Mercury General Corporation

Report azionario NYSE:MCY

Capitalizzazione di mercato: US$5.4b

Mercury General Crescita futura

Criteri Future verificati 0/6

Si prevede che gli utili di Mercury General diminuiranno del 36.6% all'anno, mentre si prevede che il fatturato annuo crescerà del 2.5% all'anno. Si prevede che l'EPS diminuirà del 36.6% all'anno.

Informazioni chiave

-36.6%

Tasso di crescita degli utili

-36.60%

Tasso di crescita dell'EPS

Insurance crescita degli utili1.8%
Tasso di crescita dei ricavi2.5%
Rendimento futuro del capitale proprion/a
Copertura analitica

Low

Ultimo aggiornamento06 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Seeking Alpha May 09

Mercury General: From Wildfire Panic To Underwriting Recovery

Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
Aggiornamento della narrazione Apr 26

MCY: Stable Profitability And P/E Multiple Will Support Future Repricing

Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.
Aggiornamento della narrazione Apr 11

MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing

Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.
Aggiornamento della narrazione Mar 28

MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing

Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.
Aggiornamento della narrazione Mar 13

MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing

Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.
Aggiornamento della narrazione Feb 27

MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing

Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.
Articolo di analisi Nov 08

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...
Aggiornamento della narrazione Sep 24

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
Articolo di analisi Aug 27

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
Articolo di analisi Aug 02

Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
Articolo di analisi Jul 23

Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Articolo di analisi Jun 11

Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
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Nuova narrazione Feb 16

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.
Seeking Alpha Jan 16

California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)

Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking Alpha
Seeking Alpha Oct 31

Mercury General: Turning Lead Into Gold

Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking Alpha
Seeking Alpha Sep 20

Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield

Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:MCY - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20276,388443N/AN/A1
12/31/20266,066499N/AN/A1
3/31/20266,1368401,4191,482N/A
12/31/20255,9905411,0291,087N/A
9/30/20255,8004409911,048N/A
6/30/20255,745390818869N/A
3/31/20255,581286727776N/A
12/31/20245,4614689911,037N/A
9/30/20245,4895589701,014N/A
6/30/20245,024319779818N/A
3/31/20244,797215589627N/A
12/31/20234,63096416453N/A
9/30/20234,407-102258295N/A
6/30/20234,242-192226263N/A
3/31/20233,944-361228264N/A
12/31/20223,643-513317353N/A
9/30/20223,541-475321358N/A
6/30/20223,573-376339379N/A
3/31/20223,806-56392434N/A
12/31/20213,993248460502N/A
9/30/20214,016384551590N/A
6/30/20214,082502625663N/A
3/31/20214,069621645683N/A
12/31/20203,785375566606N/A
9/30/20203,701240511549N/A
6/30/20203,689190475514N/A
3/31/20203,66345400442N/A
12/31/20193,973320N/A520N/A
9/30/20193,801207N/A472N/A
6/30/20193,709196N/A465N/A
3/31/20193,615173N/A480N/A
12/31/20183,380-6N/A383N/A
9/30/20183,42196N/A390N/A
6/30/20183,38184N/A351N/A
3/31/20183,34875N/A346N/A
12/31/20173,413145N/A341N/A
9/30/20173,29399N/A354N/A
6/30/20173,24679N/A361N/A
3/31/20173,25177N/A316N/A
12/31/20163,22873N/A292N/A
9/30/20163,276123N/A255N/A
6/30/20163,221111N/A223N/A
3/31/20163,08972N/A229N/A
12/31/20153,00974N/A190N/A
9/30/20152,94530N/A196N/A
6/30/20152,91346N/A191N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: Si prevede che gli utili di MCY diminuiranno nei prossimi 3 anni ( -36.6% all'anno).

Guadagni vs Mercato: Si prevede che gli utili di MCY diminuiranno nei prossimi 3 anni ( -36.6% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di MCY diminuiranno nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di MCY ( 2.5% all'anno) crescerà più lentamente rispetto al mercato US ( 11.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di MCY ( 2.5% all'anno) crescerà più lentamente di 20% all'anno.


Previsioni di crescita dell'utile per azione


Rendimento futuro del capitale proprio

ROE futuro: Dati insufficienti per determinare se il Return on Equity di MCY è previsto essere elevato tra 3 anni


Scoprire le aziende in crescita

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/18 14:15
Prezzo dell'azione a fine giornata2026/05/15 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Mercury General Corporation è coperta da 7 analisti. 1 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Alison JacobowitzBofA Global Research
Christopher CampbellKeefe, Bruyette, & Woods
Raymond IardellaMacquarie Research