View ValuationRupali Insurance 将来の成長Future 基準チェック /06現在、 Rupali Insuranceの成長と収益を予測するのに十分なアナリストの調査がありません。主要情報n/a収益成長率n/aEPS成長率Insurance 収益成長4.9%収益成長率n/a将来の株主資本利益率n/aアナリストカバレッジNone最終更新日n/a今後の成長に関する最新情報更新なしすべての更新を表示Recent updatesBoard Change • May 20Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman Mostafa Sobhan was the last director to join the board, commencing their role in 2025. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.お知らせ • May 11Rupali Insurance Company Limited to Report Q1, 2026 Results on May 13, 2026Rupali Insurance Company Limited announced that they will report Q1, 2026 results on May 13, 2026お知らせ • Apr 28Rupali Insurance Company Limited announces Annual dividend, payable on August 30, 2026Rupali Insurance Company Limited announced Annual dividend of BDT 0.5000 per share payable on August 30, 2026, ex-date on June 07, 2026 and record date on June 04, 2026.お知らせ • Apr 27Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026, at 11:00 Central Asia Standard Time.お知らせ • Apr 20Rupali Insurance Company Limited to Report Fiscal Year 2025 Results on Apr 26, 2026Rupali Insurance Company Limited announced that they will report fiscal year 2025 results on Apr 26, 2026お知らせ • Oct 27Rupali Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Rupali Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025お知らせ • Jul 22Rupali Insurance Company Limited to Report Q2, 2025 Results on Jul 24, 2025Rupali Insurance Company Limited announced that they will report Q2, 2025 results on Jul 24, 2025お知らせ • May 07Rupali Insurance Company Limited to Report Q1, 2025 Results on May 13, 2025Rupali Insurance Company Limited announced that they will report Q1, 2025 results on May 13, 2025お知らせ • Apr 29Rupali Insurance Company Limited announces Annual dividend, payable on August 31, 2025Rupali Insurance Company Limited announced Annual dividend of BDT 1.0000 per share payable on August 31, 2025, ex-date on June 01, 2025 and record date on May 29, 2025.お知らせ • Apr 28Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025, at 11:00 Central Asia Standard Time.お知らせ • Apr 21Rupali Insurance Company Limited to Report Fiscal Year 2024 Results on Apr 26, 2025Rupali Insurance Company Limited announced that they will report fiscal year 2024 results on Apr 26, 2025Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: ৳0.33 (vs ৳0.30 in 3Q 2023)Third quarter 2024 results: EPS: ৳0.33 (up from ৳0.30 in 3Q 2023). Revenue: ৳120.1m (down 19% from 3Q 2023). Net income: ৳15.4m (up 30% from 3Q 2023). Profit margin: 13% (up from 8.0% in 3Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 20% per year, which means it has not declined as severely as earnings.Valuation Update With 7 Day Price Move • Nov 04Investor sentiment improves as stock rises 20%After last week's 20% share price gain to ৳21.80, the stock trades at a trailing P/E ratio of 46.9x. Average trailing P/E is 16x in the Insurance industry in Bangladesh. Total loss to shareholders of 45% over the past three years.お知らせ • Oct 25Rupali Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024Rupali Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024Valuation Update With 7 Day Price Move • Oct 20Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to ৳18.30, the stock trades at a trailing P/E ratio of 39.4x. Average trailing P/E is 15x in the Insurance industry in Bangladesh. Total loss to shareholders of 56% over the past three years.お知らせ • Jul 25Rupali Insurance Company Limited to Report Q2, 2024 Results on Jul 29, 2024Rupali Insurance Company Limited announced that they will report Q2, 2024 results on Jul 29, 2024New Risk • Jun 06New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 160% Cash payout ratio: 103% Earnings have declined by 5.0% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Profit margins are more than 30% lower than last year (12% net profit margin). Revenue is less than US$5m (৳416m revenue, or US$3.5m). Market cap is less than US$100m (৳1.76b market cap, or US$15.0m).Upcoming Dividend • May 29Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 05 June 2024. Payment date: 01 September 2024. The company is paying out more than 100% of its profits and is paying out 85% of its cash flow. Trailing yield: 4.3%. Lower than top quartile of Bangladeshi dividend payers (4.4%). Higher than average of industry peers (3.2%).Declared Dividend • May 02Dividend of ৳1.00 announcedDividend of ৳1.00 is the same as last year. Ex-date: 5th June 2024 Payment date: 1st September 2024 Dividend yield will be 3.9%, which is higher than the industry average of 2.5%. Sustainability & Growth Dividend is not covered by earnings (160% earnings payout ratio) nor is it covered by cash flows (103% cash payout ratio). The dividend has increased by an average of 2.8% per year over the past 7 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 78% to bring the payout ratio under control. However, EPS has declined by 17% over the last 5 years so the company would need to reverse this trend.お知らせ • Apr 26Rupali Insurance Company Limited to Report Fiscal Year 2023 Results on Apr 29, 2024Rupali Insurance Company Limited announced that they will report fiscal year 2023 results on Apr 29, 2024お知らせ • Oct 26Rupali Insurance Company Limited to Report Q3, 2023 Results on Oct 30, 2023Rupali Insurance Company Limited announced that they will report Q3, 2023 results on Oct 30, 2023Valuation Update With 7 Day Price Move • Sep 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳34.90, the stock trades at a trailing P/E ratio of 35.6x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 65% over the past three years.お知らせ • Jul 26Rupali Insurance Company Limited to Report Q2, 2023 Results on Jul 29, 2023Rupali Insurance Company Limited announced that they will report Q2, 2023 results on Jul 29, 2023Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳31.90, the stock trades at a trailing P/E ratio of 37.2x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total returns to shareholders of 92% over the past three years.New Risk • Jul 14New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.4% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (116% payout ratio). Profit margins are more than 30% lower than last year (16% net profit margin). Revenue is less than US$5m (৳407m revenue, or US$3.8m). Market cap is less than US$100m (৳2.10b market cap, or US$19.4m).Upcoming Dividend • May 31Upcoming dividend of ৳1.00 per share at 3.3% yieldEligible shareholders must have bought the stock before 07 June 2023. Payment date: 30 August 2023. Payout ratio is a comfortable 50% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Higher than average of industry peers (2.4%).Reported Earnings • Oct 30Third quarter 2022 earnings released: EPS: ৳0.29 (vs ৳0.53 in 3Q 2021)Third quarter 2022 results: EPS: ৳0.29 (down from ৳0.53 in 3Q 2021). Revenue: ৳139.8m (up 14% from 3Q 2021). Net income: ৳22.5m (down 26% from 3Q 2021). Profit margin: 16% (down from 25% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Jun 02Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 01 September 2022. Payout ratio is a comfortable 52% but the company is paying out more than the cash it is generating. Trailing yield: 3.1%. Lower than top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (2.5%).Valuation Update With 7 Day Price Move • Jun 01Investor sentiment improved over the past weekAfter last week's 18% share price gain to ৳32.10, the stock trades at a trailing P/E ratio of 17.2x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 76% over the past three years.Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to ৳52.70, the stock trades at a trailing P/E ratio of 27.6x. Average trailing P/E is 26x in the Insurance industry in Bangladesh. Total returns to shareholders of 245% over the past three years.Reported Earnings • Aug 05Second quarter 2021 earnings released: EPS ৳0.51 (vs ৳0.47 in 2Q 2020)The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: ৳87.9m (down 19% from 2Q 2020). Net income: ৳33.7m (up 8.8% from 2Q 2020). Profit margin: 38% (up from 29% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.Upcoming Dividend • Jun 06Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 13 June 2021. Payment date: 02 September 2021. Trailing yield: 2.0%. Lower than top quartile of Bangladeshi dividend payers (3.0%). Higher than average of industry peers (1.7%).Valuation Update With 7 Day Price Move • Jun 03Investor sentiment improved over the past weekAfter last week's 23% share price gain to ৳50.30, the stock trades at a trailing P/E ratio of 28.6x. Average trailing P/E is 32x in the Insurance industry in Bangladesh. Total returns to shareholders of 252% over the past three years.お知らせ • May 04Rupali Insurance Company Limited Announces Dividend for the Year Ended on December 31, 2020The Board of Rupali Insurance Company Limited recommended 10% cash dividend for the year ended on December 31, 2020.Valuation Update With 7 Day Price Move • Apr 08Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳34.20, the stock trades at a trailing P/E ratio of 19.5x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 117% over the past three years.Is New 90 Day High Low • Mar 15New 90-day low: ৳30.40The company is down 30% from a price of ৳43.50 on 15 December 2020. Underperformed the Bangladeshi market, which is up 10.0% over the last 90 days. Lagged the Insurance industry, which is down 12% over the same period.Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 23% share price gain to ৳44.30, the stock is trading at a trailing P/E ratio of 25.2x, up from the previous P/E ratio of 20.5x. This compares to an average P/E of 27x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 166%.Is New 90 Day High Low • Dec 09New 90-day high: ৳41.00The company is up 95% from its price of ৳21.00 on 10 September 2020. The Bangladeshi market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 28% over the same period.Valuation Update With 7 Day Price Move • Nov 29Market bids up stock over the past weekAfter last week's 16% share price gain to ৳34.60, the stock is trading at a trailing P/E ratio of 19.7x, up from the previous P/E ratio of 17x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 109%.Valuation Update With 7 Day Price Move • Nov 26Market bids up stock over the past weekAfter last week's 16% share price gain to ৳35.00, the stock is trading at a trailing P/E ratio of 19.9x, up from the previous P/E ratio of 17.2x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 111%.Valuation Update With 7 Day Price Move • Nov 11Market pulls back on stock over the past weekAfter last week's 17% share price decline to ৳31.20, the stock is trading at a trailing P/E ratio of 19.9x, down from the previous P/E ratio of 24x. This compares to an average P/E of 25x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 86%.Is New 90 Day High Low • Oct 21New 90-day high: ৳37.40The company is up 99% from its price of ৳18.80 on 23 July 2020. The Bangladeshi market is up 21% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 35% over the same period.Valuation Update With 7 Day Price Move • Oct 21Market bids up stock over the past weekAfter last week's 28% share price gain to ৳37.40, the stock is trading at a trailing P/E ratio of 23.8x, up from the previous P/E ratio of 18.7x. This compares to an average P/E of 24x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 117%.Is New 90 Day High Low • Sep 20New 90-day high: ৳25.50The company is up 61% from its price of ৳15.80 on 22 June 2020. The Bangladeshi market is up 29% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 39% over the same period.お知らせ • Jul 26Rupali Insurance Company Limited to Report Q2, 2020 Results on Jul 28, 2020Rupali Insurance Company Limited announced that they will report Q2, 2020 results on Jul 28, 2020お知らせ • Jul 17Rupali Insurance Company Limited to Report Fiscal Year 2019 Results on Jul 15, 2020Rupali Insurance Company Limited announced that they will report fiscal year 2019 results on Jul 15, 2020 このセクションでは通常、投資家が会社の利益創出能力を理解する一助となるよう、プロのアナリストのコンセンサス予想に基づく収益と利益の成長予測を提示する。しかし、Rupali Insurance は十分な過去のデータを提供しておらず、アナリストの予測もないため、過去のデータを外挿したり、アナリストの予測を使用しても、その将来の収益を確実に算出することはできません。 シンプリー・ウォール・ストリートがカバーする企業の97%は過去の財務データを持っているため、これはかなり稀な状況です。 業績と収益の成長予測DSE:RUPALIINS - アナリストの将来予測と過去の財務データ ( )BDT Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数9/30/202571545-2711N/A6/30/202569143-133N/A3/31/202568060-724N/A12/31/202465176130N/A9/30/202448437910N/A6/30/2024511342829N/A3/31/2024473403522N/A12/31/2023480363133N/A9/30/2023416487477N/A6/30/202340859119121N/A3/31/2023407837995N/A12/31/202241375124125N/A9/30/2022517171171226N/A6/30/2022499179144199N/A3/31/2022497145177244N/A12/31/2021524158125194N/A9/30/2021415143109175N/A6/30/202144914689149N/A3/31/202146915099158N/A12/31/2020484146104162N/A9/30/20205351351537N/A6/30/2020549122-53-2N/A3/31/2020624139-1722N/A12/31/2019622134-2119N/A9/30/20197151185166N/A6/30/2019714116N/A119N/A3/31/2019708110N/A73N/A12/31/2018711120N/A88N/A9/30/2018699133N/A106N/A6/30/2018690135N/A114N/A3/31/2018690133N/A134N/A12/31/2017684131N/A115N/A9/30/2017671109N/A94N/A6/30/2017679125N/A76N/A3/31/201767997N/A98N/A12/31/2016676114N/A103N/A9/30/2016656120N/A115N/A6/30/2016657115N/A98N/A3/31/2016659114N/A123N/A12/31/2015663113N/A122N/A9/30/2015636123N/A83N/A6/30/2015637111N/A102N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: RUPALIINSの予測収益成長が 貯蓄率 ( 4.2% ) を上回っているかどうかを判断するにはデータが不十分です。収益対市場: RUPALIINSの収益がBD市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です高成長収益: RUPALIINSの収益が今後 3 年間で 大幅に 増加すると予想されるかどうかを判断するにはデータが不十分です。収益対市場: RUPALIINSの収益がBD市場よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。高い収益成長: RUPALIINSの収益が年間20%よりも速く成長すると予測されるかどうかを判断するにはデータが不十分です。一株当たり利益成長率予想将来の株主資本利益率将来のROE: RUPALIINSの 自己資本利益率 が 3 年後に高くなると予測されるかどうかを判断するにはデータが不十分です成長企業の発掘7D1Y7D1Y7D1YInsurance 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/06/21 12:11終値2026/06/21 00:00収益2025/09/30年間収益2024/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Rupali Insurance Company Limited 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Board Change • May 20Less than half of directors are independentThere is 1 new director who has joined the board in the last 3 years. The new board member was not an independent director. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. 2 independent directors (7 non-independent directors). Chairman Mostafa Sobhan was the last director to join the board, commencing their role in 2025. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment.
お知らせ • May 11Rupali Insurance Company Limited to Report Q1, 2026 Results on May 13, 2026Rupali Insurance Company Limited announced that they will report Q1, 2026 results on May 13, 2026
お知らせ • Apr 28Rupali Insurance Company Limited announces Annual dividend, payable on August 30, 2026Rupali Insurance Company Limited announced Annual dividend of BDT 0.5000 per share payable on August 30, 2026, ex-date on June 07, 2026 and record date on June 04, 2026.
お知らせ • Apr 27Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026Rupali Insurance Company Limited, Annual General Meeting, Jul 29, 2026, at 11:00 Central Asia Standard Time.
お知らせ • Apr 20Rupali Insurance Company Limited to Report Fiscal Year 2025 Results on Apr 26, 2026Rupali Insurance Company Limited announced that they will report fiscal year 2025 results on Apr 26, 2026
お知らせ • Oct 27Rupali Insurance Company Limited to Report Q3, 2025 Results on Oct 29, 2025Rupali Insurance Company Limited announced that they will report Q3, 2025 results on Oct 29, 2025
お知らせ • Jul 22Rupali Insurance Company Limited to Report Q2, 2025 Results on Jul 24, 2025Rupali Insurance Company Limited announced that they will report Q2, 2025 results on Jul 24, 2025
お知らせ • May 07Rupali Insurance Company Limited to Report Q1, 2025 Results on May 13, 2025Rupali Insurance Company Limited announced that they will report Q1, 2025 results on May 13, 2025
お知らせ • Apr 29Rupali Insurance Company Limited announces Annual dividend, payable on August 31, 2025Rupali Insurance Company Limited announced Annual dividend of BDT 1.0000 per share payable on August 31, 2025, ex-date on June 01, 2025 and record date on May 29, 2025.
お知らせ • Apr 28Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025Rupali Insurance Company Limited, Annual General Meeting, Jul 30, 2025, at 11:00 Central Asia Standard Time.
お知らせ • Apr 21Rupali Insurance Company Limited to Report Fiscal Year 2024 Results on Apr 26, 2025Rupali Insurance Company Limited announced that they will report fiscal year 2024 results on Apr 26, 2025
Reported Earnings • Nov 12Third quarter 2024 earnings released: EPS: ৳0.33 (vs ৳0.30 in 3Q 2023)Third quarter 2024 results: EPS: ৳0.33 (up from ৳0.30 in 3Q 2023). Revenue: ৳120.1m (down 19% from 3Q 2023). Net income: ৳15.4m (up 30% from 3Q 2023). Profit margin: 13% (up from 8.0% in 3Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has fallen by 59% per year but the company’s share price has only fallen by 20% per year, which means it has not declined as severely as earnings.
Valuation Update With 7 Day Price Move • Nov 04Investor sentiment improves as stock rises 20%After last week's 20% share price gain to ৳21.80, the stock trades at a trailing P/E ratio of 46.9x. Average trailing P/E is 16x in the Insurance industry in Bangladesh. Total loss to shareholders of 45% over the past three years.
お知らせ • Oct 25Rupali Insurance Company Limited to Report Q3, 2024 Results on Oct 29, 2024Rupali Insurance Company Limited announced that they will report Q3, 2024 results on Oct 29, 2024
Valuation Update With 7 Day Price Move • Oct 20Investor sentiment deteriorates as stock falls 18%After last week's 18% share price decline to ৳18.30, the stock trades at a trailing P/E ratio of 39.4x. Average trailing P/E is 15x in the Insurance industry in Bangladesh. Total loss to shareholders of 56% over the past three years.
お知らせ • Jul 25Rupali Insurance Company Limited to Report Q2, 2024 Results on Jul 29, 2024Rupali Insurance Company Limited announced that they will report Q2, 2024 results on Jul 29, 2024
New Risk • Jun 06New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2023. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Dividend is not well covered by earnings and cash flows. Payout ratio: 160% Cash payout ratio: 103% Earnings have declined by 5.0% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported September 2023 fiscal period end). Profit margins are more than 30% lower than last year (12% net profit margin). Revenue is less than US$5m (৳416m revenue, or US$3.5m). Market cap is less than US$100m (৳1.76b market cap, or US$15.0m).
Upcoming Dividend • May 29Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 05 June 2024. Payment date: 01 September 2024. The company is paying out more than 100% of its profits and is paying out 85% of its cash flow. Trailing yield: 4.3%. Lower than top quartile of Bangladeshi dividend payers (4.4%). Higher than average of industry peers (3.2%).
Declared Dividend • May 02Dividend of ৳1.00 announcedDividend of ৳1.00 is the same as last year. Ex-date: 5th June 2024 Payment date: 1st September 2024 Dividend yield will be 3.9%, which is higher than the industry average of 2.5%. Sustainability & Growth Dividend is not covered by earnings (160% earnings payout ratio) nor is it covered by cash flows (103% cash payout ratio). The dividend has increased by an average of 2.8% per year over the past 7 years. However, payments have been volatile during that time. The company's earnings per share (EPS) would need to grow by 78% to bring the payout ratio under control. However, EPS has declined by 17% over the last 5 years so the company would need to reverse this trend.
お知らせ • Apr 26Rupali Insurance Company Limited to Report Fiscal Year 2023 Results on Apr 29, 2024Rupali Insurance Company Limited announced that they will report fiscal year 2023 results on Apr 29, 2024
お知らせ • Oct 26Rupali Insurance Company Limited to Report Q3, 2023 Results on Oct 30, 2023Rupali Insurance Company Limited announced that they will report Q3, 2023 results on Oct 30, 2023
Valuation Update With 7 Day Price Move • Sep 12Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳34.90, the stock trades at a trailing P/E ratio of 35.6x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 65% over the past three years.
お知らせ • Jul 26Rupali Insurance Company Limited to Report Q2, 2023 Results on Jul 29, 2023Rupali Insurance Company Limited announced that they will report Q2, 2023 results on Jul 29, 2023
Valuation Update With 7 Day Price Move • Jul 20Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳31.90, the stock trades at a trailing P/E ratio of 37.2x. Average trailing P/E is 22x in the Insurance industry in Bangladesh. Total returns to shareholders of 92% over the past three years.
New Risk • Jul 14New major risk - Revenue and earnings growthEarnings have declined by 1.4% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 1.4% per year over the past 5 years. Minor Risks Dividend is not well covered by earnings (116% payout ratio). Profit margins are more than 30% lower than last year (16% net profit margin). Revenue is less than US$5m (৳407m revenue, or US$3.8m). Market cap is less than US$100m (৳2.10b market cap, or US$19.4m).
Upcoming Dividend • May 31Upcoming dividend of ৳1.00 per share at 3.3% yieldEligible shareholders must have bought the stock before 07 June 2023. Payment date: 30 August 2023. Payout ratio is a comfortable 50% and this is well supported by cash flows. Trailing yield: 3.3%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Higher than average of industry peers (2.4%).
Reported Earnings • Oct 30Third quarter 2022 earnings released: EPS: ৳0.29 (vs ৳0.53 in 3Q 2021)Third quarter 2022 results: EPS: ৳0.29 (down from ৳0.53 in 3Q 2021). Revenue: ৳139.8m (up 14% from 3Q 2021). Net income: ৳22.5m (down 26% from 3Q 2021). Profit margin: 16% (down from 25% in 3Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 5% per year but the company’s share price has increased by 11% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Jun 02Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 09 June 2022. Payment date: 01 September 2022. Payout ratio is a comfortable 52% but the company is paying out more than the cash it is generating. Trailing yield: 3.1%. Lower than top quartile of Bangladeshi dividend payers (3.5%). Higher than average of industry peers (2.5%).
Valuation Update With 7 Day Price Move • Jun 01Investor sentiment improved over the past weekAfter last week's 18% share price gain to ৳32.10, the stock trades at a trailing P/E ratio of 17.2x. Average trailing P/E is 19x in the Insurance industry in Bangladesh. Total returns to shareholders of 76% over the past three years.
Valuation Update With 7 Day Price Move • Sep 21Investor sentiment improved over the past weekAfter last week's 17% share price gain to ৳52.70, the stock trades at a trailing P/E ratio of 27.6x. Average trailing P/E is 26x in the Insurance industry in Bangladesh. Total returns to shareholders of 245% over the past three years.
Reported Earnings • Aug 05Second quarter 2021 earnings released: EPS ৳0.51 (vs ৳0.47 in 2Q 2020)The company reported a decent second quarter result with improved earnings and profit margins, although revenues were weaker. Second quarter 2021 results: Revenue: ৳87.9m (down 19% from 2Q 2020). Net income: ৳33.7m (up 8.8% from 2Q 2020). Profit margin: 38% (up from 29% in 2Q 2020). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 7% per year but the company’s share price has increased by 36% per year, which means it is tracking significantly ahead of earnings growth.
Upcoming Dividend • Jun 06Upcoming dividend of ৳1.00 per shareEligible shareholders must have bought the stock before 13 June 2021. Payment date: 02 September 2021. Trailing yield: 2.0%. Lower than top quartile of Bangladeshi dividend payers (3.0%). Higher than average of industry peers (1.7%).
Valuation Update With 7 Day Price Move • Jun 03Investor sentiment improved over the past weekAfter last week's 23% share price gain to ৳50.30, the stock trades at a trailing P/E ratio of 28.6x. Average trailing P/E is 32x in the Insurance industry in Bangladesh. Total returns to shareholders of 252% over the past three years.
お知らせ • May 04Rupali Insurance Company Limited Announces Dividend for the Year Ended on December 31, 2020The Board of Rupali Insurance Company Limited recommended 10% cash dividend for the year ended on December 31, 2020.
Valuation Update With 7 Day Price Move • Apr 08Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳34.20, the stock trades at a trailing P/E ratio of 19.5x. Average trailing P/E is 23x in the Insurance industry in Bangladesh. Total returns to shareholders of 117% over the past three years.
Is New 90 Day High Low • Mar 15New 90-day low: ৳30.40The company is down 30% from a price of ৳43.50 on 15 December 2020. Underperformed the Bangladeshi market, which is up 10.0% over the last 90 days. Lagged the Insurance industry, which is down 12% over the same period.
Valuation Update With 7 Day Price Move • Dec 10Market bids up stock over the past weekAfter last week's 23% share price gain to ৳44.30, the stock is trading at a trailing P/E ratio of 25.2x, up from the previous P/E ratio of 20.5x. This compares to an average P/E of 27x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 166%.
Is New 90 Day High Low • Dec 09New 90-day high: ৳41.00The company is up 95% from its price of ৳21.00 on 10 September 2020. The Bangladeshi market is flat over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 28% over the same period.
Valuation Update With 7 Day Price Move • Nov 29Market bids up stock over the past weekAfter last week's 16% share price gain to ৳34.60, the stock is trading at a trailing P/E ratio of 19.7x, up from the previous P/E ratio of 17x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 109%.
Valuation Update With 7 Day Price Move • Nov 26Market bids up stock over the past weekAfter last week's 16% share price gain to ৳35.00, the stock is trading at a trailing P/E ratio of 19.9x, up from the previous P/E ratio of 17.2x. This compares to an average P/E of 26x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 111%.
Valuation Update With 7 Day Price Move • Nov 11Market pulls back on stock over the past weekAfter last week's 17% share price decline to ৳31.20, the stock is trading at a trailing P/E ratio of 19.9x, down from the previous P/E ratio of 24x. This compares to an average P/E of 25x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 86%.
Is New 90 Day High Low • Oct 21New 90-day high: ৳37.40The company is up 99% from its price of ৳18.80 on 23 July 2020. The Bangladeshi market is up 21% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 35% over the same period.
Valuation Update With 7 Day Price Move • Oct 21Market bids up stock over the past weekAfter last week's 28% share price gain to ৳37.40, the stock is trading at a trailing P/E ratio of 23.8x, up from the previous P/E ratio of 18.7x. This compares to an average P/E of 24x in the Insurance industry in Bangladesh. Total returns to shareholders over the past three years are 117%.
Is New 90 Day High Low • Sep 20New 90-day high: ৳25.50The company is up 61% from its price of ৳15.80 on 22 June 2020. The Bangladeshi market is up 29% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Insurance industry, which is up 39% over the same period.
お知らせ • Jul 26Rupali Insurance Company Limited to Report Q2, 2020 Results on Jul 28, 2020Rupali Insurance Company Limited announced that they will report Q2, 2020 results on Jul 28, 2020
お知らせ • Jul 17Rupali Insurance Company Limited to Report Fiscal Year 2019 Results on Jul 15, 2020Rupali Insurance Company Limited announced that they will report fiscal year 2019 results on Jul 15, 2020