Hanover Insurance Group (THG) Aperçu de l'action
The Hanover Insurance Group, Inc. propose, par l'intermédiaire de ses filiales, divers produits et services d'assurance dommages aux particuliers et aux entreprises aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 3/6 |
| Croissance future | 0/6 |
| Performances passées | 6/6 |
| Santé financière | 5/6 |
| Dividendes | 5/6 |
Récompenses
Analyse des risques
THG Community Fair Values
Create NarrativeSee what 17 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
The Hanover Insurance Group, Inc. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$212.61 |
| Plus haut sur 52 semaines | US$213.13 |
| Plus bas sur 52 semaines | US$160.70 |
| Bêta | 0.32 |
| Variation sur 1 mois | 10.88% |
| Variation sur 3 mois | 25.52% |
| Variation sur 1 an | 26.93% |
| Variation sur 3 ans | 88.10% |
| Variation sur 5 ans | 56.22% |
| Évolution depuis l'introduction en bourse | 776.74% |
Nouvelles et mises à jour récentes
Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking Alpha
Mise à jour du récit • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Mise à jour du récit • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Recent updates
Seeking Alpha • Jun 26
Hanover: More Than An Inflation Hedge, But A Hold
Summary Hanover Insurance wrote $6.3B in premiums for 2025, across personal, commercial, and specialty lines, each contributing differently to the group's underwriting performance. THG has remained technically profitable in four of the last five years, with a five-year combined ratio of 97.3%. Recent results show a strong positive trend: Q1 2026 combined ratio improved to 91.7% from 94.1% in Q1 2025. Specialty lines remain Hanover's underwriting jewel, posting an average combined ratio of just 89.2% since 2020. Read the full article on Seeking AlphaMise à jour du récit • Jun 22
THG: Strong Buy Rating And Capital Returns Will Support Fair Value
Analysts have reaffirmed their price target on Hanover Insurance Group at $206.38, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for keeping their outlook steady. What’s in the News for Hanover Insurance Group Zacks highlights The Hanover Insurance Group as a value stock with a Zacks Rank #1 (Strong Buy) and a Value Score of A, with earnings estimates upgraded by 9.5% over the past 60 days.Mise à jour du récit • Jun 06
THG: Stronger Earnings And Capital Returns Will Support A Fairly Valued Outlook
Analysts have revised their price target for Hanover Insurance Group to $206.38 from $199.38, citing updated assumptions regarding discount rates, revenue growth, profit margins and future P/E levels. What's in the News Hanover Insurance Group was upgraded to Zacks Rank #1 (Strong Buy) after first quarter 2026 operating income of $5.25 per share surpassed estimates, with Zacks highlighting improved underwriting profitability and a better consolidated combined ratio despite catastrophe losses.Mise à jour du récit • May 02
THG: Share Repurchases And Softer Assumptions Will Shape A Fairly Valued Outlook
Analysts have slightly reduced Hanover Insurance Group's price target from about $199.75 to roughly $199.38, reflecting updated assumptions for softer revenue growth, lower profit margins, and a higher future P/E multiple. What's in the News From January 1, 2026 to April 28, 2026, Hanover Insurance Group repurchased 580,000 shares, about 1.64% of its shares, for US$101 million under its ongoing buyback program (Key Developments).Mise à jour du récit • Mar 27
THG: Ongoing Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have kept their price target for The Hanover Insurance Group steady at $199.75, citing essentially unchanged fair value, discount rate, revenue growth, profit margin, and forward P/E assumptions in their latest update. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, representing 1.57% of its shares.Mise à jour du récit • Mar 12
THG: Share Repurchases Will Support Future Upside In An Undervalued Position
Analysts have slightly increased their fair value estimate for Hanover Insurance Group from $199.63 to $199.75, reflecting updated assumptions around profit margin, revenue growth, discount rate, and future P/E. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares for US$99 million, accounting for 1.57% of its shares.Mise à jour du récit • Feb 25
THG: Share Repurchases And Dividend Policy Will Support Future Upside
Analysts have trimmed their price target for Hanover Insurance Group to $199.63, a move they link to slightly more conservative assumptions on future P/E multiples, while keeping fair value, discount rate, revenue growth, and profit margin estimates effectively unchanged. What's in the News From October 1, 2025 to January 31, 2026, Hanover Insurance Group repurchased 561,000 shares, representing 1.57% of its stock, for US$99 million under its ongoing buyback program (Key Developments).Mise à jour du récit • Feb 10
THG: Share Repurchases And Dividend Will Support Attractive Future Upside
The analyst price target for Hanover Insurance Group has shifted slightly higher to about $199.63 from $199.50. Analysts cite updated assumptions on revenue growth, profit margins, the discount rate and projected P/E as the main drivers of this fine-tuning.Mise à jour du récit • Jan 26
THG: Dividend And Buyback Momentum Will Support Attractive Future Upside
Analysts have trimmed their price target on Hanover Insurance Group by about $1, to roughly $200. This reflects slightly updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Mise à jour du récit • Jan 11
THG: Dividend Increase And Buybacks Will Support A Stronger Future Outlook
Analysts have modestly revised their price outlook on Hanover Insurance Group, with the updated target now aligned to an implied fair value of about US$200.13 per share. This reflects small tweaks to discount rate, revenue growth, profit margin, and forward P/E assumptions.Mise à jour du récit • Dec 16
THG: Dividend Hike And Share Repurchases Will Shape A Balanced Outlook
Analysts have adjusted their price target on Hanover Insurance Group slightly higher to approximately $200.13 per share, reflecting modest refinements to long term assumptions around discount rates, revenue growth, profit margins, and valuation multiples. What's in the News The board approved an increase in the quarterly dividend to $0.95 per share, payable December 26, 2025, to shareholders of record on December 12, 2025 (Key Developments).Article d’analyse • Dec 04
Hanover Insurance Group (NYSE:THG) Has Announced That It Will Be Increasing Its Dividend To $0.95
The Hanover Insurance Group, Inc. ( NYSE:THG ) will increase its dividend on the 26th of December to $0.95, which is...Mise à jour du récit • Dec 01
THG: New Modular Insurance Product And Ongoing Buybacks Will Influence Outlook
Analysts have marginally increased their price target for Hanover Insurance Group from $199.71 to $200.13, citing slight improvements in profit margin forecasts and a modest adjustment to revenue growth expectations. What's in the News The Hanover Insurance Group has launched HSIP Advantage, a new modular property product designed for small to mid-sized businesses handling high-hazard materials.Mise à jour du récit • Nov 17
THG: New Product Launches And Share Buybacks Will Shape Near-Term Outlook
Analysts have modestly increased their price target for Hanover Insurance Group from $199.43 to $199.71. They cite slightly stronger revenue growth projections that offset a minor dip in profit margin estimates.Mise à jour du récit • Nov 01
THG: Expanding Life Sciences Coverage Will Drive Future Outperformance
Analysts have raised their price target for Hanover Insurance Group from $197.00 to $199.43, citing expectations for stronger revenue growth and a modestly higher projected valuation, even though profit margins are expected to soften slightly. What's in the News From July 1, 2025 to October 27, 2025, Hanover Insurance Group repurchased 323,000 shares, representing 0.9 percent of shares outstanding, for $55 million (Key Developments).Seeking Alpha • Sep 29
The Hanover Insurance: Q2 Improvement And Future Growth Indicators
Summary Hanover Insurance Group showed Q2 top and bottom-line growth as well as indicators of future growth and a positive analyst EPS consensus. The dividend yield of 2.3% beats key peers and the firm has a 5-year steady dividend growth history, and indicators of dividend sustainability supported by positive cash flow. The firm is exposed to a diversified, investment-grade asset portfolio that could be impacted by Fed decisions on interest rates. A key risk is exposure to weather catastrophic events which could drive future spikes in benefit payouts, impacting earnings. Although the stock is trading well above its moving average, it is undervalued on forward P/E ratios. Read the full article on Seeking Alpha
Nouveau récit • Aug 30
Innovative Strategies And Tech Investments Set To Bolster Profitability In Insurance Sector
Focused catastrophe mitigation efforts in both Personal and Core Commercial lines aim to reduce claims and enhance profitability through higher deductibles and pricing adjustments.Seeking Alpha • Feb 05
Hanover Insurance Group: Improvement In Net Income Growth Encouraging
Summary Hanover Insurance Group's net income growth and return on equity improvement are key factors for a bullish view of the stock. The company's performance in Q4 2023 showed slower growth in net premiums written but a significant reduction in the combined ratio. The growth trajectory of THG stock could be positive if there is continued improvement in net income and return on equity. Read the full article on Seeking AlphaRendement pour les actionnaires
| THG | US Insurance | US Marché | |
|---|---|---|---|
| 7D | 7.4% | 4.7% | -2.6% |
| 1Y | 26.9% | -1.1% | 20.0% |
Rendement vs Industrie: THG a dépassé le secteur US Insurance qui a rapporté -3.9 % au cours de l'année écoulée.
