Toast, Inc.

NYSE:TOST Rapport sur les actions

Capitalisation boursière : US$18.6b

Toast Croissance future

Future contrôle des critères 5/6

Toast devrait augmenter ses bénéfices et son chiffre d'affaires de 24.4% et de 15.8% par an respectivement. Le BPA devrait croître de de 20.8% par an. Le rendement des capitaux propres devrait être 24.5% dans 3 ans.

Informations clés

24.4%

Taux de croissance des bénéfices

20.81%

Taux de croissance du BPA

Diversified Financial croissance des bénéfices6.6%
Taux de croissance des recettes15.8%
Rendement futur des capitaux propres24.54%
Couverture par les analystes

Good

Dernière mise à jour02 Sep 2026

Mises à jour récentes de la croissance future

Recent updates

Seeking Alpha • Sep 09

Toast's Growth And Cash Flow Keep The Buy Case Alive

Summary Toast remains compelling after a 24% price drop, with strong recurring revenue, margin expansion, and disciplined operating leverage supporting the investment case. TOST delivered 23% revenue growth, 25% ARR growth, and a 26% GAAP operating margin in Q2 2026, with SaaS and fintech scaling together. Management’s 'Rule of 60' execution, AI-driven monetization, and new market expansion underpin the upside, while a $2.06B liquidity buffer mitigates macro risks. Valuation embeds conservative growth assumptions; if TOST sustains current growth and margin trends, shares could see 30%+ upside from current levels. Read the full article on Seeking Alpha
Mise à jour du récit • Sep 03

TOST: Recurring Gross Profit And AI Adoption Will Support Reinvestment-Led Upside

Analysts have raised the central analyst price target for Toast to $38.92 from $34.73, reflecting updated models that factor in the recent Q2 beat and raise quarters, stronger recurring gross profit assumptions, and revised long term estimates, while still noting some caution regarding intensifying competition and the pace of AI product monetization. Analyst Commentary Analysts are divided on Toast after the latest Q2 update.
Mise à jour du récit • Aug 13

TOST: Recurring Gross Profit And SaaS ARPU Will Restore Market Confidence

The analyst fair value estimate for Toast has been raised from $42.19 to $45.00 as analysts update their models to reflect stronger recurring gross profit, higher SaaS ARPU expectations, and Q2 results that came in ahead of prior forecasts. Analyst Commentary Recent research updates show a clear tilt toward a more constructive view on Toast, with multiple bullish analysts revising their models after Q2 results and adjusting price targets higher.
Mise à jour du récit • Jul 30

TOST: AI And Product Stickiness Balance Competitive Risks And Execution Uncertainty

Toast's analyst price target has been revised modestly higher to $34.73 from $33.88 as analysts factor in a mix of slightly adjusted growth and margin assumptions, along with recent research pointing to solid Q2 expectations, product strength, and stickiness with small and medium sized business customers. Analyst Commentary Recent research on Toast highlights a mix of optimism around product quality and execution, along with caution on competition, margins, and prior share performance.
Mise à jour du récit • Jul 16

TOST: AI Marketing And Product Strength Will Drive Renewed Market Confidence

The new analyst fair value estimate for Toast has shifted to $42.19 from $60.85, as analysts weigh a mix of recent price target cuts and upgrades that highlight both competitive and margin risks, along with renewed optimism around the company’s product strength and AI enabled marketing services. Analyst Commentary Recent commentary on Toast reflects a split view, but the latest moves from several large firms show a constructive tone around the stock.
Mise à jour du récit • Jul 02

TOST: Rising Competitive Threats Will Pressure Future Repricing Expectations

Analysts have reduced the fair value estimate for Toast to about $25.54 from $36.00, reflecting lower projected revenue growth, a higher profit margin outlook, and a more conservative future P/E assumption, while still citing room for Toast in core restaurant markets and stickiness in small and medium-sized business surveys. Analyst Commentary Recent research on Toast highlights a split view, with some firms pointing to opportunities in core restaurant markets and others flagging risks around growth, competition, and execution.
Article d’analyse • Jun 22

Toast (TOST) Stock Could Be 27% Undervalued After Hungry Howie’s Win And Soft Guidance

Toast (TOST) is back in focus after a recent mix of upbeat business developments and more cautious guidance, highlighted by new analyst coverage and a large enterprise rollout with Hungry Howie’s restaurants. See our latest analysis for Toast. Toast’s recent mix of upbeat coverage and cautious guidance has fed into a choppy share price pattern. The stock has a 6.48% 1 month share price return but a year to date share price decline of 27.51%, while 1 year total shareholder return is down...
Mise à jour du récit • Jun 18

TOST: AI Adoption And Customer Stickiness Will Drive Future Stock Re Rating

Analysts trimmed the Toast price target by about $0.10 to roughly $33.90, reflecting a blend of recent cautious revisions and continued confidence in the company’s restaurant market position and reported customer stickiness in small and medium-sized businesses. Analyst Commentary Recent research on Toast shows a split view, with some bullish analysts highlighting room for growth in core restaurant markets and others focusing on competitive and execution risks that could cap valuation upside in the near term.
Mise à jour du récit • Jun 02

TOST: Product Stickiness And AI Platform Pivot Will Support Future Re Rating

Analysts now see Toast's fair value at $33.96, down from $36.36. This reflects a series of reduced price targets that incorporate survey based evidence of product stickiness alongside fresh competitive and partnership risks.
Mise à jour du récit • May 09

TOST: Software Moat And AI Adoption Will Support Re-Rating Despite Cuts

Analysts have trimmed their average Toast price target by several dollars to around $36, reflecting a series of target cuts across firms that updated models after recent Q4 results and sector wide multiple compression, even as some still point to solid execution and differentiated software in restaurant payments. Analyst Commentary Street research on Toast over the recent period combines a clear reset in price targets with generally constructive views on execution and the underlying software and payments platform.
Mise à jour du récit • Apr 23

TOST: Software Moat And AI Adoption Will Support Future Repricing

The analyst price target for Toast edges down from $36.75 to $36.36 as analysts update their models to reflect revised sector multiples and mixed, but generally solid, recent research views on the company. Analyst Commentary Recent research on Toast shows a mix of optimism around execution and competitive positioning, alongside a reset in expectations that has pulled price targets lower across much of the coverage universe.
Mise à jour du récit • Apr 08

TOST: Software Moat And AI Tools Will Support Future Repricing

Analysts have trimmed the Toast fair value estimate slightly to $36.75 from $37.70 as a series of reduced price targets, mostly tied to lower sector multiples and modest model tweaks after Q4 results, offset more supportive views on the company’s software moat and quality within payments. Analyst Commentary Recent research coverage on Toast presents a mixed picture, with price targets generally adjusted lower while views on the company’s execution, software moat and role within payments remain constructive in many cases.
Mise à jour du récit • Mar 24

TOST: Restaurant Execution And AI Tools Will Support Future Repricing

Narrative Update The updated analyst price target for Toast edges up to about $38 from roughly $37, reflecting models that assume steady growth, a slightly lower discount rate, and a marginally higher future P/E multiple, even as several firms trim their individual targets after Q4 results. Analyst Commentary Recent research on Toast clusters around two themes, with many firms trimming price targets after Q4 while still highlighting solid execution and quality, and a smaller group flagging valuation and competitive risks as reasons for caution.
Mise à jour du récit • Mar 10

TOST: Restaurant Execution And AI Tools Will Support Future Margin Expansion

Analysts have nudged our fair value estimate for Toast slightly lower, from $37.58 to $37.22. A wave of reduced but still supportive Street price targets reflects updated models after Q4 results, modestly lower sector multiples, and some caution around early year weather impacts on near term revenue.
Mise à jour du récit • Feb 23

TOST: Restaurant Execution And AI Adoption Will Support Future Margin Expansion

Our updated fair value estimate for Toast has moved lower to $37.58 from $46.38, reflecting a broad wave of reduced Street price targets as analysts factor in slightly softer long term revenue growth assumptions, improved margin expectations, and lower sector P/E multiples, while still generally viewing recent Q4 performance as solid. Analyst Commentary Street research on Toast has become more mixed, with most firms trimming price targets while still generally acknowledging solid Q4 execution.
Mise à jour du récit • Feb 07

TOST: Restaurant Execution And New Installations Will Support Future Margin Expansion

Narrative Update on Toast The analyst price target for Toast has been trimmed slightly, based on research that balances expectations for solid near term results with concerns related to competition, valuation, and the expansion of the total addressable market. Analyst Commentary Recent research on Toast reflects a mixed setup, with some analysts highlighting execution strengths and others focusing on valuation and competitive pressures.
Article d’analyse • Feb 06

Investors Give Toast, Inc. (NYSE:TOST) Shares A 25% Hiding

Toast, Inc. ( NYSE:TOST ) shareholders that were waiting for something to happen have been dealt a blow with a 25...
Mise à jour du récit • Jan 24

TOST: U S Restaurant Share Gains Will Support Future Margin Expansion

The analyst price target for Toast has been trimmed by about $1 to $46.63, as analysts weigh slightly softer modeled revenue growth and a lower future P/E against improved profit margin expectations and ongoing mixed signals from recent research updates. Analyst Commentary Recent research on Toast shows a mix of optimism around execution and margins, alongside caution on valuation, competition, and longer term growth assumptions.
Mise à jour du récit • Jan 09

TOST: U S Restaurant Share Gains Will Support Future Fintech Pricing Power

Analysts have nudged their fair value estimate for Toast slightly higher to about US$47.75. This reflects updated views on growth, profitability and P/E assumptions after a mix of new initiations with Buy ratings and lower price targets that factor in competition, valuation and macro uncertainty.
Mise à jour du récit • Dec 15

TOST: U S Restaurant Share Gains Will Drive Future Fintech Pricing Power

Analysts nudged their average price target on Toast slightly higher to the mid $40s, citing resilient recurring revenue growth, improving profitability, and conservative longer term guidance as supportive of modest upside despite a series of modest target cuts and ongoing macro uncertainty. Analyst Commentary Street research paints a nuanced picture for Toast, with most firms trimming price targets while still acknowledging strong execution and an attractive long term growth runway.
Mise à jour du récit • Dec 01

TOST: U S Restaurant Market Share Gains Will Drive Sustained Upside Momentum

Analysts have revised their average price target for Toast downward by several dollars. The new expectations are now in the mid-$40s range, with analysts citing strong recent performance as well as increased caution over macro uncertainty and future earnings outlooks.
Mise à jour du récit • Nov 16

TOST: Expansion Into New Restaurant Markets Will Drive Continued Momentum

Analysts have revised Toast's fair value estimate downward by approximately $1 to $47.35 per share. They cited strong recent results but also expressed caution regarding macroeconomic uncertainty and a more conservative long-term outlook.
Mise à jour du récit • Nov 01

TOST: Expanded Restaurant Platform Reach Will Drive Long-Term Market Leadership

Analysts have slightly lowered their fair value price target for Toast to approximately $48.38, a modest decrease of $0.53. This adjustment reflects sustained market growth expectations, though recent caution around profit margins and sector-wide guidance concerns has also contributed to the change.
Mise à jour du récit • Oct 18

Integrated Digital Payments And Automation Will Unlock Future Opportunities

The average analyst price target for Toast has been revised slightly lower, decreasing by $0.79 to $48.92. Analysts are factoring in moderated profit margin expectations along with ongoing growth opportunities highlighted in recent research.
Mise à jour du récit • Oct 04

Integrated Digital Payments And Automation Will Unlock Future Opportunities

Analysts have slightly reduced their fair value price target for Toast to $49.71 from $50.54. They cite recent shifts in starter kit software pricing and ongoing competitive dynamics in the restaurant technology sector as reasons for the change.
Mise à jour du récit • Aug 07

Integrated Digital Payments And Automation Will Unlock Future Opportunities

The Analyst Price Target for Toast rose notably from $44.64 to $49.38, primarily reflecting improved net profit margin, despite a slight deceleration in revenue growth forecasts. What's in the News American Express and Toast formed a multi-year strategic partnership to integrate their technologies, aiming to enhance personalized hospitality and guest experiences across their restaurant networks, including Resy, Tock, and Toast locations.
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Nouveau récit • Apr 23

Investing In R&D And AI Will Open New Markets

Expanding into new segments and geographies is set to drive location growth and revenue expansion.
Seeking Alpha • Apr 16

Toast: Strong Foundations For Future Growth

Summary Toast enjoys strong moats, including switching costs and network effects. The company is expanding internationally, launching new products, and targeting new verticals, driving future growth. Toast's strategic focus on SMBs and payment processing revenue streams has built a strong competitive advantage and customer loyalty. Despite economic concerns, Toast's high ROIC relative to WACC indicates it is creating value, making it a long-term investment opportunity. Read the full article on Seeking Alpha
Seeking Alpha • Apr 10

Toast: Low Market Sentiment And Recession Are Only An Opportunity

Summary Toast's stock has dropped 30% since November 2024, presenting a buying opportunity despite recession fears. The company has improved significantly its margins over the years and is now both FCF and GAAP net profitable. Thanks to their fortress balance sheet, even a recession, while painful, will not be an existential threat, and they might come out of it strong. When the market goes into sell-off mode is exactly the time to take advantage of cheaper prices for good companies. Read the full article on Seeking Alpha
Seeking Alpha • Mar 06

Toast Has Fallen Far Enough, It's Time To Buy Back In (Upgrade)

Summary Toast's stock has dropped ~20% from recent peaks in the mid-$40s, creating an opportune re-entry point. I'm upgrading the stock back to a buy rating. Though still not a cheap stock, Toast is now trading at a ~37x forward adjusted EBITDA multiple for ~40% expected EBITDA growth in FY25. Toast's Q4 revenue and ARR saw acceleration to a ~30% clip, despite a tough macro environment for restaurants. The company's expansion to hotels and retail is another reason to buy Toast while it's still in the early stages of capturing more of its $110 billion global market. Read the full article on Seeking Alpha
Seeking Alpha • Feb 13

Toast: High Performing, But I Fear It's Overvalued

Summary Toast has shown impressive revenue growth and deep market penetration in recent years, but I feel the valuation is a concern. While the company benefits from strong industry tailwinds and a robust SaaS model, competition from other firms presents a major challenge. Given these factors, I recommend a hold rating on the company, while waiting for answers on the uncertainty in the sector and beyond. Read the full article on Seeking Alpha
Seeking Alpha • Feb 03

Toast Is More Than Just A Point-Of-Sale Company -- That's Why It's A Buy

Summary Toast is growing fast, with revenue up 26% year-over-year and more restaurants using its platform. Toast, Inc. posted its first positive operating income but is not yet consistently GAAP profitable. Payments and software subscriptions drive recurring revenue, making Toast's business model more predictable. Free cash flow is improving, meaning Toast no longer needs to raise money to fund growth. Read the full article on Seeking Alpha
Seeking Alpha • Jan 17

Toast: Strong Cash Position, Weak Near-Term Confidence

Summary I’m concerned about Toast’s ability to differentiate itself in a crowded market with competitors like Square and Clover. The risks associated with international expansion and its long payback period make me hesitant. While new products like branded apps and SMS marketing show promise, it’s unclear how much they’ll drive profitability. The restaurant industry’s economic challenges could dampen Toast’s growth, especially among smaller businesses. Read the full article on Seeking Alpha

Prévisions de croissance des bénéfices et des revenus

NYSE:TOST - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/202810,3679491,0811,32515
12/31/20278,8467168861,02727
12/31/20267,47256671074927
6/30/20266,804486576635N/A
3/31/20266,446412654714N/A
12/31/20256,153342608661N/A
9/30/20255,858273564614N/A
6/30/20255,529224508558N/A
3/31/20255,222158408459N/A
12/31/20244,96019306360N/A
9/30/20244,658-49253305N/A
6/30/20244,386-136194244N/A
3/31/20244,121-248125170N/A
12/31/20233,865-24693135N/A
9/30/20233,597-310-1724N/A
6/30/20233,318-377-135-93N/A
3/31/20233,015-333-204-164N/A
12/31/20222,731-275-189-156N/A
9/30/20222,475-174-194-168N/A
6/30/20222,208-330-136-117N/A
3/31/20221,958-411-54-40N/A
12/31/20211,705-487-172N/A
9/30/20211,435-550-16-5N/A
6/30/20211,186-358724N/A
3/31/2021933-286-110-81N/A
12/31/2020823-249-161-125N/A
12/31/2019665-209N/A-126N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de TOST ( 24.4% par an) est supérieure au taux d'épargne ( 3.7% ).

Bénéfices vs marché: Les bénéfices de TOST ( 24.4% par an) devraient croître plus rapidement que le marché US ( 17.2% par an).

Croissance élevée des bénéfices: Les bénéfices de TOST devraient augmenter de manière significative au cours des 3 prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de TOST ( 15.8% par an) devrait croître plus rapidement que le marché US ( 13.4% par an).

Croissance élevée des revenus: Le chiffre d'affaires de TOST ( 15.8% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de TOST devrait être élevé dans 3 ans ( 24.5 %)

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/09/14 09:57
Cours de l'action en fin de journée2026/09/11 00:00
Les revenus2026/06/30
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l' qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Toast, Inc. est couverte par 38 analystes. 27 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
David KoningBaird
Harshita RawatBernstein
Andrew BauchBMO Capital Markets Equity Research