Cuscal（CCL）株式概要Cuscal Limitedは、その子会社とともに、オーストラリアの金融機関や消費者中心の金融機関向けに、決済や規制データ関連の商品やサービスを提供している。 詳細CCL ファンダメンタル分析スノーフレーク・スコア評価0/6将来の成長2/6過去の実績4/6財務の健全性3/6配当金2/6報酬収益は年間19.58%増加すると予測されています 過去5年間の収益は年間4.1%増加しました。 リスク分析リスクチェックの結果、CCL 、リスクは検出されなかった。すべてのリスクチェックを見るCCL Community Fair Values Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.NEW490,690 membersJoin community and earn perksGain real feedbackFrom our editorial team, personally. Not silence.Grow your followingReal investors. The kind who actually invest, not scroll past.Unlock free accessFree premium subscription for consistent and quality authors.Learn moreCreate NarrativeBLINROAG490,690 investors already sharing narrativesYour Fair ValueAU$Current PriceAU$4.9329.4% 割高 内在価値ディスカウントGrowth estimate overAnnual revenue growth rate5 Yearstime period%/yrDecreaseIncreasePastFuture0584m2016201920222025202620282031Revenue AU$584.1mEarnings AU$43.0mAdvancedSet Fair ValueView all narrativesCuscal Limited 競合他社Tyro PaymentsSymbol: ASX:TYRMarket cap: AU$438.7mChange FinancialSymbol: ASX:CCAMarket cap: AU$51.1mLiberty Financial GroupSymbol: ASX:LFGMarket cap: AU$986.7mPepper MoneySymbol: ASX:PPMMarket cap: AU$747.9m価格と性能株価の高値、安値、推移の概要Cuscal過去の株価現在の株価AU$4.9352週高値AU$5.2552週安値AU$2.85ベータ01ヶ月の変化0.82%3ヶ月変化14.12%1年変化52.63%3年間の変化n/a5年間の変化n/aIPOからの変化112.50%最新ニュースお知らせ • Jun 25Cuscal Limited Announces Change of Company Secretary, Effective July 1, 2026Cuscal Limited announced the appointment of Ms. Manell Saad as Company Secretary of Cuscal, effective July 1, 2026. Ms. Saad’s appointment followed the resignation of Ms. Freya Smith as Company Secretary of Cuscal with effect from July 1, 2026 following a change in Ms. Smith’s role. Ms. Saad will be responsible for communications with the ASX in accordance with ASX Listing Rule 12.6.お知らせ • Jun 24Cuscal Limited Announces Appointment of Leila Fourie as Independent Non-Executive Director, Effective August 1, 2026Cuscal Limited announced the appointment of Dr Leila Fourie as an Independent Non-Executive Director, effective August 1, 2026. Dr Fourie was also appointed as a member of the Board Risk Committee and the Board Remuneration and Nominations Committee. Dr Fourie brought over 30 years’ international experience in payments, consulting, investment banking, retail banking, and capital markets. Dr Fourie held Director and senior executive positions of global portfolios, and on South African, Australian, UK, EU, and US boards including as a current Non-Executive Director of the United Nations Global Compact and as the former Group CEO of the Johannesburg Stock Exchange. Prior to that, Dr Fourie was the Managing Director of the Card Division of Africa's largest bank, Standard Bank where she served as Chairman on the board of Diners Club and as a Board Member on Discover’s Chicago-based Diners Club International Advisory board. She also served as the executive responsible for consumer finance at the Commonwealth Bank of Australia; as the New South Wales vice president of the Economic Society of Australia; as a member of the Board Audit Committee of Lifeline Australia; and as CEO of the Australian Payments Network, where she led various transformational initiatives in the payments industry. She held a PhD in Economic and Financial Sciences and won the Economic Society South Africa Founders’ award in 2012 for best master’s economics thesis in the country. She was also a Graduate of the Australian Institute of Company Directors. Dr Fourie was currently based in South Africa. Dr Fourie would stand for election at Cuscal’s 2026 Annual General Meeting.お知らせ • May 29Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S.Cuscal Limited (ASX:CCL) entered into an exclusive arrangement to acquire Paymark Limited from Retail International Holding S.A.S. for AUD 27 million on April 14, 2026. A cash consideration of AUD 27 million will be paid by Cuscal Limited. As part of consideration, AUD 27 million is paid towards common equity of Paymark Limited. The transaction will be financed through equity investment of AUD 33 million. Cash consideration will be funded via an equity raise, comprising a fully underwritten Institutional Placement (Placement) of AUD 30 million. Cuscal will also undertake a non-underwritten Share Purchase Plan (SPP) for up to AUD 3 million, which is expected to cover all transaction costs. Paymark will continue to operate as a standalone business. The Acquisition will be subject to a mandatory French Works Council consultation process customary for a transaction of this nature. Subject to the completion of the French Works Council process and Worldline exercising the put option under the Put Option Agreement. No Cuscal shareholder approvals are required in respect of the Acquisition and equity raising and all requisite Paymark shareholder approvals have already been obtained. Completion of the Acquisition is expected to occur by June 30, 2026. The Acquisition is expected to be mid-single digit EPS accretive in FY27E and deliver mid-teens Return on Invested Capital (ROIC) in FY27E. Ad of April 24, 2026, Cuscal is pleased to advise that the French Works Council consultation process has successfully completed. Worldline has irrevocably and unconditionally exercised the put option and the Acquisition is expected to complete on 29 May 2026. Russell McVeagh acted as legal advisor for Worldline IGSA Group S.A. Citigroup Global Markets Europe AG acted as financial advisor for Worldline IGSA Group S.A. Bofa Securities acted as financial advisor for Cuscal Limited. Bell Gully acted as legal advisor for Cuscal Limited. Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S. on May 29, 2026. Cuscal Limited continues to expect the acquisition to be mid-single digit EPS accretive in FY27Buy Or Sell Opportunity • May 22Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to AU$4.72. The fair value is estimated to be AU$3.91, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Buy Or Sell Opportunity • May 07Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 19% to AU$4.70. The fair value is estimated to be AU$3.87, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.最新情報をもっと見るRecent updatesお知らせ • Jun 25Cuscal Limited Announces Change of Company Secretary, Effective July 1, 2026Cuscal Limited announced the appointment of Ms. Manell Saad as Company Secretary of Cuscal, effective July 1, 2026. Ms. Saad’s appointment followed the resignation of Ms. Freya Smith as Company Secretary of Cuscal with effect from July 1, 2026 following a change in Ms. Smith’s role. Ms. Saad will be responsible for communications with the ASX in accordance with ASX Listing Rule 12.6.お知らせ • Jun 24Cuscal Limited Announces Appointment of Leila Fourie as Independent Non-Executive Director, Effective August 1, 2026Cuscal Limited announced the appointment of Dr Leila Fourie as an Independent Non-Executive Director, effective August 1, 2026. Dr Fourie was also appointed as a member of the Board Risk Committee and the Board Remuneration and Nominations Committee. Dr Fourie brought over 30 years’ international experience in payments, consulting, investment banking, retail banking, and capital markets. Dr Fourie held Director and senior executive positions of global portfolios, and on South African, Australian, UK, EU, and US boards including as a current Non-Executive Director of the United Nations Global Compact and as the former Group CEO of the Johannesburg Stock Exchange. Prior to that, Dr Fourie was the Managing Director of the Card Division of Africa's largest bank, Standard Bank where she served as Chairman on the board of Diners Club and as a Board Member on Discover’s Chicago-based Diners Club International Advisory board. She also served as the executive responsible for consumer finance at the Commonwealth Bank of Australia; as the New South Wales vice president of the Economic Society of Australia; as a member of the Board Audit Committee of Lifeline Australia; and as CEO of the Australian Payments Network, where she led various transformational initiatives in the payments industry. She held a PhD in Economic and Financial Sciences and won the Economic Society South Africa Founders’ award in 2012 for best master’s economics thesis in the country. She was also a Graduate of the Australian Institute of Company Directors. Dr Fourie was currently based in South Africa. Dr Fourie would stand for election at Cuscal’s 2026 Annual General Meeting.お知らせ • May 29Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S.Cuscal Limited (ASX:CCL) entered into an exclusive arrangement to acquire Paymark Limited from Retail International Holding S.A.S. for AUD 27 million on April 14, 2026. A cash consideration of AUD 27 million will be paid by Cuscal Limited. As part of consideration, AUD 27 million is paid towards common equity of Paymark Limited. The transaction will be financed through equity investment of AUD 33 million. Cash consideration will be funded via an equity raise, comprising a fully underwritten Institutional Placement (Placement) of AUD 30 million. Cuscal will also undertake a non-underwritten Share Purchase Plan (SPP) for up to AUD 3 million, which is expected to cover all transaction costs. Paymark will continue to operate as a standalone business. The Acquisition will be subject to a mandatory French Works Council consultation process customary for a transaction of this nature. Subject to the completion of the French Works Council process and Worldline exercising the put option under the Put Option Agreement. No Cuscal shareholder approvals are required in respect of the Acquisition and equity raising and all requisite Paymark shareholder approvals have already been obtained. Completion of the Acquisition is expected to occur by June 30, 2026. The Acquisition is expected to be mid-single digit EPS accretive in FY27E and deliver mid-teens Return on Invested Capital (ROIC) in FY27E. Ad of April 24, 2026, Cuscal is pleased to advise that the French Works Council consultation process has successfully completed. Worldline has irrevocably and unconditionally exercised the put option and the Acquisition is expected to complete on 29 May 2026. Russell McVeagh acted as legal advisor for Worldline IGSA Group S.A. Citigroup Global Markets Europe AG acted as financial advisor for Worldline IGSA Group S.A. Bofa Securities acted as financial advisor for Cuscal Limited. Bell Gully acted as legal advisor for Cuscal Limited. Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S. on May 29, 2026. Cuscal Limited continues to expect the acquisition to be mid-single digit EPS accretive in FY27Buy Or Sell Opportunity • May 22Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to AU$4.72. The fair value is estimated to be AU$3.91, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Buy Or Sell Opportunity • May 07Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 19% to AU$4.70. The fair value is estimated to be AU$3.87, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Apr 16Cuscal Limited has filed a Follow-on Equity Offering in the amount of AUD 30 million.Cuscal Limited has filed a Follow-on Equity Offering in the amount of AUD 30 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 7,500,000 Price\Range: AUD 4 Discount Per Security: AUD 0.12 Transaction Features: Subsequent Direct Listingお知らせ • Apr 15+ 1 more updateCuscal Limited has completed a Follow-on Equity Offering in the amount of AUD 30 million.Cuscal Limited has completed a Follow-on Equity Offering in the amount of AUD 30 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 7,500,000 Price\Range: AUD 4 Discount Per Security: AUD 0.12 Transaction Features: Subsequent Direct Listingお知らせ • Apr 14Cuscal Limited has filed a Follow-on Equity Offering.Cuscal Limited has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 750,000お知らせ • Feb 25Cuscal Limited Announces Fully Franked Ordinary Dividend for the Six Months Ended December 31, 2025, Payable on March 26, 2026Cuscal Limited announced fully franked ordinary dividend of AUD 0.04500000 for the six months ended December 31, 2025, payable on March 26, 2026. Record date is March 4, 2026 and Ex date is March 3, 2026.お知らせ • Feb 02Cuscal Limited to Report First Half, 2026 Results on Feb 24, 2026Cuscal Limited announced that they will report first half, 2026 results on Feb 24, 2026お知らせ • Jan 01Cuscal Limited Announces Resignation of Non-Executive Director Ling Hai, Effective December 31, 2025Cuscal Limited announced that Mr. Ling Hai has resigned as a Non-Executive Director of Cuscal, effective December 31, 2025.お知らせ • Dec 01Cuscal Limited Announces Board and Committee ChangesCuscal Limited announced the appointment of Peter Wright as an Independent Non-Executive Director on the Cuscal Board, effective December 1, 2025. Mr. Wright will also be a member of the Board Risk Committee and a member of the Integration Advisory Committee. Mr. Wright has over 30 years’ experience in the payments and technology sectors, and brings a deep understanding of the unique commercial, technology, and regulatory landscape in which Cuscal operates. He is currently the Managing Director of PHW Consulting and most recently was the President – Asia Pacific of OmniPay Limited, an Irish domiciled global payments processing company. He holds a Post Graduate Diploma in Corporate Management and an MBA, and is a Member of the Australian Institute of Company Directors. Mr. Wright will seek election at Cuscal’s 2026 Annual General Meeting. Ling Hai has provided the Board with notice of his intention to resign from the Cuscal Board, effective December 31, 2025. Ling Hai is the President for Asia Pacific, Europe, the Middle East, and Africa at Mastercard Inc., where he serves on both its Executive Leadership Team and global Management Committee. Ling Hai will be appointed to the Board of Manulife Financial Corporation effective January 1, 2026. He will accordingly resign from the Cuscal Board to allow him to hold one external board role in addition to his Executive responsibilities. Ling Hai has served on the Cuscal Board and Board Risk Committee for over six years.Valuation Update With 7 Day Price Move • Aug 28Investor sentiment improves as stock rises 22%After last week's 22% share price gain to AU$3.61, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 18x in the Diversified Financial industry in Australia. Simply Wall St's valuation model estimates the intrinsic value at AU$1.84 per share.Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.15 (vs AU$0.18 in FY 2024)Full year 2025 results: EPS: AU$0.15 (down from AU$0.18 in FY 2024). Revenue: AU$492.5m (up 3.4% from FY 2024). Net income: AU$28.7m (down 9.2% from FY 2024). Profit margin: 5.8% (down from 6.6% in FY 2024). The decrease in margin was driven by higher expenses. Revenue is expected to fall by 13% p.a. on average during the next 3 years compared to a 6.9% decline forecast for the Diversified Financial industry in Australia.お知らせ • Aug 22+ 2 more updatesCuscal Limited, Annual General Meeting, Oct 30, 2025Cuscal Limited, Annual General Meeting, Oct 30, 2025.Board Change • Aug 18Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.お知らせ • Jul 30Cuscal Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Cuscal Limited announced that they will report fiscal year 2025 results on Aug 22, 2025お知らせ • Feb 12Cuscal Limited to Report First Half, 2025 Results on Feb 26, 2025Cuscal Limited announced that they will report first half, 2025 results on Feb 26, 2025Board Change • Feb 04Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.Board Change • Dec 24Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.株主還元CCLAU Diversified FinancialAU 市場7D-0.6%-1.5%-0.4%1Y52.6%10.8%2.0%株主還元を見る業界別リターン: CCL過去 1 年間で10.8 % の収益を上げたAustralian Diversified Financial業界を上回りました。リターン対市場: CCL過去 1 年間で2 % の収益を上げたAustralian市場を上回りました。価格変動Is CCL's price volatile compared to industry and market?CCL volatilityCCL Average Weekly Movement4.3%Diversified Financial Industry Average Movement6.7%Market Average Movement9.5%10% most volatile stocks in AU Market16.7%10% least volatile stocks in AU Market3.9%安定した株価: CCL 、 Australian市場と比較して、過去 3 か月間で大きな価格変動はありませんでした。時間の経過による変動: CCLの 週次ボラティリティ ( 4% ) は過去 1 年間安定しています。会社概要設立従業員CEO（最高経営責任者ウェブサイト1977886Craig Kennedywww.cuscal.comCuscal Limited は、その子会社とともに、オーストラリアの金融機関および消費者金融機関向けに、決済および規制データ関連の製品・サービスを提供している。同社は、EFTPOS、ダイレクト・エントリー、リアルタイム・グロス・セトルメント、会員・法人向けチェッキング、電子手形決済サービスBPAYなどの電子・紙ベースの決済処理ソリューション、デビットカード、クレジットカード、プリペイドカードなどのカード商品の発行・管理、カード・プラットフォーム、デジタル・アプリケーション開発、流動性管理・決済、ネットワーク通信、不正管理、リアルタイム決済、規制データ・サービス、専門金融ファシリティを提供している。また、モバイルペイメント、デジタル製品とAPI、カード製造と流通、カードスキームのスポンサーシップとライセンス供与、ペイメントファシリテーター・マーチャントアクイジティングソリューション、ATMソリューション、認定データ受信者ソリューション、データホルダーソリューションを銀行、ノンバンク金融機関、その他のセクター向けに提供している。Cuscal Limitedの前身はCredit Union Services Corporation (Australia) Limitedで、2005年12月に社名をCuscal Limitedに変更した。同社は1977年に設立され、オーストラリアのシドニーに本社を置いています。もっと見るCuscal Limited 基礎のまとめCuscal の収益と売上を時価総額と比較するとどうか。CCL 基礎統計学時価総額AU$987.07m収益（TTM）AU$38.00m売上高(TTM)AU$516.10m26.0xPER（株価収益率1.9xP/SレシオCCL は割高か？公正価値と評価分析を参照収益と収入最新の決算報告書（TTM）に基づく主な収益性統計CCL 損益計算書（TTM）収益AU$516.10m売上原価AU$102.90m売上総利益AU$413.20mその他の費用AU$375.20m収益AU$38.00m直近の収益報告Dec 31, 2025次回決算日該当なし一株当たり利益（EPS）0.19グロス・マージン80.06%純利益率7.36%有利子負債／自己資本比率157.8%CCL の長期的なパフォーマンスは？過去の実績と比較を見る配当金1.8%現在の配当利回り50%配当性向View Valuation企業分析と財務データの現状データ最終更新日（UTC時間）企業分析2026/07/11 19:18終値2026/07/10 00:00収益2025/12/31年間収益2025/06/30データソース企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。パッケージデータタイムフレーム米国ソース例会社財務10年損益計算書キャッシュ・フロー計算書貸借対照表SECフォーム10-KSECフォーム10-Qアナリストのコンセンサス予想+プラス3年予想財務アナリストの目標株価アナリストリサーチレポートBlue Matrix市場価格30年株価配当、分割、措置ICEマーケットデータSECフォームS-1所有権10年トップ株主インサイダー取引SECフォーム4SECフォーム13Dマネジメント10年リーダーシップ・チーム取締役会SECフォーム10-KSECフォームDEF 14A主な進展10年会社からのお知らせSECフォーム8-K* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。分析モデルとスノーフレークこのレポートを生成するために使用した分析モデルの詳細は、当社の Github ページ でご覧いただけます。また、レポートの使い方に関する ガイド や YouTube の チュートリアル もご用意しています。シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。業界およびセクターの指標私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。アナリスト筋Cuscal Limited 4 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。6 アナリスト機関Hayden NicholsonBell PotterMatthew DungerBofA Global ResearchRichard HarrisbergCanaccord Genuity3 その他のアナリストを表示
お知らせ • Jun 25Cuscal Limited Announces Change of Company Secretary, Effective July 1, 2026Cuscal Limited announced the appointment of Ms. Manell Saad as Company Secretary of Cuscal, effective July 1, 2026. Ms. Saad’s appointment followed the resignation of Ms. Freya Smith as Company Secretary of Cuscal with effect from July 1, 2026 following a change in Ms. Smith’s role. Ms. Saad will be responsible for communications with the ASX in accordance with ASX Listing Rule 12.6.
お知らせ • Jun 24Cuscal Limited Announces Appointment of Leila Fourie as Independent Non-Executive Director, Effective August 1, 2026Cuscal Limited announced the appointment of Dr Leila Fourie as an Independent Non-Executive Director, effective August 1, 2026. Dr Fourie was also appointed as a member of the Board Risk Committee and the Board Remuneration and Nominations Committee. Dr Fourie brought over 30 years’ international experience in payments, consulting, investment banking, retail banking, and capital markets. Dr Fourie held Director and senior executive positions of global portfolios, and on South African, Australian, UK, EU, and US boards including as a current Non-Executive Director of the United Nations Global Compact and as the former Group CEO of the Johannesburg Stock Exchange. Prior to that, Dr Fourie was the Managing Director of the Card Division of Africa's largest bank, Standard Bank where she served as Chairman on the board of Diners Club and as a Board Member on Discover’s Chicago-based Diners Club International Advisory board. She also served as the executive responsible for consumer finance at the Commonwealth Bank of Australia; as the New South Wales vice president of the Economic Society of Australia; as a member of the Board Audit Committee of Lifeline Australia; and as CEO of the Australian Payments Network, where she led various transformational initiatives in the payments industry. She held a PhD in Economic and Financial Sciences and won the Economic Society South Africa Founders’ award in 2012 for best master’s economics thesis in the country. She was also a Graduate of the Australian Institute of Company Directors. Dr Fourie was currently based in South Africa. Dr Fourie would stand for election at Cuscal’s 2026 Annual General Meeting.
お知らせ • May 29Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S.Cuscal Limited (ASX:CCL) entered into an exclusive arrangement to acquire Paymark Limited from Retail International Holding S.A.S. for AUD 27 million on April 14, 2026. A cash consideration of AUD 27 million will be paid by Cuscal Limited. As part of consideration, AUD 27 million is paid towards common equity of Paymark Limited. The transaction will be financed through equity investment of AUD 33 million. Cash consideration will be funded via an equity raise, comprising a fully underwritten Institutional Placement (Placement) of AUD 30 million. Cuscal will also undertake a non-underwritten Share Purchase Plan (SPP) for up to AUD 3 million, which is expected to cover all transaction costs. Paymark will continue to operate as a standalone business. The Acquisition will be subject to a mandatory French Works Council consultation process customary for a transaction of this nature. Subject to the completion of the French Works Council process and Worldline exercising the put option under the Put Option Agreement. No Cuscal shareholder approvals are required in respect of the Acquisition and equity raising and all requisite Paymark shareholder approvals have already been obtained. Completion of the Acquisition is expected to occur by June 30, 2026. The Acquisition is expected to be mid-single digit EPS accretive in FY27E and deliver mid-teens Return on Invested Capital (ROIC) in FY27E. Ad of April 24, 2026, Cuscal is pleased to advise that the French Works Council consultation process has successfully completed. Worldline has irrevocably and unconditionally exercised the put option and the Acquisition is expected to complete on 29 May 2026. Russell McVeagh acted as legal advisor for Worldline IGSA Group S.A. Citigroup Global Markets Europe AG acted as financial advisor for Worldline IGSA Group S.A. Bofa Securities acted as financial advisor for Cuscal Limited. Bell Gully acted as legal advisor for Cuscal Limited. Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S. on May 29, 2026. Cuscal Limited continues to expect the acquisition to be mid-single digit EPS accretive in FY27
Buy Or Sell Opportunity • May 22Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to AU$4.72. The fair value is estimated to be AU$3.91, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Buy Or Sell Opportunity • May 07Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 19% to AU$4.70. The fair value is estimated to be AU$3.87, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.
お知らせ • Jun 25Cuscal Limited Announces Change of Company Secretary, Effective July 1, 2026Cuscal Limited announced the appointment of Ms. Manell Saad as Company Secretary of Cuscal, effective July 1, 2026. Ms. Saad’s appointment followed the resignation of Ms. Freya Smith as Company Secretary of Cuscal with effect from July 1, 2026 following a change in Ms. Smith’s role. Ms. Saad will be responsible for communications with the ASX in accordance with ASX Listing Rule 12.6.
お知らせ • Jun 24Cuscal Limited Announces Appointment of Leila Fourie as Independent Non-Executive Director, Effective August 1, 2026Cuscal Limited announced the appointment of Dr Leila Fourie as an Independent Non-Executive Director, effective August 1, 2026. Dr Fourie was also appointed as a member of the Board Risk Committee and the Board Remuneration and Nominations Committee. Dr Fourie brought over 30 years’ international experience in payments, consulting, investment banking, retail banking, and capital markets. Dr Fourie held Director and senior executive positions of global portfolios, and on South African, Australian, UK, EU, and US boards including as a current Non-Executive Director of the United Nations Global Compact and as the former Group CEO of the Johannesburg Stock Exchange. Prior to that, Dr Fourie was the Managing Director of the Card Division of Africa's largest bank, Standard Bank where she served as Chairman on the board of Diners Club and as a Board Member on Discover’s Chicago-based Diners Club International Advisory board. She also served as the executive responsible for consumer finance at the Commonwealth Bank of Australia; as the New South Wales vice president of the Economic Society of Australia; as a member of the Board Audit Committee of Lifeline Australia; and as CEO of the Australian Payments Network, where she led various transformational initiatives in the payments industry. She held a PhD in Economic and Financial Sciences and won the Economic Society South Africa Founders’ award in 2012 for best master’s economics thesis in the country. She was also a Graduate of the Australian Institute of Company Directors. Dr Fourie was currently based in South Africa. Dr Fourie would stand for election at Cuscal’s 2026 Annual General Meeting.
お知らせ • May 29Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S.Cuscal Limited (ASX:CCL) entered into an exclusive arrangement to acquire Paymark Limited from Retail International Holding S.A.S. for AUD 27 million on April 14, 2026. A cash consideration of AUD 27 million will be paid by Cuscal Limited. As part of consideration, AUD 27 million is paid towards common equity of Paymark Limited. The transaction will be financed through equity investment of AUD 33 million. Cash consideration will be funded via an equity raise, comprising a fully underwritten Institutional Placement (Placement) of AUD 30 million. Cuscal will also undertake a non-underwritten Share Purchase Plan (SPP) for up to AUD 3 million, which is expected to cover all transaction costs. Paymark will continue to operate as a standalone business. The Acquisition will be subject to a mandatory French Works Council consultation process customary for a transaction of this nature. Subject to the completion of the French Works Council process and Worldline exercising the put option under the Put Option Agreement. No Cuscal shareholder approvals are required in respect of the Acquisition and equity raising and all requisite Paymark shareholder approvals have already been obtained. Completion of the Acquisition is expected to occur by June 30, 2026. The Acquisition is expected to be mid-single digit EPS accretive in FY27E and deliver mid-teens Return on Invested Capital (ROIC) in FY27E. Ad of April 24, 2026, Cuscal is pleased to advise that the French Works Council consultation process has successfully completed. Worldline has irrevocably and unconditionally exercised the put option and the Acquisition is expected to complete on 29 May 2026. Russell McVeagh acted as legal advisor for Worldline IGSA Group S.A. Citigroup Global Markets Europe AG acted as financial advisor for Worldline IGSA Group S.A. Bofa Securities acted as financial advisor for Cuscal Limited. Bell Gully acted as legal advisor for Cuscal Limited. Cuscal Limited (ASX:CCL) completed the acquisition of Paymark Limited from Retail International Holding S.A.S. on May 29, 2026. Cuscal Limited continues to expect the acquisition to be mid-single digit EPS accretive in FY27
Buy Or Sell Opportunity • May 22Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 17% to AU$4.72. The fair value is estimated to be AU$3.91, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.
Board Change • May 20Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Buy Or Sell Opportunity • May 07Now 21% overvalued after recent price riseOver the last 90 days, the stock has risen 19% to AU$4.70. The fair value is estimated to be AU$3.87, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has grown by 3.9% over the last year. Earnings per share has grown by 17%. For the next 3 years, revenue is forecast to grow by 1.9% per annum. Earnings are also forecast to grow by 20% per annum over the same time period.
Board Change • May 01Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Peter Wright was the last director to join the board, commencing their role in 2025. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Apr 16Cuscal Limited has filed a Follow-on Equity Offering in the amount of AUD 30 million.Cuscal Limited has filed a Follow-on Equity Offering in the amount of AUD 30 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 7,500,000 Price\Range: AUD 4 Discount Per Security: AUD 0.12 Transaction Features: Subsequent Direct Listing
お知らせ • Apr 15+ 1 more updateCuscal Limited has completed a Follow-on Equity Offering in the amount of AUD 30 million.Cuscal Limited has completed a Follow-on Equity Offering in the amount of AUD 30 million. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 7,500,000 Price\Range: AUD 4 Discount Per Security: AUD 0.12 Transaction Features: Subsequent Direct Listing
お知らせ • Apr 14Cuscal Limited has filed a Follow-on Equity Offering.Cuscal Limited has filed a Follow-on Equity Offering. Security Name: Ordinary Shares Security Type: Common Stock Securities Offered: 750,000
お知らせ • Feb 25Cuscal Limited Announces Fully Franked Ordinary Dividend for the Six Months Ended December 31, 2025, Payable on March 26, 2026Cuscal Limited announced fully franked ordinary dividend of AUD 0.04500000 for the six months ended December 31, 2025, payable on March 26, 2026. Record date is March 4, 2026 and Ex date is March 3, 2026.
お知らせ • Feb 02Cuscal Limited to Report First Half, 2026 Results on Feb 24, 2026Cuscal Limited announced that they will report first half, 2026 results on Feb 24, 2026
お知らせ • Jan 01Cuscal Limited Announces Resignation of Non-Executive Director Ling Hai, Effective December 31, 2025Cuscal Limited announced that Mr. Ling Hai has resigned as a Non-Executive Director of Cuscal, effective December 31, 2025.
お知らせ • Dec 01Cuscal Limited Announces Board and Committee ChangesCuscal Limited announced the appointment of Peter Wright as an Independent Non-Executive Director on the Cuscal Board, effective December 1, 2025. Mr. Wright will also be a member of the Board Risk Committee and a member of the Integration Advisory Committee. Mr. Wright has over 30 years’ experience in the payments and technology sectors, and brings a deep understanding of the unique commercial, technology, and regulatory landscape in which Cuscal operates. He is currently the Managing Director of PHW Consulting and most recently was the President – Asia Pacific of OmniPay Limited, an Irish domiciled global payments processing company. He holds a Post Graduate Diploma in Corporate Management and an MBA, and is a Member of the Australian Institute of Company Directors. Mr. Wright will seek election at Cuscal’s 2026 Annual General Meeting. Ling Hai has provided the Board with notice of his intention to resign from the Cuscal Board, effective December 31, 2025. Ling Hai is the President for Asia Pacific, Europe, the Middle East, and Africa at Mastercard Inc., where he serves on both its Executive Leadership Team and global Management Committee. Ling Hai will be appointed to the Board of Manulife Financial Corporation effective January 1, 2026. He will accordingly resign from the Cuscal Board to allow him to hold one external board role in addition to his Executive responsibilities. Ling Hai has served on the Cuscal Board and Board Risk Committee for over six years.
Valuation Update With 7 Day Price Move • Aug 28Investor sentiment improves as stock rises 22%After last week's 22% share price gain to AU$3.61, the stock trades at a forward P/E ratio of 16x. Average forward P/E is 18x in the Diversified Financial industry in Australia. Simply Wall St's valuation model estimates the intrinsic value at AU$1.84 per share.
Reported Earnings • Aug 22Full year 2025 earnings released: EPS: AU$0.15 (vs AU$0.18 in FY 2024)Full year 2025 results: EPS: AU$0.15 (down from AU$0.18 in FY 2024). Revenue: AU$492.5m (up 3.4% from FY 2024). Net income: AU$28.7m (down 9.2% from FY 2024). Profit margin: 5.8% (down from 6.6% in FY 2024). The decrease in margin was driven by higher expenses. Revenue is expected to fall by 13% p.a. on average during the next 3 years compared to a 6.9% decline forecast for the Diversified Financial industry in Australia.
お知らせ • Aug 22+ 2 more updatesCuscal Limited, Annual General Meeting, Oct 30, 2025Cuscal Limited, Annual General Meeting, Oct 30, 2025.
Board Change • Aug 18Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
お知らせ • Jul 30Cuscal Limited to Report Fiscal Year 2025 Results on Aug 22, 2025Cuscal Limited announced that they will report fiscal year 2025 results on Aug 22, 2025
お知らせ • Feb 12Cuscal Limited to Report First Half, 2025 Results on Feb 26, 2025Cuscal Limited announced that they will report first half, 2025 results on Feb 26, 2025
Board Change • Feb 04Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
Board Change • Dec 24Insufficient new directorsThere is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 5 experienced directors. 1 highly experienced director. Independent Non-Executive Director Claudine Louise Ogilvie was the last director to join the board, commencing their role in 2023. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model.
