Hanover Insurance Group Gestione
Criteri Gestione verificati 4/4
Hanover Insurance Group Il CEO è Jack Roche, nominato in Nov2017, e ha un mandato di 8.5 anni. la retribuzione annua totale è $ 10.49M, composta da 10.9% di stipendio e 89.1% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.36% delle azioni della società, per un valore di $ 24.18M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 5.1 anni e 7.7 anni.
Informazioni chiave
Jack Roche
Amministratore delegato
US$10.5m
Compenso totale
| Percentuale dello stipendio del CEO | 10.86% |
| Mandato del CEO | 8.5yrs |
| Proprietà del CEO | 0.4% |
| Durata media del management | 5.1yrs |
| Durata media del Consiglio di amministrazione | 7.7yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Seeking Alpha • May 15
Hanover Insurance: A Top Pick To Beat Inflation
Summary The Hanover Insurance Group has successfully engineered margin expansion by pairing steady revenue growth with a disciplined underwriting pivot reducing losses. Trading at a significant 20% P/E discount to the sector median, THG offers a premier entry point with a forward P/E of just 9.38 and a staggering 0.15 PEG ratio. A record-breaking 20.3% Operating ROE underscores management’s disciplined underwriting roadmap and its aggressive commitment to shareholder value. THG is a Quant ‘Strong Buy’ with strong factor grades, scoring exceptionally well in Growth and Dividend Safety. Read the full article on Seeking Alpha
Aggiornamento della narrazione • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Aggiornamento della narrazione • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Aggiornamento della narrazione • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Aggiornamento della narrazione • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Aggiornamento della narrazione • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Aggiornamento della narrazione • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Aggiornamento della narrazione • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Aggiornamento della narrazione • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Articolo di analisi • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Aggiornamento della narrazione • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Aggiornamento della narrazione • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Aggiornamento della narrazione • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Nuova narrazione • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Seeking Alpha • Feb 05
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking AlphaAnalisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$719m |
| Dec 31 2025 | US$10m | US$1m | US$661m |
| Sep 30 2025 | n/a | n/a | US$631m |
| Jun 30 2025 | n/a | n/a | US$555m |
| Mar 31 2025 | n/a | n/a | US$438m |
| Dec 31 2024 | US$10m | US$1m | US$425m |
| Sep 30 2024 | n/a | n/a | US$365m |
| Jun 30 2024 | n/a | n/a | US$271m |
| Mar 31 2024 | n/a | n/a | US$161m |
| Dec 31 2023 | US$8m | US$1m | US$34m |
| Sep 30 2023 | n/a | n/a | -US$86m |
| Jun 30 2023 | n/a | n/a | -US$93m |
| Mar 31 2023 | n/a | n/a | -US$500k |
| Dec 31 2022 | US$7m | US$1m | US$117m |
| Sep 30 2022 | n/a | n/a | US$292m |
| Jun 30 2022 | n/a | n/a | US$326m |
| Mar 31 2022 | n/a | n/a | US$433m |
| Dec 31 2021 | US$7m | US$1m | US$420m |
| Sep 30 2021 | n/a | n/a | US$423m |
| Jun 30 2021 | n/a | n/a | US$508m |
| Mar 31 2021 | n/a | n/a | US$494m |
| Dec 31 2020 | US$6m | US$1m | US$362m |
| Sep 30 2020 | n/a | n/a | US$306m |
| Jun 30 2020 | n/a | n/a | US$298m |
| Mar 31 2020 | n/a | n/a | US$268m |
| Dec 31 2019 | US$5m | US$937k | US$429m |
Compensazione vs Mercato: La retribuzione totale di Jack ($USD 10.49M ) è circa la media per le aziende di dimensioni simili nel mercato US ($USD 8.35M ).
Compensazione vs guadagni: La retribuzione di Jack è stata coerente con le performance aziendali dell'ultimo anno.
AMMINISTRATORE DELEGATO
Jack Roche (61 yo)
8.5yrs
Mandato
US$10,486,571
Compensazione
Mr. John Conner Roche, also known as Jack, is President & Director of The Hanover American Insurance Company. Mr. Roche Vice Chair of American Institute For Chartered Property Casualty Underwriters from Ju...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 8.5yrs | US$10.49m | 0.36% $ 24.2m | |
| Executive VP & CFO | 9.5yrs | US$4.55m | 0.12% $ 7.9m | |
| Executive VP & COO | 1.1yrs | US$3.55m | 0.079% $ 5.3m | |
| Executive VP | 6.1yrs | US$2.14m | 0.024% $ 1.6m | |
| Executive VP & President of Specialty | 8.9yrs | US$3.20m | 0.066% $ 4.4m | |
| Senior VP & Chief investment Officer | 4.2yrs | Nessun dato | Nessun dato | |
| Senior VP | 1.3yrs | Nessun dato | Nessun dato | |
| Senior Vice President of Corporate Finance | no data | Nessun dato | Nessun dato | |
| President of Technology & Life Sciences Business | less than a year | Nessun dato | Nessun dato | |
| Executive VP and Chief Information & Innovation Officer | 5.1yrs | Nessun dato | 0.017% $ 1.1m | |
| Senior VP & Chief Marketing Officer | 4.2yrs | Nessun dato | Nessun dato | |
| Executive VP & Chief Human Resources Officer | 6.6yrs | Nessun dato | 0.0047% $ 313.3k |
5.1yrs
Durata media
58.5yo
Età media
Gestione esperta: Il team dirigenziale di THG è esperto e expertise (durata media dell'incarico 5.1 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 8.5yrs | US$10.49m | 0.36% $ 24.2m | |
| Independent Director | 22.3yrs | US$295.00k | 0.094% $ 6.3m | |
| Independent Director | 7.7yrs | US$280.00k | 0.0055% $ 369.0k | |
| Independent Director | 5.7yrs | US$280.00k | 0.018% $ 1.2m | |
| Independent Director | 1yr | US$285.00k | Nessun dato | |
| Independent Director | 3.8yrs | US$280.00k | 0.014% $ 965.4k | |
| Independent Chairperson & Independent Presiding Director | 11yrs | US$416.00k | 0.027% $ 1.8m | |
| Independent Director | 5.3yrs | US$300.00k | 0.016% $ 1.1m | |
| Independent Director | 3.9yrs | US$275.00k | 0.012% $ 807.1k | |
| Independent Director | 9.4yrs | US$301.00k | 0.0069% $ 464.9k | |
| Independent Director | 8.3yrs | US$276.00k | 0.026% $ 1.8m |
7.7yrs
Durata media
67yo
Età media
Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di THG sono considerati esperti (durata media dell'incarico 7.7 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/28 11:16 |
| Prezzo dell'azione a fine giornata | 2026/05/28 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
The Hanover Insurance Group, Inc. è coperta da 18 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |