View Future GrowthCredit Clear 過去の業績過去 基準チェック /26Credit Clearは、平均年間34.6%の収益成長を遂げていますが、 Software業界の収益は、年間 成長しています。収益は、平均年間14.6% 28.3%収益成長率で 成長しています。 Credit Clearの自己資本利益率は6.4%であり、純利益率は10.1%です。主要情報34.59%収益成長率43.91%EPS成長率Software 業界の成長22.05%収益成長率28.27%株主資本利益率6.45%ネット・マージン10.11%前回の決算情報31 Dec 2025最近の業績更新お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).すべての更新を表示Recent updatesお知らせ • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026お知らせ • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.お知らせ • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.お知らせ • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.お知らせ • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.Board Change • Aug 18Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025Board Change • Feb 04Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Board Change • Dec 24Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.お知らせ • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., AustraliaRecent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.お知らせ • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024New Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Australian stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 27% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$74.3m market cap, or US$47.3m).お知らせ • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.お知らせ • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$86.6m market cap, or US$56.3m).Board Change • Mar 31No independent directorsThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. No independent directors (5 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of experienced directors.収支内訳Credit Clear の稼ぎ方とお金の使い方。LTMベースの直近の報告された収益に基づく。収益と収入の歴史CHIA:CCR 収益、費用、利益 ( )AUD Millions日付収益収益G+A経費研究開発費31 Dec 2549514030 Sep 2548414030 Jun 2547414031 Mar 2546-114031 Dec 2445-514030 Sep 2444-514030 Jun 2442-413031 Mar 2440-512031 Dec 2338-611030 Sep 2337-812030 Jun 2336-1112031 Mar 2334-1213031 Dec 2233-1213030 Sep 2227-1212030 Jun 2221-1111031 Mar 2217-117031 Dec 2113-104030 Sep 2112-92030 Jun 2111-81031 Mar 2111-71031 Dec 2010-71030 Sep 208-51030 Jun 206-40030 Jun 191-44030 Jun 180-320質の高い収益: CCRにはA$302.4K } という大きな 一回限りの 損失があり、過去 12 か月の財務実績が31st December, 2025に影響を及ぼしています。利益率の向上: CCR過去に利益を上げました。フリー・キャッシュフローと収益の比較過去の収益成長分析収益動向: CCR過去 5 年間で収益を上げており、収益は年間34.6%増加しています。成長の加速: CCRは昨年収益を上げたため、収益成長率を 5 年間の平均と比較することは困難です。収益対業界: CCR昨年収益を上げたため、昨年の収益成長をSoftware業界 ( 10.5% ) と比較することは困難です。株主資本利益率高いROE: CCRの 自己資本利益率 ( 6.4% ) は 低い とみなされます。総資産利益率使用総資本利益率過去の好業績企業の発掘7D1Y7D1Y7D1YSoftware 、過去の業績が好調な企業。View Financial Health企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 14:37終値2026/05/21 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Credit Clear Limited 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Caleb WengPAC Partners Securities Pty. Ltd.Larry GandlerShaw and Partners Limited
お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026
Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.
お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025
Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.
お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024
Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).
お知らせ • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.
お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026
お知らせ • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.
お知らせ • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.
お知らせ • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.
お知らせ • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.
Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 10% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia.
Board Change • Aug 18Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025
Board Change • Feb 04Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Board Change • Dec 24Less than half of directors are independentThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. 2 independent directors (3 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. Independent Chairman Paul Dwyer was the last independent director to join the board, commencing their role in 2022. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of experienced directors.
Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.
お知らせ • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., Australia
Recent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 28Full year 2024 earnings releasedFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.
お知らせ • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.
お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024
New Risk • Nov 10New minor risk - Share price stabilityThe company's share price has been volatile over the past 3 months. It is more volatile than 75% of Australian stocks, typically moving 12% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 27% per year over the past 5 years. Minor Risks Share price has been volatile over the past 3 months (12% average weekly change). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$74.3m market cap, or US$47.3m).
お知らせ • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.
お知らせ • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.
Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).
New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$86.6m market cap, or US$56.3m).
Board Change • Mar 31No independent directorsThere are 4 new directors who have joined the board in the last 3 years. Of these new board members, none were independent directors. The company's board is composed of: 4 new directors. 1 experienced director. No highly experienced directors. No independent directors (5 non-independent directors). Non-Executive Director Hugh Robertson is the most experienced director on the board, commencing their role in 2021. The following issues are considered to be risks according to the Simply Wall St Risk Model: Lack of independent directors. Lack of experienced directors.