BankUnited, Inc.

Report azionario NYSE:BKU

Capitalizzazione di mercato: US$3.5b

BankUnited Crescita futura

Criteri Future verificati 1/6

BankUnited prevede che gli utili e i ricavi cresceranno rispettivamente di 5.3% e 8.2% all'anno. Si prevede che l'EPS crescerà di 8.8% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 9.9% in 3 anni.

Informazioni chiave

5.3%

Tasso di crescita degli utili

8.80%

Tasso di crescita dell'EPS

Banks crescita degli utili8.2%
Tasso di crescita dei ricavi8.2%
Rendimento futuro del capitale proprio9.92%
Copertura analitica

Good

Ultimo aggiornamento01 Jul 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • Jun 23

BKU: Rebased P/E Assumptions And Capital Returns Will Shape Forward Upside

Analysts trimmed their average BankUnited price target by $3 to reflect updated fair value assumptions around $52.73, citing recent research that reassessed discount rates, revenue expectations, profit margins, and future P/E multiples. Analyst Commentary Recent research on BankUnited highlights a mix of optimism around execution and caution around the valuation reset that led to the trimmed price targets.
Articolo di analisi • Jun 18

BankUnited (BKU) Stock Could Be 9.5% Undervalued on Fee Income Growth Hopes

BankUnited (BKU) is drawing attention after its recent share performance, with the stock last closing at $47.54. Investors are weighing this move against the bank’s profitability, revenue base and recent return profile. See our latest analysis for BankUnited. Recent trading in BankUnited stock has been relatively firm, with a 1-day share price return of 1.41% and a 30-day share price return of 5.27%. The 1-year total shareholder return of 45.07% and 3-year total shareholder return of around...
Aggiornamento della narrazione • Jun 06

BKU: Q1 Credit And Deposit Strength Will Support Future P/E Rerating

Analysts have trimmed their average price target on BankUnited by a few dollars, with recent cuts of $3 and $5 helping to reset expectations around the stock's P/E outlook, while leaving core fair value inputs broadly unchanged. Analyst Commentary Recent research updates have focused on fine tuning fair value math for BankUnited, with the reduced price targets mainly reflecting a more conservative stance on the stock's P/E setting rather than a wholesale shift in long term assumptions.
Aggiornamento della narrazione • May 11

BKU: 2026 Dividend And Capital Returns Will Support Upside Repricing

Narrative Update on BankUnited Analysts have trimmed their BankUnited price target by about $0.64, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin, and future P/E. This aligns with recent mixed Street research that includes target cuts from Citi and Keefe Bruyette, alongside a prior target increase from Cantor Fitzgerald.
Aggiornamento della narrazione • Apr 23

BKU: 2026 Dividend Strength And Earnings Resilience Will Support Further Upside Potential

Analysts have nudged their price targets on BankUnited higher, with Street research pointing to a cluster of upward revisions. Cantor Fitzgerald, for example, has moved its target to $56 from $51 as it factors in updated fair value estimates, discount rates, and future P/E assumptions.
Seeking Alpha • Apr 22

BankUnited: Low Reserves Limit Upside

Summary BankUnited is maintained at 'Hold,' reflecting cautious optimism amid strong deposit growth but concerns over reserve adequacy. BKU's core deposit growth and declining deposit costs support net interest margin, but sequential NIM compression in Q1 was greater than expected. Commercial real estate and non-depository financial institution exposures are manageable, with diversified CRE and low NDFI risk relative to peers. Capital strength enables continued buybacks and a 2.8% dividend yield, but reserve levels below nonperforming loans limit valuation upside. Read the full article on Seeking Alpha
Aggiornamento della narrazione • Apr 09

BKU: 2026 Capital Returns And Earnings Resilience Will Drive Upside Potential

Analysts have raised their average price target on BankUnited by a mid single digit dollar amount, with several firms moving into the higher $50s range, citing updated views on growth, profitability, and valuation assumptions. Analyst Commentary Recent Street research around BankUnited has centered on updated price targets, with several firms adjusting their views after a period of volatility for bank stocks and broader macro headlines.
Aggiornamento della narrazione • Mar 26

