Alpha Bank S.A.

Report azionario ATSE:ALPHA

Capitalizzazione di mercato: €8.0b

Alpha Bank Crescita futura

Criteri Future verificati 3/6

Alpha Bank prevede che gli utili e i ricavi cresceranno rispettivamente di 12.7% e 14.2% all'anno. Si prevede che l'EPS crescerà di 14.9% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 12.1% in 3 anni.

Informazioni chiave

12.7%

Tasso di crescita degli utili

14.92%

Tasso di crescita dell'EPS

Banks crescita degli utili10.5%
Tasso di crescita dei ricavi14.2%
Rendimento futuro del capitale proprio12.14%
Copertura analitica

Good

Ultimo aggiornamento21 May 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • May 03

ALPHA: Fair Value Will Depend On Execution And Capital Return Delivery

Analysts have nudged their average price target on Alpha Bank higher to €3.50 from about €3.41, citing slightly stronger assumptions for revenue growth and valuation multiples, alongside broadly steady profitability and discount rates. Analyst Commentary Recent price target adjustments for Alpha Bank have generally pointed to a constructive stance, with JPMorgan and other firms fine tuning their views rather than making sweeping changes.
Aggiornamento della narrazione • Apr 18

ALPHA: Incremental Price Target Lifts Will Support Future Re Rating Potential

Narrative Update: Alpha Bank The analyst price target for Alpha Bank has been adjusted from about €4.50 to roughly €4.57, as analysts factor in recent target increases from JPMorgan and Deutsche Bank alongside updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on Alpha Bank have focused on incremental price target adjustments, with bullish analysts revisiting their fair value assumptions and risk settings rather than making wholesale changes to their views.
Aggiornamento della narrazione • Apr 04

ALPHA: Fair Value Will Hinge On Execution And Risk Pricing Assumptions

Analysts have raised their average price target on Alpha Bank by €0.10 to €3.41, citing revised assumptions for fair value, discount rate, revenue growth, profit margin and future P/E, along with recent target increases from several banks. Analyst Commentary Recent research updates on Alpha Bank have centred on recalibrating price targets and reassessing assumptions for earnings and valuation.
Aggiornamento della narrazione • Mar 21

ALPHA: Higher Fair Value And Lower Discount Rate Will Support Upside

Analysts have lifted the Alpha Bank price target to €4.50 from €4.40, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E after recent research updates from major banks. Analyst Commentary Recent research updates around Alpha Bank focus on adjusted price targets and how analysts see the risk and reward trade off at current levels.
Aggiornamento della narrazione • Mar 07

ALPHA: Fair Value Views Will Depend On Execution Against Margin Assumptions

Analysts have lifted their price target on Alpha Bank to €4.30 from €4.20, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan’s move to lift the price target to €4.30 while keeping an Overweight stance signals confidence in Alpha Bank’s updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E.
Aggiornamento della narrazione • Feb 21

ALPHA: Lower Discount Rate And Higher Future P/E Will Drive Upside Potential

Analysts have lifted their price target for Alpha Bank from €4.08 to €4.40, reflecting updated assumptions that include a lower discount rate, a slightly higher profit margin, a revised revenue growth outlook, and a higher future P/E multiple. Valuation Changes Fair Value: Updated from €4.08 to €4.40, representing a modest upward revision in the estimated value per share.
Aggiornamento della narrazione • Feb 07

ALPHA: Future Earnings Sensitivity Will Limit Upside After Latest Price Cut

Analysts trimmed their price target on Alpha Bank to €4.00 from €4.10, citing updated assumptions on fair value, discount rate, revenue, profit margin and future P/E that still support a positive view on the shares. Analyst Commentary The latest move from JPMorgan to trim its price target on Alpha Bank to €4.00 from €4.10 signals that even supportive analysts are fine tuning their views as they factor in updated assumptions on fair value, discount rates, revenue, profit margins and future P/E levels.
Aggiornamento della narrazione • Jan 23

ALPHA: Medium Term EPS Guidance Will Support Upside Case

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated fair value estimates and revised assumptions on revenue growth, profit margins, discount rates, and future P/E multiples. Analyst Commentary JPMorgan has reduced its price target on Alpha Bank to €4 from €4.10 while maintaining an Overweight stance, which signals that its analysts still see the shares as attractive at current levels even after revisiting their assumptions.
Aggiornamento della narrazione • Jan 09

ALPHA: Fine Tuned Assumptions And EPS Guidance Will Shape Future Upside Potential

Analysts have trimmed their price target on Alpha Bank to €4 from €4.10, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the revised €4 target still sits only slightly below the prior €4.10 level, which signals continued confidence in the bank's ability to support a relatively full valuation.
Aggiornamento della narrazione • Dec 18

ALPHA: Execution On Cost Control Will Support Future Upside Potential

Analysts slightly reduced their price target on Alpha Bank to EUR 4.00 from EUR 4.10, citing a marginally higher fair value alongside modest tweaks to the discount rate, revenue growth expectations, profit margin outlook, and forward valuation assumptions. Analyst Commentary Despite the marginal reduction in the price target, bullish analysts continue to highlight a constructive view on Alpha Bank’s medium term trajectory, pointing to a mix of valuation support and execution progress on strategic initiatives.
Aggiornamento della narrazione • Dec 04

ALPHA: Margin Strength And Clean Balance Sheet Will Support Future Upside

Analysts have modestly reduced their price target on Alpha Bank from EUR 4.10 to EUR 4.00, citing slightly softer revenue growth expectations, offset by incremental improvements in profit margins and long term earnings multiples. Analyst Commentary Recent commentary around the revised EUR 4.00 price target highlights a balanced view of Alpha Bank's risk reward profile, reflecting both confidence in its strategic direction and acknowledgement of execution risks.
Aggiornamento della narrazione • Nov 20

ALPHA: UniCredit Stake Expansion Will Drive Positive Outlook Despite Near-Term Caution

Analysts have modestly lowered their price target for Alpha Bank from €4.10 to €4.00, reflecting updated views on the bank's revenue growth and profit outlook. Analyst Commentary Bullish Takeaways Bullish analysts point to the bank's continued Overweight rating as a sign of confidence in its long-term growth trajectory.
Aggiornamento della narrazione • Nov 06

ALPHA: UniCredit Stake Increase And Risk Transfer Will Shape Future Performance

Analysts have raised Alpha Bank's fair value estimate from $3.75 to $3.82. They cite improved revenue growth forecasts and a lower discount rate as key factors supporting the higher price target.
Aggiornamento della narrazione • Oct 22

Analysts Lift Alpha Bank Price Target Amid UniCredit Stake Increase and Positive Valuation Shifts

Analysts have raised their price target for Alpha Bank from €3.66 to €3.75. They cite marginal improvements in fair value estimates and expectations for slightly higher revenue growth.
Aggiornamento della narrazione • Oct 08

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

Analysts have modestly raised their price target for Alpha Bank from €3.60 to €3.66, citing improvements in fair value estimates and underlying financial metrics. What's in the News UniCredit S.p.A. agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%.
Aggiornamento della narrazione • Sep 19

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

The recent minimal upward revision in Alpha Bank’s consensus analyst price target to €3.60 reflects stable core metrics, with both net profit margin and discount rate showing only marginal changes. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, raising its ownership to 26%, pending regulatory approval.
Aggiornamento della narrazione • Sep 04

Hellenic Post And UniCredit Partnerships Will Shape Future European Banking

With both Alpha Bank’s future P/E ratio and consensus revenue growth forecasts remaining stable, analysts have left their fair value estimate unchanged at €3.53. What's in the News UniCredit agreed to acquire an additional 5% stake in Alpha Bank, increasing its ownership to 26%, pending regulatory approval.
User avatar
Nuova narrazione • Dec 21

Partnership With UniCredit And Calculated Loan Growth Will Enhance Profitability And Drive Future Growth

Strategic investments and partnerships, along with improved asset quality, are set to enhance Alpha's revenue and profitability.

Previsioni di crescita degli utili e dei ricavi

ATSE:ALPHA - Stime future degli analisti e dati finanziari passati (EUR Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/20282,8081,167N/AN/A10
12/31/20272,6511,080N/AN/A12
12/31/20262,475959N/AN/A5
3/31/20261,842819-2,733-2,391N/A
12/31/20251,786849-1,449-1,172N/A
9/30/20251,760788-2,660-2,407N/A
6/30/20251,759768-3,957-3,715N/A
3/31/20251,798564-2,768-2,614N/A
12/31/20241,776549-3,821-3,668N/A
9/30/20241,686488-3,452-3,337N/A
6/30/20241,687521-1396N/A
3/31/20241,679608-2,853-2,752N/A
12/31/20231,663530-6,688-6,538N/A
9/30/20231,536434-4,871-4,685N/A
6/30/20231,486338-6,005-5,819N/A
3/31/20231,572277-2,955-2,759N/A
12/31/20221,506305-605-469N/A
9/30/20221,127-86-2,078-1,915N/A
6/30/2022697-319-2,158-2,004N/A
3/31/2022-1,527-2,475-2,058-1,910N/A
12/31/2021-1,783-2,873-11941N/A
9/30/2021-1,349-2,5281,0791,161N/A
6/30/2021-998-2,311160274N/A
3/31/20211,130-1654,3934,524N/A
12/31/20201,2311011,9712,129N/A
9/30/20201,3001472,8112,951N/A
6/30/20201,2571082,5102,667N/A
3/31/20201,26765-1,299-1,116N/A
12/31/20191,344105N/A125N/A
9/30/201984691N/A182N/A
6/30/2019879127N/A1,461N/A
3/31/201980215N/A197N/A
12/31/201885753N/A-2,027N/A
9/30/20181,345-10N/A-4,603N/A
6/30/20181,378-16N/A-6,357N/A
3/31/20181,485108N/A-5,962N/A
12/31/20171,46190N/A-4,482N/A
9/30/20171,402158N/A-5,630N/A
6/30/20171,365162N/A-4,521N/A
3/31/20171,22571N/A-5,114N/A
12/31/20161,21919N/A-4,648N/A
9/30/2016744-474N/A-4,468N/A
6/30/2016737-99N/A-3,260N/A
3/31/2016-590-1,125N/A2,835N/A
12/31/2015-767-1,237N/A9,702N/A
9/30/2015-817-1,200N/A12,756N/A
6/30/2015-868-1,749N/A12,822N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di ALPHA ( 12.7% all'anno) è superiore al tasso di risparmio ( 3.2% ).

Guadagni vs Mercato: Si prevede che gli utili di ALPHA ( 12.7% all'anno) cresceranno più rapidamente del mercato Greek ( 11.6% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di ALPHA cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di ALPHA ( 14.2% all'anno) crescerà più rapidamente del mercato Greek ( 7.6% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di ALPHA ( 14.2% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di ALPHA sarà basso tra 3 anni ( 12.1 %).

Scoprire le aziende in crescita

7D

1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/21 14:12
Prezzo dell'azione a fine giornata2026/05/21 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Alpha Bank S.A. è coperta da 30 analisti. 12 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Kirishanthan VijayarajahBarclays
Robert BateBarclays
Manos ChatzidakisBeta Securities S.A.