The Hanover Insurance Group, Inc.

Report azionario NYSE:THG

Capitalizzazione di mercato: US$7.8b

Hanover Insurance Group Crescita futura

Criteri Future verificati 0/6

Si prevede che gli utili di Hanover Insurance Group diminuiranno a 6% all'anno, mentre si prevede che i suoi ricavi annuali cresceranno a 3.4% all'anno. Si prevede che l'EPS diminuirà di 3.7% all'anno. Si prevede che il ritorno sul capitale proprio sarà 16% in 3 anni.

Informazioni chiave

-6.0%

Tasso di crescita degli utili

-3.73%

Tasso di crescita dell'EPS

Insurance crescita degli utili1.5%
Tasso di crescita dei ricavi3.4%
Rendimento futuro del capitale proprio16.02%
Copertura analitica

Good

Ultimo aggiornamento19 Aug 2026

Aggiornamenti recenti sulla crescita futura

Articolo di analisi • Jul 31

Results: The Hanover Insurance Group, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

It's been a good week for The Hanover Insurance Group, Inc. ( NYSE:THG ) shareholders, because the company has just...

Recent updates

Articolo di analisi • Jul 31

Results: The Hanover Insurance Group, Inc. Beat Earnings Expectations And Analysts Now Have New Forecasts

It's been a good week for The Hanover Insurance Group, Inc. ( NYSE:THG ) shareholders, because the company has just...
Aggiornamento narrativa • Jul 30

THG: CEO Succession And Capital Returns Will Support Measured Long-Term Outlook

Analysts have raised their price target for Hanover Insurance Group from $213.75 to $228.13, citing updated assumptions that include slightly higher revenue growth, a revised profit margin profile, and a higher future P/E multiple. What's in the News for Hanover Insurance Group Hanover Insurance Group announced a CEO succession plan.
Seeking Alpha • Jul 29

The Hanover Insurance: Better Margins Justify A Premium Valuation

Summary The Hanover Insurance Group demonstrates strengthened profitability, driven by robust personal lines margin growth and improved risk underwriting. THG's Q2 2026 combined ratio improved to 91.2%, with personal lines segment operating profit nearly doubling and combined ratio dropping to 88.9%. Current valuation shows a 2.2x P/B and 10.45x P/E, reflecting optimism but leaving limited margin for error if catastrophic losses rise. I maintain a positive view on THG, with future share price growth hinging on sustaining a low combined ratio rather than revenue expansion. Read the full article on Seeking Alpha
Aggiornamento narrativa • Jul 11

THG: Specialty Expansion And Capital Returns Will Support Measured Long-Term Outlook

Analysts have raised their price target for Hanover Insurance Group to $213.75 from $206.38, citing updated assumptions around revenue growth, profit margins, the discount rate, and future P/E levels. What’s in the News for Hanover Insurance Group Hanover Insurance Group is pursuing growth through disciplined underwriting, pricing actions, and a greater focus on specialty insurance, according to recent industry coverage.
Aggiornamento narrativa • Jun 22

THG: Strong Buy Rating And Capital Returns Will Support Fair Value

Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.
Aggiornamento narrativa • Jun 06

THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook

Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.
Aggiornamento narrativa • May 02

THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook

Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).
Aggiornamento narrativa • Mar 27

THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position

Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.
Aggiornamento narrativa • Mar 12

THG: Share Repurchases Will Support Future Upside In An Undervalued Position

Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.
Aggiornamento narrativa • Feb 25

THG: Share Repurchases And Dividend Policy Will Support Future Upside

Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).
Aggiornamento narrativa • Feb 10

THG: Share Repurchases And Dividend Will Support Attractive Future Upside

The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.
Aggiornamento narrativa • Jan 26

THG: Dividend And Buyback Momentum Will Support Attractive Future Upside

Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.
Aggiornamento narrativa • Jan 11

THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook

Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.
Aggiornamento narrativa • Dec 16

THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook

Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).
Articolo di analisi • Dec 04

Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95

The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...
Aggiornamento narrativa • Dec 01

THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook

Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.
Aggiornamento narrativa • Nov 17

THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook

Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.
Aggiornamento narrativa • Nov 01

THG: Expanding Life Sciences Coverage Will Drive Future Outperformance

Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).
Seeking Alpha • Sep 29

The Hanover Insurance: Q2 Improvement And Future Growth Indicators

Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
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Nuova narrativa • Aug 30

Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector

Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.

Previsioni di crescita degli utili e dei ricavi

NYSE:THG - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20287,331663N/AN/A2
12/31/20277,058677N/AN/A4
12/31/20266,768737N/AN/A4
6/30/20266,7647541,2531,264N/A
3/31/20266,6937191,2491,258N/A
12/31/20256,5946611,1711,178N/A
9/30/20256,5076311,0021,011N/A
6/30/20256,407555848857N/A
3/31/20256,290438777787N/A
12/31/20246,237425796806N/A
9/30/20246,182365676685N/A
6/30/20246,133271502512N/A
3/31/20246,101161391402N/A
12/31/20235,99434350362N/A
9/30/20235,943-86454468N/A
6/30/20235,793-93543558N/A
3/31/20235,5820524540N/A
12/31/20225,469117705722N/A
9/30/20225,368292736752N/A
6/30/20225,277326709723N/A
3/31/20225,276433871882N/A
12/31/20215,228420816824N/A
9/30/20215,144423748756N/A
6/30/20215,119508780791N/A
3/31/20215,051494799813N/A
12/31/20204,825362693708N/A
9/30/20204,788306710726N/A
6/30/20204,753298664678N/A
3/31/20204,727268N/A605N/A
12/31/20194,891429N/A606N/A
9/30/20194,736321N/A642N/A
6/30/20194,688314N/A629N/A
3/31/20194,622311N/A677N/A
12/31/20184,494239N/A627N/A
9/30/20184,484309N/A613N/A
6/30/20184,403264N/A667N/A
3/31/20184,099221N/A695N/A
12/31/20174,268216N/A761N/A
9/30/20174,430132N/A743N/A
6/30/20174,586161N/A756N/A
3/31/20174,979123N/A716N/A
12/31/20164,05467N/A757N/A
9/30/20164,896246N/A644N/A
6/30/20164,888235N/A570N/A
3/31/20164,963354N/A436N/A
12/31/20155,034331N/A445N/A
9/30/20155,114343N/A511N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: Si prevede che gli utili di THG diminuiranno nei prossimi 3 anni ( -6% all'anno).

Guadagni vs Mercato: Si prevede che gli utili di THG diminuiranno nei prossimi 3 anni ( -6% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di THG diminuiranno nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di THG ( 3.4% all'anno) crescerà più lentamente rispetto al mercato US ( 12.9% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di THG ( 3.4% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di THG sarà basso tra 3 anni ( 16 %).

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/08/24 05:38
Prezzo dell'azione a fine giornata2026/08/21 00:00
Utili2026/06/30
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

The Hanover Insurance Group, Inc. è coperta da 17 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Jay GelbBarclays
Michael ZaremskiBMO Capital Markets Equity Research
Grace CarterBofA Global Research