OneMain Holdings (OMF) Panoramica del titolo
OneMain Holdings, Inc. è una holding di servizi finanziari che opera nel settore finanziario e assicurativo negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 5/6 |
| Crescita futura | 4/6 |
| Prestazioni passate | 4/6 |
| Salute finanziaria | 1/6 |
| Dividendi | 4/6 |
Premi
Analisi del rischio
OMF Community Fair Values
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Analyst Price Targets
Concorrenti di OneMain Holdings, Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$59.25 |
| Massimo di 52 settimane | US$71.93 |
| Minimo di 52 settimane | US$45.78 |
| Beta | 1.18 |
| Variazione di 1 mese | 8.68% |
| Variazione a 3 mesi | 5.88% |
| Variazione di 1 anno | 0.59% |
| Variazione a 3 anni | 28.00% |
| Variazione a 5 anni | -0.15% |
| Variazione dall'IPO | 207.63% |
Notizie e aggiornamenti recenti
Seeking Alpha • Jul 02
OneMain Holdings: It's Still Trading Within My Margin Of Safety
Summary OneMain Holdings remains resilient amid macro volatility, delivering 2.5% returns since the last coverage and justifying my reiterated buy rating. OMF's risk is mitigated by 55% of personal loans being secured, a $2.8B loan loss allowance, and fixed-rate lending, supporting credit quality. My updated Dividend Discount Model yields a target price of $88.79; with a 20% margin of safety, my buy zone is up to $71.04. OMF offers an attractive ~7% dividend yield, with yields remaining compelling even if the stock appreciates to my conservative target. Read the full article on Seeking AlphaArticolo di analisi • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...
Aggiornamento della narrazione • Jun 12
OMF: Future Returns Will Reflect Share Repurchases Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars, citing recent estimate revisions, mixed price target moves and legal headlines that they say could weigh on near term sentiment. Their long term valuation framework, including fair value of $67.79 and an assumed P/E of 8.70x, remains broadly intact.Aggiornamento della narrazione • May 29
OMF: Future Returns Will Reflect Share Repurchases And Stable Core Earnings Despite Legal Overhang
Analysts have slightly reduced their average price target on OneMain Holdings by about $0.20 to approximately $67.79. This change reflects updated views on growth, margins, discount rates and future P/E multiples following a series of recent target revisions and estimate adjustments.Recent updates
Seeking Alpha • Jul 02
OneMain Holdings: It's Still Trading Within My Margin Of Safety
Summary OneMain Holdings remains resilient amid macro volatility, delivering 2.5% returns since the last coverage and justifying my reiterated buy rating. OMF's risk is mitigated by 55% of personal loans being secured, a $2.8B loan loss allowance, and fixed-rate lending, supporting credit quality. My updated Dividend Discount Model yields a target price of $88.79; with a 20% margin of safety, my buy zone is up to $71.04. OMF offers an attractive ~7% dividend yield, with yields remaining compelling even if the stock appreciates to my conservative target. Read the full article on Seeking AlphaArticolo di analisi • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...Aggiornamento della narrazione • Jun 12
OMF: Future Returns Will Reflect Share Repurchases Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars, citing recent estimate revisions, mixed price target moves and legal headlines that they say could weigh on near term sentiment. Their long term valuation framework, including fair value of $67.79 and an assumed P/E of 8.70x, remains broadly intact.Aggiornamento della narrazione • May 29
OMF: Future Returns Will Reflect Share Repurchases And Stable Core Earnings Despite Legal Overhang
Analysts have slightly reduced their average price target on OneMain Holdings by about $0.20 to approximately $67.79. This change reflects updated views on growth, margins, discount rates and future P/E multiples following a series of recent target revisions and estimate adjustments.Aggiornamento della narrazione • Apr 26
OMF: Future Returns Will Reflect Stable Core Earnings Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars per share, reflecting updated views on Q1 earnings, a more uncertain macro backdrop, and legal headlines that they see as an overhang rather than a threat to the core business. Analyst Commentary Recent research updates show a split between analysts who see the latest headlines as a temporary valuation drag and those who are more focused on earnings pressure and macro risk.Aggiornamento della narrazione • Apr 11
OMF: Future Returns Will Reflect Stable Core Earnings Despite Lawsuit Overhang
The analyst price target for OneMain Holdings has shifted lower from $70.71 to $68.00, as analysts factor in recent price target cuts tied to a more uncertain macro outlook and legal overhangs, partly offset by a few upward revisions that still point to a stable core business. Analyst Commentary Recent research shows a mix of optimism and caution around OneMain Holdings, with several firms adjusting price targets in response to legal developments and a more uncertain macro backdrop.Aggiornamento della narrazione • Mar 28
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds Despite Lawsuit Overhang
Analyst price targets for OneMain Holdings have edged lower overall. The model fair value estimate has moved from $72.14 to $70.71 as analysts factor in macro uncertainty, a new multi state lawsuit, and refreshed sector multiples, while still viewing the core business as stable.Aggiornamento della narrazione • Mar 12
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds And Share Repurchases
Analysts have trimmed their average price target on OneMain Holdings by about $0.60 to $72.14, as several firms recalibrated their views to reflect a more uncertain macro backdrop and sector wide multiple compression, even as some houses cited updated outlooks for consumer finance and specialty lending in 2026. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism about the specialty finance setup in 2026 and caution around macro risks and borrower resilience.Aggiornamento della narrazione • Feb 25
OMF: Future Returns Will Reflect Specialty Finance Tailwinds And Ongoing Share Repurchases
Analysts have nudged their blended price target for OneMain Holdings slightly higher, with fair value moving by about $0.43 to $72.71, as they balance recent target increases and trims against updated sector views and credit assumptions. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism and caution, with several firms adjusting price targets and ratings as they reassess credit trends, macro conditions, and where the stock sits relative to peers in consumer and specialty finance.Aggiornamento della narrazione • Feb 09
OMF: Future Returns Will Reflect Cautious Underwriting And Share Repurchase Discipline
Analysts have trimmed their average price target on OneMain Holdings by about $1.60 to roughly $72. This reflects slightly lower revenue growth assumptions, a modestly higher future P/E, a small reduction in the discount rate, and a marginally stronger profit margin outlook.Aggiornamento della narrazione • Jan 25
OMF: Future Returns Will Reflect Capital Deployment And Stable Credit Discipline
Narrative Update on OneMain Holdings The updated analyst price target for OneMain Holdings edges higher to about $73.87 from $73.47, as analysts weigh higher published targets across several firms against a slightly lower modeled profit margin and a modestly higher future P/E and revenue growth outlook for the consumer finance group. Analyst Commentary Recent Street research on OneMain Holdings shows a split view, with several firms lifting price targets while JPMorgan turns more cautious.Aggiornamento della narrazione • Jan 10
OMF: Future Returns Will Reflect Capital Deployment And Credit Risk Discipline
Analysts have lifted their blended price target for OneMain Holdings from about US$68 to roughly US$73, citing refreshed 2026 outlooks for specialty finance and consumer credit names. These outlooks include views on loan growth, credit conditions, and the company’s scale and capital return plans.Aggiornamento della narrazione • Dec 23
OMF: Future Performance Will Reflect Capital Returns And Cautious Underwriting Discipline
Analysts have modestly raised their consolidated price target on OneMain Holdings to approximately $68.40 per share. This reflects confidence in improving profitability and capital returns, even as they factor in slightly slower revenue growth and a more cautious underwriting stance amid macro uncertainties.Aggiornamento della narrazione • Dec 09
OMF: Future Results Will Reflect Capital Returns Amid Cautious Credit Environment
Analysts have trimmed their blended price target on OneMain Holdings by a modest amount to approximately $68 per share. This reflects continued recognition of solid Q3 revenue growth and capital returns, along with a slightly more cautious stance on underwriting, consumer credit headwinds, and macro uncertainty.Aggiornamento della narrazione • Nov 13
OMF: Future Results Will Reflect Improved Profitability and Stable Credit Trends
Analysts have raised their price target for OneMain Holdings by approximately $2, now valuing shares at $66.21. They cite stronger profit margins, an improved capital return outlook, and recent positive Q3 results.Aggiornamento della narrazione • Oct 28
Future Lending Models Will Shift Amid Persistent Economic Headwinds And Inflation Pressures
Narrative Update on OneMain Holdings Analysts have revised their price target for OneMain Holdings downward from $63 to $57. They cite concerns about ongoing headwinds for low-income borrowers, despite recent improvements in lending practices and credit quality.Aggiornamento della narrazione • Oct 13
Digitization Trends Will Reshape Consumer Lending And Debt Consolidation
OneMain Holdings' analyst price target has been revised downward from $65.21 to $64.21 per share. This change reflects analysts' concerns over consumer credit headwinds, despite improved lending models and recent performance updates.Seeking Alpha • Feb 27
OneMain: Hold Now, Fairly Valued Yet Bearish
Summary OneMain Holdings, Inc. shows modest revenue growth and stable margins despite higher credit loss provisions and increased operating expenses. The company enjoys robust loan growth and improved credit trends, but delinquencies warrant caution. OMF's stock appears expensive relative to its valuation metrics, with technical indicators suggesting potential downside risks. I recommend a hold rating due to decent fundamentals but caution against overvaluation and weakening technical momentum. Read the full article on Seeking AlphaSeeking Alpha • Dec 30
OneMain Financial: Strong Dividend Stability In Uncertain Economic Times
Summary OneMain Financial offers a 7.9% dividend yield and has stable income potential despite economic risks and recent market volatility. The company’s net interest income grew to $2.8 billion, but increased loan loss provisions and operating expenses led to a decline in net income. Strong cash flow from operations supports the dividend, with $1.95 billion generated, easily covering the $373 million in dividends. Risks include high default rates on personal loans and dependence on external borrowing, but sufficient liquidity and no major debt maturities until 2026 mitigate concerns. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
OneMain Holdings: Solid Q3 Reduces Credit Loss Fears
Summary OneMain delivered solid Q3 results as credit fears largely did not come to fruition. Its tighter standards and shrinking back book are helping to decelerate loan losses growth, creating a path to profit growth. With an 8% dividend yield, some buybacks, and an 8.6x multiple, OMF is attractive. Read the full article on Seeking AlphaSeeking Alpha • Oct 21
Rate Cuts To Boost OneMain Financial
Summary OneMain Financial remains a Buy due to its resilience in subprime lending, despite a challenging 2024. The company's strategic moves, including the acquisition of Foursight Capital and the rollout of BrightWay credit cards, position it for future growth. Lower delinquency rates and active portfolio management have helped OneMain navigate economic stress, with positive earnings and increased dividends. Potential risks include consumer skittishness, regulatory pressures, and the cyclical nature of the auto industry impacting results post-Foursight acquisition. Read the full article on Seeking Alpha
Nuova narrazione • Aug 29
Strategic Expansions And Innovations Propel Growth Amid Economic Uncertainties
Improved loan performance and potential reduction in loan loss provisions due to tightened underwriting standards suggest a healthier financial position.Seeking Alpha • Aug 07
OneMain Financial: Stock Still A Buy Despite Economic Weakness
Summary OneMain Financial beat earnings expectations and grew revenue, but investors are concerned about the economy, leading to a 15% drop in share prices. Higher interest rates boosted net interest income, but an increase in the provision for finance losses led to a drop in income before taxes. Despite risks associated with consumer credit loans, OneMain Financial's cash flow from operations in the first half of 2024 was sufficient to cover dividend obligations and support loan growth. Read the full article on Seeking AlphaSeeking Alpha • Jul 31
OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)
Summary OneMain Holdings, Inc. reported solid second quarter results, beating earnings estimates and showing growth in loans. Despite concerns about lower-income consumers, OneMain Financial is tightening credit standards and managing credit risk well, which has resulted in better delinquencies. While leverage is a bit high, its dividend is secure, and investors are being paid to wait, making OneMain Holdings stock attractive at 9x earnings. Read the full article on Seeking AlphaSeeking Alpha • May 01
OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)
Summary OneMain Holdings' shares jumped 3% following solid Q1 results, adding to a year of gains and reaching a 52-week high. The company's financials showed solid net interest trends and a modest deleveraging, and a slowing growth in receivables due to tightened credit standards. Credit costs have been rising, but there are encouraging signs we are at a peak with delinquencies falling, and the company's tighter lending standards should start to buoy results. Read the full article on Seeking AlphaSeeking Alpha • Feb 12
OneMain Holdings: Successfully Navigating The Storm
Summary OneMain Holdings is a personal lender to the nonprime market, serving underserved borrowers with strong credit quality. The company's Q4 earnings showed a deceleration in loan origination but demonstrated strong profitability and capital generation. OneMain is expanding into auto-finance and credit cards, which offer profitable pathways of growth in wider markets. Read the full article on Seeking AlphaRendimenti per gli azionisti
| OMF | US Consumer Finance | US Mercato | |
|---|---|---|---|
| 7D | -0.4% | -1.1% | 0.7% |
| 1Y | 0.6% | 2.3% | 20.6% |
Ritorno vs Industria: OMF ha trovato corrispondenza nel US Consumer Finance che ha restituito 2.3 % nell'ultimo anno.
Rendimento vs Mercato: OMF ha avuto una performance inferiore al mercato US che ha registrato un rendimento 20.6 % nell'ultimo anno.
Volatilità dei prezzi
| OMF volatility | |
|---|---|
| OMF Average Weekly Movement | 4.1% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: OMF non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 4% ) di OMF è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2013 | 9,300 | Doug Shulman | www.onemainfinancial.com |
OneMain Holdings, Inc. è una holding di servizi finanziari che opera nel settore finanziario e assicurativo negli Stati Uniti. L'azienda si occupa della creazione, della sottoscrizione e del servizio di prestiti al consumo, che consistono in prestiti personali e finanziamenti auto. Offre inoltre finanziamenti auto garantiti, carte di credito, prodotti assicurativi opzionali per il credito, tra cui assicurazioni sulla vita, sull'invalidità e sulla disoccupazione involontaria, assicurazioni opzionali non legate al credito, coperture garantite per la protezione dei beni come prodotto di rinuncia o assicurazione e piani di adesione.
OneMain Holdings, Inc. Riepilogo dei fondamenti
| OMF statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$6.80b |
| Utili (TTM) | US$796.00m |
| Ricavi(TTM) | US$3.04b |
8.6x
Rapporto P/E2.3x
Rapporto P/SOMF è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| OMF Conto economico (TTM) | |
|---|---|
| Ricavi | US$3.04b |
| Costo del fatturato | US$201.00m |
| Profitto lordo | US$2.84b |
| Altre spese | US$2.04b |
| Utili | US$796.00m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
Jul 29, 2026
| Utile per azione (EPS) | 6.89 |
| Margine lordo | 93.39% |
| Margine di profitto netto | 26.18% |
| Rapporto debito/patrimonio netto | 663.2% |
Come si è comportato OMF nel lungo periodo?
Vedi performance storica e confrontoDividendi
7.1%
Rendimento attuale del dividendo62%
Rapporto di remunerazioneAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/10 06:40 |
| Prezzo dell'azione a fine giornata | 2026/07/10 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
OneMain Holdings, Inc. è coperta da 25 analisti. 13 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |