DashboardPortafogliWatchlistCommunityScopriScreener
NOT FOR DISTRIBUTION
Loading...
  • Azioni
  • /
  • Banche
Aggiornato 1g fa
BARC logo

Barclays PLCLSE:BARC Rapporto sulle azioni

Cap. di mercato UK£64.2b
Aggiornato 1g fa
Prezzo delle azioni
n/a
1Y24.4%
7D-4.2%
1D-3.1%
Valore del portafoglio
​
Vista

Barclays PLC

Report azionario LSE:BARC

Capitalizzazione di mercato: UK£64.2b

  • Panoramica aziendale
    • Valutazione
    • Crescita futura
    • Performance passate
    • Salute finanziaria
    • Dividendo
  • Management
  • Proprietà
  • Altre informazioni
  • Comunità azionaria

Barclays (BARC) Panoramica del titolo

Barclays PLC fornisce vari servizi finanziari nel Regno Unito, in Europa, nelle Americhe, in Africa, in Medio Oriente e in Asia. Maggiori dettagli

BARC analisi fondamentale
Punteggio fiocco di neve
Valutazione5/6
Crescita futura2/6
Prestazioni passate5/6
Salute finanziaria2/6
Dividendi3/6

Premi

Negoziato a 50.6% al di sotto della nostra stima del suo valore equo

Si prevede che gli utili cresceranno del 8.7% all'anno

Gli utili sono cresciuti del 13.1% nell'ultimo anno

Negoziato a un buon valore rispetto ai pari e al settore

Analisi del rischio

Importanti vendite da parte di insider negli ultimi 3 mesi


BARC Community Fair Values

Create Narrative

See what 262 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
15.5% sottovalutato sconto intrinseco
AnalystConsensusTarget
•1mo ago

Barclays Analyst Raises Price Target Amid Improved Outlook and Modest Valuation Adjustments

1.6k
0
133
AN
AnalystLowTarget
6.2% sottovalutato sconto intrinseco
AnalystLowTarget
•26d ago

Legacy Systems And Regulatory Scrutiny Will Limit Future Prospects

296
0
10
AN
AnalystHighTarget
26.9% sottovalutato sconto intrinseco
AnalystHighTarget
•1mo ago

Digital Integration And ESG Trends Will Unlock Global Opportunities

355
0
12

Top Community Narratives

BARC logo
Barclays
15.2% sottovalutato sconto intrinseco

Why Is Barclays Trading Below Book Value?

View narrative
RO
Robbo
Emerging Author
Robbo
Published 3 Jun
Read Narrative

Top Community Narratives

BARC logo
Barclays
15.2% sottovalutato sconto intrinseco

Why Is Barclays Trading Below Book Value?

View narrative
RO
Robbo
Emerging Author
Robbo
Published 3 Jun
Read Narrative

Top Analyst Narratives

AN
AnalystConsensusTarget
15.5% sottovalutato sconto intrinseco
AnalystConsensusTarget
•1mo ago

Barclays Analyst Raises Price Target Amid Improved Outlook and Modest Valuation Adjustments

1.6k
0
133
AN
AnalystLowTarget
6.2% sottovalutato sconto intrinseco
AnalystLowTarget
•26d ago

Legacy Systems And Regulatory Scrutiny Will Limit Future Prospects

296
0
10
AN
AnalystHighTarget
26.9% sottovalutato sconto intrinseco
AnalystHighTarget
•1mo ago

Digital Integration And ESG Trends Will Unlock Global Opportunities

355
0
12
View all narratives

Concorrenti di Barclays PLC

Lloyds Banking Group

Symbol: LSE:LLOY
Market cap: UK£63.1b

NatWest Group

Symbol: LSE:NWG
Market cap: UK£54.3b

Standard Chartered

Symbol: LSE:STAN
Market cap: UK£50.1b

HSBC Holdings

Symbol: LSE:HSBA
Market cap: UK£263.3b

Storia dei prezzi e prestazioni

Riepilogo dei massimi, dei minimi e delle variazioni dei prezzi delle azioni per Barclays
Prezzi storici delle azioni
Prezzo attuale dell'azioneUK£4.79
Massimo di 52 settimaneUK£5.54
Minimo di 52 settimaneUK£3.54
Beta0.87
Variazione di 1 mese-8.07%
Variazione a 3 mesi-1.74%
Variazione di 1 anno24.40%
Variazione a 3 anni201.32%
Variazione a 5 anni173.55%
Variazione dall'IPO832.04%

Notizie e aggiornamenti recenti

User avatar
Aggiornamento narrativa • Aug 20

BARC: Buybacks And Higher Payouts Will Likely Keep Shares Fairly Valued

Analysts have adjusted their fair value estimate for Barclays from £4.47 to £5.10, reflecting updated assumptions on revenue growth, profit margins, and future P/E expectations. What’s in the News for Barclays Barclays has continued its share buyback programme, repurchasing and cancelling nearly 12.6 million ordinary shares between 3 and 7 August 2026, with a total of 22,306,908 shares acquired since 29 July 2026.

Recent updates

User avatar
Aggiornamento narrativa • Aug 20

BARC: Buybacks And Higher Payouts Will Likely Keep Shares Fairly Valued

Analysts have adjusted their fair value estimate for Barclays from £4.47 to £5.10, reflecting updated assumptions on revenue growth, profit margins, and future P/E expectations. What’s in the News for Barclays Barclays has continued its share buyback programme, repurchasing and cancelling nearly 12.6 million ordinary shares between 3 and 7 August 2026, with a total of 22,306,908 shares acquired since 29 July 2026.
User avatar
Aggiornamento narrativa • Aug 06

BARC: Higher Profitability And Capital Returns Will Drive Future Share Price

Analysts have lifted their Barclays price target to £6.55 from £6.30, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E expectations. What’s in the News for Barclays Barclays is involved in a High Court case brought by administrators of collapsed shadow bank Market Financial Solutions, who are seeking cash they say is owed to the business and held in Barclays accounts.
User avatar
Aggiornamento narrativa • Jul 23

BARC: Loan Digitisation And Buybacks Will Support Measured Future Returns

Analysts have nudged their fair value price target for Barclays higher from £5.49 to £5.66, citing updated assumptions for revenue growth, profit margins, the discount rate and future P/E expectations. What’s in the News for Barclays Barclays' agented U.S. broadly syndicated loan deals are now live on Versana’s centralized digital data platform via API integration, giving clients real time access to the bank's agent led facilities and digitally contributed loan data.
User avatar
Aggiornamento narrativa • Jul 09

BARC: Share Buybacks And Improved Profitability Assumptions Will Support Higher Share Price

Analysts have adjusted their fair value estimate for Barclays from £5.90 to £6.30, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E expectations. What’s in the News for Barclays Barclays completed a share repurchase of 110,060,483 shares, representing 0.8% of its share capital, for £500 million under the buyback announced on April 28, 2026.
User avatar
Aggiornamento narrativa • Jun 25

BARC: Buyback And Youth Platform Acquisition Are Expected To Support Steady Returns

Analysts have nudged their fair value estimate for Barclays stock from £5.39 to £5.49, citing updated assumptions for revenue growth, profit margins, discount rate and future P/E that together support a slightly higher price target. What’s in the News for Barclays Barclays is under scrutiny over its previous dealings with Market Financial Solutions, after reportedly reducing exposure and blocking transactions when financial irregularities were identified, while some creditors question why other banks were not warned about concerns ahead of the lender’s collapse and £1.3b fraud allegations (source: recent investigative reporting).
User avatar
Aggiornamento narrativa • Jun 10

BARC: Buyback And Fee Cuts Are Expected To Support Stronger Returns

Analysts have made a small adjustment to their £5.39 price target for Barclays, reflecting fine tuned assumptions around the bank’s discount rate, revenue growth, profit margin and future P/E that keep their overall valuation view broadly unchanged. What's in the News Barclays chief executive CS Venkatakrishnan has called for the UK to "fight" harder for foreign investment, arguing that Britain needs a clearer pitch to global investors and a regulatory and business environment that supports confidence.
User avatar
Nuova narrativa • Jun 03

Why Is Barclays Trading Below Book Value?

Barclays is currently trading at a price-to-book ratio of around 0.8, depending on the source used. In simple terms, this means that for every £100 of net assets attributable to shareholders on Barclays' balance sheet, the market is valuing those assets at approximately £80.
User avatar
Aggiornamento narrativa • May 27

BARC: Buyback And Small Business Partnership Will Support Stronger Future Returns

Analysts have nudged their fair value estimate for Barclays to £5.39, up from £5.30, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E expectations. What's in the News Barclays PLC has announced a share repurchase program of up to £500 million, with all repurchased ordinary shares to be cancelled and the program scheduled to end no later than October 24, 2026 (Key Developments).
User avatar
Aggiornamento narrativa • Apr 29

BARC: Future Buybacks And Income Guidance Will Support Higher Share Price

Analysts have lifted their price target on Barclays to £X from £Y, reflecting updated views on revenue growth, profit margins, and a higher forward P/E assumption. What's in the News Barclays PLC has announced a new share repurchase program of up to £500 million, adding to its existing capital return activity (Buyback Transaction Announcements).
User avatar
Aggiornamento narrativa • Apr 15

BARC: Evelyn Bid And Wealth Expansion Will Support Stronger Future Returns

Analysts have nudged their price target on Barclays slightly higher, from £5.30 to roughly £5.30, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E levels as support for the revised view. What's in the News Barclays and Sage agreed a new partnership aimed at helping UK small businesses manage day-to-day administration, improve visibility of their finances and keep up with Making Tax Digital requirements through combined banking and accounting tools (Client announcement).
User avatar
Aggiornamento narrativa • Apr 01

BARC: Future Income Guidance And Buybacks Will Support Higher Share Price

Analysts have trimmed their Barclays price target slightly to £5.90. This reflects updated assumptions on revenue growth, profit margins and future P/E that are now broadly in line with previous fair value estimates.
User avatar
Aggiornamento narrativa • Mar 18

BARC: Future Income Guidance And Buybacks Will Support Stronger Share Price

Analysts have raised their price target for Barclays to £5.90 from £5.00, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Barclays and Sage agreed a new partnership aimed at helping small businesses save time on administration, improve visibility over their finances and keep up with evolving UK tax rules, including the expansion of Making Tax Digital for Income Tax (Client announcement).
User avatar
Aggiornamento narrativa • Mar 04

BARC: Evelyn Bid And Wealth Expansion Will Support Stronger Future Returns

Narrative Update on Barclays Analysts have lifted their price target on Barclays to £5.30 from £4.92, reflecting updated assumptions that include a slightly lower discount rate, modestly adjusted revenue growth expectations, a higher projected profit margin, and a lower future P/E multiple. What's in the News Barclays issued earnings guidance for fiscal 2026, indicating expected Group total income of about £31b.
User avatar
Aggiornamento narrativa • Feb 17

BARC: Evelyn Bid And Capital Returns Will Likely Keep Shares Fairly Priced

Analysts have nudged their price target on Barclays higher, lifting fair value from £3.93 to £4.47 as they factor in updated assumptions for revenue growth, profit margins and a lower future P/E. What's in the News Barclays completed the repurchase of 311,571,616 shares, around 2.19% of its share capital, for £1,232m under the buyback program announced on July 30, 2025, with purchases occurring between July 30, 2025 and December 31, 2025 (company announcement).
User avatar
Aggiornamento narrativa • Feb 03

BARC: Prospective Evelyn Deal Will Likely Leave Shares Looking Expensive

Analysts have raised their fair value estimate for Barclays from £3.23 to £3.93 per share, citing updated assumptions around discount rates, revenue growth, profit margins and future P/E levels. What's in the News Reuters reported that Barclays is considering an acquisition of UK wealth manager Evelyn Partners, with a potential business value of over £2.5b and non binding offers requested by 10 December 2025, alongside interest from other banks such as NatWest Group, Lloyds and Royal Bank of Canada (Reuters).
User avatar
Aggiornamento narrativa • Jan 20

BARC: Evelyn Bid Prospects And Wealth Expansion Will Support Measured Future Outlook

Analysts have lifted their price target on Barclays, citing a modest adjustment to fair value; slightly lower required return; marginally stronger revenue growth and profitability assumptions; and a higher expected future P/E multiple supporting the revised outlook. What's in the News Priority Technology Holdings Inc.
User avatar
Aggiornamento narrativa • Jan 06

BARC: Wealth Expansion Plans And Evelyn Bid Interest Will Support Balanced Outlook

Analysts have trimmed their fair value price target for Barclays slightly, reflecting marginal tweaks to discount rate and forward P/E assumptions, while keeping revenue growth and profit margin expectations broadly unchanged. What's in the News Priority Technology Holdings Inc.
User avatar
Aggiornamento narrativa • Dec 19

BARC: Modest Wealth Expansion Plans Will Support A Balanced Future Outlook

Analysts have raised their price target for Barclays slightly to reflect a modest uptick in fair value, supported by incremental improvements in projected revenue growth, profit margins, and future earnings multiples. What's in the News Priority Technology Holdings appointed Barclays as financial advisor to a committee of independent and disinterested directors overseeing strategic matters, underscoring ongoing demand for Barclays advisory capabilities (company announcement).
User avatar
Aggiornamento narrativa • Dec 05

BARC: Marginal Margin Gains And Stable Outlook Will Support Measured Future Prospects

Narrative Update on Barclays Analysts have modestly raised their price target on Barclays, highlighting a slightly higher fair value estimate and improved profit margin outlook. These factors more than offset minor adjustments to discount rate and revenue growth assumptions, and they also incorporate a marginally richer forward P/E multiple.
User avatar
Aggiornamento narrativa • Nov 20

BARC: Revenue Improvements And Margins Will Support Bullish Future Outlook

Barclays Analyst Price Target Receives Upward Revision Analysts have raised their price target for Barclays from $4.45 to $4.49. This adjustment reflects modest improvements in projected revenue growth, which slightly outweigh a small decrease in expected profit margins.
User avatar
Aggiornamento narrativa • Nov 06

BARC: Profit Margins And Revenue Trends Will Support Fair Valuation Outlook

Barclays’ analyst price target has been revised upward from £4.17 to £4.45. Analysts cite stronger revenue growth projections and improved profit margins as key drivers behind the higher valuation.
User avatar
Aggiornamento narrativa • Oct 22

Barclays Analyst Raises Price Target Amid Improved Outlook and Modest Valuation Adjustments

Narrative Update on Barclays: Analyst Price Target Revision Analysts have marginally increased their price target for Barclays, raising it from £4.16 to approximately £4.17. This change is attributed to subtle improvements in revenue growth projections and profitability metrics.
User avatar
Aggiornamento narrativa • Oct 08

Digital Banking And Fintech Partnerships Will Underpin Future Success

Analysts have slightly raised their price target for Barclays to £4.16, citing improved outlooks on revenue growth and profit margins. What's in the News Barclays PLC commenced a share repurchase program on July 30, 2025, with authorization to buy back up to 10% of its issued share capital, following shareholder approval at the Annual General Meeting (Key Developments).
User avatar
Aggiornamento narrativa • Sep 19

Digital Banking And Fintech Partnerships Will Underpin Future Success

Barclays’ consensus analyst price target saw a negligible increase from £4.07 to £4.11, as both the discount rate and future P/E multiple remained largely unchanged. What's in the News TELUS Corporation retained Barclays as its lead financial advisor.
User avatar
Aggiornamento narrativa • Sep 04

Digital Banking And Fintech Partnerships Will Underpin Future Success

Barclays’ key valuation metrics, including Future P/E and revenue growth forecasts, remained largely stable, resulting in no meaningful change to the consensus analyst price target, which held at £4.07. What's in the News Barclays commenced a new share repurchase program, authorized to buy back up to 10% of issued share capital, with shares to be held as treasury shares for various corporate purposes.

Rendimenti per gli azionisti

BARCGB BanksGB Mercato
7D-4.2%-2.5%-1.5%
1Y24.4%41.8%15.5%

Ritorno vs Industria: BARC ha avuto una performance inferiore rispetto al UK Banks che ha registrato un rendimento 41.8 % nell'ultimo anno.

Rendimento vs Mercato: BARC ha superato il mercato UK che ha restituito 15.5 % nell'ultimo anno.

Volatilità dei prezzi

Is BARC's price volatile compared to industry and market?
BARC volatility
BARC Average Weekly Movement3.8%
Banks Industry Average Movement3.4%
Market Average Movement4.9%
10% most volatile stocks in GB Market10.3%
10% least volatile stocks in GB Market2.6%

Prezzo delle azioni stabile: BARC non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato UK.

Volatilità nel tempo: La volatilità settimanale ( 4% ) di BARC è rimasta stabile nell'ultimo anno.

Informazioni sull'azienda

FondatoI dipendentiAMMINISTRATORE DELEGATOSito web
169093,000Venkat Venkatakrishnanhome.barclays

Barclays PLC fornisce vari servizi finanziari nel Regno Unito, in Europa, nelle Americhe, in Africa, in Medio Oriente e in Asia. L'azienda opera attraverso i segmenti Barclays UK, Barclays UK Corporate Bank, Barclays Private Bank and Wealth Management, Barclays Investment Bank e Barclays US Consumer Bank. Offre servizi finanziari, come conti correnti, conti di risparmio, mutui e prestiti non garantiti, come carte di credito e prestiti, servizi bancari al dettaglio, servizi bancari all'ingrosso, servizi bancari di investimento, gestione patrimoniale e gestione degli investimenti, nonché prodotti di prestito.

Barclays PLC Riepilogo dei fondamenti

Come si confrontano gli utili e i ricavi di Barclays con la sua capitalizzazione di mercato?
BARC statistiche fondamentali
Capitalizzazione di mercatoUK£64.16b
Utili (TTM)UK£6.84b
Ricavi(TTM)UK£28.14b
9.4x
Rapporto P/E
0.8x
Rapporto P/B

BARC è sopravvalutato?

Vedi Fair Value e analisi di valutazione

Utili e ricavi

Statistiche chiave sulla redditività dall'ultima relazione sugli utili (TTM)
BARC Conto economico (TTM)
RicaviUK£28.14b
Costo del fatturatoUK£0
Profitto lordoUK£28.14b
Altre speseUK£21.30b
UtiliUK£6.84b

Ultimi utili riportati

Jun 30, 2026

Prossima data di guadagno

Oct 22, 2026

Utile per azione (EPS)0.51
Margine lordo100.00%
Margine di profitto netto24.32%
Rapporto debito/patrimonio netto980.3%

Come si è comportato BARC nel lungo periodo?

Vedi performance storica e confronto

Dividendi

1.8%
Rendimento attuale del dividendo
23%
Rapporto di remunerazione

BARC paga dividendi affidabili?

Vedere la storia dei dividendi e i benchmark di BARC
Quando è necessario acquistare BARC per ricevere un dividendo imminente?
Barclays date dei dividendi
Data di stacco del dividendoAug 06 2026
Data di pagamento dei dividendiSep 15 2026
Giorni fino al dividendo Ex41 days
Giorni prima della data di pagamento dei dividendi1 day

BARC paga dividendi affidabili?

Vedere la storia dei dividendi e i benchmark di BARC

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/09/14 12:16
Prezzo dell'azione a fine giornata2026/09/14 00:00
Utili2026/06/30
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
  • Modulo SEC 10-K
  • Modulo SEC 10-Q
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
  • Rapporti di ricerca degli analisti
  • Blue Matrix
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
  • Dati di mercato ICE
  • Modulo SEC S-1
Proprietà10 anni
  • Top azionisti
  • Insider trading
  • Modulo 4 SEC
  • Modulo 13D SEC
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
  • Modulo SEC 10-K
  • Modulo SEC DEF 14A
Sviluppi principali10 anni
  • Annunci aziendali
  • Modulo 8-K SEC

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Barclays PLC è coperta da 29 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Jesús Gómez DominguezBanco Santander
Michael ChristodoulouBerenberg
Dirk Hoffmann-BeckingBernstein

Prendi decisioni di investimento migliori ovunque

Scansiona per scaricare
Apri App StoreApri Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
Visualizza le fonti dei dati
Mercati
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Idee di investimento
  • Società sottovalutate
  • Titoli a forte dividendo
  • Acquisto da parte di insider
  • Energia nucleare
  • Veicoli autonomi
  • Intelligenza artificiale
  • Cripto e blockchain
  • Cybersecurity
  • Altre idee
Comunità azionarie
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Funzionalità e strumenti
  • Tracker del portafoglio
  • Stock screener e avvisi
  • Narrazioni e valori equi
  • Calcolatore di dividendi
Notizie e scoperta
  • Ultime notizie sulle azioni
  • Approfondimenti sui mercati globali
  • La tana della volpe
  • Idee di investimento
  • Narrazioni della community
  • Novità
Simply Wall St
  • Piani e prezzi
  • Pubblicità
  • Chi siamo
  • Contattaci
  • Carriere
  • Centro assistenza
  • Impara a investire in azioni
  • Programma di affiliazione
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Termini e condizioni
  • Informativa sulla privacy
  • Termini sull'IA
  • Guida ai servizi finanziari