Allianz Performance degli utili passati
Criteri Il passato verificati 4/6
Allianz ha registrato una crescita degli utili a un tasso medio annuo di 11.5%, mentre il settore Insurance ha registrato utili in crescita a un tasso medio annuo di 14.2%. I ricavi sono stati in diminuzione a un tasso medio annuo di 1.6%. Il ritorno sul capitale proprio di Allianz è 18.3% e ha margini netti di 10.3%.
Informazioni chiave
11.53%
Tasso di crescita degli utili
13.67%
Tasso di crescita dell'EPS
| Insurance Crescita del settore | 5.90% |
| Tasso di crescita dei ricavi | -1.55% |
| Rendimento del capitale proprio | 18.26% |
| Margine netto | 10.28% |
| Prossimo aggiornamento sugli utili | 07 Aug 2026 |
Aggiornamenti sulle prestazioni recenti
Recent updates
Aggiornamento narrativa • Jul 28
ALV: Future Singapore Deal And Buybacks May Support Re Rating
Analysts have lifted their fair value estimate for Allianz to €571.26 from €558.36, reflecting slightly higher revenue growth expectations, a modestly higher future P/E multiple, and recent price target increases from €388 to €411.70 and to €430 in Street research. Analyst Commentary Recent Street research on Allianz points to a more constructive tone around the stock.Nuova narrativa • Jul 03
AI Productivity And Health Expansion Will Reshape This Insurer’s Earnings Profile
Catalysts About Allianz Allianz is a global insurance and asset management group offering Property & Casualty, Life & Health and investment products across multiple regions. What are the underlying business or industry changes driving this perspective?
Aggiornamento narrativa • Jun 22
ALV: Future Returns Will Depend On Buybacks Discipline And Acquisition Execution
Allianz's analyst price target has been updated from about €403.90 to about €413.90, reflecting modest adjustments to revenue growth, profit margin and future P/E assumptions, and aligning with recent target increases such as Citi's move to €411.70, while broader analyst commentary remains mixed. Analyst Commentary Recent Allianz research shows a mix of optimism and caution, with the latest price target around €411.70 and a Neutral stance from at least one major bank.
Nuova narrativa • Jun 19
Allianz Stock Will Face Rising AI Costs And Compression In Profit Margins
Catalysts About Allianz Allianz is a global insurance and asset management group offering property and casualty, life and health insurance, and investment products. What are the underlying business or industry changes driving this perspective?Aggiornamento narrativa • Jun 05
ALV: Future Returns Will Rely On Buybacks Execution And Expansion Plans
The analyst price target for Allianz has increased to €403.90 from €399.52, reflecting updated views on slightly stronger revenue growth and modestly higher future P/E assumptions, partly offset by a somewhat lower profit margin outlook and a higher discount rate cited by analysts in recent research. Analyst Commentary Recent research on Allianz has centered on how much investors are willing to pay for the stock relative to earnings, which feeds directly into the updated price targets.Aggiornamento narrativa • Apr 25
ALV: Future Returns Will Depend On Capital Returns And Execution Of Expansion Plans
Allianz's analyst price targets have moved higher overall, with the fair value estimate edging from about €396.75 to €399.52, as analysts factor in updated margin assumptions, a modestly higher future P/E, and a series of recent target increases from firms raising their outlook on the shares. Analyst Commentary Recent research on Allianz has centered on how the current share price lines up with updated target prices and views on valuation, execution, and growth potential.Aggiornamento narrativa • Apr 09
ALV: Future Returns Will Hinge On Capital Returns And AI Partnership Execution
Allianz's analyst price targets have shifted higher overall, with recent updates ranging from €370 to €504. Analysts highlight mixed views on valuation and the latest research support for the shares.Aggiornamento narrativa • Mar 26
ALV: Future Returns Will Reflect Capital Returns And AI Partnership Execution
Analyst price targets for Allianz have shifted higher, with the updated fair value estimate moving from €391.41 to €396.75. Analysts cite a series of recent target increases from firms lifting their views into a €370 to €504 range and broadly describing the shares as appropriately valued.Aggiornamento narrativa • Mar 09
ALV: Future Returns Will Reflect Capital Returns And Responsible AI Execution
Analysts have inched their average price targets on Allianz higher, with recent moves such as Morgan Stanley lifting its view to €390 and RBC Capital setting €400. These changes reflect updated assumptions on fair value, revenue growth and future P/E multiples.Aggiornamento narrativa • Feb 23
ALV: Future Returns Will Reflect Premium Pricing And AI Execution Progress
Analysts have nudged their fair value estimate for Allianz slightly higher to about €390, supported by recent Street research that includes sector perform or equal weight views and price targets clustered around €370 to €405. This reflects a balance of more cautious revenue assumptions with somewhat firmer margin expectations and a steady forward P/E profile.Aggiornamento narrativa • Feb 08
ALV: Future Returns Will Balance Higher Guidance With AI Execution Uncertainty
Allianz's analyst price targets have moved higher, with recent revisions up to €370 and €388 as analysts factor in updated assumptions on discount rates, profitability, and future P/E expectations. Analyst Commentary Recent price target revisions on Allianz to €370 and €388 give you a sense of how the Street is recalibrating expectations around valuation, profitability and P/E assumptions rather than signaling a uniform view on the stock.Aggiornamento narrativa • Jan 23
ALV: Future Returns Will Reflect Higher Guidance Balanced With AI Execution Risks
Analysts have modestly lifted their fair value estimate for Allianz, reflecting a revised price target range, implied by recent moves from €340 to €370 and €388, supported by slightly higher assumptions for revenue growth, profit margin, and future P/E. Analyst Commentary Recent research updates on Allianz point to a more constructive stance on the shares, with fair value views clustering in a higher price target range and ratings that are broadly balanced rather than strongly positive or negative.Aggiornamento narrativa • Jan 08
ALV: Future Returns Will Reflect Higher 2025 Guidance And Stable Earnings Profile
Analysts have inched their fair value estimate for Allianz higher to about €378 from roughly €377, following a recent price target increase to €388. This reflects updated assumptions on long term profitability and a slightly higher future P/E of about 12.6x versus 12.4x previously.Aggiornamento narrativa • Dec 20
ALV: Future Returns Will Reflect Higher Guidance Amid Persistent Macro Uncertainty
Analysts have raised their fair value estimate for Allianz by about EUR 5 to align with Citi's recent price target increase to EUR 388, reflecting slightly stronger long term growth and margin expectations. Analyst Commentary Street research on Allianz remains relatively balanced, with the recent price target increase highlighting improving confidence in the insurer's execution while also underscoring lingering valuation and macro risks.Aggiornamento narrativa • Dec 06
ALV: Future Returns Will Reflect Steady Earnings And Macroeconomic Uncertainty
Analysts have nudged their price targets on Allianz higher, with recent moves such as Citi lifting its target to EUR 388 from EUR 349.90 and JPMorgan to EUR 360 from EUR 350. They cite a slightly stronger revenue growth outlook that more than offsets marginally softer profit margin assumptions and leaves longer term valuation multiples broadly unchanged.Aggiornamento narrativa • Nov 22
ALV: Future Performance Will Balance Improved Margins Against Macroeconomic Risks
Allianz's analyst price target increased from EUR 363.11 to EUR 371.92, as analysts cited stronger revenue growth projections and improved margins as factors driving the upward revision. Analyst Commentary Recent updates from major financial institutions have highlighted both strengths and risks in Allianz's outlook, providing investors with a well-rounded view of sentiment on the stock.Aggiornamento narrativa • Sep 06
Digital Transformation And Emerging Markets Will Drive Future Expansion
With both Allianz’s future P/E and discount rate effectively unchanged, analysts have made only a marginal upward revision to the fair value price target, now set at €363.11. What's in the News Allianz Life experienced a significant cyberattack in mid-July 2025, resulting in personal data theft affecting the majority of its customers, financial professionals, and some employees through a social engineering technique (TechCrunch).
Nuova narrativa • Nov 24
Dynamic Growth And Strategic Shifts Drive Optimism Despite Market Challenges
Allianz's growth driven by P&C volume, Life and Health, and asset management indicates strong future revenue potential.Ripartizione dei ricavi e delle spese
Ripartizione dei ricavi e delle spese
Come Allianz guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.
Storico di utili e ricavi
| Data | Ricavi | Utili | Spese G+A | Spese di R&S |
|---|---|---|---|---|
| 31 Mar 26 | 115,495 | 11,870 | 8,646 | 0 |
| 31 Dec 25 | 113,174 | 10,603 | 8,670 | 0 |
| 30 Sep 25 | 105,019 | 10,420 | 4,477 | 0 |
| 30 Jun 25 | 109,020 | 10,068 | 8,651 | 0 |
| 31 Mar 25 | 109,030 | 9,736 | 8,495 | 0 |
| 31 Dec 24 | 110,376 | 9,788 | 8,468 | 0 |
| 30 Sep 24 | 98,747 | 9,466 | 4,294 | 0 |
| 30 Jun 24 | 104,240 | 9,017 | 8,125 | 0 |
| 31 Mar 24 | 100,513 | 8,842 | 7,762 | 0 |
| 31 Dec 23 | 99,420 | 8,399 | 7,935 | 0 |
| 30 Sep 23 | 102,078 | 8,212 | -5,560 | 0 |
| 30 Jun 23 | 97,655 | 8,196 | 7,953 | 0 |
| 31 Mar 23 | 112,019 | 8,177 | 0 | 0 |
| 31 Dec 22 | 95,811 | 6,302 | 9,830 | 0 |
| 30 Sep 22 | 108,081 | 4,389 | 17,917 | 0 |
| 30 Jun 22 | 109,761 | 4,102 | 156 | 0 |
| 31 Mar 22 | 111,393 | 4,555 | 15,552 | 0 |
| 31 Dec 21 | 114,475 | 6,560 | 0 | 0 |
| 30 Sep 21 | 119,852 | 8,719 | 11,207 | 0 |
| 30 Jun 21 | 118,798 | 8,671 | 11,217 | 0 |
| 31 Mar 21 | 122,778 | 7,973 | 11,097 | 0 |
| 31 Dec 20 | 117,531 | 6,807 | 11,107 | 0 |
| 30 Sep 20 | 111,361 | 6,848 | 10,966 | 0 |
| 30 Jun 20 | 111,208 | 6,732 | 10,973 | 0 |
| 31 Mar 20 | 108,697 | 7,345 | 10,754 | 0 |
| 31 Dec 19 | 112,409 | 7,914 | 10,761 | 0 |
| 30 Sep 19 | 107,259 | 7,752 | 10,584 | 0 |
| 30 Jun 19 | 105,268 | 7,741 | 10,584 | 0 |
| 31 Mar 19 | 103,748 | 7,492 | 10,400 | 0 |
| 31 Dec 18 | 101,745 | 7,462 | 10,400 | 0 |
| 30 Sep 18 | 107,172 | 7,193 | 10,566 | 0 |
| 30 Jun 18 | 106,933 | 6,823 | 10,566 | 0 |
| 31 Mar 18 | 109,761 | 6,926 | 10,656 | 0 |
| 31 Dec 17 | 110,983 | 6,803 | 10,656 | 0 |
| 30 Sep 17 | 107,783 | 7,173 | 10,352 | 0 |
| 30 Jun 17 | 109,279 | 7,541 | 10,352 | 0 |
| 31 Mar 17 | 106,143 | 6,555 | 10,153 | 0 |
| 31 Dec 16 | 106,131 | 6,962 | 10,153 | 0 |
| 30 Sep 16 | 106,528 | 6,557 | 7,808 | 0 |
| 30 Jun 16 | 104,067 | 6,008 | 10,282 | 0 |
| 31 Mar 16 | 103,134 | 6,988 | 10,320 | 0 |
| 31 Dec 15 | 105,494 | 6,616 | 10,319 | 0 |
| 30 Sep 15 | 101,759 | 6,417 | 10,183 | 0 |
Guadagni di qualità: ALV ha guadagni di alta qualità.
Margine di profitto in crescita: Gli attuali margini di profitto netti di ALV (10.3%) ALV sono più alti rispetto allo scorso anno (8.9%).
Flusso di cassa libero e analisi degli utili
Analisi della crescita degli utili nel passato
Andamento degli utili: Gli utili di ALV sono cresciuti del 11.5% all'anno negli ultimi 5 anni.
Accelerare la crescita: La crescita degli utili di ALV nell'ultimo anno ( 21.9% ) supera la media quinquennale ( 11.5% all'anno).
Guadagni vs Settore: La crescita degli utili ALV nell'ultimo anno ( 21.9% ) non ha superato quella del settore Insurance 32.1%.
Rendimento del capitale proprio
ROE elevato: Il Return on Equity ( 18.3% ) di ALV è considerato basso.
Rendimento delle attività
Rendimento del capitale investito
Scoprire le aziende con forti performance passate
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/07/29 07:04 |
| Prezzo dell'azione a fine giornata | 2026/07/29 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Allianz SE è coperta da 37 analisti. 9 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Knut Woller | Baader Helvea Equity Research |
| Maria del Paz Ojeda Fernandez | Banco de Sabadell. S.A. |
| null null | Banco de Sabadell. S.A. |