RBB Bancorp（5SZ）株式概要RBBバンコープは、中国系アメリカ人、韓国系アメリカ人、その他アジア系アメリカ人のコミュニティーに様々な銀行商品やサービスを提供するロイヤルビジネスバンクの銀行持株会社として運営されている。 詳細5SZ ファンダメンタル分析スノーフレーク・スコア評価3/6将来の成長1/6過去の実績4/6財務の健全性5/6配当金2/6報酬当社が推定した公正価値より48.5%で取引されている 収益は年間7.95%増加すると予測されています 過去1年間で収益は95.8%増加しました リスク分析不安定な配当実績 過去3か月間に大規模なインサイダー売却が発生 German市場と比較した過去 3 か月間の株価の変動すべてのリスクチェックを見る5SZ Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.Your Fair Value€Current Price€18.4026.3% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0186m2016201920222025202620282031Revenue US$186.0mEarnings US$60.1mAdvancedSet Fair ValueView all narrativesRBB Bancorp 競合他社UmweltBankSymbol: XTRA:UBKMarket cap: €162.7mProCredit HoldingSymbol: XTRA:PCZMarket cap: €475.9mMerkur PrivatBank KgaASymbol: XTRA:MBKMarket cap: €109.7mJiangxi BankSymbol: SEHK:1916Market cap: HK$4.0b価格と性能株価の高値、安値、推移の概要RBB Bancorp過去の株価現在の株価US$18.4052週高値US$20.6052週安値US$13.10ベータ1.061ヶ月の変化-8.91%3ヶ月変化1.66%1年変化32.37%3年間の変化84.92%5年間の変化-5.85%IPOからの変化49.37%最新ニュースNew Risk • 8hNew minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.7% average weekly change). Significant insider selling over the past 3 months (€177k sold).お知らせ • Apr 21+ 1 more updateRBB Bancorp Reports Net Charge-Offs for First Quarter Ended March 31, 2026RBB Bancorp reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs of $22,000 against $2,643,000 a year ago.お知らせ • Apr 13RBB Bancorp, Annual General Meeting, May 21, 2026RBB Bancorp, Annual General Meeting, May 21, 2026. Location: royal business bank corporate headquarters, 1055 wilshire blvd., suite 1200, california 90017, los angeles United Statesお知らせ • Apr 08RBB Bancorp to Report Q1, 2026 Results on Apr 20, 2026RBB Bancorp announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 20, 2026お知らせ • Jan 27+ 1 more updateRBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs of $1,624,000 against $2,006,000 a year ago.お知らせ • Jan 08RBB Bancorp to Report Q4, 2025 Results on Jan 26, 2026RBB Bancorp announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 26, 2026最新情報をもっと見るRecent updatesNew Risk • 8hNew minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.7% average weekly change). Significant insider selling over the past 3 months (€177k sold).お知らせ • Apr 21+ 1 more updateRBB Bancorp Reports Net Charge-Offs for First Quarter Ended March 31, 2026RBB Bancorp reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs of $22,000 against $2,643,000 a year ago.お知らせ • Apr 13RBB Bancorp, Annual General Meeting, May 21, 2026RBB Bancorp, Annual General Meeting, May 21, 2026. Location: royal business bank corporate headquarters, 1055 wilshire blvd., suite 1200, california 90017, los angeles United Statesお知らせ • Apr 08RBB Bancorp to Report Q1, 2026 Results on Apr 20, 2026RBB Bancorp announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 20, 2026お知らせ • Jan 27+ 1 more updateRBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs of $1,624,000 against $2,006,000 a year ago.お知らせ • Jan 08RBB Bancorp to Report Q4, 2025 Results on Jan 26, 2026RBB Bancorp announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 26, 2026お知らせ • Oct 21+ 1 more updateRBB Bancorp Reports Unaudited Net Charge-Offs Results for the Third Quarter Ended September 30, 2025RBB Bancorp reported unaudited net charge-offs results for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $6,872,000 against $1,201,000 a year ago.お知らせ • Oct 02RBB Bancorp to Report Q3, 2025 Results on Oct 20, 2025RBB Bancorp announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Oct 20, 2025お知らせ • Jul 22RBB Bancorp Declares Quarterly Cash Dividend ,Payable on August 12, 2025RBB Bancorp declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on August 12, 2025 to shareholders of record on July 31, 2025.お知らせ • Jul 02RBB Bancorp to Report Q2, 2025 Results on Jul 21, 2025RBB Bancorp announced that they will report Q2, 2025 results After-Market on Jul 21, 2025お知らせ • Jun 30RBB Bancorp(NasdaqGS:RBB) dropped from Russell 2000 Dynamic IndexRBB Bancorp(NasdaqGS:RBB) dropped from Russell 2000 Dynamic Indexお知らせ • May 30RBB Bancorp (NasdaqGS:RBB) announces an Equity Buyback for $18 million worth of its shares.RBB Bancorp (NasdaqGS:RBB) announces a share repurchase program. Under the program, the company will repurchase up to $18 million of the company’s outstanding common stock. The plan will be valid till June 30, 2026.お知らせ • May 23RBB Bancorp Approves Appointment of Christopher Lin to the Board of DirectorsRBB Bancorp at its 2025 Annual Meeting of Shareholders held on May 21, 2025 approved appointment of Christopher Lin to the board of directors of the Company.お知らせ • Apr 18RBB Bancorp Declares Quarterly Cash Dividend, Payable on May 12, 2025RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on May 12, 2025 to common shareholders of record as of April 30, 2025.お知らせ • Apr 14RBB Bancorp, Annual General Meeting, May 21, 2025RBB Bancorp, Annual General Meeting, May 21, 2025. Location: royal business bank corporate headquarters, 1055 wilshire blvd suite 1200, california 90017, los angeles United Statesお知らせ • Apr 08RBB Bancorp to Report Q1, 2025 Results on Apr 28, 2025RBB Bancorp announced that they will report Q1, 2025 results After-Market on Apr 28, 2025お知らせ • Mar 07Zaya Younan Launches Landmark Fraud Lawsuit Against Royal Business BankZaya Younan has initiated legal proceedings in the Superior Court of California, County of Ventura, against Royal Business Bank and its three top executives: David R. Morris, Chief Executive Officer; Robert Franco, Chairman of the Directors’ Loan Committee; and Robert Ross, Deputy Chief Credit Officer (Case No: 2025CUOR038548). The lawsuit alleges that Royal Business Bank and its senior leadership engaged in a systematic scheme of fraud, deception, and predatory lending practices designed to exploit borrowers. According to the complaint, the bank, and its executives deliberately misrepresented and concealed the true terms and risks of loans while unlawfully altering or canceling critical financial instruments. They are further accused of engaging in unethical and deceptive business practices, acting in bad faith by willfully disregarding fair dealing and transparency, and intentionally interfering with the economic advantages of borrowers by disrupting their financial stability. The suit also contends that Royal Business Bank abused legal and administrative procedures for improper gain, inflicted severe emotional distress through calculated deceptive lending practices, and employed predatory tactics such as loan flipping, fee stacking, and other discreet fraudulent activities. It appears that Royal Business Bank has a documented history of engaging in fraudulent lending practices, with several former executives previously involved in similar misconduct. One of these executives was former CEO Alan Thian who was placed on leave amid an internal investigation. The probe found he had violated unspecified company policies and procedures, leading to his resignation. The same CEO was involved in originating of loans. In a further show of resolve, the complete lawsuit and all supporting documentation will be forwarded to key government agencies, including the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation (FDIC), the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and the Department of Financial Protection and Innovation (DFPI). This action underscores the grave risks that these fraudulent practices pose to investors, consumers, and the integrity of the financial system. Royal Business Bank now faces not only significant legal challenges but also heightened regulatory scrutiny and the potential for severe reputational damage. This litigation seeks to recover substantial damages incurred by the plaintiffs as a direct result of the bank’s alleged fraud and deceptive lending practices. They urge any borrower who has been adversely affected by Royal Business Bank’s unethical practices to contact us, as they are exploring the possibility of a collective class action lawsuit to ensure that every wronged party obtains the justice and compensation they deserve.お知らせ • Jan 17RBB Bancorp Declares Quarterly Cash Dividend, Payable on February 12, 2025RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on February 12, 2025 to common shareholders of record as of January 31, 2025.お知らせ • Jan 03RBB Bancorp to Report Q4, 2024 Results on Jan 21, 2025RBB Bancorp announced that they will report Q4, 2024 results After-Market on Jan 21, 2025お知らせ • Dec 20+ 1 more updateRBB Bancorp and Royal Business Bank Announce Chief Executive Officer ChangesRBB Bancorp announced that effective January 1, 2025, Mr. Johnny Lee, currently President and Chief Banking Officer of Royal Business Bank (the “Bank”), will be appointed as Chief Executive Officer of the Bank. In addition, effective as of May 22, 2025, Mr. Lee will be appointed as Chief Executive Officer of the Company. Mr. Lee brings a wealth of knowledge and experience to the Company from various financial institutions, and the Company will continue to benefit and grow with his leadership. Prior to joining the Company in 2023, Mr. Lee, age 62, most recently served as Senior Managing Director, Head of International and Commercial Banking of East West Bank, from 2021 to 2023. Prior thereto, Mr. Lee also served in the following roles at East West Bank: Head of Venture Lending, Emerging Technologies, from 2018 to 2023; Managing Director & Chief Administrative Officer, US Greater China (Bridge) Banking, from 2015 to 2018; and Managing Director, International Banking Group, Corporate Banking Division, from 2013 to 2015. Mr. Lee has over 35 years of banking experience. Effective January 1, 2025, Mr. David Morris, will resign from his position as Chief Executive Officer of the Bank. Mr. Morris will continue serving as the Company’s Chief Executive Officer until he retires effective as of May 21, 2025. Mr. Morris will remain on the Boards of Directors of the Company and the Bank.Declared Dividend • Oct 28Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 31st October 2024 Payment date: 12th November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to grow by 12% over the next 2 years, which should provide support to the dividend and adequate earnings cover.Reported Earnings • Oct 22Third quarter 2024 earnings released: EPS: US$0.39 (vs US$0.45 in 3Q 2023)Third quarter 2024 results: EPS: US$0.39 (down from US$0.45 in 3Q 2023). Revenue: US$27.0m (down 6.8% from 3Q 2023). Net income: US$7.00m (down 17% from 3Q 2023). Profit margin: 26% (down from 29% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • Oct 22RBB Bancorp Declares Cash Dividend on Common Stock, Payable on November 12, 2024On October 21, 2024, RBB Bancorp announced that its Board of Directors declared a cash dividend of $0.16 per share of its common stock, payable on November 12, 2024, to common shareholders of record as of October 31, 2024.お知らせ • Oct 02RBB Bancorp to Report Q3, 2024 Results on Oct 21, 2024RBB Bancorp announced that they will report Q3, 2024 results After-Market on Oct 21, 2024Declared Dividend • Jul 29Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 31st July 2024 Payment date: 12th August 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to decline by 7.9% over the next year. However, it would need to fall by 63% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.39 (vs US$0.58 in 2Q 2023)Second quarter 2024 results: EPS: US$0.39 (down from US$0.58 in 2Q 2023). Revenue: US$26.9m (down 21% from 2Q 2023). Net income: US$7.25m (down 34% from 2Q 2023). Profit margin: 27% (down from 32% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 1.1% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has remained flat, which means it is well ahead of earnings.お知らせ • Jul 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on August 12, 2024RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on August 12, 2024 to common shareholders of record as of July 31, 2024.Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €19.90, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 7.2% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €31.62 per share.お知らせ • Jul 04RBB Bancorp to Report Q2, 2024 Results on Jul 22, 2024RBB Bancorp announced that they will report Q2, 2024 results After-Market on Jul 22, 2024Recent Insider Transactions • Jun 19Independent Director recently bought €112k worth of stockOn the 14th of June, James W. Kao bought around 7k shares on-market at roughly €15.97 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.7m more in shares than they have sold in the last 12 months.お知らせ • May 16RBB Bancorp, Royal Business Bank and RBB Asset Management Company Appoint Christina Kao as the New Chair of the BoardRBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as “the Company,” announced that at their Organizational Board of Director meetings held on May 15, 2024, after the Company annual shareholder meeting, Ms. Christina Kao has been unanimously appointed as the new Chair of the Board for the Company. Dr. James Kao, Chair of the Board for the past three years of RBB Bancorp and the Bank, will remain on the Boards of Directors and serve as chair of the new Enterprise Risk Committee. Ms. Kao has been director of the Company since 2019, and she has served as Compensation Committee Chair; Nominating and Corporate Governance Chair; and she has served on the Audit; Asset Liability Management; Directors Loan; Community Reinvestment Act; and Information Technology and Security committees. Ms. Kao has been an integral part of the reconstitution of the Boards of Directors and management, spearheading improved governance. Ms. Kao is a local business owner in Las Vegas, Nevada since 2017. From 2009 to 2017, Ms. Kao worked in purchasing, marketing, and new business development for leading chemical and material science corporations, such as Solvay, Dow Chemical, and DuPont. Prior to 2009, she was a consultant and CFO for a non-profit engineering consulting firm, and she has also consulted for a biotech start-up specializing in diagnostics and a food start-up. Ms. Kao holds a B.S. in Chemical Engineering from Virginia Commonwealth University and an M.B.A. from Harvard Business School.Upcoming Dividend • Apr 25Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 13 May 2024. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).Declared Dividend • Apr 24First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 30th April 2024 Payment date: 13th May 2024 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to decline by 13% over the next year. However, it would need to fall by 66% to increase the payout ratio to a potentially unsustainable range.Reported Earnings • Apr 23First quarter 2024 earnings released: EPS: US$0.43 (vs US$0.58 in 1Q 2023)First quarter 2024 results: EPS: US$0.43 (down from US$0.58 in 1Q 2023). Revenue: US$28.2m (down 18% from 1Q 2023). Net income: US$8.04m (down 27% from 1Q 2023). Profit margin: 28% (down from 32% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 1.4% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.3%. Over the last 3 years on average, earnings per share has remained flat and the company’s share price has also remained flat.お知らせ • Apr 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on May 13, 2024RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on May 13, 2024 to common shareholders of record as of May 1, 2024.お知らせ • Apr 10RBB Bancorp, Annual General Meeting, May 15, 2024RBB Bancorp, Annual General Meeting, May 15, 2024, at 11:00 Pacific Standard Time. Location: Royal Business Bank Corporate Headquarters, 1055 Wilshire Blvd Suite 1200 Los Angeles California United States Agenda: To consider Election of Directors; to approve, on a non-binding advisory basis, the compensation of the Company’s NEOs; to ratify appointment of Crowe LLP as the Company’s independent auditor for the fiscal year ending December 31, 2024; and to consider other matters.お知らせ • Apr 03RBB Bancorp to Report Q1, 2024 Results on Apr 22, 2024RBB Bancorp announced that they will report Q1, 2024 results After-Market on Apr 22, 2024Recent Insider Transactions • Mar 17Independent Chairman of the Board recently bought €282k worth of stockOn the 14th of March, James W. Kao bought around 18k shares on-market at roughly €15.51 per share. This transaction amounted to 3.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €518k. James W. has been a buyer over the last 12 months, purchasing a net total of €1.4m worth in shares.Reported Earnings • Mar 14Full year 2023 earnings released: EPS: US$2.24 (vs US$3.37 in FY 2022)Full year 2023 results: EPS: US$2.24 (down from US$3.37 in FY 2022). Revenue: US$130.9m (down 16% from FY 2022). Net income: US$42.5m (down 34% from FY 2022). Profit margin: 32% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.16% (down from 4.02% in FY 2022). Cost-to-income ratio: 52.6% (up from 40.1% in FY 2022). Non-performing loans: 1.04% (up from 0.71% in FY 2022). Revenue is expected to decline by 3.9% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.8%. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.Recent Insider Transactions • Mar 01Independent Chairman of the Board recently bought €109k worth of stockOn the 28th of February, James W. Kao bought around 7k shares on-market at roughly €15.54 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €518k. James W. has been a buyer over the last 12 months, purchasing a net total of €982k worth in shares.Board Change • Feb 13High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Director Frank Wong was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jan 23RBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $109,000 against $85,000 a year ago.お知らせ • Jan 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on February 9, 2024RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on February 9, 2024 to common shareholders of record as of January 31, 2024.お知らせ • Jan 10RBB Bancorp to Report Q4, 2023 Results on Jan 22, 2024RBB Bancorp announced that they will report Q4, 2023 results After-Market on Jan 22, 2024お知らせ • Dec 13Rbb Bancorp and Banc of California, Inc. Appoints Lynn M. Hopkins as Interim Executive Vice PresidentRBB Bancorp announced that Lynn M. Hopkins has been appointed as interim executive vice president of Royal Business Bank and RBB Bancorp, effective December 7, 2023. Hopkins, who has over 30 years of financial services industry experience, has served as chief financial officer at various financial institutions. She has expertise in banking risk management, corporate governance and operations, strategic planning and forecasting, liquidity, treasury and asset liability risk management, mergers and acquisitions, integration and conversion activities and technical accounting. Hopkins previously served as executive vice president and chief financial officer at Banc of California Inc., a publicly traded bank holding company. Hopkins also held chief financial officer roles at First Choice Bancorp and Commercial Bank of California and various executive finance and corporate leadership roles at PacWest Bancorp, California Community Bancshares and Western Bancorp. Alex Ko informed the board that he is voluntarily resigning from his position as CFO due to personal reasons. He will be available as a consultant to assist in the transition to the new Interim CFO.