View ValuationCredit Clear 将来の成長Future 基準チェック /46Credit Clear利益と収益がそれぞれ年間47.4%と18.6%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に13.1% 41.4%なると予測されています。主要情報47.4%収益成長率41.42%EPS成長率Software 収益成長26.6%収益成長率18.6%将来の株主資本利益率13.13%アナリストカバレッジLow最終更新日13 May 2026今後の成長に関する最新情報Price Target Changed • Mar 03Price target decreased by 17% to AU$0.38Down from AU$0.45, the current price target is an average from 2 analysts. New target price is 88% above last closing price of AU$0.20. Stock is down 25% over the past year. The company is forecast to post earnings per share of AU$0.0033 for next year compared to AU$0.0084 last year.Major Estimate Revision • Feb 27Consensus EPS estimates fall by 51%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from AU$59.7m to AU$58.1m. EPS estimate also fell from AU$0.0061 per share to AU$0.003 per share. Net income forecast to shrink 92% next year vs 37% growth forecast for Software industry in Australia . Consensus price target down from AU$0.45 to AU$0.42. Share price fell 13% to AU$0.21 over the past week.Major Estimate Revision • Oct 31Consensus EPS estimates increase by 36%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from AU$51.1m to AU$53.9m. EPS estimate increased from AU$0.0043 to AU$0.0058 per share. Net income forecast to shrink 72% next year vs 22% growth forecast for Software industry in Australia . Consensus price target up from AU$0.42 to AU$0.45. Share price was steady at AU$0.29 over the past week.Breakeven Date Change • Mar 01Forecast breakeven date pushed back to 2026The 2 analysts covering Credit Clear previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 92% to 2025. The company is expected to make a profit of AU$4.41m in 2026. Average annual earnings growth of 58% is required to achieve expected profit on schedule.お知らせ • Apr 13Credit Clear Limited Provides Revenue Guidance for the Third Quarter of 2021Credit Clear Limited provided revenue guidance for the third quarter of 2021. For the quarter, the company's overall anticipated unaudited revenue grew more than 30% over second quarter of 2021 to more than $2.7 million.すべての更新を表示Recent updatesNew Risk • Mar 05New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 73% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (23% increase in shares outstanding). Market cap is less than US$100m (AU$104.3m market cap, or US$73.5m).お知らせ • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.Price Target Changed • Mar 03Price target decreased by 17% to AU$0.38Down from AU$0.45, the current price target is an average from 2 analysts. New target price is 88% above last closing price of AU$0.20. Stock is down 25% over the past year. The company is forecast to post earnings per share of AU$0.0033 for next year compared to AU$0.0084 last year.Major Estimate Revision • Feb 27Consensus EPS estimates fall by 51%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from AU$59.7m to AU$58.1m. EPS estimate also fell from AU$0.0061 per share to AU$0.003 per share. Net income forecast to shrink 92% next year vs 37% growth forecast for Software industry in Australia . Consensus price target down from AU$0.45 to AU$0.42. Share price fell 13% to AU$0.21 over the past week.お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026お知らせ • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.New Risk • Feb 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 21% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (21% increase in shares outstanding). Market cap is less than US$100m (AU$123.2m market cap, or US$85.6m).Recent Insider Transactions Derivative • Jan 15CEO, MD & Executive Director exercised options to buy AU$142k worth of stock.On the 8th of January, Andrew Smith exercised options to buy 569k shares at a strike price of around AU$0.27, costing a total of AU$154k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since June 2025, Andrew has owned 18.91m shares directly. Company insiders have collectively bought AU$2.0m more than they sold, via options and on-market transactions, in the last 12 months.分析記事 • Dec 22Credit Clear Limited's (ASX:CCR) Share Price Is Matching Sentiment Around Its RevenuesYou may think that with a price-to-sales (or "P/S") ratio of 2.9x Credit Clear Limited ( ASX:CCR ) is a stock worth...お知らせ • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.Major Estimate Revision • Oct 31Consensus EPS estimates increase by 36%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from AU$51.1m to AU$53.9m. EPS estimate increased from AU$0.0043 to AU$0.0058 per share. Net income forecast to shrink 72% next year vs 22% growth forecast for Software industry in Australia . Consensus price target up from AU$0.42 to AU$0.45. Share price was steady at AU$0.29 over the past week.New Risk • Oct 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 11% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Market cap is less than US$100m (AU$118.9m market cap, or US$78.1m).お知らせ • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.お知らせ • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia. Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025分析記事 • Jul 19Credit Clear Limited (ASX:CCR) Shares Fly 26% But Investors Aren't Buying For GrowthCredit Clear Limited ( ASX:CCR ) shares have had a really impressive month, gaining 26% after a shaky period...分析記事 • Apr 15Lacklustre Performance Is Driving Credit Clear Limited's (ASX:CCR) Low P/SYou may think that with a price-to-sales (or "P/S") ratio of 2.2x Credit Clear Limited ( ASX:CCR ) is a stock worth...Breakeven Date Change • Mar 01Forecast breakeven date pushed back to 2026The 2 analysts covering Credit Clear previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 92% to 2025. The company is expected to make a profit of AU$4.41m in 2026. Average annual earnings growth of 58% is required to achieve expected profit on schedule.Recent Insider Transactions Derivative • Jan 17CEO, MD & Executive Director exercised options to buy AU$117k worth of stock.On the 14th of January, Andrew Smith exercised options to buy 354k shares at a strike price of around AU$0.32, costing a total of AU$113k. This transaction amounted to 1.9% of their direct individual holding at the time of the trade. Since June 2024, Andrew's direct individual holding has decreased from 24.73m shares to 18.55m. Company insiders have collectively bought AU$1.9m more than they sold, via options and on-market transactions, in the last 12 months.Recent Insider Transactions • Dec 10CEO, MD & Executive Director recently sold AU$1.0m worth of stockOn the 5th of December, Andrew Smith sold around 3m shares on-market at roughly AU$0.33 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.お知らせ • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., Australia分析記事 • Sep 26Credit Clear Limited's (ASX:CCR) Share Price Not Quite Adding UpCredit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 3.2x may not look like an appealing investment...Recent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.Reported Earnings • Aug 28Full year 2024 earnings: Revenues in line with analyst expectationsFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue was in line with analyst estimates. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.お知らせ • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024分析記事 • Jun 17Credit Clear Limited's (ASX:CCR) Share Price Could Signal Some RiskThere wouldn't be many who think Credit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 2.8x is worth a...分析記事 • Feb 28Credit Clear Limited (ASX:CCR) Stock Rockets 38% But Many Are Still Ignoring The CompanyCredit Clear Limited ( ASX:CCR ) shares have continued their recent momentum with a 38% gain in the last month alone...お知らせ • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.お知らせ • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$88.7m market cap, or US$57.5m).分析記事 • Aug 30We're Hopeful That Credit Clear (ASX:CCR) Will Use Its Cash WiselyWe can readily understand why investors are attracted to unprofitable companies. For example, biotech and mining...分析記事 • May 18Little Excitement Around Credit Clear Limited's (ASX:CCR) Earnings As Shares Take 27% PoundingUnfortunately for some shareholders, the Credit Clear Limited ( ASX:CCR ) share price has dived 27% in the last thirty...Reported Earnings • Mar 02First half 2023 earnings released: AU$0.02 loss per share (vs AU$0.02 loss in 1H 2022)First half 2023 results: AU$0.02 loss per share (in line with 1H 2022). Revenue: AU$18.0m (up 171% from 1H 2022). Net loss: AU$7.23m (loss widened 23% from 1H 2022).Recent Insider Transactions • Dec 10Non-Executive Director recently bought AU$319k worth of stockOn the 8th of December, Paul Dwyer bought around 760k shares on-market at roughly AU$0.42 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth AU$1.3m. Insiders have collectively bought AU$1.8m more in shares than they have sold in the last 12 months.Board Change • Nov 16Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 1 independent director. 6 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.Recent Insider Transactions • Nov 03Insider recently bought AU$105k worth of stockOn the 31st of October, Hugh Cameron bought around 250k shares on-market at roughly AU$0.42 per share. This transaction amounted to 9.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.3m. Insiders have collectively bought AU$1.5m more in shares than they have sold in the last 12 months.お知らせ • Oct 28Credit Clear Limited Announces Board RetirementsCredit Clear Limited announced that long-serving Directors, Mr. Marcus Price and Mr. Mark Casey have notified the Board that they intend to retire at the 2022 Annual General Meeting to be held 29 November 2022. Mr. Price is leaving to focus on his new role as CEO of Iress. Mr. Casey, having co- founded and supported Credit Clear since its inception, is similarly leaving to focus on new projects.お知らせ • Oct 04Credit Clear Limited, Annual General Meeting, Nov 29, 2022Credit Clear Limited, Annual General Meeting, Nov 29, 2022.Recent Insider Transactions • Sep 17Non-Executive Director recently bought AU$1.3m worth of stockOn the 15th of September, Paul Dwyer bought around 3m shares on-market at roughly AU$0.45 per share. This transaction increased Paul's direct individual holding by 2x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought AU$1.3m more in shares than they have sold in the last 12 months.お知らせ • Sep 10Credit Clear Limited Appoints Mr. Paul Dwyer as Non-Executive DirectorCredit Clear Limited announced the appointment of Mr. Paul Dwyer as a non-executive Director of the Company effective from September 8, 2022. Mr. Dwyer founded PSC Insurance Group where he serves as a non-executive Director and Deputy Chairman, and brings exceptional insurance industry experience along with a proven track record in business acquisition, growth and international scaling. In addition to PSI and CCR, Mr. Dwyer also serves as Director of several private organizations across his investment, charitable and sporting interests.Reported Earnings • Sep 01Full year 2022 earnings released: AU$0.046 loss per share (vs AU$0.038 loss in FY 2021)Full year 2022 results: AU$0.046 loss per share (down from AU$0.038 loss in FY 2021). Revenue: AU$21.5m (up 96% from FY 2021). Net loss: AU$12.6m (loss widened 57% from FY 2021).お知らせ • Aug 30Credit Clear Limited to Report Fiscal Year 2022 Results on Aug 31, 2022Credit Clear Limited announced that they will report fiscal year 2022 results Pre-Market on Aug 31, 2022お知らせ • Aug 08Credit Clear Limited Announces Resignation of Lewis Romano as DirectorCredit Clear Limited announced that Mr. Lewis Romano has resigned as a Director of Credit Clear. Lewis is stepping off the board after almost seven years since he was first appointed inOctober 2015. During his tenure on the board, Lewis has helped guide the Company through Credit Clear's most significant achievements, including the Company's successful IPO in2020, the acquisition of ARMA in 2022 and most recently the Company's achievement of reaching its first months of profitability. Following Lewis' recent appointment to lead Credit Clear's international expansion on theback of significant interest in the Company's platform in multiple international jurisdictions, his focus will be dedicated to growth in international markets in his Executive capacity asHead of International. This role will see him spending more time abroad and thus stepping down from the board allows him to dedicate his time to this important ambition of thecompany. Mr. Romano's resignation as Director is effective 8 August 2022.お知らせ • May 16Credit Clear Limited Announces the Resignation of Gerd Schenkel from the BoardCredit Clear Limited announced that Mr. Gerd Schenkel has decided to step down from the board effective from 16 May 2022 to focus on his other appointments.お知らせ • May 06Credit Clear Limited Appoints Michael Doery as A Non-Executive DirectorCredit Clear Limited announced the appointment of Mr. Michael Doery as a non-executive director of the company, effective 6 May 2022. Mr. Doery is an experienced director and currently serves as Chairman of AFIM Limited, Beveridge Williams Pty Ltd, Greater Metropolitan Cemetery Trusta and A-Gas Australia Pty Ltd. He is also a director of Star Service International Pty Ltd. On his appointment Mr. Doery will assume chair of the company's audit and risk committee.Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.お知らせ • Feb 25Credit Clear Limited Announces Executive ChangesCredit Clear Limited announced that it has appointed Hugh Robertson as Chair (non-executive). Hugh Robertson has over 35 years' experience in financial services and equity markets. He is a Director of Equity Capital Markets at Bell Potter Securities and is also an experienced public company director, having held board positions at AMA Group Limited, Centrepoint Alliance Limited, Hub24 Limited and OAMPS. Hugh presently sits on the boards of Maggie Beer Holdings, Envirosuite Limited and Touch Ventures Limited. The Company has also appointed Adam Gallagher as Company Secretary. Adam has held officeholder and executive roles in several ASX listed technology companies.お知らせ • Feb 10Credit Clear Limited Appoints Andrew Smith to the BoardCredit Clear Limited announced that following the completion of the ARMA Group Holdings acquisition, and in terms of the transaction, Andrew Smith has joined the Board of Credit Clear. Andrew has more than 16 years' experience working in the credit and collections industry. He has founded three companies, the latest of which, ARMA, was acquired by Credit Clear last year.お知らせ • Feb 09Credit Clear Limited Announces Executive ChangesCredit Clear Limited announced acquisition of ARMA Group Holdings is now complete. As a result of the acquisition, Credit Clear has made two key management appointments. ARMA chief executive officer and co-founder Andrew Smith has been appointed as Credit Clear Limited chief executive officer. Previous chief executive officer, David Hentschke, will take up the new role of MD International and Technology. David will also continue to oversee the further development of the award winning, artificial intelligence driven technology platform together with chief product and technology officer Jason Serafino, will have direct responsibility for the group's technology and product research, development, and deployment.お知らせ • Feb 01Credit Clear Limited (ASX:CCR) completed the acquisition of Australian Recoveries and Mercantile Agents Pty Ltd.Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million on December 16, 2021. Initial consideration of AUD 46 million (60% payable in cash and 40% payable in scrip) and an earnout component based on client migration to the digital platform in the first 12 months post-acquisition (60% payable in cash and 40% payable in scrip). Credit Clear has successfully completed its AUD 25.5 million Institutional Placement at an issue price of AUD 0.40 per New Share. Share Purchase Plan to raise up to AUD 4 million at AUD 0.40 per share. The founders of ARMA, Andrew Smith and Shane Ashton will continue to manage the ARMA business as part of the Credit Clear Group, and all ARMA employees will also transfer across to Credit Clear. Andrew Smith will join the Credit Clear Board as an executive director. The transaction is subject to approval by shareholders of Credit Clear Limited. The transaction is expected to complete in February 2022 following the satisfaction of conditions. Credit Clear Limited (ASX:CCR) completed the acquisition of Australian Recoveries and Mercantile Agents Pty Ltd on January 31, 2022.分析記事 • Jan 28Companies Like Credit Clear (ASX:CCR) Are In A Position To Invest In GrowthWe can readily understand why investors are attracted to unprofitable companies. For example, although...お知らせ • Dec 17Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million.Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million on December 16, 2021. Initial consideration of AUD 46 million (60% payable in cash and 40% payable in scrip) and an earnout component based on client migration to the digital platform in the first 12 months post-acquisition (60% payable in cash and 40% payable in scrip). Credit Clear has successfully completed its AUD 25.5 million Institutional Placement at an issue price of AUD 0.40 per New Share. Share Purchase Plan to raise up to AUD 4 million at AUD 0.40 per share. The founders of ARMA, Andrew Smith and Shane Ashton will continue to manage the ARMA business as part of the Credit Clear Group, and all ARMA employees will also transfer across to Credit Clear. Andrew Smith will join the Credit Clear Board as an executive director. The transaction is subject to approval by shareholders of Credit Clear Limited. The transaction is expected to complete in February 2022 following the satisfaction of conditions.Board Change • Oct 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.Reported Earnings • Oct 04Full year 2021 earnings released: AU$0.038 loss per share (vs AU$0.026 loss in FY 2020)The company reported a mediocre full year result with increased losses and weaker control over costs, although revenues improved. Full year 2021 results: Revenue: AU$11.0m (up 70% from FY 2020). Net loss: AU$8.02m (loss widened 87% from FY 2020).Reported Earnings • Aug 27Full year 2021 earnings releasedThe company reported a solid full year result with improved revenues and control over costs, although losses increased. Full year 2021 results: Revenue: AU$13.1m (up 102% from FY 2020). Net loss: AU$7.83m (loss widened 83% from FY 2020).お知らせ • Apr 13Credit Clear Limited Provides Revenue Guidance for the Third Quarter of 2021Credit Clear Limited provided revenue guidance for the third quarter of 2021. For the quarter, the company's overall anticipated unaudited revenue grew more than 30% over second quarter of 2021 to more than $2.7 million.Is New 90 Day High Low • Mar 03New 90-day high: AU$0.78The company is up 11% from its price of AU$0.70 on 03 December 2020. The Australian market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 8.0% over the same period.Reported Earnings • Mar 03First half 2021 earnings released: AU$0.02 loss per shareThe company reported a poor first half result with increased losses, weaker revenues and weaker control over costs. First half 2021 results: Revenue: AU$4.89m (down 5.8% from 1H 2020). Net loss: AU$3.99m (loss widened 57% from 1H 2020).分析記事 • Feb 27Alexander Waislitz of Credit Clear Limited (ASX:CCR) Just Spent AU$741k On SharesThose following along with Credit Clear Limited ( ASX:CCR ) will no doubt be intrigued by the recent purchase of shares...Recent Insider Transactions • Feb 27Insider recently bought AU$741k worth of stockOn the 26th of February, Alexander Waislitz bought around 1m shares on-market at roughly AU$0.66 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold AU$2.3m more in shares than they bought in the last 12 months.お知らせ • Feb 24Credit Clear Limited to Report First Half, 2021 Results on Feb 26, 2021Credit Clear Limited announced that they will report first half, 2021 results on Feb 26, 2021分析記事 • Jan 27Credit Clear Limited (ASX:CCR) Insiders Have Been SellingWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...Recent Insider Transactions • Dec 16Non-Executive Director & Co-Founder recently bought AU$63k worth of stockOn the 10th of December, Mark Casey bought around 100k shares on-market at roughly AU$0.63 per share. In the last 3 months, there was an even bigger purchase from another insider worth AU$400k. This was Mark's only on-market trade for the last 12 months.お知らせ • Nov 24Credit Clear Limited Appoints Christine Christian AO to its Board as an Independent Non-Executive DirectorCredit Clear Limited announced the appointment of Ms. Christine Christian AO to its Board as an Independent Non-Executive Director. Ms. Christian is a leading business executive with more than 30 years of experience in financial services, investment, private equity, credit risk and digital media across executive and advisory roles in Australia, the US, China and India. Her career includes more than 15 years as Chief Executive Officer of credit check and receivables management company, Dun & Bradstreet from 1997 to 2013 and as Chairman of Dun & Bradstreet Consumer Credit Services from 2004 to 2013. She co-founded and was a Director of Powerlinx Inc. after leaving Dun & Bradstreet. Ms. Christian is currently Deputy Chairman and Non-Executive Director of financial services firm FlexiGroup Limited, Non-Executive Director of MaxCap Group, a leading commercial real estate (CRE) investment manager and Non-Executive Director of Lonsec, an investment rating and research company. Christine also serves on the board of the State Library of Victoria and is a Council Member of the La Trobe University.Recent Insider Transactions • Nov 04Insider recently bought AU$400k worth of stockOn the 27th of October, Alexander Waislitz bought around 1m shares on-market at roughly AU$0.35 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.業績と収益の成長予測ASX:CCR - アナリストの将来予測と過去の財務データ ( )AUD Millions日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数6/30/20288512141516/30/2027755111326/30/202658057212/31/202549524N/A9/30/202548435N/A6/30/202547446N/A3/31/202546-135N/A12/31/202445-535N/A9/30/202444-534N/A6/30/202442-424N/A3/31/202440-5-11N/A12/31/202338-6-3-2N/A9/30/202337-8-4-2N/A6/30/202336-11-5-3N/A3/31/202334-12-4-3N/A12/31/202233-12-4-2N/A9/30/202227-12-6-4N/A6/30/202221-11-7-6N/A3/31/202217-11-6-5N/A12/31/202113-10-5-4N/A9/30/202112-9-5-4N/A6/30/202111-8-5-4N/A3/31/202111-7-4-4N/A12/31/202010-7-4-4N/A9/30/20208-5-3-3N/A6/30/20206-4-2-2N/A6/30/20191-4N/A-4N/A6/30/20180-3N/A-3N/Aもっと見るアナリストによる今後の成長予測収入対貯蓄率: CCRの予測収益成長率 (年間47.4% ) は 貯蓄率 ( 3.6% ) を上回っています。収益対市場: CCRの収益 ( 47.4% ) はAustralian市場 ( 11.9% ) よりも速いペースで成長すると予測されています。高成長収益: CCRの収益は今後 3 年間で 大幅に 増加すると予想されています。収益対市場: CCRの収益 ( 18.6% ) Australian市場 ( 6.1% ) よりも速いペースで成長すると予測されています。高い収益成長: CCRの収益 ( 18.6% ) 20%よりも低い成長が予測されています。一株当たり利益成長率予想将来の株主資本利益率将来のROE: CCRの 自己資本利益率 は、3年後には低くなると予測されています ( 13.1 %)。成長企業の発掘7D1Y7D1Y7D1YSoftware 業界の高成長企業。View Past Performance企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/05/21 08:47終値2026/05/21 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレーク本レポートを生成するために使用した分析モデルの詳細は当社のGithubページでご覧いただけます。また、レポートの使用方法に関するガイドやYoutubeのチュートリアルも掲載しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Credit Clear Limited 2 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。2 アナリスト機関Caleb WengPAC Partners Securities Pty. Ltd.Larry GandlerShaw and Partners Limited
Price Target Changed • Mar 03Price target decreased by 17% to AU$0.38Down from AU$0.45, the current price target is an average from 2 analysts. New target price is 88% above last closing price of AU$0.20. Stock is down 25% over the past year. The company is forecast to post earnings per share of AU$0.0033 for next year compared to AU$0.0084 last year.
Major Estimate Revision • Feb 27Consensus EPS estimates fall by 51%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from AU$59.7m to AU$58.1m. EPS estimate also fell from AU$0.0061 per share to AU$0.003 per share. Net income forecast to shrink 92% next year vs 37% growth forecast for Software industry in Australia . Consensus price target down from AU$0.45 to AU$0.42. Share price fell 13% to AU$0.21 over the past week.
Major Estimate Revision • Oct 31Consensus EPS estimates increase by 36%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from AU$51.1m to AU$53.9m. EPS estimate increased from AU$0.0043 to AU$0.0058 per share. Net income forecast to shrink 72% next year vs 22% growth forecast for Software industry in Australia . Consensus price target up from AU$0.42 to AU$0.45. Share price was steady at AU$0.29 over the past week.
Breakeven Date Change • Mar 01Forecast breakeven date pushed back to 2026The 2 analysts covering Credit Clear previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 92% to 2025. The company is expected to make a profit of AU$4.41m in 2026. Average annual earnings growth of 58% is required to achieve expected profit on schedule.
お知らせ • Apr 13Credit Clear Limited Provides Revenue Guidance for the Third Quarter of 2021Credit Clear Limited provided revenue guidance for the third quarter of 2021. For the quarter, the company's overall anticipated unaudited revenue grew more than 30% over second quarter of 2021 to more than $2.7 million.
New Risk • Mar 05New minor risk - Earnings qualityThe company has large one-off items impacting its financial results. One-off items were 73% of the size of the rest of the company's trailing 12-month earnings before tax. This is considered a minor risk. One-off items are incomes or expenses that the company does not expect to repeat in future periods. Examples include profits from the sale of a business or expenses from a restructuring or legal settlements. If the company's reported statutory earnings include a large proportion of one-off items it means they may be an unreliable indicator of its true business performance as the earnings were skewed by these incomes or expenses. Currently, the following risks have been identified for the company: Minor Risks Large one-off items impacting financial results. Shareholders have been diluted in the past year (23% increase in shares outstanding). Market cap is less than US$100m (AU$104.3m market cap, or US$73.5m).
お知らせ • Mar 05Credit Clear Limited (ASX:CCR) announces an Equity Buyback.Credit Clear Limited (ASX:CCR) announces a share repurchase program. Under the program, the company will repurchase up to 52,140,620 shares for $0.5 million. The repurchase program will be valid September 14, 2026. As of March 4, 2026, the company had 521,406,201 shares in issue.
Price Target Changed • Mar 03Price target decreased by 17% to AU$0.38Down from AU$0.45, the current price target is an average from 2 analysts. New target price is 88% above last closing price of AU$0.20. Stock is down 25% over the past year. The company is forecast to post earnings per share of AU$0.0033 for next year compared to AU$0.0084 last year.
Major Estimate Revision • Feb 27Consensus EPS estimates fall by 51%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has deteriorated. 2026 revenue forecast decreased from AU$59.7m to AU$58.1m. EPS estimate also fell from AU$0.0061 per share to AU$0.003 per share. Net income forecast to shrink 92% next year vs 37% growth forecast for Software industry in Australia . Consensus price target down from AU$0.45 to AU$0.42. Share price fell 13% to AU$0.21 over the past week.
お知らせ • Feb 17Credit Clear Limited to Report First Half, 2026 Results on Feb 26, 2026Credit Clear Limited announced that they will report first half, 2026 results on Feb 26, 2026
お知らせ • Feb 05Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership. Credit Clear Limited (ASX:CCR) completed the acquisition of illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited on February 3, 2026.
New Risk • Feb 03New minor risk - Shareholder dilutionThe company's shareholders have been diluted in the past year. Increase in shares outstanding: 21% This is considered a minor risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Minor Risks Shareholders have been diluted in the past year (21% increase in shares outstanding). Market cap is less than US$100m (AU$123.2m market cap, or US$85.6m).
Recent Insider Transactions Derivative • Jan 15CEO, MD & Executive Director exercised options to buy AU$142k worth of stock.On the 8th of January, Andrew Smith exercised options to buy 569k shares at a strike price of around AU$0.27, costing a total of AU$154k. This transaction amounted to 3.0% of their direct individual holding at the time of the trade. Since June 2025, Andrew has owned 18.91m shares directly. Company insiders have collectively bought AU$2.0m more than they sold, via options and on-market transactions, in the last 12 months.
分析記事 • Dec 22Credit Clear Limited's (ASX:CCR) Share Price Is Matching Sentiment Around Its RevenuesYou may think that with a price-to-sales (or "P/S") ratio of 2.9x Credit Clear Limited ( ASX:CCR ) is a stock worth...
お知らせ • Dec 19Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million.Credit Clear Limited (ASX:CCR) entered into a Sale and Purchase Agreement to acquire illion Digital Tech Solutions Holdings Limited from Experian New Zealand Limited for AUD 7.7 million on December 18, 2025. A cash consideration of AUD 7.7 million will be paid by Credit Clear Limited. As part of consideration, AUD 7.7 million is paid towards common equity of illion Digital Tech Solutions Holdings Limited. The Acquisition consideration of AUD 7.7 million will be paid in a single upfront all-cash payment funded from the Company’s existing cash reserves. There are no other material conditions that need to be satisfied prior to completion. The Acquisition is expected to be completed on or around January 1, 2026. illion Digital Tech Solutions Holdings Limited is expected to be earnings accretive in its first full financial year of ownership.
Major Estimate Revision • Oct 31Consensus EPS estimates increase by 36%The consensus outlook for earnings per share (EPS) in fiscal year 2026 has improved. 2026 revenue forecast increased from AU$51.1m to AU$53.9m. EPS estimate increased from AU$0.0043 to AU$0.0058 per share. Net income forecast to shrink 72% next year vs 22% growth forecast for Software industry in Australia . Consensus price target up from AU$0.42 to AU$0.45. Share price was steady at AU$0.29 over the past week.
New Risk • Oct 30New major risk - Revenue and earnings growthEarnings are forecast to decline by an average of 11% per year for the foreseeable future. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are expected to decline, then in most cases the share price will decline over time as well. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings are forecast to decline by an average of 11% per year for the foreseeable future. Minor Risk Market cap is less than US$100m (AU$118.9m market cap, or US$78.1m).
お知らせ • Oct 23Credit Clear Limited (ASX:CCR) agreed to acquire Arc (Europe) Limited for AUD 10.9 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire Arc (Europe) Limited for AUD 10.9 million on October 22, 2025. A cash consideration of AUD 8.6 million will be paid by Credit Clear Limited. The consideration consists of common equity of Credit Clear Limited having a value of AUD 2.3 million to be issued for common equity of Arc (Europe) Limited. As part of consideration, AUD 10.9 million is paid towards common equity of Arc (Europe) Limited. The transaction will be financed through placement of AUD 8.6 million. ARC’s co-founders intend to continue in their existing roles to assist with the successful integration of ARC and Credit Clear. For the period ending March 31, 2025, Arc (Europe) Limited reported total revenue of AUD 8.8 million and EBITDA of AUD 1.24 million. Completion of the Acquisition remains subject to approval from the UK Financial Conduct Authority (FCA), which is a UK regulatory requirement. This FCA approval is anticipated to be received within 60 days, with completion to occur immediately thereafter. The expected completion of the transaction is December 20, 2025. ARC expected to be earnings and EPS accretive in its first year of ownership.
お知らせ • Sep 27Credit Clear Limited, Annual General Meeting, Nov 25, 2025Credit Clear Limited, Annual General Meeting, Nov 25, 2025.
Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.008 (vs AU$0.011 loss in FY 2024)Full year 2025 results: EPS: AU$0.008 (up from AU$0.011 loss in FY 2024). Revenue: AU$47.0m (up 11% from FY 2024). Net income: AU$3.55m (up AU$8.04m from FY 2024). Profit margin: 7.6% (up from net loss in FY 2024). The move to profitability was primarily driven by higher revenue. Revenue is forecast to grow 12% p.a. on average during the next 3 years, compared to a 17% growth forecast for the Software industry in Australia. Over the last 3 years on average, earnings per share has increased by 75% per year but the company’s share price has fallen by 15% per year, which means it is significantly lagging earnings.
お知らせ • Jul 22Credit Clear Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Credit Clear Limited announced that they will report fiscal year 2025 results on Aug 22, 2025
分析記事 • Jul 19Credit Clear Limited (ASX:CCR) Shares Fly 26% But Investors Aren't Buying For GrowthCredit Clear Limited ( ASX:CCR ) shares have had a really impressive month, gaining 26% after a shaky period...
分析記事 • Apr 15Lacklustre Performance Is Driving Credit Clear Limited's (ASX:CCR) Low P/SYou may think that with a price-to-sales (or "P/S") ratio of 2.2x Credit Clear Limited ( ASX:CCR ) is a stock worth...
Breakeven Date Change • Mar 01Forecast breakeven date pushed back to 2026The 2 analysts covering Credit Clear previously expected the company to break even in 2025. New consensus forecast suggests losses will reduce by 92% to 2025. The company is expected to make a profit of AU$4.41m in 2026. Average annual earnings growth of 58% is required to achieve expected profit on schedule.
