Carver Bancorp(39CN)株式概要カーバー・バンコープはカーバー・フェデラル・セービングス・バンクの持株会社として、主にニューヨーク州の消費者、企業、非営利団体、政府・準政府機関向けに消費者・商業銀行サービスを提供している。 詳細39CN ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長0/6過去の実績0/6財務の健全性3/6配当金0/6リスク分析過去5年間で収益は年間30.4%減少しました。 意味のある時価総額がありません ( €8M )German市場と比較した過去 3 か月間の株価の変動過去1年間で株主の希薄化が進んだ +1 さらなるリスクすべてのリスクチェックを見る39CN Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW485,335 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG485,335 investors already sharing narrativesYour Fair Value€Current Price€1.2483.5% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-13m32m2016201920222025202620282031Revenue US$23.6mEarnings US$7.5mAdvancedSet Fair ValueView all narrativesCarver Bancorp, Inc. 競合他社Versailles FinancialSymbol: OTCPK:VERFMarket cap: US$8.6mWCF BancorpSymbol: OTCPK:WCFBMarket cap: US$7.2mUnion FinancialSymbol: OTCPK:UFCPMarket cap: US$8.3mEWSB BancorpSymbol: OTCPK:EWSBMarket cap: US$7.0m価格と性能株価の高値、安値、推移の概要Carver Bancorp過去の株価現在の株価US$1.2452週高値US$3.0852週安値US$0.90ベータ1.541ヶ月の変化4.20%3ヶ月変化-13.29%1年変化-15.65%3年間の変化n/a5年間の変化n/aIPOからの変化-31.87%最新ニュースお知らせ • May 25Carver Bancorp, Inc. Announces Board AppointmentsCarver Bancorp, Inc. announced that stockholders have elected both of the Company's director nominees – Keith Mestrich and Donald Felix – to the Board of Directors at the Annual Meeting of Stockholders held May 21, 2026. Each of Carver's nominees received more than 90% of the votes cast.お知らせ • Apr 29Carver Bancorp, Inc. Announces Pazel G. Jackson, Jr and Robin L. Nunn Will Not Stand for Reelection of Board of DirectorsCarver Bancorp, Inc. announced that current directors Dr. Pazel G. Jackson, Jr., and Robin L. Nunn will not stand for re-election at the Annual Meeting.お知らせ • Mar 23Carver Bancorp, Inc. Announces CFO ChangesCarver Bancorp, Inc. announced the appointment of Lisa Robinson Smith as Chief Financial Officer. Ms. Robinson Smith, who has served as the Company's Deputy Chief Financial Officer since June 2025, replaces Christina Maier, who has retired from the Company. Ms. Robinson Smith brings more than 20 years of financial services experience, with deep expertise in financial planning and analysis, strategic execution, and operational leadership. Most recently, she served as Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, where she partnered with the CFO and leadership team to support over $200 billion in assets under management. In that role, she led budgeting, forecasting, and reporting processes, and supported major growth and transformation initiatives, including divestitures, product development, and strategic partnerships. Prior to joining Guggenheim Investments, Ms. Robinson Smith held positions at JPMorganChase and Bear Stearns, where she managed complex financial operations and led business transformations. At JPMorganChase, she directed a $100 million corporate initiative to internalize brokerage operations and developed pricing models that informed senior leadership decisions. At Bear Stearns, she supported product development and strategic initiatives for a $5 billion Managed Accounts platform. She began her career at Deloitte in New York, where she earned her Certified Public Accountant license and supported a range of clients, including private investment clients with assets exceeding $2 billion. Ms. Robinson Smith earned her MBA from the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship, and a BS in Accounting from Hampton University.お知らせ • Jan 21Carver Bancorp, Inc., Annual General Meeting, May 21, 2026Carver Bancorp, Inc., Annual General Meeting, May 21, 2026.お知らせ • Dec 09Carver Bancorp, Inc. Files Form 15Carver Bancorp, Inc. has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its Common Stock, par value $0.01 per share under the Securities Exchange Act of 1934, as amended.お知らせ • Nov 26Dream Chasers Calls for Special Meeting at Carver BancorpOn November 25, 2025, Dream Chasers Capital Group LLC urged Carver Bancorp Inc shareholders to email each board member demanding a vote on the proposed NASDAQ delisting, requested the Board to delay its planned November 28, 2025, delisting filing and call a special shareholder meeting, as delisting announcement has caused $10 million in stock value loss, and the move seen as an attempt to entrench management, reduce transparency, and avoid regulatory oversight. In addition, Dream Chasers argues shareholders should vote on such a critical issue and notes that 70% of retail shareholders voted against the Board in the last annual meeting. Dream Chasers stating that delisting described as the biggest material change in 75 years of the bank’s history, believes this move will inhibit turnaround efforts, not enhance flexibility as claimed by the Board.最新情報をもっと見るRecent updatesお知らせ • May 25Carver Bancorp, Inc. Announces Board AppointmentsCarver Bancorp, Inc. announced that stockholders have elected both of the Company's director nominees – Keith Mestrich and Donald Felix – to the Board of Directors at the Annual Meeting of Stockholders held May 21, 2026. Each of Carver's nominees received more than 90% of the votes cast.お知らせ • Apr 29Carver Bancorp, Inc. Announces Pazel G. Jackson, Jr and Robin L. Nunn Will Not Stand for Reelection of Board of DirectorsCarver Bancorp, Inc. announced that current directors Dr. Pazel G. Jackson, Jr., and Robin L. Nunn will not stand for re-election at the Annual Meeting.お知らせ • Mar 23Carver Bancorp, Inc. Announces CFO ChangesCarver Bancorp, Inc. announced the appointment of Lisa Robinson Smith as Chief Financial Officer. Ms. Robinson Smith, who has served as the Company's Deputy Chief Financial Officer since June 2025, replaces Christina Maier, who has retired from the Company. Ms. Robinson Smith brings more than 20 years of financial services experience, with deep expertise in financial planning and analysis, strategic execution, and operational leadership. Most recently, she served as Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, where she partnered with the CFO and leadership team to support over $200 billion in assets under management. In that role, she led budgeting, forecasting, and reporting processes, and supported major growth and transformation initiatives, including divestitures, product development, and strategic partnerships. Prior to joining Guggenheim Investments, Ms. Robinson Smith held positions at JPMorganChase and Bear Stearns, where she managed complex financial operations and led business transformations. At JPMorganChase, she directed a $100 million corporate initiative to internalize brokerage operations and developed pricing models that informed senior leadership decisions. At Bear Stearns, she supported product development and strategic initiatives for a $5 billion Managed Accounts platform. She began her career at Deloitte in New York, where she earned her Certified Public Accountant license and supported a range of clients, including private investment clients with assets exceeding $2 billion. Ms. Robinson Smith earned her MBA from the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship, and a BS in Accounting from Hampton University.お知らせ • Jan 21Carver Bancorp, Inc., Annual General Meeting, May 21, 2026Carver Bancorp, Inc., Annual General Meeting, May 21, 2026.お知らせ • Dec 09Carver Bancorp, Inc. Files Form 15Carver Bancorp, Inc. has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its Common Stock, par value $0.01 per share under the Securities Exchange Act of 1934, as amended.お知らせ • Nov 26Dream Chasers Calls for Special Meeting at Carver BancorpOn November 25, 2025, Dream Chasers Capital Group LLC urged Carver Bancorp Inc shareholders to email each board member demanding a vote on the proposed NASDAQ delisting, requested the Board to delay its planned November 28, 2025, delisting filing and call a special shareholder meeting, as delisting announcement has caused $10 million in stock value loss, and the move seen as an attempt to entrench management, reduce transparency, and avoid regulatory oversight. In addition, Dream Chasers argues shareholders should vote on such a critical issue and notes that 70% of retail shareholders voted against the Board in the last annual meeting. Dream Chasers stating that delisting described as the biggest material change in 75 years of the bank’s history, believes this move will inhibit turnaround efforts, not enhance flexibility as claimed by the Board.お知らせ • Nov 19Carver Bancorp, Inc. Announces Intention to List on OTCQX, Voluntarily Delist from Nasdaq and Deregister from SECCarver Bancorp, Inc. announced its voluntary decision to deregister its common stock with the Securities and Exchange Commission (the “SEC”) and delist its common stock from The Nasdaq Stock Market LLC (“Nasdaq”) to the OTCQX Market. The Company has notified Nasdaq of its intent to voluntarily delist and withdraw the registration of its common stock with the SEC. The Company intends to file a Form 25 (Notification of Removal from Listing) with the SEC on or about November 28, 2025 and expects the last trading day on Nasdaq will be on or about December 5, 2025. Following delisting from Nasdaq, the Company expects its common stock will be quoted on the OTCQX Market beginning on or about December 8, 2025, under the symbol “CARV”. The Company also intends to file a Form 15 (Certification and Notice of Termination From Registration) with the SEC on or about December 8, 2025. Upon filing, the Company’s obligation to file periodic reports with the SEC, including Forms 10-K, 10-Q and 8-K, will be suspended immediately and will terminate when deregistration becomes effective 90 days after the Form 15 is filed. “After careful consideration, the Board of Directors has determined that this course of action is in the best interests of the Company and its stockholders. Among other reasons, it will facilitate the Company’s ability to execute our strategic plan and also reduce our expenses. The Company’s financial and other metrics fit in well as an OTC traded company, and the OTC provides the Company with greater flexibility to pursue initiatives that support creating an enduring brand, long-term growth, and enhanced capital,” said Company President and Chief Executive Officer, Donald Felix.お知らせ • Sep 24Dream Chasers Calls for Sale of CarverOn September 23, 2025, Dream Chasers Capital Group LLC announced that it has expressed interest in working with other entities-family offices, hedge funds, private equity, Fintech, crypto-currency companies, or very high net worth individuals -to acquire a controlling interest in Carver Bancorp, pursue a merger or complete a full takeover of the Company, and it believes the Company can be a profitable bank and produce significant returns for shareholders but new capital and a team with experience running a bank must be put in charge. In addition, Dream Chasers Capital stated that the Office of the Comptroller of the Currency has required Company to enter into a formal agreement to address unsafe or unsound practices related to its strategic planning and earnings performance. Further, Dream Chasers Capital argues the current board has failed repeatedly and cannot be trusted to execute new plans, urges shareholders to support its alternative backed plans, and warns against anti-takeover or dilutive actions by the current board.お知らせ • Dec 10Dream Chasers Capital Issues an Open letter to Shareholders of Carver BancorpOn December 9, 2024, Dream Chasers Capital Group LLC announced that it has sent a letter to shareholders of Carver Bancorp, Inc, stating that Company’s Board has presided over significant losses and shareholder value destruction for too long, shareholders need a Board focused on restoring the value of their investments and driving growth and profitability to maintain Company's important community role, and its nominees are extremely capable and aligned with shareholder interests. In addition, Dream Chasers Capital urged shareholders of the Company to vote for its board nominees Jeffrey "Jeff" Anderson and Jeffrey Bailey, withhold vote on Company director nominees, at the annual meeting of shareholders scheduled to be held on December 12, 2024.