KBC Group NV

Report azionario ENXTBR:KBC

Capitalizzazione di mercato: €44.1b

KBC Group Performance degli utili passati

Criteri Il passato verificati 2/6

KBC Group ha registrato una crescita degli utili a un tasso medio annuo di 10.7%, mentre il settore Banks ha registrato utili in crescita a un tasso medio annuo di 6.2%. I ricavi sono stati in crescita a un tasso medio annuo di 10.6%. Il ritorno sul capitale proprio di KBC Group è 12.8% e ha margini netti di 28.9%.

Informazioni chiave

10.67%

Tasso di crescita degli utili

11.87%

Tasso di crescita dell'EPS

Banks Crescita del settore12.07%
Tasso di crescita dei ricavi10.63%
Rendimento del capitale proprio12.75%
Margine netto28.94%
Prossimo aggiornamento sugli utili12 May 2026

Aggiornamenti sulle prestazioni recenti

Recent updates

KBC: Future Returns Will Hinge On Steady Dividends And Cautious Earnings Expectations

The analyst fair value estimate for KBC Group edges slightly higher to about €121.17, as analysts factor in updated Street price targets clustered around €116 to €122 and largely steady assumptions on revenue growth, profit margin and forward P/E. Analyst Commentary Recent Street research on KBC Group clusters around price targets between €116 and €122.

KBC: Future Returns Will Depend On Dividend Payouts And Execution Versus Cautious Street Revisions

The analyst price target for KBC Group is now set at €121.05, a slight adjustment supported by recent Street research in which firms have lifted their targets into a €116 to €122 range as analysts factor in updated views on discount rates, revenue growth, profit margins and future P/E assumptions. Analyst Commentary Recent Street research on KBC Group clusters around a tighter price target range between €116 and €122, with large banks such as JPMorgan now at the upper end of this band.

KBC: Future Returns Will Hinge On Dividend Strength And Execution Versus Street Expectations

The analyst price target for KBC Group is updated to €121 from €115, with analysts pointing to revised assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in the context of recent Street target increases to €116, €119 and €122. Analyst Commentary Recent Street research shows a cluster of revised targets between €116 and €122.

KBC: Higher Dividend Commitment And Margin Assumptions Will Support Future Repricing

Analysts have lifted their average price targets on KBC Group into a range of about €116 to €122, with recent increases of roughly €10 to €22 per share, as they point to updated assumptions on revenue growth, profit margins and P/E multiples. Analyst Commentary Recent research updates show a cluster of higher price targets for KBC Group, with bullish analysts moving into a band between about €116 and €122.

KBC: Higher Payout Commitment And Rising Profitability Assumptions Will Support Repricing

The analyst price target for KBC Group has been raised from €120 to €145 as analysts factor in updated assumptions on revenue growth, profit margins and future P/E, along with a series of recent Street target hikes from €94 to up to €122. Analyst Commentary Bullish analysts have been lifting their targets for KBC Group, pushing the top end of recent Street estimates toward €122 and providing a more supportive backdrop for the newly raised €145 target.

KBC: Limited Upside Signals Future Pressure On Earnings Delivery

Analysts have made only minimal adjustments to their models, with recent price target changes around €0.20 and €1 reflecting fine tuning of discount rate, growth, margin, and P/E assumptions rather than a major shift in their view on KBC Group. Analyst Commentary Recent research has highlighted relatively small absolute shifts in KBC Group price targets, but the tone of some commentary leans cautious, especially around how current expectations line up with execution and growth risks.

Here's What Analysts Are Forecasting For KBC Group NV (EBR:KBC) After Its Yearly Results

Feb 15
Here's What Analysts Are Forecasting For KBC Group NV (EBR:KBC) After Its Yearly Results

KBC: Future Returns Will Depend On Rate Backdrop And Execution Versus Street Expectations

The analyst price target for KBC Group has been raised from €108.97 to €115.09, as analysts factor in Street research that points to adjusted revenue growth assumptions, slightly higher profit margins, and updated future P/E expectations reflected in recent target changes from JPMorgan, Citi, and Morgan Stanley. Analyst Commentary Recent Street research around KBC Group reflects a mix of cautious and more optimistic adjustments, with price targets clustered in a relatively tight range and ratings split between Neutral and Overweight.

KBC: Higher Deal Ambitions Will Likely Pressure Earnings Quality And P/E

Analysts have made only slight adjustments to their price targets for KBC Group, with changes of €0.20 lower at Citi, €4 higher at JPMorgan, and €1 higher at Morgan Stanley. These reflect updated views on revenue growth, profit margins, and future P/E assumptions, while our €87 fair value estimate remains unchanged.

KBC: Future Returns Will Rely On Rate Backdrop And Execution Delivery

Analysts recently adjusted their stance on KBC Group with small shifts in price targets, including Citi trimming its view to €101 from €101.20, while JPMorgan and Morgan Stanley moved higher to €110 and €122 respectively. This led to only marginal tweaks in the underlying discount rate and assumed future P/E in our model without changing fair value.

KBC: Rising Deal Ambitions Will Likely Expose Earnings Multiple To Compression

The analyst fair value estimate for KBC Group has been raised from EUR 74.53 to EUR 87.00. This reflects analysts' view that slightly lower discount rate assumptions, modestly improved profit margins, and higher long term valuation multiples justify a higher price target despite only incremental changes in revenue growth expectations.

KBC: Future Returns Will Depend On ABN Amro Deal Path And Rate Backdrop

We trim our KBC Group price target slightly lower, reflecting a modestly reduced fair value of approximately EUR 109 from about EUR 109.50 as analysts balance marginally higher discount rate assumptions with steady improvements in revenue growth, profit margins, and longer term valuation multiples highlighted in recent Street research. Analyst Commentary Recent Street research on KBC Group reflects a broadly constructive stance on medium term fundamentals, with a minority of more cautious voices tempering upside expectations.

KBC: Near-Term Outlook Will Hinge On ABN Amro M&A Developments And Market Stability

KBC Group's analyst price target has been raised from EUR 106.73 to EUR 109.47, as analysts cite increased projected revenue growth and stronger profit margins as key drivers for the higher valuation. Analyst Commentary Recent street research reflects a range of perspectives on KBC Group's outlook, with several major institutions raising their price targets in response to evolving performance and market dynamics.

KBC: Recent Acquisition Discussions And Market Resilience Will Shape Near-Term Outlook

The analyst price target for KBC Group has been revised upward from €105.51 to €106.73. This reflects modest improvement in profit margin and overall outlook as highlighted by recent analyst updates.

Analyst Commentary Highlights Rising Price Targets and Improved Outlook for KBC Group

The analyst price target for KBC Group has increased modestly to €105.51 from €104.83. This reflects analysts' recognition of improved revenue growth expectations and continued sector support.

Digital Transformation And European Expansion Will Unlock Future Potential

The analyst price target for KBC Group has been increased from €102.96 to €104.83, reflecting modest upward revisions by analysts. These revisions are driven by improvements in forecast revenue growth and profit margins.

Digital Transformation And European Expansion Will Unlock Future Potential

Analysts have raised KBC Group’s price target to €102.96, citing improving earnings momentum, robust capital generation, better asset quality, and operational efficiency amid a supportive macro environment. Analyst Commentary Bullish analysts cite improving earnings momentum and ongoing revenue growth as key drivers behind upward price target revisions.

Digital Transformation And European Expansion Will Unlock Future Potential

Analysts maintain a positive view on KBC Group due to robust earnings growth, resilient operations, and attractive valuation, resulting in an unchanged consensus price target of €100.84. Analyst Commentary Bullish analysts cite stronger-than-expected earnings growth and operational resilience despite macroeconomic headwinds.

Here's Why We Think KBC Group (EBR:KBC) Might Deserve Your Attention Today

Jun 20
Here's Why We Think KBC Group (EBR:KBC) Might Deserve Your Attention Today
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AI And Mobile App Transformation Set To Boost Productivity And Drive Revenue Growth

Digital transformation initiatives and strong market positioning could enhance productivity, sales, and revenue, improving net margins and interest income.

Ripartizione dei ricavi e delle spese

Come KBC Group guadagna e spende denaro. In base agli ultimi utili dichiarati, su base LTM.


Storico di utili e ricavi

ENXTBR:KBC Ricavi, spese e utili (EUR Millions )
DataRicaviUtiliSpese G+ASpese di R&S
31 Dec 2511,9253,4513660
30 Sep 2511,5793,5753590
30 Jun 2511,3123,4413620
31 Mar 2510,8903,3673600
31 Dec 2410,9403,3313610
30 Sep 2410,8352,8923610
30 Jun 2410,7882,9013620
31 Mar 2410,8452,9422790
31 Dec 2311,2393,3383730
30 Sep 2310,8553,3993670
30 Jun 2310,5913,2743590
31 Mar 2310,3143,1984390
31 Dec 229,7322,7683330
30 Sep 229,4012,7047820
30 Jun 228,9352,5531,7250
31 Mar 228,4012,4592,6190
31 Dec 217,9052,5643,8710
30 Sep 217,6872,4393,8020
30 Jun 217,5582,5353,7040
31 Mar 216,7691,9523,6340
31 Dec 206,1221,3903,6530
30 Sep 206,3401,5543,7210
30 Jun 206,2931,4693,7680
31 Mar 206,9772,0053,8550
31 Dec 197,4072,4333,8120
30 Sep 197,2292,3453,7930
30 Jun 197,3492,4343,8000
31 Mar 197,3932,3693,7770
31 Dec 187,5552,4943,7730
30 Sep 187,5692,2793,8210
30 Jun 187,5562,2693,7540
31 Mar 187,6892,4423,6980
31 Dec 177,6612,5233,6350
30 Sep 177,7042,8093,5780
30 Jun 177,5242,7473,5580
31 Mar 177,2902,6133,5520
31 Dec 167,0352,3753,5100
30 Sep 166,6361,5533,5300
30 Jun 166,6221,5243,4980
31 Mar 166,6671,4693,5330
31 Dec 156,7871,5873,4730
30 Sep 156,9991,8333,5520
30 Jun 156,8671,8413,5870

Guadagni di qualità: KBC ha guadagni di alta qualità.

Margine di profitto in crescita: Gli attuali margini di profitto netti di KBC (28.9%) sono inferiori rispetto allo scorso anno (30.4%).


Flusso di cassa libero e analisi degli utili


Analisi della crescita degli utili nel passato

Andamento degli utili: Gli utili di KBC sono cresciuti del 10.7% all'anno negli ultimi 5 anni.

Accelerare la crescita: La crescita degli utili di KBC nell'ultimo anno ( 3.6% ) è inferiore alla media quinquennale ( 10.7% all'anno).

Guadagni vs Settore: La crescita degli utili KBC nell'ultimo anno ( 3.6% ) non ha superato quella del settore Banks 3.6%.


Rendimento del capitale proprio

ROE elevato: Il Return on Equity ( 12.8% ) di KBC è considerato basso.


Rendimento delle attività


Rendimento del capitale investito


Scoprire le aziende con forti performance passate

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/04 03:27
Prezzo dell'azione a fine giornata2026/05/04 00:00
Utili2025/12/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

KBC Group NV è coperta da 34 analisti. 11 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Juan Lopez CoboBanco Santander
Flora Benhakoun BocahutBarclays
Kirishanthan VijayarajahBarclays