BKU: 2026 Loan Momentum And Expanded Buybacks Will Drive Upside Potential

BankUnited's updated analyst price target edges slightly lower, with the model fair value moving from $54.09 to $53.64 as analysts fine tune discount rate and future P/E assumptions, while still citing a broad wave of recent target increases across Wall Street research. Analyst Commentary Recent Street research shows a cluster of higher price targets for BankUnited, even as some models build in more conservative assumptions.
Aggiornamento della narrazione • Mar 08

BKU: 2026 Loan Momentum And Buybacks Are Expected To Drive Upside

The analyst price target for BankUnited has edged higher by about $0.45 to reflect a modestly raised fair value estimate of roughly $54, supported by a broad wave of recent target hikes from multiple firms that cite 2026 fundamentals as a key focus. Analyst Commentary Recent research shows a cluster of target hikes around BankUnited, with several firms revising their numbers higher and pointing to 2026 fundamentals as a key reference point.
Aggiornamento della narrazione • Feb 20

BKU: 2026 Outlook Weighs Loan Momentum Against Credit Risk And Buybacks

Narrative Update on BankUnited Analysts have lifted their average price targets on BankUnited by a mid single digit dollar range, with multiple firms raising views by $4 to $13, citing factors such as loan growth expectations, net interest income momentum, operating leverage, and return improvement. Our fair value estimate of $53.64 and core assumptions remain essentially unchanged.
Aggiornamento della narrazione • Feb 05

BKU: 2026 Outlook Balances Loan Momentum Credit Risk And Capital Returns

Analysts have raised their BankUnited fair value estimate by about US$5.55 to US$53.64, reflecting updated assumptions for revenue growth, profit margins and future P/E that align with a recent wave of higher price targets across Wall Street firms. Analyst Commentary Recent Street research on BankUnited features a cluster of higher price targets, including several US$6 to US$13 upward revisions and a fresh initiation with a constructive stance.
Aggiornamento della narrazione • Jan 21

BKU: Loan Momentum And Credit Risk Will Shape Balanced 2026 Outlook

Analysts have raised their price targets on BankUnited, with our fair value estimate moving from US$45.90 to about US$48.09 as they highlight updated assumptions for loan growth, margins, and a slightly richer future P/E profile. Analyst Commentary Recent research updates on BankUnited show a mix of optimism around earnings power and ongoing caution around sector risks, which helps explain the modest lift in fair value estimates.
Aggiornamento della narrazione • Jan 06

BKU: Final Asset Remixing And 2026 Guidance Expectations Will Shape Balanced Outlook

Analysts have nudged their fair value estimate for BankUnited to about $45.90 from roughly $45.10, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E, while weighing recent Street research that includes a lowered US$40 price target and mixed Q3 results. Analyst Commentary Bullish Takeaways Bullish analysts see the updated fair value estimate of about $45.90 as still above the recent US$40 price target.
Aggiornamento della narrazione • Dec 23

BKU: Asset Remixing Completion And 2026 Outlook Will Drive Balanced Risk Profile

Analysts have nudged their price target on BankUnited higher by about $1 to approximately $45 per share, reflecting expectations for modestly stronger long term growth, slightly improved profitability, and a more constructive outlook on balance sheet expansion as asset remixing nears completion. Analyst Commentary Recent Street commentary reflects a balanced view on BankUnited, with analysts weighing near term earnings pressure against improving medium term growth prospects and capital deployment flexibility.
Aggiornamento della narrazione • Dec 09

BKU: Asset Remixing And 2026 Outlook Will Shape Balanced Risk Reward

Analysts have modestly raised their BankUnited price target from approximately $42 to about $44.10 per share, citing expectations that the bank's nearly completed asset remixing and anticipated 2026 balance sheet growth will support a slightly higher fair value despite recent mixed quarterly results. Analyst Commentary Analysts remain divided on BankUnited's near term risk and longer term upside, reflecting a balance between earnings pressure today and potential growth benefits from strategic repositioning.
Aggiornamento della narrazione • Nov 23

BKU: Asset Remixing Progress And Mixed Results Will Influence 2026 Performance

Analysts have revised their price target for BankUnited slightly downward, from $42.00 to $40.00 per share. They cite mixed third-quarter results and a near-term outlook that balances asset remixing progress with expectations for improved growth in 2026.
Aggiornamento della narrazione • Nov 07

BKU: Asset Remix Completion And Diminished Loan Activity Will Shape 2026 Outlook

Analysts have lowered their price target for BankUnited from $42 to $40 per share. This reflects mixed recent results and expectations for improved performance in 2026.
Aggiornamento della narrazione • Oct 23

Analysts Divided on BankUnited as Price Target and Valuation Shift Amid Mixed Results

Analysts have slightly lowered BankUnited’s price target from $43.03 to $42.02, citing mixed quarterly results as well as expectations for improving balance sheet growth and guidance updates in the coming year. Analyst Commentary Analyst opinions on BankUnited are currently divided as the bank navigates ongoing changes to its business model and faces industry-wide challenges.
Aggiornamento della narrazione • Sep 05

Sunbelt Expansion And Fee Channels Will Advance Future Prospects

BankUnited’s consensus price target was modestly increased to $43.03, reflecting analyst optimism on strong deposit growth, margin expansion, and solid quarterly performance, despite some credit quality concerns. Analyst Commentary Bullish analysts note strong deposit growth trends supporting upward price target revisions.
Seeking Alpha • Apr 30

BankUnited: Credit Concerns Offset Deposit Growth In Q1

Summary BankUnited's strong deposit growth and solid capital position are overshadowed by weak loan demand and credit quality concerns, compressing margins and limiting interest income growth. Q1 results were mixed, with earnings beating estimates due to lower credit loss reserves, but net interest margin and loan book growth remain challenges. Despite improved funding costs and deposit composition, the bank's liquidity is a near-term drag, and reserve levels appear aggressive, given economic uncertainties. Shares are fairly valued at 10x earnings, with a secure 3.7% dividend yield; maintaining a "hold" rating, due to strong deposits but reserve risks. Read the full article on Seeking Alpha
Articolo di analisi • Mar 30

BankUnited (NYSE:BKU) Is Paying Out A Larger Dividend Than Last Year

BankUnited, Inc. ( NYSE:BKU ) has announced that it will be increasing its periodic dividend on the 30th of April to...
Seeking Alpha • Jan 31

BankUnited: Solid Deposits But Light Reserves Leave Shares Fairly Valued (Rating Downgrade)

Summary BankUnited shares gained 36% over the past year, driven by improved deposit performance and hopes for an easier regulatory environment. Despite strong financials and a 16% return since September, I am less bullish due to valuation concerns and limited buyback prospects. The deposit mix has improved with NIB balances growing over the past year, which has improved NIM and return on equity. Credit quality shows some weakening, with nonperforming assets at 63bps and light reserves, but strong capital ratios provide financial flexibility. At ~1x adjusted book value and with a ~10% ROE, BKU stock is fairly valued at around $40. Read the full article on Seeking Alpha
Seeking Alpha • Nov 29

BankUnited Might Be Ready For A Downgrade Before Too Long

Summary I initially rated BankUnited, Inc. a “buy” in June 2023, but after downgrading to “hold,” shares surged another 65.1%, outperforming the market. BankUnited's recent financials show growth in deposits, securities, and net interest income, but a decline in loans and non-interest income. The bank's valuation appears pricey with a P/E multiple of 17.3, higher than my preferred 6-10 range, and relatively low asset quality. Despite some positive growth, I maintain a “hold” rating for BankUnited, with potential for a downgrade if fundamentals deteriorate or share prices rise further. Read the full article on Seeking Alpha
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Nuova narrazione • Oct 27

Calculated Deposit Management And Talent Drive Growth In Banking Franchise

Proactive deposit management and NIDDA strategy enhance net interest margins, boosting profitability through cheap funding.
Seeking Alpha • Sep 13

BankUnited: Strong Deposit Trends Enable Further Upside

Summary BankUnited shares have surged nearly 40% over the past year, driven by strong deposit growth and conservative underwriting, outperforming the market significantly. Q2 earnings rose to $0.72 per share, with net interest margin improving and strong deposit growth, particularly in noninterest-bearing deposits, which improves the forward outlook. Despite some concerns in commercial real estate, BKU's conservative underwriting and strong capital position mitigate potential risks, supporting continued balance sheet growth. With a fair value estimate of $37-37.50, BKU offers a potential 10-11% total return, making it an attractive investment. Read the full article on Seeking Alpha
Seeking Alpha • Jun 25

BankUnited: Upside Even With Potential CRE Weakness

Summary BankUnited shares have risen over 26% in the past year but remain below pre-crisis levels, given increased funding costs. Recent commercial real estate worries have impacted regional banking sector performance, but BKU's loan portfolio is well positioned, even if there is a further downturn. BankUnited's deposit growth and conservative underwriting position it well for future earnings growth and potential upside for investors. Read the full article on Seeking Alpha

Previsioni di crescita degli utili e dei ricavi

NYSE:BKU - Stime future degli analisti e dati finanziari passati (USD Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20281,259312N/AN/A2
12/31/20271,237311N/AN/A10
12/31/20261,171295N/AN/A10
3/31/20261,034277361361N/A
12/31/20251,025274359359N/A
9/30/20251,016265419419N/A
6/30/20251,000254366366N/A
3/31/2025972247384384N/A
12/31/2024958237434434N/A
9/30/2024920185312312N/A
6/30/2024882169436436N/A
3/31/2024875170583583N/A
12/31/2023873182657657N/A
9/30/2023888218570570N/A
6/30/2023934258662662N/A
3/31/2023925266978978N/A
12/31/20229152801,2941,294N/A
9/30/20229373401,5841,584N/A
6/30/20229143401,6931,698N/A
3/31/20229583781,2861,291N/A
12/31/20219974091,1891,220N/A
9/30/20219763681,1381,182N/A
6/30/20219383461,0821,121N/A
3/31/20218833161,1291,187N/A
12/31/2020707189845864N/A
9/30/2020700193813858N/A
6/30/2020727202673719N/A
3/31/2020753207569611N/A
12/31/2019891300N/A636N/A
9/30/2019983264N/A833N/A
6/30/20191,051285N/A832N/A
3/31/20191,100293N/A775N/A
12/31/20181,156312N/A824N/A
9/30/20181,121664N/A491N/A
6/30/20181,088636N/A420N/A
3/31/20181,065613N/A421N/A
12/31/20171,039591N/A319N/A
9/30/20171,008250N/A312N/A
6/30/2017973234N/A293N/A
3/31/2017946224N/A286N/A
12/31/2016926217N/A309N/A
9/30/2016900210N/A285N/A
6/30/2016880260N/A286N/A
3/31/2016845250N/A248N/A
12/31/2015804242N/A219N/A
9/30/2015751233N/A162N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di BKU ( 5.3% all'anno) è superiore al tasso di risparmio ( 3.5% ).

Guadagni vs Mercato: Si prevede che gli utili di BKU ( 5.3% all'anno) cresceranno più lentamente rispetto al mercato US ( 18.4% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di BKU cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di BKU ( 8.2% all'anno) crescerà più lentamente rispetto al mercato US ( 12.7% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di BKU ( 8.2% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di BKU sarà basso tra 3 anni ( 9.9 %).

Scoprire le aziende in crescita

7D

1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/05 03:24
Prezzo dell'azione a fine giornata2026/07/02 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; disponiamo inoltre di guide su come utilizzare i nostri report e di tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

BankUnited, Inc. è coperta da 27 analisti. 10 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Jared David ShawBarclays
Matthew KeatingBarclays
Leanne CaravaggioBMO Capital Markets Equity Research