Equifax Résultats passés
Passé contrôle des critères 4/6
Les bénéfices de Equifax ont diminué à un taux annuel moyen de -2.6%, tandis que le secteur Professional Services a vu ses bénéfices augmenter de en à 12.3% par an. Les revenus ont augmenté de en à un taux moyen de 5.6% par an. Le rendement des capitaux propres de Equifax est 15% et ses marges nettes sont de 11.1%.
Informations clés
-2.63%
Taux de croissance des bénéfices
-2.97%
Taux de croissance du BPA
| Professional Services Croissance de l'industrie | 10.99% |
| Taux de croissance des recettes | 5.63% |
| Rendement des fonds propres | 15.03% |
| Marge nette | 11.12% |
| Dernière mise à jour des bénéfices | 31 Mar 2026 |
Mises à jour récentes des performances passées
Recent updates
Seeking Alpha • May 06
Equifax: Downgrading To Hold On Near-Term Uncertainty
Summary Equifax is downgraded to hold after a strong Q1 2026, with concerns about the sustainability of growth and margin leverage. Q1 revenue grew 14% y/y to $1.65B, driven by mortgage activity and robust Workforce Solutions (EWS) performance. Management did not raise 2026 guidance despite the beat, signaling caution on the earnings outlook and macro-driven mortgage recovery. EFX’s valuation is undemanding, but lack of margin expansion and mortgage dependency limit near-term rerating potential. Read the full article on Seeking Alpha
Mise à jour du récit • Apr 25
EFX: AI And Marketing Reset Will Support Long Term Earnings Power
Analysts trimmed the Equifax fair value estimate by about $7 to $229.19. Lower price targets from several firms, slightly higher discount rate assumptions, and a reduced revenue growth outlook were only partly balanced by a higher projected profit margin and a lower future P/E multiple.Mise à jour du récit • Apr 11
EFX: AI Credit Tools And Marketing Reset Will Support Future Upside
Analysts have slightly reduced the average Equifax price target, with a modeled fair value moving from about $237.35 to $236.05. This change reflects updated views on discount rates, growth assumptions and recent target cuts across the Street.Mise à jour du récit • Mar 26
EFX: AI Credit Tools And Marketing Shift Will Support Future Upside
Analysts have made only a small trim to the Equifax fair value estimate to $237.35, as recent price target cuts sit alongside views that the $1 VantageScore pricing move is mainly marketing and that sector wide expectations for revenue, EPS and free cash flow growth remain intact. Analyst Commentary Recent commentary around Equifax reflects a split between analysts who see the latest headlines as more noise than substance and those who are recalibrating their assumptions and price targets more cautiously.Mise à jour du récit • Mar 11
EFX: AI Credit Tools And Buy Rating Will Shape Future Upside
Analysts have trimmed their average price target for Equifax by about $1 to $237.60, reflecting slightly higher discount rate assumptions, even as they factor in modestly stronger revenue growth, somewhat lower profit margins, and a higher future P/E after a recent wave of target reductions, alongside a fresh $250 Buy-level target from BofA. Analyst Commentary Recent Street research around Equifax reflects a mix of optimism on the long term earnings profile and caution around execution risks and valuation, especially after a cluster of price target cuts.Mise à jour du récit • Feb 23
EFX: Credit Score Shift And AI Tools Will Shape Future Upside
Analysts have modestly trimmed their aggregate fair value estimate for Equifax to about $238.55 from $243.15, reflecting slightly higher discount rate and lower profit margin assumptions, while they continue to reference supportive long term growth expectations and a recent $250 price target from renewed coverage. Analyst Commentary Recent Street research on Equifax reflects a mix of cautious recalibration and ongoing confidence in the company’s long term earnings power.Mise à jour du récit • Feb 08
EFX: Credit Score Shift And AI Risk Tools Will Support Future Upside
Analysts have trimmed their price targets on Equifax, reflected in a lower fair value estimate from $262.75 to $243.15, as they recalibrate P/E expectations and discount rates following a series of target cuts across the Street, while still modeling steady revenue growth and profit margins. Analyst Commentary Recent Street research on Equifax shows a clear reset in expectations, with a cluster of firms cutting price targets by amounts ranging from the mid teens to the low $40s.Mise à jour du récit • Jan 24
EFX: Credit Score Competition And AI Fraud Tools Will Support Future Upside
Analysts have trimmed their price target on Equifax by about US$2 to US$262.75, citing updated assumptions around revenue growth, profit margins and future P/E that slightly adjust their overall valuation view. What's in the News The Federal Housing Finance Agency opened the door for VantageScore to compete with FICO in the home loan market, with Equifax, Experian and TransUnion owning VantageScore and potentially reshaping how mortgage credit scores are priced and sourced (Bloomberg).Mise à jour du récit • Jan 08
EFX: High Entry Barriers Will Support Future Upside From Credit Score Competition
Analysts have trimmed their price targets on Equifax slightly, with one moving to a Hold at US$242 and another adjusting to US$271. These changes reflect updated views on growth, margins and future P/E assumptions following expected headwinds from FICO's Mortgage Direct License Program.Mise à jour du récit • Dec 25
EFX: High Entry Barriers Will Support Future Outperformance Amid Mortgage Licensing Shift
Analysts have nudged their average price target for Equifax slightly lower, trimming fair value by approximately $0.50 to around $266.75 as they factor in modestly higher long term revenue growth and durable high quality assets, but also incremental earnings pressure and potential headwinds from FICO's new Mortgage Direct License Program. Analyst Commentary Analysts remain divided on Equifax, with views shaped by the competitive implications of FICO's Mortgage Direct License Program and the durability of Equifax's core data assets.Mise à jour du récit • Dec 11
EFX: High Entry Barriers Will Sustain Resilience Amid FICO Mortgage License Headwinds
Analysts have nudged their average price target for Equifax slightly lower, trimming fair value by about $0.55 to roughly $267.25, as they factor in modestly higher long term headwinds from FICO's Mortgage Direct License Program and related credit bureau competition, despite still solid growth and margin assumptions. Analyst Commentary Street research reflects a mixed but generally constructive stance on Equifax, with views diverging around how disruptive FICO's Mortgage Direct License Program will ultimately be to the company's growth, margins, and valuation.Mise à jour du récit • Nov 26
EFX: High Entry Barriers Will Sustain Core Resilience Amid Mortgage Score Disruption
Equifax's analyst price target has edged down by $0.50 to $267.80, as analysts cite near-term pressures on growth and profitability due to mortgage industry headwinds and changing competitive dynamics. Analyst Commentary Recent Street research highlights a mix of optimistic and cautious perspectives regarding Equifax's prospects, especially as the company navigates industry changes and competitive pressures.Mise à jour du récit • Nov 09
EFX: Durable Competitive Advantages Will Offset Revenue Headwinds From Mortgage License Shift
Analysts have lowered their fair value estimate for Equifax to $268.30 from $272. They cite potential headwinds from industry changes and cautious revenue growth assumptions.Mise à jour du récit • Oct 26
New Competitive Pressures And Regulatory Shifts Will Shape Market Leadership
Equifax's fair value estimate has been revised down from $277.70 to $272.00. Analysts cite ongoing revenue growth and margin pressures resulting from new industry headwinds and increased competition in the credit services market.Mise à jour du récit • Oct 12
Government Verification And Cloud Migration Will Secure Future Advantage
Equifax's analyst price target has decreased from $280.50 to $277.70, as analysts note heightened industry headwinds and ongoing uncertainty following recent market and regulatory developments. Analyst Commentary Recent research reports highlight both opportunities and challenges for Equifax, as analysts adjust price targets and revisit expectations in light of evolving industry conditions and company-specific developments.Article d’analyse • Jul 19
Returns On Capital Are Showing Encouraging Signs At Equifax (NYSE:EFX)
If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...Article d’analyse • Jun 22
Why Equifax Inc. (NYSE:EFX) Could Be Worth Watching
Let's talk about the popular Equifax Inc. ( NYSE:EFX ). The company's shares led the NYSE gainers with a relatively...Seeking Alpha • Apr 24
Equifax: Fundamentals Are Better Than Expected, But Macro Risks Haven't Cleared
Summary I maintain a hold rating on Equifax despite a strong 1Q25 performance, as macro risks like high mortgage rates and poor hiring trends persist. Equifax's 1Q25 results exceeded expectations with $1.442 billion revenue and a 29.3% adj. EBITDA margin, driven by growth in all segments. New growth drivers, including the SSA deal and The Work Number platform, are showing strong potential, enhancing Equifax's long-term outlook. Despite positive fundamentals, near-term caution is warranted due to volatile mortgage volumes and hiring trends, along with macroeconomic uncertainties. Read the full article on Seeking AlphaSeeking Alpha • Apr 14
Equifax Q1 Preview: Management's Thoughts On Outlook Should Be Interesting
Summary Analysts expect Equifax Inc.'s Q1 '25 results to show minimal growth, with EPS estimates at $1.41 adjusted and $1.00 GAAP on $1.42B revenue. Key concerns include weak U.S. mortgage and hiring markets, with 16 downward EPS revisions adding uncertainty to the upcoming results. Focus areas include U.S. mortgage inquiry declines, Workforce Solutions headwinds, and international performance, particularly in Brazil and Europe. Given the lackluster top-line growth and macroeconomic uncertainties, I don't recommend buying EFX stock before the earnings announcement. Read the full article on Seeking AlphaSeeking Alpha • Feb 11
Equifax: Near-Term Weakness That May Lead To Guidance Revision (Rating Downgrade)
Summary I am downgrading Equifax stock to a hold rating due to weak FY25 guidance, soft mortgage inquiry outlook, and hiring market pressures. Despite solid 4Q24 results and medium-term growth potential, the near-term earnings outlook is poor with decelerating revenue and EPS growth. Elevated mortgage rates and declining hiring volumes are significant headwinds, limiting EFX's ability to sustain recent growth rates. The current 30x forward P/E valuation lacks margin of safety; I prefer waiting for a better entry point or clearer macro recovery signs. Read the full article on Seeking AlphaSeeking Alpha • Jan 07
The 'New Equifax' Will Be More Profitable On New Cloud
Summary Equifax's transition to its own cloud and EFX.AI capabilities will drive revenue growth, margin expansion, and increased free cash flow, enhancing profitability. Lower CapEx and higher margins will boost earnings, with EPS expected to grow significantly, supporting a one-year price target of $306.75 and a Strong Buy rating. The new cloud platform will improve productivity, benefiting shareholders with increased returns. Despite recent stock volatility, the anticipated growth and financial benefits justify a 20.29% price increase, aligning with Wall Street analysts' positive outlook. Read the full article on Seeking AlphaVentilation des recettes et des dépenses
Ventilation des recettes et des dépenses
Comment Equifax gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 31 Mar 26 | 6,281 | 699 | 1,604 | 0 |
| 31 Dec 25 | 6,075 | 660 | 1,568 | 0 |
| 30 Sep 25 | 5,943 | 659 | 1,545 | 0 |
| 30 Jun 25 | 5,840 | 640 | 1,500 | 0 |
| 31 Mar 25 | 5,734 | 612 | 1,418 | 0 |
| 31 Dec 24 | 5,681 | 604 | 1,416 | 0 |
| 30 Sep 24 | 5,588 | 563 | 1,431 | 0 |
| 30 Jun 24 | 5,466 | 583 | 1,410 | 0 |
| 31 Mar 24 | 5,353 | 558 | 1,400 | 0 |
| 31 Dec 23 | 5,265 | 545 | 1,353 | 0 |
| 30 Sep 23 | 5,137 | 521 | 1,376 | 0 |
| 30 Jun 23 | 5,062 | 524 | 1,377 | 0 |
| 31 Mar 23 | 5,061 | 587 | 1,364 | 0 |
| 31 Dec 22 | 5,122 | 696 | 1,337 | 0 |
| 30 Sep 22 | 5,178 | 710 | 1,332 | 0 |
| 30 Jun 22 | 5,156 | 750 | 1,358 | 0 |
| 31 Mar 22 | 5,074 | 764 | 1,356 | 0 |
| 31 Dec 21 | 4,924 | 744 | 1,362 | 0 |
| 30 Sep 21 | 4,789 | 697 | 1,332 | 0 |
| 30 Jun 21 | 4,635 | 720 | 1,318 | 0 |
| 31 Mar 21 | 4,383 | 605 | 1,299 | 0 |
| 31 Dec 20 | 4,128 | 520 | 1,306 | 0 |
| 30 Sep 20 | 3,915 | 470 | 1,217 | 0 |
| 30 Jun 20 | 3,722 | 322 | 1,184 | 0 |
| 31 Mar 20 | 3,619 | 289 | 1,172 | 0 |
| 31 Dec 19 | 3,508 | -384 | 1,167 | 0 |
| 30 Sep 19 | 3,437 | -382 | 1,230 | 0 |
| 30 Jun 19 | 3,396 | -425 | 1,234 | 0 |
| 31 Mar 19 | 3,393 | -347 | 1,241 | 0 |
| 31 Dec 18 | 3,412 | 311 | 1,162 | 0 |
| 30 Sep 18 | 3,415 | 447 | 1,214 | 0 |
| 30 Jun 18 | 3,416 | 504 | 1,228 | 0 |
| 31 Mar 18 | 3,396 | 525 | 1,149 | 0 |
| 31 Dec 17 | 3,362 | 587 | 1,089 | 0 |
| 30 Sep 17 | 3,325 | 538 | 988 | 0 |
| 30 Jun 17 | 3,294 | 575 | 906 | 0 |
| 31 Mar 17 | 3,249 | 540 | 913 | 0 |
| 31 Dec 16 | 3,145 | 489 | 918 | 0 |
| 30 Sep 16 | 3,010 | 478 | 924 | 0 |
| 30 Jun 16 | 2,873 | 463 | 908 | 0 |
| 31 Mar 16 | 2,740 | 443 | 895 | 0 |
| 31 Dec 15 | 2,664 | 429 | 864 | 0 |
| 30 Sep 15 | 2,622 | 415 | 835 | 0 |
| 30 Jun 15 | 2,568 | 390 | 816 | 0 |
Des revenus de qualité: EFX a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de EFX sont plus élevées que l'année dernière EFX. (11.1%) sont plus élevées que l'année dernière (10.7%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de EFX ont diminué de 2.6% par an au cours des 5 dernières années.
Accélération de la croissance: La croissance des bénéfices de EFX au cours de l'année écoulée ( 14.1% ) dépasse sa moyenne sur 5 ans ( -2.6% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices EFX au cours de l'année écoulée ( 14.1% ) a dépassé celle du secteur Professional Services 8.7%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de EFX ( 15% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/05/21 14:57 |
| Cours de l'action en fin de journée | 2026/05/21 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Equifax Inc. est couverte par 33 analystes. 22 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Jasper Hellweg | Argus Research Company |
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |