Mercury General Gestione
Criteri Gestione verificati 3/4
Mercury General Il CEO è Gabe Tirador, nominato in Jan2007, e ha un mandato di 19.33 anni. la retribuzione annua totale è $ 5.59M, composta da 24.1% di stipendio e 75.9% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.092% delle azioni della società, per un valore di $ 5.24M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 11.2 anni e 9.3 anni.
Informazioni chiave
Gabe Tirador
Amministratore delegato
US$5.6m
Compenso totale
| Percentuale dello stipendio del CEO | 24.05% |
| Mandato del CEO | 19.3yrs |
| Proprietà del CEO | 0.09% |
| Durata media del management | 11.2yrs |
| Durata media del Consiglio di amministrazione | 9.3yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Seeking Alpha • May 09
Mercury General: From Wildfire Panic To Underwriting Recovery
Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Apr 26
MCY: Stable Profitability And P/E Multiple Will Support Future Repricing
Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.Aggiornamento della narrazione • Apr 11
MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing
Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.Aggiornamento della narrazione • Mar 28
MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing
Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.Aggiornamento della narrazione • Mar 13
MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing
Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.Aggiornamento della narrazione • Feb 27
MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing
Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.Articolo di analisi • Nov 08
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...Aggiornamento della narrazione • Sep 24
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.Articolo di analisi • Aug 27
Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Articolo di analisi • Aug 02
Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175
The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...Articolo di analisi • Jul 23
Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Articolo di analisi • Jun 11
Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175
Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
Nuova narrazione • Feb 16
Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs
Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.Seeking Alpha • Jan 16
California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)
Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Mercury General: Turning Lead Into Gold
Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking AlphaSeeking Alpha • Sep 20
Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield
Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking AlphaAnalisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$840m |
| Dec 31 2025 | US$6m | US$1m | US$541m |
| Sep 30 2025 | n/a | n/a | US$440m |
| Jun 30 2025 | n/a | n/a | US$390m |
| Mar 31 2025 | n/a | n/a | US$286m |
| Dec 31 2024 | US$4m | US$1m | US$468m |
| Sep 30 2024 | n/a | n/a | US$558m |
| Jun 30 2024 | n/a | n/a | US$319m |
| Mar 31 2024 | n/a | n/a | US$215m |
| Dec 31 2023 | US$2m | US$1m | US$96m |
| Sep 30 2023 | n/a | n/a | -US$102m |
| Jun 30 2023 | n/a | n/a | -US$192m |
| Mar 31 2023 | n/a | n/a | -US$361m |
| Dec 31 2022 | US$1m | US$1m | -US$513m |
| Sep 30 2022 | n/a | n/a | -US$475m |
| Jun 30 2022 | n/a | n/a | -US$376m |
| Mar 31 2022 | n/a | n/a | -US$56m |
| Dec 31 2021 | US$2m | US$1m | US$248m |
| Sep 30 2021 | n/a | n/a | US$384m |
| Jun 30 2021 | n/a | n/a | US$502m |
| Mar 31 2021 | n/a | n/a | US$621m |
| Dec 31 2020 | US$3m | US$1m | US$375m |
| Sep 30 2020 | n/a | n/a | US$240m |
| Jun 30 2020 | n/a | n/a | US$190m |
| Mar 31 2020 | n/a | n/a | US$45m |
| Dec 31 2019 | US$2m | US$1m | US$320m |
Compensazione vs Mercato: La retribuzione totale di Gabe ($USD 5.59M ) è inferiore alla media delle aziende di dimensioni simili nel mercato US ($USD 8.43M ).
Compensazione vs guadagni: La retribuzione di Gabe è aumentata di oltre il 20% nell'ultimo anno.
AMMINISTRATORE DELEGATO
Gabe Tirador (60 yo)
19.3yrs
Mandato
US$5,590,472
Compensazione
Mr. Gabriel Tirador, also known as Gabe, is CEO & Director of Mercury General Corporation from January 01, 2024. He was President, CEO & Director of Mercury General Corporation from January 2007 to January...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 19.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 4.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Senior VP & CFO | 24.6yrs | US$2.39m | 0.010% $ 578.2k | |
| VP & CTO | 3.2yrs | US$2.51m | Nessun dato | |
| VP & Chief Investment Officer | 28.3yrs | US$871.55k | 0.012% $ 659.2k | |
| VP & Chief Marketing Officer | no data | Nessun dato | 0.00061% $ 34.6k | |
| VP & Chief Sales Officer | 1.3yrs | Nessun dato | Nessun dato | |
| VP & Chief Human Resources Officer | no data | Nessun dato | Nessun dato | |
| VP & Chief Sales Development Officer | no data | Nessun dato | Nessun dato | |
| VP & Chief Claims Officer | 11.2yrs | Nessun dato | Nessun dato | |
| VP & Chief Product Officer | no data | US$605.69k | 0.0016% $ 92.4k |
11.2yrs
Durata media
57yo
Età media
Gestione esperta: Il team dirigenziale di MCY è esperto e expertise (durata media dell'incarico 11.2 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| Executive Chairman of the Board | 65.3yrs | US$3.63m | 35.33% $ 2.0b | |
| CEO & Director | 23.3yrs | US$5.59m | 0.092% $ 5.2m | |
| President | 2.3yrs | US$2.48m | 0.027% $ 1.5m | |
| Independent Director | 12.3yrs | US$81.10k | Nessun dato | |
| Independent Director | 9.3yrs | US$100.70k | 0.0059% $ 332.7k | |
| Lead Independent Director | 17.8yrs | US$111.70k | Nessun dato | |
| Independent Director | 7.6yrs | US$90.50k | Nessun dato | |
| Independent Director | 7.6yrs | US$110.10k | 0.0055% $ 312.3k | |
| Director | 4.6yrs | US$67.70k | 0.011% $ 606.5k |
9.3yrs
Durata media
67yo
Età media
Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di MCY sono considerati esperti (durata media dell'incarico 9.3 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/22 21:36 |
| Prezzo dell'azione a fine giornata | 2026/05/22 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Mercury General Corporation è coperta da 7 analisti. 1 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Alison Jacobowitz | BofA Global Research |
| Christopher Campbell | Keefe, Bruyette, & Woods |
| Raymond Iardella | Macquarie Research |