U.S. Bancorp Gestione
Criteri Gestione verificati 3/4
U.S. Bancorp Il CEO è Gunjan Kedia, nominato in May2024, e ha un mandato di 1.33 anni. la retribuzione annua totale è $ 16.67M, composta da 6.8% di stipendio e 93.2% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.027% delle azioni della società, per un valore di $ 23.37M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 2.7 anni e 7 anni.
Informazioni chiave
Gunjan Kedia
Amministratore delegato
US$16.7m
Compenso totale
| Percentuale dello stipendio del CEO | 6.85% |
| Mandato del CEO | 2yrs |
| Proprietà del CEO | 0.03% |
| Durata media del management | 2.7yrs |
| Durata media del Consiglio di amministrazione | 7yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Aggiornamento della narrazione • May 07
USB: Capital Flexibility And Easing Oversight Will Shape Future Earnings Power
Analyst price targets for U.S. Bancorp have shifted modestly higher to reflect a fair value move from $62.95 to $63.48, with analysts pointing to updated assumptions for revenue growth, profit margins, and future P/E multiples as they balance recent target raises and cuts across the broker community. Analyst Commentary Recent research updates around U.S. Bancorp show a mix of higher and lower price targets, as well as at least one rating upgrade, giving you a split view on how the stock’s risk and reward trade off at current levels.Aggiornamento della narrazione • Apr 21
USB: Capital Flexibility And Regulation Will Shape Future Earnings And Risk Profile
The analyst price target for U.S. Bancorp increases slightly to $62.95 from $62.55, as analysts incorporate updated assumptions for revenue growth, profit margins and forward P/E following a mix of recent price target increases and reductions across the Street. Analyst Commentary Recent research on U.S. Bancorp shows a mix of optimism and caution, with several firms adjusting price targets both higher and lower.Seeking Alpha • Apr 16
U.S. Bancorp Starts 2026 On Strong Footing
Summary U.S. Bancorp delivered Q1 2026 GAAP EPS of $1.18, surpassing estimates and showing 14.6% YoY growth, with revenue of $7.29 billion. USB’s loan portfolio expanded 4.7% YoY, fee-based income rose 5.7%, and credit quality remains solid with nonperforming assets at 0.38%. Strategic moves include the BTIG acquisition and a new Amazon partnership, supporting diversification and growth in capital markets and payments. I initiate USB with a Buy rating, citing stable fundamentals, a 3.7% yield, and attractive relative valuation, though not a deep bargain. Read the full article on Seeking AlphaAggiornamento della narrazione • Apr 07
USB: Capital Flexibility And Buybacks Will Support Future Earnings Rebound
Analysts trimmed the U.S. Bancorp fair value estimate by about $1.41 to $62.55, reflecting slightly softer revenue growth assumptions, a modestly lower future P/E of 13.67x, and a small improvement in expected profit margins, following mixed but active recent price target revisions across Wall Street firms. Analyst Commentary Recent Street research around U.S. Bancorp has been active, with several firms adjusting price targets and ratings in both directions.Aggiornamento della narrazione • Mar 23
USB: Capital Flexibility And Buybacks Will Support Stronger Earnings Power
The analyst price target for U.S. Bancorp is updated slightly lower to about $64 from about $64.20, as analysts weigh a modestly higher discount rate alongside small adjustments to revenue growth, profit margin and future P/E assumptions following a series of recent target hikes and rating changes across the Street. Analyst Commentary Street research on U.S. Bancorp has leaned more constructive in recent weeks, with several firms lifting price targets and, in one case, upgrading the stock, while a downgrade to a more neutral stance highlights areas where expectations may need to stay grounded.Aggiornamento della narrazione • Mar 07
USB: Capital Flexibility And Buybacks Will Support A Stronger Risk Reward Profile
The analyst price target for U.S. Bancorp nudged higher to about $64.18 from roughly $63.95 as analysts cited improving net interest margin trends, greater balance sheet and capital flexibility, and potential for sustained positive operating leverage supported by recent price target increases across several firms. Analyst Commentary Recent research on U.S. Bancorp reflects a generally constructive tone, with several firms adjusting price targets higher and one downgrade tempering the overall picture.Aggiornamento della narrazione • Feb 20
USB: Capital Markets Expansion And Buybacks Will Shape A Steady Risk Reward Profile
Our analyst price target for U.S. Bancorp has been lifted by about $1 to $63.95 as analysts factor in updated fair value estimates, a slightly lower discount rate, assumptions of steady revenue growth and margins, and a somewhat higher future P/E multiple supported by recent Street price target increases across multiple firms. Analyst Commentary Recent research points to a generally constructive tone on U.S. Bancorp, with a cluster of price target changes and one rating downgrade giving you a fuller picture of how the Street is framing risk and reward.Aggiornamento della narrazione • Feb 05
USB: Capital Markets Expansion And Buybacks Will Shape A Balanced Outlook
The updated analyst price target for U.S. Bancorp edges up by about US$1 to just over US$62. Analysts are factoring in slightly higher fair value, a lower discount rate, expectations for improved profit margins, and a more conservative future P/E multiple following a series of recent target hikes across the Street.Aggiornamento della narrazione • Jan 22
USB: Higher Capital Returns And Capital Markets Expansion Will Support Steady Outlook
Analysts nudged their price targets for U.S. Bancorp higher after updating models that now point to a fair value of about $62.16. This figure is supported by slightly adjusted discount rates, a higher assumed revenue growth outlook, a somewhat lower profit margin assumption, and a modestly higher future P/E multiple.Aggiornamento della narrazione • Jan 08
USB: Higher Capital Returns And Regulatory Shifts Will Shape Steady Outlook Through 2026
Narrative Update Our analyst price target for U.S. Bancorp moves from US$57.50 to about US$60.84. This reflects analysts' higher expectations for revenue growth, profit margins, and a modestly lower discount rate following a series of upward target revisions across the Street.Aggiornamento della narrazione • Dec 23
USB: Improving Operating Leverage And Capital Returns Will Support Steady Performance Through 2026
Analysts have nudged our U.S. Bancorp fair value estimate higher to $57.50 from $55.63 as they factor in rising price targets, stronger fee and net interest income trends, and improving operating leverage that support slightly faster growth and a modestly richer future earnings multiple. Analyst Commentary Bullish analysts highlight that U.S. Bancorp is entering a period of stronger operating performance, with recent quarters showing positive operating leverage after years of pressure.Aggiornamento della narrazione • Dec 09
USB: Fee Income And Capital Build Will Support Steady Performance Through 2026
Analysts have modestly raised their price targets on U.S. Bancorp, with several updates in the roughly $1 to $5 range supporting a slightly higher fair value outlook as they cite improving operating leverage, better fee income growth, and steady profitability gains. Analyst Commentary Bullish analysts highlight U.S. Bancorp's improving operating leverage and fee income trends as key drivers behind the recent round of price target increases.Aggiornamento della narrazione • Nov 25
USB: Fee Momentum And Credit Strength Will Support Performance Through 2026
Analysts have modestly lowered their fair value estimate for U.S. Bancorp from $55.72 to $55.63 per share. This change reflects strong operating leverage and improved fee income growth reported in recent earnings updates.Aggiornamento della narrazione • Nov 07
USB: Higher Fee Income and Credit Improvements Will Drive Performance Into 2026
U.S. Bancorp's average analyst price target rose slightly this quarter. Analysts cited improved profitability, better fee income growth, and solid credit metrics as reasons for upward revisions in their forecasts.Aggiornamento della narrazione • Oct 24
Operating Leverage And Fee Income Will Drive Efficiency Amid Regulatory Shifts
The consensus analyst price target for U.S. Bancorp has increased slightly, reflecting a modestly higher fair value estimate of $55.67. Analysts cite improved operating leverage, better-than-expected revenue growth, and positive earnings momentum for the upward revision.Aggiornamento della narrazione • Oct 10
Digital Banking And Demographics Will Secure Future Efficiency
The analyst price target for U.S. Bancorp has increased from $54.13 to $54.95, a modest rise that reflects analysts' optimism over the company's improved risk/reward profile, steady profit margin gains, and ongoing efforts to strengthen loan growth and capital markets activity. This comes despite selectivity concerns following a recent sector rally.Aggiornamento della narrazione • Sep 26
Digital Banking And Demographics Will Secure Future Efficiency
Analysts raised their price target for U.S. Bancorp, citing industry-leading ROTCE, improving profitability, capital return potential, and easing capital requirements, while acknowledging ongoing peer underperformance and valuation concerns; the consensus fair value moved up slightly to $54.13. Analyst Commentary Bullish analysts highlight undervaluation versus peers, industry-leading ROTCE, and potential for accelerating loan growth, improved capital returns (buybacks), and operating leverage as key reasons for upward price adjustments.Seeking Alpha • Apr 16
U.S. Bancorp: Reassuring Q1 Results Make Me Look Beyond Tariff Woes
Summary U.S. Bancorp stock is down more than 30% from the 52-week high it hit shortly after Donald Trump's election victory. The recent tariff announcements make the selloff understandable, but I think it's worth taking a closer look. I take a fresh look at U.S. Bancorp after today's Q1 2025 earnings report and explain why I'm adding to my USB stock position - despite the tariff woes. In addition to loans, deposits, and cost trends, I look at U.S. Bancorp's asset quality and comment on the safety of the dividend. Read the full article on Seeking AlphaSeeking Alpha • Mar 27
U.S. Bancorp: A Victim Of Market Apathy
Summary Shares of U.S. Bancorp have only managed a roughly 20% return since 2019. Although certain financial trends have been weak, market apathy has also taken its toll on the stock. The valuation is such that U.S. Bancorp's current earnings power should be enough to drive good returns from here. Read the full article on Seeking AlphaSeeking Alpha • Jan 21
A Pair Trade Opportunity Presented By U.S. Bancorp Floating-Rate Preferred Stocks
Summary Highlighting exchange-traded floating preferred stocks of U.S. Bancorp, specifically USB-A and USB-B, for potential investment opportunities. Recently published an analysis on USB-A's investment qualities, now focusing on pair trade opportunities with USB-H. USB-A is currently undervalued compared to USB-H, presenting a pair trade opportunity with a potential of over 10% capital appreciation. The arbitrage opportunity may take months to close, with borrowing fees and daily charges eroding trade potential. A catalyst event could rapidly close the arbitrage, making timing and investor discretion crucial for maximizing gains. Read the full article on Seeking AlphaSeeking Alpha • Jan 09
U.S. Bancorp: Strong Return On Equity Should Lead To Sector Outperformance
Summary U.S. Bancorp has a net interest margin roughly in line with its competitors. The bank has a low NPL ratio, indicating effective credit risk management and a healthy loan portfolio. The bank has shown it has a robust deposit base, indicating a strong, cost-effective funding structure. The bank outperforms its peers when considering return on equity. U.S. Bancorp based on the current valuations expected to deliver a five-year annual return of 17.3%. Read the full article on Seeking AlphaSeeking Alpha • Nov 26
U.S. Bancorp Series A Preferred Stock: A Hidden Treasure With Appealing Capital Appreciation Potential
Summary US Bancorp's Series A preferred stock offers inflation protection and a floating rate tied to SOFR, making it a compelling investment despite expected lower future dividends. USB.PR.A is currently trading at $859, with a recent dividend of $16.86, demonstrating strong past performance even in low-rate environments. Future dividends are expected to decrease as SOFR drops, but USB.PR.A remains attractive compared to other fixed-income securities due to its favorable intrinsic qualities. Evaluating against similar securities and treasury yields, USB.PR.A shows a solid 11.6% capital appreciation potential. Read the full article on Seeking AlphaSeeking Alpha • Oct 14
U.S. Bancorp: I'm Buying This Undervalued Stock That Just Raised Its Dividend
Summary U.S. Bancorp offers an attractive value proposition, trading below historical valuation with a forward P/E of 12.0 and a solid 4.3% dividend yield. USB's strong risk management, steady loan and deposit growth, and rising non-interest income, particularly in payments and investment management, bolster its positive outlook. USB remains well-capitalized, recently raised its dividend, and has a positive outlook with 9%-12% annual EPS growth forecasted. Read the full article on Seeking Alpha
Nuova narrazione • Sep 24
Elevating Financial Fortunes, Critical Investments And Revenue Diversification Propel Growth
Strategic investments and a focus on fee income growth are driving U.S. Bancorp's operating efficiencies, reduced costs, and revenue growth.Analisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$7b |
| Dec 31 2025 | US$17m | US$1m | US$7b |
| Sep 30 2025 | n/a | n/a | US$7b |
| Jun 30 2025 | n/a | n/a | US$7b |
| Mar 31 2025 | n/a | n/a | US$6b |
| Dec 31 2024 | US$10m | US$931k | US$6b |
| Sep 30 2024 | n/a | n/a | US$5b |
| Jun 30 2024 | n/a | n/a | US$5b |
| Mar 31 2024 | n/a | n/a | US$5b |
| Dec 31 2023 | US$6m | US$725k | US$5b |
| Sep 30 2023 | n/a | n/a | US$5b |
| Jun 30 2023 | n/a | n/a | US$5b |
| Mar 31 2023 | n/a | n/a | US$6b |
| Dec 31 2022 | US$6m | US$700k | US$6b |
| Sep 30 2022 | n/a | n/a | US$6b |
| Jun 30 2022 | n/a | n/a | US$6b |
| Mar 31 2022 | n/a | n/a | US$7b |
| Dec 31 2021 | US$5m | US$655k | US$8b |
| Sep 30 2021 | n/a | n/a | US$7b |
| Jun 30 2021 | n/a | n/a | US$7b |
| Mar 31 2021 | n/a | n/a | US$6b |
| Dec 31 2020 | US$4m | US$655k | US$5b |
| Sep 30 2020 | n/a | n/a | US$5b |
| Jun 30 2020 | n/a | n/a | US$5b |
| Mar 31 2020 | n/a | n/a | US$6b |
| Dec 31 2019 | US$4m | US$575k | US$7b |
Compensazione vs Mercato: La retribuzione totale di Gunjan ($USD 16.67M ) è circa la media per le aziende di dimensioni simili nel mercato US ($USD 14.79M ).
Compensazione vs guadagni: La retribuzione di Gunjan è aumentata di oltre il 20% nell'ultimo anno.
AMMINISTRATORE DELEGATO
Gunjan Kedia (54 yo)
2yrs
Mandato
US$16,674,515
Compensazione
Ms. Gunjan Kedia is Chairman & CEO of U.S. Bank National Association. Ms. Kedia was President & Director of U.S.Bank National Association from January 28, 2025 to April 15, 2025. Ms. Kedia was President,...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 2yrs | US$16.67m | 0.027% $ 23.4m | |
| Vice Chair & Chief Financial Officer | 2.7yrs | US$5.77m | 0.0069% $ 5.9m | |
| Senior EVP & Chief Human Resources Officer | 5.7yrs | US$5.04m | 0.0047% $ 4.0m | |
| Vice Chair & Head of Wealth | 3.1yrs | US$6.09m | 0.0072% $ 6.2m | |
| Vice Chair & Chief Risk Officer | no data | US$10.00m | 0.013% $ 11.4m | |
| Senior EVP & Chief Operations Officer | less than a year | Nessun dato | Nessun dato | |
| Head of Global Investment Services | less than a year | Nessun dato | Nessun dato | |
| EVP & Head of Corporate Finance | no data | Nessun dato | Nessun dato | |
| Senior EVP and Chief Information & Technology Officer | 7.7yrs | Nessun dato | 0.0033% $ 2.8m | |
| Senior EVP and Head of Enterprise Strategy & Administration | 1.1yrs | Nessun dato | Nessun dato | |
| Senior VP & Director of Investor Relations | no data | Nessun dato | Nessun dato | |
| Senior EVP & General Counsel | 13.2yrs | Nessun dato | 0.016% $ 14.0m |
2.7yrs
Durata media
54yo
Età media
Gestione esperta: Il team dirigenziale di USB è considerato esperto (durata media dell'incarico 2.7 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 1.3yrs | US$16.67m | 0.027% $ 23.4m | |
| Independent Director | 6.3yrs | US$334.50k | 0% $ 0 | |
| Independent Director | 10.4yrs | US$331.50k | 0% $ 0 | |
| Lead Independent Director | 14.3yrs | US$366.50k | 0% $ 0 | |
| Independent Director | 7.6yrs | US$309.50k | 0% $ 0 | |
| Independent Director | 8.6yrs | US$324.50k | 0.0013% $ 1.1m | |
| Independent Director | 1.8yrs | US$331.50k | 0.00097% $ 825.6k | |
| Independent Director | 7.9yrs | US$316.50k | 0% $ 0 | |
| Independent Director | 3.3yrs | US$306.50k | 0.00065% $ 553.2k | |
| Independent Director | 7.9yrs | US$331.50k | 0% $ 0 | |
| Independent Director | 5.3yrs | US$314.50k | 0% $ 0 | |
| Independent Director | 3.6yrs | US$312.50k | 0% $ 0 |
7.0yrs
Durata media
63yo
Età media
Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di USB sono considerati esperti (durata media dell'incarico 7 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/26 19:04 |
| Prezzo dell'azione a fine giornata | 2026/05/22 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
U.S. Bancorp è coperta da 49 analisti. 10 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |