Citizens Financial Group, Inc.

Report azionario NYSE:CFG

Capitalizzazione di mercato: US$30.4b

Citizens Financial Group Crescita futura

Criteri Future verificati 2/6

Citizens Financial Group prevede che gli utili e i ricavi cresceranno rispettivamente di 17.4% e 10.7% all'anno. Si prevede che l'EPS crescerà di 19.7% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 10.9% in 3 anni.

Informazioni chiave

17.4%

Tasso di crescita degli utili

19.74%

Tasso di crescita dell'EPS

Banks crescita degli utili6.8%
Tasso di crescita dei ricavi10.7%
Rendimento futuro del capitale proprio10.92%
Copertura analitica

Good

Ultimo aggiornamento22 Jul 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Seeking Alpha Jul 21

Beyond The Tech Sell-Off: The #1 Regional Bank Built For Higher Rates

Summary Steven Cress joins Nicole Benjamin on The Weekly Grade to explain why investors are rotating out of crowded tech trades and quietly bidding up high-conviction financial stocks. Discover how rising net interest margins and strong regional loan demand create a sweet spot for banking profits. Read the full article on Seeking Alpha
Aggiornamento narrativa Jul 15

CFG: Future Returns Will Hinge On Q2 Delivery And Mixed Rate Backdrop

Analysts have nudged their price targets on Citizens Financial Group higher overall, with the updated fair value estimate rising from about $74.62 to roughly $76.71. They are factoring in slightly stronger profit margin assumptions and a modestly higher future P/E multiple, partially offset by more muted revenue growth expectations under a higher-for-longer rate backdrop.
Aggiornamento narrativa Jun 30

CFG: Future Returns Will Hinge On Earnings Delivery Versus Mixed Street Conviction

The Analyst Price Target for Citizens Financial Group has moved higher from $72.91 to $74.62, as analysts factor in firmer revenue momentum, a slightly richer assumed future P/E, and modestly stronger profit margin assumptions supported by recent research updates across the Street. Analyst Commentary Recent research on Citizens Financial Group shows a mix of optimism and caution as analysts reassess earnings power, revenue trends, and valuation ahead of upcoming results.
Articolo di analisi Jun 19

Citizens Financial Group (CFG) Stock Could Be 8% Undervalued After Strong Quarterly Growth

Citizens Financial Group (CFG) is back in focus after reporting quarterly revenue of US$1.97b and year over year net profit growth of 42.35%, paired with a very high level of institutional ownership. See our latest analysis for Citizens Financial Group. Citizens Financial Group’s recent quarterly update and leadership changes in investor relations come against a backdrop of firm share price momentum, with a 30 day share price return of 9.38% and a 1 year total shareholder return of 67.59%...
Aggiornamento narrativa Jun 16

CFG: Future Returns Will Depend On Execution Versus Mixed Street Expectations

Analysts have adjusted the fair value estimate for Citizens Financial Group stock slightly lower, trimming the implied price target by about $0.37 as they balance modest tweaks to revenue growth, profit margin, and future P/E assumptions reflected in recent mixed Street research. Analyst Commentary Recent Street research on Citizens Financial Group shows a split view, with several firms adjusting price targets in both directions and one high profile addition to a conviction list.
Aggiornamento narrativa Jun 01

CFG: Future Upside Will Hinge On Efficiency Gains And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group higher to $73.28, a change of about $0.46, as recent price target revisions and updated views on revenue growth, profit margin, and future P/E assumptions reshape expectations for the stock. Analyst Commentary Recent Street research on Citizens Financial Group shows both optimism and caution around the stock, with several firms adjusting price targets and ratings in different directions.
Aggiornamento narrativa Apr 23

CFG: Future Upside Will Hinge On Credit Quality And Capital Returns

The analyst price target for Citizens Financial Group has moved higher to reflect a fair value estimate of about $72.82. Analysts cite updated assumptions for revenue growth, profit margins, and a lower future P/E multiple.
Aggiornamento narrativa Apr 07

CFG: Future Upside Will Hinge On Credit Quality And Ongoing Buybacks

Narrative Update on Citizens Financial Group The updated analyst price target for Citizens Financial Group edges slightly lower to around $71.63 from $72.20, as analysts recalibrate their models to reflect a mix of recent target cuts and prior increases, along with adjustments to revenue growth, profit margin expectations and future P/E assumptions. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of enthusiasm and caution, with several firms adjusting price targets both higher and lower while updating ratings and lists of preferred bank stocks.
Aggiornamento narrativa Mar 24

CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks

Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.
Aggiornamento narrativa Mar 09

