View ValuationHorizon Bancorp 将来の成長Future 基準チェック /56Horizon Bancorpは、115.2%と86.4%でそれぞれ年率115.2%で利益と収益が成長すると予測される一方、EPSはgrowで116.3%年率。主要情報115.2%収益成長率116.31%EPS成長率Banks 収益成長8.3%収益成長率86.4%将来の株主資本利益率n/aアナリストカバレッジLow最終更新日28 Apr 2026今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesお知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026Declared Dividend • Mar 30Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 2nd April 2026 Payment date: 17th April 2026 Dividend yield will be 4.0%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026Declared Dividend • Dec 22Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 2nd January 2026 Payment date: 16th January 2026 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.お知らせ • Oct 24Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Third Quarter Ended September 30, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Total net charge-offs of $831,000 against $378,000 a year ago.お知らせ • Oct 15Horizon Bancorp, Inc. Announces the Appointment of Larry S. Magnesen as Independent Director, Effective October 10, 2025Horizon Bancorp, Inc. announced the appointment of Larry S. Magnesen to serve as independent director on the Company’s Board of Directors, effective on October 10, 2025. Currently serving on Horizon Bank’s Board of Directors, Magnesen is the retired Senior Vice President, Corporate Communications Director at Fifth Third Bank (Chicago) with over forty years of experience in the banking industry. During his time with Fifth Third Bank, he also served as Chief Reputation Officer and Chief Marketing Officer based in Cincinnati, Ohio, and Senior Vice President, Regional Marketing based in Grand Rapids, Michigan. Previously, Magnesen served various roles in Retail Banking, Business Banking, and Marketing at other banks including Old Kent Bank, Banc One Ohio Corporation, now part of Chase Bank, and Citibank. Additionally, he served in leadership roles on non-profit boards in communities throughout the Midwest including, LISC Grand Rapids, Meijer Gardens and Sculpture Park, and Public Media Connect. Magnesen earned his bachelor’s degree in Psychology and International Business from Carthage College in Kenosha, Wisconsin, and has a Master of Management from Northwestern University, J.L. Kellogg Graduate School of Management with dual concentrations in Marketing and Finance. With his addition to the Horizon Bancorp Board, Magnesen joins the Enterprise Risk Management, Credit Policy, and Fair Lending Committee and the Wealth Committee.お知らせ • Oct 02Horizon Bancorp, Inc. to Report Q3, 2025 Results on Oct 22, 2025Horizon Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 22, 2025Declared Dividend • Sep 22Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd October 2025 Payment date: 17th October 2025 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 59% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Sep 18Horizon Bancorp, Inc. Approves Dividend, Payable on October 17, 2025On September 16, 2025, the Board of Directors of Horizon Bancorp, Inc. approved a dividend of $0.16 per share, payable on October 17, 2025 to stockholders of record on October 3, 2025.New Risk • Aug 21New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 15% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.お知らせ • Aug 21+ 1 more updateHorizon Bancorp, Inc. has completed a Follow-on Equity Offering in the amount of $90.0015 million.Horizon Bancorp, Inc. has completed a Follow-on Equity Offering in the amount of $90.0015 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 6,207,000 Price\Range: $14.5 Discount Per Security: $0.68875Reported Earnings • Jul 24Second quarter 2025 earnings released: EPS: US$0.47 (vs US$0.32 in 2Q 2024)Second quarter 2025 results: EPS: US$0.47 (up from US$0.32 in 2Q 2024). Revenue: US$63.8m (up 20% from 2Q 2024). Net income: US$20.6m (up 46% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.New Risk • Jul 24New major risk - Revenue and earnings growthEarnings have declined by 17% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.お知らせ • Jul 02Horizon Bancorp, Inc. to Report Q2, 2025 Results on Jul 23, 2025Horizon Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 23, 2025Declared Dividend • Jun 30First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd July 2025 Payment date: 18th July 2025 Dividend yield will be 4.7%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next year, which should provide support to the dividend and adequate earnings cover.お知らせ • Jun 19Horizon Bancorp, Inc. Approves Dividend, Payable on July 18, 2025Horizon Bancorp, Inc. approved a dividend of $0.16 per share, payable on July 18, 2025 to stockholders of record on July 3, 2025.Board Change • Jun 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Brian Walker was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 24First quarter 2025 earnings released: EPS: US$0.55 (vs US$0.32 in 1Q 2024)First quarter 2025 results: EPS: US$0.55 (up from US$0.32 in 1Q 2024). Revenue: US$67.4m (up 29% from 1Q 2024). Net income: US$23.9m (up 71% from 1Q 2024). Profit margin: 36% (up from 27% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Apr 05Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €11.90, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 15% over the past year.お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2025 Results on Apr 23, 2025Horizon Bancorp, Inc. announced that they will report Q1, 2025 results After-Market on Apr 23, 2025Declared Dividend • Mar 24Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 4th April 2025 Payment date: 18th April 2025 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (79% payout ratio) and is expected to be covered in 3 years' time (36% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 85% over the next 2 years, which should provide support to the dividend and adequate earnings cover.お知らせ • Mar 20Horizon Bancorp, Inc. announces Quarterly dividend, payable on April 18, 2025Horizon Bancorp, Inc. announced Quarterly dividend of USD 0.1600 per share payable on April 18, 2025, ex-date on April 04, 2025 and record date on April 04, 2025.お知らせ • Mar 18Horizon Bancorp, Inc., Annual General Meeting, May 01, 2025Horizon Bancorp, Inc., Annual General Meeting, May 01, 2025.Reported Earnings • Mar 16Full year 2024 earnings released: EPS: US$0.81 (vs US$0.64 in FY 2023)Full year 2024 results: EPS: US$0.81 (up from US$0.64 in FY 2023). Revenue: US$186.2m (up 1.9% from FY 2023). Net income: US$35.4m (up 27% from FY 2023). Profit margin: 19% (up from 15% in FY 2023). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 2.68% (up from 2.54% in FY 2023). Non-performing loans: 0.56% (up from 0.46% in FY 2023). Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Banks industry in Europe.お知らせ • Feb 27Horizon Bancorp, Inc. Announces Board Changes, Effective May 1, 2025Horizon Bancorp, Inc. announced that Craig Dwight, Chairman of Board, will retire from the Board of Directors effective at the expiration of his current term on May 1, 2025. Mr. Dwight provided written notice of his decision on February 24, 2025, which was accepted by the Board on February 25, 2025. Concurrently, the Board of Directors elected Eric Blackhurst to serve as an Independent Chairperson, effective upon Mr. Dwight’s retirement. Mr. Blackhurst has served as a Company Director for over seven years during which time his leadership has been instrumental, notably as Chairperson of Corporate Governance and as a member of the Compensation Committee. Mr. Blackhurst recently retired from an esteemed 35-year career at The Dow Chemical Company where he served as Associate General Counsel, Corporate Transactions and Latin America. His is currently interim president of Alma College. Additionally, with Horizon’s transition to an Independent Chairperson, the role of Independent Lead Director, currently held by Michele Magnuson, will be retired. Ms. Magnuson will remain on the Board and continue to serve on the Compensation and Governance Committees.Recent Insider Transactions • Feb 21Chairman recently sold €165k worth of stockOn the 19th of February, Craig Dwight sold around 10k shares on-market at roughly €16.47 per share. This transaction amounted to 1.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €332k. This was Craig's only on-market trade for the last 12 months.お知らせ • Jan 04Horizon Bancorp, Inc. to Report Q4, 2024 Results on Jan 22, 2025Horizon Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 22, 2025Declared Dividend • Dec 23Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd January 2025 Payment date: 17th January 2025 Dividend yield will be 3.8%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is not covered by earnings (133% earnings payout ratio). However, the dividend is expected to be well covered in 3 years' time (39% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 47% to bring the payout ratio under control. EPS is expected to grow by 118% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.Recent Insider Transactions • Dec 08Insider recently sold €332k worth of stockOn the 4th of December, Mark Secor sold around 19k shares on-market at roughly €17.08 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €627k more than they bought in the last 12 months.Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €16.80, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 88% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €29.16 per share.Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.37 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (up from US$0.37 in 3Q 2023). Revenue: US$57.4m (up 6.9% from 3Q 2023). Net income: US$18.2m (up 12% from 3Q 2023). Profit margin: 32% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe.Declared Dividend • Sep 30Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 4th October 2024 Payment date: 18th October 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 62% to bring the payout ratio under control. EPS is expected to grow by 58% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.お知らせ • Sep 27Horizon Bancorp, Inc. to Report Q3, 2024 Results on Oct 23, 2024Horizon Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 23, 2024Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €12.60, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 19% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €23.47 per share.Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.32 (vs US$0.43 in 2Q 2023)Second quarter 2024 results: EPS: US$0.32 (down from US$0.43 in 2Q 2023). Revenue: US$53.4m (down 5.5% from 2Q 2023). Net income: US$14.1m (down 25% from 2Q 2023). Profit margin: 27% (down from 33% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe.Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 39% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €19.21 per share.お知らせ • Jun 28Horizon Bancorp, Inc. to Report Q2, 2024 Results on Jul 24, 2024Horizon Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 24, 2024お知らせ • May 15+ 1 more updateHorizon Bancorp, Inc. Names John R. Stewart as Executive Vice President, on May 20, 2024Horizon Bancorp, Inc. announced that John R. Stewart, CFA has been named Horizon’s next Executive Vice President on May 20, 2024. Stewart has 22 years of financial services experience spanning banking, investment management and corporate finance at regional banks, global investment banks and institutional asset management firms. He has held leadership roles in both public and private financial institutions with his most recent role as the Deputy Chief Financial Officer of a $30 billion publicly traded bank with oversight responsibilities for several lines of business and previously included all finance functions including corporate treasury, accounting, financial planning and analysis, and capital planning. Stewart also brings depth and experience in strategic planning, corporate development and investor relations to Horizon’s leadership team. Stewart received his Bachelor of Arts degree in Economics from Bucknell University in Lewisburg, PA, and is Chartered Financial Analyst (CFA) charterholder through the CFA Institute. Stewart succeeds Mark Secor, the Bank’s CFO for the past 16 years. Secor will remain with the organization taking on a new role of Chief Administration Officer responsible for investor relations, legal, benefits administration and corporate facilities. Additionally, Mark will assist in the transition of the CFO role to Stewart. Both Stewart and Secor will report to Thomas Prame, CEO and President of Horizon Bank.Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 1Q 2023). Revenue: US$52.4m (down 4.0% from 1Q 2023). Net income: US$14.0m (down 23% from 1Q 2023). Profit margin: 27% (down from 33% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2024 Results on Apr 24, 2024Horizon Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 24, 2024業績と収益の成長予測BST:4WC - アナリストの将来予測と過去の財務データ ( )USD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数12/31/2027326114N/AN/A412/31/2026309108N/AN/A43/31/2026-23-1488185N/A12/31/2025-29-1507479N/A9/30/2025-79-188-9-3N/A6/30/2025212521319N/A3/31/2025201451015N/A12/31/20241863516N/A9/30/2024181216570N/A6/30/2024177196367N/A3/31/2024180246270N/A12/31/2023185288189N/A9/30/2023224747785N/A6/30/2023233827583N/A3/31/2023240888691N/A12/31/2022248938894N/A9/30/20222459495100N/A6/30/20222439396101N/A3/31/202223690100101N/A12/31/202123287105106N/A9/30/202123488103105N/A6/30/2021233859699N/A3/31/2021222777984N/A12/31/2020209687379N/A9/30/2020207656873N/A6/30/2020202657581N/A3/31/2020206678491N/A12/31/201920167N/A174N/A9/30/201919061N/A172N/A6/30/201917754N/A161N/A3/31/201916751N/A154N/A12/31/201816653N/A72N/A9/30/201816448N/A76N/A6/30/201815843N/A68N/A3/31/201815138N/A60N/A12/31/201714333N/A49N/A9/30/201713231N/A51N/A6/30/201713030N/A40N/A3/31/201712627N/A35N/A12/31/201612024N/A26N/A9/30/201611824N/A25N/A6/30/201611322N/A31N/A3/31/201610520N/A33N/A12/31/201510020N/A35N/A9/30/20159719N/A21N/A6/30/20159120N/A28N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: 4WCは今後 3 年間で収益性が向上すると予測されており、これは 貯蓄率 ( 1.9% ) よりも高い成長率であると考えられます。収益対市場: 4WC今後 3 年間で収益性が向上すると予想されており、これは市場平均を上回る成長と考えられます。高成長収益: 4WC今後 3 年以内に収益を上げることが予想されます。収益対市場: 4WCの収益 ( 86.4% ) German市場 ( 6.7% ) よりも速いペースで成長すると予測されています。高い収益成長: 4WCの収益 ( 86.4% ) 20%よりも速いペースで成長すると予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: 4WCの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YBanks 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/14 02:43終値2026/06/12 00:00収益2026/03/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Horizon Bancorp, Inc. 5 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。7 アナリスト機関Brendan NosalHovde Group, LLCDamon DelMonteKeefe, Bruyette, & WoodsNathan RacePiper Sandler Companies4 その他のアナリストを表示
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2026 Results on Apr 22, 2026Horizon Bancorp, Inc. announced that they will report Q1, 2026 results After-Market on Apr 22, 2026
Declared Dividend • Mar 30Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 2nd April 2026 Payment date: 17th April 2026 Dividend yield will be 4.0%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (31% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
お知らせ • Mar 23Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026Horizon Bancorp, Inc., Annual General Meeting, May 07, 2026.
お知らせ • Jan 27Horizon Bancorp, Inc. Announces Changes in Board of DirectorsHorizon Bancorp, Inc. announced that James B. Dworkin will retire from the Board of Directors effective at the expiration of his current term on May 7, 2026. James B. Dworkin, Chancellor Emeritus & Professor of Management Mitchell E. Daniels School of Business Purdue University North Central, has served on Horizon’s Board of Directors since 2003, and on the Board of Directors of Horizon Bank since 2002. In this role, he served as a member of Horizon’s Audit Committee and the Chair of the Wealth Committee. Also, in an unrelated action, on January 20, 2026, Julie S. Freigang submitted notice of her resignation from the Board of Directors, effective January 20, 2026. Julie S. Freigang, Vice President & Chief Information Officer of CF Industries Holdings, Inc. has served on the Board of Directors of Horizon Bank since 2019 and was appointed to the Horizon Board of Directors in January 2020. In this role, she served as a member of the Audit Committee and was the Chair of the Cyber Security Committee.
お知らせ • Jan 22Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Fourth Quarter Ended December 31, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the fourth quarter Ended December 31, 2025. For the quarter, the company reported Total net charge-offs of $970,000 against $626,000 a year ago.
お知らせ • Jan 03Horizon Bancorp, Inc. to Report Q4, 2025 Results on Jan 21, 2026Horizon Bancorp, Inc. announced that they will report Q4, 2025 results After-Market on Jan 21, 2026
Declared Dividend • Dec 22Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 2nd January 2026 Payment date: 16th January 2026 Dividend yield will be 3.7%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is being paid despite the company being loss-making over the last 12 months. However, the dividend is expected to be well covered in 3 years' time (33% forecast payout ratio). The dividend has increased by an average of 9.9% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability.
お知らせ • Oct 24Horizon Bancorp, Inc. Reports Total Net Charge-Offs for the Third Quarter Ended September 30, 2025Horizon Bancorp, Inc. reported Total net charge-offs for the third quarter ended September 30, 2025. For the quarter, the company reported Total net charge-offs of $831,000 against $378,000 a year ago.
お知らせ • Oct 15Horizon Bancorp, Inc. Announces the Appointment of Larry S. Magnesen as Independent Director, Effective October 10, 2025Horizon Bancorp, Inc. announced the appointment of Larry S. Magnesen to serve as independent director on the Company’s Board of Directors, effective on October 10, 2025. Currently serving on Horizon Bank’s Board of Directors, Magnesen is the retired Senior Vice President, Corporate Communications Director at Fifth Third Bank (Chicago) with over forty years of experience in the banking industry. During his time with Fifth Third Bank, he also served as Chief Reputation Officer and Chief Marketing Officer based in Cincinnati, Ohio, and Senior Vice President, Regional Marketing based in Grand Rapids, Michigan. Previously, Magnesen served various roles in Retail Banking, Business Banking, and Marketing at other banks including Old Kent Bank, Banc One Ohio Corporation, now part of Chase Bank, and Citibank. Additionally, he served in leadership roles on non-profit boards in communities throughout the Midwest including, LISC Grand Rapids, Meijer Gardens and Sculpture Park, and Public Media Connect. Magnesen earned his bachelor’s degree in Psychology and International Business from Carthage College in Kenosha, Wisconsin, and has a Master of Management from Northwestern University, J.L. Kellogg Graduate School of Management with dual concentrations in Marketing and Finance. With his addition to the Horizon Bancorp Board, Magnesen joins the Enterprise Risk Management, Credit Policy, and Fair Lending Committee and the Wealth Committee.
お知らせ • Oct 02Horizon Bancorp, Inc. to Report Q3, 2025 Results on Oct 22, 2025Horizon Bancorp, Inc. announced that they will report Q3, 2025 results After-Market on Oct 22, 2025
Declared Dividend • Sep 22Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd October 2025 Payment date: 17th October 2025 Dividend yield will be 4.2%, which is lower than the industry average of 4.8%. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 59% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Sep 18Horizon Bancorp, Inc. Approves Dividend, Payable on October 17, 2025On September 16, 2025, the Board of Directors of Horizon Bancorp, Inc. approved a dividend of $0.16 per share, payable on October 17, 2025 to stockholders of record on October 3, 2025.
New Risk • Aug 21New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 15% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. This is currently the only risk that has been identified for the company.
お知らせ • Aug 21+ 1 more updateHorizon Bancorp, Inc. has completed a Follow-on Equity Offering in the amount of $90.0015 million.Horizon Bancorp, Inc. has completed a Follow-on Equity Offering in the amount of $90.0015 million. Security Name: Common Stock Security Type: Common Stock Securities Offered: 6,207,000 Price\Range: $14.5 Discount Per Security: $0.68875
Reported Earnings • Jul 24Second quarter 2025 earnings released: EPS: US$0.47 (vs US$0.32 in 2Q 2024)Second quarter 2025 results: EPS: US$0.47 (up from US$0.32 in 2Q 2024). Revenue: US$63.8m (up 20% from 2Q 2024). Net income: US$20.6m (up 46% from 2Q 2024). Profit margin: 32% (up from 27% in 2Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 16% p.a. on average during the next 2 years, compared to a 4.0% growth forecast for the Banks industry in Europe.
New Risk • Jul 24New major risk - Revenue and earnings growthEarnings have declined by 17% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. This is currently the only risk that has been identified for the company.
お知らせ • Jul 02Horizon Bancorp, Inc. to Report Q2, 2025 Results on Jul 23, 2025Horizon Bancorp, Inc. announced that they will report Q2, 2025 results After-Market on Jul 23, 2025
Declared Dividend • Jun 30First quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd July 2025 Payment date: 18th July 2025 Dividend yield will be 4.7%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 11% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 29% over the next year, which should provide support to the dividend and adequate earnings cover.
お知らせ • Jun 19Horizon Bancorp, Inc. Approves Dividend, Payable on July 18, 2025Horizon Bancorp, Inc. approved a dividend of $0.16 per share, payable on July 18, 2025 to stockholders of record on July 3, 2025.
Board Change • Jun 01High number of new directorsThere are 6 new directors who have joined the board in the last 3 years. Director Brian Walker was the last director to join the board, commencing their role in 2025. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 24First quarter 2025 earnings released: EPS: US$0.55 (vs US$0.32 in 1Q 2024)First quarter 2025 results: EPS: US$0.55 (up from US$0.32 in 1Q 2024). Revenue: US$67.4m (up 29% from 1Q 2024). Net income: US$23.9m (up 71% from 1Q 2024). Profit margin: 36% (up from 27% in 1Q 2024). The increase in margin was driven by higher revenue. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 3.9% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Apr 05Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to €11.90, the stock trades at a forward P/E ratio of 7x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 15% over the past year.
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2025 Results on Apr 23, 2025Horizon Bancorp, Inc. announced that they will report Q1, 2025 results After-Market on Apr 23, 2025
Declared Dividend • Mar 24Fourth quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 4th April 2025 Payment date: 18th April 2025 Dividend yield will be 4.3%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is covered by earnings (79% payout ratio) and is expected to be covered in 3 years' time (36% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 85% over the next 2 years, which should provide support to the dividend and adequate earnings cover.
お知らせ • Mar 20Horizon Bancorp, Inc. announces Quarterly dividend, payable on April 18, 2025Horizon Bancorp, Inc. announced Quarterly dividend of USD 0.1600 per share payable on April 18, 2025, ex-date on April 04, 2025 and record date on April 04, 2025.
お知らせ • Mar 18Horizon Bancorp, Inc., Annual General Meeting, May 01, 2025Horizon Bancorp, Inc., Annual General Meeting, May 01, 2025.
Reported Earnings • Mar 16Full year 2024 earnings released: EPS: US$0.81 (vs US$0.64 in FY 2023)Full year 2024 results: EPS: US$0.81 (up from US$0.64 in FY 2023). Revenue: US$186.2m (up 1.9% from FY 2023). Net income: US$35.4m (up 27% from FY 2023). Profit margin: 19% (up from 15% in FY 2023). The increase in margin was primarily driven by lower expenses. Net interest margin (NIM): 2.68% (up from 2.54% in FY 2023). Non-performing loans: 0.56% (up from 0.46% in FY 2023). Revenue is forecast to grow 19% p.a. on average during the next 2 years, compared to a 3.8% growth forecast for the Banks industry in Europe.
お知らせ • Feb 27Horizon Bancorp, Inc. Announces Board Changes, Effective May 1, 2025Horizon Bancorp, Inc. announced that Craig Dwight, Chairman of Board, will retire from the Board of Directors effective at the expiration of his current term on May 1, 2025. Mr. Dwight provided written notice of his decision on February 24, 2025, which was accepted by the Board on February 25, 2025. Concurrently, the Board of Directors elected Eric Blackhurst to serve as an Independent Chairperson, effective upon Mr. Dwight’s retirement. Mr. Blackhurst has served as a Company Director for over seven years during which time his leadership has been instrumental, notably as Chairperson of Corporate Governance and as a member of the Compensation Committee. Mr. Blackhurst recently retired from an esteemed 35-year career at The Dow Chemical Company where he served as Associate General Counsel, Corporate Transactions and Latin America. His is currently interim president of Alma College. Additionally, with Horizon’s transition to an Independent Chairperson, the role of Independent Lead Director, currently held by Michele Magnuson, will be retired. Ms. Magnuson will remain on the Board and continue to serve on the Compensation and Governance Committees.
Recent Insider Transactions • Feb 21Chairman recently sold €165k worth of stockOn the 19th of February, Craig Dwight sold around 10k shares on-market at roughly €16.47 per share. This transaction amounted to 1.9% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger sale from another insider worth €332k. This was Craig's only on-market trade for the last 12 months.
お知らせ • Jan 04Horizon Bancorp, Inc. to Report Q4, 2024 Results on Jan 22, 2025Horizon Bancorp, Inc. announced that they will report Q4, 2024 results After-Market on Jan 22, 2025
Declared Dividend • Dec 23Third quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 3rd January 2025 Payment date: 17th January 2025 Dividend yield will be 3.8%, which is lower than the industry average of 4.8%. Sustainability & Growth Dividend is not covered by earnings (133% earnings payout ratio). However, the dividend is expected to be well covered in 3 years' time (39% forecast payout ratio). The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 47% to bring the payout ratio under control. EPS is expected to grow by 118% over the next 2 years, which is sufficient to bring the dividend into a sustainable range.
Recent Insider Transactions • Dec 08Insider recently sold €332k worth of stockOn the 4th of December, Mark Secor sold around 19k shares on-market at roughly €17.08 per share. This transaction amounted to 25% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €627k more than they bought in the last 12 months.
Valuation Update With 7 Day Price Move • Nov 07Investor sentiment improves as stock rises 15%After last week's 15% share price gain to €16.80, the stock trades at a forward P/E ratio of 12x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 88% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €29.16 per share.
Reported Earnings • Oct 24Third quarter 2024 earnings released: EPS: US$0.42 (vs US$0.37 in 3Q 2023)Third quarter 2024 results: EPS: US$0.42 (up from US$0.37 in 3Q 2023). Revenue: US$57.4m (up 6.9% from 3Q 2023). Net income: US$18.2m (up 12% from 3Q 2023). Profit margin: 32% (up from 30% in 3Q 2023). The increase in margin was driven by higher revenue. Revenue is forecast to grow 15% p.a. on average during the next 3 years, compared to a 2.9% growth forecast for the Banks industry in Europe.
