LCNB Corp.

Report azionario NasdaqCM:LCNB

Capitalizzazione di mercato: US$230.5m

LCNB Gestione

Criteri Gestione verificati 3/4

LCNB Il CEO è Eric Meilstrup, nominato in Jun2019, e ha un mandato di 6.92 anni. la retribuzione annua totale è $ 892.86K, composta da 56% di stipendio e 44% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.37% delle azioni della società, per un valore di $ 858.80K. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 2.1 anni e 7.9 anni.

Informazioni chiave

Eric Meilstrup

Amministratore delegato

US$892.9k

Compenso totale

Percentuale dello stipendio del CEO56.00%
Mandato del CEO6.9yrs
Proprietà del CEO0.4%
Durata media del management2.1yrs
Durata media del Consiglio di amministrazione7.9yrs

Aggiornamenti recenti sulla gestione

Articolo di analisi • May 12

It May Be Possible That LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Could Get Bumped Up

Key Insights LCNB will host its Annual General Meeting on 19th of May Total pay for CEO Eric Meilstrup includes...

Recent updates

Articolo di analisi • Nov 25

LCNB (NASDAQ:LCNB) Is Due To Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 15th of December. This makes the dividend yield 5.6...
Articolo di analisi • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp.'s ( NASDAQ:LCNB ) investors are due to receive a payment of $0.22 per share on 16th of September. Based on...
Articolo di analisi • May 23

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.22 per share on the 16th of June. This makes...
Articolo di analisi • May 12

It May Be Possible That LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Could Get Bumped Up

Key Insights LCNB will host its Annual General Meeting on 19th of May Total pay for CEO Eric Meilstrup includes...
Articolo di analisi • Feb 27

LCNB (NASDAQ:LCNB) Is Paying Out A Dividend Of $0.22

LCNB Corp. ( NASDAQ:LCNB ) will pay a dividend of $0.22 on the 17th of March. The dividend yield will be 5.9% based on...
Seeking Alpha • Sep 28

LCNB Corp.: 5.9% Dividend Yield But Earnings Likely To Dip And Stock Appears Somewhat Overvalued

Summary The biggest earnings catalyst is organic growth in both residential and commercial real estate loans. Interest rate cuts will likely slightly boost the net interest margin. Earnings will likely dip this year because of the merger and then recover next year. The current market price is higher than the year-end target price. On the other hand, LCNB is offering an attractive dividend yield of 5.9%. Although the dividend payout ratio will most probablyimprove from now onwards, we’re not out of the woods yet because the capitallevel is quite low. Therefore, there is a slight chance of a dividend cut. Read the full article on Seeking Alpha
Articolo di analisi • May 05

One LCNB Corp. (NASDAQ:LCNB) Analyst Just Cut Their EPS Forecasts

One thing we could say about the covering analyst on LCNB Corp. ( NASDAQ:LCNB ) - they aren't optimistic, having just...
Articolo di analisi • Apr 15

Shareholders May Be Wary Of Increasing LCNB Corp.'s (NASDAQ:LCNB) CEO Compensation Package

Key Insights LCNB's Annual General Meeting to take place on 22nd of April Total pay for CEO Eric Meilstrup includes...
Articolo di analisi • Nov 24

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) will increase its dividend on the 15th of December to $0.22, which is 4.8% higher than last...
Articolo di analisi • Aug 25

LCNB (NASDAQ:LCNB) Will Pay A Dividend Of $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will pay a dividend of $0.21 per share on the 15th of September. The...
Articolo di analisi • Jan 29

LCNB's (NASDAQ:LCNB) Shareholders Will Receive A Bigger Dividend Than Last Year

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its dividend from last year's comparable payment on...
Articolo di analisi • Nov 25

LCNB (NASDAQ:LCNB) Is Increasing Its Dividend To $0.21

LCNB Corp. ( NASDAQ:LCNB ) has announced that it will be increasing its periodic dividend on the 15th of December to...
Seeking Alpha • Oct 03

LCNB Corp. Offering A High Dividend Yield With An Apparently Secure Payout

Summary Normal loan growth and slight margin expansion will likely lift earnings in the next year and a half. LCNB is currently offering a high dividend yield. Further, the payout appears secure considering the earnings outlook. The December 2022 target price suggests a high upside from the current market price.
Seeking Alpha • Aug 16

LCNB declares $0.20 dividend

LCNB (NASDAQ:LCNB) declares $0.20/share quarterly dividend, in line with previous. Forward yield 4.94% Payable Sept. 15; for shareholders of record Sept. 1; ex-div Aug. 31. See LCNB Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Jul 26

LCNB GAAP EPS of $0.49 beats by $0.09, revenue of $18.69M beats by $4.41M

LCNB press release (NASDAQ:LCNB): Q2 GAAP EPS of $0.49 beats by $0.09. Revenue of $18.69M (+0.1% Y/Y) beats by $4.41M. Loans, Net Increased 4.2% Year-over-Year to $1.37 Billion. Total Deposits Increased 5.2% Year-over-Year to $1.66 Billion. Credit Quality Remains Strong with Total Nonperforming Loans Declining to $0.6 Million, or 0.04% of Total Loans.
Seeking Alpha • Jul 13

LCNB: A Handsome 5%+ Yield But The TBV Is Under Pressure

LCNB is a small bank focusing on certain areas of Ohio. The local approach results in an exemplary quality level of the loan portfolio. The total amount of non-accruing assets is less than 0.1% of the loan portfolio and is backed by real estate assets. A solid performance in Q1, but the TBV was sliding due to the impact of higher interest rates on the securities portfolio. The bank also repurchased more than 8% of its shares above book value, which also had an impact on the TBV/share. Introduction LCNB (LCNB) is a small bank operating in certain areas of Ohio. Last time I looked at the bank I liked the dividend yield of in excess of 4% in combination with a robust loan book with very few loans past due. The share price has now fallen by approximately 15% since that previous article was published, so I wanted to have another look at the bank as its dividend yield has now increased to in excess of 5%. Data by YCharts The quarterly results were more than alright and LCNB’s dividend remains hedged My first stop when looking at a bank traditionally is the most recent income statement as that provides a good overview of how the bank is actually performing. Dividends are paid from earnings so having a solid earnings potential is likely one of the most important factors contributing to a healthy dividend policy. In the first quarter, LCNB’s interest income decreased just slightly, by a few hundred thousand dollar to $15.1M. Fortunately the interest expenses also decreased by in excess of 20% resulting in a net interest income of $14.2M which is just about 1% lower than in the first quarter of 2021, so that’s pretty good. LCNB Investor Relations It’s not difficult to understand the operating expenses continue to increase and we indeed see an increase in the non-interest expenses to $12.25M, an increase of approximately $750,000 compared to Q1 of last year. That’s entirely contributable to the higher salaries paid by LCNB as the bank saw its wage bill increase by about $0.8M. The combination of a slightly lower net interest income and a slightly higher net non-interest expense (up from $8M to $8.7M) caused the pre-tax income to decrease to $5.5M. That includes a $49,000 loan loss provision (compared to a $52,000 credit recorded in Q1 of last year). The net income was $4.5M for an EPS of $0.38. As the current quarterly dividend is still $0.20, the coverage ratio remains very strong considering the payout ratio is just under 53%. So looking at LCNB from an earnings perspective, the dividend appears to be safe. Especially considering the total amount of nonperforming assets continued to decrease. LCNB Investor Relations The total amount of non-accruing and past due loans came in at $3.74M, a decrease of 10% in the first quarter. As most of the non-accrual loans are secured by real estate (either CRE or residential real estate), LCNB will likely be able to recoup most of the investment. LCNB Investor Relations I also like the focus on the wealth management division and the assets under management increased to almost $1B. That sounds negligible but further down the road this could become ‘sticky’ revenue: if LCNB does a good job the AUM will continue to increase which will have a positive impact on the non-interest income. The fiduciary income is approximately $1.5M per quarter. LCNB Investor Relations The exposure to securities available for sale had a very negative impact on the book value So everything is looking good at first sight: the bank is trading at less than 10 times earnings and the healthy dividend makes LCNB attractive from both an income as well as a fundamental perspective. There’s just one element bothering me: the value destruction in the ‘securities available for sale’ portfolio. As interest rates fluctuate, the fair value of this portfolio changes. As these securities are marked as ‘available for sale’ the valuation increases and decreases don’t have to be recorded on the normal income statement, but they do show up on the comprehensive income statement.

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Eric Meilstrup rispetto agli utili di LCNB?
DataCompenso totaleStipendioUtili della società
Mar 31 2026n/an/a

US$23m

Dec 31 2025US$893kUS$500k

US$23m

Sep 30 2025n/an/a

US$23m

Jun 30 2025n/an/a

US$21m

Mar 31 2025n/an/a

US$16m

Dec 31 2024US$592kUS$470k

US$13m

Sep 30 2024n/an/a

US$7m

Jun 30 2024n/an/a

US$7m

Mar 31 2024n/an/a

US$10m

Dec 31 2023US$822kUS$431k

US$13m

Sep 30 2023n/an/a

US$19m

Jun 30 2023n/an/a

US$21m

Mar 31 2023n/an/a

US$22m

Dec 31 2022US$599kUS$395k

US$22m

Sep 30 2022n/an/a

US$21m

Jun 30 2022n/an/a

US$20m

Mar 31 2022n/an/a

US$20m

Dec 31 2021US$650kUS$340k

US$21m

Sep 30 2021n/an/a

US$21m

Jun 30 2021n/an/a

US$20m

Mar 31 2021n/an/a

US$20m

Dec 31 2020US$770kUS$315k

US$20m

Sep 30 2020n/an/a

US$19m

Jun 30 2020n/an/a

US$20m

Mar 31 2020n/an/a

US$19m

Dec 31 2019US$526kUS$275k

US$19m

Compensazione vs Mercato: La retribuzione totale di Eric ($USD 892.86K ) è inferiore alla media delle aziende di dimensioni simili nel mercato US ($USD 1.74M ).

Compensazione vs guadagni: La retribuzione di Eric è aumentata di oltre il 20% nell'ultimo anno.

AMMINISTRATORE DELEGATO

Eric Meilstrup (57 yo)

6.9yrs
Mandato
US$892,855
Compensazione

Mr. Eric J. Meilstrup had been President of LCNB Corp. since October 1, 2018 and has been President of LCNB National Bank since October 1, 2018 and has been its Chief Executive Officer since June 30, 2019...

Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Eric Meilstrup
CEO & Director6.9yrsUS$892.86k0.37%
$ 858.8k
Robert Haines
Presidentless than a yearUS$526.22k0.18%
$ 424.4k
Andrew Wallace
Executive VP & Chief Financial Officerless than a yearUS$262.39k0.033%
$ 75.9k
Bradley Ruppert
Executive VP & Chief Investment Officer9.3yrsUS$463.32k0.14%
$ 317.3k
William Kaufman
Assistant Secretary & Directorno dataUS$48.50k0.60%
$ 1.4m
Anne Krehbiel
Secretary & Independent Directorno dataUS$59.27k0.085%
$ 196.1k
Michael Miller
Executive VP & Trust Officer9.1yrsUS$398.31k0.14%
$ 315.1k
Lawrence Mulligan
Executive VP & COO7yrsUS$314.93k0.22%
$ 510.8k
Susan Kelley
Senior VP & Chief Accounting Officerless than a yearNessun datoNessun dato
Connie Sears
Vice President of Human Resources and Vice President of Human Resources - LCNB National Bankno dataNessun datoNessun dato
Patricia Walter
Executive VP & Chief Risk Officer2.1yrsNessun dato0.30%
$ 697.0k
Jeffrey Meeker
Chief Lending Officer & Executive VP1.7yrsNessun dato0.067%
$ 154.4k
2.1yrs
Durata media
56.5yo
Età media

Gestione esperta: Il team dirigenziale di LCNB è considerato esperto (durata media dell'incarico 2.1 anni).

Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Eric Meilstrup
CEO & Director7.6yrsUS$892.86k0.37%
$ 858.8k
William Kaufman
Assistant Secretary & Director44.3yrsUS$48.50k0.60%
$ 1.4m
Anne Krehbiel
Secretary & Independent Director16.1yrsUS$59.27k0.085%
$ 196.1k
Stephen Wilson
Independent Director44.3yrsUS$55.05k0.47%
$ 1.1m
Steve Foster
Independent Director21.3yrsUS$57.78k0.33%
$ 763.5k
William Huddle
Independent Director7.9yrsUS$57.78k1.18%
$ 2.7m
Spencer Cropper
Independent Chairman20.1yrsUS$72.66k0.25%
$ 578.6k
Mary Bradford
Independent Director7.3yrsUS$62.15k0.068%
$ 155.7k
Michael Johrendt
Independent Director7.5yrsUS$55.49k1.09%
$ 2.5m
Craig Johnson
Independent Director7yrsUS$60.85k0.096%
$ 220.4k
Takeitha Lawson
Independent Director4.5yrsUS$55.60k0.034%
$ 78.0k
7.9yrs
Durata media
69yo
Età media

Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di LCNB sono considerati esperti (durata media dell'incarico 7.9 anni).

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/20 04:06
Prezzo dell'azione a fine giornata2026/05/20 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

LCNB Corp. è coperta da 2 analisti. 2 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Daniel CardenasBrean Capital Historical (Janney Montgomery)
Brendan NosalHovde Group, LLC