Banco de Chile（CHILECO）株式概要バンコ・デ・チリはその子会社とともに、チリ国内で銀行サービスを提供する商業銀行として営業している。 詳細CHILECO ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長3/6過去の実績2/6財務の健全性3/6配当金4/6報酬収益は年間9.27%増加すると予測されています リスク分析CO市場と比較して、過去 3 か月間の株価の変動が非常に大きい不安定な配当実績 すべてのリスクチェックを見るCHILECO Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW469,165 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA469,165 investors already sharing narrativesYour Fair ValueCol$Current PriceCol$647.0039.6% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture04t2016201920222025202620282031Revenue CL$4.2tEarnings CL$1.9tAdvancedSet Fair ValueView all narrativesBanco de Chile 競合他社Grupo CibestSymbol: BVC:CIBESTMarket cap: Col$77.8tDavivienda GroupSymbol: BVC:PFDAVIGRPMarket cap: Col$19.8tGrupo Aval Acciones y ValoresSymbol: BVC:GRUPOAVALMarket cap: Col$19.6tBanco de BogotáSymbol: BVC:BOGOTAMarket cap: Col$14.0t価格と性能株価の高値、安値、推移の概要Banco de Chile過去の株価現在の株価CL$647.0052週高値CL$798.0052週安値CL$665.00ベータ0.0711ヶ月の変化-1.97%3ヶ月変化-2.71%1年変化7.83%3年間の変化43.78%5年間の変化89.96%IPOからの変化85.39%最新ニュースValuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 20%After last week's 20% share price gain to Col$798, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in South America. Total returns to shareholders of 121% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Col$590 per share.Reported Earnings • Jul 12Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: CL$756.9b (up 14% from 2Q 2025). Net income: CL$390.6b (up 28% from 2Q 2025). Profit margin: 52% (up from 46% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.Board Change • May 05Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Regular Director Paul Javier Gwinner was the last independent director to join the board, commencing their role in 2026. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Apr 06Banco de Chile to Report March,2026 Results on Apr 13, 2026Banco de Chile announced that they will report March, 2026 results on Apr 13, 2026お知らせ • Mar 04Banco de Chile, Annual General Meeting, Mar 26, 2026Banco de Chile, Annual General Meeting, Mar 26, 2026. Location: huerfanos street 930, santiago Chileお知らせ • Jan 30Banco De Chile Proposes Dividend for the Fiscal Year Ended December 31, 2025Banco de Chile proposed dividend for the fiscal year ended December 31, 2025. For the period, the company reported a dividend of CLP 9.99757030464 per each one of the 101,017,081,114 shares of Banco de Chile. Thus, a distribution of 84.7% of the net income is proposed as dividend.最新情報をもっと見るRecent updatesValuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 20%After last week's 20% share price gain to Col$798, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in South America. Total returns to shareholders of 121% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Col$590 per share.Reported Earnings • Jul 12Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: CL$756.9b (up 14% from 2Q 2025). Net income: CL$390.6b (up 28% from 2Q 2025). Profit margin: 52% (up from 46% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.Board Change • May 05Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Regular Director Paul Javier Gwinner was the last independent director to join the board, commencing their role in 2026. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Apr 06Banco de Chile to Report March,2026 Results on Apr 13, 2026Banco de Chile announced that they will report March, 2026 results on Apr 13, 2026お知らせ • Mar 04Banco de Chile, Annual General Meeting, Mar 26, 2026Banco de Chile, Annual General Meeting, Mar 26, 2026. Location: huerfanos street 930, santiago Chileお知らせ • Jan 30Banco De Chile Proposes Dividend for the Fiscal Year Ended December 31, 2025Banco de Chile proposed dividend for the fiscal year ended December 31, 2025. For the period, the company reported a dividend of CLP 9.99757030464 per each one of the 101,017,081,114 shares of Banco de Chile. Thus, a distribution of 84.7% of the net income is proposed as dividend.お知らせ • Jan 22Banco De Chile Announces Board ChangesBanco de Chile, at Board of Directors' extraordinary meeting BCH E-123, held on January 21, 2026, Mr. Francisco Pérez Mackenna has submitted his resignation to the position of Director and Vice-Chairman of Banco de Chile, effective January 31, 2026. The Board of Directors acknowledged the above-mentioned resignation, accepted it effective on the indicated date. In addition, at the aforementioned meeting, the Board of Directors resolved to appoint Mr. Óscar Hasbún Martínez as a Director, replacing Mr. Francisco Pérez Mackenna, with effect as of February 1, 2026, and until the next ordinary shareholders’ meeting. Finally, at the meeting referred to above, the Board of Directors resolved to appoint the Director Mr. Jean-Paul Luksic Fontbona as Vice Chairman of the Board of Directors, with effect as of February 1, 2026.お知らせ • Jan 08Banco de Chile to Report Fiscal Year 2025 Results on Feb 03, 2026Banco de Chile announced that they will report fiscal year 2025 results at 11:45 AM, Coordinated Universal Time on Feb 03, 2026お知らせ • Jan 06+ 12 more updatesBanco de Chile to Report November,2026 Results on Dec 11, 2026Banco de Chile announced that they will report November, 2026 results at 9:00 PM, Coordinated Universal Time on Dec 11, 2026Board Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Anita Holuigue Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Mar 04Banco de Chile Proposes Dividend for the Fiscal Year Ended on 31 December 2024Banco de Chile at its meeting to be held on March 27, 2025 proposed Distribute as a dividend the remaining net income, corresponding to a dividend of CLP 9.85357420889 per each one of the 101,017,081,114 Bank shares. Such dividend will be distributed among those shareholders who own shares registered in their names, as of midnight of the fifth business day prior to the date of payment. Thus, a distribution of 82.4% of the net income for the fiscal year ended on 31 December 2024, will be proposed as a dividend. The dividend, should this be approved by the Ordinary Shareholders Meeting, will be paid once the Meeting is concluded, at the offices of the Bank. For those shareholders who have instructed to credit the amount of dividends in their bank accounts, the respective payment will be made according to their mandate.お知らせ • Feb 13Banco de Chile, Annual General Meeting, Mar 27, 2025Banco de Chile, Annual General Meeting, Mar 27, 2025. Location: calle huerfanos 930, santiago Chileお知らせ • Feb 12+ 2 more updatesBanco de Chile to Report Q2, 2025 Results on Jul 29, 2025Banco de Chile announced that they will report Q2, 2025 results at 9:45 AM, Coordinated Universal Time on Jul 29, 2025Board Change • Jan 31Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 26Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Dec 04Banco de Chile to Report Q4, 2024 Results on Jan 31, 2025Banco de Chile announced that they will report Q4, 2024 results at 11:45 AM, Coordinated Universal Time on Jan 31, 2025Board Change • Nov 29Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: CL$2.85 (vs CL$2.57 in 3Q 2023)Third quarter 2024 results: EPS: CL$2.85 (up from CL$2.57 in 3Q 2023). Revenue: CL$640.5b (up 3.1% from 3Q 2023). Net income: CL$288.1b (up 11% from 3Q 2023). Profit margin: 45% (up from 42% in 3Q 2023). The increase in margin was primarily driven by higher revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 17% per year.Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CL$3.20 (vs CL$3.29 in 2Q 2023)Second quarter 2024 results: EPS: CL$3.20 (down from CL$3.29 in 2Q 2023). Revenue: CL$676.0b (flat on 2Q 2023). Net income: CL$323.6b (down 2.6% from 2Q 2023). Profit margin: 48% (in line with 2Q 2023). Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 20Banco de Chile to Report Q2, 2024 Results on Jul 30, 2024Banco de Chile announced that they will report Q2, 2024 results on Jul 30, 2024Buy Or Sell Opportunity • May 15Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 5.7% to Col$463. The fair value is estimated to be Col$381, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last 3 years. Earnings per share has grown by 28%. Revenue is forecast to grow by 9.7% in 2 years. Earnings are forecast to decline by 23% in the next 2 years.Reported Earnings • May 02First quarter 2024 earnings released: EPS: CL$2.95 (vs CL$2.63 in 1Q 2023)First quarter 2024 results: EPS: CL$2.95 (up from CL$2.63 in 1Q 2023). Revenue: CL$667.2b (up 12% from 1Q 2023). Net income: CL$297.7b (up 12% from 1Q 2023). Profit margin: 45% (in line with 1Q 2023). Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.お知らせ • Apr 23Banco de Chile to Report Q1, 2024 Results on Apr 30, 2024Banco de Chile announced that they will report Q1, 2024 results on Apr 30, 2024Buy Or Sell Opportunity • Apr 09Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at Col$436. The fair value is estimated to be Col$360, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 34%. For the next 3 years, revenue is forecast to grow by 8.3% per annum. Earnings are forecast to decline by 4.4% per annum over the same time period.Upcoming Dividend • Mar 18Upcoming dividend of CL$8.08 per shareEligible shareholders must have bought the stock before 25 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 66% but the company is not cash flow positive. Trailing yield: 7.3%. Lower than top quartile of Colombian dividend payers (13%). Lower than average of industry peers (9.7%).Buy Or Sell Opportunity • Mar 05Now 22% overvaluedThe stock has been flat over the last 90 days, currently trading at Col$452. The fair value is estimated to be Col$370, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 34%. For the next 3 years, revenue is forecast to grow by 8.6% per annum. Earnings are forecast to decline by 5.2% per annum over the same time period.Declared Dividend • Feb 04Dividend of CL$8.08 announcedShareholders will receive a dividend of CL$8.08. Ex-date: 25th March 2024 Payment date: 28th March 2024 Dividend yield will be 1.8%, which is lower than the industry average of 9.5%. Sustainability & Growth Dividend is