Declared Dividend • Sep 30Second quarter dividend of US$0.16 announcedShareholders will receive a dividend of US$0.16. Ex-date: 4th October 2024 Payment date: 18th October 2024 Dividend yield will be 4.6%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 13% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to grow by 62% to bring the payout ratio under control. EPS is expected to grow by 58% over the next year, which means the dividend may need to be reduced to reach a sustainable payout ratio.
お知らせ • Sep 27Horizon Bancorp, Inc. to Report Q3, 2024 Results on Oct 23, 2024Horizon Bancorp, Inc. announced that they will report Q3, 2024 results After-Market on Oct 23, 2024
Valuation Update With 7 Day Price Move • Aug 05Investor sentiment deteriorates as stock falls 15%After last week's 15% share price decline to €12.60, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 19% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €23.47 per share.
Reported Earnings • Jul 25Second quarter 2024 earnings released: EPS: US$0.32 (vs US$0.43 in 2Q 2023)Second quarter 2024 results: EPS: US$0.32 (down from US$0.43 in 2Q 2023). Revenue: US$53.4m (down 5.5% from 2Q 2023). Net income: US$14.1m (down 25% from 2Q 2023). Profit margin: 27% (down from 33% in 2Q 2023). The decrease in margin was primarily driven by lower revenue. Revenue is forecast to grow 18% p.a. on average during the next 2 years, compared to a 3.3% growth forecast for the Banks industry in Europe.
Valuation Update With 7 Day Price Move • Jul 16Investor sentiment improves as stock rises 16%After last week's 16% share price gain to €12.80, the stock trades at a forward P/E ratio of 10x. Average forward P/E is 8x in the Banks industry in Europe. Total returns to shareholders of 39% over the past year. Simply Wall St's valuation model estimates the intrinsic value at €19.21 per share.
お知らせ • Jun 28Horizon Bancorp, Inc. to Report Q2, 2024 Results on Jul 24, 2024Horizon Bancorp, Inc. announced that they will report Q2, 2024 results After-Market on Jul 24, 2024
お知らせ • May 15+ 1 more updateHorizon Bancorp, Inc. Names John R. Stewart as Executive Vice President, on May 20, 2024Horizon Bancorp, Inc. announced that John R. Stewart, CFA has been named Horizon’s next Executive Vice President on May 20, 2024. Stewart has 22 years of financial services experience spanning banking, investment management and corporate finance at regional banks, global investment banks and institutional asset management firms. He has held leadership roles in both public and private financial institutions with his most recent role as the Deputy Chief Financial Officer of a $30 billion publicly traded bank with oversight responsibilities for several lines of business and previously included all finance functions including corporate treasury, accounting, financial planning and analysis, and capital planning. Stewart also brings depth and experience in strategic planning, corporate development and investor relations to Horizon’s leadership team. Stewart received his Bachelor of Arts degree in Economics from Bucknell University in Lewisburg, PA, and is Chartered Financial Analyst (CFA) charterholder through the CFA Institute. Stewart succeeds Mark Secor, the Bank’s CFO for the past 16 years. Secor will remain with the organization taking on a new role of Chief Administration Officer responsible for investor relations, legal, benefits administration and corporate facilities. Additionally, Mark will assist in the transition of the CFO role to Stewart. Both Stewart and Secor will report to Thomas Prame, CEO and President of Horizon Bank.
Reported Earnings • Apr 25First quarter 2024 earnings released: EPS: US$0.32 (vs US$0.42 in 1Q 2023)First quarter 2024 results: EPS: US$0.32 (down from US$0.42 in 1Q 2023). Revenue: US$52.4m (down 4.0% from 1Q 2023). Net income: US$14.0m (down 23% from 1Q 2023). Profit margin: 27% (down from 33% in 1Q 2023). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 15% p.a. on average during the next 2 years, compared to a 3.4% growth forecast for the Banks industry in Europe.
お知らせ • Apr 02Horizon Bancorp, Inc. to Report Q1, 2024 Results on Apr 24, 2024Horizon Bancorp, Inc. announced that they will report Q1, 2024 results After-Market on Apr 24, 2024