Provident Financial Services, Inc.

Report azionario NYSE:PFS

Capitalizzazione di mercato: US$3.1b

Provident Financial Services Gestione

Criteri Gestione verificati 3/4

Provident Financial Services Il CEO è Tony Labozzetta, nominato in Aug2020, e ha un mandato di 5.92 anni. la retribuzione annua totale è $ 3.52M, composta da 28.3% di stipendio e 71.7% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.46% delle azioni della società, per un valore di $ 14.63M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 1.9 anni e 5.5 anni.

Informazioni chiave

Tony Labozzetta

Amministratore delegato

US$3.5m

Compenso totale

Percentuale dello stipendio del CEO28.34%
Mandato del CEO5.9yrs
Proprietà del CEO0.5%
Durata media del management1.9yrs
Durata media del Consiglio di amministrazione5.5yrs

Aggiornamenti recenti sulla gestione

Recent updates

Aggiornamento narrativa Jun 18

PFS: Net Interest Margins And Selective Deals Will Shape Future Returns

Analysts have trimmed their fair value estimate for Provident Financial Services stock from $25.20 to $25.00, reflecting updated price targets and expectations around future profitability and P/E assumptions. Analyst Commentary Recent commentary on Provident Financial Services highlights a mix of optimism about earnings potential and caution around how those earnings will ultimately support the current valuation and fair value estimates.
Articolo di analisi Jun 17

Provident Financial Services (PFS) Stock Could Be 8.1% Undervalued on Its Digital Banking Story

Why Provident Financial Services Stock Is On Investors’ Radar Provident Financial Services (PFS) has drawn fresh attention after a period of solid share price gains, with the stock up 7.9% over the past month and 15.0% over the past 3 months. See our latest analysis for Provident Financial Services. Beyond the recent monthly gains, Provident Financial Services has delivered a 17.2% year to date share price return and a 51.8% total shareholder return over the past year. This points to building...
Aggiornamento narrativa Jun 04

PFS: Net Interest Margin Expansion And Cost Discipline Will Support Future Returns

Analysts have lifted their price target on Provident Financial Services by $1 to $25, citing expectations for steady profitability, gradual net interest margin gains of roughly 4 to 5 basis points per quarter, solid expense control, and an entry valuation around 8.2x the 2026 P/E with an estimated dividend yield near 4.5%. Analyst Commentary Bullish Takeaways Bullish analysts highlight the raised US$25 price target as reflecting confidence that the stock’s current valuation around 8.2x estimated 2026 P/E leaves room for upside if the company meets execution goals.
Seeking Alpha May 11

Provident Financial Services Remains Compelling As Its Quality Shines Through

Summary Provident Financial Services remains a compelling 'buy' despite recent underperformance versus the S&P 500. PFS demonstrates robust asset quality, attractive valuation, and continued earnings growth, with net profits rising from $64M to $79.4M. Deposit declines are offset by reduced high-cost brokered deposits and loan growth, supporting margin expansion and profitability. Credit quality metrics warrant monitoring, but current levels are not sufficient to alter the bullish thesis. Read the full article on Seeking Alpha
Aggiornamento narrativa May 08

PFS: Net Interest Margin Expansion And Expense Discipline Will Support Future Returns

Analyst price targets for Provident Financial Services have moved up by $0.60 to $25.20. Analysts point to expectations for steady profitability, net interest margin expansion and disciplined expense management as key supports for the updated view.
Aggiornamento narrativa Apr 21

PFS: Net Interest Margins And Dividend Yield Will Support Balanced Future Returns

Narrative Update The analyst price target for Provident Financial Services is now set at $25, with analysts pointing to steady profitability, gradual net interest margin expansion of about 4 to 5 bps a quarter, tight expense control and a current valuation around 8.2x projected 2026 earnings with a dividend yield near 4.5% as key supports for this view. Analyst Commentary Recent Street research around Provident Financial Services clusters around a shared $25 price target, but the reasoning behind that view splits into clearly optimistic and more cautious camps.
Aggiornamento narrativa Apr 07

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Future Upside

The analyst price target for Provident Financial Services has been nudged slightly lower from $25.00 to about $24.60, as analysts balance expectations for continued profitability and net interest margin expansion with views that the shares trade near peer P/E multiples and face some capital constraints. Analyst Commentary Recent research paints a mixed picture for Provident Financial Services, with some analysts pointing to earnings power and income potential, while others highlight valuation and capital as reasons for restraint.
Aggiornamento narrativa Mar 24

PFS: Net Interest Margin Expansion And Dividend Yield Will Support Forward Upside

Analysts have maintained the $25 price target for Provident Financial Services, citing continued profitability, steady net interest margin expansion, disciplined expense management, and what they view as a reasonable P/E and dividend yield at current levels. Analyst Commentary Recent Street research around Provident Financial Services centers on how its current P/E, dividend yield, and balance sheet constraints line up with execution on profitability and interest margin trends.
Aggiornamento narrativa Mar 10

PFS: Neutral Ratings And Share Repurchases Will Support Constructive Forward Outlook

Narrative Update: Provident Financial Services The analyst price target for Provident Financial Services has been reaffirmed at $25, as analysts highlight that the shares trade in line with peers and view the current P/E and margin assumptions as consistent with the bank's capital constraints. Analyst Commentary Recent research coverage frames Provident Financial Services as fairly valued at its current P/E, with the $25 price target repeated across reports.
Aggiornamento narrativa Feb 23

PFS: Share Repurchases And Refined P/E Assumptions Will Guide Balanced Future Outlook

Analysts recently raised their price target on Provident Financial Services by $2 to $25, attributing the change to updated assumptions regarding the discount rate, profit margin, and future P/E, while maintaining their fair value estimate at $25. Analyst Commentary Analysts updated their work on Provident Financial Services alongside the new US$25 price target, using revised assumptions around discount rate, profit margin, and future P/E to fine tune their view of the shares.
Aggiornamento narrativa Feb 08

PFS: Share Repurchases And Revised P/E Range Will Shape Balanced Future Upside

Analysts have lifted their fair value estimate for Provident Financial Services from $23.13 to $25.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations reflected in recent Street research. Analyst Commentary Recent Street research has focused on how the updated fair value estimate of US$25.00 lines up with expectations around earnings power, capital deployment, and the appropriate P/E range for Provident Financial Services.
Articolo di analisi Feb 01

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 27th of...
Aggiornamento narrativa Jan 25

PFS: Share Repurchases Will Support Future Upside As Credit Costs Remain Contained

Analysts have held their price target for Provident Financial Services steady at $23.13. This reflects largely unchanged views on its fair value as small tweaks to inputs like the discount rate, revenue growth, profit margin and future P/E feed into a broadly consistent valuation framework.
Aggiornamento narrativa Jan 10

PFS: Share Repurchases And Steady Credit Costs Will Support Future Upside

Analysts reaffirmed their price target on Provident Financial Services at US$23.13, citing largely unchanged assumptions for the discount rate, revenue growth, profit margin, and future P/E as the basis for maintaining their current valuation view. What's in the News From July 1, 2025 to September 30, 2025, Provident Financial Services repurchased 1,335 shares for about US$0.02 million, representing 0.001022% of shares under its ongoing buyback program (Key Developments).
Aggiornamento narrativa Dec 24

PFS: Improving Credit Quality Will Drive Future Earnings Upside

Analysts have nudged their price target on Provident Financial Services higher, raising fair value by approximately $0.50 per share to about $23.13, citing slightly higher long term profitability and a modestly richer expected earnings multiple. What's in the News Completed a multi year share repurchase program launched on January 29, 2021, retiring a total of 3,065,903 shares, or about 3.94% of shares outstanding, for $69.23 million (company filing) The latest repurchase tranche from July 1, 2025 to September 30, 2025 totaled 1,335 shares, or roughly 0.001022% of shares, for $0.02 million (company filing) Reported third quarter 2025 net loan charge offs of $5.4 million, down from $6.8 million in the prior year quarter, indicating modest improvement in credit costs (company results) Valuation Changes Fair Value has risen slightly, increasing by about $0.50 per share from approximately $22.63 to $23.13.
Aggiornamento narrativa Dec 10

PFS: Improving Credit Quality Will Drive Future Upside Potential

Analysts nudged their price target on Provident Financial Services modestly higher to approximately $22.63 per share, reflecting slightly lower discount rate assumptions and sustained expectations for steady revenue growth, resilient profit margins, and a stable forward earnings multiple. What's in the News Completed share repurchase program announced January 29, 2021, with a total of 3,065,903 shares bought back for $69.23 million, representing 3.94% of shares outstanding (Key Developments) The latest tranche from July 1 to September 30, 2025 included the repurchase of 1,335 shares for $0.02 million, a marginal 0.001022% of shares, signaling a final clean up of the program (Key Developments) Third quarter 2025 net loan charge offs declined to $5.4 million from $6.8 million a year earlier, indicating improving credit quality trends (Key Developments) Valuation Changes Fair Value Estimate: Unchanged at approximately $22.63 per share, indicating no revision to the intrinsic value assessment.
Aggiornamento narrativa Nov 26

PFS: Share Buyback Activity And Charge-Off Improvements Will Drive Positive Momentum

Narrative Update: Analyst Price Target Adjustment for Provident Financial Services Analysts have maintained their price target for Provident Financial Services at $22.63, indicating continued confidence in the company's valuation, which is supported by largely unchanged financial forecasts. What's in the News Between July 1, 2025 and September 30, 2025, Provident Financial Services completed the repurchase of 1,335 shares for $0.02 million as part of its ongoing buyback program.
Aggiornamento narrativa Nov 07

PFS: Share Buyback And Lower Charge-Offs Signal Upside Potential Ahead

Analysts have slightly adjusted their price target for Provident Financial Services, maintaining it at $22.63. Updated estimates indicate a modest decrease in projected revenue growth and profit margins.
Articolo di analisi Nov 03

Provident Financial Services (NYSE:PFS) Is Due To Pay A Dividend Of $0.24

The board of Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend on the 28th of...
Aggiornamento narrativa Oct 22

Analysts Lift Provident Financial Price Target Amid Improved Margins and Share Buyback Completion

Analysts have raised their price target for Provident Financial Services from $22.08 to $22.63 per share, citing slight increases in profit margin and future earnings estimates, even though projected revenue growth is expected to be marginally lower. What's in the News Provident Financial Services, Inc.
Articolo di analisi Jul 28

Provident Financial Services (NYSE:PFS) Has Announced A Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of August. This means the...
Seeking Alpha Feb 17

Provident Financial Services: Reported Earnings Could Almost Double In 2025

Summary Provident Financial Services is a U.S. regional bank focused on mortgage lending in New Jersey, Pennsylvania, and New York. The bank's Q4 2024 results reflected the final costs of the merger with Lakeland Bancorp. Looking ahead to 2025, the bank expects no additional merger costs and a stable net interest margin. Coupled with loan growth and operational synergies, this should result in earnings close to $2.00/share, earning PFS a Buy rating. PFS boasts low credit costs and a high capital buffer. As such, the main risk in the investment case remains the effect on the net interest margin from Fed policy normalization. Read the full article on Seeking Alpha
Articolo di analisi Nov 02

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) will pay a dividend of $0.24 on the 29th of November. Based on this...
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Nuova narrativa Sep 24

The Company-Lakeland Merger To Ignite Revenue Growth, Net Margin Improvements, And Strengthen Financial Stability

The Provident-Lakeland merger offers significant cross-selling opportunities in insurance and wealth management, aiming to boost revenues.
Articolo di analisi Jul 29

Provident Financial Services (NYSE:PFS) Has Affirmed Its Dividend Of $0.24

Provident Financial Services, Inc. ( NYSE:PFS ) has announced that it will pay a dividend of $0.24 per share on the...

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Tony Labozzetta rispetto agli utili di Provident Financial Services?
DataCompenso totaleStipendioUtili della società
Mar 31 2026n/an/a

US$307m

Dec 31 2025US$4mUS$998k

US$291m

Sep 30 2025n/an/a

US$256m

Jun 30 2025n/an/a

US$231m

Mar 31 2025n/an/a

US$147m

Dec 31 2024US$4mUS$945k

US$116m

Sep 30 2024n/an/a

US$94m

Jun 30 2024n/an/a

US$76m

Mar 31 2024n/an/a

US$120m

Dec 31 2023US$2mUS$818k

US$128m

Sep 30 2023n/an/a

US$150m

Jun 30 2023n/an/a

US$165m

Mar 31 2023n/an/a

US$172m

Dec 31 2022US$2mUS$648k

US$176m

Sep 30 2022n/an/a

US$164m

Jun 30 2022n/an/a

US$158m

Mar 31 2022n/an/a

US$163m

Dec 31 2021US$2mUS$604k

US$168m

Sep 30 2021n/an/a

US$171m

Jun 30 2021n/an/a

US$161m

Mar 31 2021n/an/a

US$131m

Dec 31 2020US$949kUS$225k

US$97m

Compensazione vs Mercato: La retribuzione totale di Tony ($USD 3.52M ) è inferiore alla media delle aziende di dimensioni simili nel mercato US ($USD 6.98M ).

Compensazione vs guadagni: La retribuzione di Tony è stata coerente con le performance aziendali dell'ultimo anno.


AMMINISTRATORE DELEGATO

Tony Labozzetta (62 yo)

5.9yrs
Mandato
US$3,521,399
Compensazione

Mr. Anthony J. Labozzetta, also known as Tony, has been the Chief Executive Officer at Provident Financial Services, Inc. and Provident Bank since January 1, 2022. Mr. Labozzetta has been President and Dir...


Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Anthony Labozzetta
President5.9yrsUS$3.52m0.46%
$ 14.6m
Ravi Vakacherla
Executive VP and Chief Information & Operations Officerless than a yearUS$1.12m0.018%
$ 555.9k
George Lista
CEO & President Provident Protection Plus25.5yrsUS$1.10m0.093%
$ 2.9m
Christopher Martin
Executive Chairman21.5yrsNessun dato0.63%
$ 19.8m
Adriano Duarte
Executive VP & CFOno dataNessun dato0.076%
$ 2.4m
Michael Perito
Senior VP & Investor Relations Officerless than a yearNessun datoNessun dato
Bennett MacDougall
Executive VP2.9yrsNessun dato0.019%
$ 613.9k
Vito Giannola
Executive VP & Chief Banking Officer2.2yrsNessun dato0.071%
$ 2.2m
Kim Strignile
Senior VP of HR business partner director1.7yrsNessun datoNessun dato
William Fink
Executive VP & Chief Lending Officer of Provident Bank1.5yrsNessun dato0.014%
$ 441.0k
James Nigro
Executive VP & Chief Credit Officer2.2yrsNessun dato0.077%
$ 2.4m
Annamaria Vitelli
Executive VP & Chief Wealth Officer of Provident Bankless than a yearNessun dato0.0043%
$ 133.9k
1.9yrs
Durata media
60yo
Età media

Gestione esperta: Il team dirigenziale di PFS non è considerato esperto (durata media 1.9 anni), il che suggerisce un nuovo team.


Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Anthony Labozzetta
President5.9yrsUS$3.52m0.46%
$ 14.6m
Christopher Martin
Executive Chairman21.5yrsNessun dato0.63%
$ 19.8m
Thomas Shara
Director2.2yrsUS$2.88m0.41%
$ 12.8m
James Ernest Edwin Hanson
Independent Director2.2yrsUS$191.31k0.11%
$ 3.3m
Edward Leppert
Independent Director6yrsUS$204.44k0.069%
$ 2.2m
Brian Flynn
Independent Director2.2yrsUS$196.94k0.041%
$ 1.3m
Ursuline Foley
Independent Director7.1yrsUS$188.81k0.036%
$ 1.1m
Robert McCracken
Independent Director2.2yrsUS$185.69k0.10%
$ 3.3m
Brian Gragnolati
Independent Director2.2yrsUS$201.31k0.030%
$ 943.6k
John Pugliese
Independent Lead Director12.2yrsUS$209.99k0.071%
$ 2.2m
Nadine Duchemin-Leslie
Independent Director5.1yrsUS$169.16k0.022%
$ 694.2k
Matthew Harding
Independent Director13.5yrsUS$200.06k0.057%
$ 1.8m
5.5yrs
Durata media
66.5yo
Età media

Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di PFS sono considerati esperti (durata media dell'incarico 5.5 anni).


Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/29 18:49
Prezzo dell'azione a fine giornata2026/07/29 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Provident Financial Services, Inc. è coperta da 12 analisti. 6 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
null nullD.A. Davidson & Co.
Jacob CivielloD.A. Davidson & Co.
Feddie StricklandHovde Group, LLC