CFG: Multi Year Outlook Will Lean On Credit Strength And Capital Returns

Analysts have nudged their fair value estimate for Citizens Financial Group slightly higher to $72.80, reflecting a series of upward price target revisions across the Street that highlight improving views on loan growth, net interest margin and capital strength in regional banks. Analyst Commentary Street research on Citizens Financial Group has tilted more constructive, with a cluster of price target increases and at least one rating upgrade pointing to growing confidence in the bank's earnings power, balance sheet resilience and ability to execute on its initiatives.
Aggiornamento narrativa Feb 23

CFG: Multi Year Outlook Will Prioritize Credit Risk Over Expense Uncertainty

Analysts have raised their price targets on Citizens Financial Group, leading to a modest increase in our fair value estimate to $72.70. They cite updated expectations for expenses, loan growth, and returns, which are reflected in a slightly lower assumed future P/E multiple.
Aggiornamento narrativa Feb 08

CFG: Multi Year Outlook Will Balance Credit Risk And Cost Execution

Analysts have nudged their price expectations for Citizens Financial Group higher, reflected in a fair value estimate moving from about US$71.38 to US$72.28. A series of recent price target increases across the Street points to growing confidence in the bank's earnings power and valuation, even as they factor in slightly lower revenue growth and profit margin assumptions alongside a higher future P/E multiple.
Aggiornamento narrativa Jan 25

CFG: Prime Rate Cut And Credit Trends Will Support Multi Year Upside

Analysts have lifted their price targets on Citizens Financial Group, supporting an increase in our fair value estimate from $67.18 to $71.38. This reflects updated assumptions around revenue growth, profit margins, and a slightly higher future P/E multiple.
Aggiornamento narrativa Jan 09

CFG: Lower Prime Rate And Capital Returns Will Shape Expense And Credit Outlook

The analyst price target for Citizens Financial Group has moved higher to approximately US$67 from about US$62, as analysts factor in updated views on loan growth, profitability, and valuation following recent research that highlights stronger fee income, ongoing net interest income momentum, and an improving outlook for regional banks. Analyst Commentary Recent Street research on Citizens Financial Group presents a mix of optimism on earnings power and valuation, alongside some caution on expenses and credit risk.
Aggiornamento narrativa Dec 16

CFG: Lower Prime Rate And Dividend Increase Will Shape Profitability Outlook

Analysts have nudged their fair value estimate for Citizens Financial Group higher to approximately $62.23 from $61.83, reflecting modestly stronger profitability expectations and sustained support from a series of recent price target increases across the Street. Analyst Commentary Bullish analysts have become incrementally more constructive on Citizens Financial Group as recent quarters have demonstrated solid earnings execution, improving fee trends, and the potential for higher through cycle profitability.
Aggiornamento narrativa Nov 29

CFG: Lower Lending Rates And Dividend Growth Will Signal Improving Profit Outlook

The consensus analyst price target for Citizens Financial Group has been raised. Recent updates range from $56 to $71 per share, reflecting improved earnings and increased optimism for sustained profitability and loan growth, according to analysts.
Aggiornamento narrativa Nov 15

CFG: Net Interest Momentum And Lower Lending Rates Will Drive Further Upside

The analyst fair value price target for Citizens Financial Group has increased slightly by $0.10 to $61.83. Analysts point to ongoing improvements in profitability and continued momentum behind higher fee income and net interest growth.
Aggiornamento narrativa Oct 31

CFG: Net Interest Margin And Fee Income Gains Will Drive Upside Momentum

The analyst price target for Citizens Financial Group has increased slightly to $61.73. This reflects analysts' expectations for improved profit margins, along with ongoing strength in capital markets and fee income.
Articolo di analisi Oct 18

Citizens Financial Group (NYSE:CFG) Will Pay A Larger Dividend Than Last Year At $0.46

Citizens Financial Group, Inc. ( NYSE:CFG ) has announced that it will be increasing its periodic dividend on the 12th...
Aggiornamento narrativa Oct 17

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.
Aggiornamento narrativa Oct 03

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $56.45 to $58.60. This reflects analysts' expectations for improved profitability and favorable sector catalysts in the near term.
Aggiornamento narrativa Sep 09

AI And Digital Banking Will Improve Operational Efficiency

Citizens Financial Group’s consensus price target was raised as analysts grew more confident in its strong recent results, improved earnings outlook, and attractive valuation, driving a modest increase in fair value from $55.47 to $56.21. Analyst Commentary Bullish analysts highlighted strong Q2 results, including higher revenue, robust loan and assets under management growth, and favorable credit metrics.
Seeking Alpha Jan 17

Citizens Financial Group: Much Better Options Out There

Summary Citizens Financial Group's Q4 results show mixed performance, with declines in deposits and loans but slight improvements in net income and EPS. Despite tightening lending standards, key metrics like asset quality and net loan charge-offs have not significantly improved, justifying a hold rating. Return on average assets and equity saw slight improvements, but overall metrics still trend negatively, making Citizens less attractive compared to higher-yielding banks. Sector strength supports a neutral stance, but better investment opportunities exist in banks with stronger growth and yield profiles. Read the full article on Seeking Alpha
Seeking Alpha Dec 30

Citizens Financial: A Pivotal Year On Tap, Shares Fairly Priced, A Mixed Chart

Summary I am downgrading Citizens Financial Group (CFG) to a hold due to fair valuation and mixed technicals despite a 64% gain since April 2023. Key January catalysts include the December payrolls report, bank earnings, and a Fed meeting, with CFG's Q4 earnings report on January 17 being crucial. CFG's Q3 results were mixed, with a revenue miss and slight NIM decline, but Q4 projections show potential NII and non-interest income growth. Risks include higher loan losses, economic softness, and regulatory changes, while CFG's valuation is near fair value with mixed technical indicators. Read the full article on Seeking Alpha
Seeking Alpha Oct 16

Citizens Financial: After An In-Line Q3, Shares Appear Fairly Valued

Summary Citizens Financial Group, Inc. reported Q3 earnings in line with expectations, with shares flat after a 60% gain over the past year. Net interest income and margin declined due to fixed-rate swaps and rising deposit costs, but the private bank showed strong growth. Credit quality is a concern with reduced reserves and increased non-accrual loans, though capital levels remain healthy with a 3.9% dividend yield. I maintain a “hold” rating, expecting modest NII growth in Q4, but see more upside in other names like KEY. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:CFG - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/202810,5123,029N/AN/A2
12/31/20279,9702,707N/AN/A9
12/31/20269,1772,264N/AN/A8
6/30/20268,1611,984N/AN/AN/A
3/31/20267,8851,8322,5012,661N/A
12/31/20257,6391,6882,0372,211N/A
9/30/20257,4431,5662,7222,852N/A
6/30/20257,2081,4531,1571,286N/A
3/31/20257,1161,4081,1081,234N/A
12/31/20247,1221,3721,8792,001N/A
9/30/20247,1151,1642,0662,188N/A
6/30/20247,2281,2202,9523,073N/A
3/31/20247,3651,3072,2312,361N/A
12/31/20237,5371,4912,7892,961N/A
9/30/20237,7571,9533,6233,732N/A
6/30/20237,9692,1645,5565,717N/A
3/31/20237,8412,0523,5923,719N/A
12/31/20227,5471,9603,9934,119N/A
9/30/20227,2551,8373,5773,783N/A
6/30/20226,8931,7301,9152,063N/A
3/31/20226,9252,0144,3544,519N/A
12/31/20217,0582,2062,1512,275N/A
9/30/20216,8962,1321,8592,036N/A
6/30/20216,5671,9171,3171,414N/A
3/31/20216,0311,526636748N/A
12/31/20205,289950-7111N/A
9/30/20205,233953-76-28N/A
6/30/20205,4071,096-431-293N/A
3/31/20205,6521,306N/A-102N/A
12/31/20196,0981,718N/A1,697N/A
9/30/20196,0791,741N/A1,530N/A
6/30/20196,0281,745N/A929N/A
3/31/20195,9211,735N/A1,535N/A
12/31/20185,8021,692N/A1,767N/A
9/30/20185,7101,908N/A1,640N/A
6/30/20185,6061,813N/A2,761N/A
3/31/20185,4821,706N/A1,734N/A
12/31/20175,3861,638N/A1,883N/A
9/30/20175,2051,254N/A1,742N/A
6/30/20175,1171,203N/A1,323N/A
3/31/20175,0311,128N/A1,969N/A
12/31/20164,8861,031N/A1,490N/A
9/30/20164,783970N/A1,596N/A
6/30/20164,622893N/A1,418N/A
3/31/20164,531840N/A1,505N/A
12/31/20154,522833N/A1,229N/A
9/30/20154,483809N/A1,014N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di CFG ( 17.4% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di CFG ( 17.4% all'anno) cresceranno più rapidamente del mercato US ( 17.1% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di CFG cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di CFG ( 10.7% all'anno) crescerà più lentamente rispetto al mercato US ( 12.6% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di CFG ( 10.7% all'anno) crescerà più lentamente di 20% all'anno.


Previsioni di crescita dell'utile per azione


Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di CFG sarà basso tra 3 anni ( 10.9 %).


Scoprire le aziende in crescita

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/27 17:06
Prezzo dell'azione a fine giornata2026/07/24 00:00
Utili2026/06/30
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Citizens Financial Group, Inc. è coperta da 35 analisti. 11 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
null nullArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays