Cathay General Bancorp (CATY) Panoramica del titolo
Cathay General Bancorp opera come holding di Cathay Bank, che offre diversi prodotti e servizi bancari commerciali a privati, professionisti e piccole e medie imprese negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 4/6 |
| Crescita futura | 1/6 |
| Prestazioni passate | 4/6 |
| Salute finanziaria | 6/6 |
| Dividendi | 4/6 |
Premi
Analisi del rischio
CATY Community Fair Values
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Analyst Price Targets
Concorrenti di Cathay General Bancorp
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$62.30 |
| Massimo di 52 settimane | US$65.26 |
| Minimo di 52 settimane | US$44.57 |
| Beta | 0.85 |
| Variazione di 1 mese | -0.99% |
| Variazione a 3 mesi | 7.21% |
| Variazione di 1 anno | 25.76% |
| Variazione a 3 anni | 77.09% |
| Variazione a 5 anni | 57.80% |
| Variazione dall'IPO | 1,433.54% |
Notizie e aggiornamenti recenti
Aggiornamento narrativa • Aug 11
CATY: Higher Future P/E Multiple Will Likely Restrain Share Price Upside
Analysts have raised the fair value estimate for Cathay General Bancorp stock from $47.00 to $53.00, reflecting updated assumptions about earnings potential based on recent research that points to stronger balance sheet growth, firmer net interest margins, higher fee income and lower credit costs. Analyst Commentary Recent research on Cathay General Bancorp points to differing views on risk and reward, even as fair value estimates and price targets are reset higher.Seeking Alpha • Aug 05
Cathay General Bancorp: Valuation Now Reflects Improved Profitability
Summary Given its liability-sensitive balance sheet, Cathay General Bancorp has been a winner from lower interest rates. Specifically, a wider interest margin has driven strong operating leverage and a structural improvement in CATY's earnings and profitability. CATY's net interest margin is now just under 3.5%. Comps will get incrementally tougher, while the war in Iran has flipped the outlook for rates. With CATY now trading for 1.6x tangible book value and 11.6x consensus EPS, the valuation has caught up with the business. Read the full article on Seeking AlphaRecent updates
Aggiornamento narrativa • Aug 11
CATY: Higher Future P/E Multiple Will Likely Restrain Share Price Upside
Analysts have raised the fair value estimate for Cathay General Bancorp stock from $47.00 to $53.00, reflecting updated assumptions about earnings potential based on recent research that points to stronger balance sheet growth, firmer net interest margins, higher fee income and lower credit costs. Analyst Commentary Recent research on Cathay General Bancorp points to differing views on risk and reward, even as fair value estimates and price targets are reset higher.Seeking Alpha • Aug 05
Cathay General Bancorp: Valuation Now Reflects Improved Profitability
Summary Given its liability-sensitive balance sheet, Cathay General Bancorp has been a winner from lower interest rates. Specifically, a wider interest margin has driven strong operating leverage and a structural improvement in CATY's earnings and profitability. CATY's net interest margin is now just under 3.5%. Comps will get incrementally tougher, while the war in Iran has flipped the outlook for rates. With CATY now trading for 1.6x tangible book value and 11.6x consensus EPS, the valuation has caught up with the business. Read the full article on Seeking Alpha
Aggiornamento narrativa • Jul 28
CATY: Dividend Strength And Buybacks Will Support Margins And Fairly Balanced Prospects
The fair value estimate for Cathay General Bancorp has increased from $60.10 to $64.80, with analysts citing stronger balance sheet growth, better net interest margins, higher fees, lower credit costs, and stable asset quality behind higher price targets across recent research updates. Analyst Commentary Recent research updates on Cathay General Bancorp point to a mixed but generally constructive tone, with higher price targets and refreshed earnings estimates grounded in specific balance sheet and income statement drivers.Aggiornamento narrativa • Jul 14
CATY: Dividend Strength And Buybacks Are Expected To Support Balanced Prospects
The analyst price target for Cathay General Bancorp has been raised by $2 to $60.10, with analysts pointing to updated fair value estimates and modestly higher assumptions for revenue growth, profit margins, and future P/E as key drivers of the revision. Analyst Commentary Recent research updates on Cathay General Bancorp highlight both optimism and caution around the higher price target, with analysts focusing on how revenue growth assumptions, profit margins, and future P/E expectations line up with current execution.
Aggiornamento narrativa • Jun 30
CATY: Share Repurchases And Higher Profit Margins Will Support Future Upside
Analysts have raised the fair value estimate for Cathay General Bancorp from $65.00 to $75.00, citing updated assumptions on profit margin, discount rate, and future P/E following recent price target increases reported in Street research from firms covering the stock. Analyst Commentary Bullish analysts covering Cathay General Bancorp have recently raised their price targets, which has contributed to the higher fair value estimate.Articolo di analisi • Jun 19
Cathay General Bancorp (CATY) Stock Could Be 52% Below Fair Value Despite 3% Overvaluation View
Cathay General Bancorp (CATY) continues to draw interest after a period of strong multi year total returns, with the stock last closing at $59.09. Investors are weighing this performance against fundamentals and valuation metrics. See our latest analysis for Cathay General Bancorp. Over the past year, Cathay General Bancorp has combined a 21.41% year to date share price return with a 40.49% total shareholder return over 12 months. Its strong 90 day share price momentum of 23.54% suggests...Aggiornamento narrativa • Jun 16
CATY: Higher P/E Assumptions Will Likely Limit Future Stock Returns
Analysts recently raised their fair value estimate for Cathay General Bancorp stock from $41.00 to $47.00, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E expectations that align with recent Street research price target increases from firms covering the company. Analyst Commentary on Cathay General Bancorp Recent Street research on Cathay General Bancorp has centered on refreshed valuation work, with firms updating their price targets alongside new assumptions for discount rates, revenue trends, and profit margins.Aggiornamento narrativa • Jun 02
CATY: Dividend And Buybacks Are Expected To Sustain A Measured Outlook
Narrative Update on Cathay General Bancorp The analyst price target for Cathay General Bancorp has been lifted by $1 to $57.40, with analysts pointing to updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E following recent research updates from multiple firms. Analyst Commentary Recent Street research points to a modest reset higher in fair value assumptions for Cathay General Bancorp, with analysts updating their models following new work on discount rates, profit margins and expected P/E levels.Aggiornamento narrativa • Apr 29
CATY: Dividend And Buybacks Will Support Steady Outlook As Market Expectations Rise
The updated analyst price target for Cathay General Bancorp moves to $56.40 from $53.80. This reflects analysts' use of slightly higher revenue growth, profit margin and future P/E assumptions in their refreshed models following recent Street research updates.Aggiornamento narrativa • Apr 15
CATY: Share Repurchases And Dividend Will Support Future Upside
Analysts have maintained their $65.00 price target for Cathay General Bancorp, citing updated assumptions that incorporate slightly adjusted revenue growth, profit margin, and forward P/E expectations, while keeping the same fair value and discount rate in their models. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).Aggiornamento narrativa • Apr 01
CATY: Dividend And Buybacks Will Support Steady Outlook Despite Management Changes
Analysts have kept their $53.80 price target for Cathay General Bancorp unchanged, citing relatively stable modeled revenue growth, profit margin and forward P/E assumptions in their updated forecasts. What's in the News The board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).Aggiornamento narrativa • Mar 18
CATY: Dividend Strength And Share Repurchases Will Support Future Upside Potential
Analysts have trimmed their price target on Cathay General Bancorp to about $53.80 from roughly $54.20, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (company announcement).Aggiornamento narrativa • Mar 04
CATY: Share Repurchases Will Drive Future Upside
Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only small model tweaks to revenue growth, profit margin, and future P/E assumptions that do not materially alter their overall view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).Aggiornamento narrativa • Feb 18
CATY: Share Repurchases And Lower Charge Offs Will Drive Future Upside
Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only slight tweaks to inputs such as the discount rate, revenue growth, profit margin, and future P/E assumptions that collectively do not alter their overall valuation view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).Aggiornamento narrativa • Feb 04
CATY: Share Repurchases And Lower Charge Offs Will Support Upside Potential
Narrative Update Overview Analysts now see Cathay General Bancorp's fair value at $65.00, up from $60.00, citing updated assumptions that include a 6.96% discount rate, 12.64% revenue growth, a 40.60% profit margin, and a forward P/E of 10.67x. What's in the News Cathay General Bancorp plans an executive transition, with long-serving Chief Financial Officer Heng W.Aggiornamento narrativa • Jan 20
CATY: Net Interest Margin Strength Will Offset Elevated Loan Loss Provision Concerns
Narrative Update Analysts have nudged their expectations for Cathay General Bancorp higher, with recent Street research lifting price targets in a range of about $1 to $2 per share. They point to solid net interest income and margin performance, while also flagging a higher than expected loan loss provision as a key watchpoint.Aggiornamento narrativa • Jan 06
CATY: Net Interest Strength And Buybacks Will Offset Credit Cost Uncertainty
Analysts have nudged their fair value estimate for Cathay General Bancorp higher from about US$52.20 to roughly US$54.20. This reflects updated views on price targets in the low US$50s and recent commentary around solid net interest income and margin trends, alongside a higher than expected loan loss provision and limited credit concerns.Aggiornamento narrativa • Dec 17
CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures
Analysts have nudged their average price target on Cathay General Bancorp modestly higher, citing solid net interest income growth, expanding net interest margins, and manageable credit concerns as support for a fair value near $52.20. Analyst Commentary Recent commentary from Street research points to a balanced view on Cathay General Bancorp, with modestly higher price targets reflecting confidence in the bank's earnings power and capitalization, while still acknowledging pockets of risk around credit costs and loan growth sustainability.Aggiornamento narrativa • Dec 03
CATY: Net Interest Strength And Buybacks Will Offset Rising Credit Costs
Analysts have raised their price targets on Cathay General Bancorp to a range centered around approximately $52 per share, up from the low $50s. They cite solid net interest income and margin expansion that more than offset modest concerns about higher loan loss provisioning and slightly softer profit margins.Articolo di analisi • Nov 25
Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34
Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 11th of...Aggiornamento narrativa • Oct 09
Asian American Demand And Digital Banking Will Strengthen Performance
Analysts have modestly raised their price target for Cathay General Bancorp from $51.60 to $52.40, citing improved expectations for profit margin and forward price-to-earnings ratio. What's in the News Cathay General Bancorp completed the repurchase of 804,179 shares, representing 1.15 percent of shares outstanding, for $35.56 million during June 2025 under its previously announced buyback program.Articolo di analisi • Aug 21
Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34
The board of Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend on the 8th of September...Articolo di analisi • May 19
Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34
Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 9th of June. This...Seeking Alpha • Apr 26
Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)
Summary Cathay General Bancorp faces stagnation with a high loan-to-deposit ratio and limited flexibility, but its tangible book value justifies a hold rating. Loan growth is constrained, and average loan yields are declining, but deposit costs are decreasing, offering some hope for future performance. Heavy exposure to CRE loans increases risk, but prudent LTV ratios and low net charge-offs indicate high creditworthiness. Dividend yield is stable at 3.22%, but growth is unlikely; buybacks are expected pending Board approval, reflecting cautious shareholder remuneration. Read the full article on Seeking AlphaSeeking Alpha • Jan 30
Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating
Summary Cathay General Bancorp's net interest margin will benefit from the rollover of Chinese New Year promotional deposits, deposit mix improvement, and interest rate cuts. I’m reducing my loan growth estimate to 3.5%. Unemployment rates in CATY’s markets have improved, but they’re still quite high based on peer comparison. Unlike the last couple of years, CATY is not planning to invest in any solar tax credit investment funds in 2025. Therefore, the bottom line will take a hit. I’m reducing my EPS estimate to $4.03 for 2025 because of changes in my provision expense, taxation, and loan estimates. My total expected return is negative 3.7%, based on a price downside of 6.6% and a dividend yield of 2.9%. Read the full article on Seeking AlphaArticolo di analisi • Nov 21
Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34
Cathay General Bancorp ( NASDAQ:CATY ) will pay a dividend of $0.34 on the 9th of December. This means the dividend...Seeking Alpha • Nov 14
Cathay General Bancorp: Shares Performed As Expected
Summary Cathay General Bancorp has had a nice run lower over the past year or so, with shares outperforming the broader market. This has come at a time when income statement results have worsened, but deposits have increased nicely. Unfortunately, the company now looks ready for a downgrade based on pricing, asset quality, and other factors. Read the full article on Seeking AlphaSeeking Alpha • Nov 05
Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year
Summary Despite recent performance, my loan growth outlook remains positive because of the economic strength of urban markets and interest rate cuts. The net interest margin will likely continue to expand because rate cuts will reduce the average deposit cost, but the average loan yield will remain sticky. The December 2024 target price is close to the current market price. Cathay General Bancorp is offering a moderate dividend yield of 3.0%. Read the full article on Seeking Alpha
Nuova narrativa • Oct 27
Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation
Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.Rendimenti per gli azionisti
| CATY | US Banks | US Mercato | |
|---|---|---|---|
| 7D | -3.3% | -3.5% | -1.2% |
| 1Y | 25.8% | 19.2% | 18.3% |
Ritorno vs Industria: CATY ha superato il US Banks che ha restituito 19.2 % nell'ultimo anno.
Rendimento vs Mercato: CATY ha superato il mercato US che ha restituito 18.3 % nell'ultimo anno.
Volatilità dei prezzi
| CATY volatility | |
|---|---|
| CATY Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Prezzo delle azioni stabile: CATY non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 3% ) di CATY è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 1962 | 1,268 | Chang Liu | www.cathaygeneralbancorp.com |
Cathay General Bancorp opera come holding di Cathay Bank, che offre vari prodotti e servizi bancari commerciali a privati, professionisti e piccole e medie imprese negli Stati Uniti. Offre conti di risparmio, conti correnti, conti di deposito del mercato monetario, certificati di deposito, conti pensionistici individuali e depositi di fondi pubblici, nonché l'accettazione di conti correnti, risparmi, depositi a vista, depositi a tempo, prestiti immobiliari e al consumo. L'azienda offre anche prodotti di prestito, come prestiti immobiliari commerciali, prestiti commerciali, prestiti per l'amministrazione di piccole imprese, prestiti ipotecari residenziali, prestiti per la costruzione di immobili e linee di credito per l'acquisto di abitazioni, nonché prestiti rateali a privati per spese domestiche e altre spese di consumo.
Cathay General Bancorp Riepilogo dei fondamenti
| CATY statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$4.16b |
| Utili (TTM) | US$347.26m |
| Ricavi(TTM) | US$795.20m |
12.0x
Rapporto P/E1.4x
Rapporto P/BCATY è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| CATY Conto economico (TTM) | |
|---|---|
| Ricavi | US$795.20m |
| Costo del fatturato | US$0 |
| Profitto lordo | US$795.20m |
| Altre spese | US$447.94m |
| Utili | US$347.26m |
Ultimi utili riportati
Jun 30, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 5.21 |
| Margine lordo | 100.00% |
| Margine di profitto netto | 43.67% |
| Rapporto debito/patrimonio netto | 4.5% |
Come si è comportato CATY nel lungo periodo?
Vedi performance storica e confrontoDividendi
2.4%
Rendimento attuale del dividendo29%
Rapporto di remunerazioneCATY paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di CATY| Cathay General Bancorp date dei dividendi | |
|---|---|
| Data di stacco del dividendo | Aug 28 2026 |
| Data di pagamento dei dividendi | Sep 08 2026 |
| Giorni fino al dividendo Ex | 3 days |
| Giorni prima della data di pagamento dei dividendi | 14 days |
CATY paga dividendi affidabili?
Vedere la storia dei dividendi e i benchmark di CATYAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/08/24 15:57 |
| Prezzo dell'azione a fine giornata | 2026/08/21 00:00 |
| Utili | 2026/06/30 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Cathay General Bancorp è coperta da 21 analisti. 5 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Leanne Caravaggio | BMO Capital Markets Equity Research |
| Lana Chan | BMO Capital Markets Equity Research |
| Peter Winter | BMO Capital Markets Equity Research |