お知らせ • Dec 12RBB Bancorp and Royal Business Bank Announces Chief Financial Officer Changes, Effective December 7, 2023RBB Bancorp announced that Lynn M. Hopkins has been appointed as chief financial officer of Royal Business Bank and RBB Bancorp, effective December 7, 2023. Hopkins, who has over 30 years of financial services industry experience, has served as chief financial officer at various financial institutions. She has expertise in banking risk management, corporate governance and operations, strategic planning and forecasting, liquidity, treasury and asset liability risk management, mergers and acquisitions, integration and conversion activities and technical accounting. Hopkins previously served as executive vice president and chief financial officer at Banc of California Inc., a publicly traded bank holding company. Hopkins also held chief financial officer roles at First Choice Bancorp and Commercial Bank of California and various executive finance and corporate leadership roles at PacWest Bancorp, California Community Bancshares and Western Bancorp. Alex Ko informed the board that he is voluntarily resigning from his position as CFO due to personal reasons. He will be available as a consultant to assist in the transition to the new Interim CFO.お知らせ • Nov 14RBB Bancorp announced delayed 10-Q filingOn 11/13/2023, RBB Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.Recent Insider Transactions • Nov 10Independent Director recently bought €93k worth of stockOn the 6th of November, Scott Polakoff bought around 7k shares on-market at roughly €12.59 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €100k more in shares than they have sold in the last 12 months.Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €12.50, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 42% over the past year.お知らせ • Nov 01RBB Bancorp and Royal Business Bank Announce the Appointment of Mina Rizkalla as SVP/Sr. BSA Officer and Deputy Chief Risk OfficerRBB Bancorp announced the appointment of Mina Rizkalla as SVP/Sr. BSA Officer and Deputy Chief Risk Officer of RBB Bancorp (the Company) and Royal Business Bank (the Bank). Mr. Rizkalla will be the head of the Bank’s Bank Secrecy Act (BSA) department where he will oversee the Bank’s Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance program and assist in the administration of the Bank's comprehensive risk management programs for assessing, identifying, monitoring, and reducing risks. Mr. Rizkalla was previously the EVP & Chief Risk Officer/BSA Officer of Commonwealth Business Bank, which he joined in 2021. He brings significant experience in BSA/AML compliance, including his management of the BSA and compliance departments at CTBC Bank, East West Bank and OneWest Bank. He graduated from California State University, Los Angeles with a Bachelor of Science in Criminology.お知らせ • Oct 25RBB Bancorp Announces Net Charge-Offs for the Third Quarter Ended September 30, 2023RBB Bancorp announced net charge-offs for the third quarter ended September 30, 2023. Total net charge-offs were $2.2 million for the third quarter of 2023, as compared to net charge-offs of $580,000 in the prior quarter and net recoveries of $127,000 in the same quarter last year.お知らせ • Oct 20Rbb Bancorp Declares Quarterly Cash Dividend, Payable on November 10, 2023RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share. The dividend is payable on November 10, 2023 to common shareholders of record as of October 30, 2023.お知らせ • Oct 11RBB Bancorp to Report Q3, 2023 Results on Oct 23, 2023RBB Bancorp announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 23, 2023Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.58 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.58 (down from US$0.81 in 2Q 2022). Revenue: US$34.0m (down 14% from 2Q 2022). Net income: US$10.9m (down 29% from 2Q 2022). Profit margin: 32% (down from 39% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.Board Change • Jul 26High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Director Frank Wong was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.株主還元5SZDE BanksDE 市場7D-5.6%2.3%3.2%1Y32.4%33.7%2.5%株主還元を見る業界別リターン: 5SZ過去 1 年間で33.7 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: 5SZ過去 1 年間で2.5 % の収益を上げたGerman市場を上回りました。価格変動Is 5SZ's price volatile compared to industry and market?5SZ volatility5SZ Average Weekly Movement8.7%Banks Industry Average Movement4.1%Market Average Movement6.1%10% most volatile stocks in DE Market13.3%10% least volatile stocks in DE Market2.7%安定した株価: 5SZの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 5SZの weekly volatility ( 9% ) は過去 1 年間安定していますが、依然としてGermanの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト2008369Johnny Leewww.royalbusinessbankusa.comRBBバンコープはロイヤル・ビジネス・バンクの銀行持株会社として、中国系アメリカ人、韓国系アメリカ人、その他アジア系アメリカ人のコミュニティーに様々な銀行商品やサービスを提供している。預金商品には、当座預金、普通預金、マネーマーケット口座、譲渡性預金などがある。また、商業・投資家向け不動産ローン、ビジネス・ローンおよび信用枠、中小企業向けローン、貿易金融、一戸建て住宅ローンも提供している。さらに、国際信用状、SWIFT、輸出アドバイザリー、貿易金融割引、外国為替サービス、遠隔地預金、Eバンキング、モバイル・バンキング・サービス、財務管理サービスも提供している。個人、企業、自治体、その他団体にサービスを提供している。カリフォルニア州ロサンゼルス郡、カリフォルニア州オレンジ郡、カリフォルニア州ベンチュラ郡、ハワイ州ホノルル、また東部地域ではニューヨーク州マンハッタン、ブルックリン、クイーンズ、イリノイ州シカゴ、ニュージャージー州エジソンに支店を展開している。RBBバンコープは2008年に設立され、カリフォルニア州ロサンゼルスに本社を置く。もっと見るRBB Bancorp 基礎のまとめRBB Bancorp の収益と売上を時価総額と比較するとどうか。5SZ 基礎統計学時価総額€346.70m収益（TTM）€35.29m売上高(TTM)€109.28m9.8xPER（株価収益率0.8xPBR（株価純資産倍率5SZ は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計5SZ 損益計算書（TTM）収益US$126.84m売上原価US$0売上総利益US$126.84mその他の費用US$85.88m収益US$40.96m直近の収益報告Mar 31, 2026次回決算日該当なし一株当たり利益（EPS）2.42グロス・マージン100.00%純利益率32.29%有利子負債／自己資本比率50.0%5SZ の長期的なパフォーマンスは？過去の実績と比較を見る配当金2.7%現在の配当利回り27%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/24 09:34終値2026/05/22 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋RBB Bancorp 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。5 アナリスト機関Brendan NosalHovde Group, LLCKelly MottaKeefe, Bruyette, & WoodsMatthew ClarkPiper Sandler Companies2 その他のアナリストを表示
New Risk • 8hNew minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.7% average weekly change). Significant insider selling over the past 3 months (€177k sold).
