Mercantile Bank Performance degli utili passati
Criteri Il passato verificati 4/6
Mercantile Bank ha registrato una crescita degli utili a un tasso medio annuo di 10.7%, mentre il settore Banks ha registrato utili in crescita a un tasso medio annuo di 4%. I ricavi sono stati in crescita a un tasso medio annuo di 7.7%. Il ritorno sul capitale proprio di Mercantile Bank è 12.6% e ha margini netti di 36.1%.
Informazioni chiave
10.70%
Tasso di crescita degli utili
10.05%
Tasso di crescita dell'EPS
| Banks Crescita del settore | 11.18% |
| Tasso di crescita dei ricavi | 7.74% |
| Rendimento del capitale proprio | 12.61% |
| Margine netto | 36.08% |
| Ultimo aggiornamento sugli utili | 30 Jun 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Articolo di analisi • Jul 23
Results: Mercantile Bank Corporation Exceeded Expectations And The Consensus Has Updated Its Estimates
The quarterly results for Mercantile Bank Corporation ( NASDAQ:MBWM ) were released last week, making it a good time to...
Aggiornamento narrativa • Jun 18
MBWM: Updated Discount Rate And P/E Assumptions Will Support Future Upside
Analysts have lifted their price target on Mercantile Bank stock by $3, citing updated assumptions around discount rates and forward P/E multiples while keeping fair value estimates broadly unchanged. Analyst Commentary Recent research on Mercantile Bank stock gives you a mix of optimism and caution, with one group of bullish analysts lifting price targets and others starting coverage with a more neutral stance.Aggiornamento narrativa • Jun 04
MBWM: Recent Neutral Coverage And Higher Fair Value Will Support Future Upside
Analysts have adjusted their price target on Mercantile Bank by $3, citing recent research that includes a target increase at Keefe Bruyette and a neutral initiation at Stephens as key factors in their updated view. Analyst Commentary Recent Street research offers a mixed read on Mercantile Bank, with one group of bullish analysts adjusting their price targets higher while others are taking a more wait and see stance at current levels.Aggiornamento narrativa • May 07
MBWM: Higher Future P/E And Neutral Coverage Stance Will Support Upside Potential
Analysts have adjusted the price target on Mercantile Bank to $59.33, citing updated assumptions around discount rates and future P/E that align with recent Street research, including a $3 target change and a new neutral initiation. Analyst Commentary Bullish Takeaways Bullish analysts view the $3 price target adjustment as better alignment between Mercantile Bank's current trading P/E and where they think the stock should sit relative to peers with similar profiles.Aggiornamento narrativa • Apr 23
MBWM: Higher Assumed Future P/E Will Support Upside Potential
Analysts now set a revised price target for Mercantile Bank at about $59.33, compared with the prior fair value of $52.80. This reflects updated views on discount rates, growth, margins, and a higher assumed future P/E in light of recent Street research that includes a $3 target increase and a neutral initiation.Articolo di analisi • Jan 23
Mercantile Bank (NASDAQ:MBWM) Has Announced That It Will Be Increasing Its Dividend To $0.39
Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be increasing its dividend from last year's...Seeking Alpha • Jan 22
Mercantile Bank: Excellent Underwriting And Expanding Margins
Summary Mercantile Bank is initiated with a "Buy" rating, targeting an 11% upside to a $59 fair value plus a 2.9% dividend yield. MBWM's Q4 earnings beat, robust credit quality, and the Eastern Michigan Bank acquisition expand its Michigan footprint and balance sheet liquidity. Loan growth is guided at 5%-7% for 2024, with NIM expansion expected from improved deposit mix and asset repricing, even amid anticipated Fed rate cuts. Strong capital ratios, excellent reserve coverage, and likely further M&A position MBWM for sustained growth and multiple expansion toward 10x earnings. Read the full article on Seeking AlphaAggiornamento narrativa • Dec 05
MBWM: Clean Asset Quality Will Support Upside Despite Higher Expense Drag
Analysts have modestly reduced their price target on Mercantile Bank to $52.00 from $55.00, citing solid Q3 results with clean asset quality and strong deposit growth, but also noting a higher expense base, tighter net interest margins, and softer loan growth due to elevated payoffs. Analyst Commentary Analyst commentary on Mercantile Bank reflects a balanced view, with constructive interpretations of the latest quarter offset by clear acknowledgments of emerging headwinds for growth and profitability.Aggiornamento narrativa • Nov 21
MBWM: Asset Quality And Deposit Momentum Will Offset Higher Expenses Ahead
Analysts have reduced Mercantile Bank’s price target from $55 to $52. They cite a larger expense base, tighter net interest margin, and slower loan growth, even as asset quality and deposit growth continue.Aggiornamento narrativa • Nov 06
MBWM: Medium-Term Strength Will Rely On Asset Quality Amid Higher Expenses
Analysts have lowered their price target for Mercantile Bank from $55 to $52. They cite higher expenses, a tighter net interest margin, and slower loan growth, despite continued strong asset quality and deposit growth.Aggiornamento narrativa • Oct 23
Analysts Lower Mercantile Bank Target as Margins Narrow and Expenses Rise Despite Solid Results
Analysts have reduced their price target for Mercantile Bank from $55.60 to $52.80. They cite larger expenses, slightly lower profit margins, and modest loan growth, even though the company reported solid Q3 results and continued strength in assets and deposits.Articolo di analisi • Jul 25
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.38
Mercantile Bank Corporation ( NASDAQ:MBWM ) will increase its dividend from last year's comparable payment on the 17th...Articolo di analisi • Mar 04
Mercantile Bank's (NASDAQ:MBWM) Shareholders Will Receive A Bigger Dividend Than Last Year
Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be increasing its dividend from last year's...Articolo di analisi • Jan 24
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.37
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.37 on...
Nuova narrativa • Oct 20
Rising Costs And Slowing Loan Growth Threaten Bank Earnings Stability
Elevated loan-to-deposit ratio and declining net interest margins indicate potential liquidity strain and reduced profitability.Seeking Alpha • Oct 15
A Great Quarter Is A Great Time To Downgrade Mercantile Bank Corporation
Summary Mercantile Bank Corporation's Q3 2024 results exceeded analyst expectations, with revenue and profits higher than anticipated, despite a year-over-year decline in net profits. The stock has risen 26.1% since April, outperforming the S&P 500, but asset quality concerns and potential interest rate cuts prompted a downgrade to “buy.”. Net interest income increased due to reduced credit loss provisions and higher interest-earning assets, though net interest margin continues to decline. Despite a higher valuation and asset quality drop, Mercantile Bank's balance sheet growth and attractive share price still make it a solid “buy” candidate. Read the full article on Seeking AlphaArticolo di analisi • Aug 21
Mercantile Bank's (NASDAQ:MBWM) Dividend Will Be Increased To $0.36
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.36 on...Articolo di analisi • Jul 19
Mercantile Bank (NASDAQ:MBWM) Is Increasing Its Dividend To $0.36
The board of Mercantile Bank Corporation ( NASDAQ:MBWM ) has announced that it will be paying its dividend of $0.36 on...Seeking Alpha • Jul 17
Mercantile Bank: Q2 2024 Earnings Spike The Price
Summary Mortgage loan originations and commercial loan growth led to a positive market reaction. Loan to Deposit ratio is improving, but still high at 107%, with management aiming to bring it down to around 95%. MBWM may currently be overvalued, leading management to set aside a possible buyback and focus on maintaining capital ratios. Read the full article on Seeking AlphaArticolo di analisi • Apr 19
Mercantile Bank Corporation Just Beat EPS By 17%: Here's What Analysts Think Will Happen Next
Mercantile Bank Corporation ( NASDAQ:MBWM ) just released its latest quarterly results and things are looking bullish...Seeking Alpha • Apr 14
Mercantile Bank: A Fantastic Prospect For Investors To Bank On
Summary Mercantile Bank Corporation is a small bank with consistent revenue and profit growth, making it an attractive investment opportunity. The bank offers commercial and retail banking services, as well as insurance products and trust services. Despite a decline in non-interest income and concerns about uninsured deposit exposure, the bank's shares are attractively priced and its asset quality is high. Read the full article on Seeking AlphaArticolo di analisi • Jan 22
Mercantile Bank (NASDAQ:MBWM) Is Paying Out A Larger Dividend Than Last Year
Mercantile Bank Corporation ( NASDAQ:MBWM ) will increase its dividend from last year's comparable payment on the 13th...Ripartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Mercantile Bank guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 30 Jun 26 | 264 | 95 | 122 | 0 |
| 31 Mar 26 | 253 | 92 | 117 | 0 |
| 31 Dec 25 | 238 | 89 | 112 | 0 |
| 30 Sep 25 | 233 | 86 | 111 | 0 |
| 30 Jun 25 | 228 | 81 | 110 | 0 |
| 31 Mar 25 | 222 | 78 | 107 | 0 |
| 31 Dec 24 | 223 | 80 | 106 | 0 |
| 30 Sep 24 | 221 | 80 | 102 | 0 |
| 30 Jun 24 | 220 | 81 | 99 | 0 |
| 31 Mar 24 | 220 | 83 | 96 | 0 |
| 31 Dec 23 | 218 | 82 | 95 | 0 |
| 30 Sep 23 | 218 | 84 | 94 | 0 |
| 30 Jun 23 | 210 | 79 | 93 | 0 |
| 31 Mar 23 | 198 | 71 | 92 | 0 |
| 31 Dec 22 | 184 | 61 | 91 | 0 |
| 30 Sep 22 | 178 | 51 | 92 | 0 |
| 30 Jun 22 | 175 | 50 | 91 | 0 |
| 31 Mar 22 | 182 | 56 | 91 | 0 |
| 31 Dec 21 | 185 | 59 | 90 | 0 |
| 30 Sep 21 | 179 | 61 | 86 | 0 |
| 30 Jun 21 | 175 | 57 | 87 | 0 |
| 31 Mar 21 | 160 | 48 | 85 | 0 |
| 31 Dec 20 | 153 | 44 | 83 | 0 |
| 30 Sep 20 | 146 | 43 | 81 | 0 |
| 30 Jun 20 | 144 | 45 | 77 | 0 |
| 31 Mar 20 | 147 | 48 | 75 | 0 |
| 31 Dec 19 | 150 | 49 | 74 | 0 |
| 30 Sep 19 | 146 | 48 | 73 | 0 |
| 30 Jun 19 | 142 | 45 | 72 | 0 |
| 31 Mar 19 | 139 | 43 | 71 | 0 |
| 31 Dec 18 | 138 | 42 | 70 | 0 |
| 30 Sep 18 | 134 | 38 | 69 | 0 |
| 30 Jun 18 | 132 | 37 | 67 | 0 |
| 31 Mar 18 | 130 | 35 | 65 | 0 |
| 31 Dec 17 | 124 | 31 | 64 | 0 |
| 30 Sep 17 | 123 | 31 | 62 | 0 |
| 30 Jun 17 | 121 | 31 | 62 | 0 |
| 31 Mar 17 | 121 | 31 | 61 | 0 |
| 31 Dec 16 | 121 | 32 | 61 | 0 |
| 30 Sep 16 | 120 | 30 | 61 | 0 |
| 30 Jun 16 | 119 | 30 | 61 | 0 |
| 31 Mar 16 | 119 | 29 | 61 | 0 |
| 31 Dec 15 | 118 | 27 | 60 | 0 |
| 30 Sep 15 | 118 | 27 | 60 | 0 |
Guadagni di qualità: MBWM ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di MBWM (36.1%) MBWM sono più alti rispetto allo scorso anno (35.8%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di MBWM sono cresciuti del 10.7% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di MBWM nell'ultimo anno ( 17% ) supera la media quinquennale ( 10.7% all'anno).
Guadagni vs Settore: La crescita degli utili MBWM nell'ultimo anno ( 17% ) non ha superato quella del settore Banks 23.3%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 12.6% ) di MBWM è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/08/14 08:14 |
| Prezzo dell'azione a fine giornata | 2026/08/14 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Mercantile Bank Corporation è coperta da 10 analisti. 6 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Kevin Reevey | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |