Banco Santander, S.A.

Report azionario BME:SAN

Capitalizzazione di mercato: €171.1b

Banco Santander Gestione

Criteri Gestione verificati 3/4

Banco Santander Il CEO è Hector Grisi Checa, nominato in Jan2023, e ha un mandato di 3.5 anni. la retribuzione annua totale è € 9.49M, composta da 33.2% di stipendio e 66.8% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.02% delle azioni della società, per un valore di € 34.74M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 6.5 anni e 10.6 anni.

Informazioni chiave

Hector Grisi Checa

Amministratore delegato

€9.5m

Compenso totale

Percentuale dello stipendio del CEO33.20%
Mandato del CEO3.5yrs
Proprietà del CEO0.02%
Durata media del management6.5yrs
Durata media del Consiglio di amministrazione10.6yrs

Aggiornamenti recenti sulla gestione

Recent updates

Aggiornamento narrativa Jul 22

SAN: Lower Discount Rate And Buybacks Are Expected To Drive Upside

Analysts have lifted their price target for Banco Santander from €11.10 to €14.40, citing updated assumptions for revenue growth, profit margins, discount rate and future P/E as key drivers of the higher valuation range. What's in the News Banco Santander shares recently fell between 4.4% and 5.25%, with investors reacting to concerns about overvaluation and broader weakness in European markets.
Aggiornamento narrativa Jul 08

SAN: Webster Acquisition And AI Spending Will Pressure Future Returns

Analysts have raised their price target for Banco Santander to €9.73 from €7.10, citing updated assumptions for higher revenue growth, stronger profit margins and a slightly lower future P/E multiple, which together indicate a higher estimated fair value under a reduced discount rate. What's in the News for Banco Santander Regulators have approved Banco Santander's acquisition of Webster Bank at the Office of the Comptroller of the Currency level, while final sign off from the Federal Reserve and European Central Bank is still pending.
Aggiornamento narrativa Jun 24

SAN: Webster Deal And Groupwide AI Rollout Will Shape Future Returns

Analysts have nudged their price target for Banco Santander slightly higher to €12.21 from €12.15, reflecting updated inputs on revenue growth, profit margins and assumed future P/E multiples in their valuation models. What’s in the News Banco Santander received approval from the Office of the Comptroller of the Currency for its acquisition of Webster Bank, with additional clearance still awaited from the Federal Reserve and the European Central Bank, as reported in recent coverage of the deal.
Aggiornamento narrativa Jun 05

SAN: Rating Upgrade And TSB Deal Will Support Future Returns

Analysts have made a small upward adjustment to Banco Santander's implied value, with the updated price target moving from about €12.12 to roughly €12.15. The change reflects slightly lower applied discount rates and modest tweaks to longer term growth, margin and P/E assumptions.
Aggiornamento narrativa May 21

SAN: Share Buybacks And Rising Dividends Will Support Future Returns

Analysts have raised their Banco Santander price target slightly to €12.12 from €11.94, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple in their valuation analysis. What's in the News The General Shareholders Meeting on 27 March 2026 approved a fixed supplementary cash dividend of €0.125 per share, expected to be paid from 5 May 2026, with the final aggregate payout dependent on the size of the ongoing share buyback and any capital increase executed before that date (General Shareholders Meeting resolution).
Aggiornamento narrativa Apr 24

SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside

Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.
Aggiornamento narrativa Apr 10

SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside

Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).
Aggiornamento narrativa Mar 26

SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential

Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).
Aggiornamento narrativa Mar 12

SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential

Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.
Aggiornamento narrativa Feb 26

SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects

Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.
Aggiornamento narrativa Feb 10

SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects

Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.
Aggiornamento narrativa Jan 27

SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects

Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).
Aggiornamento narrativa Jan 12

SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects

Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).
Aggiornamento narrativa Dec 15

SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects

Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.
Aggiornamento narrativa Nov 30

SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns

Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).
Aggiornamento narrativa Nov 16

SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead

Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.
Aggiornamento narrativa Nov 01

SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value

Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).
Aggiornamento narrativa Oct 18

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.
Articolo di analisi Oct 18

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...
Aggiornamento narrativa Oct 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.
Articolo di analisi Oct 03

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...
Aggiornamento narrativa Sep 19

Digital Banking And Latin America Urbanization Will Unlock New Value

Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.
Aggiornamento narrativa Sep 04

Digital Banking And Latin America Urbanization Will Unlock New Value

Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.
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Nuova narrativa Nov 07

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Hector Grisi Checa rispetto agli utili di Banco Santander?
DataCompenso totaleStipendioUtili della società
Jun 30 2026n/an/a

€13b

Mar 31 2026n/an/a

€12b

Dec 31 2025€9m€3m

€12b

Sep 30 2025n/an/a

€13b

Jun 30 2025n/an/a

€13b

Mar 31 2025n/an/a

€11b

Dec 31 2024€9m€3m

€11b

Sep 30 2024n/an/a

€11b

Jun 30 2024n/an/a

€11b

Mar 31 2024n/an/a

€11b

Dec 31 2023€8mn/a

€10b

Compensazione vs Mercato: La retribuzione totale di Hector ($USD 10.79M ) è superiore alla media delle aziende di dimensioni simili nel mercato Spanish ($USD 3.75M ).

Compensazione vs guadagni: La retribuzione di Hector è stata coerente con le performance aziendali dell'ultimo anno.


AMMINISTRATORE DELEGATO

Hector Grisi Checa (60 yo)

3.5yrs
Mandato
€9,488,690
Compensazione

Mr. Hector Blas Grisi Checa serves as Chief Executive Officer & Executive Director of Banco Santander, S.A. since January 01, 2023. He served as Executive Chairman and Chief Executive Officer of Grupo Fina...


Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Ana de Sautuola y O'Shea
Executive Chair37.4yrs€11.98m0.24%
€ 404.3m
Hector Grisi Checa
Group CEO & Executive Director3.5yrs€9.49m0.020%
€ 34.7m
Jose Garcia-Cantera
Senior EVP & Group CFO11.5yrsNessun dato0.020%
€ 34.2m
Juan Olaizola Bartolome
Senior EVP and Group Chief Operating & Technology Officerless than a yearNessun dato0.0021%
€ 3.6m
Kamran Butt
Chief Investment Officer & Head of Product2.1yrsNessun datoNessun dato
Manuel Antonio Amaral Preto
Group Senior EVP & Chief Accounting Officer1yrNessun dato0.00099%
€ 1.7m
Jose Linares Perou
Senior EVP and Global Head of Corporate & Investment Banking9.5yrsNessun dato0.0069%
€ 11.8m
Jaime Perez Renovales
Senior EVP10.8yrsNessun dato0.0078%
€ 13.4m
David Hazell
Group Senior EVP & Chief Compliance Officer2.5yrsNessun dato0.00050%
€ 855.6k
Juan Manuel Mendez de Vigo
Senior EVP and Group Head of Communications25yrsNessun dato0.0073%
€ 12.6m
Jose De Mora Gil-Gallardo
Group Senior EVP & Head of Corporate Development & Financial Planning11.5yrsNessun dato0.0065%
€ 11.1m
Javier Rogla Puig
Group Head of People2.5yrsNessun dato0.0030%
€ 5.2m
6.5yrs
Durata media
60yo
Età media

Gestione esperta: Il team dirigenziale di SAN è esperto e expertise (durata media dell'incarico 6.5 anni).


Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Ana de Sautuola y O'Shea
Executive Chair37.4yrs€11.98m0.24%
€ 404.3m
Hector Grisi Checa
Group CEO & Executive Director3.5yrs€9.49m0.020%
€ 34.7m
Glenn Hutchins
Independent Vice Chair & Lead Independent Director3.6yrs€700.00k0.0061%
€ 10.4m
Francisco D'Souza
Member of International Advisory Boardno dataNessun datoNessun dato
Jose Alvarez
Non-Executive Vice Chairman11.5yrs€447.34k0.019%
€ 32.5m
George Kurtz
Member of International Advisory Boardno dataNessun datoNessun dato
Francisco Botin-Sanz de Sautuola y O'Shea
Non-Independent Non-Executive Director22yrs€137.15k0.26%
€ 439.0m
Sheila Colleen Bair
Member of International Advisory Boardno dataNessun datoNessun dato
Belen Garcia
Independent Non-Executive Director10.6yrs€580.80k0.00010%
€ 171.1k
Soledad Daurella Comadran
Independent Non-Executive Director11.4yrs€313.71k0.0044%
€ 7.5m
Pamela Walkden
Independent Non-Executive Director6.8yrs€383.01k0.00058%
€ 992.5k
German de Fuente Escamilla
Independent Director4.3yrs€344.32k0.000070%
€ 119.8k
10.6yrs
Durata media
61.5yo
Età media

Consiglio di amministrazione esperto: Il consiglio di amministrazione di SAN è composto da personale esperto e esperto (durata media dell'incarico 10.6 anni).


Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/07/27 17:16
Prezzo dell'azione a fine giornata2026/07/24 00:00
Utili2026/06/30
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Banco Santander, S.A. è coperta da 36 analisti. 15 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Javier Esteban LarioBanco de Sabadell. S.A.
Thomas Andrew RaynerBarclays
Cecilia Romero ReyesBarclays