Cincinnati Financial Performance degli utili passati
Criteri Il passato verificati 5/6
Cincinnati Financial ha registrato una crescita degli utili a un tasso medio annuo di 3.3%, mentre il settore Insurance ha registrato utili in crescita a un tasso medio annuo di 14.6%. I ricavi sono stati in crescita a un tasso medio annuo di 9.1%. Il ritorno sul capitale proprio di Cincinnati Financial è 17.5% e ha margini netti di 21.3%.
Informazioni chiave
3.34%
Tasso di crescita degli utili
4.28%
Tasso di crescita dell'EPS
| Insurance Crescita del settore | 8.02% |
| Tasso di crescita dei ricavi | 9.09% |
| Rendimento del capitale proprio | 17.54% |
| Margine netto | 21.33% |
| Prossimo aggiornamento sugli utili | 27 Jul 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento narrativa • Jul 16
CINF: Earnings Resilience And Cat Risk Containment Will Support Fair P/E Outlook
The analyst fair value estimate for Cincinnati Financial has increased by $4 to $185.50, as analysts factor in higher Street price targets clustered around $197 and highlight expectations for relatively contained catastrophe exposure and resilience in selected insurance segments, even as market conditions show signs of softening. Analyst Commentary Recent Street research around Cincinnati Financial centers on shifting views of risk, pricing trends in commercial insurance, and where the stock sits relative to current expectations.Seeking Alpha • Jul 08
Cincinnati Financial: Insurers Return To Favor In A Justified Rally
Summary Cincinnati Financial has outperformed peers, driven by solid underwriting and a unique, equity-heavy asset allocation benefiting from rising markets. Q1 earnings beat estimates with a 95.6% combined ratio; personal lines showed strong premium growth and margin improvement. CINF’s large equity portfolio, now worth ~$91/share, is a key differentiator but leads to a valuation premium versus sector peers. I maintain a "Hold" rating as shares approach fair value; upside appears limited unless multiples expand or earnings accelerate further. Read the full article on Seeking AlphaArticolo di analisi • Jun 17
Cincinnati Financial (CINF) Stock Could Be 5.3% Undervalued After CIO Retirement
Cincinnati Financial (CINF) recently announced the retirement of its Chief Information Officer, drawing attention to how leadership in technology and data may influence the company’s operations and how investors think about the stock. See our latest analysis for Cincinnati Financial. Cincinnati Financial’s recent 1-day share price return of 1.45% and 7-day share price return of 3.22%, alongside a 1-year total shareholder return of 20.61% and 3-year total shareholder return of 87.74%, point to...Aggiornamento narrativa • Jun 15
CINF: Underwriting And Investment Gains Will Guide Fairly Valued Future P/E Range
Analysts have raised their central price target on Cincinnati Financial by $14 to $175, citing recent stock performance, the passage of time in their models, and relatively stronger underwriting trends for insurance carriers compared with brokers as key drivers of the reassessment. Analyst Commentary Recent Street research on Cincinnati Financial points to a mixed but generally constructive read on the stock, with several firms revising price targets around the US$175 level and a few trimming targets at the margin.Aggiornamento narrativa • Jun 01
CINF: Strong Underwriting And Q1 Results Will Shape Future P/E Range
Analysts have nudged the fair value estimate for Cincinnati Financial higher to $181.50. This reflects a series of upward price target revisions that lean on recent stock performance, a roll forward of time, and relatively stronger underwriting results for carriers compared with insurance brokers.Aggiornamento narrativa • May 13
CINF: Steady Buybacks And New Assumptions Will Shape Future P/E Range
Narrative Update: Cincinnati Financial Cincinnati Financial's analyst price target has moved higher by about $6, as analysts factor in updated fair value estimates near $179, a slightly higher discount rate, lower revenue growth and profit margin assumptions, and a higher future P/E multiple. Analyst Commentary Recent Street research on Cincinnati Financial has focused on incremental adjustments to price targets, with a mix of small increases and small cuts over a relatively short period.Aggiornamento narrativa • Apr 25
CINF: Steady Buybacks And Higher Dividend Will Support Future P/E Assumptions
Analysts have lowered their price targets on Cincinnati Financial by $1, reflecting slightly adjusted assumptions around fair value, revenue growth, profit margin, and future P/E, while keeping the broader investment thesis intact. Analyst Commentary Recent Street research on Cincinnati Financial points to only a modest $1 trim in price targets, which suggests analysts are fine-tuning their models rather than rethinking the core story.Aggiornamento narrativa • Apr 10
CINF: Dividend Policy, Buybacks And P/E Expectations Will Shape Future Returns
Analysts have trimmed their price target on Cincinnati Financial by $1 to $173.50, citing updated assumptions around revenue growth, profit margins, and future P/E expectations. Analyst Commentary Analysts trimming the price target to $173.50 reflects a more measured view on how Cincinnati Financial might balance growth, profitability, and valuation from here.Aggiornamento narrativa • Mar 27
CINF: Pricing Pressures, Loss Costs And Dividend Increases Will Shape Returns
Analysts' price targets for Cincinnati Financial have shifted within a relatively tight range, with one firm raising its view to $191 from $180 while another trimmed its target to $180 from $186. This reflects differing read‑throughs on P&C pricing trends and loss cost pressures, even as valuation commentary remains measured.Aggiornamento narrativa • Mar 10
CINF: Pricing Pressures And Dividend Increases Will Shape Future Earnings Resilience
Analysts have nudged Cincinnati Financial's average price target higher to reflect a range of recent revisions, including a move to $191 from $180 and another to $180 from $186, citing mixed but still constructive views on P&C pricing trends and underwriter valuations. Analyst Commentary Recent research shows a split view on Cincinnati Financial, with some bullish analysts lifting their fair value estimates and others trimming them while still maintaining positive ratings.Aggiornamento narrativa • Feb 24
CINF: Pricing Pressures And Dividend Growth Will Shape Future Earnings Quality
Analysts have nudged their average price target on Cincinnati Financial slightly higher to $191 from $186. The small fair value adjustment reflects mixed views on P&C pricing trends, rising loss costs, and continuing supportive opinions on underwriter valuations.Aggiornamento narrativa • Feb 10
CINF: Pricing Headwinds And Dividend Progress Will Shape Earnings Quality
Analysts have nudged our fair value estimate for Cincinnati Financial up from $173.67 to $174.80. This reflects updated views on pricing trends in key P&C lines and current valuation assessments behind the recent Street price target revisions between $180 and $191.Aggiornamento narrativa • Jan 24
CINF: Q3 Execution And Buybacks Will Counter Sector Pricing Pressures In 2025
Narrative update The analyst price target for Cincinnati Financial has been adjusted slightly lower to align with a fair value estimate of about $173.67, as analysts weigh mixed recent Street targets and modest tweaks to assumptions around revenue growth, profit margins, and the future P/E multiple. Analyst Commentary Recent Street research around Cincinnati Financial reflects a mix of optimism on earnings power and valuation, alongside caution around sector level pricing and loss cost trends in property and casualty insurance.Aggiornamento narrativa • Jan 10
CINF: Calm Q3 And Share Buybacks Will Shape Balanced 2025 Outlook
Narrative Update The analyst price target for Cincinnati Financial has shifted modestly higher to US$174.67 from US$172.67 as analysts factor in updated Street research that includes a mix of target increases and trims, along with revised views on pricing conditions and earnings forecasts. Analyst Commentary Recent research around Cincinnati Financial shows a mix of optimism on execution and earnings power, paired with caution on pricing trends across property and casualty insurance lines.Aggiornamento narrativa • Dec 21
CINF: Calm Catastrophe Season And Q3 Beat Will Support Future Stability
Analysts modestly raised their price target on Cincinnati Financial to $186 from $184, citing stronger earnings flowing through updated models and a more favorable near term insurance backdrop following a relatively calm catastrophe season. Analyst Commentary Bullish analysts highlight that the recent Q3 earnings beat supports a higher valuation framework, with rising EPS forecasts giving greater confidence in the durability of Cincinnati Financial's profit trajectory.Aggiornamento narrativa • Dec 06
CINF: Calm Catastrophe Season And Q3 Beat Will Sustain Fair Value
Analysts have nudged their price target for Cincinnati Financial slightly higher to $186 from $184, reflecting improved earnings forecasts as stronger than expected Q3 results flow through models. A relatively calm catastrophe season supports more confident revenue growth assumptions, despite modestly lower profit margin expectations.Aggiornamento narrativa • Nov 22
CINF: Q3 Performance And Calm Weather Are Expected To Sustain Current Fair Value
Analysts have increased their price target for Cincinnati Financial, raising it from $171 to approximately $173 per share. They cite stronger-than-expected Q3 earnings and a stable macro environment as key drivers for the upward revision.Aggiornamento narrativa • Nov 05
CINF: Fair Value Supported By Q3 Results Despite Weather And Macro Risks Ahead
Cincinnati Financial's fair value price target has increased by $3.17 to $171.00. Analysts cite stronger-than-expected Q3 results and a stable macro environment in their updated projections.Aggiornamento narrativa • Oct 22
Analysts Lift Cincinnati Financial Price Target on Resilient Earnings and Lower Catastrophe Risks
Analysts have raised their price target for Cincinnati Financial by $3 to $167.83, supported by improved revenue growth forecasts and expectations for lower catastrophe losses. Analyst Commentary Recent adjustments to Cincinnati Financial's price targets reflect a generally optimistic outlook from equity analysts, bolstered by both favorable recent business developments and updated industry assumptions.Aggiornamento narrativa • Oct 08
Overvaluation Will Exacerbate Catastrophe Risks And Insurtech Pressures
Analysts have modestly raised their price target for Cincinnati Financial to $178 from $167, citing updated forecasts that factor in lower catastrophe loss ratios and greater reserve releases, even though premium growth has slowed. Analyst Commentary Recent updates from Street research highlight varying analyst perspectives on Cincinnati Financial's outlook, with both bullish and cautious views informing the revised price target.Articolo di analisi • Sep 16
Cincinnati Financial Corporation's (NASDAQ:CINF) Share Price Is Matching Sentiment Around Its Earnings
Cincinnati Financial Corporation's ( NASDAQ:CINF ) price-to-earnings (or "P/E") ratio of 13.3x might make it look like...Seeking Alpha • Jan 23
Cincinnati Financial: This Dividend King Is Still Buyable Now
Summary Cincinnati Financial has established itself as one of the most reliable dividend growth stocks in the investment universe. The property and casualty insurer continues to have a future full of growth ahead of itself. CINF enjoys investment-grade credit ratings from the major rating agencies. Shares could be priced 13% below fair value. If it matches growth expectations and returns to fair value, CINF could post nearly 30% cumulative total returns by the end of 2026. Read the full article on Seeking AlphaSeeking Alpha • Dec 26
Revisiting Cincinnati Financial: A Unique Investment Strategy For A Fairly-Valued Steady Dividend Aristocrat
Summary Cincinnati Financial's stock has surged 30.4% since April 2024, driven by strong Q3 results and a unique equity portfolio strategy. The company reported Q3 diluted EPS of $5.2, with a combined ratio of 97.4%, despite higher catastrophe losses and inflationary pressures. Investment income grew 15% in Q3 2024, with a year-to-date increase of 13%, driven by a robust equity portfolio and stable fixed-income yields. Cincinnati Financial is fairly valued at $145 per share, with a book value per share of $88.32, suggesting a solid hold for current shareholders. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Cincinnati Financial: Improved Results Are Reflected In Valuation (Rating Downgrade)
Summary CINF delivered solid Q3 results, even as catastrophe losses increased. Underwriting results are now in keeping with long-term expectations, though faster personal lines growth is a headwind. Its investment portfolio has benefitted from higher rates and the rise in the equity market, boosting fair value. After its rally, shares are now in-line with fair value, leading me to reduce my rating to a hold. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Cincinnati Financial: Don't Miss Out On This Dividend Aristocrat Now
Summary Since my previous article in June, Cincinnati Financial has nearly quadrupled the total returns of the S&P 500 index. The property and casualty insurer's net written premiums are surging higher thanks to more insurance agencies selling its products and rising market share. The Company boasts one of the lengthiest dividend growth streaks among publicly traded U.S. companies. The insurer appears to be trading at a 13% discount to fair value. CINF could be set up to generate 27% cumulative total returns through 2026. Read the full article on Seeking AlphaRipartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Cincinnati Financial guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 12,928 | 2,757 | 0 | 0 |
| 31 Dec 25 | 12,631 | 2,393 | 0 | 0 |
| 30 Sep 25 | 12,078 | 2,122 | 0 | 0 |
| 30 Jun 25 | 11,672 | 1,820 | 0 | 0 |
| 31 Mar 25 | 10,968 | 1,447 | 0 | 0 |
| 31 Dec 24 | 11,337 | 2,292 | 0 | 0 |
| 30 Sep 24 | 12,155 | 3,070 | 0 | 0 |
| 30 Jun 24 | 10,646 | 2,151 | 0 | 0 |
| 31 Mar 24 | 10,707 | 2,373 | 0 | 0 |
| 31 Dec 23 | 10,013 | 1,843 | 0 | 0 |
| 30 Sep 23 | 9,772 | 1,673 | 0 | 0 |
| 30 Jun 23 | 9,371 | 1,356 | 0 | 0 |
| 31 Mar 23 | 7,586 | 4 | 0 | 0 |
| 31 Dec 22 | 6,563 | -487 | 0 | 0 |
| 30 Sep 22 | 6,771 | -30 | 0 | 0 |
| 30 Jun 22 | 7,146 | 539 | 0 | 0 |
| 31 Mar 22 | 8,621 | 2,060 | 0 | 0 |
| 31 Dec 21 | 9,626 | 2,968 | 0 | 0 |
| 30 Sep 21 | 9,001 | 2,525 | 0 | 0 |
| 30 Jun 21 | 9,443 | 2,856 | 0 | 0 |
| 31 Mar 21 | 9,862 | 3,062 | 0 | 0 |
| 31 Dec 20 | 7,536 | 1,216 | 0 | 0 |
| 30 Sep 20 | 6,994 | 793 | 0 | 0 |
| 30 Jun 20 | 6,467 | 557 | 0 | 0 |
| 31 Mar 20 | 5,666 | 76 | 0 | 0 |
| 31 Dec 19 | 7,924 | 1,997 | 0 | 0 |
| 30 Sep 19 | 6,482 | 919 | 0 | 0 |
| 30 Jun 19 | 6,697 | 1,224 | 0 | 0 |
| 31 Mar 19 | 6,342 | 1,013 | 0 | 0 |
| 31 Dec 18 | 5,407 | 287 | 0 | 0 |
| 30 Sep 18 | 6,108 | 1,381 | 0 | 0 |
| 30 Jun 18 | 5,605 | 930 | 0 | 0 |
| 31 Mar 18 | 5,433 | 813 | 0 | 0 |
| 31 Dec 17 | 5,732 | 1,045 | 0 | 0 |
| 30 Sep 17 | 5,633 | 503 | 0 | 0 |
| 30 Jun 17 | 5,623 | 581 | 0 | 0 |
| 31 Mar 17 | 5,608 | 604 | 0 | 0 |
| 31 Dec 16 | 5,449 | 591 | 0 | 0 |
| 30 Sep 16 | 5,400 | 647 | 0 | 0 |
| 30 Jun 16 | 5,276 | 641 | 0 | 0 |
| 31 Mar 16 | 5,221 | 694 | 0 | 0 |
| 31 Dec 15 | 5,142 | 634 | 0 | 0 |
| 30 Sep 15 | 5,141 | 645 | 0 | 0 |
Guadagni di qualità: CINF ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di CINF (21.3%) CINF sono più alti rispetto allo scorso anno (13.2%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di CINF sono cresciuti del 3.3% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di CINF nell'ultimo anno ( 90.5% ) supera la media quinquennale ( 3.3% all'anno).
Guadagni vs Settore: La crescita degli utili CINF nell'ultimo anno ( 90.5% ) ha superato la percentuale del settore Insurance 36.2%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 17.5% ) di CINF è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/16 16:23 |
| Prezzo dell'azione a fine giornata | 2026/07/16 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Cincinnati Financial Corporation è coperta da 17 analisti. 6 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Michael Zaremski | BMO Capital Markets Equity Research |
| Joshua Shanker | BofA Global Research |
| Robert Farnam | Brean Capital Historical (Janney Montgomery) |