Rendement vs marché: THG a dépassé le marché US qui a rapporté 18.6 % au cours de l'année écoulée.
Volatilité des prix
| THG volatility | |
|---|---|
| THG Average Weekly Movement | 3.4% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Cours de l'action stable: THG n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de THG ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1852 | 4,900 | Jack Roche | www.hanover.com |
The Hanover Insurance Group, Inc. propose, par l'intermédiaire de ses filiales, divers produits et services d'assurance dommages aux particuliers et aux entreprises aux États-Unis. Il opère dans quatre secteurs : Core Commercial, Specialty, Personal Lines et Other. La société propose des assurances commerciales multirisques, des assurances automobiles commerciales, des assurances contre les accidents du travail et d'autres assurances commerciales de base, ainsi que des assurances professionnelles et de direction, des assurances maritimes, des assurances de cautionnement et autres, ainsi que des produits d'assurance dommages spécialisés comprenant les programmes d'assurance Hanover, les assurances excédentaires, les assurances industrielles spécialisées Hanover et les assurances de responsabilité civile générale spécialisées.
The Hanover Insurance Group, Inc. Résumé des fondamentaux
| THG statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$7.26b |
| Bénéfices(TTM) | US$719.30m |
| Recettes(TTM) | US$6.69b |
10.3x
Ratio P/E1.1x
Ratio P/SLe site THG est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| THG compte de résultat (TTM) | |
|---|---|
| Recettes | US$6.69b |
| Coût des recettes | US$5.04b |
| Marge brute | US$1.66b |
| Autres dépenses | US$937.20m |
| Les revenus | US$719.30m |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Jul 29, 2026
| Résultat par action (EPS) | 20.56 |
| Marge brute | 24.75% |
| Marge bénéficiaire nette | 10.75% |
| Ratio dettes/capitaux propres | 23.6% |
Quelles ont été les performances à long terme de THG?
Voir les performances historiques et les comparaisonsDividendes
1.8%
Rendement actuel des dividendes18%
Ratio de distributionLe site THG verse-t-il des dividendes fiables ?
Voir THG l'historique des dividendes et les indices de référence| Hanover Insurance Group dates des dividendes | |
|---|---|
| Date ex-dividende | Jun 12 2026 |
| Date de paiement du dividende | Jun 26 2026 |
| Jours jusqu'au dividende Ex | 15 days |
| Jours jusqu'à la date de paiement du dividende | 1 day |
Le site THG verse-t-il des dividendes fiables ?
Voir THG l'historique des dividendes et les indices de référenceAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/26 05:35 |
| Cours de l'action en fin de journée | 2026/06/26 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
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* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
The Hanover Insurance Group, Inc. est couverte par 17 analystes. 7 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jay Gelb | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |
| Grace Carter | BofA Global Research |