CrediaBank（BCA0）株式概要アッティカ銀行（Attica Bank S.A.）は、その子会社とともに、ギリシャにおいて様々な銀行商品やサービスを提供している。 詳細BCA0 ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長2/6過去の実績2/6財務の健全性4/6配当金0/6報酬収益は年間38.1%増加すると予測されています 今年は黒字化を達成 リスク分析German市場と比較して、過去 3 か月間の株価の変動が非常に大きい財務結果に影響を与える大きな一時的項目 過去1年間で株主の希薄化が進んだ すべてのリスクチェックを見るBCA0 Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€1.2172.2% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-522m1b2016201920222025202620282031Revenue €1.3bEarnings €115.2mAdvancedSet Fair ValueView all narrativesCrediaBank S.A. 競合他社ProCredit HoldingSymbol: XTRA:PCZMarket cap: €482.4mCommerzbankSymbol: XTRA:CBKMarket cap: €40.3bUmweltBankSymbol: XTRA:UBKMarket cap: €159.8mMerkur PrivatBank KgaASymbol: XTRA:MBKMarket cap: €123.7m価格と性能株価の高値、安値、推移の概要CrediaBank過去の株価現在の株価€1.2152週高値€1.8052週安値€0.68ベータ1.511ヶ月の変化-3.65%3ヶ月変化-11.90%1年変化69.08%3年間の変化-99.90%5年間の変化n/aIPOからの変化-99.90%最新ニュースReported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.お知らせ • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greeceお知らせ • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8お知らせ • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8お知らせ • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026最新情報をもっと見るRecent updatesReported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.お知らせ • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greeceお知らせ • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8お知らせ • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8お知らせ • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026お知らせ • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.お知らせ • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.お知らせ • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025お知らせ • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024New Risk • Nov 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.New Risk • Oct 08New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorates as stock falls 43%After last week's 43% share price decline to €2.65, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 9x in the Banks industry in Germany. Total loss to shareholders of 75% over the past year.Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).Valuation Update With 7 Day Price Move • Sep 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €5.50, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 50% over the past year.Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 22%After last week's 22% share price gain to €9.74, the stock trades at a trailing P/E ratio of 22.4x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.お知らせ • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024お知らせ • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, GreeceValuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 35%After last week's 35% share price gain to €13.95, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past year.お知らせ • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.Reported Earnings • Jun 30First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).お知らせ • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.50, the stock trades at a trailing P/E ratio of 20.3x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 3.4% over the past year.Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).お知らせ • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).お知らせ • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).お知らせ • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023お知らせ • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.お知らせ • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.お知らせ • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).お知らせ • Jun 01Attica Bank S.A. to Report Q1, 2023 Results on Jun 29, 2023Attica Bank S.A. announced that they will report Q1, 2023 results on Jun 29, 2023Board Change • May 03Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).Board Change • Apr 18Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.お知らせ • Dec 01Attica Bank S.A. to Report Nine Months, 2022 Results on Dec 21, 2022Attica Bank S.A. announced that they will report nine months, 2022 results on Dec 21, 2022Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.お知らせ • Sep 02Attica Bank S.A. to Report First Half, 2022 Results on Sep 28, 2022Attica Bank S.A. announced that they will report first half, 2022 results on Sep 28, 2022Board Change • Aug 30High number of new and inexperienced directorsThere are 10 new directors who have joined the board in the last 3 years. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.株主還元BCA0DE BanksDE 市場7D4.7%4.2%3.9%1Y69.1%35.1%2.6%株主還元を見る業界別リターン: BCA0過去 1 年間で35.1 % の収益を上げたGerman Banks業界を上回りました。リターン対市場: BCA0過去 1 年間で2.6 % の収益を上げたGerman市場を上回りました。価格変動Is BCA0's price volatile compared to industry and market?BCA0 volatilityBCA0 Average Weekly Movement18.5%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market12.9%10% least volatile stocks in DE Market2.7%安定した株価: BCA0の株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: BCA0の weekly volatility ( 19% ) は過去 1 年間安定していますが、依然としてGermanの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19241,202Eleni Ch. Christouwww.atticabank.grアッティカ銀行（Attica Bank S.A.）は、その子会社とともにギリシャで様々な銀行商品・サービスを提供している。リテール・バンキング、コーポレート・バンキング、キャピタル・ マネジメント／トレジャリー・セグメントを通じて事業を展開している。貯蓄、当座、給与、年金口座、定期・要求払い預金口座、レポ、要求払い、段階金利の要求払い利付口座を提供している。また、消費者ローン、住宅ローン、ECO 消費者ローン、事業所ローン、長期ローン、短期ローンを提供している。住宅保険、自動車保険、生命保険、投資保険のほか、大企業向け、中小企業向け、専門家向け民事賠償責任保険、民事賠償責任保険を含む企業向け保険商品も提供している。さらに、クレジットカード、デビットカード、プリペイドカード、保証状、POS端末、国内ファクタリング、投資信託、ポートフォリオマネジメント、コンサルティング、リース、キャッシュマネジメント、トレジャリーサービス、外国為替取引も提供している。同社は1925年に設立され、ギリシャのアテネに本社を置く。アッティカ・バンクS A.はスリベスト・ホールディング・リミテッドの子会社として営業している。もっと見るCrediaBank S.A. 基礎のまとめCrediaBank の収益と売上を時価総額と比較するとどうか。BCA0 基礎統計学時価総額€2.57b収益（TTM）€22.93m売上高(TTM)€250.20m112.3xPER（株価収益率2.6xPBR（株価純資産倍率BCA0 は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計BCA0 損益計算書（TTM）収益€250.20m売上原価€9.41m売上総利益€240.79mその他の費用€217.86m収益€22.93m直近の収益報告Mar 31, 2026次回決算日Sep 09, 2026一株当たり利益（EPS）0.012グロス・マージン96.24%純利益率9.16%有利子負債／自己資本比率53.7%BCA0 の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/25 14:08終値2026/05/25 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋CrediaBank S.A. 1 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。3 アナリスト機関Pedro FonsecaEdison Investment ResearchNoemi PeruchMorgan StanleyDimitris GiannoulisResearchGreece
Reported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.
Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
お知らせ • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece
お知らせ • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8
お知らせ • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8
お知らせ • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026
Reported Earnings • May 22First quarter 2026 earnings released: EPS: €0.005 (vs €0 in 1Q 2025)First quarter 2026 results: EPS: €0.005 (up from €0 in 1Q 2025). Revenue: €54.0m (up 4.8% from 1Q 2025). Net income: €7.82m (up €7.71m from 1Q 2025). Profit margin: 14% (up from 0.2% in 1Q 2025). Revenue is forecast to grow 38% p.a. on average during the next 3 years, compared to a 6.6% growth forecast for the Banks industry in Europe.
Board Change • May 21Less than half of directors are independentThere are 6 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 5 independent directors. 6 non-independent directors. Independent Director Aimilios Stasinakis was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
お知らせ • Apr 30CrediaBank S.A., Annual General Meeting, May 22, 2026CrediaBank S.A., Annual General Meeting, May 22, 2026, at 10:00 GTB Standard Time. Location: king george hotel at 3, vas.georgiou avenue a, athens Greece
お知らせ • Apr 01CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million.CrediaBank S.A. has completed a Follow-on Equity Offering in the amount of €300 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 75,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 300,000,000 Price\Range: €0.8
お知らせ • Mar 31CrediaBank S.A. has filed a Follow-on Equity Offering.CrediaBank S.A. has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 375,000,000 Price\Range: €0.8 Security Name: Ordinary Shares Security Type: Common Stock Price\Range: €0.8
お知らせ • Jan 08+ 3 more updatesCrediaBank S.A. to Report First Half, 2026 Results on Sep 09, 2026CrediaBank S.A. announced that they will report first half, 2026 results on Sep 09, 2026
お知らせ • Dec 24CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million.CrediaBank S.A. (ATSE:CREDIA) agreed to acquire 70.03% stake in HSBC Bank Malta p.l.c. (MTSE:HSB) from HSBC Continental Europe, S.A. for €200 million on December 23, 2025. A cash consideration of €200 million will be paid by CrediaBank S.A. As part of consideration, €200 million is paid towards common equity of HSBC Bank Malta p.l.c. The closing of the Transaction is subject to corporate and regulatory approvals from the Malta Financial Services Authority, the Bank of Greece and the European Central Bank. The transaction is expected to close in 2H 2026.
お知らせ • Apr 29Attica Bank S.A., Annual General Meeting, Jul 10, 2025Attica Bank S.A., Annual General Meeting, Jul 10, 2025.
お知らせ • Mar 01Attica Bank S.A. to Report Fiscal Year 2024 Results on Mar 10, 2025Attica Bank S.A. announced that they will report fiscal year 2024 results on Mar 10, 2025
お知らせ • Dec 02Attica Bank S.A. to Report Nine Months, 2024 Results on Dec 12, 2024Attica Bank S.A. announced that they will report nine months, 2024 results on Dec 12, 2024
New Risk • Nov 16New major risk - Shareholder dilutionThe company's shareholders have been substantially diluted in the past year. Over 718x increase in shares outstanding. This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (39% average weekly change). Shareholders have been substantially diluted in the past year (over 718x increase in shares outstanding). Minor Risk Large one-off items impacting financial results.
New Risk • Oct 08New minor risk - Market cap sizeThe company's market capitalization is less than US$100m. Market cap: €91.0m (US$99.9m) This is considered a minor risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (24% average weekly change). Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (18% increase in shares outstanding). Market cap is less than US$100m (€91.0m market cap, or US$99.9m).
Valuation Update With 7 Day Price Move • Oct 08Investor sentiment deteriorates as stock falls 43%After last week's 43% share price decline to €2.65, the stock trades at a trailing P/E ratio of 4.2x. Average trailing P/E is 9x in the Banks industry in Germany. Total loss to shareholders of 75% over the past year.
Reported Earnings • Sep 20Second quarter 2024 earnings released: EPS: €0.17 (vs €0.027 in 2Q 2023)Second quarter 2024 results: EPS: €0.17 (up from €0.027 in 2Q 2023). Revenue: €25.8m (up 15% from 2Q 2023). Net income: €8.70m (up €7.71m from 2Q 2023). Profit margin: 34% (up from 4.4% in 2Q 2023).
Valuation Update With 7 Day Price Move • Sep 19Investor sentiment deteriorates as stock falls 25%After last week's 25% share price decline to €5.50, the stock trades at a trailing P/E ratio of 10.6x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 50% over the past year.
Valuation Update With 7 Day Price Move • Sep 04Investor sentiment improves as stock rises 22%After last week's 22% share price gain to €9.74, the stock trades at a trailing P/E ratio of 22.4x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 18% over the past year.
お知らせ • Sep 01Attica Bank S.A. to Report First Half, 2024 Results on Sep 19, 2024Attica Bank S.A. announced that they will report first half, 2024 results on Sep 19, 2024
お知らせ • Jul 17Attica Bank S.A., Annual General Meeting, Jul 16, 2024Attica Bank S.A., Annual General Meeting, Jul 16, 2024, at 10:00 GTB Standard Time. Location: participation of shareholders through, teleconferencing, Greece
Valuation Update With 7 Day Price Move • Jul 11Investor sentiment improves as stock rises 35%After last week's 35% share price gain to €13.95, the stock trades at a trailing P/E ratio of 31.2x. Average trailing P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 11% over the past year.
お知らせ • Jul 09Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A.Attica Bank S.A. (ATSE:TATT) signed a letter of intent to acquire Pancreta Bank S.A. on June 27, 2024.The transaction is subject to subject to antitrust regulations.
Reported Earnings • Jun 30First quarter 2024 earnings released: €0.072 loss per share (vs €0.10 profit in 1Q 2023)First quarter 2024 results: €0.072 loss per share (down from €0.10 profit in 1Q 2023). Revenue: €10.7m (down 51% from 1Q 2023). Net loss: €3.60m (down 444% from profit in 1Q 2023).
お知らせ • May 01Attica Bank S.A. to Report Q1, 2024 Results on May 31, 2024Attica Bank S.A. announced that they will report Q1, 2024 results on May 31, 2024
Valuation Update With 7 Day Price Move • Apr 04Investor sentiment improves as stock rises 17%After last week's 17% share price gain to €12.50, the stock trades at a trailing P/E ratio of 20.3x. Average trailing P/E is 8x in the Banks industry in Europe. Total loss to shareholders of 3.4% over the past year.
Reported Earnings • Mar 11Full year 2023 earnings released: EPS: €0.61 (vs €51.29 loss in FY 2022)Full year 2023 results: EPS: €0.61 (up from €51.29 loss in FY 2022). Net income: €27.6m (up €414.2m from FY 2022).
お知らせ • Mar 02Attica Bank S.A. to Report Fiscal Year 2023 Results on Mar 07, 2024Attica Bank S.A. announced that they will report fiscal year 2023 results on Mar 07, 2024
Reported Earnings • Nov 17Third quarter 2023 earnings released: EPS: €0.29 (vs €1.42 loss in 3Q 2022)Third quarter 2023 results: EPS: €0.29 (up from €1.42 loss in 3Q 2022). Net income: €13.1m (up €24.7m from 3Q 2022).
お知らせ • Nov 11Attica Bank S.A. to Report Nine Months, 2023 Results on Nov 15, 2023Attica Bank S.A. announced that they will report nine months, 2023 results on Nov 15, 2023
Reported Earnings • Sep 24Second quarter 2023 earnings released: EPS: €0.096 (vs €2.61 loss in 2Q 2022)Second quarter 2023 results: EPS: €0.096 (up from €2.61 loss in 2Q 2022). Net income: €953.0k (up €22.3m from 2Q 2022).
お知らせ • Sep 01Attica Bank S.A. to Report First Half, 2023 Results on Sep 28, 2023Attica Bank S.A. announced that they will report first half, 2023 results on Sep 28, 2023
お知らせ • Jul 08Attica Bank S.A. Appoints Thymios Kyriakopoulos as Independent Non-Executive Member of the Board of DirectorsTBC Bank Group PLC ("TBC PLC") announces that Thymios Kyriakopoulos, independent non-executive Director of TBC PLC, has been appointed as independent non-executive member of the board of directors of Attica Bank.
お知らせ • Jul 01Attica Bank S.A., Annual General Meeting, Jul 05, 2023Attica Bank S.A., Annual General Meeting, Jul 05, 2023.
お知らせ • Jun 09Attica Bank S.A. to Report Q1, 2023 Results on Jun 08, 2023Attica Bank S.A. announced that they will report Q1, 2023 results at 5:30 PM, E. Europe Standard Time on Jun 08, 2023
Reported Earnings • Jun 09First quarter 2023 earnings releasedFirst quarter 2023 results: Net income: €1.00m (up €9.51m from 1Q 2022).
お知らせ • Jun 01Attica Bank S.A. to Report Q1, 2023 Results on Jun 29, 2023Attica Bank S.A. announced that they will report Q1, 2023 results on Jun 29, 2023
Board Change • May 03Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
Reported Earnings • May 01Full year 2022 earnings released: €47.37 loss per share (vs €61.08 loss in FY 2021)Full year 2022 results: €47.37 loss per share. Net loss: €386.6m (loss widened 268% from FY 2021).
Board Change • Apr 18Less than half of directors are independentThere are 7 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 7 new directors. 2 experienced directors. No highly experienced directors. 4 independent directors (5 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
お知らせ • Dec 01Attica Bank S.A. to Report Nine Months, 2022 Results on Dec 21, 2022Attica Bank S.A. announced that they will report nine months, 2022 results on Dec 21, 2022
Board Change • Nov 16Less than half of directors are independentThere are 10 new directors who have joined the board in the last 3 years. Of these new board members, 4 were independent directors. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. 4 independent directors (7 non-independent directors). Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. Independent Non-Executive Member Aimilios Giannopoulos was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Lack of experienced directors.
お知らせ • Sep 02Attica Bank S.A. to Report First Half, 2022 Results on Sep 28, 2022Attica Bank S.A. announced that they will report first half, 2022 results on Sep 28, 2022
Board Change • Aug 30High number of new and inexperienced directorsThere are 10 new directors who have joined the board in the last 3 years. The company's board is composed of: 10 new directors. 1 experienced director. No highly experienced directors. Non-Executive Chairman Konstantinos Makedos is the most experienced director on the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of board continuity. Lack of experienced directors.
