Buy Or Sell Opportunity • Jul 15
Now 21% undervalued after recent price drop Over the last 90 days, the stock has fallen 27% to ₹33.80. The fair value is estimated to be ₹42.95, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last 3 years. Earnings per share has declined by 15%. New Risk • Jun 28
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (2.4x net interest cover). Market cap is less than US$10m (₹416.5m market cap, or US$4.42m). Minor Risks Share price has been volatile over the past 3 months (8.3% average weekly change). Profit margins are more than 30% lower than last year (1.9% net profit margin). Valuation Update With 7 Day Price Move • Jun 23
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ₹35.10, the stock trades at a trailing P/E ratio of 21.7x. Average trailing P/E is 23x in the IT industry in India. Total loss to shareholders of 39% over the past year. Buy Or Sell Opportunity • Jun 23
Now 24% undervalued after recent price drop Over the last 90 days, the stock has fallen 5.4% to ₹35.10. The fair value is estimated to be ₹45.97, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 20% over the last 3 years. Earnings per share has declined by 15%. Reported Earnings • May 18
Full year 2026 earnings released: EPS: ₹1.61 (vs ₹6.33 in FY 2025) Full year 2026 results: EPS: ₹1.61 (down from ₹6.33 in FY 2025). Revenue: ₹1.14b (up 14% from FY 2025). Net income: ₹21.1m (down 72% from FY 2025). Profit margin: 1.9% (down from 7.5% in FY 2025). The decrease in margin was driven by higher expenses. Annuncio • May 13
S A Tech Software India Limited to Report Second Half, 2026 Results on May 15, 2026 S A Tech Software India Limited announced that they will report second half, 2026 results on May 15, 2026 New Risk • May 11
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.6% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). High level of non-cash earnings (31% accrual ratio). Market cap is less than US$10m (₹600.6m market cap, or US$6.31m). Minor Risks Share price has been volatile over the past 3 months (8.6% average weekly change). Profit margins are more than 30% lower than last year (2.3% net profit margin). Valuation Update With 7 Day Price Move • Apr 30
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to ₹48.15, the stock trades at a trailing P/E ratio of 27.8x. Average trailing P/E is 23x in the IT industry in India. Total loss to shareholders of 31% over the past year. Valuation Update With 7 Day Price Move • Apr 08
Investor sentiment improves as stock rises 25% After last week's 25% share price gain to ₹46.20, the stock trades at a trailing P/E ratio of 26.6x. Average trailing P/E is 21x in the IT industry in India. Total loss to shareholders of 20% over the past year. Valuation Update With 7 Day Price Move • Mar 25
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to ₹37.10, the stock trades at a trailing P/E ratio of 21.4x. Average trailing P/E is 20x in the IT industry in India. Total loss to shareholders of 38% over the past year. Valuation Update With 7 Day Price Move • Jan 05
Investor sentiment improves as stock rises 17% After last week's 17% share price gain to ₹58.05, the stock trades at a trailing P/E ratio of 33.5x. Average trailing P/E is 25x in the IT industry in India. Total loss to shareholders of 53% over the past year. Valuation Update With 7 Day Price Move • Dec 12
Investor sentiment improves as stock rises 24% After last week's 24% share price gain to ₹42.70, the stock trades at a trailing P/E ratio of 24.6x. Average trailing P/E is 25x in the IT industry in India. Total loss to shareholders of 70% over the past year. Valuation Update With 7 Day Price Move • Nov 20
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ₹35.75, the stock trades at a trailing P/E ratio of 20.6x. Average trailing P/E is 26x in the IT industry in India. Total loss to shareholders of 75% over the past year. New Risk • Nov 17
New major risk - Financial position The company's debt is not well covered by operating cash flow. Operating cash flow to total debt ratio: 6.3% This is considered a major risk. If the company's operating cash flows are too small relative to the size of their debt, it increases their balance sheet risk. The company has less cash from operations to cover its expenses from servicing large debt and it increases the risk of liquidity issues. It also extends the time it would take for the company to pay back the debt in full, meaning it may not be able to easily pay it all off in a distress scenario. Currently, the following risks have been identified for the company: Major Risks Debt is not well covered by operating cash flow (6.3% operating cash flow to total debt). High level of non-cash earnings (31% accrual ratio). Market cap is less than US$10m (₹501.4m market cap, or US$5.66m). Minor Risks Share price has been volatile over the past 3 months (7.9% average weekly change). Profit margins are more than 30% lower than last year (2.3% net profit margin). Annuncio • Nov 13
S A Tech Software India Limited to Report First Half, 2026 Results on Nov 13, 2025 S A Tech Software India Limited announced that they will report first half, 2026 results on Nov 13, 2025 New Risk • Nov 13
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 7.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (61% accrual ratio). Market cap is less than US$10m (₹553.6m market cap, or US$6.24m). Minor Risk Share price has been volatile over the past 3 months (7.4% average weekly change). Board Change • Nov 11
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 3 were independent directors. The company's board is composed of: 3 independent directors. 4 non-independent directors. Additional Non-Executive Independent Director Mayur Chokshi was the last independent director to join the board, commencing their role in 2025. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Annuncio • Sep 08
S A Tech Software India Limited, Annual General Meeting, Sep 30, 2025 S A Tech Software India Limited, Annual General Meeting, Sep 30, 2025, at 10:00 Indian Standard Time. Location: hotel parc estique nagar rd, next to phoenix market city, maharashtra - 411014., pune India New Risk • May 30
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (56% accrual ratio). Market cap is less than US$10m (₹791.3m market cap, or US$9.27m). Minor Risk Latest financial reports are more than 6 months old (reported September 2024 fiscal period end). New Risk • Mar 24
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Indian stocks, typically moving 8.3% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (56% accrual ratio). Market cap is less than US$10m (₹709.7m market cap, or US$8.29m). Minor Risk Share price has been volatile over the past 3 months (8.3% average weekly change). Valuation Update With 7 Day Price Move • Mar 18
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to ₹45.15, the stock trades at a trailing P/E ratio of 12.5x. Average trailing P/E is 25x in the IT industry in India. Valuation Update With 7 Day Price Move • Mar 03
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ₹59.50, the stock trades at a trailing P/E ratio of 16.4x. Average trailing P/E is 26x in the IT industry in India. New Risk • Feb 17
New major risk - Market cap size The company's market capitalization is less than US$10m. Market cap: ₹831.7m (US$9.58m) This is considered a major risk. Companies with a small market capitalization are most likely businesses that have not yet released a product to market or are simply a very small company without a wide reach. Either way, risk is elevated with these companies because there is a chance the product may not come to fruition or the company's addressable market or demand may not be as large as expected. In addition, if the company's size is the main factor, it is less likely to have many investors and analysts following it and scrutinizing its performance and outlook. Currently, the following risks have been identified for the company: Major Risks High level of non-cash earnings (56% accrual ratio). Market cap is less than US$10m (₹831.7m market cap, or US$9.58m). Valuation Update With 7 Day Price Move • Feb 12
Investor sentiment deteriorates as stock falls 17% After last week's 17% share price decline to ₹74.25, the stock trades at a trailing P/E ratio of 20.5x. Average trailing P/E is 31x in the IT industry in India. Valuation Update With 7 Day Price Move • Jan 27
Investor sentiment deteriorates as stock falls 16% After last week's 16% share price decline to ₹92.10, the stock trades at a trailing P/E ratio of 25.4x. Average trailing P/E is 34x in the IT industry in India. Reported Earnings • Nov 12
Second quarter 2025 earnings released: EPS: ₹1.74 (vs ₹0.59 in 2Q 2024) Second quarter 2025 results: EPS: ₹1.74 (up from ₹0.59 in 2Q 2024). Revenue: ₹272.7m (up 35% from 2Q 2024). Net income: ₹20.3m (up 271% from 2Q 2024). Profit margin: 7.5% (up from 2.7% in 2Q 2024). The increase in margin was driven by higher revenue. Valuation Update With 7 Day Price Move • Nov 08
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to ₹151, the stock trades at a trailing P/E ratio of 40.3x. Average trailing P/E is 39x in the IT industry in India. Board Change • Nov 01
High number of new directors Additional Non-Executive Director Shyam Sharma was the last director to join the board, commencing their role in 2024. Valuation Update With 7 Day Price Move • Sep 18
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to ₹161, the stock trades at a trailing P/E ratio of 42.8x. Average trailing P/E is 40x in the IT industry in India. Valuation Update With 7 Day Price Move • Aug 28
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to ₹216, the stock trades at a trailing P/E ratio of 57.7x. Average trailing P/E is 41x in the IT industry in India. Board Change • Aug 08
High number of new and inexperienced directors There are 4 new directors who have joined the board in the last 3 years. The company's board is composed of: 4 new directors. No experienced directors. No highly experienced directors. Non-Executive Director Priyanka Joshi is the most experienced director on the board, commencing their role in 2021. The company’s lack of experienced directors is considered a risk according to the Simply Wall St Risk Model. 