お知らせ • Apr 21+ 1 more updateRBB Bancorp Reports Net Charge-Offs for First Quarter Ended March 31, 2026RBB Bancorp reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs of $22,000 against $2,643,000 a year ago.
お知らせ • Apr 13RBB Bancorp, Annual General Meeting, May 21, 2026RBB Bancorp, Annual General Meeting, May 21, 2026. Location: royal business bank corporate headquarters, 1055 wilshire blvd., suite 1200, california 90017, los angeles United States
お知らせ • Apr 08RBB Bancorp to Report Q1, 2026 Results on Apr 20, 2026RBB Bancorp announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 20, 2026
お知らせ • Jan 27+ 1 more updateRBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs of $1,624,000 against $2,006,000 a year ago.
お知らせ • Jan 08RBB Bancorp to Report Q4, 2025 Results on Jan 26, 2026RBB Bancorp announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 26, 2026
New Risk • 8hNew minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (8.7% average weekly change). Significant insider selling over the past 3 months (€177k sold).
お知らせ • Apr 21+ 1 more updateRBB Bancorp Reports Net Charge-Offs for First Quarter Ended March 31, 2026RBB Bancorp reported net charge-offs for the first quarter ended March 31, 2026. For the quarter, the company reported net charge-offs of $22,000 against $2,643,000 a year ago.
お知らせ • Apr 13RBB Bancorp, Annual General Meeting, May 21, 2026RBB Bancorp, Annual General Meeting, May 21, 2026. Location: royal business bank corporate headquarters, 1055 wilshire blvd., suite 1200, california 90017, los angeles United States
お知らせ • Apr 08RBB Bancorp to Report Q1, 2026 Results on Apr 20, 2026RBB Bancorp announced that they will report Q1, 2026 results at 4:00 PM, US Eastern Standard Time on Apr 20, 2026
お知らせ • Jan 27+ 1 more updateRBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2025RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2025. For the quarter, the company reported net charge-offs of $1,624,000 against $2,006,000 a year ago.
お知らせ • Jan 08RBB Bancorp to Report Q4, 2025 Results on Jan 26, 2026RBB Bancorp announced that they will report Q4, 2025 results at 4:00 PM, US Eastern Standard Time on Jan 26, 2026
お知らせ • Oct 21+ 1 more updateRBB Bancorp Reports Unaudited Net Charge-Offs Results for the Third Quarter Ended September 30, 2025RBB Bancorp reported unaudited net charge-offs results for the third quarter ended September 30, 2025. For the quarter, the company reported net charge-offs of $6,872,000 against $1,201,000 a year ago.
お知らせ • Oct 02RBB Bancorp to Report Q3, 2025 Results on Oct 20, 2025RBB Bancorp announced that they will report Q3, 2025 results at 4:00 PM, US Eastern Standard Time on Oct 20, 2025
お知らせ • Jul 22RBB Bancorp Declares Quarterly Cash Dividend ,Payable on August 12, 2025RBB Bancorp declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on August 12, 2025 to shareholders of record on July 31, 2025.
お知らせ • Jul 02RBB Bancorp to Report Q2, 2025 Results on Jul 21, 2025RBB Bancorp announced that they will report Q2, 2025 results After-Market on Jul 21, 2025
お知らせ • Jun 30RBB Bancorp(NasdaqGS:RBB) dropped from Russell 2000 Dynamic IndexRBB Bancorp(NasdaqGS:RBB) dropped from Russell 2000 Dynamic Index
お知らせ • May 30RBB Bancorp (NasdaqGS:RBB) announces an Equity Buyback for $18 million worth of its shares.RBB Bancorp (NasdaqGS:RBB) announces a share repurchase program. Under the program, the company will repurchase up to $18 million of the company’s outstanding common stock. The plan will be valid till June 30, 2026.
お知らせ • May 23RBB Bancorp Approves Appointment of Christopher Lin to the Board of DirectorsRBB Bancorp at its 2025 Annual Meeting of Shareholders held on May 21, 2025 approved appointment of Christopher Lin to the board of directors of the Company.
お知らせ • Apr 18RBB Bancorp Declares Quarterly Cash Dividend, Payable on May 12, 2025RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on May 12, 2025 to common shareholders of record as of April 30, 2025.
お知らせ • Apr 14RBB Bancorp, Annual General Meeting, May 21, 2025RBB Bancorp, Annual General Meeting, May 21, 2025. Location: royal business bank corporate headquarters, 1055 wilshire blvd suite 1200, california 90017, los angeles United States
お知らせ • Apr 08RBB Bancorp to Report Q1, 2025 Results on Apr 28, 2025RBB Bancorp announced that they will report Q1, 2025 results After-Market on Apr 28, 2025
お知らせ • Mar 07Zaya Younan Launches Landmark Fraud Lawsuit Against Royal Business BankZaya Younan has initiated legal proceedings in the Superior Court of California, County of Ventura, against Royal Business Bank and its three top executives: David R. Morris, Chief Executive Officer; Robert Franco, Chairman of the Directors’ Loan Committee; and Robert Ross, Deputy Chief Credit Officer (Case No: 2025CUOR038548). The lawsuit alleges that Royal Business Bank and its senior leadership engaged in a systematic scheme of fraud, deception, and predatory lending practices designed to exploit borrowers. According to the complaint, the bank, and its executives deliberately misrepresented and concealed the true terms and risks of loans while unlawfully altering or canceling critical financial instruments. They are further accused of engaging in unethical and deceptive business practices, acting in bad faith by willfully disregarding fair dealing and transparency, and intentionally interfering with the economic advantages of borrowers by disrupting their financial stability. The suit also contends that Royal Business Bank abused legal and administrative procedures for improper gain, inflicted severe emotional distress through calculated deceptive lending practices, and employed predatory tactics such as loan flipping, fee stacking, and other discreet fraudulent activities. It appears that Royal Business Bank has a documented history of engaging in fraudulent lending practices, with several former executives previously involved in similar misconduct. One of these executives was former CEO Alan Thian who was placed on leave amid an internal investigation. The probe found he had violated unspecified company policies and procedures, leading to his resignation. The same CEO was involved in originating of loans. In a further show of resolve, the complete lawsuit and all supporting documentation will be forwarded to key government agencies, including the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation (FDIC), the Federal Trade Commission (FTC), the Consumer Financial Protection Bureau (CFPB), and the Department of Financial Protection and Innovation (DFPI). This action underscores the grave risks that these fraudulent practices pose to investors, consumers, and the integrity of the financial system. Royal Business Bank now faces not only significant legal challenges but also heightened regulatory scrutiny and the potential for severe reputational damage. This litigation seeks to recover substantial damages incurred by the plaintiffs as a direct result of the bank’s alleged fraud and deceptive lending practices. They urge any borrower who has been adversely affected by Royal Business Bank’s unethical practices to contact us, as they are exploring the possibility of a collective class action lawsuit to ensure that every wronged party obtains the justice and compensation they deserve.
お知らせ • Jan 17RBB Bancorp Declares Quarterly Cash Dividend, Payable on February 12, 2025RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on February 12, 2025 to common shareholders of record as of January 31, 2025.
お知らせ • Jan 03RBB Bancorp to Report Q4, 2024 Results on Jan 21, 2025RBB Bancorp announced that they will report Q4, 2024 results After-Market on Jan 21, 2025
お知らせ • Dec 20+ 1 more updateRBB Bancorp and Royal Business Bank Announce Chief Executive Officer ChangesRBB Bancorp announced that effective January 1, 2025, Mr. Johnny Lee, currently President and Chief Banking Officer of Royal Business Bank (the “Bank”), will be appointed as Chief Executive Officer of the Bank. In addition, effective as of May 22, 2025, Mr. Lee will be appointed as Chief Executive Officer of the Company. Mr. Lee brings a wealth of knowledge and experience to the Company from various financial institutions, and the Company will continue to benefit and grow with his leadership. Prior to joining the Company in 2023, Mr. Lee, age 62, most recently served as Senior Managing Director, Head of International and Commercial Banking of East West Bank, from 2021 to 2023. Prior thereto, Mr. Lee also served in the following roles at East West Bank: Head of Venture Lending, Emerging Technologies, from 2018 to 2023; Managing Director & Chief Administrative Officer, US Greater China (Bridge) Banking, from 2015 to 2018; and Managing Director, International Banking Group, Corporate Banking Division, from 2013 to 2015. Mr. Lee has over 35 years of banking experience. Effective January 1, 2025, Mr. David Morris, will resign from his position as Chief Executive Officer of the Bank. Mr. Morris will continue serving as the Company’s Chief Executive Officer until he retires effective as of May 21, 2025. Mr. Morris will remain on the Boards of Directors of the Company and the Bank.
Declared Dividend • Oct 28Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 31st October 2024 Payment date: 12th November 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is well covered by earnings (34% payout ratio) and is expected to be well covered in 3 years' time (34% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to grow by 12% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
Reported Earnings • Oct 22Third quarter 2024 earnings released: EPS: US$0.39 (vs US$0.45 in 3Q 2023)Third quarter 2024 results: EPS: US$0.39 (down from US$0.45 in 3Q 2023). Revenue: US$27.0m (down 6.8% from 3Q 2023). Net income: US$7.00m (down 17% from 3Q 2023). Profit margin: 26% (down from 29% in 3Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 6.1% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • Oct 22RBB Bancorp Declares Cash Dividend on Common Stock, Payable on November 12, 2024On October 21, 2024, RBB Bancorp announced that its Board of Directors declared a cash dividend of $0.16 per share of its common stock, payable on November 12, 2024, to common shareholders of record as of October 31, 2024.
お知らせ • Oct 02RBB Bancorp to Report Q3, 2024 Results on Oct 21, 2024RBB Bancorp announced that they will report Q3, 2024 results After-Market on Oct 21, 2024
Declared Dividend • Jul 29Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 31st July 2024 Payment date: 12th August 2024 Dividend yield will be 2.9%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to decline by 7.9% over the next year. However, it would need to fall by 63% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Jul 23Second quarter 2024 earnings released: EPS: US$0.39 (vs US$0.58 in 2Q 2023)Second quarter 2024 results: EPS: US$0.39 (down from US$0.58 in 2Q 2023). Revenue: US$26.9m (down 21% from 2Q 2023). Net income: US$7.25m (down 34% from 2Q 2023). Profit margin: 27% (down from 32% in 2Q 2023). The decrease in margin was driven by lower revenue. Revenue is forecast to grow 1.1% p.a. on average during the next 2 years, compared to a 3.2% growth forecast for the Banks industry in Europe. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has remained flat, which means it is well ahead of earnings.
