Piper Sandler & Co. acted as financial advisor for Flushing Financial Corporation. Hughes Hubbard & Reed LLP acted as legal advisor for Flushing Financial Corporation.
お知らせ • Dec 17Flushing Financial Corporation to Report Q4, 2025 Results on Jan 27, 2026Flushing Financial Corporation announced that they will report Q4, 2025 results After-Market on Jan 27, 2026
お知らせ • Oct 30Flushing Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2025Flushing Financial Corporation reported Net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Net charge-offs were $1.1 million (7 bps of average loans) compared to $3.0 million (18 bps of average loans) in third quarter of 2024.
お知らせ • Jul 25Flushing Financial Corporation to Report Q3, 2025 Results on Oct 28, 2025Flushing Financial Corporation announced that they will report Q3, 2025 results After-Market on Oct 28, 2025
お知らせ • Apr 30Flushing Financial Corporation to Report Q2, 2025 Results on Jul 24, 2025Flushing Financial Corporation announced that they will report Q2, 2025 results After-Market on Jul 24, 2025
お知らせ • Apr 18Flushing Financial Corporation, Annual General Meeting, May 28, 2025Flushing Financial Corporation, Annual General Meeting, May 28, 2025.
お知らせ • Feb 27Flushing Financial Corporation announces Quarterly dividend, payable on March 28, 2025Flushing Financial Corporation announced Quarterly dividend of USD 0.2200 per share payable on March 28, 2025, ex-date on March 14, 2025 and record date on March 14, 2025.
お知らせ • Jan 30Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2024Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2024. For the quarter, the company reported net charge-offs were $4.7 million compared to $60,000 in fourth quarter 2023.
お知らせ • Jan 29Flushing Financial Corporation to Report Q1, 2025 Results on Apr 29, 2025Flushing Financial Corporation announced that they will report Q1, 2025 results at 7:00 PM, US Eastern Standard Time on Apr 29, 2025
お知らせ • Dec 13Flushing Financial Corporation has filed a Follow-on Equity Offering.Flushing Financial Corporation has filed a Follow-on Equity Offering. Security Name: Common Stock Security Type: Common Stock
お知らせ • Nov 20Flushing Financial Corporation Declares Quarterly Dividend, Payable on December 20, 2024Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on December 20, 2024, to shareholders of record at the close of business on December 6, 2024.
Valuation Update With 7 Day Price Move • Nov 11Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €16.20, the stock trades at a forward P/E ratio of 18x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 8.3% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €16.91 per share.
New Risk • Nov 07New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 7.0% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (101% payout ratio). Share price has been volatile over the past 3 months (7.0% average weekly change). Significant insider selling over the past 3 months (€317k sold).
Recent Insider Transactions • Nov 04Executive VP recently sold €119k worth of stockOn the 31st of October, Astrid Burrowes sold around 8k shares on-market at roughly €14.91 per share. This transaction amounted to 11% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €696k more than they bought in the last 12 months.
Buy Or Sell Opportunity • Nov 03Now 22% undervaluedOver the last 90 days, the stock has risen 19% to €14.30. The fair value is estimated to be €18.30, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 13% over the last 3 years. Earnings per share has declined by 40%. Revenue is forecast to grow by 23% in 2 years. Earnings are forecast to grow by 61% in the next 2 years.
Reported Earnings • Oct 25Third quarter 2024 earnings released: EPS: US$0.30 (vs US$0.26 in 3Q 2023)Third quarter 2024 results: EPS: US$0.30 (up from US$0.26 in 3Q 2023). Revenue: US$50.3m (up 6.8% from 3Q 2023). Net income: US$8.91m (up 14% from 3Q 2023). Profit margin: 18% (up from 17% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 11% p.a. on average during the next 3 years, compared to a 3.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 40% per year but the company’s share price has only fallen by 12% per year, which means it has not declined as severely as earnings.
お知らせ • Oct 25Flushing Financial Corporation to Report Q4, 2024 Results on Jan 28, 2025Flushing Financial Corporation announced that they will report Q4, 2024 results After-Market on Jan 28, 2025
New Risk • Aug 29New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 6.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Dividend is not well covered by earnings (105% payout ratio). Share price has been volatile over the past 3 months (6.8% average weekly change). Profit margins are more than 30% lower than last year (13% net profit margin). Significant insider selling over the past 3 months (€55k sold).
Declared Dividend • Aug 26Second quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 6th September 2024 Payment date: 27th September 2024 Dividend yield will be 7.0%, which is higher than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 17% to bring the payout ratio under control. EPS is expected to grow by 20% over the next year, which is sufficient to bring the dividend into a sustainable range.
Recent Insider Transactions • Aug 25Senior EVP recently sold €55k worth of stockOn the 20th of August, Maria Grasso sold around 5k shares on-market at roughly €12.15 per share. This transaction amounted to 5.5% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Maria has been a net seller over the last 12 months, reducing personal holdings by €106k.
お知らせ • Aug 21Flushing Financial Corporation Declares Quarterly Dividend, Payable on September 27, 2024Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 27, 2024, to shareholders of record at the close of business on September 6, 2024.
お知らせ • Aug 09Lawrence Seidman Pushes Flushing Financial to SellOn August 8, 2024, Lawrence Seidman announced that he has urged Flushing Financial Corp. to sell to a larger financial institution after the Company reported weak second-quarter earnings and said it would pivot its lending away from commercial real estate. Lawrence Seidman said that he sent the Company a letter outlining his concerns and advocating for a sale. Lawrence Seidman said the letter to the Company is not a proxy contest but gives the Company formal notice of his feelings as a major stakeholder. In the letter, Lawrence Seidman suggested the bank sell to an ethnically focused banking institution. Flushing Financial has a substantial Asian-American client base and an ethnically focused bank embedded in the Company, with $746 million in?loans and $1.3 billion in deposits from members of the Asian community.
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €12.70, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 23% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €9.99 per share.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: US$0.18 (vs US$0.25 in 2Q 2023)Second quarter 2024 results: EPS: US$0.18 (down from US$0.25 in 2Q 2023). Revenue: US$46.2m (down 1.6% from 2Q 2023). Net income: US$5.32m (down 30% from 2Q 2023). Profit margin: 12% (down from 16% in 2Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.7% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 31% per year but the company’s share price has only fallen by 6% per year, which means it has not declined as severely as earnings.
お知らせ • Jul 30Flushing Financial Corporation to Report Q3, 2024 Results on Oct 24, 2024Flushing Financial Corporation announced that they will report Q3, 2024 results After-Market on Oct 24, 2024
Valuation Update With 7 Day Price Move • Jul 17Investor sentiment improves as stock rises 20%After last week's 20% share price gain to €13.90, the stock trades at a forward P/E ratio of 19x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 7.6% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €13.82 per share.
お知らせ • Jun 19Flushing Financial Corporation to Report Q2, 2024 Results on Jul 29, 2024Flushing Financial Corporation announced that they will report Q2, 2024 results After-Market on Jul 29, 2024
Buy Or Sell Opportunity • May 31Now 20% undervalued after recent price dropOver the last 90 days, the stock has fallen 4.3% to €11.20. The fair value is estimated to be €14.05, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.6% in a year. Earnings are forecast to decline by 13% in the next year.
お知らせ • May 30Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 21, 2024Flushing Financial Corporation announced that the Board of Directors (the "Board") declared a quarterly dividend on its common stock of $0.22 per common share, payable on June 21, 2024, to shareholders of record at the close of business on June 10, 2024.
Buy Or Sell Opportunity • Apr 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 35% to €10.40. The fair value is estimated to be €13.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.7% in a year. Earnings are forecast to decline by 13% in the next year.
Buy Or Sell Opportunity • Apr 29Now 21% undervalued after recent price dropOver the last 90 days, the stock has fallen 35% to €10.40. The fair value is estimated to be €13.25, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 7.4% over the last 3 years. Earnings per share has declined by 21%. Revenue is forecast to grow by 2.7% in a year. Earnings are forecast to decline by 13% in the next year.
Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.12 (vs US$0.17 in 1Q 2023)First quarter 2024 results: EPS: US$0.12 (down from US$0.17 in 1Q 2023). Revenue: US$44.9m (flat on 1Q 2023). Net income: US$3.68m (down 29% from 1Q 2023). Profit margin: 8.2% (down from 12% in 1Q 2023). Revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 21% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings.
お知らせ • Apr 20Flushing Financial Corporation, Annual General Meeting, May 29, 2024Flushing Financial Corporation, Annual General Meeting, May 29, 2024, at 13:00 US Eastern Standard Time. Agenda: To elect four directors for a three-year term and until their successors are elected and qualified; to approve, on an advisory basis, the Company’s executive compensation; to approve the Company’s 2024 Omnibus Incentive Plan; to ratify the appointment of BDO USA, P.C. by the Audit Committee of the Board of Directors as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2024; and to consider other matters.
Reported Earnings • Mar 17Full year 2023 earnings released: EPS: US$0.96 (vs US$2.50 in FY 2022)Full year 2023 results: EPS: US$0.96 (down from US$2.50 in FY 2022). Revenue: US$191.2m (down 23% from FY 2022). Net income: US$28.7m (down 63% from FY 2022). Profit margin: 15% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 2.24% (down from 3.11% in FY 2022). Non-performing loans: 0.36% (down from 0.47% in FY 2022). Revenue is forecast to grow 7.3% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has fallen by 19% per year, which means it is performing significantly worse than earnings.
Declared Dividend • Mar 04Fourth quarter dividend of US$0.22 announcedShareholders will receive a dividend of US$0.22. Ex-date: 8th March 2024 Payment date: 22nd March 2024 Dividend yield will be 7.1%, which is higher than the industry average of 4.8%. Sustainability & Growth Dividend is not adequately covered by earnings (92% earnings payout ratio). However, the dividend is expected to be covered in 3 years' time (70% forecast payout ratio). The dividend has increased by an average of 5.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 2.1% to bring the payout ratio under control. EPS is expected to grow by 32% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
Recent Insider Transactions • Mar 03Insider recently sold €232k worth of stockOn the 23rd of February, Thomas Buonaiuto sold around 19k shares on-market at roughly €12.21 per share. This transaction amounted to 44% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €353k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Feb 08Investor sentiment deteriorates as stock falls 22%After last week's 22% share price decline to €12.40, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 14% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €14.77 per share.
Reported Earnings • Jan 26Full year 2023 earnings released: EPS: US$0.96 (vs US$2.50 in FY 2022)Full year 2023 results: EPS: US$0.96 (down from US$2.50 in FY 2022). Revenue: US$191.2m (down 23% from FY 2022). Net income: US$28.7m (down 63% from FY 2022). Profit margin: 15% (down from 31% in FY 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 7.5% p.a. on average during the next 2 years, compared to a 2.0% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • Jan 26+ 1 more updateFlushing Financial Corporation to Report Q1, 2024 Results on Apr 23, 2024Flushing Financial Corporation announced that they will report Q1, 2024 results After-Market on Apr 23, 2024
Recent Insider Transactions • Dec 23Independent Director recently sold €98k worth of stockOn the 18th of December, Steven D’Iorio sold around 7k shares on-market at roughly €15.04 per share. This transaction amounted to 13% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €121k more than they bought in the last 12 months.
Upcoming Dividend • Nov 30Upcoming dividend of US$0.22 per share at 6.1% yieldEligible shareholders must have bought the stock before 07 December 2023. Payment date: 22 December 2023. Payout ratio and cash payout ratio are on the higher end at 79% and 96% respectively. Trailing yield: 6.1%. Within top quartile of German dividend payers (5.1%). In line with average of industry peers (6.4%).
Buying Opportunity • Nov 18Now 20% undervalued after recent price dropOver the last 90 days, the stock is down 5.3%. The fair value is estimated to be €15.82, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 3.2% over the last 3 years. Earnings per share has grown by 4.1%. Revenue is forecast to grow by 15% in 2 years. Earnings is forecast to grow by 2.5% in the next 2 years.
Reported Earnings • Nov 04Third quarter 2023 earnings released: EPS: US$0.32 (vs US$0.76 in 3Q 2022)Third quarter 2023 results: EPS: US$0.32 (down from US$0.76 in 3Q 2022). Revenue: US$47.3m (down 31% from 3Q 2022). Net income: US$9.40m (down 60% from 3Q 2022). Profit margin: 20% (down from 34% in 3Q 2022). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 5.3% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 4% per year whereas the company’s share price has increased by 5% per year.
お知らせ • Nov 01Flushing Financial Corporation to Report Q4, 2023 Results on Jan 25, 2024Flushing Financial Corporation announced that they will report Q4, 2023 results After-Market on Jan 25, 2024
Buying Opportunity • Oct 31Now 21% undervalued after recent price dropOver the last 90 days, the stock is down 21%. The fair value is estimated to be €14.17, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.5% over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.3% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.
Buying Opportunity • Oct 09Now 20% undervaluedOver the last 90 days, the stock is up 8.4%. The fair value is estimated to be €14.53, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 9.5% over the last 3 years. Earnings per share has grown by 15%. Revenue is forecast to grow by 0.3% in 2 years. Earnings is forecast to decline by 21% in the next 2 years.
Upcoming Dividend • Aug 31Upcoming dividend of US$0.22 per share at 6.3% yieldEligible shareholders must have bought the stock before 07 September 2023. Payment date: 29 September 2023. Payout ratio is a comfortable 56% and this is well supported by cash flows. Trailing yield: 6.3%. Within top quartile of German dividend payers (4.9%). In line with average of industry peers (6.1%).
お知らせ • Aug 17Flushing Financial Corporation Declares Quarterly Dividend, Payable on September 29, 2023Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 29, 2023, to shareholders of record at the close of business on September 8, 2023.
お知らせ • Jul 28Flushing Financial Corporation to Report Q3, 2023 Results on Oct 31, 2023Flushing Financial Corporation announced that they will report Q3, 2023 results at 7:00 PM, US Eastern Standard Time on Oct 31, 2023
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.29 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.29 (down from US$0.81 in 2Q 2022). Revenue: US$47.1m (down 33% from 2Q 2022). Net income: US$8.63m (down 66% from 2Q 2022). Profit margin: 18% (down from 36% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 3.5% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has only increased by 9% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 26Flushing Financial Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023Flushing Financial Corporation reported net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported net charge-offs of $1,560,000 compared to net recoveries of $501,000 a year ago.
Valuation Update With 7 Day Price Move • Jun 07Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.60, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 25% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €12.88 per share.
Upcoming Dividend • May 25Upcoming dividend of US$0.22 per share at 7.5% yieldEligible shareholders must have bought the stock before 01 June 2023. Payment date: 23 June 2023. Payout ratio is a comfortable 42% and this is well supported by cash flows. Trailing yield: 7.5%. Within top quartile of German dividend payers (4.7%). Higher than average of industry peers (6.3%).
Valuation Update With 7 Day Price Move • May 19Investor sentiment improves as stock rises 21%After last week's 21% share price gain to €10.20, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 16% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €13.13 per share.
Valuation Update With 7 Day Price Move • May 03Investor sentiment deteriorates as stock falls 20%After last week's 20% share price decline to €9.25, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 7x in the Banks industry in Europe. Total returns to shareholders of 4.0% over the past three years.
Reported Earnings • Mar 16Full year 2022 earnings released: EPS: US$2.50 (vs US$2.59 in FY 2021)Full year 2022 results: EPS: US$2.50 (down from US$2.59 in FY 2021). Revenue: US$248.5m (down 3.1% from FY 2021). Net income: US$76.9m (down 5.9% from FY 2021). Profit margin: 31% (in line with FY 2021). Net interest margin (NIM): 3.11% (down from 3.24% in FY 2021). Non-performing loans: 0.47% (up from 0.23% in FY 2021). Revenue is expected to decline by 2.2% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 6.4%. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 10% per year, which means it is significantly lagging earnings growth.
Valuation Update With 7 Day Price Move • Mar 13Investor sentiment deteriorates as stock falls 33%After last week's 33% share price decline to €11.90, the stock trades at a forward P/E ratio of 11x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €16.83 per share.
Buying Opportunity • Mar 11Now 24% undervalued after recent price dropOver the last 90 days, the stock is down 14%. The fair value is estimated to be €21.03, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 5.3% in 2 years. Earnings is forecast to decline by 30% in the next 2 years.
Buying Opportunity • Jan 31Now 23% undervalued after recent price dropOver the last 90 days, the stock is down 16%. The fair value is estimated to be €21.66, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 18% over the last 3 years. Earnings per share has grown by 29%. Revenue is forecast to decline by 4.3% in 2 years. Earnings is forecast to decline by 26% in the next 2 years.
お知らせ • Jan 29Flushing Financial Corporation to Report Q1, 2023 Results on Apr 25, 2023Flushing Financial Corporation announced that they will report Q1, 2023 results After-Market on Apr 25, 2023
Reported Earnings • Jan 27Full year 2022 earnings released: EPS: US$2.50 (vs US$2.59 in FY 2021)Full year 2022 results: EPS: US$2.50 (down from US$2.59 in FY 2021). Revenue: US$248.5m (down 3.1% from FY 2021). Net income: US$76.9m (down 5.9% from FY 2021). Profit margin: 31% (in line with FY 2021). Revenue is forecast to stay flat during the next 2 years compared to a 5.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 1% per year, which means it is significantly lagging earnings growth.
お知らせ • Jan 27Flushing Financial Corporation Reports Net Charge Offs for the Fourth Quarter Ended December 31, 2022Flushing Financial Corporation reported net charge offs for the fourth quarter ended December 31, 2022. For the quarter, the company reported net charge-offs were $0.8 million.
お知らせ • Jan 06Flushing Financial Corporation Announces Retirement of Michael J. Russo as Board MemberFlushing Financial Corporation announced that Michael J. Russo, a Board Member, has retired effective January 4, 2023.Michael J. Russo, served as a Director on the Board of the Company and the Bank. He was a member of the Board of Directors of the Company since its formation in 1994 and of the Bank since 1984.Michael J. Russo is self-employed as a consulting engineer and serves as Chief Executive Officer and Corporate Secretary of Fresh Meadow Mechanical Corp., a mechanical contracting firm. Mr. Russo is also President and Director of Operations of Northeastern Aviation Corp., an aircraft charter and management firm, and is a partner in AMF Associates, a commercial real estate company. Mr. Russo also serves as Chairman of the Board of Trustees of Flushing Hospital Medical Center. Prior to retiring in 2004, Mr. Russo served as Chairman of the Board of Anthony Russo Inc., a general contracting firm, for over 40 years.
Upcoming Dividend • Dec 01Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 08 December 2022. Payment date: 23 December 2022. Payout ratio is a comfortable 32% and this is well supported by cash flows. Trailing yield: 4.2%. Lower than top quartile of German dividend payers (4.9%). Lower than average of industry peers (6.2%).
お知らせ • Nov 23Flushing Financial Corporation Declares Quarterly Dividend, Payable on December 23, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on December 23, 2022 to shareholders of record at the close of business on December 9, 2022.
Board Change • Nov 16Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 9 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 27Third quarter 2022 earnings released: EPS: US$0.76 (vs US$0.81 in 3Q 2021)Third quarter 2022 results: EPS: US$0.76 (down from US$0.81 in 3Q 2021). Revenue: US$68.1m (down 4.4% from 3Q 2021). Net income: US$23.4m (down 7.8% from 3Q 2021). Profit margin: 34% (down from 36% in 3Q 2021). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 4.4% p.a. on average during the next 3 years, while revenues in the Banks industry in Europe are expected to grow by 5.2%. Over the last 3 years on average, earnings per share has increased by 30% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 27+ 1 more updateFlushing Financial Corporation to Report Q4, 2022 Results on Jan 24, 2023Flushing Financial Corporation announced that they will report Q4, 2022 results After-Market on Jan 24, 2023
Upcoming Dividend • Aug 25Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 01 September 2022. Payment date: 30 September 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.1%. Lower than top quartile of German dividend payers (4.6%). Lower than average of industry peers (6.5%).
お知らせ • Aug 17Flushing Financial Corporation Declares Quarterly Dividend on Its Common Stock, Payable on September 30, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, payable on September 30, 2022 to shareholders of record at the close of business on September 2, 2022.
Recent Insider Transactions • Aug 06Insider recently sold €109k worth of stockOn the 2nd of August, Francis Korzekwinski sold around 5k shares on-market at roughly €21.74 per share. In the last 3 months, there was an even bigger sale from another insider worth €127k. Insiders have been net sellers, collectively disposing of €198k more than they bought in the last 12 months.
お知らせ • Jul 28Flushing Financial Corporation to Report Q3, 2022 Results on Oct 25, 2022Flushing Financial Corporation announced that they will report Q3, 2022 results After-Market on Oct 25, 2022
Reported Earnings • Jul 27Second quarter 2022 earnings released: EPS: US$0.81 (vs US$0.61 in 2Q 2021)Second quarter 2022 results: EPS: US$0.81 (up from US$0.61 in 2Q 2021). Revenue: US$70.5m (up 19% from 2Q 2021). Net income: US$25.0m (up 30% from 2Q 2021). Profit margin: 36% (up from 32% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is expected to shrink by 3.9% compared to a 20% growth forecast for the industry in Germany. Over the last 3 years on average, earnings per share has increased by 26% per year but the company’s share price has only increased by 6% per year, which means it is significantly lagging earnings growth.
Recent Insider Transactions • Jun 19Senior EVP recently sold €127k worth of stockOn the 15th of June, Maria Grasso sold around 6k shares on-market at roughly €21.15 per share. This was the largest sale by an insider in the last 3 months. This was Maria's only on-market trade for the last 12 months.
Upcoming Dividend • May 26Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 02 June 2022. Payment date: 24 June 2022. Payout ratio is a comfortable 33% and this is well supported by cash flows. Trailing yield: 3.9%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (6.4%).
お知らせ • May 18Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 24, 2022The board of Flushing Financial Corporation declared a quarterly dividend on its common stock of $0.22 per common share, payable on June 24, 2022 to shareholders of record at the close of business on June 3, 2022.
Board Change • Apr 27Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 08Flushing Financial Corporation, Annual General Meeting, May 17, 2022Flushing Financial Corporation, Annual General Meeting, May 17, 2022, at 13:00 US Eastern Standard Time. Agenda: To elect four directors for a three-year term and until their successors are elected and qualified; to approve, on an advisory basis, the Company’s executive compensation; to ratify the appointment of BDO USA, LLP by the Audit Committee of the Board of Directors as the Company’s independent registered public accounting firm for the fiscal year ending December 31, 2022; and to transact such other business as may properly come before the meeting or any adjournment thereof.
Board Change • Apr 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 10Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$2.59 (up from US$1.18 in FY 2020). Revenue: US$256.6m (up 40% from FY 2020). Net income: US$81.8m (up 136% from FY 2020). Profit margin: 32% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Net interest margin (NIM): 3.24% (up from 2.85% in FY 2020). Non-performing loans: 0.23% (down from 0.31% in FY 2020). Revenue exceeded analyst estimates by 2.7%. Over the next year, revenue is forecast to grow 2.0%, compared to a 9.0% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 10% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Mar 03Upcoming dividend of US$0.22 per shareEligible shareholders must have bought the stock before 10 March 2022. Payment date: 25 March 2022. Payout ratio is a comfortable 32% but the company is not cash flow positive. Trailing yield: 3.5%. Within top quartile of German dividend payers (3.4%). Lower than average of industry peers (5.8%).
Board Change • Mar 02Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 3 experienced directors. 8 highly experienced directors. Director Doug Manditch was the last director to join the board, commencing their role in 2020. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 24Flushing Financial Corporation Declares Quarterly Dividend, Payable on March 25, 2022Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.22 per common share, an increase of $0.01 per share from the prior quarter’s dividend, payable on March 25, 2022 to shareholders of record at the close of business on March 11, 2022.
Reported Earnings • Jan 29Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: US$2.59 (up from US$1.18 in FY 2020). Revenue: US$256.6m (up 40% from FY 2020). Net income: US$81.8m (up 136% from FY 2020). Profit margin: 32% (up from 19% in FY 2020). The increase in margin was driven by higher revenue. Revenue exceeded analyst estimates by 2.7%. Over the next year, revenue is forecast to grow 2.3%, compared to a 11% growth forecast for the banks industry in Germany. Over the last 3 years on average, earnings per share has increased by 10% per year whereas the company’s share price has increased by 5% per year.
お知らせ • Jan 28Flushing Financial Corporation to Report Q1, 2022 Results on Apr 26, 2022Flushing Financial Corporation announced that they will report Q1, 2022 results After-Market on Apr 26, 2022
Upcoming Dividend • Dec 02Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 09 December 2021. Payment date: 31 December 2021. Trailing yield: 3.6%. Within top quartile of German dividend payers (3.3%). In line with average of industry peers (3.4%).
Reported Earnings • Oct 27Third quarter 2021 earnings released: EPS US$0.81 (vs US$0.50 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: US$71.2m (up 46% from 3Q 2020). Net income: US$25.4m (up 77% from 3Q 2020). Profit margin: 36% (up from 29% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year whereas the company’s share price has increased by 1% per year.
Upcoming Dividend • Aug 26Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 02 September 2021. Payment date: 24 September 2021. Trailing yield: 3.7%. Within top quartile of German dividend payers (3.1%). Higher than average of industry peers (3.2%).
Reported Earnings • Jul 29Second quarter 2021 earnings released: EPS US$0.61 (vs US$0.63 in 2Q 2020)The company reported a solid second quarter result with improved earnings and revenues, although profit margins were weaker. Second quarter 2021 results: Revenue: US$59.4m (up 13% from 2Q 2020). Net income: US$19.3m (up 5.4% from 2Q 2020). Profit margin: 32% (down from 35% in 2Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 2% per year whereas the company’s share price has fallen by 5% per year.
Recent Insider Transactions • Jun 13Director recently sold €733k worth of stockOn the 10th of June, Douglas Manditch sold around 39k shares on-market at roughly €18.81 per share. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €477k more than they bought in the last 12 months.
Upcoming Dividend • May 27Upcoming dividend of US$0.21 per shareEligible shareholders must have bought the stock before 03 June 2021. Payment date: 25 June 2021. Trailing yield: 3.7%. Within top quartile of German dividend payers (3.2%). Higher than average of industry peers (2.7%).
お知らせ • May 19Flushing Financial Corporation Declares Quarterly Dividend, Payable on June 25, 2021Flushing Financial Corporation announced that the Board of Directors declared a quarterly dividend on its common stock of $0.21 per common share, payable on June 25, 2021 to shareholders of record at the close of business on June 4, 2021.
