First Commonwealth Financial Résultats passés
Passé contrôle des critères 5/6
First Commonwealth Financial a connu une croissance annuelle moyenne de ses bénéfices de 4.7%, tandis que le secteur Banks a vu ses bénéfices augmenter de en hausse à 4% par an. Les revenus ont augmenté de en hausse à un taux moyen de 6.3% par an. Le rendement des capitaux propres de First Commonwealth Financial est 10.7% et ses marges nettes sont de 33.2%.
Informations clés
4.71%
Taux de croissance des bénéfices
2.67%
Taux de croissance du BPA
| Banks Croissance de l'industrie | 11.18% |
| Taux de croissance des recettes | 6.30% |
| Rendement des fonds propres | 10.73% |
| Marge nette | 33.20% |
| Dernière mise à jour des bénéfices | 30 Jun 2026 |
Mises à jour récentes des performances passées
Recent updates
Mise à jour du récit • Aug 01
FCF: Buybacks And Higher Future P/E Will Support A Fair Valuation
Analysts have lifted their price target for First Commonwealth Financial from about $20.83 to $23.83. The change reflects updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions.Mise à jour du récit • Jun 25
FCF: Dividend Growth And Buybacks Will Support A Fairly Valued Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, reflecting unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What’s in the News for First Commonwealth Financial First Commonwealth Financial is highlighted as a dividend stock with a 2.87% yield, above the Banks, Northeast industry and S&P 500 averages, according to recent coverage.Seeking Alpha • Jun 21
First Commonwealth Financial No Longer Offers Strong Upside (Rating Downgrade)
Summary First Commonwealth Financial is downgraded from 'buy' to 'hold' due to valuation concerns despite solid asset quality. FCF's net interest margin improved to 3.92% and net profits rose to $37.5 million, but loan growth declined and non-performing loans increased. Uninsured deposits remain at a manageable 28.8%, but return on assets and equity have both declined since the prior review. FCF's price-to-earnings multiple of 12.8 exceeds the analyst's preferred maximum of 10, making the stock relatively expensive among peers. Read the full article on Seeking AlphaMise à jour du récit • Jun 07
FCF: Dividend Payout And Buybacks Will Support A Balanced Outlook
Analysts have kept their price target for First Commonwealth Financial steady at $20.83, citing largely unchanged assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E in their latest update. What's in the News First Commonwealth Financial Corporation declared a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend date and record date of May 8, 2026.Mise à jour du récit • May 15
FCF: Dividend Stability And Share Buybacks Will Support A Constructive Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to $20.83 from $20.67, reflecting updated views on revenue growth, profit margins, and the future P/E multiple. What's in the News Announced a quarterly dividend of US$0.1400 per share, payable on May 22, 2026, with an ex dividend and record date of May 8, 2026 (Key Developments).Mise à jour du récit • Apr 28
FCF: Stable Assumptions And Fair Pricing Will Guide Balanced Outlook
Analysts have maintained their $20.67 price target for First Commonwealth Financial, citing unchanged assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the basis for keeping their outlook steady. Valuation Changes Fair Value: Remains at $20.67, indicating no change in the estimated per share value used in the model.Mise à jour du récit • Apr 14
FCF: Share Repurchases And Stable Credit Costs Will Shape Balanced Outlook
Analysts have nudged their price target for First Commonwealth Financial slightly higher to about $20.67 from roughly $20.33. This reflects updated assumptions for fair value, revenue growth, profit margin, and future P/E multiples.Mise à jour du récit • Mar 30
FCF: Expanded Buybacks And Steady Credit Costs Will Support Further Upside
Analysts have kept their average price target for First Commonwealth Financial steady at about $20.33, reflecting unchanged assumptions around the discount rate, revenue growth, profit margin and future P/E. What's in the News First Commonwealth Financial Corporation announced a share repurchase program authorizing the company to buy back up to $25 million of its shares (Buyback Transaction Announcements).Mise à jour du récit • Mar 16
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have kept their price target for First Commonwealth Financial effectively unchanged at around $20.33. This reflects steady assumptions on fair value, discount rate, revenue growth, profit margin and a slightly lower future P/E that together support a consistent outlook on the shares.Mise à jour du récit • Mar 02
FCF: Expanded Buybacks And Stable Credit Costs Will Support Further Upside
Analysts have revised their price target on First Commonwealth Financial slightly lower to about $20.33 from $20.40, reflecting updated assumptions about fair value, discount rate, revenue growth, profit margin, and a modestly lower future P/E multiple. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares for $20.83 million, completing a total buyback of 5,101,327 shares (5.07%) for $75.14 million under the program announced on October 26, 2021 (Key Developments).Mise à jour du récit • Feb 15
FCF: Ongoing Buybacks And Stable Credit Costs Will Support Fair Upside
Analysts have adjusted their price target for First Commonwealth Financial from $20.00 to $20.40, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future price-to-earnings (P/E) assumptions. What's in the News From October 1, 2025 to December 31, 2025, First Commonwealth Financial repurchased 1,307,005 shares, representing 1.26% of shares, for US$20.83 million under the buyback program announced on October 26, 2021.Mise à jour du récit • Feb 01
FCF: Buybacks And Stable Credit Costs Will Support Measured Upside
Analysts have raised their price target for First Commonwealth Financial from $19.20 to $20.00, reflecting updated views on fair value, discount rate, revenue growth, profit margins, and future P/E assumptions. What's in the News First Commonwealth Financial completed a share repurchase program announced on October 26, 2021, buying back 5,101,327 shares (5.07%) for $75.14 million.Article d’analyse • Jan 31
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.135
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend on the...Article d’analyse • Nov 04
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...Article d’analyse • Aug 05
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.135
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.135 per share on...Article d’analyse • May 05
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be Increased To $0.135
First Commonwealth Financial Corporation's ( NYSE:FCF ) dividend will be increasing from last year's payment of the...Article d’analyse • Apr 23
Shareholders Will Likely Find First Commonwealth Financial Corporation's (NYSE:FCF) CEO Compensation Acceptable
Key Insights First Commonwealth Financial will host its Annual General Meeting on 29th of April Salary of US$683.3k is...Seeking Alpha • Mar 27
First Commonwealth Financial: Acquisition To Support Earnings, Upgrading To Buy
Summary The upcoming acquisition of CenterBank will lead to loan growth of 3% to 4%. Cost savings from the acquisition will curtail non-interest expense growth, while one-time merger-related expenses will lift non-interest expenses. I’m expecting the earnings per share to grow by just 1% to $1.41 in 2025. As of the writing of this report, FCF is offering a price upside of 6.9% and a dividend yield of 3.3%. Read the full article on Seeking AlphaSeeking Alpha • Dec 12
First Commonwealth Financial Corporation: An Interesting Financial Firm To Keep An Eye On
Summary First Commonwealth Financial has shown positive growth in deposits and loans, but its stock is more expensive than I'd prefer, leading to a 'hold' rating. The firm's digital strategy and partnerships with fintech companies are promising, with significant increases in digital platform users and transaction volumes. Despite solid net interest income growth in recent years, falling interest rates and recent financial performance pose challenges, impacting net interest income negatively. Relative valuation places First Commonwealth Financial near the cheaper end compared to peers, but absolute valuation and asset quality do not justify a bullish rating. Read the full article on Seeking AlphaArticle d’analyse • Nov 02
First Commonwealth Financial's (NYSE:FCF) Dividend Will Be $0.13
First Commonwealth Financial Corporation ( NYSE:FCF ) will pay a dividend of $0.13 on the 22nd of November. This...Article d’analyse • Nov 01
First Commonwealth Financial Corporation Just Missed Earnings - But Analysts Have Updated Their Models
First Commonwealth Financial Corporation ( NYSE:FCF ) last week reported its latest quarterly results, which makes it a...
Nouveau récit • Sep 24
Growth In Loan Yields And Critical Capital Moves Brighten Outlook, Though Credit Risks And Rate Cuts Could Dampen Profitability
Expansion in net interest margin shows a prospect for growth in net interest income due to favorable loan yields surpassing funding costs.Seeking Alpha • Sep 20
First Commonwealth Financial: Downgrading To Hold And Reducing The Earnings Estimate
Summary Interest rate cuts will boost residential mortgage loans, which will, in turn, lift total loan growth. The net interest margin will likely shrink due to interest rate cuts, promotional rates on time deposits, and the ending of purchase accounting accretion. I’ve reduced the earnings estimate for 2024 to $1.48 as I’ve reduced my loan growth estimate following the first half’s disappointing performance. The December 2024 target price is close to the current stock price. Further, FCF is offering a dividend yield of 3.0%. Read the full article on Seeking AlphaArticle d’analyse • Jul 30
First Commonwealth Financial (NYSE:FCF) Will Pay A Dividend Of $0.13
The board of First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.13...Article d’analyse • Jul 26
First Commonwealth Financial Corporation (NYSE:FCF) Released Earnings Last Week And Analysts Lifted Their Price Target To US$17.75
It's been a pretty great week for First Commonwealth Financial Corporation ( NYSE:FCF ) shareholders, with its shares...Seeking Alpha • Apr 22
First Commonwealth Financial: Attractively Valued But With A Lackluster Earnings Outlook
Summary Loan growth will receive support from strong regional markets. After rising for the last two years, the margin will likely stabilize this year. The December 2024 target price suggests a high upside from the current market price. Further, the dividend yield is decent at around 3.8%. Read the full article on Seeking AlphaArticle d’analyse • Feb 03
First Commonwealth Financial (NYSE:FCF) Is Due To Pay A Dividend Of $0.125
First Commonwealth Financial Corporation ( NYSE:FCF ) has announced that it will pay a dividend of $0.125 per share on...Seeking Alpha • Feb 01
First Commonwealth Financial: On A Significant Growth Track But An Unattractive Valuation
Summary FCF recently reported strong quarterly results, beating the market EPS estimate by 12.4% but missing the revenue estimates by 2.5%. It has a 3.75% dividend yield and a safe and consistent dividend history. FCF reported solid Q4 FY23 results with growth in both deposit and loan values. Read the full article on Seeking AlphaArticle d’analyse • Feb 01
If EPS Growth Is Important To You, First Commonwealth Financial (NYSE:FCF) Presents An Opportunity
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Ventilation des recettes et des dépenses
Ventilation des recettes et des dépenses
Comment First Commonwealth Financial gagne et dépense de l'argent. Sur la base des derniers bénéfices déclarés, sur une base LTM.
Historique des gains et des recettes
| Date | Recettes | Les revenus | Dépenses G+A | Dépenses de R&D |
|---|---|---|---|---|
| 30 Jun 26 | 507 | 168 | 237 | 0 |
| 31 Mar 26 | 496 | 157 | 236 | 0 |
| 31 Dec 25 | 486 | 152 | 233 | 0 |
| 30 Sep 25 | 469 | 143 | 227 | 0 |
| 30 Jun 25 | 455 | 134 | 224 | 0 |
| 31 Mar 25 | 449 | 138 | 219 | 0 |
| 31 Dec 24 | 449 | 143 | 213 | 0 |
| 30 Sep 24 | 456 | 152 | 211 | 0 |
| 30 Jun 24 | 463 | 159 | 208 | 0 |
| 31 Mar 24 | 470 | 164 | 207 | 0 |
| 31 Dec 23 | 467 | 157 | 206 | 0 |
| 30 Sep 23 | 449 | 148 | 200 | 0 |
| 30 Jun 23 | 434 | 143 | 196 | 0 |
| 31 Mar 23 | 409 | 131 | 189 | 0 |
| 31 Dec 22 | 389 | 128 | 183 | 0 |
| 30 Sep 22 | 385 | 127 | 182 | 0 |
| 30 Jun 22 | 380 | 127 | 180 | 0 |
| 31 Mar 22 | 375 | 126 | 176 | 0 |
| 31 Dec 21 | 386 | 138 | 174 | 0 |
| 30 Sep 21 | 374 | 129 | 173 | 0 |
| 30 Jun 21 | 358 | 114 | 170 | 0 |
| 31 Mar 21 | 351 | 108 | 170 | 0 |
| 31 Dec 20 | 305 | 73 | 171 | 0 |
| 30 Sep 20 | 305 | 75 | 170 | 0 |
| 30 Jun 20 | 311 | 82 | 170 | 0 |
| 31 Mar 20 | 315 | 85 | 169 | 0 |
| 31 Dec 19 | 339 | 105 | 166 | 0 |
| 30 Sep 19 | 337 | 106 | 163 | 0 |
| 30 Jun 19 | 329 | 104 | 161 | 0 |
| 31 Mar 19 | 332 | 109 | 159 | 0 |
| 31 Dec 18 | 327 | 107 | 155 | 0 |
| 30 Sep 18 | 324 | 84 | 157 | 0 |
| 30 Jun 18 | 322 | 81 | 155 | 0 |
| 31 Mar 18 | 311 | 63 | 153 | 0 |
| 31 Dec 17 | 302 | 55 | 151 | 0 |
| 30 Sep 17 | 291 | 69 | 144 | 0 |
| 30 Jun 17 | 277 | 65 | 137 | 0 |
| 31 Mar 17 | 254 | 63 | 129 | 0 |
| 31 Dec 16 | 244 | 60 | 126 | 0 |
| 30 Sep 16 | 229 | 52 | 121 | 0 |
| 30 Jun 16 | 223 | 47 | 122 | 0 |
| 31 Mar 16 | 229 | 48 | 125 | 0 |
| 31 Dec 15 | 233 | 50 | 124 | 0 |
| 30 Sep 15 | 233 | 48 | 125 | 0 |
Des revenus de qualité: FCF a des bénéfices de haute qualité.
Augmentation de la marge bénéficiaire: Les marges bénéficiaires nettes actuelles de FCF sont plus élevées que l'année dernière FCF. (33.2%) sont plus élevées que l'année dernière (29.5%).
Analyse des flux de trésorerie disponibles par rapport aux bénéfices
Analyse de la croissance passée des bénéfices
Tendance des revenus: Les bénéfices de FCF ont augmenté de 4.7% par an au cours des 5 dernières années.
Accélération de la croissance: La croissance des bénéfices de FCF au cours de l'année écoulée ( 25.6% ) dépasse sa moyenne sur 5 ans ( 4.7% par an).
Bénéfices par rapport au secteur d'activité: La croissance des bénéfices FCF au cours de l'année écoulée ( 25.6% ) a dépassé celle du secteur Banks 23.9%.
Rendement des fonds propres
ROE élevé: Le retour sur capitaux propres de FCF ( 10.7% ) est considéré comme faible.
Rendement des actifs
Rendement des capitaux employés
Découvrir des entreprises performantes dans le passé
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/08/06 21:31 |
| Cours de l'action en fin de journée | 2026/08/06 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
First Commonwealth Financial Corporation est couverte par 16 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| Christopher McGratty | Keefe, Bruyette, & Woods |