American Express Company

NYSE:AXP Rapport sur les actions

Capitalisation boursière : US$210.4b

American Express Croissance future

Future contrôle des critères 2/6

American Express devrait augmenter ses bénéfices et son chiffre d'affaires de 9.2% et de 9.7% par an respectivement. Le BPA devrait croître de de 11.6% par an. Le rendement des capitaux propres devrait être 37.1% dans 3 ans.

Informations clés

9.2%

Taux de croissance des bénéfices

11.59%

Taux de croissance du BPA

Consumer Finance croissance des bénéfices12.5%
Taux de croissance des recettes9.7%
Rendement futur des capitaux propres37.14%
Couverture par les analystes

Good

Dernière mise à jour15 Sep 2026

Mises à jour récentes de la croissance future

Recent updates

Seeking Alpha • Sep 03

American Express Still Earns Its Premium

Summary American Express maintains a Buy rating, driven by resilient premium card growth, robust credit quality, and strong capital returns. Fee-based card adoption remains high, with 70% of new accounts on annual-fee products and card fee revenue growing double digits for 32 consecutive quarters. AXP’s customer base is getting younger, fueling embedded growth as Millennials and Gen Z now account for 65% of new U.S. consumer accounts. Despite a premium 18.4x forward P/E, AXP’s mid-30% ROE, disciplined credit performance, and reinvestment in growth initiatives justify the valuation. Read the full article on Seeking Alpha
Nouveau récit • Sep 02

The Mail Company That Became a Bank, Survived a Vat of Seawater, and Just Talked Its Way Into Another Scandal

American Express has spent 176 years selling one product under a dozen different names: trust. In 1963, that trust survived $150 million of vegetable oil that was mostly seawater.
Mise à jour du récit • Jul 22

AXP: Future Returns Will Reflect Premium Fees And Resilient Affluent Spending Versus Macro Risk

The analyst price target for American Express has been raised as the fair value estimate moves from $363.11 to $374.94. Analysts cite resilient high-income cardholder spending, a relatively insulated customer base, and expectations for solid Q2 results as key supports for the updated view.
Mise à jour du récit • Jul 08

AXP: Premium Franchise Strength Will Face Higher For Longer Rate Risk

The analyst fair value estimate for American Express has increased from $285 to $312, reflecting higher Street price targets and updated assumptions around revenue growth, profit margins, and future P/E multiples that are consistent with the recent wave of largely constructive research coverage. Analyst Commentary Recent Street research on American Express points to a mixed but generally constructive backdrop, with several firms raising price targets and a handful of new or reiterated positive ratings.
Mise à jour du récit • Jun 24

AXP: Future Returns Will Reflect 2026 Guide And Dining Expansion Versus Margin Risk

The analyst price target for American Express has been trimmed by about $15 to reflect slightly lower modeled fair value, margins and P/E, even as analysts highlight support from recent rating upgrades, solid management commentary and the planned acquisition of TheFork. Analyst Commentary Analyst commentary on American Express reflects a mix of optimism around execution and customer quality, alongside some caution captured in reduced price targets and valuation resets.
Article d’analyse • Jun 19

American Express (AXP) Stock Could Be 16.1% Below Fair Value After Recent Share Price Moves

American Express (AXP) stock has attracted fresh attention after recent share price moves over the past month and past 3 months. This has prompted investors to reassess its valuation and business performance drivers. See our latest analysis for American Express. At a share price of $338.0, American Express has seen short term momentum pick up, with a 7 day share price return of 6.13% and 90 day share price return of 14.38%. Longer term total shareholder returns over 3 and 5 years of 108.14%...
Mise à jour du récit • Jun 09

AXP: Premium Franchise Strength And Competition Will Shape Returns Going Forward

Analysts kept the American Express fair value estimate steady at $285.00 while slightly adjusting the discount rate and revenue growth assumptions. This reflects mixed but generally constructive recent research that includes higher price targets from firms citing resilient spending trends, alongside more cautious updates from others focused on competition and valuation pressures.
Mise à jour du récit • May 26

AXP: Affluent Spend Resilience And AI Layoff Fears Will Support Higher P/E

Analyst pricing on American Express has been trimmed modestly, with the fair value estimate moving lower by about $3 to $440.45, as analysts balance a slightly softer revenue growth and profit margin outlook against fresh Buy initiations and raised price targets that highlight confidence in the stock's broader client base and resilience to AI related job losses. Analyst Commentary Recent research has highlighted a split view on American Express, with some firms trimming price targets while others are leaning into the stock with fresh Buy calls.
Mise à jour du récit • May 03

AXP: Premium Customer Erosion And Lower P E Will Pressure Returns

Analysts have trimmed the American Express price target slightly to $285, reflecting modestly lower revenue growth and profit margin assumptions along with a reduced future P/E of about 16.3x. Analyst Commentary Street research on American Express has turned more mixed, with several firms cutting price targets over the past few months even as a few higher targets remain in place.
Mise à jour du récit • Apr 19

AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E

American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
Mise à jour du récit • Apr 05

AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E

Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.
Mise à jour du récit • Mar 21

AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E

Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
Mise à jour du récit • Mar 07

AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk

The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.
Mise à jour du récit • Feb 21

AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing

American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.
Mise à jour du récit • Feb 07

AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock

Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.
Mise à jour du récit • Jan 24

AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test

Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.
Mise à jour du récit • Jan 09

AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum

Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.
Mise à jour du récit • Dec 14

AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment

The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.
Mise à jour du récit • Nov 30

AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment

American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.
Mise à jour du récit • Nov 16

AXP: Future Results Will Balance Margin Strength With Competitive Pressures

American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.
Mise à jour du récit • Nov 01

AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks

American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.
Mise à jour du récit • Oct 18

Personalized Experiences And Global Expansion Will Drive Future Value

The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.
Mise à jour du récit • Oct 04

Personalized Experiences And Global Expansion Will Drive Future Value

American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.

Prévisions de croissance des bénéfices et des revenus

NYSE:AXP - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/202894,12014,611N/AN/A15
12/31/202786,77213,21313,067N/A24
12/31/202679,50511,97411,918N/A24
6/30/202670,91311,31115,05018,475N/A
3/31/202668,81211,08714,32317,468N/A
12/31/202566,97310,70116,00218,428N/A
9/30/202565,29410,41118,93821,139N/A
6/30/202563,43510,01711,09113,094N/A
3/31/202562,04910,14211,31213,262N/A
12/31/202460,7649,99512,13314,050N/A
9/30/202459,2399,76013,19415,041N/A
6/30/202458,1079,70423,30625,097N/A
3/31/202456,8988,86922,88724,488N/A
12/31/202355,5928,25216,99418,559N/A
9/30/202354,3797,89418,57120,222N/A
6/30/202353,0097,32714,79216,486N/A
3/31/202352,1387,11915,05216,822N/A
12/31/202250,6807,40019,22321,079N/A
9/30/202249,6237,53315,79417,655N/A
6/30/202247,9647,46515,43117,319N/A
3/31/202245,8287,78014,47916,245N/A
12/31/202143,7997,91713,00714,645N/A
9/30/202141,1697,65211,58113,137N/A
6/30/202138,1366,9209,70611,145N/A
3/31/202133,4074,9098,62710,090N/A
12/31/202031,3573,0364,1125,591N/A
9/30/202032,2363,2833,8115,287N/A
6/30/202034,2603,9555632,066N/A
3/31/202038,1175,446N/A2,866N/A
12/31/201939,9836,631N/A13,632N/A
9/30/201939,1626,945N/A9,184N/A
6/30/201938,3796,843N/A15,311N/A
3/31/201937,5986,705N/A15,414N/A
12/31/201836,9866,787N/A8,930N/A
9/30/201836,1293,597N/A15,141N/A
6/30/201835,3303,303N/A14,352N/A
3/31/201834,6793,026N/A14,443N/A
12/31/201733,8722,646N/A13,540N/A
9/30/201732,4094,661N/A11,921N/A
6/30/201731,1624,446N/A9,375N/A
3/31/201730,3975,111N/A6,922N/A
12/31/201633,2275,252N/A8,291N/A
9/30/201630,4485,358N/A7,738N/A
6/30/201630,8255,480N/A9,576N/A
3/31/201630,8594,943N/A11,014N/A
12/31/201530,7475,063N/A10,706N/A
9/30/201531,3585,626N/A10,228N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: La croissance des bénéfices prévue de AXP ( 9.2% par an) est supérieure au taux d'épargne ( 3.7% ).

Bénéfices vs marché: Les bénéfices de AXP ( 9.2% par an) devraient croître plus lentement que le marché US ( 17.4% par an).

Croissance élevée des bénéfices: Les bénéfices de AXP devraient augmenter, mais pas de manière significative.

Chiffre d'affaires vs marché: Le chiffre d'affaires de AXP ( 9.7% par an) devrait croître plus lentement que le marché de US ( 13.6% par an).

Croissance élevée des revenus: Le chiffre d'affaires de AXP ( 9.7% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de AXP devrait être élevé dans 3 ans ( 37.1 %)

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/09/21 03:31
Cours de l'action en fin de journée2026/09/18 00:00
Les revenus2026/06/30
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l' qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

American Express Company est couverte par 54 analystes. 24 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Stephen BiggarArgus Research Company
David GeorgeBaird
Bruce HartingBarclays