Allshores（ALSH.BH）株式概要BF&M Limited は、バミューダ、バハマ、バルバドス、その他のカリブ海地域、ケイマン諸島の個人および企業に保険および投資ソリューションを提供している。 詳細ALSH.BH ファンダメンタル分析スノーフレーク・スコア評価4/6将来の成長0/6過去の実績5/6財務の健全性3/6配当金5/6報酬当社が推定した公正価値より24.7%で取引されている 過去1年間で収益は1205.1%増加しました 5.9%の安定した配当金を支払う リスク分析株式の流動性は非常に低い 財務結果に影響を与える大きな一時的項目 すべてのリスクチェックを見るALSH.BH Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW467,536 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA467,536 investors already sharing narrativesYour Fair ValueBD$Current PriceBD$27.1050.8% 割安 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture-11m2b2016201920222025202620282031Revenue BD$2.4bEarnings BD$417.1mAdvancedSet Fair ValueView all narrativesAllshores Limited 競合他社National General Insurance (P.J.S.C.)Symbol: DFM:NGIMarket cap: د.إ940.2mPeña VerdeSymbol: BMV:PV *Market cap: Mex$4.1bZur Shamir HoldingsSymbol: TASE:ZURMarket cap: ₪851.5mKompanija Dunav Osiguranje a.d.oSymbol: BELEX:DNOSMarket cap: дин28.1b価格と性能株価の高値、安値、推移の概要Allshores過去の株価現在の株価BD$27.1052週高値BD$29.0052週安値BD$16.00ベータ0.121ヶ月の変化0%3ヶ月変化n/a1年変化59.88%3年間の変化21.80%5年間の変化12.92%IPOからの変化99.26%最新ニュースBoard Change • Jul 30No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.Buy Or Sell Opportunity • Jun 17Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 10% to BD$23.99. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.Declared Dividend • Jun 01Dividend of BD$0.40 announcedShareholders will receive a dividend of BD$0.40. Ex-date: 3rd June 2026 Payment date: 26th June 2026 Dividend yield will be 6.2%, which is higher than the industry average of 3.4%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 37% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.New Risk • May 31New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Large one-off items impacting financial results.Reported Earnings • May 30Full year 2025 earnings released: EPS: BD$14.34 (vs BD$1.49 in FY 2024)Full year 2025 results: EPS: BD$14.34 (up from BD$1.49 in FY 2024). Revenue: BD$389.2m (down 14% from FY 2024). Net income: BD$135.1m (up BD$121.7m from FY 2024). Profit margin: 35% (up from 3.0% in FY 2024). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Buy Or Sell Opportunity • May 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 9.7% to BD$23.80. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.最新情報をもっと見るRecent updatesBoard Change • Jul 30No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.Buy Or Sell Opportunity • Jun 17Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 10% to BD$23.99. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.Declared Dividend • Jun 01Dividend of BD$0.40 announcedShareholders will receive a dividend of BD$0.40. Ex-date: 3rd June 2026 Payment date: 26th June 2026 Dividend yield will be 6.2%, which is higher than the industry average of 3.4%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 37% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.New Risk • May 31New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Large one-off items impacting financial results.Reported Earnings • May 30Full year 2025 earnings released: EPS: BD$14.34 (vs BD$1.49 in FY 2024)Full year 2025 results: EPS: BD$14.34 (up from BD$1.49 in FY 2024). Revenue: BD$389.2m (down 14% from FY 2024). Net income: BD$135.1m (up BD$121.7m from FY 2024). Profit margin: 35% (up from 3.0% in FY 2024). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.Buy Or Sell Opportunity • May 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 9.7% to BD$23.80. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.Board Change • May 20No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.お知らせ • May 08Allshores Limited, Annual General Meeting, May 21, 2026Allshores Limited, Annual General Meeting, May 21, 2026.お知らせ • Apr 30BF&M Limited, Annual General Meeting, May 14, 2025BF&M Limited, Annual General Meeting, May 14, 2025. Location: boardroom, level 1, insurance building, 112 pitts bay road, pembroke., Bermudaお知らせ • Mar 26BF&M Limited announces Quarterly dividend, payable on April 11, 2025BF&M Limited announced Quarterly dividend of BMD 0.2800 per share payable on April 11, 2025, ex-date on April 01, 2025 and record date on April 02, 2025.Board Change • Oct 07No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • May 11Full year 2023 earnings released: EPS: BD$2.99 (vs BD$1.00 loss in FY 2022)Full year 2023 results: EPS: BD$2.99 (up from BD$1.00 loss in FY 2022). Revenue: BD$422.9m (up 206% from FY 2022). Net income: BD$26.7m (up BD$35.6m from FY 2022). Profit margin: 6.3% (up from net loss in FY 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.Board Change • May 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Apr 29BF&M Limited, Annual General Meeting, May 09, 2024BF&M Limited, Annual General Meeting, May 09, 2024, at 15:00 Atlantic Daylight. Location: Boardroom, Level 1, Insurance Building, 112 Pitts Bay Road, Pembroke Bermuda Agenda: To receive the financial statements for the year ended 31 December 2023 and auditor's report thereon; to appoint PricewaterhouseCoopers as auditor, and to authorise the Board of Directors, acting through the Audit Committee, to set their remuneration; to re-elect each of the individuals as a Director; to authorise the Board to fill any vacancy in their number left unfilled for any reason; and to generally and unconditionally authorise the Board, in accordance with the Company's Bye-laws, to dispose of or transfer all or any treasury shares, and to issue, allot or grant options, warrants or similar rights over or otherwise dispose of all the authorised but unissued share capital of the Company to such person(s), at such times, for such consideration and upon such terms and conditions as the Board may determine.Board Change • Apr 25No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.New Risk • Apr 15New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Shareholders have been diluted in the past year (3.0% increase in shares outstanding).Board Change • Apr 04No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Declared Dividend • Mar 25Dividend of BD$0.28 announcedShareholders will receive a dividend of BD$0.28. Ex-date: 28th March 2024 Payment date: 12th April 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by both earnings (54% earnings payout ratio) and cash flows (20% cash payout ratio). The dividend has increased by an average of 3.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to decline by 40% to shift the payout ratio to a potentially unsustainable range, which is more than the 16% EPS decline seen over the last 5 years.Board Change • Mar 21No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Feb 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 06No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Dec 21Upcoming dividend of BD$0.28 per share at 4.4% yieldEligible shareholders must have bought the stock before 28 December 2023. Payment date: 12 January 2024. Payout ratio is a comfortable 54% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of Bermuda dividend payers (6.3%). Higher than average of industry peers (2.3%).Buying Opportunity • Dec 19Now 26% undervaluedOver the last 90 days, the stock is up 12%. The fair value is estimated to be BD$31.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.7% over the last 3 years. Meanwhile, the company has become profitable.お知らせ • Dec 12BF&M Limited Declares Dividend, Payable on 12 January 2024The BF&M Limited announced a declaration of dividend of 0.28 cents on common shares. The full filing stated: Record Date is 29 December 2023. Payment Date is 12 January 2024.Board Change • Nov 29No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 09No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Sep 22BF&M Limited Declares Dividend, Payable on 13 October 2023The BF&M Limited announced a declaration of dividend. The full filing stated: Common Shares: Record Date: 29 September 2023. Payment Date: 13 October 2023. Dividend per share: 0.28 cents.お知らせ • Sep 16BF&M Limited Announces Resignation of Mr. Christopher Harris as DirectorThe BF&M Limited Board of Directors announced that the resignation of Mr. Christopher Harris as a Director with effect from 15 September 2023.Board Change • Sep 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Sep 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Aug 12No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Jun 22Bf&M Limited Announces Dividend Increase for Shareholders, Payable on July 14, 2023BF&M Limited announced an increase in dividends for its valued shareholders. The decision to raise dividends reflects the company's strong financial performance and its commitment to delivering long-term value to its shareholders. As part of its ongoing efforts to enhance shareholder returns, BF&M has declared an increase from $0.24 to $0.28 payable to shareholders on July 14th, 2023. The decision to raise dividends aligns with the company's strategy to provide shareholders with attractive and competitive returns on their investment.Board Change • Jun 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • May 19No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • May 07Full year 2022 earnings released: BD$1.00 loss per share (vs BD$2.77 profit in FY 2021)Full year 2022 results: BD$1.00 loss per share (down from BD$2.77 profit in FY 2021). Revenue: BD$138.3m (down 34% from FY 2021). Net loss: BD$8.85m (down 136% from profit in FY 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.Board Change • Apr 19No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Mar 30Full year 2022 earnings released: BD$1.00 loss per share (vs BD$2.77 profit in FY 2021)Full year 2022 results: BD$1.00 loss per share (down from BD$2.77 profit in FY 2021). Revenue: BD$138.3m (down 34% from FY 2021). Net loss: BD$8.85m (down 136% from profit in FY 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.Board Change • Mar 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Feb 22No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 06No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Dec 23Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 30 December 2022. Payment date: 13 January 2023. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 4.6%. Within top quartile of Bermuda dividend payers (4.2%). Higher than average of industry peers (2.5%).Board Change • Dec 14No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Dec 08BF&M Limited Announces Resignation of John Wight as ChairmanBF&M Limited announced that John Wight has stepped down from the Board of Directors as Group Chairman, effective immediately.Board Change • Oct 20No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Aug 23No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Aug 17+ 1 more updateBf&M Limited Appoints Abigail Clifford as Director, Effective 1 September 2022BF&M Limited announced a resolution by the Board of BF&M Limited appointing Abigail Clifford as a Director, effective 1 September 2022. Ms. Clifford is already an approved director of BF&M General Insurance Company Limited and BF&M Life Insurance Company Limited.Board Change • Aug 04No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Valuation Update With 7 Day Price Move • Jul 05Investor sentiment improved over the past weekAfter last week's 27% share price gain to BD$23.00, the stock trades at a trailing P/E ratio of 17.6x. Average trailing P/E is 11x in the Insurance industry in North America. Total returns to shareholders of 52% over the past three years.Board Change • Jul 01No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jun 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • May 13No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • May 12+ 1 more updateBF&M Limited Announces Appointment of Bruce Walker as EVPBF&M Limited announced the appointment of Mr. Bruce Walker as EVP. Mr. Walker has over 25 years of extensive risk and capital management experience. A former CFO and transformational leader at ACE INA Insurance, Mr. Walker more recently served as Chief Risk Officer at Chubb Insurance Company of Canada. In this role, he was responsible for implementing an Enterprise Risk Management framework and reporting programme, as well as partnering with the Chief Actuary and CFO to provide strategic analysis and portfolio optimization.Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Mar 24Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 15 April 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of Bermuda dividend payers (4.3%). Higher than average of industry peers (2.4%).Board Change • Mar 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Jan 14No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 30No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Nov 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Sep 22No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.Upcoming Dividend • Sep 22Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 27 September 2021. Payment date: 15 October 2021. Trailing yield: 4.2%. Within top quartile of dividend payers (3.8%). Higher than average of industry peers (2.6%).Reported Earnings • May 26Full year 2020 earnings released: EPS BD$2.61 (vs BD$2.07 in FY 2019)The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: BD$233.9m (down 8.0% from FY 2019). Net income: BD$23.2m (up 27% from FY 2019). Profit margin: 9.9% (up from 7.2% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.Upcoming Dividend • Mar 23Upcoming Dividend of BD$0.24 Per ShareWill be paid on the 15th of April to those who are registered shareholders by the 30th of March. The trailing yield of 4.3% is in the top quartile of Bermuda dividend payers (4.1%), and it is higher than industry peers (2.7%).お知らせ • Sep 05Joe Poulin acquired a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH).Joe Poulin acquired a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH) on September 2, 2020. Joe Poulin completed the acquisition of a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH) on September 2, 2020.株主還元ALSH.BHBM InsuranceBM 市場7D0%-1.2%0%1Y59.9%6.4%18.3%株主還元を見る業界別リターン: ALSH.BH過去 1 年間で6.4 % の収益を上げたBM Insurance業界を上回りました。リターン対市場: ALSH.BH過去 1 年間で18.3 % の収益を上げたBM市場を上回りました。価格変動Is ALSH.BH's price volatile compared to industry and market?ALSH.BH volatilityALSH.BH Average Weekly Movementn/aInsurance Industry Average Movement4.5%Market Average Movement7.8%10% most volatile stocks in BM Market16.4%10% least volatile stocks in BM Market3.2%安定した株価: ALSH.BHの株価は、 BM市場と比較して過去 3 か月間で変動しています。時間の経過による変動: 過去 1 年間のALSH.BHのボラティリティの変化を判断するには データが不十分です。会社概要設立従業員CEO（最高経営責任者ウェブサイト1903n/aAbigail Cliffordwww.allshores.comBF&M Limited はバミューダ、バハマ、バルバドス、その他カリブ海地域、ケイマン諸島の個人と企業に保険と投資のソリューションを提供している。健康、生命、年金、損害保険、不動産、ケイマン諸島およびその他カリブ海地域の事業部門を通じて事業を展開している。同社は団体・個人向け医療・傷害・生命・障害保険、年金・年金商品を提供している。また、個人向け、商業向けの火災保険、風災保険、強盗保険、賠償責任保険、海上保険、特殊保険、個人向け自動車保険、個人向けオートサイクル保険、労災保険、商用車保険、自動車保険、建設保険、損害保険も提供している。さらに、ビル内のオフィススペースの賃貸も手掛けている。同社は1903年に設立され、バミューダのペンブロークに本社を置いている。もっと見るAllshores Limited 基礎のまとめAllshores の収益と売上を時価総額と比較するとどうか。ALSH.BH 基礎統計学時価総額BD$257.18m収益（TTM）BD$135.13m売上高(TTM)BD$768.62m1.9xPER（株価収益率0.3xP/SレシオALSH.BH は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計ALSH.BH 損益計算書（TTM）収益BD$768.62m売上原価BD$562.64m売上総利益BD$205.98mその他の費用BD$70.85m収益BD$135.13m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）14.24グロス・マージン26.80%純利益率17.58%有利子負債／自己資本比率8.9%ALSH.BH の長期的なパフォーマンスは？過去の実績と比較を見る配当金5.9%現在の配当利回り9%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/23 18:30終値2026/08/18 00:00収益2025/12/31年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Allshores Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Board Change • Jul 30No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
Buy Or Sell Opportunity • Jun 17Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 10% to BD$23.99. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.
Declared Dividend • Jun 01Dividend of BD$0.40 announcedShareholders will receive a dividend of BD$0.40. Ex-date: 3rd June 2026 Payment date: 26th June 2026 Dividend yield will be 6.2%, which is higher than the industry average of 3.4%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 37% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
New Risk • May 31New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Large one-off items impacting financial results.
Reported Earnings • May 30Full year 2025 earnings released: EPS: BD$14.34 (vs BD$1.49 in FY 2024)Full year 2025 results: EPS: BD$14.34 (up from BD$1.49 in FY 2024). Revenue: BD$389.2m (down 14% from FY 2024). Net income: BD$135.1m (up BD$121.7m from FY 2024). Profit margin: 35% (up from 3.0% in FY 2024). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Buy Or Sell Opportunity • May 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 9.7% to BD$23.80. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.
Board Change • Jul 30No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
Buy Or Sell Opportunity • Jun 17Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 10% to BD$23.99. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.
Declared Dividend • Jun 01Dividend of BD$0.40 announcedShareholders will receive a dividend of BD$0.40. Ex-date: 3rd June 2026 Payment date: 26th June 2026 Dividend yield will be 6.2%, which is higher than the industry average of 3.4%. Sustainability & Growth The dividend has increased by an average of 6.2% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. Earnings per share has grown by 37% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover.
New Risk • May 31New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2025. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2025 fiscal period end). Large one-off items impacting financial results.
Reported Earnings • May 30Full year 2025 earnings released: EPS: BD$14.34 (vs BD$1.49 in FY 2024)Full year 2025 results: EPS: BD$14.34 (up from BD$1.49 in FY 2024). Revenue: BD$389.2m (down 14% from FY 2024). Net income: BD$135.1m (up BD$121.7m from FY 2024). Profit margin: 35% (up from 3.0% in FY 2024). Over the last 3 years on average, earnings per share has increased by 98% per year but the company’s share price has only increased by 3% per year, which means it is significantly lagging earnings growth.
Buy Or Sell Opportunity • May 28Now 20% overvalued after recent price riseOver the last 90 days, the stock has risen 9.7% to BD$23.80. The fair value is estimated to be BD$19.76, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 22% over the last 3 years. Meanwhile, the company has become profitable.
Board Change • May 20No independent directorsNo new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. 2 highly experienced directors. No independent directors (9 non-independent directors). Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Insufficient board refreshment.
お知らせ • May 08Allshores Limited, Annual General Meeting, May 21, 2026Allshores Limited, Annual General Meeting, May 21, 2026.
お知らせ • Apr 30BF&M Limited, Annual General Meeting, May 14, 2025BF&M Limited, Annual General Meeting, May 14, 2025. Location: boardroom, level 1, insurance building, 112 pitts bay road, pembroke., Bermuda
お知らせ • Mar 26BF&M Limited announces Quarterly dividend, payable on April 11, 2025BF&M Limited announced Quarterly dividend of BMD 0.2800 per share payable on April 11, 2025, ex-date on April 01, 2025 and record date on April 02, 2025.
Board Change • Oct 07No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • May 11Full year 2023 earnings released: EPS: BD$2.99 (vs BD$1.00 loss in FY 2022)Full year 2023 results: EPS: BD$2.99 (up from BD$1.00 loss in FY 2022). Revenue: BD$422.9m (up 206% from FY 2022). Net income: BD$26.7m (up BD$35.6m from FY 2022). Profit margin: 6.3% (up from net loss in FY 2022). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 26% per year but the company’s share price has increased by 4% per year, which means it is well ahead of earnings.
Board Change • May 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 29BF&M Limited, Annual General Meeting, May 09, 2024BF&M Limited, Annual General Meeting, May 09, 2024, at 15:00 Atlantic Daylight. Location: Boardroom, Level 1, Insurance Building, 112 Pitts Bay Road, Pembroke Bermuda Agenda: To receive the financial statements for the year ended 31 December 2023 and auditor's report thereon; to appoint PricewaterhouseCoopers as auditor, and to authorise the Board of Directors, acting through the Audit Committee, to set their remuneration; to re-elect each of the individuals as a Director; to authorise the Board to fill any vacancy in their number left unfilled for any reason; and to generally and unconditionally authorise the Board, in accordance with the Company's Bye-laws, to dispose of or transfer all or any treasury shares, and to issue, allot or grant options, warrants or similar rights over or otherwise dispose of all the authorised but unissued share capital of the Company to such person(s), at such times, for such consideration and upon such terms and conditions as the Board may determine.
Board Change • Apr 25No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
New Risk • Apr 15New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risks Latest financial reports are more than 6 months old (reported June 2023 fiscal period end). Shareholders have been diluted in the past year (3.0% increase in shares outstanding).
Board Change • Apr 04No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Declared Dividend • Mar 25Dividend of BD$0.28 announcedShareholders will receive a dividend of BD$0.28. Ex-date: 28th March 2024 Payment date: 12th April 2024 Dividend yield will be 4.5%, which is higher than the industry average of 3.4%. Sustainability & Growth Dividend is covered by both earnings (54% earnings payout ratio) and cash flows (20% cash payout ratio). The dividend has increased by an average of 3.4% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. The company's earnings per share (EPS) would need to decline by 40% to shift the payout ratio to a potentially unsustainable range, which is more than the 16% EPS decline seen over the last 5 years.
Board Change • Mar 21No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Feb 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 06No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Dec 21Upcoming dividend of BD$0.28 per share at 4.4% yieldEligible shareholders must have bought the stock before 28 December 2023. Payment date: 12 January 2024. Payout ratio is a comfortable 54% and this is well supported by cash flows. Trailing yield: 4.4%. Lower than top quartile of Bermuda dividend payers (6.3%). Higher than average of industry peers (2.3%).
Buying Opportunity • Dec 19Now 26% undervaluedOver the last 90 days, the stock is up 12%. The fair value is estimated to be BD$31.08, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has declined by 8.7% over the last 3 years. Meanwhile, the company has become profitable.
お知らせ • Dec 12BF&M Limited Declares Dividend, Payable on 12 January 2024The BF&M Limited announced a declaration of dividend of 0.28 cents on common shares. The full filing stated: Record Date is 29 December 2023. Payment Date is 12 January 2024.
Board Change • Nov 29No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 09No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 8 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Sep 22BF&M Limited Declares Dividend, Payable on 13 October 2023The BF&M Limited announced a declaration of dividend. The full filing stated: Common Shares: Record Date: 29 September 2023. Payment Date: 13 October 2023. Dividend per share: 0.28 cents.
お知らせ • Sep 16BF&M Limited Announces Resignation of Mr. Christopher Harris as DirectorThe BF&M Limited Board of Directors announced that the resignation of Mr. Christopher Harris as a Director with effect from 15 September 2023.
Board Change • Sep 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Sep 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Aug 12No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Jun 22Bf&M Limited Announces Dividend Increase for Shareholders, Payable on July 14, 2023BF&M Limited announced an increase in dividends for its valued shareholders. The decision to raise dividends reflects the company's strong financial performance and its commitment to delivering long-term value to its shareholders. As part of its ongoing efforts to enhance shareholder returns, BF&M has declared an increase from $0.24 to $0.28 payable to shareholders on July 14th, 2023. The decision to raise dividends aligns with the company's strategy to provide shareholders with attractive and competitive returns on their investment.
Board Change • Jun 02No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • May 19No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • May 07Full year 2022 earnings released: BD$1.00 loss per share (vs BD$2.77 profit in FY 2021)Full year 2022 results: BD$1.00 loss per share (down from BD$2.77 profit in FY 2021). Revenue: BD$138.3m (down 34% from FY 2021). Net loss: BD$8.85m (down 136% from profit in FY 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 11% per year, which means it is well ahead of earnings.
Board Change • Apr 19No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Mar 30Full year 2022 earnings released: BD$1.00 loss per share (vs BD$2.77 profit in FY 2021)Full year 2022 results: BD$1.00 loss per share (down from BD$2.77 profit in FY 2021). Revenue: BD$138.3m (down 34% from FY 2021). Net loss: BD$8.85m (down 136% from profit in FY 2021). Over the last 3 years on average, earnings per share has fallen by 47% per year but the company’s share price has increased by 7% per year, which means it is well ahead of earnings.
Board Change • Mar 16No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Feb 22No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 26No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 06No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Dec 23Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 30 December 2022. Payment date: 13 January 2023. The company is not currently making a profit and there are not enough cash flows to support it either. Trailing yield: 4.6%. Within top quartile of Bermuda dividend payers (4.2%). Higher than average of industry peers (2.5%).
Board Change • Dec 14No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Dec 08BF&M Limited Announces Resignation of John Wight as ChairmanBF&M Limited announced that John Wight has stepped down from the Board of Directors as Group Chairman, effective immediately.
Board Change • Oct 20No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 10 non-independent directors. Group President, Group CEO & Director Abigail Clifford was the last director to join the board, commencing their role in 2022. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Aug 23No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Aug 17+ 1 more updateBf&M Limited Appoints Abigail Clifford as Director, Effective 1 September 2022BF&M Limited announced a resolution by the Board of BF&M Limited appointing Abigail Clifford as a Director, effective 1 September 2022. Ms. Clifford is already an approved director of BF&M General Insurance Company Limited and BF&M Life Insurance Company Limited.
Board Change • Aug 04No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Valuation Update With 7 Day Price Move • Jul 05Investor sentiment improved over the past weekAfter last week's 27% share price gain to BD$23.00, the stock trades at a trailing P/E ratio of 17.6x. Average trailing P/E is 11x in the Insurance industry in North America. Total returns to shareholders of 52% over the past three years.
Board Change • Jul 01No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jun 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • May 13No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • May 12+ 1 more updateBF&M Limited Announces Appointment of Bruce Walker as EVPBF&M Limited announced the appointment of Mr. Bruce Walker as EVP. Mr. Walker has over 25 years of extensive risk and capital management experience. A former CFO and transformational leader at ACE INA Insurance, Mr. Walker more recently served as Chief Risk Officer at Chubb Insurance Company of Canada. In this role, he was responsible for implementing an Enterprise Risk Management framework and reporting programme, as well as partnering with the Chief Actuary and CFO to provide strategic analysis and portfolio optimization.
Board Change • Apr 27No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Mar 24Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 30 March 2022. Payment date: 15 April 2022. Payout ratio is a comfortable 31% and this is well supported by cash flows. Trailing yield: 4.8%. Within top quartile of Bermuda dividend payers (4.3%). Higher than average of industry peers (2.4%).
Board Change • Mar 15No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 28No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Jan 14No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 30No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Nov 10No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Sep 22No independent directorsFollowing the recent departure of a director, there are no independent directors on the board. The company's board is composed of: No independent directors. 9 non-independent directors. Director Jennifer Reynolds was the last director to join the board, commencing their role in 2020. The company's lack of independent directors is a risk according to the Simply Wall St Risk Model.
Upcoming Dividend • Sep 22Upcoming dividend of BD$0.24 per shareEligible shareholders must have bought the stock before 27 September 2021. Payment date: 15 October 2021. Trailing yield: 4.2%. Within top quartile of dividend payers (3.8%). Higher than average of industry peers (2.6%).
Reported Earnings • May 26Full year 2020 earnings released: EPS BD$2.61 (vs BD$2.07 in FY 2019)The company reported a decent full year result with improved earnings and profit margins, although revenues were weaker. Full year 2020 results: Revenue: BD$233.9m (down 8.0% from FY 2019). Net income: BD$23.2m (up 27% from FY 2019). Profit margin: 9.9% (up from 7.2% in FY 2019). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has only increased by 11% per year, which means it is significantly lagging earnings growth.
Upcoming Dividend • Mar 23Upcoming Dividend of BD$0.24 Per ShareWill be paid on the 15th of April to those who are registered shareholders by the 30th of March. The trailing yield of 4.3% is in the top quartile of Bermuda dividend payers (4.1%), and it is higher than industry peers (2.7%).
お知らせ • Sep 05Joe Poulin acquired a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH).Joe Poulin acquired a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH) on September 2, 2020. Joe Poulin completed the acquisition of a 51% stake in Insurance Corporation of Barbados Limited from BF&M Limited (BER:BFM.BH) on September 2, 2020.