covered by earnings (66% payout ratio) and is expected to be covered in 3 years' time (75% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 20% over the next 3 years. However, it would need to fall by 27% to increase the payout ratio to a potentially unsustainable range.New Risk • Jan 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 6.7% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 6.7% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.Reported Earnings • Jan 30Full year 2023 earnings released: EPS: CL$12.31 (vs CL$13.95 in FY 2022)Full year 2023 results: EPS: CL$12.31 (down from CL$13.95 in FY 2022). Revenue: CL$2.64t (down 1.7% from FY 2022). Net income: CL$1.24t (down 12% from FY 2022). Profit margin: 47% (down from 53% in FY 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Banks industry in South America.お知らせ • Jan 26Banco de Chile, Annual General Meeting, Mar 28, 2024Banco de Chile, Annual General Meeting, Mar 28, 2024. Agenda: To discuss deducting and retaining from the net income obtained during fiscal year 2023, an amount equal to the correction of the paid capital value and reserves according to the Chilean Consumer Price Index variation; and to discuss the resulting balance, to distribute, as dividend.Reported Earnings • Oct 31Third quarter 2023 earnings released: EPS: CL$2.57 (vs CL$3.36 in 3Q 2022)Third quarter 2023 results: EPS: CL$2.57 (down from CL$3.36 in 3Q 2022). Revenue: CL$621.4b (down 7.5% from 3Q 2022). Net income: CL$260.0b (down 23% from 3Q 2022). Profit margin: 42% (down from 51% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.お知らせ • Sep 29Banco de Chile Announces Board Changes, Effective December 29, 2023Banco de Chile at its Board of Directors' ordinary meeting held on September 28, 2023, Mr. Andrónico Luksic Craig has submitted his resignation to the positions of Director and Vice-Chairman of Banco de Chile, effective from December 29, 2023. In turn, Alternates Directors Mr. Paul Fürst Gwinner and Mrs. Sandra Marta Guazzotti expressed in the same Board meeting its willingness to continue serving as Alternate Directors, so, as provided by article 8th of the bylaws, the Board should appoint a new director. The Board agreed to appoint Mr. Patricio Jottar Nasrallah as Director, in replacement of Mr. Andrónico Luksic Craig, effective from December 29, 2023, and until the next Ordinary Shareholders Meeting, which is entitled to decide on the definitive appointment. The Board agreed to appoint Director Mr. Francisco Pérez Mackenna as Vice-Chairman of the Board, effective from the upcoming December 29, 2023.Reported Earnings • Jul 16Second quarter 2023 earnings released: EPS: CL$3.29 (vs CL$4.27 in 2Q 2022)Second quarter 2023 results: EPS: CL$3.29 (down from CL$4.27 in 2Q 2022). Revenue: CL$681.0b (down 8.0% from 2Q 2022). Net income: CL$332.1b (down 23% from 2Q 2022). Profit margin: 49% (down from 58% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: CL$2.63 (vs CL$2.89 in 1Q 2022)First quarter 2023 results: EPS: CL$2.63 (down from CL$2.89 in 1Q 2022). Revenue: CL$597.7b (up 2.0% from 1Q 2022). Net income: CL$266.0b (down 8.8% from 1Q 2022). Profit margin: 45% (down from 50% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in South America.Valuation Update With 7 Day Price Move • Mar 22Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to Col$445, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 6x in the Banks industry in South America. Total returns to shareholders of 22% over the past year. Simply Wall St's valuation model estimates the intrinsic value at Col$466 per share.Upcoming Dividend • Mar 13Upcoming dividend of CL$8.58 per share at 9.7% yieldEligible shareholders must have bought the stock before 20 March 2023. Payment date: 23 March 2023. Payout ratio is a comfortable 62% but the company is not cash flow positive. Trailing yield: 9.7%. Lower than top quartile of Colombian dividend payers (13%). Higher than average of industry peers (8.4%).お知らせ • Jan 28Banco de Chile to Report Q4, 2022 Results on Jan 30, 2023Banco de Chile announced that they will report Q4, 2022 results on Jan 30, 2023Reported Earnings • Jan 14Full year 2022 earnings released: EPS: CL$13.95 (vs CL$7.85 in FY 2021)Full year 2022 results: EPS: CL$13.95 (up from CL$7.85 in FY 2021). Revenue: CL$2.68t (up 44% from FY 2021). Net income: CL$1.41t (up 78% from FY 2021). Profit margin: 53% (up from 43% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Banks industry in South America.Board Change • Nov 16Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. 2 independent directors (9 non-independent directors). Independent Director Alfredo Cutiel Ergas Segal was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.Reported Earnings • Oct 29Third quarter 2022 earnings released: EPS: CL$3.36 (vs CL$1.82 in 3Q 2021)Third quarter 2022 results: EPS: CL$3.36 (up from CL$1.82 in 3Q 2021). Revenue: CL$672.0b (up 49% from 3Q 2021). Net income: CL$339.6b (up 84% from 3Q 2021). Profit margin: 51% (up from 41% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 11% growth forecast for the Banks industry in South America.Reported Earnings • Jul 15Second quarter 2022 earnings released: EPS: CL$4.27 (vs CL$1.61 in 2Q 2021)Second quarter 2022 results: EPS: CL$4.27 (up from CL$1.61 in 2Q 2021). Revenue: CL$740.6b (up 76% from 2Q 2021). Net income: CL$431.5b (up 166% from 2Q 2021). Profit margin: 58% (up from 39% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 7.9%, compared to a 30% growth forecast for the industry in Colombia.Reported Earnings • May 05First quarter 2022 earnings released: EPS: CL$2.89 (vs CL$1.61 in 1Q 2021)First quarter 2022 results: EPS: CL$2.89 (up from CL$1.61 in 1Q 2021). Revenue: CL$585.8b (up 37% from 1Q 2021). Net income: CL$291.7b (up 80% from 1Q 2021). Profit margin: 50% (up from 38% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 29%, compared to a 30% growth forecast for the industry in Colombia.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Alfredo Cutiel Ergas Segal was the last independent director to join the board, commencing their role in 2017. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 17First quarter 2022 earnings released: EPS: CL$2.89 (vs CL$1.61 in 1Q 2021)First quarter 2022 results: EPS: CL$2.89 (up from CL$1.61 in 1Q 2021). Revenue: CL$585.8b (up 37% from 1Q 2021). Net income: CL$291.7b (up 80% from 1Q 2021). Profit margin: 50% (up from 38% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 29%, compared to a 31% growth forecast for the industry in Colombia.Reported Earnings • Feb 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: CL$7.85 (up from CL$4.58 in FY 2020). Revenue: CL$1.86t (up 26% from FY 2020). Net income: CL$792.9b (up 71% from FY 2020). Profit margin: 43% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 3.30% (down from 4.39% in FY 2020). Revenue exceeded analyst estimates by 6.0%. Over the next year, revenue is forecast to grow 23%, compared to a 29% growth forecast for the banks industry in Colombia.Reported Earnings • Nov 02Third quarter 2021 earnings released: EPS CL$1.82 (vs CL$0.87 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: CL$452.1b (up 37% from 3Q 2020). Net income: CL$184.2b (up 109% from 3Q 2020). Profit margin: 41% (up from 27% in 3Q 2020). The increase in margin was driven by higher revenue.Reported Earnings • Aug 03Second quarter 2021 earnings released: EPS CL$1.61 (vs CL$1.11 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CL$421.8b (up 16% from 2Q 2020). Net income: CL$162.4b (up 45% from 2Q 2020). Profit margin: 39% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.株主還元CHILECOCO BanksCO 市場7D-3.7%0.8%1.0%1Y7.8%30.9%45.2%株主還元を見る業界別リターン: CHILECO過去 1 年間で30.9 % の収益を上げたCO Banks業界を下回りました。リターン対市場: CHILECOは、過去 1 年間で45.2 % のリターンを上げたCO市場を下回りました。価格変動Is CHILECO's price volatile compared to industry and market?CHILECO volatilityCHILECO Average Weekly Movement8.6%Banks Industry Average Movement4.3%Market Average Movement4.4%10% most volatile stocks in CO Market6.8%10% least volatile stocks in CO Market2.7%安定した株価: CHILECOの株価は、 CO市場と比較して過去 3 か月間で変動しています。時間の経過による変動: CHILECOの weekly volatility ( 9% ) は過去 1 年間安定していますが、依然としてCOの株式の 75% よりも高くなっています。会社概要設立従業員CEO（最高経営責任者ウェブサイト189311,221Eduardo Orregobancochile.clバンコ・デ・チレは子会社とともに、チリ国内で銀行サービスを提供する商業銀行として営業している。4つのセグメントを通じて事業を展開している：リテール、ホールセール、トレジャリー、子会社の4部門。リテール部門は、バンコ・デ・チリおよびバンコ・エドワーズのブランドで営業する支店網を通じて、当座預金および要求払い預金口座、デビットカードおよびクレジットカード、信用枠、住宅ローン、消費者ローン、商業ローン、および汎用住宅ローン、ファイナンス・リース、ファクタリング・サービス、投資信託運用および株式仲介、外国貿易、支払および回収、保険仲介、定期預金、貯蓄金融商品、外貨サービスを提供している。ホールセール部門は、短期および長期の商業ローン、運転資金ローン、信用枠、法人クレジットカード、外国貿易および外貨サービス、ファクタリング・サービス、リース、長期シンジケート・ローン、投資銀行サービス、決済サービス、回収サービスおよび国際資金移動ネットワークへの接続、当座預金および預金商品、資金管理、財務および投資管理、デリバティブ契約、保険仲介サービスを提供している。トレジャリー部門は、外貨取引、フォワード、金利スワップ、現先取引、債券、モーゲージ債、預金に基づく投資商品、債券、為替、デリバティブ商品、短期・長期のシニア債、長期劣後債を提供し、通貨、金利、期間のミスマッチを管理している。子会社部門は、株式・債券ブローカー、為替サービス、生命保険・損害保険、個人・団体保険、投資銀行サービス、決済ソリューションを提供している。年に設立され、本社はチリのサンティアゴにある。バンコ・デ・チリはLQ Inversiones Financieras S.A.の子会社。もっと見るBanco de Chile 基礎のまとめBanco de Chile の収益と売上を時価総額と比較するとどうか。CHILECO 基礎統計学時価総額Col$63.53t収益（TTM）Col$4.18t売上高(TTM)Col$9.21t15.2xPER（株価収益率3.2xPBR（株価純資産倍率CHILECO は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CHILECO 損益計算書（TTM）収益CL$2.68t売上原価CL$53.58b売上総利益CL$2.63tその他の費用CL$1.41t収益CL$1.22t直近の収益報告Jun 30, 2026次回決算日Sep 10, 2026一株当たり利益（EPS）12.05グロス・マージン98.00%純利益率45.43%有利子負債／自己資本比率281.8%CHILECO の長期的なパフォーマンスは？過去の実績と比較を見る配当金5.5%現在の配当利回り83%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/13 15:18終値2026/08/12 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Banco de Chile 10 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。21 アナリスト機関Roberto de Aguiar AttuchBarclaysErnesto Gabilondo MárquezBofA Global ResearchGustavo SchrodenBradesco S.A. Corretora de Títulos e Valores Mobiliários18 その他のアナリストを表示
Valuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 20%After last week's 20% share price gain to Col$798, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in South America. Total returns to shareholders of 121% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Col$590 per share.
Reported Earnings • Jul 12Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: CL$756.9b (up 14% from 2Q 2025). Net income: CL$390.6b (up 28% from 2Q 2025). Profit margin: 52% (up from 46% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.
Board Change • May 05Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Regular Director Paul Javier Gwinner was the last independent director to join the board, commencing their role in 2026. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 06Banco de Chile to Report March,2026 Results on Apr 13, 2026Banco de Chile announced that they will report March, 2026 results on Apr 13, 2026
お知らせ • Mar 04Banco de Chile, Annual General Meeting, Mar 26, 2026Banco de Chile, Annual General Meeting, Mar 26, 2026. Location: huerfanos street 930, santiago Chile
お知らせ • Jan 30Banco De Chile Proposes Dividend for the Fiscal Year Ended December 31, 2025Banco de Chile proposed dividend for the fiscal year ended December 31, 2025. For the period, the company reported a dividend of CLP 9.99757030464 per each one of the 101,017,081,114 shares of Banco de Chile. Thus, a distribution of 84.7% of the net income is proposed as dividend.
Valuation Update With 7 Day Price Move • Jul 23Investor sentiment improves as stock rises 20%After last week's 20% share price gain to Col$798, the stock trades at a forward P/E ratio of 15x. Average forward P/E is 8x in the Banks industry in South America. Total returns to shareholders of 121% over the past three years. Simply Wall St's valuation model estimates the intrinsic value at Col$590 per share.
Reported Earnings • Jul 12Second quarter 2026 earnings releasedSecond quarter 2026 results: Revenue: CL$756.9b (up 14% from 2Q 2025). Net income: CL$390.6b (up 28% from 2Q 2025). Profit margin: 52% (up from 46% in 2Q 2025). The increase in margin was driven by higher revenue. Revenue is forecast to grow 8.9% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.
Board Change • May 05Less than half of directors are independentFollowing the recent departure of a director, there are only 3 independent directors on the board. The company's board is composed of: 3 independent directors. 8 non-independent directors. Independent Regular Director Paul Javier Gwinner was the last independent director to join the board, commencing their role in 2026. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 06Banco de Chile to Report March,2026 Results on Apr 13, 2026Banco de Chile announced that they will report March, 2026 results on Apr 13, 2026
お知らせ • Mar 04Banco de Chile, Annual General Meeting, Mar 26, 2026Banco de Chile, Annual General Meeting, Mar 26, 2026. Location: huerfanos street 930, santiago Chile
お知らせ • Jan 30Banco De Chile Proposes Dividend for the Fiscal Year Ended December 31, 2025Banco de Chile proposed dividend for the fiscal year ended December 31, 2025. For the period, the company reported a dividend of CLP 9.99757030464 per each one of the 101,017,081,114 shares of Banco de Chile. Thus, a distribution of 84.7% of the net income is proposed as dividend.
お知らせ • Jan 22Banco De Chile Announces Board ChangesBanco de Chile, at Board of Directors' extraordinary meeting BCH E-123, held on January 21, 2026, Mr. Francisco Pérez Mackenna has submitted his resignation to the position of Director and Vice-Chairman of Banco de Chile, effective January 31, 2026. The Board of Directors acknowledged the above-mentioned resignation, accepted it effective on the indicated date. In addition, at the aforementioned meeting, the Board of Directors resolved to appoint Mr. Óscar Hasbún Martínez as a Director, replacing Mr. Francisco Pérez Mackenna, with effect as of February 1, 2026, and until the next ordinary shareholders’ meeting. Finally, at the meeting referred to above, the Board of Directors resolved to appoint the Director Mr. Jean-Paul Luksic Fontbona as Vice Chairman of the Board of Directors, with effect as of February 1, 2026.
お知らせ • Jan 08Banco de Chile to Report Fiscal Year 2025 Results on Feb 03, 2026Banco de Chile announced that they will report fiscal year 2025 results at 11:45 AM, Coordinated Universal Time on Feb 03, 2026
お知らせ • Jan 06+ 12 more updatesBanco de Chile to Report November,2026 Results on Dec 11, 2026Banco de Chile announced that they will report November, 2026 results at 9:00 PM, Coordinated Universal Time on Dec 11, 2026
Board Change • Dec 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Anita Holuigue Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Mar 04Banco de Chile Proposes Dividend for the Fiscal Year Ended on 31 December 2024Banco de Chile at its meeting to be held on March 27, 2025 proposed Distribute as a dividend the remaining net income, corresponding to a dividend of CLP 9.85357420889 per each one of the 101,017,081,114 Bank shares. Such dividend will be distributed among those shareholders who own shares registered in their names, as of midnight of the fifth business day prior to the date of payment. Thus, a distribution of 82.4% of the net income for the fiscal year ended on 31 December 2024, will be proposed as a dividend. The dividend, should this be approved by the Ordinary Shareholders Meeting, will be paid once the Meeting is concluded, at the offices of the Bank. For those shareholders who have instructed to credit the amount of dividends in their bank accounts, the respective payment will be made according to their mandate.
お知らせ • Feb 13Banco de Chile, Annual General Meeting, Mar 27, 2025Banco de Chile, Annual General Meeting, Mar 27, 2025. Location: calle huerfanos 930, santiago Chile
お知らせ • Feb 12+ 2 more updatesBanco de Chile to Report Q2, 2025 Results on Jul 29, 2025Banco de Chile announced that they will report Q2, 2025 results at 9:45 AM, Coordinated Universal Time on Jul 29, 2025
Board Change • Jan 31Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 26Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Dec 04Banco de Chile to Report Q4, 2024 Results on Jan 31, 2025Banco de Chile announced that they will report Q4, 2024 results at 11:45 AM, Coordinated Universal Time on Jan 31, 2025
Board Change • Nov 29Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Ana Barros was the last independent director to join the board, commencing their role in 2023. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 29Third quarter 2024 earnings released: EPS: CL$2.85 (vs CL$2.57 in 3Q 2023)Third quarter 2024 results: EPS: CL$2.85 (up from CL$2.57 in 3Q 2023). Revenue: CL$640.5b (up 3.1% from 3Q 2023). Net income: CL$288.1b (up 11% from 3Q 2023). Profit margin: 45% (up from 42% in 3Q 2023). The increase in margin was primarily driven by higher revenue. Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 15% per year whereas the company’s share price has increased by 17% per year.
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: CL$3.20 (vs CL$3.29 in 2Q 2023)Second quarter 2024 results: EPS: CL$3.20 (down from CL$3.29 in 2Q 2023). Revenue: CL$676.0b (flat on 2Q 2023). Net income: CL$323.6b (down 2.6% from 2Q 2023). Profit margin: 48% (in line with 2Q 2023). Revenue is forecast to grow 6.0% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Banks industry in South America. Over the last 3 years on average, earnings per share has increased by 22% per year but the company’s share price has only increased by 12% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 20Banco de Chile to Report Q2, 2024 Results on Jul 30, 2024Banco de Chile announced that they will report Q2, 2024 results on Jul 30, 2024
Buy Or Sell Opportunity • May 15Now 22% overvalued after recent price riseOver the last 90 days, the stock has risen 5.7% to Col$463. The fair value is estimated to be Col$381, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last 3 years. Earnings per share has grown by 28%. Revenue is forecast to grow by 9.7% in 2 years. Earnings are forecast to decline by 23% in the next 2 years.
Reported Earnings • May 02First quarter 2024 earnings released: EPS: CL$2.95 (vs CL$2.63 in 1Q 2023)First quarter 2024 results: EPS: CL$2.95 (up from CL$2.63 in 1Q 2023). Revenue: CL$667.2b (up 12% from 1Q 2023). Net income: CL$297.7b (up 12% from 1Q 2023). Profit margin: 45% (in line with 1Q 2023). Revenue is forecast to grow 5.6% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.
お知らせ • Apr 23Banco de Chile to Report Q1, 2024 Results on Apr 30, 2024Banco de Chile announced that they will report Q1, 2024 results on Apr 30, 2024
Buy Or Sell Opportunity • Apr 09Now 21% overvaluedThe stock has been flat over the last 90 days, currently trading at Col$436. The fair value is estimated to be Col$360, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 34%. For the next 3 years, revenue is forecast to grow by 8.3% per annum. Earnings are forecast to decline by 4.4% per annum over the same time period.
Upcoming Dividend • Mar 18Upcoming dividend of CL$8.08 per shareEligible shareholders must have bought the stock before 25 March 2024. Payment date: 28 March 2024. Payout ratio is a comfortable 66% but the company is not cash flow positive. Trailing yield: 7.3%. Lower than top quartile of Colombian dividend payers (13%). Lower than average of industry peers (9.7%).
Buy Or Sell Opportunity • Mar 05Now 22% overvaluedThe stock has been flat over the last 90 days, currently trading at Col$452. The fair value is estimated to be Col$370, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Earnings per share has grown by 34%. For the next 3 years, revenue is forecast to grow by 8.6% per annum. Earnings are forecast to decline by 5.2% per annum over the same time period.
Declared Dividend • Feb 04Dividend of CL$8.08 announcedShareholders will receive a dividend of CL$8.08. Ex-date: 25th March 2024 Payment date: 28th March 2024 Dividend yield will be 1.8%, which is lower than the industry average of 9.5%. Sustainability & Growth Dividend is covered by earnings (66% payout ratio) and is expected to be covered in 3 years' time (75% forecast payout ratio). The dividend has increased by an average of 10% per year over the past 10 years. However, payments have been volatile during that time. EPS is expected to decline by 20% over the next 3 years. However, it would need to fall by 27% to increase the payout ratio to a potentially unsustainable range.
New Risk • Jan 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 6.7% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 6.7% per year for the foreseeable future. Minor Risk Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past.
Reported Earnings • Jan 30Full year 2023 earnings released: EPS: CL$12.31 (vs CL$13.95 in FY 2022)Full year 2023 results: EPS: CL$12.31 (down from CL$13.95 in FY 2022). Revenue: CL$2.64t (down 1.7% from FY 2022). Net income: CL$1.24t (down 12% from FY 2022). Profit margin: 47% (down from 53% in FY 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.1% p.a. on average during the next 2 years, compared to a 15% growth forecast for the Banks industry in South America.
お知らせ • Jan 26Banco de Chile, Annual General Meeting, Mar 28, 2024Banco de Chile, Annual General Meeting, Mar 28, 2024. Agenda: To discuss deducting and retaining from the net income obtained during fiscal year 2023, an amount equal to the correction of the paid capital value and reserves according to the Chilean Consumer Price Index variation; and to discuss the resulting balance, to distribute, as dividend.
Reported Earnings • Oct 31Third quarter 2023 earnings released: EPS: CL$2.57 (vs CL$3.36 in 3Q 2022)Third quarter 2023 results: EPS: CL$2.57 (down from CL$3.36 in 3Q 2022). Revenue: CL$621.4b (down 7.5% from 3Q 2022). Net income: CL$260.0b (down 23% from 3Q 2022). Profit margin: 42% (down from 51% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 7.8% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Banks industry in South America.
お知らせ • Sep 29Banco de Chile Announces Board Changes, Effective December 29, 2023Banco de Chile at its Board of Directors' ordinary meeting held on September 28, 2023, Mr. Andrónico Luksic Craig has submitted his resignation to the positions of Director and Vice-Chairman of Banco de Chile, effective from December 29, 2023. In turn, Alternates Directors Mr. Paul Fürst Gwinner and Mrs. Sandra Marta Guazzotti expressed in the same Board meeting its willingness to continue serving as Alternate Directors, so, as provided by article 8th of the bylaws, the Board should appoint a new director. The Board agreed to appoint Mr. Patricio Jottar Nasrallah as Director, in replacement of Mr. Andrónico Luksic Craig, effective from December 29, 2023, and until the next Ordinary Shareholders Meeting, which is entitled to decide on the definitive appointment. The Board agreed to appoint Director Mr. Francisco Pérez Mackenna as Vice-Chairman of the Board, effective from the upcoming December 29, 2023.
Reported Earnings • Jul 16Second quarter 2023 earnings released: EPS: CL$3.29 (vs CL$4.27 in 2Q 2022)Second quarter 2023 results: EPS: CL$3.29 (down from CL$4.27 in 2Q 2022). Revenue: CL$681.0b (down 8.0% from 2Q 2022). Net income: CL$332.1b (down 23% from 2Q 2022). Profit margin: 49% (down from 58% in 2Q 2022). The decrease in margin was primarily driven by higher expenses. Revenue is forecast to grow 5.1% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Banks industry in South America.
Reported Earnings • Apr 29First quarter 2023 earnings released: EPS: CL$2.63 (vs CL$2.89 in 1Q 2022)First quarter 2023 results: EPS: CL$2.63 (down from CL$2.89 in 1Q 2022). Revenue: CL$597.7b (up 2.0% from 1Q 2022). Net income: CL$266.0b (down 8.8% from 1Q 2022). Profit margin: 45% (down from 50% in 1Q 2022). The decrease in margin was driven by higher expenses. Revenue is forecast to grow 4.5% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Banks industry in South America.
Valuation Update With 7 Day Price Move • Mar 22Investor sentiment deteriorates as stock falls 16%After last week's 16% share price decline to Col$445, the stock trades at a forward P/E ratio of 8x. Average forward P/E is 6x in the Banks industry in South America. Total returns to shareholders of 22% over the past year. Simply Wall St's valuation model estimates the intrinsic value at Col$466 per share.
Upcoming Dividend • Mar 13Upcoming dividend of CL$8.58 per share at 9.7% yieldEligible shareholders must have bought the stock before 20 March 2023. Payment date: 23 March 2023. Payout ratio is a comfortable 62% but the company is not cash flow positive. Trailing yield: 9.7%. Lower than top quartile of Colombian dividend payers (13%). Higher than average of industry peers (8.4%).
お知らせ • Jan 28Banco de Chile to Report Q4, 2022 Results on Jan 30, 2023Banco de Chile announced that they will report Q4, 2022 results on Jan 30, 2023
Reported Earnings • Jan 14Full year 2022 earnings released: EPS: CL$13.95 (vs CL$7.85 in FY 2021)Full year 2022 results: EPS: CL$13.95 (up from CL$7.85 in FY 2021). Revenue: CL$2.68t (up 44% from FY 2021). Net income: CL$1.41t (up 78% from FY 2021). Profit margin: 53% (up from 43% in FY 2021). The increase in margin was driven by higher revenue. Revenue is forecast to grow 4.3% p.a. on average during the next 2 years, compared to a 10% growth forecast for the Banks industry in South America.
Board Change • Nov 16Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 6 experienced directors. 5 highly experienced directors. 2 independent directors (9 non-independent directors). Independent Director Alfredo Cutiel Ergas Segal was the last independent director to join the board, commencing their role in 2017. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
Reported Earnings • Oct 29Third quarter 2022 earnings released: EPS: CL$3.36 (vs CL$1.82 in 3Q 2021)Third quarter 2022 results: EPS: CL$3.36 (up from CL$1.82 in 3Q 2021). Revenue: CL$672.0b (up 49% from 3Q 2021). Net income: CL$339.6b (up 84% from 3Q 2021). Profit margin: 51% (up from 41% in 3Q 2021). The increase in margin was driven by higher revenue. Revenue is forecast to stay flat during the next 3 years compared to a 11% growth forecast for the Banks industry in South America.
Reported Earnings • Jul 15Second quarter 2022 earnings released: EPS: CL$4.27 (vs CL$1.61 in 2Q 2021)Second quarter 2022 results: EPS: CL$4.27 (up from CL$1.61 in 2Q 2021). Revenue: CL$740.6b (up 76% from 2Q 2021). Net income: CL$431.5b (up 166% from 2Q 2021). Profit margin: 58% (up from 39% in 2Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 7.9%, compared to a 30% growth forecast for the industry in Colombia.
Reported Earnings • May 05First quarter 2022 earnings released: EPS: CL$2.89 (vs CL$1.61 in 1Q 2021)First quarter 2022 results: EPS: CL$2.89 (up from CL$1.61 in 1Q 2021). Revenue: CL$585.8b (up 37% from 1Q 2021). Net income: CL$291.7b (up 80% from 1Q 2021). Profit margin: 50% (up from 38% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 29%, compared to a 30% growth forecast for the industry in Colombia.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 9 non-independent directors. Independent Director Alfredo Cutiel Ergas Segal was the last independent director to join the board, commencing their role in 2017. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 17First quarter 2022 earnings released: EPS: CL$2.89 (vs CL$1.61 in 1Q 2021)First quarter 2022 results: EPS: CL$2.89 (up from CL$1.61 in 1Q 2021). Revenue: CL$585.8b (up 37% from 1Q 2021). Net income: CL$291.7b (up 80% from 1Q 2021). Profit margin: 50% (up from 38% in 1Q 2021). The increase in margin was driven by higher revenue. Over the next year, revenue is forecast to grow 29%, compared to a 31% growth forecast for the industry in Colombia.
Reported Earnings • Feb 03Full year 2021 earnings: EPS in line with analyst expectations despite revenue beatFull year 2021 results: EPS: CL$7.85 (up from CL$4.58 in FY 2020). Revenue: CL$1.86t (up 26% from FY 2020). Net income: CL$792.9b (up 71% from FY 2020). Profit margin: 43% (up from 31% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 3.30% (down from 4.39% in FY 2020). Revenue exceeded analyst estimates by 6.0%. Over the next year, revenue is forecast to grow 23%, compared to a 29% growth forecast for the banks industry in Colombia.
Reported Earnings • Nov 02Third quarter 2021 earnings released: EPS CL$1.82 (vs CL$0.87 in 3Q 2020)The company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: CL$452.1b (up 37% from 3Q 2020). Net income: CL$184.2b (up 109% from 3Q 2020). Profit margin: 41% (up from 27% in 3Q 2020). The increase in margin was driven by higher revenue.
Reported Earnings • Aug 03Second quarter 2021 earnings released: EPS CL$1.61 (vs CL$1.11 in 2Q 2020)The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: CL$421.8b (up 16% from 2Q 2020). Net income: CL$162.4b (up 45% from 2Q 2020). Profit margin: 39% (up from 31% in 2Q 2020). The increase in margin was driven by higher revenue.
