Navient Corporation

NasdaqGS:NAVI Rapport sur les actions

Capitalisation boursière : US$867.5m

Navient Dividendes et rachats

Dividende contrôle des critères 4/6

Navient est une société versant des dividendes avec un rendement actuel de 7.03%. La prochaine date de paiement est le 18th September, 2026 avec une date ex-dividende de 4th September, 2026.

Informations clés

7.0%

Rendement du dividende

9.0%

Rendement des rachats

Rendement total pour l'actionnaire16.0%
Rendement futur des dividendes7.0%
Croissance des dividendes0.02%
Prochaine date de paiement du dividende18 Sep 26
Date ex-dividende04 Sep 26
Dividende par actionn/a
Ratio de distribution-125%

Mises à jour récentes sur les dividendes et les rachats

Recent updates

Seeking Alpha Aug 05

Navient Is Becoming A Growth Lender Again

Summary Navient trades at roughly 40% of tangible book value as investors continue to view it as a runoff portfolio of legacy student loans, in other words, a melting ice cube. Over the past decade, Navient has returned billions of dollars to shareholders through share repurchases, shrinking its share count by almost 80%. With the passage of the "One Big Beautiful Bill Act" in the summer of 2025, Congress eliminated the federal Grad PLUS loan program. In the 1st quarter of 2026, Navient grew its student loan portfolio for the first time since the 4 th quarter of 2021. Read the full article on Seeking Alpha
Mise à jour du récit Jun 25

NAVI: Capital Returns And CEO Transition Will Support Future Upside

Analysts have adjusted the Navient price target slightly higher to $12.41 from $12.16, reflecting updated views on fair value, the discount rate, revenue growth, and profit margin assumptions. Analyst Commentary Recent Street research on Navient shows a mixed but active backdrop, with both upward and downward price target revisions as analysts refresh their views on fair value, execution, and risk.
Mise à jour du récit Jun 10

NAVI: Mixed Revisions And New Leadership Will Keep Earnings Durability Under Review

Analysts have nudged their average price target for Navient higher by $1, citing updated assumptions around revenue growth, profitability, and valuation that refine rather than overhaul their prior views. Analyst Commentary Recent research has been mixed, with some firms lifting their price targets by US$1 while others have moved in the opposite direction.
Mise à jour du récit May 27

NAVI: Mixed Repricing And New Leadership Will Shape Risk Balance Into 2026

Navient's updated analyst price target edges higher by about $0.13 per share to align with recent target increases of $1 at several firms, with analysts pointing to revised assumptions for discount rates, margins, and future P/E as key drivers. Analyst Commentary Recent price target changes on Navient have been mixed, with several bullish analysts lifting targets by about US$1 and a group of more cautious analysts trimming targets by US$1 to US$3.
Mise à jour du récit May 01

NAVI: Mixed Repricing And Leadership Shift Will Shape Risk Reward Into 2026

Navient's updated analyst price target has shifted to reflect a fair value move from $11.33 to $9.31, as analysts weigh recent mixed target changes and revised expectations for revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research on Navient reflects a mix of optimism and caution, with several price target hikes offset by a cluster of target cuts over a short window.
Mise à jour du récit Apr 17

NAVI: Capital Returns And Margin Discipline Will Support Future Upside

Narrative Update Navient's analyst price target has been revised lower by about $0.84 to $12.16, as analysts factor in recent cuts from several firms alongside updated assumptions for fair value, revenue, profit margins and the future P/E multiple. Analyst Commentary Recent research updates on Navient skew toward reduced price targets, but they still provide useful insight into how analysts think about valuation, execution and future earnings power.
Mise à jour du récit Apr 02

NAVI: Cautious View Will Persist As Earnings Durability Remains Under Scrutiny

The analyst price target for Navient has moved from $11.00 to $8.00 as analysts factor in updated views on revenue growth potential, profit margins, and P/E multiples following a series of recent target cuts across the Street. Analyst Commentary Recent Street research on Navient has tilted cautious, with several bearish analysts cutting price targets and rethinking their assumptions after earlier optimism around the stock.
Mise à jour du récit Mar 19

NAVI: Benign Credit Conditions And Buybacks Will Support Future Upside

Narrative Update Analysts have lowered Navient's fair value estimate to $13.00, reflecting reduced price targets driven by more cautious profit margin expectations, while revenue growth assumptions and future P/E remain relatively unchanged. Analyst Commentary Street research on Navient has recently been dominated by lower price targets, reflecting more cautious views on profitability and credit risk.
Mise à jour du récit Mar 05

NAVI: Benign Credit Backdrop And Buybacks Will Support 2026 Upside Potential

Analysts have trimmed their average price target on Navient to about $11.33, down roughly $1.72 from the prior $13.06. They cited updated views on revenue growth, profit margins and valuation following a series of target reductions from major firms in recent research.
Mise à jour du récit Feb 19

NAVI: Benign Credit And Buybacks Will Support Future Upside Potential

Analysts have trimmed their average price target for Navient to reflect a slightly lower fair value estimate of about $16.77 per share, citing recent target cuts across several firms and modest adjustments to revenue growth, profit margin assumptions, the discount rate, and future P/E expectations. Analyst Commentary Recent research updates on Navient have been dominated by reductions in price targets, even as one earlier report moved its target to US$11 from US$10 and kept an Underweight rating.
Mise à jour du récit Feb 05

NAVI: Benign Credit Backdrop And Cost Control Will Support Future Upside

Analysts have trimmed their price targets on Navient, and our updated fair value estimate moves from US$18.00 to about US$17.04 as they factor in a higher assumed P/E multiple, along with changes in revenue growth and profit margin assumptions highlighted in recent research cuts from several major firms. Analyst Commentary Recent research has centered on where Navient's earnings profile and balance sheet risks should sit within the broader consumer finance peer group, which has led to a cluster of revised price targets.
Mise à jour du récit Jan 22

NAVI: Cautious View Will Persist Despite Anticipated 2026 Credit Improvement

Narrative Update Analysts lifted their price target on Navient to US$11.00 from US$10.00, citing expectations for a more supportive credit backdrop, potential loan growth, and a firmer mortgage origination market in 2026, along with updated assumptions for revenue, profit margins, and future P/E. Analyst Commentary The latest price target move to US$11.00 sits at the low end of where some investors might expect a lender to trade if credit conditions and mortgage activity improve meaningfully in 2026.
Mise à jour du récit Jan 07

NAVI: Benign Credit Backdrop And Buybacks Will Shape Balanced 2026 Outlook

Analysts have nudged their price target for Navient higher, with the fair value estimate moving from about $12.72 to $13.06 as they factor in a relatively stable credit backdrop and their expectations for healthier loan and mortgage origination conditions by 2026. Analyst Commentary Recent research points to a cautious stance on Navient, even as some expectations for 2026 loan and mortgage activity are factored into updated price targets.
Mise à jour du récit Dec 14

NAVI: Federal Loan Sales And Buybacks Will Shape Balanced Future Outlook

Analyst Price Target Update Analysts have trimmed their price target on Navient slightly, to approximately $12.72 from about $12.89, as they factor in stronger projected revenue growth, slightly lower expected profit margins, and a modestly reduced future earnings multiple. What's in the News White House officials are reportedly considering selling high performing portions of the federal government's $1.6 trillion student loan portfolio to private lenders, potentially expanding market opportunities for servicers such as Navient (Politico) Navient completed repurchases of 2,000,000 shares in the third quarter of 2025 for $26.38 million, bringing total buybacks under its December 2021 authorization to 61,032,748 shares, or about 48.64% of shares outstanding (company filing) The Board of Directors authorized a new share repurchase program of up to $100 million on October 29, 2025, reflecting continued emphasis on returning capital to shareholders (company announcement) Navient reported third quarter 2025 net charge offs of $105 million, roughly flat compared to $104 million in the prior year period (earnings release) The company issued fourth quarter 2025 earnings guidance of $0.30 to $0.35 per share, providing investors with a clearer view of near term profitability expectations (earnings guidance) Valuation Changes The fair value estimate has decreased slightly to approximately $12.72 from about $12.89, reflecting modestly tighter assumptions.
Mise à jour du récit Nov 30

NAVI: Phase 2 Execution Risk And Federal Loan Sale Will Shape Outlook

Analysts have lowered Navient’s price target from $15 to $12, citing increased execution risks as the company shifts its strategy from cost-cutting to more challenging growth initiatives. Analyst Commentary Analysts have provided mixed insights on Navient’s outlook as the company transitions to more growth-oriented strategies.
Mise à jour du récit Nov 16

NAVI: Phase 2 Transition Will Drive Execution Risk Amid Federal Loan Sale Talks

Analysts have lowered their price target for Navient to $12 from $13, citing increased execution risk as the company transitions from cost-cutting to more challenging growth initiatives. Analyst Commentary Recent analyst discussions surrounding Navient highlight a shift in sentiment due to the company’s transition from cost-saving measures to more ambitious growth initiatives.
Mise à jour du récit Oct 30

NAVI: Execution Risks And Policy Shifts Will Shape Future Performance

Analysts have lowered their price target for Navient from $14.10 to $13.00 per share. They cite increased execution risks associated with the company’s shift toward growth initiatives, despite recent improvements in profitability and projected revenue growth.
Article d’analyse Aug 18

Navient (NASDAQ:NAVI) Will Pay A Dividend Of $0.16

Navient Corporation's ( NASDAQ:NAVI ) investors are due to receive a payment of $0.16 per share on 19th of September...
Article d’analyse Apr 24

Improved Earnings Required Before Navient Corporation (NASDAQ:NAVI) Shares Find Their Feet

When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...
Seeking Alpha Mar 28

Navient: Deeply Discounted Valuation, But Capital Allocation Will Be Key

Summary Navient now primarily focuses on private education loans, following the outsourcing and divestitures of its other operations. Management's guidance calls for core earnings of between $1 and $1.2 per share for FY25. Shares are trading at approximately half of book value, which stands at $25.6 per share. Despite its cheap valuation, I maintain a Hold rating on NAVI stock due to the surrounding risks and uncertainties. Read the full article on Seeking Alpha
Article d’analyse Feb 27

Navient (NASDAQ:NAVI) Is Paying Out A Dividend Of $0.16

The board of Navient Corporation ( NASDAQ:NAVI ) has announced that it will pay a dividend of $0.16 per share on the...
Article d’analyse Oct 24

Navient Corporation's (NASDAQ:NAVI) Prospects Need A Boost To Lift Shares

Navient Corporation's ( NASDAQ:NAVI ) price-to-earnings (or "P/E") ratio of 10.4x might make it look like a buy right...
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Nouveau récit Sep 24

Decisive Overhaul To Boost Efficiency And Unlock Shareholder Value In Consumer Finance Sector

Navient's strategic focus on cost reduction through outsourcing and divestment aims to improve net margins by lowering operational expenses.

Versement prochain du dividende

Aujourd'huiAug 21 2026Date ex-dividendeSep 04 2026Date de paiement du dividendeSep 18 202614 days à partir de Ex DividendeAchetez dans le prochain 14 days pour recevoir le dividende à venir

Stabilité et croissance des paiements

Récupération des données sur les dividendes

Dividende stable: Les dividendes par action de NAVI sont restés stables au cours des 10 dernières années.

Dividende croissant: Les paiements de dividendes de NAVI n'ont pas augmenté au cours des 10 dernières années.


Rendement des dividendes par rapport au marché

Navient Rendement des dividendes par rapport au marché
Comment le rendement du dividende de NAVI se compare-t-il à celui du marché ?
SegmentRendement du dividende
Entreprise (NAVI)7.0%
25% du marché (US)1.3%
25% du marché (US)4.0%
Moyenne du secteur (Consumer Finance)1.8%
Analyste prévisionnel (NAVI) (jusqu'à 3 ans)7.0%

Dividende notable: Le dividende de NAVI ( 7.03% ) est supérieur à celui des 25 % des payeurs de dividendes les plus faibles du marché US ( 1.33% ).

Dividende élevé: Le dividende de NAVI ( 7.03% ) se situe dans les 25 % des premiers payeurs de dividendes du marché US ( 3.99% )


Bénéfice distribué aux actionnaires

Couverture des revenus: NAVI verse un dividende mais l'entreprise n'est pas rentable.


Paiement en espèces aux actionnaires

Couverture des flux de trésorerie: Avec son faible cash payout ratio (17.7%), les paiements de dividendes de NAVI sont bien couverts par les flux de trésorerie.


Découvrir des entreprises qui versent des dividendes élevés

Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/08/20 12:57
Cours de l'action en fin de journée2026/08/20 00:00
Les revenus2026/06/30
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Navient Corporation est couverte par 19 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Mark DeVriesBarclays
Terry MaBarclays
James FotheringhamBMO Capital Markets Equity Research