Hanover Insurance Group Gestion
Gestion contrôle des critères 4/4
Le PDG Hanover Insurance Group est Jack Roche, nommé en Nov2017, a un mandat de 8.58 ans. La rémunération annuelle totale est $ 10.49M, composée du salaire de 10.9% et des bonus 89.1%, y compris les actions et options de la société. détient directement 0.36% des actions de la société, d'une valeur de $ 24.93M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 5.2 ans et 7.8 ans.
Informations clés
Jack Roche
Directeur général
US$10.5m
Rémunération totale
| Pourcentage du salaire du PDG | 10.86% |
| Durée du mandat du directeur général | 8.6yrs |
| Propriété du PDG | 0.4% |
| Durée moyenne d'occupation des postes de direction | 5.2yrs |
| Durée moyenne du mandat des membres du conseil d'administration | 7.8yrs |
Mises à jour récentes de la gestion
Recent updates
Mise à jour du récit • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Seeking Alpha • Jun 01
The Hanover Insurance: A Steady Dividend Idea But Bullish Case Is Lower Now
Summary The Hanover Insurance gets a slight downgrade to a hold. Positives include net written premiums growth and improved combined ratio, as well as a stellar balance sheet risk profile. The dividend idea is supported by steady growth trends, a modest yield, and a low payout ratio. The niche of P&C insurers can see impacts from policy claims in periods of elevated weather and catastrophic events damaging insured property. Read the full article on Seeking AlphaMise à jour du récit • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Mise à jour du récit • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Mise à jour du récit • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Mise à jour du récit • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Mise à jour du récit • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Mise à jour du récit • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Mise à jour du récit • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Mise à jour du récit • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Article d’analyse • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Mise à jour du récit • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Mise à jour du récit • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Mise à jour du récit • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Nouveau récit • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Seeking Alpha • Feb 05
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking AlphaAnalyse de la rémunération des PDG
| Date | Rémunération totale | Salaire | Bénéfices de l'entreprise |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$719m |
| Dec 31 2025 | US$10m | US$1m | US$661m |
| Sep 30 2025 | n/a | n/a | US$631m |
| Jun 30 2025 | n/a | n/a | US$555m |
| Mar 31 2025 | n/a | n/a | US$438m |
| Dec 31 2024 | US$10m | US$1m | US$425m |
| Sep 30 2024 | n/a | n/a | US$365m |
| Jun 30 2024 | n/a | n/a | US$271m |
| Mar 31 2024 | n/a | n/a | US$161m |
| Dec 31 2023 | US$8m | US$1m | US$34m |
| Sep 30 2023 | n/a | n/a | -US$86m |
| Jun 30 2023 | n/a | n/a | -US$93m |
| Mar 31 2023 | n/a | n/a | -US$500k |
| Dec 31 2022 | US$7m | US$1m | US$117m |
| Sep 30 2022 | n/a | n/a | US$292m |
| Jun 30 2022 | n/a | n/a | US$326m |
| Mar 31 2022 | n/a | n/a | US$433m |
| Dec 31 2021 | US$7m | US$1m | US$420m |
| Sep 30 2021 | n/a | n/a | US$423m |
| Jun 30 2021 | n/a | n/a | US$508m |
| Mar 31 2021 | n/a | n/a | US$494m |
| Dec 31 2020 | US$6m | US$1m | US$362m |
| Sep 30 2020 | n/a | n/a | US$306m |
| Jun 30 2020 | n/a | n/a | US$298m |
| Mar 31 2020 | n/a | n/a | US$268m |
| Dec 31 2019 | US$5m | US$937k | US$429m |
Rémunération vs marché: La rémunération totale de Jack ($USD 10.49M ) est dans la moyenne des entreprises de taille similaire sur le marché US ($USD 8.38M ).
Rémunération et revenus: La rémunération de Jack a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.
PDG
Jack Roche (62 yo)
8.6yrs
Titularisation
US$10,486,571
Compensation
Mr. John Conner Roche, also known as Jack, was President, CEO & Director of Allmerica Financial Alliance Insurance Company from November 04, 2017. Mr. Roche Vice Chair of American Institute For Chartered P...
Équipe de direction
| Nom | Position | Titularisation | Compensation | Propriété |
|---|---|---|---|---|
| President | 8.6yrs | US$10.49m | 0.36% $ 24.9m | |
| Executive VP & CFO | 9.6yrs | US$4.55m | 0.12% $ 8.2m | |
| Executive VP & COO | 1.2yrs | US$3.55m | 0.079% $ 5.5m | |
| Executive VP | 6.2yrs | US$2.14m | 0.024% $ 1.6m | |
| Executive VP & President of Specialty | 9yrs | US$3.20m | 0.083% $ 5.7m | |
| Senior VP & Chief investment Officer | 4.3yrs | pas de données | pas de données | |
| Senior VP | 1.3yrs | pas de données | pas de données | |
| Senior Vice President of Corporate Finance | no data | pas de données | pas de données | |
| President of Technology & Life Sciences Business | less than a year | pas de données | pas de données | |
| Executive VP and Chief Information & Innovation Officer | 5.2yrs | pas de données | 0.017% $ 1.2m | |
| Senior VP & Chief Marketing Officer | 4.3yrs | pas de données | pas de données | |
| Executive VP & Chief Human Resources Officer | 6.7yrs | pas de données | 0.0047% $ 322.9k |
5.2yrs
Durée moyenne de l'emploi
59.5yo
Âge moyen
Gestion expérimentée: L'équipe dirigeante de THG est chevronnée et expérimentée (5.2 années d'ancienneté moyenne).
Membres du conseil d'administration
| Nom | Position | Titularisation | Compensation | Propriété |
|---|---|---|---|---|
| President | 8.6yrs | US$10.49m | 0.36% $ 24.9m | |
| Independent Director | 22.3yrs | US$295.00k | 0.094% $ 6.5m | |
| Independent Director | 7.8yrs | US$280.00k | 0.0055% $ 380.3k | |
| Independent Director | 5.8yrs | US$280.00k | 0.018% $ 1.2m | |
| Independent Director | 1.1yrs | US$285.00k | pas de données | |
| Independent Director | 3.9yrs | US$280.00k | 0.014% $ 995.1k | |
| Independent Chairperson & Independent Presiding Director | 11.1yrs | US$416.00k | 0.027% $ 1.8m | |
| Independent Director | 5.3yrs | US$300.00k | 0.016% $ 1.1m | |
| Independent Director | 4yrs | US$275.00k | 0.0092% $ 634.1k | |
| Independent Director | 9.5yrs | US$301.00k | 0.0069% $ 479.2k | |
| Independent Director | 8.3yrs | US$276.00k | 0.026% $ 1.8m |
7.8yrs
Durée moyenne de l'emploi
68yo
Âge moyen
Conseil d'administration expérimenté: Les membres du conseil d'administration de THG sont considérés comme expérimentés (ancienneté moyenne 7.8 ans).
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/14 19:01 |
| Cours de l'action en fin de journée | 2026/06/12 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
The Hanover Insurance Group, Inc. est couverte par 17 analystes. 7 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |