First BanCorp.

Report azionario NYSE:FBP

Capitalizzazione di mercato: US$4.4b

First BanCorp Crescita futura

Criteri Future verificati 0/6

Si prevede che gli utili di First BanCorp diminuiranno a 1.4% all'anno, mentre si prevede che i suoi ricavi annuali cresceranno a 8.2% all'anno. Si prevede che l'EPS crescerà di 3.6% all'anno. Si prevede che il ritorno sul capitale proprio sarà 17.8% in 3 anni.

Informazioni chiave

-1.4%

Tasso di crescita degli utili

3.63%

Tasso di crescita dell'EPS

Banks crescita degli utili7.0%
Tasso di crescita dei ricavi8.2%
Rendimento futuro del capitale proprio17.84%
Copertura analitica

Good

Ultimo aggiornamento23 Jul 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento narrativa • Jul 22

FBP: Buybacks And Credit Stability Will Meet Acquisition And Rating Upside Risks

The analyst price target for First BanCorp has been revised higher from $27.67 to $28.86, as analysts point to stronger modeled fair value supported by updated assumptions for revenue growth, profitability, and future P/E multiples reflected in recent research coverage and target hikes. Analyst Commentary Recent Street research around First BanCorp centers on how its fundamental profile, operating trends, and macro backdrop in Puerto Rico may support the higher fair value estimates that feed into updated price targets.
Aggiornamento narrativa • Jul 07

FBP: Buybacks And Credit Stability Will Support Balanced Medium Term Returns

Analysts have nudged their fair value estimate for First BanCorp higher, with the updated average price target rising from $26.00 to about $27.67. They point to expectations for continued loan growth momentum, stable credit, ongoing share repurchases, improving fee income, tight expense control, and positive operating leverage.
Seeking Alpha • Jun 29

First BanCorp: Strong Will For Growth In A Distressed Economy

Summary First BanCorp is rated Buy for its superior profitability and efficiency despite Puerto Rico's challenging economic environment. FBP outperforms peers in ROA, efficiency ratio, and asset quality, with non-performing loans at 0.67% and high loan loss reserves. Capital returns are robust, with 97% of Q1 2026 earnings returned via dividends and buybacks, though earnings growth remains subdued. Valuation is mixed—FBP trades at a premium to book value but offers high-quality earnings and capital return, justifying its preference over OFG and BPOP. Read the full article on Seeking Alpha
Aggiornamento narrativa • Jun 22

FBP: Recent Upgrades And Buybacks Will Support Balanced Medium Term Returns

Analysts have raised their collective price target for First BanCorp by a few dollars per share, reflecting recent target increases of $1 to $2 along with upgrades that cite company specific drivers rather than broad sector trends. Analyst Commentary Recent research on First BanCorp has focused on valuation, execution on company specific initiatives, and the outlook implied by the series of price target increases in the past few days.
Aggiornamento narrativa • Jun 06

FBP: Recent Upgrade And Buybacks Will Support Balanced Medium Term Return Potential

Analysts have lifted the implied fair value estimate for First BanCorp stock from $25.67 to $26.00, citing a series of recent price target increases and rating changes across major research firms as support for the adjustment. Analyst Commentary Recent Street research on First BanCorp has centered on a series of price target increases and a fresh upgrade, all clustered within a short time frame.
Aggiornamento narrativa • May 01

FBP: Upgraded Outlook And Buybacks Will Support Balanced Medium Term Upside Potential

First BanCorp's analyst price target has been lifted from $24.00 to about $25.67, as analysts factor in updated views on fair value, discount rate, revenue growth, profit margin and future P/E following several recent price target increases and an upgrade in Street research. Analyst Commentary Recent Street research on First BanCorp clusters around higher price targets and an upgrade, with analysts revisiting their assumptions on earnings power, appropriate P/E, and execution risks.
Articolo di analisi • Feb 10

First BanCorp's (NYSE:FBP) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of First BanCorp. ( NYSE:FBP ) has announced that it will be paying its dividend of $0.20 on the 13th of...
Aggiornamento narrativa • Jan 26

FBP: Future Share Repurchases And Neutral Rating Will Support Upside Potential

Analysts have adjusted their price target on First BanCorp slightly, trimming fair value from about US$24.17 to US$24.00 as they factor in updated views on revenue growth, profit margins, a modestly lower future P/E multiple and recent neutral-rated coverage. Analyst Commentary Bullish Takeaways Bullish analysts view the neutral rating as consistent with a stock that is roughly aligned with their assessment of fair value around US$24.00, rather than signaling a clear mispricing.
Aggiornamento narrativa • Jan 09

FBP: Future Share Repurchases Will Underpin Returns Despite Margin Constraints

Analysts have nudged their price target on First BanCorp down by $1 to $24, reflecting slightly softer assumptions for net interest margin expansion and earnings power over the next few years. Analyst Commentary Recent Street research on First BanCorp reflects a mixed but fairly balanced view, with both optimistic and cautious perspectives now coalescing around a US$24 price target.
Aggiornamento narrativa • Dec 24

FBP: Future Share Repurchases Will Support Returns Despite Margin Headwinds

Analysts have trimmed their average price target on First BanCorp by about $1 to $24, reflecting more cautious expectations for net interest margin expansion and limited upside, with the bank already operating at a high level. Analyst Commentary Recent research updates present a more balanced view on First BanCorp, with adjustments to price targets and earnings forecasts reflecting both confidence in execution and recognition of a moderating growth outlook.
Aggiornamento narrativa • Dec 10

FBP: Share Repurchases Will Support Future Returns Despite Margin Constraints

Analysts have trimmed their price target on First BanCorp to $24.00 from a prior range of $25.00 to $26.00, citing a more constrained outlook for net interest margin expansion and limited upside given the bank's already strong operating performance. Analyst Commentary Recent Street research reflects a more balanced stance on First BanCorp, with revised price targets converging around $24.00 and modest adjustments to forward earnings expectations.
Aggiornamento narrativa • Nov 26

FBP: Share Buybacks Will Support Profitability Amid Limited Upside Ahead

Analysts have lowered their price target for First BanCorp to $24 from a previous range of $25 to $26, citing reduced expectations for net interest margin expansion and limited upside given the company's already strong performance. Analyst Commentary Recent analyst updates for First BanCorp reveal a mix of optimism about the company's ongoing execution and caution regarding its future growth prospects.
Aggiornamento narrativa • Nov 10

FBP: Share Buybacks And Profitability Will Drive Potential Upside Ahead

Analysts have slightly lowered their price target for First BanCorp, moving it from $24.33 to $24.17 per share. They cite a more constrained net interest margin outlook and limited upside, given the bank's already strong performance.
Aggiornamento narrativa • Oct 27

Operational Excellence And Repurchases Will Support Resilience Amid Narrowing Margins

First BanCorp’s analyst price target has been reduced slightly from $25 to $24, as analysts now anticipate more constrained net interest margin growth and limited earnings upside. This reflects updated management guidance.
Seeking Alpha • Apr 20

First BanCorp: Bond Market Turbulence, Expected Tourism Slowdown Seems Priced-In

Summary I’m expecting loan growth to decelerate this year, as a possible recession in the mainland United States can hurt the tourism industry in Puerto Rico. Low-yielding securities are set to mature this year, which will provide First BanCorp a good opportunity to reinvest in higher-yielding assets, thereby raising the margin. I’m raising my provision expense estimate and, therefore, reducing my earnings estimate for 2025. Yields have jumped up in the bond market so far this month. This could lead to a build-up of mark-to-market losses on FBP’s securities portfolio. FBP is offering a small upside potential of 4.0% and a dividend yield of 3.9%. Read the full article on Seeking Alpha
Seeking Alpha • Jan 23

First BanCorp.: Strong Margin Power And A Growing Dividend

Summary First BanCorp. reported strong Q4 results with revenue of $241.5 million and EPS of $0.46, both beating estimates. Loans grew by $303.2 million to $12.8 billion, and core deposits increased by $197.9 million, indicating healthy banking activity. Net interest margin rose to 4.33%, with net interest income at $209.3 million, and cost of funds dropped to 2.35%. Despite mixed asset quality trends, the bank remains highly efficient with a 51.57% efficiency ratio and offers attractive dividend growth for FBP investors. Read the full article on Seeking Alpha
Articolo di analisi • Oct 23

Here's Why First BanCorp (NYSE:FBP) Has Caught The Eye Of Investors

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
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Nuova narrativa • Sep 24

Tactical Growth And Efficiency Measures Promise Bright Future Despite Analysts' Cautions

Enhanced operational efficiency and revenue growth potential driven by investments in IT infrastructure and a focus on commercial construction loans.
Seeking Alpha • Sep 13

First BanCorp.: Raising The Earnings Estimate And Upgrading To Buy

Summary Following the better-than-expected expense control during the first half of the year, I’ve decided to raise my earnings estimate for First BanCorp. for 2024. Mid-single-digit loan growth is the main earnings catalyst for FBP for the next year and a half. The year-end target price suggests a 7.9% upside from the last closing market price. Additionally, FBP is offering a 3.2% dividend yield. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:FBP - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20281,132357N/AN/A1
12/31/20271,135365N/AN/A6
12/31/20261,095369N/AN/A5
6/30/2026954373N/AN/AN/A
3/31/2026933357447461N/A
12/31/2025915345438449N/A
9/30/2025900333430438N/A
6/30/2025888307410418N/A
3/31/2025882302387394N/A
12/31/2024877299394404N/A
9/30/2024869303376387N/A
6/30/2024875311374386N/A
3/31/2024864306341366N/A
12/31/2023863303340363N/A
9/30/2023872297365389N/A
6/30/2023868289363387N/A
3/31/2023876293426441N/A
12/31/2022891305420440N/A
9/30/2022897304413431N/A
6/30/2022902304378395N/A
3/31/2022926299385402N/A
12/31/2021916277386400N/A
9/30/2021891255415431N/A
6/30/2021795208383400N/A
3/31/2021667158304319N/A
12/31/2020536100282298N/A
9/30/202049086213229N/A
6/30/2020517104240260N/A
3/31/2020557124N/A303N/A
12/31/2019611165N/A294N/A
9/30/2019601229N/A310N/A
6/30/2019578219N/A287N/A
3/31/2019555209N/A276N/A
12/31/2018529199N/A288N/A
9/30/2018501122N/A255N/A
6/30/201849675N/A263N/A
3/31/201849372N/A247N/A
12/31/201748164N/A236N/A
9/30/201748664N/A275N/A
6/30/2017477100N/A249N/A
3/31/201747095N/A230N/A
12/31/201648093N/A199N/A
9/30/201651484N/A182N/A
6/30/201650475N/A211N/A
3/31/201644419N/A241N/A
12/31/201543821N/A262N/A
9/30/2015405337N/A227N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: Si prevede che gli utili di FBP diminuiranno nei prossimi 3 anni ( -1.4% all'anno).

Guadagni vs Mercato: Si prevede che gli utili di FBP diminuiranno nei prossimi 3 anni ( -1.4% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di FBP diminuiranno nei prossimi 3 anni.

Ricavi vs Mercato: Si prevede che il fatturato di FBP ( 8.2% all'anno) crescerà più lentamente rispetto al mercato US ( 12.8% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di FBP ( 8.2% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di FBP sarà basso tra 3 anni ( 17.8 %).

Scoprire le aziende in crescita

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Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/23 22:12
Prezzo dell'azione a fine giornata2026/07/23 00:00
Utili2026/06/30
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

First BanCorp. è coperta da 14 analisti. 7 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Brett RabatinBenchmark Company
Brandon BermanBofA Global Research
Joseph GladueB. Riley Securities, Inc.