Visa Gestione
Criteri Gestione verificati 2/4
Visa Il CEO è Ryan McInerney, nominato in Feb2023, e ha un mandato di 3.25 anni. la retribuzione annua totale è $ 31.56M, composta da 4.8% di stipendio e 95.2% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.015% delle azioni della società, per un valore di $ 92.19M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 4.3 anni e 5.5 anni.
Informazioni chiave
Ryan McInerney
Amministratore delegato
US$31.6m
Compenso totale
| Percentuale dello stipendio del CEO | 4.77% |
| Mandato del CEO | 3.3yrs |
| Proprietà del CEO | 0.01% |
| Durata media del management | 4.3yrs |
| Durata media del Consiglio di amministrazione | 5.5yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Aggiornamento della narrazione • May 26
V: Preferred List Support Will Sustain Network Advantage Into New Partnerships
Visa's analyst fair value target has been adjusted slightly higher to about $399 as analysts factor in updated assumptions for discount rate, growth, profitability and future P/E, following a mix of recent target increases and reductions across Wall Street coverage. Analyst Commentary Recent research on Visa highlights a mix of higher and lower price targets, along with fresh initiations, which together help explain why the overall analyst fair value estimate has shifted only modestly.Seeking Alpha • May 12
Visa: Record Buybacks Fuel Double-Digit EPS Growth
Summary Visa demonstrates robust earnings growth and record cash flow despite recent share price underperformance in 2026. V trades at a 12-month forward PE of 25.12x, well below its 10-year average of 30.1x, offering a compelling valuation. Visa's aggressive $7.9 billion share buyback and 15.24% 5-year dividend CAGR enhance shareholder returns and per-share earnings growth. Legal risks from merchant litigation over interchange fees and ongoing stablecoin settlement growth are key forward considerations. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 30
V: Preferred List Support And New Partnerships Will Sustain Network Advantage
Visa's analyst price target is effectively unchanged, with a slight move to $395.71, as analysts balance revised fair value and P/E expectations against updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research shows a mix of optimism and caution around Visa, with several firms adjusting price targets and ratings in both directions.
Nuova narrazione • Apr 18
Visa 04-2026
Visa executes steadily on its three-pillar strategy: Consumer Payments volume growing 8-9% in constant dollars driven by secular cash-to-card conversion and cross-border recovery; CMS at ~20% initially decelerating to ~12% by FY30; VAS sustaining 20-25% growth before decelerating to ~15% by FY32 as the business matures. The DOJ antitrust case resolves with a monetary settlement and limited routing adjustments — painful but not structurally disruptive to the debit network economics.
Nuova narrazione • Apr 11
Visa and the Case for Patience in Premium Businesses
When considering the hypothetical question of what I would buy in the aftermath of another global financial crisis–type event, a few key criteria come to mind. The ideal company should be financially sound, likely to be indiscriminately sold off alongside other financial stocks and well positioned to recover strongly regardless of the future direction of the economic system.Aggiornamento della narrazione • Apr 03
V: Preferred List Support And New Partnerships Will Sustain Network Moat
Visa's analyst price target has been trimmed by about $3 to roughly $397, as analysts fine tune fair value, growth, and P/E assumptions following a mix of target cuts and fresh bullish initiations across recent research. Analyst Commentary Recent research shows a split view on Visa, with some firms trimming price targets while others are initiating or reinstating coverage with constructive ratings and inclusion on preferred lists.
Nuova narrazione • Mar 28
Visa - A Fundamental and Historical Valuation
Business Overview Key Metrics Total: 9.5/17 +2✅✅ Projected Operating Margin: 65.63% +0 ⚠️ Projected 5-Year Revenue CAGR: 9.43% +2 ✅✅ Last 5-Year ROIC: 39.70% +1 ✅ Estimated Cost of Capital: 6.26% (lower than ROIC) -1 ❌ Last 5-Year Shares Outstanding CAGR: +0.15% +1 ✅ Projected 5-Year EPS CAGR: 12.38% +1 ✅ Projected 5-Year Dividend CAGR: 12.50% +1.5 ✅ Estimated Debt Rating: Aa3 +2 ✅✅ Morningstar Moat: Wide +0 ⚠️ Morningstar Uncertainty: Medium Business Valuation To calculate the intrinsic value of the company I'll use multiple methods: Discounted Cash Flows (DCF) - Intrinsic value is estimated by projecting its free cash flows over the next 10 years and discounting them to present value using the estimated cost of capital ; EPS Growth - the fair value is estimated by projected the Earnings Per Share CAGR for the next 5 Years and then, given its current and historic values of PE, come up with a PE for the 5th Year. This will give us its price 5 Years from now using the formula: Price = EPS x PE that we then discount using the estimated cost of capital; Historical P/E - we assume mean reversion to the historical P/E values; Historical EV/EBITDA - we assume mean reversion to the historical EV/EBITDA values.Aggiornamento della narrazione • Mar 19
V: Cross Border Partnerships And Preferred List Status Will Sustain Network Moat
Visa analyst price targets have edged higher to $400.20, with analysts citing continued inclusion on preferred idea lists, recent upgrades, and generally constructive views on large card networks as reasons to maintain a premium P/E assumption. Analyst Commentary Recent research on Visa reflects a mix of optimism around execution and resilience, alongside some valuation and sector level caution.Aggiornamento della narrazione • Mar 05
V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat
The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.
Nuova narrazione • Feb 21
The "Toll-Booth" Under Siege: Is the 21.2% Intrinsic Discount Justified?
As of February 2026, Visa’s narrative is shifting from "endless consumer spending" to a high-stakes battle over "take-rates." While the company’s global dominance remains unchallenged—holding a massive 61% market share of the digital payments landscape—the regulatory pressure on interchange fees in the U.S. and Europe has finally begun to weigh on sentiment. Investors are now questioning if the legacy "cash-to-card" tailwind is fully exhausted, forcing Visa to rely more heavily on its value-added services and B2B initiatives like Visa Direct to sustain its high-margin growth.Aggiornamento della narrazione • Feb 19
V: Stablecoin Expansion Will Sustain Cross Border Network Moat
The analyst price target for Visa has been adjusted modestly higher to $400.81, with analysts pointing to a mix of fresh Buy and Outperform upgrades, its relative value compared to Mastercard, and generally supportive views from recent research updates. Analyst Commentary Recent research on Visa offers a mix of supportive and cautious views, with several firms updating ratings and price targets in both directions.Aggiornamento della narrazione • Feb 05
V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat
Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.Aggiornamento della narrazione • Jan 22
V: Stablecoin Settlement Push Will Sustain Defensible Cross Border Network Moat
Visa's analyst price target has been adjusted slightly higher to about US$398 from roughly US$396. Analysts point to steady assumptions around revenue growth, profit margins and future P/E as the key drivers of the updated view.Aggiornamento della narrazione • Jan 08
V: Stablecoin Expansion And Cross Border Strength Will Sustain Defensible Network Moat
Analysts have made a modest upward adjustment to their fair value estimate for Visa to about US$395.85. This change is supported by recent initiations that highlight the company's network scale, central role in payments processing, and strong cross border trends as key factors for their higher price targets.Aggiornamento della narrazione • Dec 22
V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years
Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.Aggiornamento della narrazione • Dec 08
V: Stablecoin Expansion And Cross-Border Trends Will Sustain Durable Network Moat
We raise our fair value estimate for Visa modestly to approximately $396 from about $391, as analysts highlight the company’s durable network moat, improving revenue growth and margin outlook, and supportive cross border and pricing trends despite isolated downgrades tied to litigation concerns. Analyst Commentary Street research remains broadly constructive on Visa, with several firms initiating coverage at positive ratings and lifting price targets, even as a couple of downgrades surface around litigation and near term earnings constraints.Articolo di analisi • Nov 01
Visa (NYSE:V) Is Increasing Its Dividend To $0.67
Visa Inc. ( NYSE:V ) will increase its dividend from last year's comparable payment on the 1st of December to $0.67...Seeking Alpha • Apr 24
Visa: 3 Reasons To Buy, 3 Reasons To Hold, Earnings Preview
Summary Visa boasts a 97.8% gross margin, turning almost all operating cash into free cash flow due to low capex, making it highly profitable. In this article, I summarize how Visa works and why it can keep growing at a fast pace despite its massive size. I point out why Q2 earnings are crucial for Visa, as we will see how the company prepares to handle its operations in a changing trade environment. Read the full article on Seeking AlphaSeeking Alpha • Apr 14
Visa: Symbolic Of My Refusal To Chase Stocks Here
Summary Visa's fundamentals are excellent, with strong revenue and EPS growth, high ROIC, and efficient profitability, making it a reliable investment thesis. The company's business model avoids credit risks, generates substantial cash, and benefits from organic growth tied to nominal GDP and inflation. Despite Visa's stability and growth, its high valuation results in a modest expected total return of 7-8%, which may not justify the equity risk. Market predictability rewards Visa, but competition from fintech and emerging payment methods pose risks and uncertainties to its future performance. Read the full article on Seeking AlphaSeeking Alpha • Mar 31
Visa Is A Wonderful Business With A Price-Tag To Match
Summary Visa is an example of a truly wonderful business. While it has its own set of risks, these are manageable, especially as compared with those of other businesses. The market price for V shares currently reflects its truly wonderful nature, and thus promises lackluster returns over the next 3–5 years. Read the full article on Seeking AlphaSeeking Alpha • Mar 15
Visa Stock: Not Where Investors Want It To Be (Technical Analysis)
Summary The technicals are largely mixed for Visa stock, as there are conflicting signals on where the stock may be headed next. Most recent earnings were respectable, as strong cash from operations offset sluggish revenue growth and an EPS growth slowdown. The valuation currently seems reasonable, with the P/CFO ratio showing fair valuation relative to historic growth, while perhaps being at a slightly richer premium compared to peers. I believe Visa is a hold, with both the technicals and fundamentals offering a net neutral outlook for the stock. Read the full article on Seeking AlphaSeeking Alpha • Mar 05
Visa Vs. Mastercard: The Bargain Window Has Closed
Summary Visa and Mastercard are leading payment network providers with strong market positions, innovative approaches, and consistent double-digit revenue growth. I invested in Visa years ago and added Mastercard in 2024 due to its dynamic growth, despite Visa's market leadership. In 2024, Mastercard outperformed Visa in revenue growth (14.4% vs. 10.1%), but Visa maintained a higher profitability. Both companies have optimistic 2025 outlooks, supported by a strong macroeconomic environment, healthy consumer spending, and positive growth expectations. However, I believe the margin of safety has become quite narrow and the 'bargain window' has closed – that makes me eager to hold but not add to my positions. Read the full article on Seeking AlphaSeeking Alpha • Feb 18
Cross-Border Boom: Visa's Next Big Play
Summary Visa's net revenue rose 10% YoY to $9.5B, with cross-border volume surging 16%, driven by global travel recovery. Tap to Pay penetration hit 74%, and tokenized credentials grew 44% YoY, reinforcing Visa’s network effect and security. Strategic deals with ICBC (China) and SBI (India) position V for long-term growth in high-potential regions. Value-added services grew 18% YoY, while commercial payments expanded with key deals like DoorDash and iFood Pago. APAC payments volume grew just 1% YoY, facing FX volatility, competition from domestic networks, and regulatory challenges. Read the full article on Seeking AlphaAnalisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$22b |
| Dec 31 2025 | n/a | n/a | US$21b |
| Sep 30 2025 | US$32m | US$2m | US$20b |
| Jun 30 2025 | n/a | n/a | US$20b |
| Mar 31 2025 | n/a | n/a | US$20b |
| Dec 31 2024 | n/a | n/a | US$20b |
| Sep 30 2024 | US$26m | US$1m | US$19b |
| Jun 30 2024 | n/a | n/a | US$19b |
| Mar 31 2024 | n/a | n/a | US$18b |
| Dec 31 2023 | n/a | n/a | US$18b |
| Sep 30 2023 | US$23m | US$1m | US$17b |
| Jun 30 2023 | n/a | n/a | US$16b |
| Mar 31 2023 | n/a | n/a | US$15b |
| Dec 31 2022 | n/a | n/a | US$15b |
| Sep 30 2022 | US$17m | US$1m | US$15b |
| Jun 30 2022 | n/a | n/a | US$14b |
| Mar 31 2022 | n/a | n/a | US$13b |
| Dec 31 2021 | n/a | n/a | US$13b |
| Sep 30 2021 | US$18m | US$1m | US$12b |
| Jun 30 2021 | n/a | n/a | US$11b |
| Mar 31 2021 | n/a | n/a | US$10b |
| Dec 31 2020 | n/a | n/a | US$10b |
| Sep 30 2020 | US$15m | US$1m | US$10b |
| Jun 30 2020 | n/a | n/a | US$11b |
| Mar 31 2020 | n/a | n/a | US$12b |
| Dec 31 2019 | n/a | n/a | US$12b |
| Sep 30 2019 | US$12m | US$900k | US$12b |
Compensazione vs Mercato: La retribuzione totale di Ryan ($USD 31.56M ) è superiore alla media delle aziende di dimensioni simili nel mercato US ($USD 14.79M ).
Compensazione vs guadagni: La retribuzione di Ryan è aumentata di oltre il 20% nell'ultimo anno.
AMMINISTRATORE DELEGATO
Ryan McInerney (50 yo)
3.3yrs
Mandato
US$31,560,660
Compensazione
Mr. Ryan M. McInerney serves as its Chief Executive Officer and Director of Visa Inc. since February 01, 2023 and had been the President since June 3, 2013 till January 2023. He joined Visa Inc. in June 20...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| CEO & Director | 3.3yrs | US$31.56m | 0.015% $ 92.2m | |
| Chief Financial Officer | 2.8yrs | US$11.25m | 0.00052% $ 3.2m | |
| President of Technology | 12.5yrs | US$22.67m | 0.013% $ 82.2m | |
| Vice Chair | 11.9yrs | US$14.55m | 0.0037% $ 22.9m | |
| Chief Risk & Client Services Officer | 6.7yrs | US$9.72m | 0.0020% $ 12.3m | |
| Senior VP | 3.8yrs | Nessun dato | 0.00041% $ 2.5m | |
| Head of Investor Relations | 4.3yrs | Nessun dato | Nessun dato | |
| General Counsel | 4.6yrs | Nessun dato | 0.00098% $ 6.1m | |
| Chief Marketing Officer | 4yrs | Nessun dato | Nessun dato | |
| Group President of Global Markets | 3.3yrs | Nessun dato | Nessun dato | |
| President of Value-Added Services | 8.3yrs | Nessun dato | Nessun dato | |
| Chief Product & Strategy Officer | no data | Nessun dato | Nessun dato |
4.3yrs
Durata media
57yo
Età media
Gestione esperta: Il team dirigenziale di V è considerato esperto (durata media dell'incarico 4.3 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| CEO & Director | 3.3yrs | US$31.56m | 0.015% $ 92.2m | |
| Independent Chairman | 9.1yrs | US$642.39k | 0.00052% $ 3.2m | |
| Independent Director | 12.3yrs | US$454.89k | 0.000080% $ 495.7k | |
| Independent Director | 18.6yrs | US$404.89k | 0.0018% $ 10.9m | |
| Independent Director | 7.8yrs | US$437.39k | 0.00054% $ 3.3m | |
| Independent Director | 10.9yrs | US$452.39k | 0.00014% $ 867.4k | |
| Independent Director | 3.6yrs | US$427.39k | 0.000080% $ 495.7k | |
| Independent Director | less than a year | Nessun dato | 0.000060% $ 371.7k | |
| Independent Director | 4.1yrs | US$439.89k | 0.00024% $ 1.5m | |
| Independent Director | 3.1yrs | US$409.89k | 0.00018% $ 1.1m | |
| Independent Director | 5.5yrs | US$424.89k | Nessun dato |
5.5yrs
Durata media
63yo
Età media
Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di V sono considerati esperti (durata media dell'incarico 5.5 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/26 04:06 |
| Prezzo dell'azione a fine giornata | 2026/05/26 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/09/30 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Visa Inc. è coperta da 62 analisti. 36 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Stephen Biggar | Argus Research Company |
| David Koning | Baird |
| Harshita Rawat | Bernstein |