nCino Gestione
Criteri Gestione verificati 4/4
nCino Il CEO è Sean Desmond, nominato in Feb2025, e ha un mandato di 1.25 anni. la retribuzione annua totale è $ 3.09M, composta da 11.7% di stipendio e 88.3% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 1.16% delle azioni della società, per un valore di $ 22.41M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 3.3 anni e 3.5 anni.
Informazioni chiave
Sean Desmond
Amministratore delegato
US$3.1m
Compenso totale
| Percentuale dello stipendio del CEO | 11.68% |
| Mandato del CEO | 1.3yrs |
| Proprietà del CEO | 1.2% |
| Durata media del management | 3.3yrs |
| Durata media del Consiglio di amministrazione | 3.5yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Aggiornamento dell'analisi • May 03
NCNO: AI Adoption And Banking Wins Will Support Future Repricing
The average analyst price target on nCino edges slightly lower to about $23.86 from $24.00, as analysts recalibrate expectations in response to a series of target cuts across the vertical software group that are only partly offset by a few upward revisions and an upgrade. Analyst Commentary Street research on nCino has turned more mixed, with a cluster of target cuts across the vertical software group and a smaller set of price target increases and an upgrade supporting the stock.Aggiornamento dell'analisi • Apr 19
NCNO: AI Agent Adoption And Moat Resilience Will Support Repricing
Analysts have trimmed their average price targets on nCino by single to mid teens dollar amounts, with reductions of up to $15 partially offset by smaller $1 to $2 increases, as they reassess sector risks and the impact of AI on competitive moats in vertical software. Analyst Commentary Recent Street research on nCino points to a mixed setup, with several price target cuts offset by a smaller group of modest upward adjustments.Aggiornamento dell'analisi • Apr 03
NCNO: AI Moat Resilience And Lending Workflow Adoption Will Support Repricing
The updated analyst price target for nCino has been revised to $24.00 from $33.14 as analysts reset valuation assumptions following a series of mixed target cuts and a few modest raises across the Street. Analyst Commentary Analysts are split on nCino, with several firms trimming price targets by wide margins while a smaller group is lifting targets or upgrading the stock.Seeking Alpha • Apr 01
nCino: The Picture Is Getting Better, But It's Not Cheap Enough For An Upgrade
Summary nCino delivered a strong Q4 FY2026, beating revenue and earnings expectations, and shares surged 19.4% after hours. Despite operational improvements and positive guidance for FY2027, NCNO remains a 'soft sell' due to elevated valuation, particularly on an EV/EBITDA basis. Growth is driven by expanding subscription revenue, international gains, and deepening customer relationships, with AI integration enhancing platform value and upsell potential. Management guides for FY2027 revenue of $639–$643 million and adjusted operating income of $165–$170 million, reflecting continued momentum but not enough for a rating upgrade. Read the full article on Seeking AlphaAggiornamento dell'analisi • Mar 20
NCNO: AI Moat Resilience And Mortgage Workflow Automation Will Support Repricing
Analysts trimmed nCino's price target to $16 from $30, citing broad concern that the rapid spread of AI could pressure competitive moats across vertical software names and weigh on valuation support. Analyst Commentary Recent Street research has centered on how rapid AI adoption could affect nCino's long term positioning and valuation.Aggiornamento dell'analisi • Mar 05
NCNO: AI Moat Execution And Buybacks Will Support Future Repricing
Analysts have cut their price target on nCino to $16 from $30, citing broad pressure across vertical software names as rapid AI adoption raises fresh questions about competitive moats and long term defensibility. Analyst Commentary Bullish Takeaways Some bullish analysts see the lower US$16 price target as a reset that better aligns expectations with current sector sentiment, which can reduce pressure on nCino to deliver near term outperformance.
Nuova analisi • Mar 05
Slow AI Adoption And Tough Renewals Will Eventually Reward Patient Belief In Modernization
Catalysts About nCino nCino provides a unified cloud platform that financial institutions use to manage lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?Aggiornamento dell'analisi • Feb 19
NCNO: AI Execution And Buybacks Will Support Future Multiple Expansion
Analysts have reduced their price target on nCino to $16 from $30. This reflects sector-wide pressure on vertical software valuations as rapid AI adoption raises new questions about competitive moats and long-term defensibility.
Nuova analisi • Feb 18
AI Banking Adoption And International Expansion Will Support A Stronger Long Term Outlook
Catalysts About nCino nCino provides a unified, cloud based operating platform that helps financial institutions run lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?Articolo di analisi • Feb 16
Some Confidence Is Lacking In nCino, Inc. (NASDAQ:NCNO) As Shares Slide 33%
The nCino, Inc. ( NASDAQ:NCNO ) share price has fared very poorly over the last month, falling by a substantial 33...Aggiornamento dell'analisi • Jan 22
NCNO: Q3 Beat And Raise Setup May Drive Future Multiple Expansion
Narrative Update The analyst price target for nCino has been trimmed by about US$0.64 to reflect slightly lower fair value. Analysts still highlight what they see as an achievable near term setup, a potential Q3 beat and raise, and progress toward FY25 ACV and Rule of 40 goals that could support the current P/E multiple.Aggiornamento dell'analisi • Jan 08
NCNO: Potential Q3 Beat And Raise Could Drive Multiple Expansion
Analysts recently trimmed their nCino fair value estimate by about $0.75 to roughly $34.79, tying the adjustment to updated views on achievable near term performance targets, potential Q3 "beat and raise" outcomes, and expectations that progress toward FY25 ACV and Rule of 40 goals could still support P/E multiple expansion over time. Analyst Commentary Bullish Takeaways Bullish analysts see the current setup as achievable in the near term, which they argue reduces execution risk around upcoming quarters.Articolo di analisi • Dec 01
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Key Insights Using the 2 Stage Free Cash Flow to Equity, nCino fair value estimate is US$32.92 nCino's US$24.70 share...Aggiornamento dell'analisi • Aug 28
AI-Driven Banking And Cloud Platforms Will Expand Global Reach
nCino’s price target has been raised to $35.18 as stronger-than-expected Q2 results, accelerating subscription growth, strategic expansion initiatives, and increasing confidence in margin improvement outweigh valuation concerns and near-term reacceleration risks. Analyst Commentary Positive Q2 results with subscription revenue and profit exceeding expectations, notably driven by better-than-expected mortgage volumes and strong execution, supporting upward estimate revisions.Articolo di analisi • Jul 29
nCino (NASDAQ:NCNO) Is Making Moderate Use Of Debt
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Nuova analisi • May 17
AI Banking And nSight Launch Will Broaden Digital Banking Services
Strategic pivot to AI banking and product enhancements are expected to drive revenue growth and improve customer retention and efficiency.Articolo di analisi • May 06
Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Key Insights The projected fair value for nCino is US$27.26 based on 2 Stage Free Cash Flow to Equity nCino's US$22.25...Articolo di analisi • Apr 04
Risks Still Elevated At These Prices As nCino, Inc. (NASDAQ:NCNO) Shares Dive 28%
To the annoyance of some shareholders, nCino, Inc. ( NASDAQ:NCNO ) shares are down a considerable 28% in the last...Articolo di analisi • Mar 26
Is nCino (NASDAQ:NCNO) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...Seeking Alpha • Jan 15
nCino, Inc.: Rising Rates Heavily Impact Growth Outlook (Rating Downgrade)
Summary I am downgrading nCino, Inc. to a hold rating due to macroeconomic pressures and heightened competition impacting growth prospects. The higher-for-longer interest rate environment is negatively affecting the US housing market, leading to reduced mortgage demand and higher churn for NCNO. Given these challenges, I see limited upside for NCNO in the near term and recommend staying away from the stock. Read the full article on Seeking AlphaArticolo di analisi • Jan 12
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 23% Discount?
Key Insights nCino's estimated fair value is US$42.20 based on 2 Stage Free Cash Flow to Equity Current share price of...Analisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Jan 31 2026 | n/a | n/a | US$5m |
| Oct 31 2025 | n/a | n/a | -US$22m |
| Jul 31 2025 | n/a | n/a | -US$34m |
| Apr 30 2025 | n/a | n/a | -US$29m |
| Jan 31 2025 | US$3m | US$361k | -US$38m |
| Oct 31 2024 | n/a | n/a | -US$18m |
| Jul 31 2024 | n/a | n/a | -US$29m |
| Apr 30 2024 | n/a | n/a | -US$34m |
| Jan 31 2024 | US$3m | US$328k | -US$42m |
| Oct 31 2023 | n/a | n/a | -US$65m |
| Jul 31 2023 | n/a | n/a | -US$72m |
| Apr 30 2023 | n/a | n/a | -US$83m |
| Jan 31 2023 | n/a | n/a | -US$103m |
| Oct 31 2022 | n/a | n/a | -US$89m |
| Jul 31 2022 | n/a | n/a | -US$79m |
| Apr 30 2022 | n/a | n/a | -US$65m |
| Jan 31 2022 | US$2m | US$290k | -US$49m |
Compensazione vs Mercato: La retribuzione totale di Sean ($USD 3.09M ) è inferiore alla media delle aziende di dimensioni simili nel mercato US ($USD 5.48M ).
Compensazione vs guadagni: La retribuzione di Sean è stata coerente con le performance aziendali dell'ultimo anno.
AMMINISTRATORE DELEGATO
Sean Desmond (51 yo)
1.3yrs
Mandato
US$3,094,629
Compensazione
Mr. Sean Desmond is CEO, President & Director of nCino, Inc. from February 3, 2025 and served as Chief Product Officer since 2024 until February 3, 2025 and served its as Chief Customer Success Officer sin...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| Co-Founder & Chairman of the Board | 14.4yrs | US$8.50m | 1.02% $ 19.7m | |
| CEO, President & Director | 1.3yrs | US$3.09m | 1.16% $ 22.4m | |
| CFO & Treasurer | 3.3yrs | US$3.46m | 0.41% $ 7.9m | |
| Chief Legal & Administrative Officer and Corporate Secretary | 4.7yrs | US$2.42m | 0.052% $ 1.0m | |
| Director of Operations | no data | Nessun dato | Nessun dato | |
| Vice President of Accounting | no data | Nessun dato | 0.047% $ 903.0k | |
| Head of Information Technology | no data | Nessun dato | Nessun dato | |
| Executive Vice President of Strategic Operations | no data | Nessun dato | Nessun dato | |
| Senior VP of Global Banking Strategy & Customer Advisory | 4.7yrs | Nessun dato | Nessun dato | |
| Managing Director of Australia & New Zealand | no data | Nessun dato | Nessun dato | |
| Executive Vice President of Global Revenue | no data | Nessun dato | Nessun dato | |
| Chief Information Security Officer | 2.3yrs | Nessun dato | Nessun dato |
3.3yrs
Durata media
53yo
Età media
Gestione esperta: Il team dirigenziale di NCNO è considerato esperto (durata media dell'incarico 3.3 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| Co-Founder & Chairman of the Board | 14.4yrs | US$8.50m | 1.02% $ 19.7m | |
| CEO, President & Director | 1.3yrs | US$3.09m | 1.16% $ 22.4m | |
| Independent Director | 13yrs | US$263.42k | 0.21% $ 4.1m | |
| Independent Director | 6.4yrs | US$223.11k | 0.064% $ 1.2m | |
| Lead Independent Director | 1.3yrs | Nessun dato | 0.0020% $ 39.0k | |
| Director | less than a year | Nessun dato | Nessun dato | |
| Independent Director | 6.4yrs | US$287.83k | 0.016% $ 315.9k | |
| Independent Director | 3.5yrs | US$247.48k | 0.020% $ 390.3k | |
| Director | less than a year | Nessun dato | Nessun dato |
3.5yrs
Durata media
58.5yo
Età media
Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di NCNO sono considerati esperti (durata media dell'incarico 3.5 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/11 15:08 |
| Prezzo dell'azione a fine giornata | 2026/05/11 00:00 |
| Utili | 2026/01/31 |
| Utili annuali | 2026/01/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
nCino, Inc. è coperta da 22 analisti. 15 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Joseph Vruwink | Baird |
| Saket Kalia | Barclays |
| Koji Ikeda | BofA Global Research |