お知らせ • Dec 03Dream Chasers Capital Urges Carver Bancorp Shareholders to Elect New Directors for Board Change Ahead of December 2024 MeetingOn December 2, 2024, Dream Chasers Capital Group LLC has called on large financial institutions and funds invested in Carver Bancorp, Inc. to support their nominees for the Carver Board of Directors ahead of the December 12, 2024, Annual Meeting of Shareholders. This comes amid Carver's decade-long poor performance, with nearly $25 million in losses and a 79% decline in total shareholder return. Institutional Shareholder Services (ISS) has criticized Carver's operational underperformance and governance issues. Dream Chasers is advocating for the election of Jeffrey “Jeff” Anderson, a former J.P. Morgan executive, and Jeffrey Bailey, Carver’s largest individual shareholder, to drive necessary changes for improved profitability and shareholder value. Significant stakeholders, including Greg Lewis, CEO of Dream Chasers, highlight the need for new leadership to overcome past failures and better serve New York’s lower- and middle-income communities. Despite past investments from major institutions like Goldman Sachs and Bank of America, Carver has struggled, with shares declining 36% since last summer’s investment by the National Community Investment Fund. Dream Chasers urges shareholders to vote for Anderson and Bailey to secure Carver’s future success and community role.お知らせ • Nov 26Dream Chasers Capital Group Calls for Immediate Changes at Carver Bancorp, Nominates New Board Members to Drive Growth and ProfitabilityOn November 26, 2024, Dream Chasers Capital Group LLC publicly urged the Board of Directors of Carver Bancorp, Inc. to take immediate action to enhance deposits, revenues, and profitability, criticizing the Board for relying on empty rhetoric and presentations. In an open letter to shareholders, Dream Chasers called for the election of Mr. Jeffrey "Jeff" Anderson and Mr. Jeffrey Bailey to the Board at the upcoming Annual Meeting of Shareholders on December 12, 2024, emphasizing their potential to drive growth and shareholder value. Greg Lewis, CEO of Dream Chasers, highlighted the need for Carver to provide essential wealth-building services, such as mortgage loans and retirement planning, to communities of color, leveraging its New York City location and access to capital markets. Lewis criticized the current Board for its failure to grow deposits over the past decade, resulting in significant financial underperformance and value destruction, with losses exceeding $25 million and a 79% decline in shareholder value. He pointed out the misleading statements by Carver’s Board, noting the lack of public company board experience among its own nominees, Kenneth Knuckles and Jillian Joseph, and their insufficient banking experience. In contrast, Mr. Anderson and Mr. Bailey bring extensive financial management expertise and entrepreneurial success, respectively, which Dream Chasers believes are crucial for Carver’s turnaround. Additionally, Dream Chasers urged the shareholders to vote for Anderson and Bailey using its proxy card and to withhold votes for Knuckles and Joseph, who have been associated with poor performance and misaligned compensation practices.お知らせ • Nov 20Dream Chasers Solicits Proxies from the ShareholdersOn November 20, 2024, Dream Chasers Capital Group LLC called for urgent action from CEO Donald Felix and the Board of Directors of Carver Bancorp, Inc. to drive growth and profitability at the Company. Carver reported a second quarter loss of $2.1 million in its 10-Q filed with the SEC on Thursday, November 14, 2024, up from $1.48 million in losses for the same quarter in 2023. "The Board of Directors of a public company sets the plan, and the CEO executes it," said Greg Lewis, CEO of Dream Chasers Capital Group. "At Carver, every 'plan' the Board has set for the last ten years has only led to massive shareholder value destruction. For any team – whether a professional sports team or a company – such a losing record means new talent is necessary. Electing Mr. Anderson and Mr. Bailey to the Board gives Carver shareholders the best chance of success." Dream Chasers highlighted Carver's poor performance and the urgent need for change in a presentation filed with the SEC and sent shareholders a letter urging them to vote FOR Mr. Jeffrey "Jeff" Anderson and Mr. Jeffrey Bailey for election to the Board of Directors and vote WITHOLD on the Carver non-performing directors, using the BLUE proxy card.Reported Earnings • Nov 17Second quarter 2025 earnings released: US$0.41 loss per share (vs US$0.33 loss in 2Q 2024)Second quarter 2025 results: US$0.41 loss per share (further deteriorated from US$0.33 loss in 2Q 2024). Revenue: US$6.12m (down 8.6% from 2Q 2024). Net loss: US$2.11m (loss widened 33% from 2Q 2024).お知らせ • Nov 13Dream Chasers Capital Group LLC Issues a Letter to the Shareholders of Carver BancorpOn November 11, 2024,?Dream Chasers Capital Group LLC announced that it has issued a letter to nominate 2 candidates Jeffrey “Jeff” Anderson and Jeffrey Bailey for election to the Board and encouraged shareholders to vote FOR on the enclosed BLUE proxy card at Carver Bancorp, Inc upcoming annual meeting to be held on December 12, 2024. Dream Chasers added that it has urged shareholders to WITHOLD vote for the Company Nominees and vote AGAINST Proposal 4, the nonbinding advisory vote on executive compensation.お知らせ • Nov 01Carver Bancorp, Inc., Annual General Meeting, Dec 12, 2024Carver Bancorp, Inc., Annual General Meeting, Dec 12, 2024.Board Change • Oct 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Sep 17Carver Bancorp, Inc. and Carver Federal Savings Bank Announces CEO ChangesCarver Bancorp, Inc. the holding company for Carver Federal Savings Bank (the "Bank"), announced that its Board of Directors has named Donald Felix as CEO of the Company and Bank effective November 1, 2024. Mr. Felix is an accomplished banking executive with over 25 years of global banking and broad C-level experience. In his most recent role at Citizens Financial Group, Inc. as Executive Vice President and Head of National Banking & Expansion, Mr. Felix drove increased profitability and grew deposits by $3B. In this and previous roles at JPMorgan Chase and Citi, he has had extensive experience managing deposits and lending, delivering innovations in digital banking, and launching new products and solutions for consumer financial health. His roles have spanned consumer banking and wealth management, corporate banking, office of the Chairman/CEO, and investment banking, domestically and internationally. The Board undertook a comprehensive national search to find a permanent CEO to lead Carver in its ongoing mission to provide banking services and business capital to diverse urban communities throughout Greater New York City, and beyond. Mr. Felix will succeed Craig C. MacKay, an independent director since February 2017, who has served as the Interim President and CEO of the Company and Bank since October 2023. Mr. MacKay will continue to serve as a member of the Carver Board. Prior to his employment with Carver, Mr. Felix served as Executive Vice President of Citizens Financial Group, Head of National Banking & Expansion from 2021 to 2023. Before that, he served as Managing Director of JPMorgan Chase, in the Consumer Bank as Head of Consumer Financial Health from 2019 to 2021. He was also the Chief of Staff in the Office of the CEO, for Chase Consumer Bank & Wealth Management, from 2016 to 2019, and before joining Chase held various senior positions domestically and abroad at Citi from 1996 to 2016. He holds an MBA in Finance and Strategic Management from The Wharton School, University of Pennsylvania, and a BBA in Information Systems and Analysis from Howard University. He is a Director at the Urban League of Eastern Massachusetts. A first-generation Caribbean-American, Mr. Felix was born and raised in New York City and has a deep connection and long history of civic engagement with the communities that Carver serves.お知らせ • Jul 23Dream Chasers Capital to Nominate Directors to Carver BoardOn July 23, 2024, Dream Chasers Capital (DCCG) announced that on July 12, 2024, DCCG sent Carver Bancorp, Inc’s board a slate of 2new nominees, Jeff Anderson and Jeffrey John Bailey for election to the board at the bank’s upcoming annual meeting. On July 18, 2024, Carver notified Dream Chasers of its receipt of Dream Chasers director nominees. Dream Chasers stated that it confident that the Company shareholders will view these 2 nominees as aligned with their interests and Dream Chasers see no reason why the bank should have any issues with these exceptional directors. Dream Chasers expressed that any attempt to deny these directors a vote – out of self-preservation or self-interest – may be a catalyst for an eventual sub $1 per share stock price, significantly handicap the bank's ability to raise future capital to carry out its mission and present going concern risk. Dream Chasers also believes it has the tacit support of a large percentage of the Company's shareholders and it remains open to negotiation for the benefit of all shareholders, and it encourages the Board to do the right thing as shareholder watch.お知らせ • Jul 02Carver Bancorp, Inc. announced delayed annual 10-K filingOn 07/01/2024, Carver Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Feb 01Dream Chasers Capital Group LLC cancelled the acquisition of an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV).Dream Chasers Capital Group LLC made the offer in a letter to acquire an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV) for $5 million on August 14, 2023. Dream Chasers Capital made a significant offer to buy 35% of the bank's shares for $3 a share, a premium above the current stock price. By making this offer, the Investment Fund hopes to take control of the bank and replace the current management and board with an already assembled world-class team of minority executives. Dream Chasers plans to recapitalize the bank and introduce a platform of value-added wealth building services to attract new depositors, thus leading to an increase in shareholder value. By going public with its $3 per share offer to take a controlling interest, Dream Chasers is seeking to rally support for Project Uplift–in whatever form that may come–from civil society builders, like-minded shareholders, activist of all stripes, financial executives, corporations, current Carver bank employees, social media influences, celebrities, professional athletes, entertainers, business titans and all constituents who have a vested interest in seeing communities of color build generational wealth. Shareholders should be keen to prevent current management/board, from taking any self-serving, dilutive, anti-takeover actions or enact poison pill bylaws -to the detriment of shareholders and the African American community.As of January 25, 2023, Dream Chasers made an offer to acquire 35% stake in Carver Bancorp for $3.25 a share. On January 24, 2024, Dream Chasers met with the Board of Directors of Carver Bancorp to discuss the offer.Dream Chasers Capital Group LLC cancelled the acquisition of an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV) on January 31, 2024. The board of Carver Bancorp reviewed and thoroughly rejected an offer by Dream Chasers Capital Group to acquire 35% interest in Carver’s common equity. In particular, the Board noted the following contributing factors in its decision to reject Dream Chasers’ offer: The significant reputational risk resulting from the adverse regulatory history of Dream Chasers’ leadership; The anticipated inability of Dream Chasers to obtain regulatory approval for the purchase of a material interest in Carver; The anticipated inability of Dream Chasers to qualify as a bank holding company; The lack of direct experience of Dream Chasers’ leadership with a federally regulated and insured depository institution; The unsubstantiated financial resources of Dream Chasers; and The unrealistically low offer price based on Carver’s intrinsic value.Board Change • Dec 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.株主還元39CNDE BanksDE 市場7D9.7%-0.5%-0.5%1Y-15.6%38.2%-2.1%株主還元を見る業界別リターン: 39CN過去 1 年間で44.1 % の収益を上げたGerman Banks業界を下回りました。リターン対市場: 39CNは、過去 1 年間で1.2 % のリターンを上げたGerman市場を下回りました。価格変動Is 39CN's price volatile compared to industry and market?39CN volatility39CN Average Weekly Movement12.4%Banks Industry Average Movement3.6%Market Average Movement5.5%10% most volatile stocks in DE Market12.7%10% least volatile stocks in DE Market2.8%安定した株価: 39CNの株価は、 German市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 39CNの 週次ボラティリティ は過去 1 年間で18%から12%に減少しましたが、依然としてGerman株の 75% よりも高くなっています。会社概要設立従業員CEO(最高経営責任者ウェブサイト194896Don Felixwww.carverbank.comカーバー・バンコープ・インクはカーバー・フェデラル・セービングス・バンクの持株会社として、主にニューヨーク州で消費者、企業、非営利団体、政府・準政府機関向けに消費者・商業銀行サービスを提供している。要求払い預金、貯蓄預金、定期預金、通帳口座、ステートメント口座、譲渡性預金、個人退職金口座など、様々な預金商品を取り扱っている。融資商品としては、1~4世帯住宅、集合住宅用不動産、商業用不動産融資、建設・事業・中小企業向けローン、消費者ローン、その他ローンを提供している。その他、デビットカード、オンライン口座開設・バンキング、オンライン請求書支払い、テレフォンバンキング、小切手現金化、電信送金、請求書支払い、リローダブル・プリペイドカード、為替サービスなど、消費者・商業向けバンキング商品・サービスを提供している。カーバー・バンコープ社は1948年に設立され、ニューヨーク州ニューヨークに本社を置く。もっと見るCarver Bancorp, Inc. 基礎のまとめCarver Bancorp の収益と売上を時価総額と比較するとどうか。39CN 基礎統計学時価総額€7.89m収益(TTM)-€11.40m売上高(TTM)€19.53m1.8xPBR(株価純資産倍率0.4xP/Sレシオ39CN は割高か?公正価値と評価分析を参照収益と収入最新の決算報告書(TTM)に基づく主な収益性統計39CN 損益計算書(TTM)収益US$22.31m売上原価US$0売上総利益US$22.31mその他の費用US$35.34m収益-US$13.03m直近の収益報告Sep 30, 2025次回決算日該当なし一株当たり利益(EPS)-2.09グロス・マージン100.00%純利益率-58.39%有利子負債/自己資本比率102.2%39CN の長期的なパフォーマンスは?過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日(UTC時間)企業分析2026/07/08 03:39終値2026/07/08 00:00収益2025/09/30年間収益2025/03/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM(Trailing Twelve Month)またはLTM(Last Twelve Month)データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Carver Bancorp, Inc. 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
お知らせ • May 25Carver Bancorp, Inc. Announces Board AppointmentsCarver Bancorp, Inc. announced that stockholders have elected both of the Company's director nominees – Keith Mestrich and Donald Felix – to the Board of Directors at the Annual Meeting of Stockholders held May 21, 2026. Each of Carver's nominees received more than 90% of the votes cast.
お知らせ • Apr 29Carver Bancorp, Inc. Announces Pazel G. Jackson, Jr and Robin L. Nunn Will Not Stand for Reelection of Board of DirectorsCarver Bancorp, Inc. announced that current directors Dr. Pazel G. Jackson, Jr., and Robin L. Nunn will not stand for re-election at the Annual Meeting.
お知らせ • Mar 23Carver Bancorp, Inc. Announces CFO ChangesCarver Bancorp, Inc. announced the appointment of Lisa Robinson Smith as Chief Financial Officer. Ms. Robinson Smith, who has served as the Company's Deputy Chief Financial Officer since June 2025, replaces Christina Maier, who has retired from the Company. Ms. Robinson Smith brings more than 20 years of financial services experience, with deep expertise in financial planning and analysis, strategic execution, and operational leadership. Most recently, she served as Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, where she partnered with the CFO and leadership team to support over $200 billion in assets under management. In that role, she led budgeting, forecasting, and reporting processes, and supported major growth and transformation initiatives, including divestitures, product development, and strategic partnerships. Prior to joining Guggenheim Investments, Ms. Robinson Smith held positions at JPMorganChase and Bear Stearns, where she managed complex financial operations and led business transformations. At JPMorganChase, she directed a $100 million corporate initiative to internalize brokerage operations and developed pricing models that informed senior leadership decisions. At Bear Stearns, she supported product development and strategic initiatives for a $5 billion Managed Accounts platform. She began her career at Deloitte in New York, where she earned her Certified Public Accountant license and supported a range of clients, including private investment clients with assets exceeding $2 billion. Ms. Robinson Smith earned her MBA from the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship, and a BS in Accounting from Hampton University.
お知らせ • Jan 21Carver Bancorp, Inc., Annual General Meeting, May 21, 2026Carver Bancorp, Inc., Annual General Meeting, May 21, 2026.
お知らせ • Dec 09Carver Bancorp, Inc. Files Form 15Carver Bancorp, Inc. has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its Common Stock, par value $0.01 per share under the Securities Exchange Act of 1934, as amended.
お知らせ • Nov 26Dream Chasers Calls for Special Meeting at Carver BancorpOn November 25, 2025, Dream Chasers Capital Group LLC urged Carver Bancorp Inc shareholders to email each board member demanding a vote on the proposed NASDAQ delisting, requested the Board to delay its planned November 28, 2025, delisting filing and call a special shareholder meeting, as delisting announcement has caused $10 million in stock value loss, and the move seen as an attempt to entrench management, reduce transparency, and avoid regulatory oversight. In addition, Dream Chasers argues shareholders should vote on such a critical issue and notes that 70% of retail shareholders voted against the Board in the last annual meeting. Dream Chasers stating that delisting described as the biggest material change in 75 years of the bank’s history, believes this move will inhibit turnaround efforts, not enhance flexibility as claimed by the Board.
お知らせ • May 25Carver Bancorp, Inc. Announces Board AppointmentsCarver Bancorp, Inc. announced that stockholders have elected both of the Company's director nominees – Keith Mestrich and Donald Felix – to the Board of Directors at the Annual Meeting of Stockholders held May 21, 2026. Each of Carver's nominees received more than 90% of the votes cast.
お知らせ • Apr 29Carver Bancorp, Inc. Announces Pazel G. Jackson, Jr and Robin L. Nunn Will Not Stand for Reelection of Board of DirectorsCarver Bancorp, Inc. announced that current directors Dr. Pazel G. Jackson, Jr., and Robin L. Nunn will not stand for re-election at the Annual Meeting.
お知らせ • Mar 23Carver Bancorp, Inc. Announces CFO ChangesCarver Bancorp, Inc. announced the appointment of Lisa Robinson Smith as Chief Financial Officer. Ms. Robinson Smith, who has served as the Company's Deputy Chief Financial Officer since June 2025, replaces Christina Maier, who has retired from the Company. Ms. Robinson Smith brings more than 20 years of financial services experience, with deep expertise in financial planning and analysis, strategic execution, and operational leadership. Most recently, she served as Managing Director and Head of Financial Planning & Analysis at Guggenheim Investments, where she partnered with the CFO and leadership team to support over $200 billion in assets under management. In that role, she led budgeting, forecasting, and reporting processes, and supported major growth and transformation initiatives, including divestitures, product development, and strategic partnerships. Prior to joining Guggenheim Investments, Ms. Robinson Smith held positions at JPMorganChase and Bear Stearns, where she managed complex financial operations and led business transformations. At JPMorganChase, she directed a $100 million corporate initiative to internalize brokerage operations and developed pricing models that informed senior leadership decisions. At Bear Stearns, she supported product development and strategic initiatives for a $5 billion Managed Accounts platform. She began her career at Deloitte in New York, where she earned her Certified Public Accountant license and supported a range of clients, including private investment clients with assets exceeding $2 billion. Ms. Robinson Smith earned her MBA from the University of Chicago Booth School of Business, with concentrations in Finance and Entrepreneurship, and a BS in Accounting from Hampton University.
お知らせ • Jan 21Carver Bancorp, Inc., Annual General Meeting, May 21, 2026Carver Bancorp, Inc., Annual General Meeting, May 21, 2026.
お知らせ • Dec 09Carver Bancorp, Inc. Files Form 15Carver Bancorp, Inc. has announced that it has filed a Form 15 with the Securities and Exchange Commission to voluntarily deregister its Common Stock, par value $0.01 per share under the Securities Exchange Act of 1934, as amended.
お知らせ • Nov 26Dream Chasers Calls for Special Meeting at Carver BancorpOn November 25, 2025, Dream Chasers Capital Group LLC urged Carver Bancorp Inc shareholders to email each board member demanding a vote on the proposed NASDAQ delisting, requested the Board to delay its planned November 28, 2025, delisting filing and call a special shareholder meeting, as delisting announcement has caused $10 million in stock value loss, and the move seen as an attempt to entrench management, reduce transparency, and avoid regulatory oversight. In addition, Dream Chasers argues shareholders should vote on such a critical issue and notes that 70% of retail shareholders voted against the Board in the last annual meeting. Dream Chasers stating that delisting described as the biggest material change in 75 years of the bank’s history, believes this move will inhibit turnaround efforts, not enhance flexibility as claimed by the Board.
お知らせ • Nov 19Carver Bancorp, Inc. Announces Intention to List on OTCQX, Voluntarily Delist from Nasdaq and Deregister from SECCarver Bancorp, Inc. announced its voluntary decision to deregister its common stock with the Securities and Exchange Commission (the “SEC”) and delist its common stock from The Nasdaq Stock Market LLC (“Nasdaq”) to the OTCQX Market. The Company has notified Nasdaq of its intent to voluntarily delist and withdraw the registration of its common stock with the SEC. The Company intends to file a Form 25 (Notification of Removal from Listing) with the SEC on or about November 28, 2025 and expects the last trading day on Nasdaq will be on or about December 5, 2025. Following delisting from Nasdaq, the Company expects its common stock will be quoted on the OTCQX Market beginning on or about December 8, 2025, under the symbol “CARV”. The Company also intends to file a Form 15 (Certification and Notice of Termination From Registration) with the SEC on or about December 8, 2025. Upon filing, the Company’s obligation to file periodic reports with the SEC, including Forms 10-K, 10-Q and 8-K, will be suspended immediately and will terminate when deregistration becomes effective 90 days after the Form 15 is filed. “After careful consideration, the Board of Directors has determined that this course of action is in the best interests of the Company and its stockholders. Among other reasons, it will facilitate the Company’s ability to execute our strategic plan and also reduce our expenses. The Company’s financial and other metrics fit in well as an OTC traded company, and the OTC provides the Company with greater flexibility to pursue initiatives that support creating an enduring brand, long-term growth, and enhanced capital,” said Company President and Chief Executive Officer, Donald Felix.
お知らせ • Sep 24Dream Chasers Calls for Sale of CarverOn September 23, 2025, Dream Chasers Capital Group LLC announced that it has expressed interest in working with other entities-family offices, hedge funds, private equity, Fintech, crypto-currency companies, or very high net worth individuals -to acquire a controlling interest in Carver Bancorp, pursue a merger or complete a full takeover of the Company, and it believes the Company can be a profitable bank and produce significant returns for shareholders but new capital and a team with experience running a bank must be put in charge. In addition, Dream Chasers Capital stated that the Office of the Comptroller of the Currency has required Company to enter into a formal agreement to address unsafe or unsound practices related to its strategic planning and earnings performance. Further, Dream Chasers Capital argues the current board has failed repeatedly and cannot be trusted to execute new plans, urges shareholders to support its alternative backed plans, and warns against anti-takeover or dilutive actions by the current board.
お知らせ • Dec 10Dream Chasers Capital Issues an Open letter to Shareholders of Carver BancorpOn December 9, 2024, Dream Chasers Capital Group LLC announced that it has sent a letter to shareholders of Carver Bancorp, Inc, stating that Company’s Board has presided over significant losses and shareholder value destruction for too long, shareholders need a Board focused on restoring the value of their investments and driving growth and profitability to maintain Company's important community role, and its nominees are extremely capable and aligned with shareholder interests. In addition, Dream Chasers Capital urged shareholders of the Company to vote for its board nominees Jeffrey "Jeff" Anderson and Jeffrey Bailey, withhold vote on Company director nominees, at the annual meeting of shareholders scheduled to be held on December 12, 2024.
お知らせ • Dec 03Dream Chasers Capital Urges Carver Bancorp Shareholders to Elect New Directors for Board Change Ahead of December 2024 MeetingOn December 2, 2024, Dream Chasers Capital Group LLC has called on large financial institutions and funds invested in Carver Bancorp, Inc. to support their nominees for the Carver Board of Directors ahead of the December 12, 2024, Annual Meeting of Shareholders. This comes amid Carver's decade-long poor performance, with nearly $25 million in losses and a 79% decline in total shareholder return. Institutional Shareholder Services (ISS) has criticized Carver's operational underperformance and governance issues. Dream Chasers is advocating for the election of Jeffrey “Jeff” Anderson, a former J.P. Morgan executive, and Jeffrey Bailey, Carver’s largest individual shareholder, to drive necessary changes for improved profitability and shareholder value. Significant stakeholders, including Greg Lewis, CEO of Dream Chasers, highlight the need for new leadership to overcome past failures and better serve New York’s lower- and middle-income communities. Despite past investments from major institutions like Goldman Sachs and Bank of America, Carver has struggled, with shares declining 36% since last summer’s investment by the National Community Investment Fund. Dream Chasers urges shareholders to vote for Anderson and Bailey to secure Carver’s future success and community role.
お知らせ • Nov 26Dream Chasers Capital Group Calls for Immediate Changes at Carver Bancorp, Nominates New Board Members to Drive Growth and ProfitabilityOn November 26, 2024, Dream Chasers Capital Group LLC publicly urged the Board of Directors of Carver Bancorp, Inc. to take immediate action to enhance deposits, revenues, and profitability, criticizing the Board for relying on empty rhetoric and presentations. In an open letter to shareholders, Dream Chasers called for the election of Mr. Jeffrey "Jeff" Anderson and Mr. Jeffrey Bailey to the Board at the upcoming Annual Meeting of Shareholders on December 12, 2024, emphasizing their potential to drive growth and shareholder value. Greg Lewis, CEO of Dream Chasers, highlighted the need for Carver to provide essential wealth-building services, such as mortgage loans and retirement planning, to communities of color, leveraging its New York City location and access to capital markets. Lewis criticized the current Board for its failure to grow deposits over the past decade, resulting in significant financial underperformance and value destruction, with losses exceeding $25 million and a 79% decline in shareholder value. He pointed out the misleading statements by Carver’s Board, noting the lack of public company board experience among its own nominees, Kenneth Knuckles and Jillian Joseph, and their insufficient banking experience. In contrast, Mr. Anderson and Mr. Bailey bring extensive financial management expertise and entrepreneurial success, respectively, which Dream Chasers believes are crucial for Carver’s turnaround. Additionally, Dream Chasers urged the shareholders to vote for Anderson and Bailey using its proxy card and to withhold votes for Knuckles and Joseph, who have been associated with poor performance and misaligned compensation practices.
お知らせ • Nov 20Dream Chasers Solicits Proxies from the ShareholdersOn November 20, 2024, Dream Chasers Capital Group LLC called for urgent action from CEO Donald Felix and the Board of Directors of Carver Bancorp, Inc. to drive growth and profitability at the Company. Carver reported a second quarter loss of $2.1 million in its 10-Q filed with the SEC on Thursday, November 14, 2024, up from $1.48 million in losses for the same quarter in 2023. "The Board of Directors of a public company sets the plan, and the CEO executes it," said Greg Lewis, CEO of Dream Chasers Capital Group. "At Carver, every 'plan' the Board has set for the last ten years has only led to massive shareholder value destruction. For any team – whether a professional sports team or a company – such a losing record means new talent is necessary. Electing Mr. Anderson and Mr. Bailey to the Board gives Carver shareholders the best chance of success." Dream Chasers highlighted Carver's poor performance and the urgent need for change in a presentation filed with the SEC and sent shareholders a letter urging them to vote FOR Mr. Jeffrey "Jeff" Anderson and Mr. Jeffrey Bailey for election to the Board of Directors and vote WITHOLD on the Carver non-performing directors, using the BLUE proxy card.
Reported Earnings • Nov 17Second quarter 2025 earnings released: US$0.41 loss per share (vs US$0.33 loss in 2Q 2024)Second quarter 2025 results: US$0.41 loss per share (further deteriorated from US$0.33 loss in 2Q 2024). Revenue: US$6.12m (down 8.6% from 2Q 2024). Net loss: US$2.11m (loss widened 33% from 2Q 2024).
お知らせ • Nov 13Dream Chasers Capital Group LLC Issues a Letter to the Shareholders of Carver BancorpOn November 11, 2024,?Dream Chasers Capital Group LLC announced that it has issued a letter to nominate 2 candidates Jeffrey “Jeff” Anderson and Jeffrey Bailey for election to the Board and encouraged shareholders to vote FOR on the enclosed BLUE proxy card at Carver Bancorp, Inc upcoming annual meeting to be held on December 12, 2024. Dream Chasers added that it has urged shareholders to WITHOLD vote for the Company Nominees and vote AGAINST Proposal 4, the nonbinding advisory vote on executive compensation.
お知らせ • Nov 01Carver Bancorp, Inc., Annual General Meeting, Dec 12, 2024Carver Bancorp, Inc., Annual General Meeting, Dec 12, 2024.
Board Change • Oct 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Sep 17Carver Bancorp, Inc. and Carver Federal Savings Bank Announces CEO ChangesCarver Bancorp, Inc. the holding company for Carver Federal Savings Bank (the "Bank"), announced that its Board of Directors has named Donald Felix as CEO of the Company and Bank effective November 1, 2024. Mr. Felix is an accomplished banking executive with over 25 years of global banking and broad C-level experience. In his most recent role at Citizens Financial Group, Inc. as Executive Vice President and Head of National Banking & Expansion, Mr. Felix drove increased profitability and grew deposits by $3B. In this and previous roles at JPMorgan Chase and Citi, he has had extensive experience managing deposits and lending, delivering innovations in digital banking, and launching new products and solutions for consumer financial health. His roles have spanned consumer banking and wealth management, corporate banking, office of the Chairman/CEO, and investment banking, domestically and internationally. The Board undertook a comprehensive national search to find a permanent CEO to lead Carver in its ongoing mission to provide banking services and business capital to diverse urban communities throughout Greater New York City, and beyond. Mr. Felix will succeed Craig C. MacKay, an independent director since February 2017, who has served as the Interim President and CEO of the Company and Bank since October 2023. Mr. MacKay will continue to serve as a member of the Carver Board. Prior to his employment with Carver, Mr. Felix served as Executive Vice President of Citizens Financial Group, Head of National Banking & Expansion from 2021 to 2023. Before that, he served as Managing Director of JPMorgan Chase, in the Consumer Bank as Head of Consumer Financial Health from 2019 to 2021. He was also the Chief of Staff in the Office of the CEO, for Chase Consumer Bank & Wealth Management, from 2016 to 2019, and before joining Chase held various senior positions domestically and abroad at Citi from 1996 to 2016. He holds an MBA in Finance and Strategic Management from The Wharton School, University of Pennsylvania, and a BBA in Information Systems and Analysis from Howard University. He is a Director at the Urban League of Eastern Massachusetts. A first-generation Caribbean-American, Mr. Felix was born and raised in New York City and has a deep connection and long history of civic engagement with the communities that Carver serves.
お知らせ • Jul 23Dream Chasers Capital to Nominate Directors to Carver BoardOn July 23, 2024, Dream Chasers Capital (DCCG) announced that on July 12, 2024, DCCG sent Carver Bancorp, Inc’s board a slate of 2new nominees, Jeff Anderson and Jeffrey John Bailey for election to the board at the bank’s upcoming annual meeting. On July 18, 2024, Carver notified Dream Chasers of its receipt of Dream Chasers director nominees. Dream Chasers stated that it confident that the Company shareholders will view these 2 nominees as aligned with their interests and Dream Chasers see no reason why the bank should have any issues with these exceptional directors. Dream Chasers expressed that any attempt to deny these directors a vote – out of self-preservation or self-interest – may be a catalyst for an eventual sub $1 per share stock price, significantly handicap the bank's ability to raise future capital to carry out its mission and present going concern risk. Dream Chasers also believes it has the tacit support of a large percentage of the Company's shareholders and it remains open to negotiation for the benefit of all shareholders, and it encourages the Board to do the right thing as shareholder watch.
お知らせ • Jul 02Carver Bancorp, Inc. announced delayed annual 10-K filingOn 07/01/2024, Carver Bancorp, Inc. announced that they will be unable to file their next 10-K by the deadline required by the SEC.
Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 01Dream Chasers Capital Group LLC cancelled the acquisition of an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV).Dream Chasers Capital Group LLC made the offer in a letter to acquire an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV) for $5 million on August 14, 2023. Dream Chasers Capital made a significant offer to buy 35% of the bank's shares for $3 a share, a premium above the current stock price. By making this offer, the Investment Fund hopes to take control of the bank and replace the current management and board with an already assembled world-class team of minority executives. Dream Chasers plans to recapitalize the bank and introduce a platform of value-added wealth building services to attract new depositors, thus leading to an increase in shareholder value. By going public with its $3 per share offer to take a controlling interest, Dream Chasers is seeking to rally support for Project Uplift–in whatever form that may come–from civil society builders, like-minded shareholders, activist of all stripes, financial executives, corporations, current Carver bank employees, social media influences, celebrities, professional athletes, entertainers, business titans and all constituents who have a vested interest in seeing communities of color build generational wealth. Shareholders should be keen to prevent current management/board, from taking any self-serving, dilutive, anti-takeover actions or enact poison pill bylaws -to the detriment of shareholders and the African American community.As of January 25, 2023, Dream Chasers made an offer to acquire 35% stake in Carver Bancorp for $3.25 a share. On January 24, 2024, Dream Chasers met with the Board of Directors of Carver Bancorp to discuss the offer.Dream Chasers Capital Group LLC cancelled the acquisition of an additional 35% stake in Carver Bancorp, Inc. (NasdaqCM:CARV) on January 31, 2024. The board of Carver Bancorp reviewed and thoroughly rejected an offer by Dream Chasers Capital Group to acquire 35% interest in Carver’s common equity. In particular, the Board noted the following contributing factors in its decision to reject Dream Chasers’ offer: The significant reputational risk resulting from the adverse regulatory history of Dream Chasers’ leadership; The anticipated inability of Dream Chasers to obtain regulatory approval for the purchase of a material interest in Carver; The anticipated inability of Dream Chasers to qualify as a bank holding company; The lack of direct experience of Dream Chasers’ leadership with a federally regulated and insured depository institution; The unsubstantiated financial resources of Dream Chasers; and The unrealistically low offer price based on Carver’s intrinsic value.
Board Change • Dec 08Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 2 experienced directors. 4 highly experienced directors. Independent Director Robin Nunn was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.