Recent Insider Transactions Derivative • Jan 17CEO, MD & Executive Director exercised options to buy AU$117k worth of stock.On the 14th of January, Andrew Smith exercised options to buy 354k shares at a strike price of around AU$0.32, costing a total of AU$113k. This transaction amounted to 1.9% of their direct individual holding at the time of the trade. Since June 2024, Andrew's direct individual holding has decreased from 24.73m shares to 18.55m. Company insiders have collectively bought AU$1.9m more than they sold, via options and on-market transactions, in the last 12 months.
Recent Insider Transactions • Dec 10CEO, MD & Executive Director recently sold AU$1.0m worth of stockOn the 5th of December, Andrew Smith sold around 3m shares on-market at roughly AU$0.33 per share. This transaction amounted to 14% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. This was Andrew's only on-market trade for the last 12 months.
Recent Insider Transactions • Oct 23Independent Chairman recently bought AU$669k worth of stockOn the 22nd of October, Paul Dwyer bought around 2m shares on-market at roughly AU$0.32 per share. This transaction amounted to 34% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. This was Paul's only on-market trade for the last 12 months.
お知らせ • Oct 22Credit Clear Limited, Annual General Meeting, Nov 22, 2024Credit Clear Limited, Annual General Meeting, Nov 22, 2024. Location: at the office of arma, building 11, 41-43 bourke road, alexandria, nsw., Australia
分析記事 • Sep 26Credit Clear Limited's (ASX:CCR) Share Price Not Quite Adding UpCredit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 3.2x may not look like an appealing investment...
Recent Insider Transactions • Sep 03Non-Executive Director recently bought AU$106k worth of stockOn the 30th of August, Hugh Robertson bought around 357k shares on-market at roughly AU$0.30 per share. This transaction amounted to 5.0% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.2m. Insiders have collectively bought AU$2.1m more in shares than they have sold in the last 12 months.
Reported Earnings • Aug 28Full year 2024 earnings: Revenues in line with analyst expectationsFull year 2024 results: Revenue: AU$42.2m (up 18% from FY 2023). Net loss: AU$4.50m (loss narrowed 59% from FY 2023). Revenue was in line with analyst estimates. Revenue is forecast to grow 13% p.a. on average during the next 3 years, compared to a 15% growth forecast for the Software industry in Australia.
お知らせ • Aug 22Credit Clear Limited Appoints Jodie Bedoya as Non-Executive Director, Effective from 1 September 2024Credit Clear Limited announced the appointment of Ms. Jodie Bedoya as a non-executive Director of the Company effective from 1 September 2024. Jodie is a leading industry expert in debt resolution with over 25 years of experience. She is the founder and director of eMatrix. With a background in finance, she has held key executive roles, including as Chief Executive Officer of Recoveries Corporation Limited, which she attained at the age of 34. As one of Australia's leading experts in strategies for building organisational capability in collections, hardship, and vulnerability, Jodie has collaborated with leading banks, energy retailers, government, and commercial clients. Jodie is also a highly sought-after speaker and thought leader, frequently presenting at major industry conferences and workshops, such as the Australian Institute of Credit Management, Auscontact, Essential Services Commission, water industry groups and various debt-related and local government events.
お知らせ • Aug 20Credit Clear Limited to Report Fiscal Year 2024 Results on Aug 28, 2024Credit Clear Limited announced that they will report fiscal year 2024 results on Aug 28, 2024
分析記事 • Jun 17Credit Clear Limited's (ASX:CCR) Share Price Could Signal Some RiskThere wouldn't be many who think Credit Clear Limited's ( ASX:CCR ) price-to-sales (or "P/S") ratio of 2.8x is worth a...
分析記事 • Feb 28Credit Clear Limited (ASX:CCR) Stock Rockets 38% But Many Are Still Ignoring The CompanyCredit Clear Limited ( ASX:CCR ) shares have continued their recent momentum with a 38% gain in the last month alone...
お知らせ • Nov 04Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million.Credit Clear Limited (ASX:CCR) entered into a binding agreement to acquire DRA Group for AUD 1.5 million on November 3, 2023. The consideration is payable in a 60/40 cash/scrip ratio and will be funded through the Credit Clear’s existing cash reserves and available placement capacity. The key persons of DRA will be retained. DRA generated AUD 2.1 million in revenue in FY23. The transaction is expected to complete within 30 days from the exchange of binding contracts. The transaction is expected to be immediately cash and earnings accretive.
お知らせ • Sep 28Credit Clear Limited, Annual General Meeting, Nov 23, 2023Credit Clear Limited, Annual General Meeting, Nov 23, 2023.
Reported Earnings • Sep 01Full year 2023 earnings released: EPS: AU$0 (vs AU$0.046 loss in FY 2022)Full year 2023 results: EPS: AU$0 (improved from AU$0.046 loss in FY 2022). Revenue: AU$36.0m (up 68% from FY 2022). Net loss: AU$11.1m (loss narrowed 12% from FY 2022).
New Risk • Aug 30New minor risk - Financial data availabilityThe company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 32% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2022 fiscal period end). Shareholders have been diluted in the past year (12% increase in shares outstanding). Market cap is less than US$100m (AU$88.7m market cap, or US$57.5m).
分析記事 • Aug 30We're Hopeful That Credit Clear (ASX:CCR) Will Use Its Cash WiselyWe can readily understand why investors are attracted to unprofitable companies. For example, biotech and mining...
分析記事 • May 18Little Excitement Around Credit Clear Limited's (ASX:CCR) Earnings As Shares Take 27% PoundingUnfortunately for some shareholders, the Credit Clear Limited ( ASX:CCR ) share price has dived 27% in the last thirty...
Reported Earnings • Mar 02First half 2023 earnings released: AU$0.02 loss per share (vs AU$0.02 loss in 1H 2022)First half 2023 results: AU$0.02 loss per share (in line with 1H 2022). Revenue: AU$18.0m (up 171% from 1H 2022). Net loss: AU$7.23m (loss widened 23% from 1H 2022).
Recent Insider Transactions • Dec 10Non-Executive Director recently bought AU$319k worth of stockOn the 8th of December, Paul Dwyer bought around 760k shares on-market at roughly AU$0.42 per share. This transaction amounted to 16% of their direct individual holding at the time of the trade. In the last 3 months, they made an even bigger purchase worth AU$1.3m. Insiders have collectively bought AU$1.8m more in shares than they have sold in the last 12 months.
Board Change • Nov 16Less than half of directors are independentThere are 5 new directors who have joined the board in the last 3 years. Of these new board members, 1 was an independent director. The company's board is composed of: 1 independent director. 6 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity.
Recent Insider Transactions • Nov 03Insider recently bought AU$105k worth of stockOn the 31st of October, Hugh Cameron bought around 250k shares on-market at roughly AU$0.42 per share. This transaction amounted to 9.5% of their direct individual holding at the time of the trade. In the last 3 months, there was an even bigger purchase from another insider worth AU$1.3m. Insiders have collectively bought AU$1.5m more in shares than they have sold in the last 12 months.
お知らせ • Oct 28Credit Clear Limited Announces Board RetirementsCredit Clear Limited announced that long-serving Directors, Mr. Marcus Price and Mr. Mark Casey have notified the Board that they intend to retire at the 2022 Annual General Meeting to be held 29 November 2022. Mr. Price is leaving to focus on his new role as CEO of Iress. Mr. Casey, having co- founded and supported Credit Clear since its inception, is similarly leaving to focus on new projects.
お知らせ • Oct 04Credit Clear Limited, Annual General Meeting, Nov 29, 2022Credit Clear Limited, Annual General Meeting, Nov 29, 2022.
Recent Insider Transactions • Sep 17Non-Executive Director recently bought AU$1.3m worth of stockOn the 15th of September, Paul Dwyer bought around 3m shares on-market at roughly AU$0.45 per share. This transaction increased Paul's direct individual holding by 2x at the time of the trade. This was the largest purchase by an insider in the last 3 months. Insiders have collectively bought AU$1.3m more in shares than they have sold in the last 12 months.
お知らせ • Sep 10Credit Clear Limited Appoints Mr. Paul Dwyer as Non-Executive DirectorCredit Clear Limited announced the appointment of Mr. Paul Dwyer as a non-executive Director of the Company effective from September 8, 2022. Mr. Dwyer founded PSC Insurance Group where he serves as a non-executive Director and Deputy Chairman, and brings exceptional insurance industry experience along with a proven track record in business acquisition, growth and international scaling. In addition to PSI and CCR, Mr. Dwyer also serves as Director of several private organizations across his investment, charitable and sporting interests.
Reported Earnings • Sep 01Full year 2022 earnings released: AU$0.046 loss per share (vs AU$0.038 loss in FY 2021)Full year 2022 results: AU$0.046 loss per share (down from AU$0.038 loss in FY 2021). Revenue: AU$21.5m (up 96% from FY 2021). Net loss: AU$12.6m (loss widened 57% from FY 2021).
お知らせ • Aug 30Credit Clear Limited to Report Fiscal Year 2022 Results on Aug 31, 2022Credit Clear Limited announced that they will report fiscal year 2022 results Pre-Market on Aug 31, 2022
お知らせ • Aug 08Credit Clear Limited Announces Resignation of Lewis Romano as DirectorCredit Clear Limited announced that Mr. Lewis Romano has resigned as a Director of Credit Clear. Lewis is stepping off the board after almost seven years since he was first appointed inOctober 2015. During his tenure on the board, Lewis has helped guide the Company through Credit Clear's most significant achievements, including the Company's successful IPO in2020, the acquisition of ARMA in 2022 and most recently the Company's achievement of reaching its first months of profitability. Following Lewis' recent appointment to lead Credit Clear's international expansion on theback of significant interest in the Company's platform in multiple international jurisdictions, his focus will be dedicated to growth in international markets in his Executive capacity asHead of International. This role will see him spending more time abroad and thus stepping down from the board allows him to dedicate his time to this important ambition of thecompany. Mr. Romano's resignation as Director is effective 8 August 2022.
お知らせ • May 16Credit Clear Limited Announces the Resignation of Gerd Schenkel from the BoardCredit Clear Limited announced that Mr. Gerd Schenkel has decided to step down from the board effective from 16 May 2022 to focus on his other appointments.
お知らせ • May 06Credit Clear Limited Appoints Michael Doery as A Non-Executive DirectorCredit Clear Limited announced the appointment of Mr. Michael Doery as a non-executive director of the company, effective 6 May 2022. Mr. Doery is an experienced director and currently serves as Chairman of AFIM Limited, Beveridge Williams Pty Ltd, Greater Metropolitan Cemetery Trusta and A-Gas Australia Pty Ltd. He is also a director of Star Service International Pty Ltd. On his appointment Mr. Doery will assume chair of the company's audit and risk committee.
Board Change • Apr 27Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
お知らせ • Feb 25Credit Clear Limited Announces Executive ChangesCredit Clear Limited announced that it has appointed Hugh Robertson as Chair (non-executive). Hugh Robertson has over 35 years' experience in financial services and equity markets. He is a Director of Equity Capital Markets at Bell Potter Securities and is also an experienced public company director, having held board positions at AMA Group Limited, Centrepoint Alliance Limited, Hub24 Limited and OAMPS. Hugh presently sits on the boards of Maggie Beer Holdings, Envirosuite Limited and Touch Ventures Limited. The Company has also appointed Adam Gallagher as Company Secretary. Adam has held officeholder and executive roles in several ASX listed technology companies.
お知らせ • Feb 10Credit Clear Limited Appoints Andrew Smith to the BoardCredit Clear Limited announced that following the completion of the ARMA Group Holdings acquisition, and in terms of the transaction, Andrew Smith has joined the Board of Credit Clear. Andrew has more than 16 years' experience working in the credit and collections industry. He has founded three companies, the latest of which, ARMA, was acquired by Credit Clear last year.
お知らせ • Feb 09Credit Clear Limited Announces Executive ChangesCredit Clear Limited announced acquisition of ARMA Group Holdings is now complete. As a result of the acquisition, Credit Clear has made two key management appointments. ARMA chief executive officer and co-founder Andrew Smith has been appointed as Credit Clear Limited chief executive officer. Previous chief executive officer, David Hentschke, will take up the new role of MD International and Technology. David will also continue to oversee the further development of the award winning, artificial intelligence driven technology platform together with chief product and technology officer Jason Serafino, will have direct responsibility for the group's technology and product research, development, and deployment.
お知らせ • Feb 01Credit Clear Limited (ASX:CCR) completed the acquisition of Australian Recoveries and Mercantile Agents Pty Ltd.Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million on December 16, 2021. Initial consideration of AUD 46 million (60% payable in cash and 40% payable in scrip) and an earnout component based on client migration to the digital platform in the first 12 months post-acquisition (60% payable in cash and 40% payable in scrip). Credit Clear has successfully completed its AUD 25.5 million Institutional Placement at an issue price of AUD 0.40 per New Share. Share Purchase Plan to raise up to AUD 4 million at AUD 0.40 per share. The founders of ARMA, Andrew Smith and Shane Ashton will continue to manage the ARMA business as part of the Credit Clear Group, and all ARMA employees will also transfer across to Credit Clear. Andrew Smith will join the Credit Clear Board as an executive director. The transaction is subject to approval by shareholders of Credit Clear Limited. The transaction is expected to complete in February 2022 following the satisfaction of conditions. Credit Clear Limited (ASX:CCR) completed the acquisition of Australian Recoveries and Mercantile Agents Pty Ltd on January 31, 2022.
分析記事 • Jan 28Companies Like Credit Clear (ASX:CCR) Are In A Position To Invest In GrowthWe can readily understand why investors are attracted to unprofitable companies. For example, although...
お知らせ • Dec 17Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million.Credit Clear Limited (ASX:CCR) agreed to acquire Australian Recoveries and Mercantile Agents Pty Ltd for AUD 46 million on December 16, 2021. Initial consideration of AUD 46 million (60% payable in cash and 40% payable in scrip) and an earnout component based on client migration to the digital platform in the first 12 months post-acquisition (60% payable in cash and 40% payable in scrip). Credit Clear has successfully completed its AUD 25.5 million Institutional Placement at an issue price of AUD 0.40 per New Share. Share Purchase Plan to raise up to AUD 4 million at AUD 0.40 per share. The founders of ARMA, Andrew Smith and Shane Ashton will continue to manage the ARMA business as part of the Credit Clear Group, and all ARMA employees will also transfer across to Credit Clear. Andrew Smith will join the Credit Clear Board as an executive director. The transaction is subject to approval by shareholders of Credit Clear Limited. The transaction is expected to complete in February 2022 following the satisfaction of conditions.
Board Change • Oct 24Less than half of directors are independentFollowing the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 3 non-independent directors. Independent Non-Executive Director Marcus Price was the last independent director to join the board, commencing their role in 2020. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model.
Reported Earnings • Oct 04Full year 2021 earnings released: AU$0.038 loss per share (vs AU$0.026 loss in FY 2020)The company reported a mediocre full year result with increased losses and weaker control over costs, although revenues improved. Full year 2021 results: Revenue: AU$11.0m (up 70% from FY 2020). Net loss: AU$8.02m (loss widened 87% from FY 2020).
Reported Earnings • Aug 27Full year 2021 earnings releasedThe company reported a solid full year result with improved revenues and control over costs, although losses increased. Full year 2021 results: Revenue: AU$13.1m (up 102% from FY 2020). Net loss: AU$7.83m (loss widened 83% from FY 2020).
お知らせ • Apr 13Credit Clear Limited Provides Revenue Guidance for the Third Quarter of 2021Credit Clear Limited provided revenue guidance for the third quarter of 2021. For the quarter, the company's overall anticipated unaudited revenue grew more than 30% over second quarter of 2021 to more than $2.7 million.
Is New 90 Day High Low • Mar 03New 90-day high: AU$0.78The company is up 11% from its price of AU$0.70 on 03 December 2020. The Australian market is up 4.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 8.0% over the same period.
Reported Earnings • Mar 03First half 2021 earnings released: AU$0.02 loss per shareThe company reported a poor first half result with increased losses, weaker revenues and weaker control over costs. First half 2021 results: Revenue: AU$4.89m (down 5.8% from 1H 2020). Net loss: AU$3.99m (loss widened 57% from 1H 2020).
分析記事 • Feb 27Alexander Waislitz of Credit Clear Limited (ASX:CCR) Just Spent AU$741k On SharesThose following along with Credit Clear Limited ( ASX:CCR ) will no doubt be intrigued by the recent purchase of shares...
Recent Insider Transactions • Feb 27Insider recently bought AU$741k worth of stockOn the 26th of February, Alexander Waislitz bought around 1m shares on-market at roughly AU$0.66 per share. This was the largest purchase by an insider in the last 3 months. Despite this recent purchase, insiders have collectively sold AU$2.3m more in shares than they bought in the last 12 months.
お知らせ • Feb 24Credit Clear Limited to Report First Half, 2021 Results on Feb 26, 2021Credit Clear Limited announced that they will report first half, 2021 results on Feb 26, 2021
分析記事 • Jan 27Credit Clear Limited (ASX:CCR) Insiders Have Been SellingWe often see insiders buying up shares in companies that perform well over the long term. Unfortunately, there are also...
Recent Insider Transactions • Dec 16Non-Executive Director & Co-Founder recently bought AU$63k worth of stockOn the 10th of December, Mark Casey bought around 100k shares on-market at roughly AU$0.63 per share. In the last 3 months, there was an even bigger purchase from another insider worth AU$400k. This was Mark's only on-market trade for the last 12 months.
お知らせ • Nov 24Credit Clear Limited Appoints Christine Christian AO to its Board as an Independent Non-Executive DirectorCredit Clear Limited announced the appointment of Ms. Christine Christian AO to its Board as an Independent Non-Executive Director. Ms. Christian is a leading business executive with more than 30 years of experience in financial services, investment, private equity, credit risk and digital media across executive and advisory roles in Australia, the US, China and India. Her career includes more than 15 years as Chief Executive Officer of credit check and receivables management company, Dun & Bradstreet from 1997 to 2013 and as Chairman of Dun & Bradstreet Consumer Credit Services from 2004 to 2013. She co-founded and was a Director of Powerlinx Inc. after leaving Dun & Bradstreet. Ms. Christian is currently Deputy Chairman and Non-Executive Director of financial services firm FlexiGroup Limited, Non-Executive Director of MaxCap Group, a leading commercial real estate (CRE) investment manager and Non-Executive Director of Lonsec, an investment rating and research company. Christine also serves on the board of the State Library of Victoria and is a Council Member of the La Trobe University.
Recent Insider Transactions • Nov 04Insider recently bought AU$400k worth of stockOn the 27th of October, Alexander Waislitz bought around 1m shares on-market at roughly AU$0.35 per share. This was the largest purchase by an insider in the last 3 months. This was the only on-market transaction from insiders over the last 12 months.