Western Union Crescita futura
Criteri Future verificati 2/6
Western Union prevede che gli utili e i ricavi cresceranno rispettivamente di 7.2% e 4.4% all'anno. Si prevede che l'EPS crescerà di 10% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 44.7% in 3 anni.
Informazioni chiave
7.2%
Tasso di crescita degli utili
9.95%
Tasso di crescita dell'EPS
| Diversified Financial crescita degli utili | 8.1% |
| Tasso di crescita dei ricavi | 4.4% |
| Rendimento futuro del capitale proprio | 44.67% |
| Copertura analitica | Good |
| Ultimo aggiornamento | 12 May 2026 |
Aggiornamenti recenti sulla crescita futura
Recent updates
Seeking Alpha • May 04
Western Union: A Share Cannibal At 5x Earnings And A 10% Dividend
Summary Western Union remains a strong buy at 5x forward earnings, offering a 10% dividend yield and aggressive buybacks for a 20% shareholder yield. Q1 EPS miss was driven by transitory factors—vendor incentives, FX losses, and seasonal Travel Money weakness—while management reaffirmed FY ’26 EPS guidance of $1.75–1.85. The Intermex acquisition, closing in Q2 ’26, should drive H2 growth, stabilize U.S.-LatAm corridors, and deliver $30M in synergies at a 5x EBITDA multiple. WU’s buyback program retires 10% of shares annually, supporting EPS even with flat earnings, and the dividend payout ratio remains a sustainable 52%. Read the full article on Seeking Alpha
Aggiornamento della narrazione • May 04
WU: Stablecoin Partnership And Buybacks Will Shape Balanced Earnings Outlook
Analysts have slightly reduced their price target on Western Union to $9.46 from $9.62, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as the main factors behind this adjustment. What's in the News Western Union issued full year 2026 guidance, with revenue growth expected in a 5% to 8% range and EPS guided to US$1.50 to US$1.60.
Aggiornamento della narrazione • Apr 19
WU: Stablecoin Headwinds Will Be Offset By Digital And Retail Execution
Analysts have trimmed their Western Union price target by about $0.55 to $13.81, citing updated assumptions around revenue growth, profit margins, discount rates and future P/E multiples, as well as concerns that sentiment around stablecoins could weigh on the stock. Analyst Commentary Recent commentary points to a mixed backdrop for Western Union, with some analysts focused on headwinds from stablecoin sentiment and others highlighting areas where the company could still support equity value through execution and capital allocation.Aggiornamento della narrazione • Apr 05
WU: Stablecoin Caution And Digital Execution Will Shape Future Earnings Balance
Analysts have adjusted their Western Union target to $9.62, citing slightly higher assumed discount rates, marginally different revenue growth and profit margin estimates, and a small change in projected future P/E as they factor in recent cautious sentiment around stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts see the reset target of US$9.62 as reflecting a more conservative discount rate and P/E framework, which they view as better aligned with current risk sentiment around stablecoins.Aggiornamento della narrazione • Mar 22
WU: Stablecoin Sentiment And Digital Execution Will Shape Future Earnings Resilience
Analysts have trimmed Western Union's price target to $9.62, reflecting a slightly higher discount rate and a modestly higher assumed future P/E as they factor in potential sentiment headwinds from stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the new target P/E still assumes investors are willing to pay a reasonable multiple for Western Union, suggesting the franchise retains perceived value despite digital and stablecoin pressures.Aggiornamento della narrazione • Mar 08
WU: Stablecoin Sentiment And Digital Efforts Will Shape Future Remittance Balance
Analysts have slightly reduced their Western Union price target by $0.08, citing modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions, and highlighting potential sentiment headwinds related to stablecoins. Analyst Commentary Analysts are framing Western Union's outlook around how digital assets, particularly stablecoins, could influence sentiment, valuation assumptions, and long term growth expectations.Aggiornamento della narrazione • Feb 22
WU: Stablecoin Sentiment And Digital Initiatives Will Shape Balanced Remittance Outlook
Analysts have trimmed their Western Union price target slightly to about $9.69 from $9.75, citing updated assumptions around revenue growth, profit margins and future P/E, as well as growing concerns about stablecoin related competitive pressures on sentiment. Analyst Commentary Bullish Takeaways Bullish analysts see the updated assumptions around revenue and margins as already reflected in the trimmed US$9.69 target, which they view as incorporating a cautious stance on execution.Aggiornamento della narrazione • Feb 08
WU: Digital And Retail Remittances Will Offset Stablecoin Sentiment Headwinds
Analysts have trimmed their Western Union fair value estimate from about US$14.58 to roughly US$14.36, reflecting updated views on discount rates, profit margins and future P/E, while also weighing recent commentary on stablecoin sentiment headwinds and the company’s plans to grow revenue through 2028. Analyst Commentary Recent research has highlighted a mix of caution around digital asset competition and constructive views on Western Union’s multiyear revenue ambitions.Aggiornamento della narrazione • Jan 24
WU: Digital And Retail Shifts Plus Stablecoin Plans Will Shape Remittance Outlook
Analysts have nudged their fair value estimate for Western Union to US$9.75 from US$9.63, citing refreshed price targets around US$10 and a clearer plan focused on Retail Money Transfer, Digital Money Transfer and broader Consumer Services growth. Analyst Commentary Bullish Takeaways Bullish analysts see the updated fair value near US$9.75 to US$10 as supported by a clearer plan tied to specific revenue goals through 2028, which they view as helpful for assessing execution risk.Aggiornamento della narrazione • Jan 10
WU: Digital Remittances And Stablecoin Plans Will Reshape Long Term Outlook
Analysts have nudged their price target for Western Union modestly higher, reflecting updated assumptions around fair value at about $14.58 per share and a slightly lower discount rate as they weigh the company’s outlined plans to grow revenue through improvements in Retail Money Transfer, faster Digital Money Transfer growth, and broader Consumer Services. Analyst Commentary Recent Street research paints a mixed but constructive picture, with bullish analysts highlighting Western Union’s multi‑year revenue ambitions and execution roadmap, while more cautious voices point to policy and industry shifts that could take time to work through.Articolo di analisi • Dec 15
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) has announced that it will pay a dividend of $0.235 per share on the 31st of...Aggiornamento della narrazione • Dec 14
WU: Digital And Stablecoin Initiatives Will Shape Remittance Outlook Amid Policy Headwinds
Analysts have modestly lifted their price target on Western Union to $10.00 from $9.00, citing the company’s detailed plan to drive roughly 20% revenue growth through 2028 by strengthening retail money transfers, accelerating digital offerings, and gradually realizing synergies from the Intermex acquisition as policy headwinds ease. Analyst Commentary Bullish analysts highlight that the updated 2028 revenue framework, calling for roughly 20% top-line growth, provides clearer visibility into Western Union’s multi-year execution path and supports a modest uplift in valuation.Aggiornamento della narrazione • Nov 28
WU: Digital Initiatives And Policy Headwinds Will Shape Medium-Term Revenue Expansion
Analysts have raised Western Union’s price target from $9.42 to $9.63, citing a clear growth strategy and steady improvements in key financial metrics. Analyst Commentary Recent analyst reports have provided both encouraging insights and noted several ongoing risks regarding Western Union’s outlook and execution strategy.Aggiornamento della narrazione • Nov 07
WU: Digital Asset Shift And Policy Easing Will Shape Remittance Outlook
Analysts have slightly raised their price target for Western Union from $9.32 to $9.42, citing ongoing modernization efforts and expectations for gradual improvement as industry headwinds diminish. Analyst Commentary Industry observers have weighed in on Western Union’s current positioning, highlighting areas of both cautious optimism and lingering concern as the company continues to adapt to structural changes in the money transfer sector.Articolo di analisi • Jul 20
The Western Union Company's (NYSE:WU) Prospects Need A Boost To Lift Shares
With a price-to-earnings (or "P/E") ratio of 2.9x The Western Union Company ( NYSE:WU ) may be sending very bullish...Articolo di analisi • May 28
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) will pay a dividend of $0.235 on the 30th of June. The dividend yield will be...Seeking Alpha • Apr 24
Western Union: Undervalued And Offering A Massive 10% Dividend
Summary Western Union's share price has fallen by a quarter since I last covered the company, with little change in the quality of the core business. The company now offers a bargain forward P/E of 5.5x and a dividend yield of around 10%, despite a high probability of long-term profitability, in my view. Western Union's business operations have offered positive developments, including the introduction of the Western Union Media Network, which will hopefully generate further value for shareholders. Investors do need to be aware of the opportunity cost associated with owning declining businesses, and therefore my buy rating is relatively cautious. Read the full article on Seeking AlphaArticolo di analisi • Apr 18
There Is A Reason The Western Union Company's (NYSE:WU) Price Is Undemanding
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...Seeking Alpha • Apr 01
Western Union: A Very Attractive Risk-To-Reward Ratio
Summary Western Union's stock is undervalued, offering a compelling risk-to-reward ratio with a nearly 9% dividend yield, despite fintech competition and declining revenue growth. The company's extensive physical network and cash-based operations ensure its relevance, especially in regions with low banking access and high trust in legacy services. Digital competitors like Wise and Remitly face challenges in sustaining growth and penetrating Western Union's strong physical presence and established customer trust. Western Union's diversification into consumer services and digital wallets aims to increase customer lifetime value, though digital transformation has yet to significantly boost revenue. Read the full article on Seeking AlphaSeeking Alpha • Feb 09
Western Union Struggles With Legacy Infrastructure, Yet Oversold
Summary Western Union's revenue mix shifted, with Consumer Money Transfer declining and Consumer Services growing, partly driven by digital infrastructure investments. I estimate that expansion into new corridors like the U.S. to Guatemala and the U.K. to India will capture $505M in annual revenue over time. I estimate that the changes to the U.S. immigration approach will impact revenues by $300M in 2025. On net, I forecast that WU will produce $4B revenues in 2025. In my view, the WU stock is oversold. Stabilizing operations and strategic growth leads to an intrinsic value of $4.4B or $13 per share. WU will increase in value as it incrementally de-risks its business, and the market will start ascribing a lower 8% required return to the stock. Read the full article on Seeking AlphaArticolo di analisi • Dec 30
Improved Earnings Required Before The Western Union Company (NYSE:WU) Shares Find Their Feet
With a price-to-earnings (or "P/E") ratio of 5.3x The Western Union Company ( NYSE:WU ) may be sending very bullish...Seeking Alpha • Dec 20
Western Union: Deep Value And Dividend Income
Summary Western Union is expanding its digital wallet services in Singapore and Mexico in addition to growing a new advertising business segment. WU recently approved a $1 billion repurchase authorization, with shares at a historically low valuation. Using a dividend discount model for valuation, the stock appears undervalued by 25% to 35%. The company's strategic growth initiatives, attractive dividend, and robust share repurchase plan policy offer a compelling investment thesis. Read the full article on Seeking AlphaArticolo di analisi • Oct 26
The Western Union Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Last week, you might have seen that The Western Union Company ( NYSE:WU ) released its third-quarter result to the...Seeking Alpha • Oct 11
Western Union Has Staying Power, But No Margin Of Safety
Summary Western Union's core business, international money transfers, produces strong cash flow but has been shrinking as digital-only competitors take market share. New CEO Devin McGranahan is focused on cost-cutting and expanding the Branded Digital business, but margins continue to decline. I weigh the pros and cons of an investment in the business and lay out a price range that I would be comfortable buying in. Read the full article on Seeking Alpha
Nuova narrazione • Sep 03
Evolve 2025 Strategy Fuels Optimism With Digital Growth And Market Share Gains
Western Union's Evolve 2025 strategy and adoption of machine learning aim to drive transaction growth and enhance digital operations efficiency, impacting revenue growth.Articolo di analisi • Aug 19
Western Union (NYSE:WU) Is Paying Out A Dividend Of $0.235
The board of The Western Union Company ( NYSE:WU ) has announced that it will pay a dividend of $0.235 per share on the...Articolo di analisi • Aug 02
The Western Union Company Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
Last week, you might have seen that The Western Union Company ( NYSE:WU ) released its second-quarter result to the...Articolo di analisi • Jul 29
Western Union (NYSE:WU) Is Due To Pay A Dividend Of $0.235
The Western Union Company ( NYSE:WU ) will pay a dividend of $0.235 on the 30th of September. This makes the dividend...Seeking Alpha • Jul 23
Western Union: Fully Valued For A Business In Decline
Summary Western Union's core business has attractive traits, but faces increasing competition, leading to declining margins and revenue. Management's focus on digital transformation and questionable capital allocation decisions raise doubts about the company's ability to sustain earnings. Despite generating significant cash flow and returning capital to shareholders, Western Union's valuation is not compelling enough due to the challenges in its legacy business and an unclear growth path. Read the full article on Seeking AlphaArticolo di analisi • Jun 18
Benign Growth For The Western Union Company (NYSE:WU) Underpins Its Share Price
With a price-to-earnings (or "P/E") ratio of 6.7x The Western Union Company ( NYSE:WU ) may be sending very bullish...Seeking Alpha • May 24
Western Union: Clearly In Decline But Tempting 7% Dividend Yield
Summary Western Union was once one of the most significant companies in the United States, being one of the first 11 companies in the Dow Jones Index. Nowadays, WU is experiencing poor revenue and earnings growth, but maintains good operational margins and offers a strong dividend yield. Increased migration into the US is not significantly impacting Western Union's financial performance, despite what some analysts may suggest. The company clearly lacks a credible or detailed plan for growth, in my view, but might still be a reasonable addition to an income focused portfolio. Read the full article on Seeking AlphaPrevisioni di crescita degli utili e dei ricavi
| Data | Ricavi | Utili | Flusso di cassa libero | Liquidità dell'operazione | Avg. Numero di analisti |
|---|---|---|---|---|---|
| 12/31/2028 | 4,647 | 582 | 382 | 490 | 9 |
| 12/31/2027 | 4,474 | 556 | 586 | 710 | 15 |
| 12/31/2026 | 4,275 | 492 | 521 | 625 | 15 |
| 3/31/2026 | 4,050 | 441 | 331 | 505 | N/A |
| 12/31/2025 | 4,051 | 500 | 393 | 544 | N/A |
| 9/30/2025 | 4,101 | 771 | 403 | 542 | N/A |
| 6/30/2025 | 4,104 | 896 | 375 | 494 | N/A |
| 3/31/2025 | 4,144 | 915 | 341 | 461 | N/A |
| 12/31/2024 | 4,210 | 934 | 276 | 406 | N/A |
| 9/30/2024 | 4,204 | 676 | 414 | 537 | N/A |
| 6/30/2024 | 4,266 | 582 | 457 | 579 | N/A |
| 3/31/2024 | 4,369 | 617 | 614 | 740 | N/A |
| 12/31/2023 | 4,357 | 626 | 635 | 783 | N/A |
| 9/30/2023 | 4,397 | 748 | 400 | 578 | N/A |
| 6/30/2023 | 4,388 | 751 | 325 | 539 | N/A |
| 3/31/2023 | 4,357 | 769 | 283 | 519 | N/A |
| 12/31/2022 | 4,476 | 911 | 373 | 582 | N/A |
| 9/30/2022 | 4,668 | 830 | 700 | 882 | N/A |
| 6/30/2022 | 4,865 | 889 | 849 | 1,003 | N/A |
| 3/31/2022 | 5,017 | 917 | 922 | 1,070 | N/A |
| 12/31/2021 | 5,071 | 806 | 831 | 1,045 | N/A |
| 9/30/2021 | 5,058 | 814 | 747 | 978 | N/A |
| 6/30/2021 | 5,030 | 810 | 661 | 879 | N/A |
| 3/31/2021 | 4,855 | 749 | 723 | 941 | N/A |
| 12/31/2020 | 4,835 | 744 | 721 | 878 | N/A |
| 9/30/2020 | 4,871 | 703 | 694 | 835 | N/A |
| 6/30/2020 | 4,919 | 609 | 723 | 860 | N/A |
| 3/31/2020 | 5,145 | 1,062 | 662 | 787 | N/A |
| 12/31/2019 | 5,292 | 1,058 | N/A | 915 | N/A |
| 9/30/2019 | 5,386 | 1,135 | N/A | 968 | N/A |
| 6/30/2019 | 5,467 | 1,209 | N/A | 925 | N/A |
| 3/31/2019 | 5,538 | 811 | N/A | 928 | N/A |
| 12/31/2018 | 5,590 | 852 | N/A | 821 | N/A |
| 9/30/2018 | 5,627 | -481 | N/A | 837 | N/A |
| 6/30/2018 | 5,644 | -454 | N/A | 1,065 | N/A |
| 3/31/2018 | 5,611 | -505 | N/A | 788 | N/A |
| 12/31/2017 | 5,524 | -557 | N/A | 742 | N/A |
| 9/30/2017 | 5,458 | 209 | N/A | 643 | N/A |
| 6/30/2017 | 5,431 | 190 | N/A | 532 | N/A |
| 3/31/2017 | 5,428 | 229 | N/A | 916 | N/A |
| 12/31/2016 | 5,423 | 253 | N/A | 1,042 | N/A |
| 9/30/2016 | 5,431 | 821 | N/A | 1,089 | N/A |
| 6/30/2016 | 5,453 | 836 | N/A | 1,091 | N/A |
| 3/31/2016 | 5,461 | 820 | N/A | 1,072 | N/A |
| 12/31/2015 | 5,484 | 838 | N/A | 1,071 | N/A |
| 9/30/2015 | 5,514 | 847 | N/A | 1,075 | N/A |
| 6/30/2015 | 5,555 | 849 | N/A | 1,062 | N/A |
Previsioni di crescita futura degli analisti
Guadagni vs tasso di risparmio: La crescita prevista degli utili di WU ( 7.2% all'anno) è superiore al tasso di risparmio ( 3.5% ).
Guadagni vs Mercato: Si prevede che gli utili di WU ( 7.2% all'anno) cresceranno più lentamente rispetto al mercato US ( 16.8% all'anno).
Guadagni ad alta crescita: Si prevede che gli utili di WU cresceranno, ma non in modo significativo.
Ricavi vs Mercato: Si prevede che il fatturato di WU ( 4.4% all'anno) crescerà più lentamente rispetto al mercato US ( 11.7% all'anno).
Ricavi ad alta crescita: Si prevede che il fatturato di WU ( 4.4% all'anno) crescerà più lentamente di 20% all'anno.
Previsioni di crescita dell'utile per azione
Rendimento futuro del capitale proprio
ROE futuro: Si prevede che il Return on Equity di WU sarà molto alto tra 3 anni ( 44.7 %).
Scoprire le aziende in crescita
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/22 08:05 |
| Prezzo dell'azione a fine giornata | 2026/05/22 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
The Western Union Company è coperta da 35 analisti. 15 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Darrin Peller | Barclays |
| Ramsey El-Assal | Barclays |
| Jason Kupferberg | BofA Global Research |