American Express Company

Report azionario NYSE:AXP

Capitalizzazione di mercato: US$236.6b

American Express Crescita futura

Criteri Future verificati 2/6

American Express prevede che gli utili e i ricavi cresceranno rispettivamente di 8.9% e 9.7% all'anno. Si prevede che l'EPS crescerà di 11.2% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 36.8% in 3 anni.

Informazioni chiave

8.9%

Tasso di crescita degli utili

11.20%

Tasso di crescita dell'EPS

Consumer Finance crescita degli utili19.1%
Tasso di crescita dei ricavi9.7%
Rendimento futuro del capitale proprio36.76%
Copertura analitica

Good

Ultimo aggiornamento10 Jul 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Seeking Alpha • Jul 08

American Express: Upgrading To Buy Ahead Of Earnings

Summary American Express Company is upgraded to Buy ahead of Q2 earnings, driven by robust consumer spending and improving credit trends. Sequential acceleration in billed business and plummeting delinquencies signal strong underlying credit quality and operational momentum for AXP. Guidance for 9-10% revenue growth and EPS of $17.30-$17.90 appears achievable, with potential for a 3% EPS guidance raise post-Q2. AXP’s operational outperformance and mid-30s ROE justify a higher multiple; I set a $422 price target, implying 21% upside. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Jul 08

AXP: Premium Franchise Strength Will Face Higher For Longer Rate Risk

The analyst fair value estimate for American Express has increased from $285 to $312, reflecting higher Street price targets and updated assumptions around revenue growth, profit margins, and future P/E multiples that are consistent with the recent wave of largely constructive research coverage. Analyst Commentary Recent Street research on American Express points to a mixed but generally constructive backdrop, with several firms raising price targets and a handful of new or reiterated positive ratings.
Aggiornamento della narrazione • Jun 24

AXP: Future Returns Will Reflect 2026 Guide And Dining Expansion Versus Margin Risk

The analyst price target for American Express has been trimmed by about $15 to reflect slightly lower modeled fair value, margins and P/E, even as analysts highlight support from recent rating upgrades, solid management commentary and the planned acquisition of TheFork. Analyst Commentary Analyst commentary on American Express reflects a mix of optimism around execution and customer quality, alongside some caution captured in reduced price targets and valuation resets.
Articolo di analisi • Jun 19

American Express (AXP) Stock Could Be 16.1% Below Fair Value After Recent Share Price Moves

American Express (AXP) stock has attracted fresh attention after recent share price moves over the past month and past 3 months. This has prompted investors to reassess its valuation and business performance drivers. See our latest analysis for American Express. At a share price of $338.0, American Express has seen short term momentum pick up, with a 7 day share price return of 6.13% and 90 day share price return of 14.38%. Longer term total shareholder returns over 3 and 5 years of 108.14%...
Aggiornamento della narrazione • Jun 09

AXP: Premium Franchise Strength And Competition Will Shape Returns Going Forward

Analysts kept the American Express fair value estimate steady at $285.00 while slightly adjusting the discount rate and revenue growth assumptions. This reflects mixed but generally constructive recent research that includes higher price targets from firms citing resilient spending trends, alongside more cautious updates from others focused on competition and valuation pressures.
Aggiornamento della narrazione • May 26

AXP: Affluent Spend Resilience And AI Layoff Fears Will Support Higher P/E

Analyst pricing on American Express has been trimmed modestly, with the fair value estimate moving lower by about $3 to $440.45, as analysts balance a slightly softer revenue growth and profit margin outlook against fresh Buy initiations and raised price targets that highlight confidence in the stock's broader client base and resilience to AI related job losses. Analyst Commentary Recent research has highlighted a split view on American Express, with some firms trimming price targets while others are leaning into the stock with fresh Buy calls.
Aggiornamento della narrazione • May 03

AXP: Premium Customer Erosion And Lower P E Will Pressure Returns

Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.
Aggiornamento della narrazione • Apr 19

AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E

American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
Aggiornamento della narrazione • Apr 05

AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E

Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.
Aggiornamento della narrazione • Mar 21

AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E

Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
Aggiornamento della narrazione • Mar 07

AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk

The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.
Aggiornamento della narrazione • Feb 21

AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing

American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.
Aggiornamento della narrazione • Feb 07

AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock

Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.
Aggiornamento della narrazione • Jan 24

AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test

Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.
Aggiornamento della narrazione • Jan 09

AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum

Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.
Aggiornamento della narrazione • Dec 14

AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment

The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.
Aggiornamento della narrazione • Nov 30

AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment

American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.
Aggiornamento della narrazione • Nov 16

AXP: Future Results Will Balance Margin Strength With Competitive Pressures

American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.
Aggiornamento della narrazione • Nov 01

AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks

American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.
Aggiornamento della narrazione • Oct 18

Personalized Experiences And Global Expansion Will Drive Future Value

The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.
Aggiornamento della narrazione • Oct 04

Personalized Experiences And Global Expansion Will Drive Future Value

American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.
Seeking Alpha • Apr 23

American Express: Solid Q1 Results Fuel Long-Term Optimism

Summary American Express shows solid top-line growth with 7.3% revenue increase and 20% card fee revenue growth, indicating strong customer value perception. Operating expenses grew by 10%, but disciplined spending on S&G and G&A ensures long-term customer satisfaction and company success. Capital returns to shareholders are robust, with a 17% dividend increase and consistent stock buybacks, enhancing shareholder value. Premium customer base and strong Gen-Z and Millennial acquisition highlight Amex's effective portfolio management and future growth potential. Read the full article on Seeking Alpha
Nuova narrazione • Apr 08

US Card Refresh And Global Merchant Expansion Will Unlock Opportunities

Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.
Nuova narrazione • Apr 07

Expanding Merchant Network And Millennial Focus Will Succeed

Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.
Seeking Alpha • Mar 14

American Express: Too Soon To Buy The Dip Given Travel Exposure

Summary American Express faces challenges with a 20% stock drop from its high, driven by economic uncertainty and reduced travel & entertainment spending. Despite strong brand equity and growth in high-income consumers, AXP's revenue growth is likely set to slow, with marketing expenses pressuring margins. Small business spending remains uncertain due to economic policies, though AXP's higher-income focus may mitigate credit downturn risks. Maintaining a "hold" rating, I suggest waiting for a pullback below $240 or 16x earnings before considering adding AXP shares. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:AXP - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/202893,63514,646N/AN/A12
12/31/202786,50513,29913,224N/A24
12/31/202679,47212,03711,978N/A24
3/31/202668,81211,08714,32317,468N/A
12/31/202566,97310,70116,00218,428N/A
9/30/202565,29410,41118,93821,139N/A
6/30/202563,43510,01711,09113,094N/A
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,4461,1912,866N/A
12/31/201939,9836,631N/A13,632N/A
9/30/201939,1626,945N/A9,184N/A
6/30/201938,3796,843N/A15,311N/A
3/31/201937,5986,705N/A15,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di AXP ( 8.9% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di AXP ( 8.9% all'anno) cresceranno più lentamente rispetto al mercato US ( 18.2% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di AXP cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di AXP ( 9.7% all'anno) crescerà più lentamente rispetto al mercato US ( 12.9% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di AXP ( 9.7% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di AXP sarà elevato tra 3 anni ( 36.8 %)

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/10 22:00
Prezzo dell'azione a fine giornata2026/07/10 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

American Express Company è coperta da 51 analisti. 24 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Stephen BiggarArgus Research Company
David GeorgeBaird
Bruce HartingBarclays