OFG Bancorp

NYSE:OFG Rapport sur les actions

Capitalisation boursière : US$1.9b

OFG Bancorp Croissance future

Future contrôle des critères 0/6

Les bénéfices de OFG Bancorp devraient diminuer de 5.5% par an tandis que son chiffre d'affaires annuel devrait croître de 6% par an. Le BPA devrait croître de de 0.3% par an. Le rendement des capitaux propres devrait être 13.7% dans 3 ans.

Informations clés

-5.5%

Taux de croissance des bénéfices

0.33%

Taux de croissance du BPA

Banks croissance des bénéfices8.2%
Taux de croissance des recettes6.0%
Rendement futur des capitaux propres13.73%
Couverture par les analystes

Low

Dernière mise à jour04 May 2026

Mises à jour récentes de la croissance future

Recent updates

Mise à jour du récit • Apr 28

OFG: Capital Returns And Higher P/E Assumptions Will Shape Future Risk Balance

OFG Bancorp's analyst price target has been updated from $44.40 to $47.75. Analysts attribute the change to adjusted assumptions regarding revenue growth, profitability, and future P/E.
Mise à jour du récit • Apr 12

OFG: Capital Returns And Neutral Ratings Will Shape Future Risk Balance

Analysts have trimmed their price target on OFG Bancorp by $4 to reflect more measured assumptions for revenue growth, along with expectations for stronger profit margins and a slightly lower future P/E. Analyst Commentary Recent Street research on OFG Bancorp points to a more balanced view, with analysts adjusting targets and ratings to match what they see as a more measured growth and valuation profile.
Mise à jour du récit • Mar 28

OFG: Capital Returns And Neutral Views Will Shape Future Risk Reward Balance

Analysts have trimmed their average price target on OFG Bancorp by $4 to $44.40, citing recent rating moves and more cautious views reflected in the latest research updates. Analyst Commentary Bullish Takeaways Bullish analysts see the updated price targets as still leaving room for upside if OFG Bancorp executes consistently on its current business plan and maintains discipline on costs and credit.
Mise à jour du récit • Mar 13

OFG: Capital Returns Will Support Upside Despite More Cautious Research Stance

Analysts have trimmed their price target for OFG Bancorp by $4 to $44.40, reflecting a more cautious stance on the shares while keeping underlying fair value assumptions broadly unchanged. Analyst Commentary Recent Street research on OFG Bancorp points to a more cautious tone, with the latest reports focusing on valuation discipline and execution risk rather than a major shift in the underlying story.
Mise à jour du récit • Feb 27

OFG: Capital Returns And Neutral Ratings Will Shape A Cautious Forward Outlook

Analysts have trimmed their price targets on OFG Bancorp by $4, citing a more cautious stance reflected in recent downgrades and a neutral initiation. They left key model inputs unchanged, including fair value at $44.40, discount rate at 6.98%, revenue growth at 8.34%, profit margin at 21.54%, and future P/E at 11.77.
Mise à jour du récit • Feb 13

OFG: Dividend And Buyback Actions Will Offset Tempered Outlook And Neutral Ratings

Analysts reduced their price target on OFG Bancorp by $4, citing updated expectations for slightly lower revenue growth, modestly different profitability assumptions, and an adjusted future P/E outlook reflected in recent Neutral and downgrade actions. Analyst Commentary Recent research updates sketch a more balanced picture for OFG Bancorp, with analysts adjusting expectations on revenue growth, profitability, and the future P/E multiple that they see as appropriate for the stock.
Article d’analyse • Feb 01

OFG Bancorp (NYSE:OFG) Has Announced That It Will Be Increasing Its Dividend To $0.35

OFG Bancorp ( NYSE:OFG ) will increase its dividend on the 15th of April to $0.35, which is 17% higher than last year's...
Mise à jour du récit • Jan 30

OFG: Puerto Rico Challenger Position Will Support Dividend And Buyback Upside

Narrative Update Analysts have trimmed their price target for OFG Bancorp from US$47.60 to US$44.40. This reflects updated assumptions around fair value, revenue growth, profit margins, and future P/E expectations highlighted in recent research.
Mise à jour du récit • Jan 15

OFG: Challenger Position In Puerto Rico Will Offset Credit Cost Concerns

Narrative Update: OFG Bancorp Analysts have trimmed their price targets on OFG Bancorp to a range around $48 to $50, a step down of roughly $2 per share. This reflects more cautious assumptions on fair value, discount rate, growth, margins, and future P/E after recent Q3 results, including higher credit costs, net interest margin pressure from commercial loan repayments, and the impact of retail deposit growth.
Seeking Alpha • Oct 09

OFG Bancorp: Loan Growth To Help Earnings Inch Up

Summary Due to Puerto Rico’s persistently strong job market, I’m expecting loan growth to remain above last year’s level. Risks to loan growth are worsening economic activity and sharply rising home prices. The combination of sticky deposit costs and relatively rate-sensitive loan yields will likely lead to margin pressure in a declining interest rate environment. I’m expecting the EPS to grow by 3.7% to $4.38 in 2025. I’m maintaining a buy rating based on a price upside of 7.3%and dividend yield of 2.8%. Read the full article on Seeking Alpha
Article d’analyse • Mar 20

OFG Bancorp's (NYSE:OFG) Shareholders Will Receive A Bigger Dividend Than Last Year

The board of OFG Bancorp ( NYSE:OFG ) has announced that it will be increasing its dividend by 20% on the 15th of April...
Seeking Alpha • Feb 08

OFG Bancorp: The Picture Looks Better Than I Previously Thought

Summary OFG Bancorp's asset quality and digital-first strategy have driven a 15.2% share price increase, outperforming the S&P 500's 10.4% gain. Despite mixed valuation metrics, OFG Bancorp's strong return on assets and equity, along with diverse income streams, justify a soft 'buy' rating. Recent improvements include a rise in deposits and securities, increased net income, and significant share buybacks, signaling management's optimism. The company's focus on digital expansion and robust asset management positions it well for future growth, despite some balance sheet concerns. Read the full article on Seeking Alpha
Seeking Alpha • Jan 29

OFG Bancorp: Maintaining A Buy Rating With A Flattish Earnings Outlook

Summary The continued improvement of Puerto Rico’s unemployment rate gives me hope that loan growth can improve this year. However, other economic metrics are mixed. As the deposit cost is mostly inflexible, the margin will likely continue to decline this year. I haven’t changed my EPS estimate for 2025, which remains at $4.25. I’m estimating a price upside of 9.2% and a dividend yieldof 2.3%. Read the full article on Seeking Alpha
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Nouveau récit • Oct 20

Digital First Strategy Fuels Efficiency And Growth Amid Market Challenges

The Digital First strategy and new offerings aim to boost operational efficiency and customer growth, enhancing revenue and margins.
Seeking Alpha • Oct 15

OFG Bancorp: Upgrading To Buy And Raising The Earnings Estimate

Summary Puerto Rico’s economy continues to remain remarkable, which contributes to my positive outlook on loan growth. Rate cuts will likely also drive loan growth. The net interest margin will likely resume its downtrend due to interest rate cuts. The December 2025 target price suggests an upside of ~8.6% from the October 14 closing price. Further, OFG is offering a dividend yield of 2.25%. Read the full article on Seeking Alpha
Article d’analyse • Oct 14

Do OFG Bancorp's (NYSE:OFG) Earnings Warrant Your Attention?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Article d’analyse • Jul 03

Should You Be Adding OFG Bancorp (NYSE:OFG) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Article d’analyse • Mar 01

OFG Bancorp (NYSE:OFG) Is Increasing Its Dividend To $0.25

OFG Bancorp ( NYSE:OFG ) will increase its dividend from last year's comparable payment on the 15th of April to $0.25...

Prévisions de croissance des bénéfices et des revenus

NYSE:OFG - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/2028762194N/AN/A1
12/31/2027727186N/AN/A3
12/31/2026732198N/AN/A3
3/31/2026635213189208N/A
12/31/2025624205199218N/A
9/30/2025624200160197N/A
6/30/2025619195176215N/A
3/31/2025623194235275N/A
12/31/2024629198211253N/A
9/30/2024639194298322N/A
6/30/2024642192331352N/A
3/31/2024633185284304N/A
12/31/2023629182278296N/A
9/30/2023626182219237N/A
6/30/2023620179153174N/A
3/31/2023610175152177N/A
12/31/2022590166133164N/A
9/30/202256615390123N/A
6/30/202255715390121N/A
3/31/202255515374103N/A
12/31/202154214577100N/A
9/30/20215241335977N/A
6/30/20214981176482N/A
3/31/2021466973752N/A
12/31/2020433682035N/A
9/30/202038944103118N/A
6/30/2020335238397N/A
3/31/20203102694108N/A
12/31/201930847N/A110N/A
9/30/201932373N/A101N/A
6/30/201935087N/A119N/A
3/31/201934581N/A119N/A
12/31/201834072N/A133N/A
9/30/201831763N/A119N/A
6/30/201831243N/A194N/A
3/31/201830541N/A162N/A
12/31/201730239N/A151N/A
9/30/201730937N/A138N/A
6/30/201730149N/A53N/A
3/31/201730146N/A80N/A
12/31/201631345N/A79N/A
9/30/201627229N/A77N/A
6/30/201627318N/A82N/A
3/31/20162611N/A86N/A
12/31/2015228-16N/A97N/A
9/30/20152805N/A81N/A
6/30/201529320N/A127N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: Les bénéfices de OFG devraient diminuer au cours des 3 prochaines années ( -5.5% par an).

Bénéfices vs marché: Les bénéfices de OFG devraient diminuer au cours des 3 prochaines années ( -5.5% par an).

Croissance élevée des bénéfices: Les bénéfices de OFG devraient baisser au cours des trois prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de OFG ( 6% par an) devrait croître plus lentement que le marché de US ( 11.7% par an).

Croissance élevée des revenus: Le chiffre d'affaires de OFG ( 6% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de OFG devrait être faible dans 3 ans ( 13.7 %).

Découvrir les entreprises en croissance

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/21 11:51
Cours de l'action en fin de journée2026/05/21 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

OFG Bancorp est couverte par 11 analystes. 4 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Joseph GladueB. Riley Securities, Inc.
Taylor BrodarickGuggenheim Securities, LLC
Brett RabatinHovde Group, LLC