IFIC Bank（IFIC）株式概要IFIC Bank PLCはバングラデシュで様々な商業銀行サービスを提供している。 詳細IFIC ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長0/6過去の実績0/6財務の健全性4/6配当金0/6リスク分析収益が 100 万ドル未満 ( BDT-17B )過去5年間で収益は年間76.4%減少しました。 マイナスの株主資本 意味のある時価総額がありません ( BDT10B )すべてのリスクチェックを見るIFIC Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW470,065 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINRODA470,065 investors already sharing narrativesYour Fair Value৳Current Price৳4.90該当なし内在価値ディスカウントEst. Revenue$PastFuture-31b16b2016201920222025202620282031Revenue ৳0.07Earnings ৳0.02AdvancedSet Fair ValueView all narrativesIFIC Bank PLC 競合他社Premier BankSymbol: DSE:PREMIERBANMarket cap: ৳7.3bRupali BankSymbol: DSE:RUPALIBANKMarket cap: ৳8.7bOne BankSymbol: DSE:ONEBANKPLCMarket cap: ৳8.6bSocial Islami BankSymbol: DSE:SIBLMarket cap: ৳3.4b価格と性能株価の高値、安値、推移の概要IFIC Bank過去の株価現在の株価৳4.9052週高値৳7.0052週安値৳3.60ベータ0.151ヶ月の変化-2.00%3ヶ月変化13.95%1年変化-20.97%3年間の変化-54.06%5年間の変化-67.43%IPOからの変化664.66%最新ニュースReported Earnings • Jul 31Second quarter 2026 earnings released: ৳4.20 loss per share (vs ৳3.27 loss in 2Q 2025)Second quarter 2026 results: ৳4.20 loss per share (further deteriorated from ৳3.27 loss in 2Q 2025). Net loss: ৳8.07b (loss widened 28% from 2Q 2025). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.お知らせ • Jul 27IFIC Bank PLC to Report Q2, 2026 Results on Jul 29, 2026IFIC Bank PLC announced that they will report Q2, 2026 results on Jul 29, 2026Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Md Kasem was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 04IFIC Bank PLC, Annual General Meeting, Jun 29, 2026IFIC Bank PLC, Annual General Meeting, Jun 29, 2026, at 11:00 Central Asia Standard Time. Location: hybrid platform, golf garden, army golf club, bishwa road, dhaka-1206, Bangladeshお知らせ • Apr 27IFIC Bank PLC to Report Q1, 2026 Results on Apr 29, 2026IFIC Bank PLC announced that they will report Q1, 2026 results on Apr 29, 2026お知らせ • Apr 22IFIC Bank PLC to Report Fiscal Year 2025 Results on Apr 29, 2026IFIC Bank PLC announced that they will report fiscal year 2025 results on Apr 29, 2026最新情報をもっと見るRecent updatesReported Earnings • Jul 31Second quarter 2026 earnings released: ৳4.20 loss per share (vs ৳3.27 loss in 2Q 2025)Second quarter 2026 results: ৳4.20 loss per share (further deteriorated from ৳3.27 loss in 2Q 2025). Net loss: ৳8.07b (loss widened 28% from 2Q 2025). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.お知らせ • Jul 27IFIC Bank PLC to Report Q2, 2026 Results on Jul 29, 2026IFIC Bank PLC announced that they will report Q2, 2026 results on Jul 29, 2026Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Md Kasem was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.お知らせ • May 04IFIC Bank PLC, Annual General Meeting, Jun 29, 2026IFIC Bank PLC, Annual General Meeting, Jun 29, 2026, at 11:00 Central Asia Standard Time. Location: hybrid platform, golf garden, army golf club, bishwa road, dhaka-1206, Bangladeshお知らせ • Apr 27IFIC Bank PLC to Report Q1, 2026 Results on Apr 29, 2026IFIC Bank PLC announced that they will report Q1, 2026 results on Apr 29, 2026お知らせ • Apr 22IFIC Bank PLC to Report Fiscal Year 2025 Results on Apr 29, 2026IFIC Bank PLC announced that they will report fiscal year 2025 results on Apr 29, 2026お知らせ • Nov 29IFIC Bank Plc Appoints Sheikh Akhter Uddin Ahmed as Deputy Managing Director , Effective November 25, 2025IFIC Bank Plc has said that Sheikh Akhter Uddin Ahmed has been appointed as a deputy managing director (DMD), effective November 25, 2025, according to an online report from The Daily Star. As per a press release, Ahmed began his professional banking career at National Bank Plc as a probationary officer in 1998 and gained expertise in general banking, credit management, foreign exchange, and remittance operations. Ahmed, who held diverse leadership roles at both branch and head office levels over the years, has had a 27-year career in both domestic and international banking. He spent more than a decade overseas as chief executive officer, managing nationwide operations, expanding branch networks, and building strategic global partnerships, the report noted. On his return to Bangladesh, Ahmed held several senior leadership positions, including as deputy managing director and managing director at National Bank Plc, it added.お知らせ • Oct 27IFIC Bank PLC to Report Q3, 2025 Results on Oct 29, 2025IFIC Bank PLC announced that they will report Q3, 2025 results on Oct 29, 2025お知らせ • Jul 24IFIC Bank PLC to Report Q2, 2025 Results on Jul 30, 2025IFIC Bank PLC announced that they will report Q2, 2025 results on Jul 30, 2025お知らせ • Jun 02IFIC Bank PLC, Annual General Meeting, Sep 11, 2025IFIC Bank PLC, Annual General Meeting, Sep 11, 2025, at 11:00 Central Asia Standard Time. Location: hybrid platform, Bangladeshお知らせ • May 24IFIC Bank PLC to Report Q1, 2025 Results on May 29, 2025IFIC Bank PLC announced that they will report Q1, 2025 results on May 29, 2025お知らせ • Apr 23IFIC Bank PLC to Report Fiscal Year 2024 Results on Apr 30, 2025IFIC Bank PLC announced that they will report fiscal year 2024 results on Apr 30, 2025Buy Or Sell Opportunity • Nov 05Now 23% overvaluedOver the last 90 days, the stock has fallen 7.1% to ৳7.90. The fair value is estimated to be ৳6.41, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Earnings per share has grown by 8.2%.Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: ৳0.04 (vs ৳0.11 in 3Q 2023)Third quarter 2024 results: EPS: ৳0.04 (down from ৳0.11 in 3Q 2023). Revenue: ৳2.58b (down 14% from 3Q 2023). Net income: ৳67.5m (down 68% from 3Q 2023). Profit margin: 2.6% (down from 7.0% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.お知らせ • Oct 25IFIC Bank PLC to Report Q3, 2024 Results on Oct 30, 2024IFIC Bank PLC announced that they will report Q3, 2024 results on Oct 30, 2024Valuation Update With 7 Day Price Move • Aug 14Investor sentiment improves as stock rises 31%After last week's 31% share price gain to ৳11.10, the stock trades at a trailing P/E ratio of 8.3x. Average trailing P/E is 6x in the Banks industry in Bangladesh. Total loss to shareholders of 24% over the past three years.New Risk • Aug 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 7.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (7.2% average weekly change). Profit margins are more than 30% lower than last year (16% net profit margin).Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: ৳0.12 (vs ৳0.24 in 2Q 2023)Second quarter 2024 results: EPS: ৳0.12 (down from ৳0.24 in 2Q 2023). Revenue: ৳3.97b (up 15% from 2Q 2023). Net income: ৳221.8m (down 51% from 2Q 2023). Profit margin: 5.6% (down from 13% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.お知らせ • Jul 25IFIC Bank PLC to Report Q2, 2024 Results on Jul 29, 2024IFIC Bank PLC announced that they will report Q2, 2024 results on Jul 29, 2024New Risk • May 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (6.6% average weekly change). Profit margins are more than 30% lower than last year (18% net profit margin). Shareholders have been diluted in the past year (5.0% increase in shares outstanding).Valuation Update With 7 Day Price Move • May 28Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳9.90, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 5x in the Banks industry in Bangladesh. Total loss to shareholders of 12% over the past three years.New Risk • May 27New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 5.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (18% net profit margin). Shareholders have been diluted in the past year (5.1% increase in shares outstanding).New Risk • May 10New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 18% Last year net profit margin: 26% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (18% net profit margin).Reported Earnings • May 07Full year 2023 earnings released: EPS: ৳1.64 (vs ৳1.88 in FY 2022)Full year 2023 results: EPS: ৳1.64 (down from ৳1.88 in FY 2022). Revenue: ৳14.5b (up 8.2% from FY 2022). Net income: ৳3.01b (down 13% from FY 2022). Profit margin: 21% (down from 26% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.お知らせ • May 05IFIC Bank PLC to Report Q1, 2024 Results on May 07, 2024IFIC Bank PLC announced that they will report Q1, 2024 results on May 07, 2024お知らせ • Apr 24IFIC Bank PLC to Report Fiscal Year 2023 Results on Apr 29, 2024IFIC Bank PLC announced that they will report fiscal year 2023 results on Apr 29, 2024Valuation Update With 7 Day Price Move • Jan 28Investor sentiment improves as stock rises 18%After last week's 18% share price gain to ৳11.90, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Negligible returns to shareholders over past three years.Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: ৳0.12 (vs ৳0.42 in 3Q 2022)Third quarter 2023 results: EPS: ৳0.12 (down from ৳0.42 in 3Q 2022). Revenue: ৳3.01b (down 9.2% from 3Q 2022). Net income: ৳211.9m (down 72% from 3Q 2022). Profit margin: 7.0% (down from 23% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.お知らせ • Oct 24IFIC Bank PLC to Report Q3, 2023 Results on Oct 29, 2023IFIC Bank PLC announced that they will report Q3, 2023 results on Oct 29, 2023Reported Earnings • Jul 31Second quarter 2023 earnings released: EPS: ৳0.25 (vs ৳0.33 in 2Q 2022)Second quarter 2023 results: EPS: ৳0.25 (down from ৳0.33 in 2Q 2022). Revenue: ৳3.46b (up 7.1% from 2Q 2022). Net income: ৳454.1m (down 25% from 2Q 2022). Profit margin: 13% (down from 19% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.お知らせ • Jul 25IFIC Bank PLC to Report Q2, 2023 Results on Jul 30, 2023IFIC Bank PLC announced that they will report Q2, 2023 results on Jul 30, 2023New Risk • Jul 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 33% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (152% accrual ratio). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (33% increase in shares outstanding).Reported Earnings • Jun 14First quarter 2023 earnings released: EPS: ৳0.34 (vs ৳0.18 in 1Q 2022)First quarter 2023 results: EPS: ৳0.34 (up from ৳0.18 in 1Q 2022). Revenue: ৳3.22b (up 30% from 1Q 2022). Net income: ৳622.2m (up 91% from 1Q 2022). Profit margin: 19% (up from 13% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year and the company’s share price has also increased by 17% per year.Upcoming Dividend • May 21Upcoming dividend of ৳0.25 per share at 2.2% yieldEligible shareholders must have bought the stock before 28 May 2023. Payment date: 23 July 2023. Trailing yield: 2.2%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (4.4%).Reported Earnings • May 09Full year 2022 earnings releasedFull year 2022 results: Revenue: ৳13.4b (up 15% from FY 2021). Net income: ৳3.44b (up 36% from FY 2021). Profit margin: 26% (up from 22% in FY 2021). The increase in margin was driven by higher revenue.Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 7 non-independent directors. Independent Director Sudhangshu Biswas was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Nov 05Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: ৳3.32b (up 18% from 3Q 2021). Net income: ৳759.1m (up 28% from 3Q 2021). Profit margin: 23% (up from 21% in 3Q 2021). The increase in margin was driven by higher revenue.Reported Earnings • Aug 02Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: ৳3.23b (up 10.0% from 2Q 2021). Net income: ৳602.7m (down 24% from 2Q 2021). Profit margin: 19% (down from 27% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.Reported Earnings • May 19First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: ৳2.48b (down 5.9% from 1Q 2021). Net income: ৳325.4m (down 57% from 1Q 2021). Profit margin: 13% (down from 28% in 1Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 7 non-independent directors. Independent Director Sudhangshu Biswas was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Apr 05Full year 2021 earnings released: EPS: ৳1.49 (vs ৳0.67 in FY 2020)Full year 2021 results: EPS: ৳1.49 (up from ৳0.67 in FY 2020). Revenue: ৳11.7b (up 59% from FY 2020). Net income: ৳2.54b (up 124% from FY 2020). Profit margin: 22% (up from 16% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 6.07% (up from 3.95% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 18% per year, which means it is well ahead of earnings.お知らせ • Feb 15Sarika Chaudhary agreed to acquire 40.91% stake in Nepal Bangladesh Bank Limited from International Finance Investment and Commerce Bank Limited (DSE:IFIC) for NPR 6.18 billion.Sarika Chaudhary agreed to acquire 40.91% stake in Nepal Bangladesh Bank Limited from International Finance Investment and Commerce Bank Limited (DSE:IFIC) for NPR 6.18 billion on February 14, 2022. The deal is subject to approvals of Nepal Rastra Bank and other regulatory authorities.Reported Earnings • Oct 30Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: ৳2.80b (up 43% from 3Q 2020). Net income: ৳593.7m (up 66% from 3Q 2020). Profit margin: 21% (up from 18% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • Oct 13Investor sentiment improved over the past weekAfter last week's 16% share price gain to ৳18.10, the stock trades at a trailing P/E ratio of 17x. Average trailing P/E is 8x in the Banks industry in Bangladesh. Total returns to shareholders of 113% over the past three years.Valuation Update With 7 Day Price Move • Aug 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to ৳16.80, the stock trades at a trailing P/E ratio of 15.8x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total returns to shareholders of 74% over the past three years.Reported Earnings • Jul 30Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ৳2.96b (up 113% from 2Q 2020). Net income: ৳795.3m (up 405% from 2Q 2020). Profit margin: 27% (up from 11% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.Valuation Update With 7 Day Price Move • May 10Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳11.30, the stock trades at a trailing P/E ratio of 17x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total returns to shareholders of 9.6% over the past three years.Reported Earnings • May 02First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: ৳2.64b (up 38% from 1Q 2020). Net income: ৳750.0m (up 73% from 1Q 2020). Profit margin: 28% (up from 23% in 1Q 2020). The increase in margin was driven by higher revenue.Valuation Update With 7 Day Price Move • Apr 02Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to ৳10.00, the stock trades at a trailing P/E ratio of 8.4x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total loss to shareholders of 16% over the past three years.Valuation Update With 7 Day Price Move • Dec 30Investor sentiment improved over the past weekAfter last week's 20% share price gain to ৳15.20, the stock is trading at a trailing P/E ratio of 12.8x, up from the previous P/E ratio of 10.7x. This compares to an average P/E of 7x in the Banks industry in Bangladesh. Total returns to shareholders over the past three years are 14%.Valuation Update With 7 Day Price Move • Dec 28Investor sentiment improved over the past weekAfter last week's 19% share price gain to ৳15.00, the stock is trading at a trailing P/E ratio of 12.7x, up from the previous P/E ratio of 10.6x. This compares to an average P/E of 7x in the Banks industry in Bangladesh. Total returns to shareholders over the past three years are 15%.Is New 90 Day High Low • Dec 24New 90-day high: ৳13.70The company is up 20% from its price of ৳11.40 on 24 September 2020. The Bangladeshi market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.お知らせ • Jun 21International Finance Investment and Commerce Bank Limited to Report Fiscal Year 2019 Results on Jun 24, 2020International Finance Investment and Commerce Bank Limited announced that they will report fiscal year 2019 results on Jun 24, 2020お知らせ • Jun 19International Finance Investment and Commerce Bank Limited to Report Q1, 2020 Results on Jun 24, 2020International Finance Investment and Commerce Bank Limited announced that they will report Q1, 2020 results on Jun 24, 2020株主還元IFICBD BanksBD 市場7D0%0.7%0.1%1Y-21.0%8.6%3.1%株主還元を見る業界別リターン: IFIC過去 1 年間で8.6 % の収益を上げたBD Banks業界を下回りました。リターン対市場: IFICは、過去 1 年間で3.1 % のリターンを上げたBD市場を下回りました。価格変動Is IFIC's price volatile compared to industry and market?IFIC volatilityIFIC Average Weekly Movement4.1%Banks Industry Average Movement3.8%Market Average Movement4.7%10% most volatile stocks in BD Market7.2%10% least volatile stocks in BD Market2.6%安定した株価: IFIC 、 BD市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: IFICの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト19766,061Syed Mustafawww.ificbank.com.bdIFIC銀行はバングラデシュで様々な商業銀行サービスを提供している。普通預金口座、当座預金口座、定期預金口座、外貨預金口座、特別通知預金口座のほか、AAMAR口座、Shohoj口座、NRB口座、年金貯蓄制度、Aamar Bariファイナンシャル・ソリューション、当座貸越制度、デビットカード、クレジットカードを提供している。また、住宅ローン、住宅クレジット、購入ローン、セミ・プッカ・ローン、テイクオーバー・ローンも提供している。さらに、貿易金融、運転資本、産業・プロジェクト、リース、シンジケーション、ストラクチャード・ファイナンス・サービス、オフショア・バンキング・サービス、機能・規制フレームワーク、マネー・マーケット・デスク、債券証券デスク、外国為替・資産負債管理デスク・サービスを含むトレジャリー・ビジネス・サービス、農業信用サービス、タームローンも提供している。さらに、ブローカー・サービス、マージン・ローン・ファシリティ、電子サービス、新規株式公開サービス、コーポレート・アクション、残高照会、移管、複数口座移動、株式の非物質化・再物質化、受益者口座開設、質権設定・解除・没収サービス、ロッカー、送金、貯蓄証書・証書、学生ファイル、デジタル・SMSバンキング・サービス、国庫短期証券・債券を提供している。さらに、発行、引受、ポートフォリオ、資産運用サービス、資本市場運営、企業アドバイザリー、M&A、株式投資、合弁事業ソーシング、企業再編、財務コンサルタント、企業調査、民営化サービスも提供している。支店、出張所、ATMブースのネットワークを通じて営業している。前身はインターナショナル・ファイナンス・インベストメント・アンド・コマース・バンク・リミテッドで、2023年3月にIFICバンクPLCに社名変更した。IFIC銀行は1976年に設立され、バングラデシュのダッカに本拠を置く。もっと見るIFIC Bank PLC 基礎のまとめIFIC Bank の収益と売上を時価総額と比較するとどうか。IFIC 基礎統計学時価総額৳9.61b収益（TTM）-৳31.00b売上高(TTM)n/a-1.3xPBR（株価純資産倍率-0.6xP/SレシオIFIC は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計IFIC 損益計算書（TTM）収益-৳16.81b売上原価৳974.70m売上総利益-৳17.78bその他の費用৳13.22b収益-৳31.00b直近の収益報告Jun 30, 2026次回決算日該当なし一株当たり利益（EPS）-16.13グロス・マージン105.80%純利益率184.47%有利子負債／自己資本比率-136.8%IFIC の長期的なパフォーマンスは？過去の実績と比較を見るView Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/08/13 22:42終値2026/08/13 00:00収益2026/06/30年間収益2025/12/31データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋IFIC Bank PLC 0 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。0
Reported Earnings • Jul 31Second quarter 2026 earnings released: ৳4.20 loss per share (vs ৳3.27 loss in 2Q 2025)Second quarter 2026 results: ৳4.20 loss per share (further deteriorated from ৳3.27 loss in 2Q 2025). Net loss: ৳8.07b (loss widened 28% from 2Q 2025). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.
お知らせ • Jul 27IFIC Bank PLC to Report Q2, 2026 Results on Jul 29, 2026IFIC Bank PLC announced that they will report Q2, 2026 results on Jul 29, 2026
Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Md Kasem was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 04IFIC Bank PLC, Annual General Meeting, Jun 29, 2026IFIC Bank PLC, Annual General Meeting, Jun 29, 2026, at 11:00 Central Asia Standard Time. Location: hybrid platform, golf garden, army golf club, bishwa road, dhaka-1206, Bangladesh
お知らせ • Apr 27IFIC Bank PLC to Report Q1, 2026 Results on Apr 29, 2026IFIC Bank PLC announced that they will report Q1, 2026 results on Apr 29, 2026
お知らせ • Apr 22IFIC Bank PLC to Report Fiscal Year 2025 Results on Apr 29, 2026IFIC Bank PLC announced that they will report fiscal year 2025 results on Apr 29, 2026
Reported Earnings • Jul 31Second quarter 2026 earnings released: ৳4.20 loss per share (vs ৳3.27 loss in 2Q 2025)Second quarter 2026 results: ৳4.20 loss per share (further deteriorated from ৳3.27 loss in 2Q 2025). Net loss: ৳8.07b (loss widened 28% from 2Q 2025). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 94 percentage points per year, which is a significant difference in performance.
お知らせ • Jul 27IFIC Bank PLC to Report Q2, 2026 Results on Jul 29, 2026IFIC Bank PLC announced that they will report Q2, 2026 results on Jul 29, 2026
Board Change • May 20High number of new directorsThere are 5 new directors who have joined the board in the last 3 years. Independent Director Md Kasem was the last director to join the board, commencing their role in 2024. The company’s lack of board continuity is considered a risk according to the Simply Wall St Risk Model.
お知らせ • May 04IFIC Bank PLC, Annual General Meeting, Jun 29, 2026IFIC Bank PLC, Annual General Meeting, Jun 29, 2026, at 11:00 Central Asia Standard Time. Location: hybrid platform, golf garden, army golf club, bishwa road, dhaka-1206, Bangladesh
お知らせ • Apr 27IFIC Bank PLC to Report Q1, 2026 Results on Apr 29, 2026IFIC Bank PLC announced that they will report Q1, 2026 results on Apr 29, 2026
お知らせ • Apr 22IFIC Bank PLC to Report Fiscal Year 2025 Results on Apr 29, 2026IFIC Bank PLC announced that they will report fiscal year 2025 results on Apr 29, 2026
お知らせ • Nov 29IFIC Bank Plc Appoints Sheikh Akhter Uddin Ahmed as Deputy Managing Director , Effective November 25, 2025IFIC Bank Plc has said that Sheikh Akhter Uddin Ahmed has been appointed as a deputy managing director (DMD), effective November 25, 2025, according to an online report from The Daily Star. As per a press release, Ahmed began his professional banking career at National Bank Plc as a probationary officer in 1998 and gained expertise in general banking, credit management, foreign exchange, and remittance operations. Ahmed, who held diverse leadership roles at both branch and head office levels over the years, has had a 27-year career in both domestic and international banking. He spent more than a decade overseas as chief executive officer, managing nationwide operations, expanding branch networks, and building strategic global partnerships, the report noted. On his return to Bangladesh, Ahmed held several senior leadership positions, including as deputy managing director and managing director at National Bank Plc, it added.
お知らせ • Oct 27IFIC Bank PLC to Report Q3, 2025 Results on Oct 29, 2025IFIC Bank PLC announced that they will report Q3, 2025 results on Oct 29, 2025
お知らせ • Jul 24IFIC Bank PLC to Report Q2, 2025 Results on Jul 30, 2025IFIC Bank PLC announced that they will report Q2, 2025 results on Jul 30, 2025
お知らせ • Jun 02IFIC Bank PLC, Annual General Meeting, Sep 11, 2025IFIC Bank PLC, Annual General Meeting, Sep 11, 2025, at 11:00 Central Asia Standard Time. Location: hybrid platform, Bangladesh
お知らせ • May 24IFIC Bank PLC to Report Q1, 2025 Results on May 29, 2025IFIC Bank PLC announced that they will report Q1, 2025 results on May 29, 2025
お知らせ • Apr 23IFIC Bank PLC to Report Fiscal Year 2024 Results on Apr 30, 2025IFIC Bank PLC announced that they will report fiscal year 2024 results on Apr 30, 2025
Buy Or Sell Opportunity • Nov 05Now 23% overvaluedOver the last 90 days, the stock has fallen 7.1% to ৳7.90. The fair value is estimated to be ৳6.41, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 13% over the last 3 years. Earnings per share has grown by 8.2%.
Reported Earnings • Nov 01Third quarter 2024 earnings released: EPS: ৳0.04 (vs ৳0.11 in 3Q 2023)Third quarter 2024 results: EPS: ৳0.04 (down from ৳0.11 in 3Q 2023). Revenue: ৳2.58b (down 14% from 3Q 2023). Net income: ৳67.5m (down 68% from 3Q 2023). Profit margin: 2.6% (down from 7.0% in 3Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 8% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings.
お知らせ • Oct 25IFIC Bank PLC to Report Q3, 2024 Results on Oct 30, 2024IFIC Bank PLC announced that they will report Q3, 2024 results on Oct 30, 2024
Valuation Update With 7 Day Price Move • Aug 14Investor sentiment improves as stock rises 31%After last week's 31% share price gain to ৳11.10, the stock trades at a trailing P/E ratio of 8.3x. Average trailing P/E is 6x in the Banks industry in Bangladesh. Total loss to shareholders of 24% over the past three years.
New Risk • Aug 12New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 7.2% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (7.2% average weekly change). Profit margins are more than 30% lower than last year (16% net profit margin).
Reported Earnings • Jul 31Second quarter 2024 earnings released: EPS: ৳0.12 (vs ৳0.24 in 2Q 2023)Second quarter 2024 results: EPS: ৳0.12 (down from ৳0.24 in 2Q 2023). Revenue: ৳3.97b (up 15% from 2Q 2023). Net income: ৳221.8m (down 51% from 2Q 2023). Profit margin: 5.6% (down from 13% in 2Q 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 15% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings.
お知らせ • Jul 25IFIC Bank PLC to Report Q2, 2024 Results on Jul 29, 2024IFIC Bank PLC announced that they will report Q2, 2024 results on Jul 29, 2024
New Risk • May 28New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Bangladeshi stocks, typically moving 6.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Share price has been volatile over the past 3 months (6.6% average weekly change). Profit margins are more than 30% lower than last year (18% net profit margin). Shareholders have been diluted in the past year (5.0% increase in shares outstanding).
Valuation Update With 7 Day Price Move • May 28Investor sentiment improves as stock rises 16%After last week's 16% share price gain to ৳9.90, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 5x in the Banks industry in Bangladesh. Total loss to shareholders of 12% over the past three years.
New Risk • May 27New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 5.1% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (18% net profit margin). Shareholders have been diluted in the past year (5.1% increase in shares outstanding).
New Risk • May 10New minor risk - Profit margin trendThe company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 18% Last year net profit margin: 26% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Short dividend paying track record (1 year of continuous dividend payments). Profit margins are more than 30% lower than last year (18% net profit margin).
Reported Earnings • May 07Full year 2023 earnings released: EPS: ৳1.64 (vs ৳1.88 in FY 2022)Full year 2023 results: EPS: ৳1.64 (down from ৳1.88 in FY 2022). Revenue: ৳14.5b (up 8.2% from FY 2022). Net income: ৳3.01b (down 13% from FY 2022). Profit margin: 21% (down from 26% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has fallen by 4% per year, which means it is significantly lagging earnings.
お知らせ • May 05IFIC Bank PLC to Report Q1, 2024 Results on May 07, 2024IFIC Bank PLC announced that they will report Q1, 2024 results on May 07, 2024
お知らせ • Apr 24IFIC Bank PLC to Report Fiscal Year 2023 Results on Apr 29, 2024IFIC Bank PLC announced that they will report fiscal year 2023 results on Apr 29, 2024
Valuation Update With 7 Day Price Move • Jan 28Investor sentiment improves as stock rises 18%After last week's 18% share price gain to ৳11.90, the stock trades at a trailing P/E ratio of 7.2x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Negligible returns to shareholders over past three years.
Reported Earnings • Nov 01Third quarter 2023 earnings released: EPS: ৳0.12 (vs ৳0.42 in 3Q 2022)Third quarter 2023 results: EPS: ৳0.12 (down from ৳0.42 in 3Q 2022). Revenue: ৳3.01b (down 9.2% from 3Q 2022). Net income: ৳211.9m (down 72% from 3Q 2022). Profit margin: 7.0% (down from 23% in 3Q 2022). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 31% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth.
お知らせ • Oct 24IFIC Bank PLC to Report Q3, 2023 Results on Oct 29, 2023IFIC Bank PLC announced that they will report Q3, 2023 results on Oct 29, 2023
Reported Earnings • Jul 31Second quarter 2023 earnings released: EPS: ৳0.25 (vs ৳0.33 in 2Q 2022)Second quarter 2023 results: EPS: ৳0.25 (down from ৳0.33 in 2Q 2022). Revenue: ৳3.46b (up 7.1% from 2Q 2022). Net income: ৳454.1m (down 25% from 2Q 2022). Profit margin: 13% (down from 19% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 29% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth.
お知らせ • Jul 25IFIC Bank PLC to Report Q2, 2023 Results on Jul 30, 2023IFIC Bank PLC announced that they will report Q2, 2023 results on Jul 30, 2023
New Risk • Jul 09New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 33% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk High level of non-cash earnings (152% accrual ratio). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Shareholders have been diluted in the past year (33% increase in shares outstanding).
Reported Earnings • Jun 14First quarter 2023 earnings released: EPS: ৳0.34 (vs ৳0.18 in 1Q 2022)First quarter 2023 results: EPS: ৳0.34 (up from ৳0.18 in 1Q 2022). Revenue: ৳3.22b (up 30% from 1Q 2022). Net income: ৳622.2m (up 91% from 1Q 2022). Profit margin: 19% (up from 13% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 17% per year and the company’s share price has also increased by 17% per year.
Upcoming Dividend • May 21Upcoming dividend of ৳0.25 per share at 2.2% yieldEligible shareholders must have bought the stock before 28 May 2023. Payment date: 23 July 2023. Trailing yield: 2.2%. Lower than top quartile of Bangladeshi dividend payers (3.4%). Lower than average of industry peers (4.4%).
Reported Earnings • May 09Full year 2022 earnings releasedFull year 2022 results: Revenue: ৳13.4b (up 15% from FY 2021). Net income: ৳3.44b (up 36% from FY 2021). Profit margin: 26% (up from 22% in FY 2021). The increase in margin was driven by higher revenue.
Board Change • Nov 16Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 7 non-independent directors. Independent Director Sudhangshu Biswas was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Nov 05Third quarter 2022 earnings releasedThird quarter 2022 results: Revenue: ৳3.32b (up 18% from 3Q 2021). Net income: ৳759.1m (up 28% from 3Q 2021). Profit margin: 23% (up from 21% in 3Q 2021). The increase in margin was driven by higher revenue.
Reported Earnings • Aug 02Second quarter 2022 earnings releasedSecond quarter 2022 results: Revenue: ৳3.23b (up 10.0% from 2Q 2021). Net income: ৳602.7m (down 24% from 2Q 2021). Profit margin: 19% (down from 27% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 15% per year but the company’s share price has increased by 12% per year, which means it is well ahead of earnings.
Reported Earnings • May 19First quarter 2022 earnings releasedFirst quarter 2022 results: Revenue: ৳2.48b (down 5.9% from 1Q 2021). Net income: ৳325.4m (down 57% from 1Q 2021). Profit margin: 13% (down from 28% in 1Q 2021). The decrease in margin was primarily driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 13% per year but the company’s share price has increased by 8% per year, which means it is well ahead of earnings.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 7 non-independent directors. Independent Director Sudhangshu Biswas was the last independent director to join the board, commencing their role in 2021. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Apr 05Full year 2021 earnings released: EPS: ৳1.49 (vs ৳0.67 in FY 2020)Full year 2021 results: EPS: ৳1.49 (up from ৳0.67 in FY 2020). Revenue: ৳11.7b (up 59% from FY 2020). Net income: ৳2.54b (up 124% from FY 2020). Profit margin: 22% (up from 16% in FY 2020). The increase in margin was driven by higher revenue. Non-performing loans: 6.07% (up from 3.95% in FY 2020). Over the last 3 years on average, earnings per share has fallen by 7% per year but the company’s share price has increased by 18% per year, which means it is well ahead of earnings.
お知らせ • Feb 15Sarika Chaudhary agreed to acquire 40.91% stake in Nepal Bangladesh Bank Limited from International Finance Investment and Commerce Bank Limited (DSE:IFIC) for NPR 6.18 billion.Sarika Chaudhary agreed to acquire 40.91% stake in Nepal Bangladesh Bank Limited from International Finance Investment and Commerce Bank Limited (DSE:IFIC) for NPR 6.18 billion on February 14, 2022. The deal is subject to approvals of Nepal Rastra Bank and other regulatory authorities.
Reported Earnings • Oct 30Third quarter 2021 earnings releasedThe company reported a strong third quarter result with improved earnings, revenues and profit margins. Third quarter 2021 results: Revenue: ৳2.80b (up 43% from 3Q 2020). Net income: ৳593.7m (up 66% from 3Q 2020). Profit margin: 21% (up from 18% in 3Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 10% per year but the company’s share price has increased by 33% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • Oct 13Investor sentiment improved over the past weekAfter last week's 16% share price gain to ৳18.10, the stock trades at a trailing P/E ratio of 17x. Average trailing P/E is 8x in the Banks industry in Bangladesh. Total returns to shareholders of 113% over the past three years.
Valuation Update With 7 Day Price Move • Aug 12Investor sentiment improved over the past weekAfter last week's 16% share price gain to ৳16.80, the stock trades at a trailing P/E ratio of 15.8x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total returns to shareholders of 74% over the past three years.
Reported Earnings • Jul 30Second quarter 2021 earnings releasedThe company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: ৳2.96b (up 113% from 2Q 2020). Net income: ৳795.3m (up 405% from 2Q 2020). Profit margin: 27% (up from 11% in 2Q 2020). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 8% per year but the company’s share price has increased by 15% per year, which means it is well ahead of earnings.
Valuation Update With 7 Day Price Move • May 10Investor sentiment improved over the past weekAfter last week's 15% share price gain to ৳11.30, the stock trades at a trailing P/E ratio of 17x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total returns to shareholders of 9.6% over the past three years.
Reported Earnings • May 02First quarter 2021 earnings releasedThe company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: ৳2.64b (up 38% from 1Q 2020). Net income: ৳750.0m (up 73% from 1Q 2020). Profit margin: 28% (up from 23% in 1Q 2020). The increase in margin was driven by higher revenue.
Valuation Update With 7 Day Price Move • Apr 02Investor sentiment deteriorated over the past weekAfter last week's 16% share price decline to ৳10.00, the stock trades at a trailing P/E ratio of 8.4x. Average trailing P/E is 7x in the Banks industry in Bangladesh. Total loss to shareholders of 16% over the past three years.
Valuation Update With 7 Day Price Move • Dec 30Investor sentiment improved over the past weekAfter last week's 20% share price gain to ৳15.20, the stock is trading at a trailing P/E ratio of 12.8x, up from the previous P/E ratio of 10.7x. This compares to an average P/E of 7x in the Banks industry in Bangladesh. Total returns to shareholders over the past three years are 14%.
Valuation Update With 7 Day Price Move • Dec 28Investor sentiment improved over the past weekAfter last week's 19% share price gain to ৳15.00, the stock is trading at a trailing P/E ratio of 12.7x, up from the previous P/E ratio of 10.6x. This compares to an average P/E of 7x in the Banks industry in Bangladesh. Total returns to shareholders over the past three years are 15%.
Is New 90 Day High Low • Dec 24New 90-day high: ৳13.70The company is up 20% from its price of ৳11.40 on 24 September 2020. The Bangladeshi market is up 5.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 1.0% over the same period.
お知らせ • Jun 21International Finance Investment and Commerce Bank Limited to Report Fiscal Year 2019 Results on Jun 24, 2020International Finance Investment and Commerce Bank Limited announced that they will report fiscal year 2019 results on Jun 24, 2020
お知らせ • Jun 19International Finance Investment and Commerce Bank Limited to Report Q1, 2020 Results on Jun 24, 2020International Finance Investment and Commerce Bank Limited announced that they will report Q1, 2020 results on Jun 24, 2020