お知らせ • Jul 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on August 12, 2024RBB Bancorp announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on August 12, 2024 to common shareholders of record as of July 31, 2024.
Valuation Update With 7 Day Price Move • Jul 18Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €19.90, the stock trades at a forward P/E ratio of 14x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 7.2% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at €31.62 per share.
お知らせ • Jul 04RBB Bancorp to Report Q2, 2024 Results on Jul 22, 2024RBB Bancorp announced that they will report Q2, 2024 results After-Market on Jul 22, 2024
Recent Insider Transactions • Jun 19Independent Director recently bought €112k worth of stockOn the 14th of June, James W. Kao bought around 7k shares on-market at roughly €15.97 per share. This transaction amounted to 1.3% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €1.7m more in shares than they have sold in the last 12 months.
お知らせ • May 16RBB Bancorp, Royal Business Bank and RBB Asset Management Company Appoint Christina Kao as the New Chair of the BoardRBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as “the Company,” announced that at their Organizational Board of Director meetings held on May 15, 2024, after the Company annual shareholder meeting, Ms. Christina Kao has been unanimously appointed as the new Chair of the Board for the Company. Dr. James Kao, Chair of the Board for the past three years of RBB Bancorp and the Bank, will remain on the Boards of Directors and serve as chair of the new Enterprise Risk Committee. Ms. Kao has been director of the Company since 2019, and she has served as Compensation Committee Chair; Nominating and Corporate Governance Chair; and she has served on the Audit; Asset Liability Management; Directors Loan; Community Reinvestment Act; and Information Technology and Security committees. Ms. Kao has been an integral part of the reconstitution of the Boards of Directors and management, spearheading improved governance. Ms. Kao is a local business owner in Las Vegas, Nevada since 2017. From 2009 to 2017, Ms. Kao worked in purchasing, marketing, and new business development for leading chemical and material science corporations, such as Solvay, Dow Chemical, and DuPont. Prior to 2009, she was a consultant and CFO for a non-profit engineering consulting firm, and she has also consulted for a biotech start-up specializing in diagnostics and a food start-up. Ms. Kao holds a B.S. in Chemical Engineering from Virginia Commonwealth University and an M.B.A. from Harvard Business School.
Upcoming Dividend • Apr 25Upcoming dividend of US$0.16 per shareEligible shareholders must have bought the stock before 30 April 2024. Payment date: 13 May 2024. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 3.5%. Lower than top quartile of German dividend payers (4.8%). Lower than average of industry peers (6.4%).
Declared Dividend • Apr 24First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 30th April 2024 Payment date: 13th May 2024 Dividend yield will be 3.6%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 10% per year over the past 7 years. However, payments have been volatile during that time. EPS is expected to decline by 13% over the next year. However, it would need to fall by 66% to increase the payout ratio to a potentially unsustainable range.
Reported Earnings • Apr 23First quarter 2024 earnings released: EPS: US$0.43 (vs US$0.58 in 1Q 2023)First quarter 2024 results: EPS: US$0.43 (down from US$0.58 in 1Q 2023). Revenue: US$28.2m (down 18% from 1Q 2023). Net income: US$8.04m (down 27% from 1Q 2023). Profit margin: 28% (down from 32% in 1Q 2023). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 1.4% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.3%. Over the last 3 years on average, earnings per share has remained flat and the company’s share price has also remained flat.
お知らせ • Apr 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on May 13, 2024RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on May 13, 2024 to common shareholders of record as of May 1, 2024.
お知らせ • Apr 10RBB Bancorp, Annual General Meeting, May 15, 2024RBB Bancorp, Annual General Meeting, May 15, 2024, at 11:00 Pacific Standard Time. Location: Royal Business Bank Corporate Headquarters, 1055 Wilshire Blvd Suite 1200 Los Angeles California United States Agenda: To consider Election of Directors; to approve, on a non-binding advisory basis, the compensation of the Company’s NEOs; to ratify appointment of Crowe LLP as the Company’s independent auditor for the fiscal year ending December 31, 2024; and to consider other matters.
お知らせ • Apr 03RBB Bancorp to Report Q1, 2024 Results on Apr 22, 2024RBB Bancorp announced that they will report Q1, 2024 results After-Market on Apr 22, 2024
Recent Insider Transactions • Mar 17Independent Chairman of the Board recently bought €282k worth of stockOn the 14th of March, James W. Kao bought around 18k shares on-market at roughly €15.51 per share. This transaction amounted to 3.5% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €518k. James W. has been a buyer over the last 12 months, purchasing a net total of €1.4m worth in shares.
Reported Earnings • Mar 14Full year 2023 earnings released: EPS: US$2.24 (vs US$3.37 in FY 2022)Full year 2023 results: EPS: US$2.24 (down from US$3.37 in FY 2022). Revenue: US$130.9m (down 16% from FY 2022). Net income: US$42.5m (down 34% from FY 2022). Profit margin: 32% (down from 41% in FY 2022). The decrease in margin was driven by lower revenue. Net interest margin (NIM): 3.16% (down from 4.02% in FY 2022). Cost-to-income ratio: 52.6% (up from 40.1% in FY 2022). Non-performing loans: 1.04% (up from 0.71% in FY 2022). Revenue is expected to decline by 3.9% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 3.8%. Over the last 3 years on average, earnings per share has increased by 9% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
Recent Insider Transactions • Mar 01Independent Chairman of the Board recently bought €109k worth of stockOn the 28th of February, James W. Kao bought around 7k shares on-market at roughly €15.54 per share. This transaction amounted to 1.4% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth €518k. James W. has been a buyer over the last 12 months, purchasing a net total of €982k worth in shares.
Board Change • Feb 13High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Director Frank Wong was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jan 23RBB Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2023RBB Bancorp reported net charge-offs for the fourth quarter ended December 31, 2023. For the quarter, the company reported net charge-offs of $109,000 against $85,000 a year ago.
お知らせ • Jan 19RBB Bancorp Declares Quarterly Cash Dividend, Payable on February 9, 2024RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per common share. The dividend is payable on February 9, 2024 to common shareholders of record as of January 31, 2024.
お知らせ • Jan 10RBB Bancorp to Report Q4, 2023 Results on Jan 22, 2024RBB Bancorp announced that they will report Q4, 2023 results After-Market on Jan 22, 2024
お知らせ • Dec 13Rbb Bancorp and Banc of California, Inc. Appoints Lynn M. Hopkins as Interim Executive Vice PresidentRBB Bancorp announced that Lynn M. Hopkins has been appointed as interim executive vice president of Royal Business Bank and RBB Bancorp, effective December 7, 2023. Hopkins, who has over 30 years of financial services industry experience, has served as chief financial officer at various financial institutions. She has expertise in banking risk management, corporate governance and operations, strategic planning and forecasting, liquidity, treasury and asset liability risk management, mergers and acquisitions, integration and conversion activities and technical accounting. Hopkins previously served as executive vice president and chief financial officer at Banc of California Inc., a publicly traded bank holding company. Hopkins also held chief financial officer roles at First Choice Bancorp and Commercial Bank of California and various executive finance and corporate leadership roles at PacWest Bancorp, California Community Bancshares and Western Bancorp. Alex Ko informed the board that he is voluntarily resigning from his position as CFO due to personal reasons. He will be available as a consultant to assist in the transition to the new Interim CFO.
お知らせ • Dec 12RBB Bancorp and Royal Business Bank Announces Chief Financial Officer Changes, Effective December 7, 2023RBB Bancorp announced that Lynn M. Hopkins has been appointed as chief financial officer of Royal Business Bank and RBB Bancorp, effective December 7, 2023. Hopkins, who has over 30 years of financial services industry experience, has served as chief financial officer at various financial institutions. She has expertise in banking risk management, corporate governance and operations, strategic planning and forecasting, liquidity, treasury and asset liability risk management, mergers and acquisitions, integration and conversion activities and technical accounting. Hopkins previously served as executive vice president and chief financial officer at Banc of California Inc., a publicly traded bank holding company. Hopkins also held chief financial officer roles at First Choice Bancorp and Commercial Bank of California and various executive finance and corporate leadership roles at PacWest Bancorp, California Community Bancshares and Western Bancorp. Alex Ko informed the board that he is voluntarily resigning from his position as CFO due to personal reasons. He will be available as a consultant to assist in the transition to the new Interim CFO.
お知らせ • Nov 14RBB Bancorp announced delayed 10-Q filingOn 11/13/2023, RBB Bancorp announced that they will be unable to file their next 10-Q by the deadline required by the SEC.
Recent Insider Transactions • Nov 10Independent Director recently bought €93k worth of stockOn the 6th of November, Scott Polakoff bought around 7k shares on-market at roughly €12.59 per share. This trade did not impact their existing holding. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought €100k more in shares than they have sold in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 19%After last week's 19% share price gain to €12.50, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 7x in the Banks industry in Europe. Total loss to shareholders of 42% over the past year.
お知らせ • Nov 01RBB Bancorp and Royal Business Bank Announce the Appointment of Mina Rizkalla as SVP/Sr. BSA Officer and Deputy Chief Risk OfficerRBB Bancorp announced the appointment of Mina Rizkalla as SVP/Sr. BSA Officer and Deputy Chief Risk Officer of RBB Bancorp (the Company) and Royal Business Bank (the Bank). Mr. Rizkalla will be the head of the Bank’s Bank Secrecy Act (BSA) department where he will oversee the Bank’s Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT) compliance program and assist in the administration of the Bank's comprehensive risk management programs for assessing, identifying, monitoring, and reducing risks. Mr. Rizkalla was previously the EVP & Chief Risk Officer/BSA Officer of Commonwealth Business Bank, which he joined in 2021. He brings significant experience in BSA/AML compliance, including his management of the BSA and compliance departments at CTBC Bank, East West Bank and OneWest Bank. He graduated from California State University, Los Angeles with a Bachelor of Science in Criminology.
お知らせ • Oct 25RBB Bancorp Announces Net Charge-Offs for the Third Quarter Ended September 30, 2023RBB Bancorp announced net charge-offs for the third quarter ended September 30, 2023. Total net charge-offs were $2.2 million for the third quarter of 2023, as compared to net charge-offs of $580,000 in the prior quarter and net recoveries of $127,000 in the same quarter last year.
お知らせ • Oct 20Rbb Bancorp Declares Quarterly Cash Dividend, Payable on November 10, 2023RBB Bancorp and its subsidiaries, Royal Business Bank and RBB Asset Management Company, collectively referred to herein as "the Company", announced that its Board of Directors has declared a quarterly cash dividend of $0.16 per share. The dividend is payable on November 10, 2023 to common shareholders of record as of October 30, 2023.
お知らせ • Oct 11RBB Bancorp to Report Q3, 2023 Results on Oct 23, 2023RBB Bancorp announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 23, 2023
Reported Earnings • Jul 26Second quarter 2023 earnings released: EPS: US$0.58 (vs US$0.81 in 2Q 2022)Second quarter 2023 results: EPS: US$0.58 (down from US$0.81 in 2Q 2022). Revenue: US$34.0m (down 14% from 2Q 2022). Net income: US$10.9m (down 29% from 2Q 2022). Profit margin: 32% (down from 39% in 2Q 2022). The decrease in margin was driven by lower revenue. Revenue is expected to decline by 8.7% p.a. on average during the next 2 years, while revenues in the Banks industry in Europe are expected to grow by 4.4%.
Board Change • Jul 26High number of new directorsThere are 7 new directors who have joined the board in the last 3 years. Independent Director Frank Wong was the last director to join the board, commencing their role in 2023. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
