Western Union (WU) Aperçu de l'action
La Western Union Company propose des services de transfert d'argent, de paiement et de finance numérique aux États-Unis et dans le monde entier. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 5/6 |
| Croissance future | 2/6 |
| Performances passées | 1/6 |
| Santé financière | 3/6 |
| Dividendes | 6/6 |
Récompenses
Analyse des risques
WU Community Fair Values
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Analyst Price Targets
The Western Union Company Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$7.20 |
| Plus haut sur 52 semaines | US$10.35 |
| Plus bas sur 52 semaines | US$6.27 |
| Bêta | 0.52 |
| Variation sur 1 mois | -16.86% |
| Variation sur 3 mois | -15.29% |
| Variation sur 1 an | -13.25% |
| Variation sur 3 ans | -39.60% |
| Variation sur 5 ans | -66.90% |
| Évolution depuis l'introduction en bourse | -60.66% |
Nouvelles et mises à jour récentes
Seeking Alpha • Aug 18
Western Union Is Still Cheap, But The Story Just Got Messier (Rating Downgrade)
Summary The Intermex acquisition offers scale and cost synergies for Western Union, but integration risks and regulatory hurdles remain, with a 76-83% implied probability of closing. Cost-cutting initiatives target $200 million in annual savings by 2027, but excessive cuts may threaten WU's long-term viability amid intensifying competition. Margin compression persists as digital transition accelerates, yet WU's $9.5 intrinsic value provides a margin of safety for investors. Read the full article on Seeking Alpha
Mise à jour du récit • Aug 15
WU: Intermex Deal Progress And Stablecoin Expansion Will Shape Future Returns
Western Union's analyst price target has been reset lower to about $7.10 from roughly $7.90, as analysts factor in softer revenue trends, compressed profit margins, a slightly higher discount rate, and revised P/E expectations following recent target cuts across several research firms. Analyst Commentary Recent Street research on Western Union is leaning cautious, with a series of target cuts and a heavier focus on execution risk, cash generation, and the outlook for the core money transfer business.Recent updates
Seeking Alpha • Aug 18
Western Union Is Still Cheap, But The Story Just Got Messier (Rating Downgrade)
Summary The Intermex acquisition offers scale and cost synergies for Western Union, but integration risks and regulatory hurdles remain, with a 76-83% implied probability of closing. Cost-cutting initiatives target $200 million in annual savings by 2027, but excessive cuts may threaten WU's long-term viability amid intensifying competition. Margin compression persists as digital transition accelerates, yet WU's $9.5 intrinsic value provides a margin of safety for investors. Read the full article on Seeking AlphaMise à jour du récit • Aug 15
WU: Intermex Deal Progress And Stablecoin Expansion Will Shape Future Returns
Western Union's analyst price target has been reset lower to about $7.10 from roughly $7.90, as analysts factor in softer revenue trends, compressed profit margins, a slightly higher discount rate, and revised P/E expectations following recent target cuts across several research firms. Analyst Commentary Recent Street research on Western Union is leaning cautious, with a series of target cuts and a heavier focus on execution risk, cash generation, and the outlook for the core money transfer business.Mise à jour du récit • Aug 01
WU: Stablecoin Rollout And Intermex Closing Timing Will Drive Future Returns
Western Union's analyst price target has been trimmed as fair value estimates eased from about $8.64 to $7.89. Analysts pointed to softer revenue, earnings misses, reduced guidance and ongoing pressure in core retail and cash generation metrics.Mise à jour du récit • Jul 15
WU: Stablecoin Launch And Intermex Timing Will Shape Future Returns
Western Union's updated analyst price target has moved from $9.08 to $8.64, reflecting analysts' more cautious stance following a lower $8 target tied to the later International Money Express deal close and a new $7 target from fresh Underweight coverage. Analyst Commentary Recent commentary on Western Union centers on cautious views of execution and growth, with price targets converging in a relatively tight US$7 to US$8 range.Mise à jour du récit • Jul 01
WU: New Stablecoin And Intermex Deal Will Support Future Earnings
Analysts have slightly reduced their $ fair value estimate for Western Union to about $9.08 from roughly $9.46, citing updated assumptions for discount rates, revenue growth, profit margins, and future P/E multiples. What’s in the News for Western Union Western Union and Total Wireless partnered to embed one fee-free Western Union money transfer per month into certain Total Wireless plans, with transfers available to over 200 countries and territories, according to recent company announcements.
Mise à jour du récit • Jun 15
WU: Digital Settlements And Retail Network Will Support Future Upside Potential
Analysts have adjusted their price target for Western Union to $11.00 from $13.81, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News Western Union launched USDPT, a US dollar denominated stablecoin issued by Anchorage Digital Bank N.A. on the Solana blockchain.Mise à jour du récit • Jun 01
WU: New Stablecoin Platform Will Support Stronger Cash Settlement And Earnings
Analysts have kept Western Union's fair value estimate broadly stable, with the updated target implying around $9.46 per share. Small adjustments to the discount rate and future P/E assumptions have offset each other.Mise à jour du récit • May 04
WU: Stablecoin Partnership And Buybacks Will Shape Balanced Earnings Outlook
Analysts have slightly reduced their price target on Western Union to $9.46 from $9.62, citing updated assumptions around discount rate, revenue growth, profit margin, and future P/E as the main factors behind this adjustment. What's in the News Western Union issued full year 2026 guidance, with revenue growth expected in a 5% to 8% range and EPS guided to US$1.50 to US$1.60.Mise à jour du récit • Apr 19
WU: Stablecoin Headwinds Will Be Offset By Digital And Retail Execution
Analysts have trimmed their Western Union price target by about $0.55 to $13.81, citing updated assumptions around revenue growth, profit margins, discount rates and future P/E multiples, as well as concerns that sentiment around stablecoins could weigh on the stock. Analyst Commentary Recent commentary points to a mixed backdrop for Western Union, with some analysts focused on headwinds from stablecoin sentiment and others highlighting areas where the company could still support equity value through execution and capital allocation.Mise à jour du récit • Apr 05
WU: Stablecoin Caution And Digital Execution Will Shape Future Earnings Balance
Analysts have adjusted their Western Union target to $9.62, citing slightly higher assumed discount rates, marginally different revenue growth and profit margin estimates, and a small change in projected future P/E as they factor in recent cautious sentiment around stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts see the reset target of US$9.62 as reflecting a more conservative discount rate and P/E framework, which they view as better aligned with current risk sentiment around stablecoins.Mise à jour du récit • Mar 22
WU: Stablecoin Sentiment And Digital Execution Will Shape Future Earnings Resilience
Analysts have trimmed Western Union's price target to $9.62, reflecting a slightly higher discount rate and a modestly higher assumed future P/E as they factor in potential sentiment headwinds from stablecoins. Analyst Commentary Bullish Takeaways Bullish analysts highlight that the new target P/E still assumes investors are willing to pay a reasonable multiple for Western Union, suggesting the franchise retains perceived value despite digital and stablecoin pressures.Mise à jour du récit • Mar 08
WU: Stablecoin Sentiment And Digital Efforts Will Shape Future Remittance Balance
Analysts have slightly reduced their Western Union price target by $0.08, citing modest adjustments to fair value, discount rate, revenue growth, profit margin, and future P/E assumptions, and highlighting potential sentiment headwinds related to stablecoins. Analyst Commentary Analysts are framing Western Union's outlook around how digital assets, particularly stablecoins, could influence sentiment, valuation assumptions, and long term growth expectations.Mise à jour du récit • Feb 22
WU: Stablecoin Sentiment And Digital Initiatives Will Shape Balanced Remittance Outlook
Analysts have trimmed their Western Union price target slightly to about $9.69 from $9.75, citing updated assumptions around revenue growth, profit margins and future P/E, as well as growing concerns about stablecoin related competitive pressures on sentiment. Analyst Commentary Bullish Takeaways Bullish analysts see the updated assumptions around revenue and margins as already reflected in the trimmed US$9.69 target, which they view as incorporating a cautious stance on execution.Mise à jour du récit • Feb 08
WU: Digital And Retail Remittances Will Offset Stablecoin Sentiment Headwinds
Analysts have trimmed their Western Union fair value estimate from about US$14.58 to roughly US$14.36, reflecting updated views on discount rates, profit margins and future P/E, while also weighing recent commentary on stablecoin sentiment headwinds and the company’s plans to grow revenue through 2028. Analyst Commentary Recent research has highlighted a mix of caution around digital asset competition and constructive views on Western Union’s multiyear revenue ambitions.Mise à jour du récit • Jan 24
WU: Digital And Retail Shifts Plus Stablecoin Plans Will Shape Remittance Outlook
Analysts have nudged their fair value estimate for Western Union to US$9.75 from US$9.63, citing refreshed price targets around US$10 and a clearer plan focused on Retail Money Transfer, Digital Money Transfer and broader Consumer Services growth. Analyst Commentary Bullish Takeaways Bullish analysts see the updated fair value near US$9.75 to US$10 as supported by a clearer plan tied to specific revenue goals through 2028, which they view as helpful for assessing execution risk.Mise à jour du récit • Jan 10
WU: Digital Remittances And Stablecoin Plans Will Reshape Long Term Outlook
Analysts have nudged their price target for Western Union modestly higher, reflecting updated assumptions around fair value at about $14.58 per share and a slightly lower discount rate as they weigh the company’s outlined plans to grow revenue through improvements in Retail Money Transfer, faster Digital Money Transfer growth, and broader Consumer Services. Analyst Commentary Recent Street research paints a mixed but constructive picture, with bullish analysts highlighting Western Union’s multi‑year revenue ambitions and execution roadmap, while more cautious voices point to policy and industry shifts that could take time to work through.Article d’analyse • Dec 15
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) has announced that it will pay a dividend of $0.235 per share on the 31st of...Mise à jour du récit • Dec 14
WU: Digital And Stablecoin Initiatives Will Shape Remittance Outlook Amid Policy Headwinds
Analysts have modestly lifted their price target on Western Union to $10.00 from $9.00, citing the company’s detailed plan to drive roughly 20% revenue growth through 2028 by strengthening retail money transfers, accelerating digital offerings, and gradually realizing synergies from the Intermex acquisition as policy headwinds ease. Analyst Commentary Bullish analysts highlight that the updated 2028 revenue framework, calling for roughly 20% top-line growth, provides clearer visibility into Western Union’s multi-year execution path and supports a modest uplift in valuation.Mise à jour du récit • Nov 28
WU: Digital Initiatives And Policy Headwinds Will Shape Medium-Term Revenue Expansion
Analysts have raised Western Union’s price target from $9.42 to $9.63, citing a clear growth strategy and steady improvements in key financial metrics. Analyst Commentary Recent analyst reports have provided both encouraging insights and noted several ongoing risks regarding Western Union’s outlook and execution strategy.Mise à jour du récit • Nov 07
WU: Digital Asset Shift And Policy Easing Will Shape Remittance Outlook
Analysts have slightly raised their price target for Western Union from $9.32 to $9.42, citing ongoing modernization efforts and expectations for gradual improvement as industry headwinds diminish. Analyst Commentary Industry observers have weighed in on Western Union’s current positioning, highlighting areas of both cautious optimism and lingering concern as the company continues to adapt to structural changes in the money transfer sector.Article d’analyse • Jul 20
The Western Union Company's (NYSE:WU) Prospects Need A Boost To Lift Shares
With a price-to-earnings (or "P/E") ratio of 2.9x The Western Union Company ( NYSE:WU ) may be sending very bullish...Article d’analyse • May 28
Western Union (NYSE:WU) Has Affirmed Its Dividend Of $0.235
The Western Union Company ( NYSE:WU ) will pay a dividend of $0.235 on the 30th of June. The dividend yield will be...Seeking Alpha • Apr 24
Western Union: Undervalued And Offering A Massive 10% Dividend
Summary Western Union's share price has fallen by a quarter since I last covered the company, with little change in the quality of the core business. The company now offers a bargain forward P/E of 5.5x and a dividend yield of around 10%, despite a high probability of long-term profitability, in my view. Western Union's business operations have offered positive developments, including the introduction of the Western Union Media Network, which will hopefully generate further value for shareholders. Investors do need to be aware of the opportunity cost associated with owning declining businesses, and therefore my buy rating is relatively cautious. Read the full article on Seeking AlphaArticle d’analyse • Apr 18
There Is A Reason The Western Union Company's (NYSE:WU) Price Is Undemanding
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...Seeking Alpha • Apr 01
Western Union: A Very Attractive Risk-To-Reward Ratio
Summary Western Union's stock is undervalued, offering a compelling risk-to-reward ratio with a nearly 9% dividend yield, despite fintech competition and declining revenue growth. The company's extensive physical network and cash-based operations ensure its relevance, especially in regions with low banking access and high trust in legacy services. Digital competitors like Wise and Remitly face challenges in sustaining growth and penetrating Western Union's strong physical presence and established customer trust. Western Union's diversification into consumer services and digital wallets aims to increase customer lifetime value, though digital transformation has yet to significantly boost revenue. Read the full article on Seeking AlphaSeeking Alpha • Feb 09
Western Union Struggles With Legacy Infrastructure, Yet Oversold
Summary Western Union's revenue mix shifted, with Consumer Money Transfer declining and Consumer Services growing, partly driven by digital infrastructure investments. I estimate that expansion into new corridors like the U.S. to Guatemala and the U.K. to India will capture $505M in annual revenue over time. I estimate that the changes to the U.S. immigration approach will impact revenues by $300M in 2025. On net, I forecast that WU will produce $4B revenues in 2025. In my view, the WU stock is oversold. Stabilizing operations and strategic growth leads to an intrinsic value of $4.4B or $13 per share. WU will increase in value as it incrementally de-risks its business, and the market will start ascribing a lower 8% required return to the stock. Read the full article on Seeking AlphaArticle d’analyse • Dec 30
Improved Earnings Required Before The Western Union Company (NYSE:WU) Shares Find Their Feet
With a price-to-earnings (or "P/E") ratio of 5.3x The Western Union Company ( NYSE:WU ) may be sending very bullish...Seeking Alpha • Dec 20
Western Union: Deep Value And Dividend Income
Summary Western Union is expanding its digital wallet services in Singapore and Mexico in addition to growing a new advertising business segment. WU recently approved a $1 billion repurchase authorization, with shares at a historically low valuation. Using a dividend discount model for valuation, the stock appears undervalued by 25% to 35%. The company's strategic growth initiatives, attractive dividend, and robust share repurchase plan policy offer a compelling investment thesis. Read the full article on Seeking AlphaRendement pour les actionnaires
| WU | US Diversified Financial | US Marché | |
|---|---|---|---|
| 7D | 0.8% | 0.2% | -0.8% |
| 1Y | -13.3% | -0.5% | 20.5% |
Rendement vs Industrie: WU a sous-performé le secteur US Diversified Financial qui a rapporté -0.5 % au cours de l'année écoulée.
Rendement vs marché: WU a sous-performé le marché US qui a rapporté 20.5 % au cours de l'année écoulée.
Volatilité des prix
| WU volatility | |
|---|---|
| WU Average Weekly Movement | 7.5% |
| Diversified Financial Industry Average Movement | 6.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Cours de l'action stable: WU n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de WU ( 8% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1851 | 9,600 | Devin McGranahan | www.westernunion.com |
The Western Union Company propose des services de transfert d'argent, de paiement et de finance numérique aux États-Unis et dans le monde entier. Elle opère à travers deux segments, Consumer Money Transfer et Consumer Services. Le segment Consumer Money Transfer facilite les transferts d'argent pour les transferts internationaux transfrontaliers et à l'intérieur des pays, principalement par l'intermédiaire d'un réseau d'agents de détail et de sites propres, ainsi que par le biais de sites web et d'appareils mobiles.
The Western Union Company Résumé des fondamentaux
| WU statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$2.25b |
| Bénéfices(TTM) | US$395.40m |
| Recettes(TTM) | US$4.04b |
5.7x
Ratio P/E0.6x
Ratio P/SLe site WU est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| WU compte de résultat (TTM) | |
|---|---|
| Recettes | US$4.04b |
| Coût des recettes | US$2.62b |
| Marge brute | US$1.42b |
| Autres dépenses | US$1.02b |
| Les revenus | US$395.40m |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 1.27 |
| Marge brute | 35.09% |
| Marge bénéficiaire nette | 9.79% |
| Ratio dettes/capitaux propres | 294.9% |
Quelles ont été les performances à long terme de WU?
Voir les performances historiques et les comparaisonsDividendes
13.1%
Rendement actuel des dividendes75%
Ratio de distributionLe site WU verse-t-il des dividendes fiables ?
Voir WU l'historique des dividendes et les indices de référence| Western Union dates des dividendes | |
|---|---|
| Date ex-dividende | Sep 16 2026 |
| Date de paiement du dividende | Sep 30 2026 |
| Jours jusqu'au dividende Ex | 27 days |
| Jours jusqu'à la date de paiement du dividende | 41 days |
Le site WU verse-t-il des dividendes fiables ?
Voir WU l'historique des dividendes et les indices de référenceAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/08/19 05:20 |
| Cours de l'action en fin de journée | 2026/08/19 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
The Western Union Company est couverte par 34 analystes. 14 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Darrin Peller | Barclays |
| Ramsey El-Assal | Barclays |
| Jason Kupferberg | BofA Global Research |