Universal Insurance Holdings (UVE) Panoramica del titolo
Universal Insurance Holdings, Inc. opera, insieme alle sue controllate, come una holding assicurativa integrata negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 5/6 |
| Crescita futura | 0/6 |
| Prestazioni passate | 6/6 |
| Salute finanziaria | 4/6 |
| Dividendi | 5/6 |
Premi
Analisi del rischio
UVE Community Fair Values
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Analyst Price Targets
Concorrenti di Universal Insurance Holdings, Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$39.47 |
| Massimo di 52 settimane | US$41.96 |
| Minimo di 52 settimane | US$21.96 |
| Beta | 0.75 |
| Variazione di 1 mese | 2.10% |
| Variazione a 3 mesi | 17.23% |
| Variazione di 1 anno | 44.58% |
| Variazione a 3 anni | 155.30% |
| Variazione a 5 anni | 180.73% |
| Variazione dall'IPO | 107.74% |
Notizie e aggiornamenti recenti
Articolo di analisi • Jun 19
Universal Insurance Holdings (UVE) Stock Could Be 13.4% Undervalued After $100 Million Note Deal
Universal Insurance Holdings (UVE) has just completed a US$100 million private placement of 7.75% Senior Unsecured Notes due 2031, a move tied to redeeming its existing 5.625% Senior Notes maturing in 2026. See our latest analysis for Universal Insurance Holdings. Set against this new US$100 million note issuance, Universal Insurance Holdings’ share price has climbed 15.0% over the past 90 days and its 1 year total shareholder return is 49.06%, indicating sustained positive momentum rather...
Aggiornamento della narrazione • Jun 07
UVE: Ongoing Share Repurchases And Stable Outlook Will Support Future Upside
Analysts kept their $44.00 price target for Universal Insurance Holdings unchanged, reflecting largely steady assumptions around discount rate, revenue growth, profit margin and future P/E. Recent research has offered limited new catalysts to shift valuation views.Aggiornamento della narrazione • May 21
UVE: Ongoing Buybacks And Stable Assumptions Will Shape Future Returns
Analysts have kept their $44.00 price target for Universal Insurance Holdings unchanged, citing stable fair value estimates, a steady discount rate of 7.108% and modest tweaks to long term revenue growth, profit margin and future P/E assumptions. What's in the News From January 1, 2026 to March 31, 2026, Universal Insurance Holdings repurchased 7,114 shares, representing 0.03%, for US$0.24 million under the buyback announced on May 1, 2025.Recent updates
Articolo di analisi • Jun 19
Universal Insurance Holdings (UVE) Stock Could Be 13.4% Undervalued After $100 Million Note Deal
Universal Insurance Holdings (UVE) has just completed a US$100 million private placement of 7.75% Senior Unsecured Notes due 2031, a move tied to redeeming its existing 5.625% Senior Notes maturing in 2026. See our latest analysis for Universal Insurance Holdings. Set against this new US$100 million note issuance, Universal Insurance Holdings’ share price has climbed 15.0% over the past 90 days and its 1 year total shareholder return is 49.06%, indicating sustained positive momentum rather...Aggiornamento della narrazione • Jun 07
UVE: Ongoing Share Repurchases And Stable Outlook Will Support Future Upside
Analysts kept their $44.00 price target for Universal Insurance Holdings unchanged, reflecting largely steady assumptions around discount rate, revenue growth, profit margin and future P/E. Recent research has offered limited new catalysts to shift valuation views.Aggiornamento della narrazione • May 21
UVE: Ongoing Buybacks And Stable Assumptions Will Shape Future Returns
Analysts have kept their $44.00 price target for Universal Insurance Holdings unchanged, citing stable fair value estimates, a steady discount rate of 7.108% and modest tweaks to long term revenue growth, profit margin and future P/E assumptions. What's in the News From January 1, 2026 to March 31, 2026, Universal Insurance Holdings repurchased 7,114 shares, representing 0.03%, for US$0.24 million under the buyback announced on May 1, 2025.Seeking Alpha • May 14
Universal Insurance: Valuation, Fundamentals Show Assurance, But Headwinds May Squeeze Growth Opportunities
Summary Universal Insurance Holdings remains operationally resilient, with disciplined underwriting, prudent risk diversification, and a strong balance sheet supporting performance. Revenue growth has slowed, reflecting conservative risk transfer, lower pricing to drive volume, and macroeconomic headwinds such as inflation and a weak housing market. Valuation is still attractive at 5.83x P/E, with a target price of $46.24, but upside is narrowing as the stock approaches fair value and growth plateaus. I maintain a hold rating as technicals flatten, overbought signals emerge, and returns may plateau despite continued operational strength. Read the full article on Seeking AlphaAggiornamento della narrazione • May 06
UVE: Share Repurchases And Higher P/E Assumptions Will Shape Future Returns
Analysts now cite a higher assumed future P/E multiple and a revised fair value estimate in updating their price target on Universal Insurance Holdings from $40 to $44, while also reflecting a slightly higher discount rate, softer revenue growth assumptions, and a lower profit margin outlook. What's in the News From January 1, 2026 to March 31, 2026, the company repurchased 7,114 shares, representing 0.03%, for $0.24 million under the buyback announced on May 1, 2025.Aggiornamento della narrazione • Apr 21
UVE: Share Repurchases And Steady Assumptions Will Support Higher Future Returns
Analysts kept their $40.00 price target on Universal Insurance Holdings unchanged, reflecting a view that its fair value, discount rate, revenue growth expectations, profit margin outlook and future P/E assumptions are broadly consistent with prior estimates. What's in the News Completed the repurchase of 737,462 shares, representing 2.63% of the company, for a total of $19.76 million under the buyback announced on May 1, 2025 (Key Developments).Aggiornamento della narrazione • Apr 06
UVE: Share Repurchases And Stable Assumptions Will Support Higher Future Returns
Analysts have reaffirmed their $40.00 price target on Universal Insurance Holdings, keeping valuation inputs such as discount rate, revenue growth, profit margin, and forward P/E assumptions effectively unchanged. This indicates that their view of the company’s outlook remains steady.Aggiornamento della narrazione • Mar 23
UVE: Share Repurchases And Stable Assumptions Will Support Higher Future Multiple
Analysts maintained their $40.00 price target for Universal Insurance Holdings, citing consistent fair value estimates supported by stable assumptions for the discount rate, revenue growth, profit margin, and future P/E. What's in the News Universal Insurance Holdings, Inc.Aggiornamento della narrazione • Mar 08
UVE: Multi Year Buybacks Will Support Higher Future Earnings Multiple
Analysts have kept their $40.00 price target on Universal Insurance Holdings unchanged, citing only small tweaks to their revenue growth, profit margin, and P/E assumptions rather than a meaningful shift in their overall view of the company. What's in the News Universal Insurance Holdings, Inc.Aggiornamento della narrazione • Feb 21
UVE: Multi Year Buybacks Will Support Higher Future Earnings Multiple
Analysts have kept their $40.00 price target for Universal Insurance Holdings unchanged, reflecting a steady view on its fair value, discount rate, revenue growth outlook, profit margin and future P/E assumptions. What's in the News The Board of Directors of Universal Insurance Holdings authorized a share buyback plan on January 7, 2026, signaling approval for capital return via repurchases (Key Developments).Articolo di analisi • Feb 12
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16
Universal Insurance Holdings, Inc.'s ( NYSE:UVE ) investors are due to receive a payment of $0.16 per share on 13th of...Aggiornamento della narrazione • Feb 07
UVE: Share Repurchase Plan Will Support Higher Future Earnings Multiple
Analysts have kept their price target on Universal Insurance Holdings steady at US$40.00, with only minor tweaks to inputs such as discount rate, profit margin, and future P/E assumptions shaping this latest update. What's in the News Universal Insurance Holdings, Inc.Aggiornamento della narrazione • Jan 23
UVE: Share Repurchase Program And Special Dividend Will Support Higher Future Earnings Multiple
Analysts have kept their price target for Universal Insurance Holdings steady at US$40.00 per share, citing largely unchanged assumptions regarding the discount rate, revenue growth, profit margin, and future P/E ratio as the main factors behind their maintained view. What's in the News Universal Insurance Holdings announced a share repurchase program of up to US$20 million, with the plan valid through January 8, 2028 (company announcement).Aggiornamento della narrazione • Jan 08
UVE: Share Repurchases And Special Dividend Will Support Higher Future Earnings Multiple
Analysts have maintained their fair value estimate for Universal Insurance Holdings at US$40.00 per share. This reflects largely unchanged assumptions regarding the discount rate, revenue growth, profit margin, and future P/E ratio, which together support keeping their price target at the same level.Aggiornamento della narrazione • Dec 23
UVE: Capital Returns Will Support Higher Future Earnings Multiple And Upside Potential
Analysts have raised their price target on Universal Insurance Holdings by approximately 14 percent, increasing it to about 40 dollars from roughly 35 dollars. They cited slightly improved long term profitability assumptions and a higher expected future earnings multiple.Aggiornamento della narrazione • Dec 08
UVE: Share Repurchases And Special Dividend Will Support Future Upside Potential
Analysts have nudged their price target for Universal Insurance Holdings up slightly to 35.00 dollars. This reflects largely unchanged assumptions on fair value, discount rate, and long term profitability.Articolo di analisi • Dec 06
Is Now The Time To Put Universal Insurance Holdings (NYSE:UVE) On Your Watchlist?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Aggiornamento della narrazione • Nov 24
UVE: Share Repurchases And Special Dividend Will Sustain Fair Value Outlook
Analysts have reaffirmed their price target for Universal Insurance Holdings at $35.00, reflecting continued confidence in the company's fair value based on stable growth and profitability outlooks. What's in the News The Board of Directors has declared a special cash dividend of 13 cents per share.Articolo di analisi • Nov 10
Universal Insurance Holdings (NYSE:UVE) Will Pay A Dividend Of $0.29
Universal Insurance Holdings, Inc.'s ( NYSE:UVE ) investors are due to receive a payment of $0.29 per share on 12th of...Aggiornamento della narrazione • Nov 10
UVE: Future Outlook Remains Steady Amid Share Buybacks And Dividend Announcement
Analysts have maintained their price target for Universal Insurance Holdings at $35.00 per share. They cite steady profit margins and a stable outlook, despite a slight increase in the discount rate.Aggiornamento della narrazione • Oct 27
Share Buyback And Data Initiatives Will Strengthen Resilience Going Forward
Analysts have raised their price target for Universal Insurance Holdings from $29 to $35.00. They cite improved revenue growth projections as the primary driver for the upward revision.Articolo di analisi • Jul 13
Universal Insurance Holdings (NYSE:UVE) Is Paying Out A Dividend Of $0.16
Universal Insurance Holdings, Inc. ( NYSE:UVE ) has announced that it will pay a dividend of $0.16 per share on the 8th...Articolo di analisi • May 02
Universal Insurance Holdings (NYSE:UVE) Has Affirmed Its Dividend Of $0.16
Universal Insurance Holdings, Inc. ( NYSE:UVE ) will pay a dividend of $0.16 on the 16th of May. This means the annual...Articolo di analisi • Apr 18
Universal Insurance Holdings' (NYSE:UVE) Dividend Will Be $0.16
The board of Universal Insurance Holdings, Inc. ( NYSE:UVE ) has announced that it will pay a dividend of $0.16 per...Seeking Alpha • Apr 01
Universal Insurance Holdings: Balanced And Strategic Growth, But I'll Wait For A Dip
Summary Universal Insurance Holdings, Inc. remains resilient despite challenges, driven by strategic expansion outside Florida and prudent underwriting policies to manage hurricane risks and roofing scams. Q4 2024 saw increased demand with operating revenue up 2.5% YoY, but higher operating expenses offset revenue growth, impacting net income. UVE's diversification into states like North Carolina, Massachusetts, and Michigan reduces exposure to Florida's high hurricane risk, enhancing growth potential and stability. Despite a sound balance sheet and prudent investment portfolio, UVE's stock appears overpriced; investors should wait for a dip before buying. Read the full article on Seeking AlphaSeeking Alpha • Mar 21
Universal Insurance Holdings: Needs Profitable Underwriting
Summary Universal Insurance Holdings' concentration in Florida poses risks, as evidenced by recent hurricanes. Universal Insurance's Q4 2024 results show increased revenues but declining operating income due to higher weather losses and expansion costs outside Florida. Improved underwriting and a healthy balance sheet are positive, but the company's combined ratio remains unprofitable, impacting the risk-reward assessment. UVE stock's current valuation aligns with tangible book value growth projections, suggesting no significant upside, thus maintaining a Hold rating. Read the full article on Seeking AlphaArticolo di analisi • Feb 10
Universal Insurance Holdings (NYSE:UVE) Is Due To Pay A Dividend Of $0.16
The board of Universal Insurance Holdings, Inc. ( NYSE:UVE ) has announced that it will pay a dividend on the 14th of...Rendimenti per gli azionisti
| UVE | US Insurance | US Mercato | |
|---|---|---|---|
| 7D | 3.6% | 1.9% | -2.7% |
| 1Y | 44.6% | -3.9% | 18.6% |
Ritorno vs Industria: UVE ha superato il US Insurance che ha restituito -3.9 % nell'ultimo anno.
Rendimento vs Mercato: UVE ha superato il mercato US che ha restituito 18.6 % nell'ultimo anno.
Volatilità dei prezzi
| UVE volatility | |
|---|---|
| UVE Average Weekly Movement | 5.6% |
| Insurance Industry Average Movement | 4.1% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.1% |
Prezzo delle azioni stabile: UVE non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 6% ) di UVE è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1990 | 929 | Steve Donaghy | www.universalinsuranceholdings.com |
Universal Insurance Holdings, Inc. opera, insieme alle sue controllate, come holding assicurativa integrata negli Stati Uniti. La società offre prodotti assicurativi per le assicurazioni residenziali personali, come i proprietari di case, gli affittuari e gli inquilini, i proprietari di unità condominiali, le abitazioni e gli incendi; e linee collegate, coperture per altre strutture, e coperture per la proprietà personale, la responsabilità civile e gli articoli personali. Inoltre, fornisce consulenza su questioni attuariali, supervisiona la distribuzione, amministra i pagamenti dei sinistri, esegue l'amministrazione e la sottoscrizione delle polizze e assiste nelle trattative di riassicurazione; valuta i rischi e le esposizioni assicurative su base individuale e di portafoglio e assiste le entità assicurative nella determinazione dei prezzi dei rischi; colloca e gestisce i suoi programmi di riassicurazione; gestisce la sua agenzia assicurativa digitale, Clovered.com.
Universal Insurance Holdings, Inc. Riepilogo dei fondamenti
| UVE statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$1.14b |
| Utili (TTM) | US$195.79m |
| Ricavi(TTM) | US$1.60b |
5.6x
Rapporto P/E0.7x
Rapporto P/SUVE è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| UVE Conto economico (TTM) | |
|---|---|
| Ricavi | US$1.60b |
| Costo del fatturato | US$1.22b |
| Profitto lordo | US$385.05m |
| Altre spese | US$189.26m |
| Utili | US$195.79m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 7.01 |
| Margine lordo | 24.03% |
| Margine di profitto netto | 12.22% |
| Rapporto debito/patrimonio netto | 17.2% |
Come si è comportato UVE nel lungo periodo?
Vedi performance storica e confrontoDividendi
2.0%
Rendimento attuale del dividendo9%
Rapporto di remunerazioneAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/06/25 17:39 |
| Prezzo dell'azione a fine giornata | 2026/06/25 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Universal Insurance Holdings, Inc. è coperta da 2 analisti. 1 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jon Paul Newsome | Piper Sandler Companies |
| Robert Paun | Sidoti & Company, LLC |