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Sapiens International Performance degli utili passati
Criteri Il passato verificati 2/6
Sapiens International ha registrato una crescita degli utili a un tasso medio annuo di 14.6%, mentre il settore Software ha registrato utili in crescita a un tasso medio annuo di 21.7%. I ricavi sono stati in crescita a un tasso medio annuo di 7.3%. Il ritorno sul capitale proprio di Sapiens International è 12.3% e ha margini netti di 11.4%.
Informazioni chiave
14.63%
Tasso di crescita degli utili
13.39%
Tasso di crescita dell'EPS
| Software Crescita del settore | 17.33% |
| Tasso di crescita dei ricavi | 7.28% |
| Rendimento del capitale proprio | 12.27% |
| Margine netto | 11.40% |
| Ultimo aggiornamento sugli utili | 30 Sep 2025 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento dell'analisi • Dec 18
SPNS: Private Ownership And Leadership Transition Will Shape Future Profitability Outlook
Analysts have raised their price target on Sapiens International from 37.25 dollars to 43.50 dollars, citing slightly improved margin expectations and a higher projected future earnings multiple, despite marginally lower revenue growth forecasts. What's in the News Advent International completed the acquisition of a 56.5% stake in Sapiens for approximately $1.4 billion at $43.50 per share, and Sapiens has been delisted to operate as a private company, with Formula Systems retaining a minority stake (Key Developments).Aggiornamento dell'analisi • Aug 15
SaaS Transition And AI Integration Will Improve Market Position
The consensus analyst price target for Sapiens International has increased to $37.25, primarily reflecting improved revenue growth expectations and a higher future P/E multiple. What's in the News Advent International entered into a definitive agreement to acquire a 56.5% stake in Sapiens International for $1.4 billion ($43.5 per share), valuing the company at approximately $2.48 billion; following completion, Sapiens will be taken private, with the deal expected to close in Q4 2025 or Q1 2026, subject to shareholder and regulatory approvals (Key Developments, 2025-08-13).Articolo di analisi • Aug 04
We Like These Underlying Return On Capital Trends At Sapiens International (NASDAQ:SPNS)
If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...Seeking Alpha • Jul 28
Sapiens Ups Growth Estimate But Earnings Are Flat
Summary I maintain a Hold rating on Sapiens International Corporation N.V. due to improved revenue growth but stagnant earnings and rising expenses. SPNS is valued at a significant discount to SaaS peers, reflecting its slower growth outlook despite strong profitability and conservative capital allocation. The company’s transition to cloud and focus on Life & Annuity customers may drive future growth, but meaningful earnings improvement is unlikely before 2026. Industry conditions are stabilizing, so I'm holding out for improved results in 2026. Read the full article on Seeking AlphaArticolo di analisi • Jul 23
Is Sapiens International Corporation N.V. (NASDAQ:SPNS) Potentially Undervalued?
Sapiens International Corporation N.V. ( NASDAQ:SPNS ), might not be a large cap stock, but it received a lot of...Articolo di analisi • May 25
Sapiens International (NASDAQ:SPNS) Has A Rock Solid Balance Sheet
Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Articolo di analisi • Apr 24
Here's Why We Think Sapiens International (NASDAQ:SPNS) Is Well Worth Watching
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Articolo di analisi • Apr 11
Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?
While Sapiens International Corporation N.V. ( NASDAQ:SPNS ) might not have the largest market cap around , it saw...Articolo di analisi • Mar 24
Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Shareholders Might Be Looking For Exit
With a price-to-earnings (or "P/E") ratio of 20.9x Sapiens International Corporation N.V. ( NASDAQ:SPNS ) may be...Seeking Alpha • Mar 14
Sapiens Faces Headwinds To Upside Catalysts
Summary Sapiens beat Q4 2024 earnings estimates but missed revenue expectations. The insurance software market is projected to grow significantly, driven by efficiency needs and complex regulations, with Sapiens focusing on P&C insurance firms. Despite increased investments in sales and marketing, Sapiens' revenue growth guidance for 2025 is only 2.4%, but with operating margins expected to improve. Sapiens is valued at a discount to peers due to lower growth rates, but its transition to a SaaS platform could enhance long-term revenue and customer retention. The company is encountering headwinds in growth and Forex changes, so my outlook is a Hold on SPNS for now. Read the full article on Seeking AlphaArticolo di analisi • Feb 19
Are Sapiens International Corporation N.V. (NASDAQ:SPNS) Investors Paying Above The Intrinsic Value?
Key Insights Using the 2 Stage Free Cash Flow to Equity, Sapiens International fair value estimate is US$21.96 Current...Articolo di analisi • Jan 03
We Like These Underlying Return On Capital Trends At Sapiens International (NASDAQ:SPNS)
If you're looking for a multi-bagger, there's a few things to keep an eye out for. Amongst other things, we'll want to...Articolo di analisi • Dec 17
Is It Time To Consider Buying Sapiens International Corporation N.V. (NASDAQ:SPNS)?
While Sapiens International Corporation N.V. ( NASDAQ:SPNS ) might not have the largest market cap around , it saw...Articolo di analisi • Nov 19
Some Sapiens International Corporation N.V. (NASDAQ:SPNS) Shareholders Look For Exit As Shares Take 25% Pounding
Sapiens International Corporation N.V. ( NASDAQ:SPNS ) shareholders that were waiting for something to happen have been...Articolo di analisi • Nov 14
Sapiens International Corporation N.V. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
The analysts might have been a bit too bullish on Sapiens International Corporation N.V. ( NASDAQ:SPNS ), given that...Articolo di analisi • Nov 07
Is Sapiens International (NASDAQ:SPNS) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' When we think about how risky a company...Seeking Alpha • Oct 13
Sapiens International: Great Execution Continues
Summary Sapiens International's revenue model taking effect understates revenue growth slightly. It continues to look good in terms of ARR. New logo wins come in, and growth for a while longer looks assured as the company fires shots into the Tier 1 insurers wallets. On a relative basis, the company looks quite attractively valued, and it may be interesting as a GARP play. Probably deserves a watchlist spot at this point. This sort of recurring revenue model that it is embracing may also be something that attracts an acquisition exit at some point, once rumored earlier in the year. Read the full article on Seeking AlphaArticolo di analisi • Oct 01
Returns On Capital Are Showing Encouraging Signs At Sapiens International (NASDAQ:SPNS)
There are a few key trends to look for if we want to identify the next multi-bagger. Firstly, we'll want to see a...
Nuova analisi • Sep 11
Shifting To SaaS And Calculated Partnerships Power Revenue And Innovation Surge
Transition to a SaaS model with an emphasis on AI and digital transformation through strategic partnerships is aimed at boosting revenue predictability and market share.Articolo di analisi • Aug 27
Sapiens International (NASDAQ:SPNS) Is Increasing Its Dividend To $0.29
Sapiens International Corporation N.V. ( NASDAQ:SPNS ) has announced that it will be increasing its dividend from last...Articolo di analisi • Aug 16
Do Sapiens International's (NASDAQ:SPNS) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Articolo di analisi • Jul 31
Should You Investigate Sapiens International Corporation N.V. (NASDAQ:SPNS) At US$39.33?
While Sapiens International Corporation N.V. ( NASDAQ:SPNS ) might not have the largest market cap around , it saw a...Articolo di analisi • Jul 14
Estimating The Fair Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)
Key Insights The projected fair value for Sapiens International is US$40.09 based on 2 Stage Free Cash Flow to Equity...Seeking Alpha • Jul 04
Sapiens International: Strategic Innovations And Growth Prospects, Bullish Outlook
Summary Sapiens International has potential for growth due to its AI-based insurance platform and improved artificial intelligence capabilities. The company has shown steady revenue growth and improved profit margins in recent quarters. Challenges include global economic uncertainties and long sales cycles, but strategic initiatives position the company for future success. Read the full article on Seeking AlphaArticolo di analisi • Jul 02
We Think Sapiens International (NASDAQ:SPNS) Can Manage Its Debt With Ease
Legendary fund manager Li Lu (who Charlie Munger backed) once said, 'The biggest investment risk is not the volatility...Articolo di analisi • Jun 04
Sapiens International (NASDAQ:SPNS) Is Doing The Right Things To Multiply Its Share Price
If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...Articolo di analisi • Apr 26
Is Now An Opportune Moment To Examine Sapiens International Corporation N.V. (NASDAQ:SPNS)?
Sapiens International Corporation N.V. ( NASDAQ:SPNS ), might not be a large cap stock, but it saw a double-digit share...Seeking Alpha • Apr 16
Sapiens: Accelerating In Q4 With Margin Levers Pulled
Summary Sapiens is seeing the promised margin lift from growing recurring revenue in the mix. New customers seem to be coming in at a constant pace, with growth driven by the Nordics. They are changing their billing and revenue recognition model in a typical shift to a subscription model, with some negative impact on reported guidance. Private equity firms might be in the mix looking to buy Sapiens. We think they have an attractive profile, and the valuation wouldn't be bad. The only issue is war may slow a deal down. Read the full article on Seeking AlphaArticolo di analisi • Apr 11
Investors Appear Satisfied With Sapiens International Corporation N.V.'s (NASDAQ:SPNS) Prospects
With a price-to-earnings (or "P/E") ratio of 27.7x Sapiens International Corporation N.V. ( NASDAQ:SPNS ) may be...Ripartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Sapiens International guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 30 Sep 25 | 564 | 64 | 100 | 73 |
| 30 Jun 25 | 549 | 68 | 93 | 68 |
| 31 Mar 25 | 544 | 73 | 89 | 66 |
| 31 Dec 24 | 542 | 72 | 86 | 66 |
| 30 Sep 24 | 539 | 71 | 83 | 66 |
| 30 Jun 24 | 533 | 69 | 81 | 65 |
| 31 Mar 24 | 524 | 66 | 79 | 64 |
| 31 Dec 23 | 515 | 62 | 77 | 63 |
| 30 Sep 23 | 503 | 59 | 76 | 63 |
| 30 Jun 23 | 491 | 56 | 75 | 61 |
| 31 Mar 23 | 482 | 53 | 75 | 60 |
| 31 Dec 22 | 475 | 53 | 75 | 59 |
| 30 Sep 22 | 474 | 53 | 75 | 57 |
| 30 Jun 22 | 473 | 53 | 75 | 56 |
| 31 Mar 22 | 469 | 51 | 76 | 55 |
| 31 Dec 21 | 461 | 47 | 76 | 54 |
| 30 Sep 21 | 443 | 42 | 74 | 51 |
| 30 Jun 21 | 423 | 38 | 73 | 48 |
| 31 Mar 21 | 402 | 37 | 69 | 44 |
| 31 Dec 20 | 383 | 34 | 68 | 41 |
| 30 Sep 20 | 368 | 32 | 64 | 40 |
| 30 Jun 20 | 353 | 30 | 60 | 40 |
| 31 Mar 20 | 339 | 28 | 57 | 39 |
| 31 Dec 19 | 326 | 26 | 54 | 37 |
| 30 Sep 19 | 312 | 23 | 53 | 35 |
| 30 Jun 19 | 303 | 21 | 52 | 34 |
| 31 Mar 19 | 295 | 16 | 52 | 34 |
| 31 Dec 18 | 290 | 14 | 52 | 34 |
| 30 Sep 18 | 288 | 13 | 46 | 35 |
| 30 Jun 18 | 287 | 11 | 46 | 35 |
| 31 Mar 18 | 284 | 5 | 50 | 35 |
| 31 Dec 17 | 269 | 0 | 59 | 32 |
| 30 Sep 17 | 255 | 1 | 56 | 29 |
| 30 Jun 17 | 239 | 3 | 55 | 24 |
| 31 Mar 17 | 223 | 12 | 49 | 19 |
| 31 Dec 16 | 216 | 19 | 44 | 16 |
| 30 Sep 16 | 208 | 21 | 43 | 14 |
| 30 Jun 16 | 198 | 21 | 43 | 12 |
| 31 Mar 16 | 191 | 20 | 41 | 11 |
| 31 Dec 15 | 186 | 20 | 40 | 10 |
| 30 Sep 15 | 179 | 19 | 38 | 10 |
| 30 Jun 15 | 167 | 17 | 35 | 11 |
| 31 Mar 15 | 162 | 16 | 33 | 11 |
| 31 Dec 14 | 157 | 14 | 32 | 11 |
Guadagni di qualità: SPNS ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di SPNS (11.4%) sono inferiori rispetto allo scorso anno (13.2%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di SPNS sono cresciuti del 14.6% all'anno negli ultimi 5 anni.
Accelerare la crescita: SPNS ha avuto una crescita negativa degli utili nell'ultimo anno, quindi non può essere confrontata con la sua media quinquennale.
Guadagni vs Settore: SPNS ha avuto una crescita negativa degli utili ( -9.7% ) nell'ultimo anno, rendendo difficile il confronto con la media del settore Software ( 14.3% ).
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 12.3% ) di SPNS è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2025/12/18 09:11 |
| Prezzo dell'azione a fine giornata | 2025/12/16 00:00 |
| Utili | 2025/09/30 |
| Utili annuali | 2024/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Sapiens International Corporation N.V. è coperta da 7 analisti. 2 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Tavy Rosner | Barclays |
| Danny Kaplan | Barclays |
| Ashwin Shirvaikar | Citigroup Inc |